JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC is offering auto callable buffered equity notes linked to the Class A common stock of CrowdStrike Holdings, Inc. in a total amount of $1,838,000, at $1,000 per note.

The notes may be automatically called on the December 28, 2026 review date if CrowdStrike’s share price is at or above the initial stock price of $504.78, paying $1,000 plus a 22.10% call premium. If not called and held to the December 16, 2027 maturity, investors get uncapped upside based on stock performance with a contingent minimum return of 44.20%, a 20.00% downside buffer and 1.25x leveraged losses beyond that buffer.

The notes pay no interest or dividends, are unsecured obligations of JPMorgan Chase Financial fully guaranteed by JPMorgan Chase & Co., and are not listed on any exchange. The estimated value at pricing was $974.70 per $1,000 note, below the public offering price, and investors face both market risk tied to CrowdStrike and the credit risk of JPMorgan entities.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Auto Callable Buffered Equity Notes linked to the S&P 500® Index. Each note has a $1,000 denomination, an Initial Index Level of 6,827.41 and a scheduled maturity on December 16, 2027.

The notes can be automatically called on December 28, 2026 if the S&P 500 closing level is at or above the Initial Index Level, paying $1,000 plus an 8.65% call premium. If not called and the Index finishes at or above its initial level, investors receive uncapped upside with a contingent minimum return of 17.30%, so at least $1,173 per $1,000 note.

The structure includes a 15.00% buffer: if the Index declines by up to that amount, principal is returned. Below this buffer, losses are leveraged, with a 1.17647% loss of principal for each 1% decline beyond 15%, potentially leading to a full loss. The total offering size is $1,680,000, the price to public is $1,000 per note, and the estimated value at pricing is $981.30 per $1,000 note. The notes pay no interest or dividends and are subject to JPMorgan credit risk and limited liquidity.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of Broadcom Inc. (AVGO), fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes, in $1,000 minimum denominations, are scheduled to mature on December 27, 2030.

Holders may receive a contingent interest rate of at least 12.00% per annum, paid monthly, but only for review dates when Broadcom’s share price is at or above 50.00% of the initial value. The notes are automatically called, with return of principal plus the applicable interest, if on certain review dates the share price reaches at least 110.00% of the initial value. If the notes are not called and the final share price is below the 50.00% trigger, investors lose principal in line with the stock’s decline and can lose their entire investment.

The notes are unsecured, unsubordinated obligations of JPMorgan Chase Financial, guaranteed by JPMorgan Chase & Co., and are not bank deposits or FDIC insured. The preliminary estimated value is about $930.00 per $1,000 note and will not be less than $900.00, reflecting embedded costs and hedging. Key risks include equity market risk, issuer and guarantor credit risk, lack of liquidity, tax uncertainty, and the absence of dividends from Broadcom’s stock.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing digital buffered notes linked to the S&P 500 Index with a total offering size of $6,364,000.00. The notes pay a fixed Contingent Digital Return of 8.37% at maturity per $1,000 note if the index is at or above its initial level of 6,827.41, or down by no more than 10%. In that case, investors receive $1,083.70 per $1,000 note.

If the S&P 500 falls by more than 10%, investors lose principal at a leveraged rate of 1.11111% for each additional 1% decline, potentially losing their entire investment. The estimated value is $986.70 per $1,000 note, versus a price to the public of $1,000, reflecting selling commissions and hedging costs. The notes pay no interest or dividends, are unsecured obligations, are not FDIC insured, and are not listed on any exchange.

JPMorgan Chase Financial Company LLC is offering $1,102,000 of auto callable contingent interest notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes pay a contingent interest rate of 11.50% per annum when, on a monthly Review Date, the Index is at or above 70% of its Initial Value. Starting December 14, 2026, the notes will be automatically called if, on certain Review Dates, the Index closes at or above its Initial Value, returning $1,000 per note plus the applicable interest.

If the notes are not called and, at maturity, the Index is below the 85% Buffer Threshold, investors lose 1% of principal for each 1% decline beyond the 15% buffer, with up to 85% principal loss possible. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which drag on performance. The notes are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and the estimated value at pricing was $904.10 per $1,000 note, below the $1,000 issue price.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $1,000,000 of auto callable barrier notes linked to the Nasdaq‑100, Russell 2000 and S&P 500. Each note has a $1,000 minimum denomination and may be automatically called as early as December 16, 2026 if all three indices are at or above 100% of their initial levels, paying back principal plus a fixed call premium (from 12.50% to 31.25% depending on the call date).

If the notes are not called and, at final observation in December 2028, all indices are above their initial levels, holders receive uncapped exposure to the least performing index’s gain. If any index finishes between 70% and 100% of its initial level, principal is returned. If any index closes below 70% of its initial level, repayment is reduced one‑for‑one with the least performer, and principal losses can reach 100%.

The notes pay no interest or dividends, are unsecured obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co., will not be listed on an exchange and have an estimated value of $950.50 per $1,000 at pricing, below the public offering price due to fees, hedging costs and dealer compensation.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked to the common stock of UnitedHealth Group Incorporated, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes are scheduled to mature on June 24, 2027 and have minimum denominations of $1,000.

Investors may receive a quarterly Contingent Interest Payment if the closing price of UnitedHealth stock on a Review Date is at least 65.00% of the Initial Value, with unpaid coupons potentially paid later if the barrier is later met. The notes are automatically called if, on any non-final Review Date, the stock closes at or above the Initial Value, in which case investors receive principal plus the applicable interest and any unpaid coupons.

If the notes are not called and the Final Value is below the Trigger Value, set at 65.00% of the Initial Value, repayment of principal is reduced one-for-one with the stock’s decline and investors can lose all of their investment. The issuer estimates that, if priced today, the notes would be valued at approximately $976 per $1,000 note and that the final Contingent Interest Rate will be at least 12.30% per annum.

JPMorgan Chase Financial Company LLC is offering $6,395,000 of auto callable accelerated barrier notes linked to the lesser performer of the Nasdaq-100® Technology Sector IndexSM and the Russell 2000® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes have a minimum denomination of $1,000, price at 100% of principal, and are expected to settle on or about December 17, 2025.

The notes can be automatically called as early as December 16, 2026 if both indices are at or above 100% of their initial values, paying principal plus a call premium of 13.75% on the first Review Date or 27.50% on the second. If not called and both final index levels are above their initial values, investors receive principal plus 2.00 times the return of the lesser-performing index; if either index finishes between 70% and 100% of its initial value, only principal is returned. If either index closes below 70% of its initial value at final valuation, repayment is reduced one-for-one with the loss in the lesser-performing index, with the possibility of a complete loss of principal.

The notes pay no interest, do not provide dividends on index constituents, and are unsecured, unsubordinated obligations subject to the credit risk of both JPMorgan Financial and JPMorgan Chase & Co. The estimated value at pricing was $955.00 per $1,000 note, below the issue price, and the notes will not be listed, so any secondary market will be limited and at potentially discounted prices.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $4,166,000 of market-linked, auto-callable notes due December 15, 2028. Each security has a $1,000 principal amount and is linked to the lowest performing of the EURO STOXX 50 Index, the Russell 2000 Index and the Nasdaq-100 Technology Sector Index.

The notes can be automatically called on scheduled dates if the lowest performing index is at or above its starting level, paying back principal plus a call premium based on a simple return of approximately 16.10% per year, up to 48.300% if called on the final calculation day. If not called and the worst index finishes at or above 75% of its starting level, investors receive $1,000; if it finishes below 75%, repayment is reduced one-for-one with the index loss, which can mean losing more than 25%, up to all principal.

The price to the public is $1,000 per security, with estimated value at issuance of $956 and proceeds to the issuer of $4,058,725.50 after $107,274.50 in fees and commissions. The securities are not bank deposits, are not FDIC insured and involve complex risks, including issuer and guarantor credit risk and uncertain secondary market values.