JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto Callable Contingent Buffered Return Enhanced Notes linked to the EURO STOXX 50® Index in $10,000 minimum denominations.
The notes can be automatically called on the February 26, 2027 Review Date if the Index closes at or above the initial level, paying $1,000 plus a call premium of at least 13.41% per note. If not called and the Index finishes above its initial level on the February 14, 2028 Valuation Date, investors receive an uncapped, leveraged upside of at least 1.50 times any positive Index return.
If the notes are not called and the Index declines but not by more than the 25.00% contingent buffer, principal is returned at maturity on February 17, 2028. If the Index falls by more than 25.00%, repayment is reduced one-for-one with the Index loss, so investors can lose some or all of principal. The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuing and guaranteeing entities, are not listed on any exchange, and may trade below the $1,000 issue price; the estimated value is illustrated at approximately $978.40 per $1,000, with a minimum to be set no lower than $960.00.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering capped notes linked to the MerQube US Tech+ Vol Advantage Index maturing in February 2029. The notes return principal at maturity plus index-linked upside, capped at a maximum return of at least 26.00%.
Investors give up periodic interest and any dividends from the Invesco QQQ Fund and rely entirely on the maturity payout, subject to JPMorgan’s credit risk. The index embeds a 6.0% per annum daily deduction and a notional financing cost, which systematically drag on performance and can cause the index to lag similar strategies without these charges.
The index uses a volatility-targeting, leveraged exposure to the QQQ Fund, with exposure that can range from 0% to 500%, amplifying gains and losses. The preliminary estimated value is about $940.00 per $1,000 note and will not be less than $900.00 per $1,000, reflecting structuring, distribution and hedging costs that make secondary-market prices likely below the issue price.
JPMorgan Chase & Co. is offering $1,000,000 of Callable Fixed to Floating Rate Notes due February 13, 2046. The notes pay a fixed 12.00% per annum from issuance on February 13, 2026 through February 13, 2028, with interest paid quarterly.
After that, the rate becomes floating, resetting each Interest Period to (7.00% − the Benchmark Rate) × 1.35, with a floor (Minimum Interest Rate) of 0.00% per annum. The Benchmark Rate is initially Compounded SOFR, with detailed benchmark replacement mechanics if SOFR is discontinued or replaced.
JPMorgan may call the notes in whole, but not in part, on the 13th of February, May, August and November from February 13, 2028 to November 13, 2045, at par plus accrued interest. The public offering price is $1,000 per note, including a $35 fee, resulting in issuer proceeds of $965,000 before hedging. The notes are unsecured obligations of JPMorgan Chase & Co., subject to its resolution and bankruptcy frameworks, and involve complex interest-rate, market, benchmark transition and tax risks, including treatment as contingent payment debt instruments with a comparable yield of 5.41%.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is offering market-linked, auto-callable securities linked to the Class A common stock of Coinbase Global, Inc. The total offering size is $3,915,000, at $1,000 principal per security.
The notes pay a contingent coupon rate of 25.35% per annum, but coupons are only paid quarterly when Coinbase’s stock closes on or above the threshold price of $76.60, which is 50% of the starting price of $153.20. From May 2026 to November 2028, if the stock is at or above the call value of $137.88 (90% of the starting price) on a calculation day, the notes are automatically called at par plus the coupon.
If the notes are not called and Coinbase’s ending price on February 12, 2029 is below the threshold price, investors lose more than 50%, up to all, of principal, based on the stock return formula. The estimated value at issuance is $961.70 per security, below the $1,000 price to public, reflecting selling commissions, hedging costs and issuer funding assumptions. The securities are not bank deposits, are unsecured obligations and are not FDIC insured.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $750,000 of Auto Callable Yield Notes linked to the least performing of Amazon, NVIDIA and Palantir Class A shares, maturing on August 11, 2027.
The notes pay 16.70% per annum, or $13.9167 per $1,000 monthly, as long as they are outstanding. They may be automatically called as early as February 8, 2027 if each stock closes at or above its strike value, returning $1,000 plus the applicable interest payment.
If not called and any stock finishes below its Trigger Value of 50% of strike, repayment of principal is reduced one-for-one with the decline of the worst stock, and investors can lose more than half, up to all, of their principal. The notes are unsecured, unsubordinated obligations, have an estimated value of $979.10 per $1,000, will not be listed, and expose investors to both market risk in the three stocks and the credit risk of JPMorgan Financial and JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering Digital Contingent Buffered Notes linked to the Invesco QQQ Trust, Series 1. The notes have a one-year term, minimum denominations of $10,000, and are fully and unconditionally guaranteed by JPMorgan Chase & Co.
If the final QQQ share price is at or above the strike price of $600.64, or down by up to the 25% contingent buffer, investors receive a fixed “contingent digital return” of at least 8.62%, for a minimum payment of $1,086.20 per $1,000 note. If QQQ falls by more than 25%, principal is reduced 1% for each additional 1% decline, potentially resulting in a total loss.
The notes pay no interest or dividends and carry the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The indicative estimated value is about $984 per $1,000 note and will not be less than $970 when finalized, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC is offering $2,142,000 of structured notes linked to the MerQube US Tech+ Vol Advantage Index, maturing February 14, 2031. The notes can be automatically called as early as February 16, 2027 if the Index closes at or above 85% of its initial level, paying back principal plus a preset call premium that steps up over 49 review dates to as high as 43.75% of principal on the final review date.
Investors forgo interest and dividends and face up to 85% loss of principal at maturity if the Index falls more than a 15% buffer. The Index itself uses dynamic leverage of 0%–500% with a 35% target volatility, but its performance is reduced by a 6.0% per annum daily deduction and a notional financing cost on an unfunded QQQ Fund position, so it will lag a similar index without these charges. Each $1,000 note is sold at $1,000, with estimated value $909.90, proceeds to the issuer of $958.50 per note, and all payments depend on the unsecured credit of JPMorgan Financial and the guarantee of JPMorgan Chase & Co.
JPMorgan Chase Financial Company LLC is offering $2,530,000 of unsecured Return Notes linked to an unequally weighted basket of the S&P 500® Futures Excess Return Index, the STOXX® Europe 600 Index and the MSCI Emerging Markets Index, fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes pay no interest and return at maturity $1,000 plus $1,000 multiplied by the basket return, so holders participate one-for-one in basket gains but can lose some or all principal if the final basket value is below the initial 100 level. Basket weights are set at maturity based on relative performance: 95% to the best-performing index, 5% to the second-best, and 0% to the worst. The price to the public is $1,000 per note, including $5 in selling commissions, while the issuer’s estimated value is $979.60, and the notes are not listed, exposing holders to credit, market, liquidity and complex tax and index-structure risks.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $300,000 of Uncapped Buffered Return Enhanced Notes linked to the lesser performer of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index, maturing on February 16, 2028.
The notes offer 1.694x leveraged upside on any gain of the lesser-performing underlying, with a 10% downside buffer. If either underlying falls more than 10%, principal is reduced one-for-one, up to a 90% loss at maturity. The notes pay no interest or dividends and are unsecured, subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The initial price is $1,000 per note, with an estimated value of $979.70 due to embedded selling, structuring and hedging costs.
JPMorgan Chase Financial Company LLC is offering $550,000 of auto callable contingent interest notes linked to Bank of America and Citigroup stock, due February 18, 2027. The notes pay a 9.50% per annum contingent coupon (2.375% quarterly) only if, on a Review Date, each stock closes at or above 50.00% of its Strike Value.
The notes are automatically called, returning $1,000 per note plus due coupons, if on any non-final Review Date each stock is at or above its Strike Value. If the notes are not called and, at maturity, each stock is at or above its Trigger Value (also 50.00% of Strike), investors receive full principal plus all due contingent interest.
If at maturity either stock is below its Trigger Value, repayment is reduced dollar-for-dollar with the decline of the lesser performing stock, potentially to zero. The notes are unsecured obligations of JPMorgan Financial, fully guaranteed by JPMorgan Chase & Co., are not listed on any exchange, and had an estimated value at pricing of $988.10 per $1,000 note.