JPMorgan Chase Financial Company LLC is offering $8,400,000 of Callable Fixed Rate Notes due January 30, 2031, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay fixed interest at 4.20% per annum, with interest payable annually on January 30, beginning in 2027.
The issuer may redeem the notes, in whole but not in part, on January 30 and July 30 of each year from January 30, 2027 through July 30, 2030 at par plus accrued interest. The notes are unsecured obligations, not bank deposits and not FDIC insured. Underwriting fees total $72,400, providing approximately $8,327,600 in proceeds to the issuer.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., is issuing $691,000 of Uncapped Dual Directional Buffered Return Enhanced Notes linked to the S&P 500® Futures Excess Return Index, maturing on August 2, 2028.
The notes offer 1.2555x leveraged upside on positive index performance and, for flat or moderate declines up to a 15.00% buffer, a positive return equal to the absolute index move. If the index falls by more than 15%, investors lose 1% of principal for each additional 1% decline, up to an 85.00% loss of principal in a full index collapse.
The notes pay no interest, are unsecured, not listed, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The price to public is $1,000 per note, including $8.50 in selling commissions, and the estimated value at pricing is $984.40 per $1,000 note.
JPMorgan Chase Financial Company LLC is offering $4,561,500 of Trigger Autocallable GEARS linked to an equally weighted basket of four equity indices (AEX, KOSPI 200, Swiss Market Index and FTSE 100), fully and unconditionally guaranteed by JPMorgan Chase & Co.
The notes have a term to January 31, 2031 and may be automatically called on February 4, 2027 if the basket is at or above 100% of its initial level, paying $11.45 per $10 note (a 14.50% call return). If not called and the basket is above its initial level at maturity, holders receive principal plus 1.50 times the positive basket return.
If the basket return is zero or negative but the final basket value is at least 75% of the initial basket value, investors receive only their $10 principal. If it is below 75%, repayment is $10 plus $10 times the basket return, exposing investors to full downside and possible total loss of principal. The notes pay no interest or dividends, are unsecured, not listed on an exchange, and all payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co. The issue price is $10 per note, including $0.25 in selling commissions to UBS, with estimated value of $9.469.
JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked separately to the MSCI EAFE, Russell 2000 and S&P 500 indexes, fully guaranteed by JPMorgan Chase & Co. Investors receive contingent quarterly interest only when each index closes at or above 70% of its initial level on a review date.
The notes may be automatically called as early as August 6, 2026 if each index is at or above its initial value, returning principal plus that period’s interest but ending future payments. If not called and any index finishes below its trigger (70% of initial) at maturity, principal is reduced one-for-one with the worst index’s loss and can fall to zero.
The hypothetical minimum contingent interest rate is 9.10% per year, and examples show total interest up to $455 per $1,000 note if all 20 coupons are paid. If priced today, the estimated value would be about $963 per $1,000, and will not be set below $900, reflecting structuring and hedging costs. The notes are unsecured, not FDIC insured, may be illiquid, and expose investors to equity, currency, volatility, credit and tax risks described in detail in the risk sections.
JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering three-year Trigger PLUS securities linked to an unequally weighted basket of five international equity indices, with the EURO STOXX 50® at 40%, TOPIX® at 25%, FTSE® 100 at 17.5%, Swiss Market Index at 10% and S&P/ASX 200 at 7.5%.
The notes pay no interest and are issued at $1,000 per security, with at least 147.50% leveraged upside on any basket gain and an 80% trigger level that provides limited downside protection. If the final basket value falls below the trigger, repayment is reduced in line with the basket’s decline, and principal can be largely or entirely lost.
The estimated value is illustrated at $959.60 per $1,000 note if priced today, and will not be less than $930.00 on the pricing date. The securities are unsecured, unsubordinated obligations, not listed on any exchange, and secondary market liquidity and pricing are expected to be limited and influenced by JPMorgan’s internal models, funding rates and hedging activity.
JPMorgan Chase Financial Company LLC is offering $8,497,200 of Trigger Autocallable Contingent Yield Notes linked to the lesser performing of the Russell 2000 Index and the EURO STOXX 50 Index, maturing January 31, 2029.
The notes pay a 10.35% per annum contingent coupon (0.2588 per $10 quarterly) only if both indices are at or above 70% of their initial levels on an observation date. After a six‑month non-call period, the notes are automatically called if both indices are at or above their initial values, returning principal plus the coupon.
If the notes are not called and either index finishes below 70% of its initial value at maturity, repayment is reduced in line with the loss on the worse-performing index, and investors can lose most or all principal. The notes are unsecured obligations of JPMorgan Chase Financial, fully guaranteed by JPMorgan Chase & Co., with an estimated value of $9.803 per $10 note at pricing.
JPMorgan Chase & Co. is offering $4,650,000 of callable fixed-rate notes due January 30, 2041. The notes pay fixed interest at 5.25% per annum, with interest paid annually on January 30, beginning January 30, 2027, based on a 30/360 day-count.
JPMorgan may redeem the notes, in whole but not in part, on January 30 and July 30 of each year from January 30, 2028 through July 30, 2040 at par plus accrued interest. Investors receive principal plus accrued interest at maturity if the notes have not been called and JPMorgan remains solvent.
The notes are unsecured obligations of JPMorgan Chase & Co., not bank deposits and not FDIC-insured. In a resolution or bankruptcy scenario, noteholders rank behind creditors of JPMorgan’s subsidiaries and certain priority and secured creditors, which could limit recovery of principal and interest.
JPMorgan Chase & Co. is offering $23,800,000 of callable fixed-rate notes due January 29, 2038 that pay 5.00% interest per year on a 30/360 basis. Interest is paid annually on January 30 from 2027 through 2037 and at maturity, assuming the notes are not redeemed earlier.
Beginning January 30, 2028 and on each January 30 and July 30 through July 30, 2037, JPMorgan may redeem all outstanding notes at par plus accrued interest. The offering price is $1,000 per $1,000 note, with selling commissions of $20.301 per note and expected proceeds to the issuer of $23,315,800.
The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. In a JPMorgan group resolution, claims on these notes would rank behind liabilities of its subsidiaries and behind priority and secured creditors, which could reduce recoveries for noteholders.
JPMorgan Chase & Co. is offering $2,000,000 of callable step-up fixed rate notes maturing January 30, 2034. The notes pay annual interest in arrears on January 30, with a 30/360 day count and step-up coupon: 4.25% per annum from January 30, 2026 to January 30, 2029, 5.00% from January 30, 2029 to January 30, 2032, and 6.50% from January 30, 2032 to maturity.
JPMorgan may redeem the notes at par plus accrued interest on January 30 and July 30 each year from January 30, 2028 through July 30, 2033, which introduces call risk if rates fall. The issuer expects proceeds of $1,990,000 after $10,000 in selling commissions. The notes are unsecured obligations of JPMorgan Chase & Co., are not bank deposits and are not FDIC insured. In a JPMorgan Group resolution, holders would rank behind creditors of its subsidiaries and certain priority and secured claims.
JPMorgan Chase & Co. is offering $5,000,000 of callable fixed rate notes due January 30, 2034. The notes pay a fixed interest rate of 4.70% per year, with interest paid annually on January 30, beginning in 2027.
JPMorgan may redeem the notes in whole, but not in part, on specified Redemption Dates starting January 30, 2028 and ending October 30, 2033, at par plus accrued interest. The public offering price is $1,000 per note, with total proceeds to the issuer of $4,968,500 after $30,747.50 in selling commissions.