JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked individually to the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing in February 2028.
The notes can pay monthly contingent interest at a rate of at least 7.50% per annum (0.625% per month) when each index closes at or above 70% of its Initial Value. Quarterly, starting on August 13, 2026, the notes are automatically called if each index is at or above its Initial Value, returning principal plus that period’s interest.
If the notes are not called and the least-performing index finishes below its 70% Trigger Value at maturity, investors lose 1% of principal for each 1% decline from its Initial Value, potentially up to a total loss. The preliminary estimated value is about $956.20 per $1,000 note and will not be less than $900, reflecting structuring, selling and hedging costs and JPMorgan’s internal funding rate.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co., and scheduled to mature on August 18, 2027.
Investors may receive monthly contingent interest only if the closing level of each index on an Interest Review Date is at or above 70% of its Initial Value. The illustrative contingent interest rate is 8.25% per annum, paid at 0.6875% per month when conditions are met.
The notes are automatically called, and principal returned with the applicable interest, if on any quarterly Autocall Review Date each index closes at or above its Initial Value, with the earliest possible call on August 13, 2026. If not called and any index finishes below its 70% Trigger Value at maturity, investors lose 1% of principal for every 1% decline of the least performing index, potentially up to a total loss.
The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value, if priced today, would be about $967.60 per $1,000 note, and will not be less than $900.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Buffered Return Enhanced Notes linked to the S&P 500® Index, maturing on June 2, 2027. The notes provide 2.00x upside exposure to any index gains, capped at a maximum return between 10.00% and 14.00%.
Investors receive full principal back at maturity if the S&P 500® decline does not exceed the 10.00% buffer. If the index falls by more than 10.00%, principal is reduced 1% for each additional 1% drop, up to a possible 90.00% loss.
The notes pay no interest, do not pass through dividends, and are unsecured, unsubordinated obligations of JPMorgan Chase Financial, subject to the credit risk of both the issuer and guarantor. Minimum denomination is $1,000, and the estimated value example is approximately $973.40 per $1,000 note.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the S&P 500® Futures Excess Return Index, maturing on March 4, 2031. Each note has a $1,000 denomination and does not pay periodic interest.
At maturity, if the Index is above its initial level, investors receive $1,000 plus the Index gain multiplied by an upside leverage factor of at least 1.96. If the Index finishes at or above 70% of its initial level, principal is returned. If it ends below 70%, repayment is reduced one-for-one with the Index loss and investors can lose all principal.
The notes are unsecured and unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The preliminary estimated value is approximately $957.90 per $1,000 note, and the final estimated value will not be less than $900.00, reflecting selling commissions, hedging costs and issuer funding assumptions.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the common stock of Salesforce, Inc. The notes target investors seeking equity-linked upside without stock ownership but who can tolerate substantial downside risk.
The notes may be automatically called on February 10, 2027 if Salesforce’s share price is at or above 90% of its initial level, paying $1,000 plus a call premium of at least $210 per $1,000 note. If not called and the stock finishes above its initial level at maturity in February 2029, investors receive 1.50 times the positive stock return.
If the final stock price is at or above 70% but below the initial level, principal is returned. If it falls below 70% of the initial level, repayment is reduced one-for-one with the stock loss, and investors can lose all principal. The notes pay no interest, pass through no dividends, are unsecured obligations, and any payment depends on the credit of JPMorgan Chase Financial and JPMorgan Chase & Co. The estimated value is illustrated at approximately $977.50 per $1,000 note, and will not be less than $940.00 per $1,000 at pricing.
JPMorgan Chase Financial Company LLC is offering structured Capped Accelerated Barrier Notes linked to the iShares Bitcoin Trust ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are designed to pay 1.20 times any positive fund return at maturity, up to a maximum return of at least 193.15%.
Principal is protected only if the ETF’s final price is at or above 60% of its initial level. If it falls below that 60% barrier, repayment is reduced one-for-one with the ETF loss and investors can lose all of their money. The notes pay no interest and are unsecured obligations, exposing holders to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co.
The product embeds exposure to bitcoin through the ETF, so it carries the substantial volatility and regulatory risks associated with cryptocurrencies. The issuer’s own estimated value per $1,000 note is initially below the public offering price, reflecting selling commissions, structuring and hedging costs.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Dual Directional Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on July 11, 2029.
The notes offer at least 1.65x any positive Index performance with no upside cap, and a dual-direction feature that pays the absolute value of Index declines up to a 10% buffer. Beyond a 10% Index loss, investors lose 1% of principal for each additional 1% decline, up to a 90% loss. The notes pay no interest, are unsecured and unsubordinated, and are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. A preliminary estimated value is approximately $983.50 per $1,000 note, and the final estimated value will not be less than $900.00 per $1,000 note.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the Class A common stock of Wayfair Inc., maturing on February 1, 2029. The notes pay a quarterly contingent interest rate of at least 16.15% per annum (at least $40.375 per $1,000 per quarter) only when Wayfair’s share price on a Review Date is at or above the Interest Barrier, set at 50.00% of the Strike Value of $107.54.
The notes are auto callable: if Wayfair’s share price on any non‑final Review Date is at or above the Strike Value, investors receive $1,000 per note plus the current and any unpaid contingent interest, and the notes terminate early. If the notes are not called and Wayfair’s final share price is at or above the Trigger Value (also 50.00% of the Strike Value), investors receive principal plus applicable and unpaid interest.
If the notes are not called and Wayfair’s final share price is below the Trigger Value, repayment is reduced one‑for‑one with the stock’s decline from the Strike Value, and investors can lose more than 50% and up to all of their principal. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. They do not pay fixed interest, do not provide any participation in stock upside, and pay no Wayfair dividends.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable contingent interest notes linked separately to the Russell 2000 Index, the Nasdaq‑100 Index and the iShares 20+ Year Treasury Bond ETF, maturing on February 16, 2029.
The notes can pay monthly contingent interest at an annual rate between 10.00% and 12.00%, but only when the closing value of each underlying is at least 70.00% of its initial value. Principal repayment at maturity also depends on the least‑performing underlying; if any finishes below its 70.00% trigger, repayment is reduced one‑for‑one with that decline, potentially to zero.
The issuer may redeem the notes early, in whole, on specified interest payment dates starting August 18, 2026, paying $1,000 plus any due contingent interest. If priced today, the estimated value would be about $964.50 per $1,000 note and will not be less than $900.00 when finalized, reflecting selling costs and hedging expenses.
JPMorgan Chase Financial Company LLC is offering unsecured Uncapped Accelerated Barrier Notes linked to the Bloomberg Commodity Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes target an uncapped upside payment of at least 1.85 times any positive index return at maturity.
Investors forgo interest and face downside risk if the index falls below a 70% barrier; losses then match the full index decline, up to total principal loss. A hypothetical 10% index gain would pay $1,185 per $1,000 note, while a 60% decline would pay $400.
The preliminary estimated value would be about $961.80 per $1,000 note and will not be less than $900 when set, reflecting embedded selling commissions, hedging costs and issuer funding assumptions. The notes are not deposits, are not FDIC-insured, may be illiquid, and are exposed to JPMorgan credit and commodity futures market risks.