[8-K] JPMORGAN CHASE & CO Reports Material Event

Rhea-AI Filing Summary

JPMorgan Chase & Co. reported third-quarter 2025 results, posting net income of $14.4 billion, or $5.07 per share. This compares with net income of $12.9 billion, or $4.37 per share, in the third quarter of 2024.

The company furnished its detailed earnings release as Exhibit 99.1 and an accompanying financial supplement as Exhibit 99.2. The materials are designated as filed under the Securities Exchange Act of 1934. The disclosure includes customary cautionary language regarding forward-looking statements.

Overall, the filing highlights stronger year-over-year profitability, with higher net income and earnings per share versus the prior-year quarter.

Insights

Banking earnings analyst

Year-over-year profit and EPS increased in Q3 2025.

JPMorgan Chase reported Q3 2025 net income of $14.4B and EPS of $5.07, up from $12.9B and $4.37 in Q3 2024. This indicates stronger profitability versus the prior-year quarter.

The 8-K also furnishes an earnings release and a financial supplement, which typically provide segment details, drivers, and credit metrics. The excerpt does not break out components, so conclusions are limited to headline profitability.

Further detail resides in Exhibits 99.1 and 99.2. Subsequent filings may provide additional color on revenue mix, expenses, and credit costs.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): October 14, 2025

JPMorgan Chase & Co.

(Exact name of registrant as specified in its charter)

Delaware

1-5805

13-2624428

(State or other jurisdiction of incorporation or organization)

(Commission File Number)

(I.R.S. employer identification no.)

383 Madison Avenue,

New York,

New York

10179

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (212) 270-6000

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common stock			JPM			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 5.75% Non-Cumulative Preferred Stock, Series DD			JPM PR D			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 6.00% Non-Cumulative Preferred Stock, Series EE			JPM PR C			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.75% Non-Cumulative Preferred Stock, Series GG			JPM PR J			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.55% Non-Cumulative Preferred Stock, Series JJ			JPM PR K			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.625% Non-Cumulative Preferred Stock, Series LL			JPM PR L			The New York Stock Exchange
Depositary Shares, each representing a one-four hundredth interest in a share of 4.20% Non-Cumulative Preferred Stock, Series MM			JPM PR M			The New York Stock Exchange
Guarantee of Callable Fixed Rate Notes due June 10, 2032 of JPMorgan Chase Financial Company LLC			JPM/32			The New York Stock Exchange
Guarantee of Alerian MLP Index ETNs due January 28, 2044 of JPMorgan Chase Financial Company LLC			AMJB			NYSE Arca, Inc.
Guarantee of Inverse VIX Short-Term Futures ETNs due March 22, 2045 of JPMorgan Chase Financial Company LLC			VYLD			NYSE Arca, Inc.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On October 14, 2025, JPMorgan Chase & Co. (“JPMorganChase” or the “Firm”) reported 2025 third quarter net income of $14.4 billion, or $5.07 per share, compared with net income of $12.9 billion, or $4.37 per share, in the third quarter of 2024. A copy of the 2025 third quarter earnings release is attached hereto as Exhibit 99.1, and a copy of the earnings release financial supplement is attached hereto as Exhibit 99.2.

Each of the Exhibits provided with this Form 8-K shall be deemed to be “filed” for purposes of the Securities Exchange Act of 1934.

This Current Report on Form 8-K (including the Exhibits hereto) contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of JPMorganChase’s management and are subject to significant risks and uncertainties. Actual results may differ from those set forth in the forward-looking statements. Factors that could cause JPMorganChase’s actual results to differ materially from those described in the forward-looking statements can be found in JPMorganChase’s Annual Report on Form 10-K for the year ended December 31, 2024 and Quarterly Reports on Form 10-Q for the quarters ended March 31, 2025 and June 30, 2025, which have been filed with the Securities and Exchange Commission and are available on JPMorganChase’s website (https://jpmorganchaseco.gcs-web.com/ir/sec-other-filings/overview) and on the Securities and Exchange Commission’s website (www.sec.gov). JPMorganChase does not undertake to update any forward-looking statements.

Item 9.01 Financial Statements and Exhibits

(d)    Exhibits

Exhibit No.						Description of Exhibit
99.1						JPMorgan Chase & Co. Earnings Release - Third Quarter 2025 Results
99.2						JPMorgan Chase & Co. Earnings Release Financial Supplement - Third Quarter 2025
101						Pursuant to Rule 406 of Regulation S-T, the cover page is formatted in Inline XBRL (Inline eXtensible Business Reporting Language).
104						Cover Page Interactive Data File (embedded within the Inline XBRL document and included in Exhibit 101).

2

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

JPMorgan Chase & Co.

(Registrant)

By:			/s/ Elena Korablina
			Elena Korablina
			Managing Director and Firmwide Controller
			(Principal Accounting Officer)

Dated: October 14, 2025

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FAQ

What did JPMorgan Chase (AMJB) report for Q3 2025 net income?

JPMorgan Chase reported $14.4 billion in net income for the third quarter of 2025.

What was JPMorgan Chase (AMJB) Q3 2025 earnings per share (EPS)?

The company reported $5.07 in earnings per share for Q3 2025.

How do JPMorgan Chase (AMJB) Q3 2025 results compare to Q3 2024?

Net income rose from $12.9 billion to $14.4 billion, and EPS increased from $4.37 to $5.07.

What exhibits accompany the JPMorgan Chase (AMJB) Q3 2025 8-K?

Exhibit 99.1 is the earnings release and Exhibit 99.2 is the financial supplement; Exhibits 101 and 104 relate to Inline XBRL data.

Does the filing include forward-looking statements for JPMorgan Chase (AMJB)?

Yes. It includes forward-looking statements with cautionary language about risks and uncertainties.