JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering callable contingent interest notes linked separately to the Russell 2000 Index, the Nasdaq-100 Index and the iShares 20+ Year Treasury Bond ETF, maturing on February 16, 2029.
The notes can pay monthly contingent interest at an annual rate between 8.50% and 10.50%, but only when each underlying closes at or above 70% of its initial value; otherwise no interest is paid. JPMorgan may redeem the notes early on specified interest payment dates starting August 18, 2026 at par plus any due interest.
If the notes are not redeemed early and any underlying finishes below its 70% trigger level at maturity, investors lose 1% of principal for each 1% decline of the worst performer and can lose their entire investment. The notes are unsecured obligations subject to the credit risk of JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. The initial estimated value is about $945.10 per $1,000, and will not be less than $900, reflecting structuring, hedging costs and dealer compensation.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering three capped buffered return enhanced notes linked separately to the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on February 29, 2028.
The notes provide 1.50x leveraged upside to index appreciation, but gains are capped by a maximum return that will be set for each note (illustrative ranges show up to about 19–25.5%). A 10% downside buffer absorbs only the first portion of losses; if the linked index falls by more than 10%, investors lose 1% of principal for each additional 1% decline, up to a 90% loss of principal.
The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both issuers, will not be listed on an exchange, and may trade below the $1,000 issue price. Illustrative estimated values today are about $953–$955 per $1,000 note, and the final estimated value will not be less than $900 per $1,000 principal amount.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Uncapped Accelerated Barrier Notes linked to the lesser performer of the iShares MSCI EAFE ETF and the EURO STOXX 50 Index, maturing on March 4, 2031.
At maturity, if both underlyings finish above their initial values, investors receive their $1,000 principal plus at least 2.05 times the gain of the lesser performing underlying. If either underlying finishes at or below its initial value but at or above 65% of its initial value, principal is returned. If either finishes below 65% of its initial value, repayment is reduced one-for-one with the loss on the lesser performer, and principal can be entirely lost.
The notes pay no interest, provide no dividends, are unsecured obligations of JPMorgan Chase Financial and are subject to the credit risk of both the issuer and guarantor. Minimum denomination is $1,000, and the preliminary estimated value is about $953 per $1,000 note, reflecting embedded fees and hedging costs.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering structured notes that mature on March 2, 2029 and are linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index.
The notes provide at least 1.15x any positive return if all three indexes finish above their initial levels, and a dual-direction payout that mirrors the absolute value of losses up to a 20% buffer, capped at a 20% gain in those scenarios. If any index falls by more than 20%, investors lose 1% of principal for each extra 1% decline, up to an 80% loss of principal.
The notes pay no interest, do not provide dividends, are unsecured obligations of JPMorgan Chase Financial Company LLC, and will not be listed on an exchange. An example estimated value is $965.10 per $1,000 note, with a minimum estimated value at pricing of $900.00 per $1,000 note.
JPMorgan Chase & Co. is offering callable fixed rate notes maturing on February 13, 2036. The notes pay fixed interest at 5.10% per annum, with interest payable annually in arrears on February 13, beginning in 2027, using a 30/360 day count convention.
JPMorgan may redeem the notes early, in whole but not in part, on the 13th day of February and August each year from February 13, 2028 through August 13, 2035 at par plus accrued interest. At maturity, if not previously called, investors receive principal plus any accrued and unpaid interest.
The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits, and are not insured by the FDIC or any government agency. In a resolution of JPMorgan Chase & Co. under U.S. bankruptcy or Title II of the Dodd-Frank Act, losses would be borne first by equity holders and then by unsecured creditors, including holders of these notes, and recovery could be limited relative to creditors of subsidiaries and secured or priority creditors.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked individually to the Dow Jones Industrial Average®, the Nasdaq-100® Technology Sector and the Russell 2000® Index, maturing on January 11, 2028.
The notes pay a monthly contingent interest rate of at least 8.25% per annum only if, on a given review date, the closing level of each index is at or above 75% of its initial value. The notes are automatically called, starting May 6, 2026, if on any non-excluded review date each index closes at or above its initial value, returning principal plus that period’s contingent interest.
If the notes are not called and, at maturity, any index closes below 70% of its initial value, repayment of principal is reduced in line with the performance of the weakest index, and investors can lose most or all of their investment. The notes are unsecured obligations in minimum denominations of $1,000, subject to the credit risk of both the issuer and guarantor. The preliminary estimated value is approximately $959.90 per $1,000 note, and the final estimated value will not be less than $900.00.
JPMorgan Chase Financial Company LLC is offering structured Capped Dual Directional Buffered Equity Notes linked to the lesser performer of the Russell 2000 and S&P 500 indexes, maturing on April 1, 2027. Each note has a $1,000 denomination and is fully and unconditionally guaranteed by JPMorgan Chase & Co.
At maturity, investors participate one-for-one in positive performance of the weaker index, capped at a Maximum Upside Return of at least 17%. If the weaker index is flat or down by up to the 10% buffer, the notes pay the absolute value of that move, capped at a 10% gain. If either index falls by more than 10%, principal is reduced proportionally and investors can lose up to 90% of their investment.
The notes pay no interest or dividends, carry issuer and guarantor credit risk, and will not be exchange-listed. Estimated value is expected to be below the $1,000 price, reflecting selling commissions, hedging costs and issuer funding assumptions, and secondary market prices are likely to be lower than the issue price.
JPMorgan Chase Financial Company LLC is offering structured Capped Dual Directional Buffered Equity Notes linked to the lesser performer of the Russell 2000® and S&P 500® indices, maturing on August 31, 2027 and fully guaranteed by JPMorgan Chase & Co.
The notes provide unleveraged upside to index gains up to a Maximum Upside Return of at least 27.50%, and a dual-direction feature that can pay up to 10.00% if the weaker index finishes down by up to that buffer. If either index falls more than 10.00%, investors lose 1% of principal for each additional 1% decline, up to a 90.00% loss at maturity. The estimated value, if priced on the indicated date, would be about $962.80 per $1,000, reflecting embedded selling costs and hedging economics, and the notes pay no interest or dividends.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and matures on March 4, 2031.
The notes may pay quarterly contingent interest at a rate of at least 10.50% per annum if, on a Review Date, the Index closes at or above 50% of its Initial Value. They can be automatically called, starting March 1, 2027, if the Index is at or above its Initial Value on certain Review Dates, returning $1,000 plus the applicable interest. If the notes are not called and the Final Value is below 50% of the Initial Value, repayment of principal is reduced one-for-one with the Index loss, and investors can lose most or all of their investment.
The Index embeds a 6.0% per annum daily deduction, which creates a persistent drag versus a similar index without a fee and can cause declines even when the underlying futures strategy is flat or modestly positive. The notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. An initial estimated value is expected to be about $920 per $1,000 note and will not be less than $900.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering digital buffered notes linked to the S&P 500® Index. The notes run from an expected February 2026 issue date to a February 2027 maturity, in minimum denominations of $10,000.
If at maturity the S&P 500® ending level is at or above the strike, or down by no more than the 10% buffer, investors receive a fixed contingent digital return of at least 8.11%, capped at that level. If the index falls by more than 10%, principal is lost at a leveraged rate of 1.11111% for each additional 1% decline.
The notes pay no interest or dividends, are unsecured and unsubordinated, and depend on the credit of both JPMorgan Financial and JPMorgan Chase & Co. An indicative estimated value is about $987.40 per $1,000 note, and will not be less than $970.00 when finalized, reflecting embedded fees and hedging costs.