JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC is offering $545,000 of Uncapped Accelerated Barrier Notes linked to Grade A copper, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes provide 1.40x leveraged upside on any gain in the copper price at maturity, with no cap on potential upside.

Investors receive no interest and face full downside risk if copper falls below an 80% barrier of the initial price of $11,816.00 per metric ton on the observation date in December 2027. If the final price stays at or above the barrier, principal is repaid; below the barrier, losses move one-for-one with copper and can reach 100% of principal. The notes are unsecured, not insured by any government agency, have limited liquidity, and their estimated value at issuance is $963.90 per $1,000, below the $1,000 issue price.

JPMorgan Chase Financial Company LLC is offering unsecured structured notes linked to the SPDR® Gold Trust. The notes run to December 28, 2026 and are fully and unconditionally guaranteed by JPMorgan Chase & Co.

Investors receive no interest but get 125.00% participation in any positive return of the SPDR® Gold Trust, capped at a maximum return of at least 17.20% per $1,000 note at maturity. If the fund finishes at or below its initial level, the maturity payment is $1,000 plus the fund return, but not less than $900 per $1,000 note, so investors can lose up to 10.00% of principal.

The notes are subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed on an exchange, and secondary market prices are expected to be below the issue price. The estimated value is disclosed as lower than the $1,000 price because it reflects selling commissions, projected hedging profits or losses and hedging costs. The product also carries complex U.S. tax treatment as a potential contingent payment debt instrument.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering unsecured structured notes that provide uncapped, dual-directional exposure to the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF, based on the worst performer, with maturity on June 23, 2027.

The notes aim to pay at least 1.20 times any positive return of the least performing underlying when all three finish above their initial values. If the least performer is flat or down by up to the 20.00% buffer, investors receive a positive, unleveraged return equal to that absolute move, up to a 20.00% maximum gain. If any underlying falls more than 20.00%, principal is reduced one-for-one beyond the buffer, with up to 80.00% of principal at risk.

Holders forgo interest and dividends, face the credit risk of both issuers, and the notes will not be listed, so liquidity may be limited. The price to public is $1,000 per note, while the estimated value would be about $970.40 per $1,000 today and will not be less than $900.00 per $1,000 at pricing, reflecting selling commissions of up to $22.25 and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $1,523,000 of market-linked notes tied to the common stock of Broadcom Inc. Each security has a $1,000 principal amount and offers a 16.75% per annum contingent coupon, paid quarterly only if Broadcom’s stock on the relevant calculation day is at or above the threshold price of $215.958, which is 60% of the starting price of $359.93.

The notes can be automatically called from March 2026 to September 2028 if the stock is at or above the starting price on a calculation day, returning principal plus a final coupon. If not called, investors receive full principal at maturity only if the final stock price is at or above the threshold; otherwise they are exposed to the full downside from the starting price and can lose more than 40%, up to their entire investment. The notes are unsecured, not FDIC insured, and the estimated value at issuance is $957.60 per $1,000 due to selling commissions and hedging costs.

JPMorgan Chase Financial Company LLC is offering $1,100,000 of Auto Callable Contingent Interest Notes linked to the MerQube US Tech+ Vol Advantage Index, guaranteed by JPMorgan Chase & Co. The notes pay a monthly contingent coupon of $8.1667 per $1,000 (a 9.80% per annum rate) only when the Index closes at or above 80.00% of its initial level of 12,129.62, and missed coupons can be paid later if the barrier is met.

The notes can be automatically called as early as December 14, 2026 if the Index is at or above its initial level, returning $1,000 per note plus due coupons. At maturity on December 17, 2030, investors receive full principal only if the Index is at or above the 80.00% buffer threshold; otherwise, principal is reduced 1% for each 1% decline beyond the 20.00% buffer, for a potential loss of up to 80.00%. The underlying Index includes a 6.0% per annum daily deduction and a notional financing cost, which drag on performance, and the notes are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering callable contingent interest notes linked to the worst performer of three market measures: the Nasdaq-100® Technology Sector IndexSM, the State Street® Utilities Select Sector SPDR® ETF and the EURO STOXX 50® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes run to December 22, 2028 and can be redeemed early, in whole, at the issuer’s option on specified interest payment dates starting December 24, 2026.

Holders receive a contingent interest payment only for review dates when the closing value of each underlying is at or above 60% of its initial value. If the notes are not redeemed early and any underlying finishes below its trigger value (also 60% of its initial value), repayment of principal is reduced in line with the loss on the least performing underlying, potentially to zero. The indicative contingent interest rate is at least 8.85% per year, and an example shows an estimated value of about $972.40 per $1,000 note, reflecting selling costs and hedging. The notes are unsecured, not insured and expose investors to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC is offering $155,000 of auto callable contingent interest notes linked to the lesser performance of the S&P 500 Index and the VanEck Gold Miners ETF, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 12.35% per annum, credited monthly, but only when the closing value of each underlying is at least 70% of its initial value, and they may pay no interest at all.

The notes can be automatically called beginning on March 12, 2026 if both underlyings are at or above their initial values, returning principal plus the applicable interest for that month, and ending further payments. If the notes are not called and, at maturity on June 17, 2027, either underlying is below its 70% trigger value, the principal repayment is reduced one-for-one with the loss on the lesser-performing underlying, potentially resulting in a total loss of principal.

The price to the public is $1,000 per note, with selling commissions of $22.25 and proceeds to the issuer of $977.75 per note. The estimated value at pricing was $951.30 per $1,000, reflecting structuring, selling and hedging costs. The notes are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial as issuer and JPMorgan Chase & Co. as guarantor, will not be listed on an exchange, and may have limited or no secondary market liquidity.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a Contingent Interest Payment on each Review Date only if the Index closes at or above 60% of its Initial Value and can be automatically called starting December 29, 2026 if the Index is at or above its Initial Value on certain Review Dates.

If the notes are not called and the Index falls below the Trigger Value at final observation, investors lose 1% of principal for each 1% decline in the Index, with the potential to lose the entire principal. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which together drag on performance versus an equivalent index without these charges. The notes are issued in $1,000 denominations, with an illustrative estimated value of about $898.50 per $1,000 and a minimum estimated value at pricing of $880.00 per $1,000.

JPMorgan Chase Financial Company LLC is issuing $3,258,000 of unsecured Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and was priced at $1,000, with selling commissions of $44 per note and estimated value of $903.50 per note.

The notes can be automatically called as early as December 16, 2026 if the Index closing level is at or above the Call Value, paying $1,000 plus a Call Premium Amount that starts at 18.00% of $1,000 on the first Review Date and rises to 90.00% of $1,000 on the final Review Date. If never called and at maturity the Index has fallen by up to the 15.00% Buffer Amount, investors receive full principal; if it has fallen by more than 15.00%, the payout is $1,000 plus $1,000 times (Index Return + 15.00%), with potential loss of up to 85.00% of principal.

The Index embeds a 6.0% per annum daily deduction and a daily notional financing cost on the QQQ Fund, which will generally weigh on its performance and cause it to trail an otherwise identical index without these charges. The notes pay no interest, provide no dividends, are not bank deposits or FDIC insured, and expose holders to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co.