JPMORGAN CHASE & CO SEC Filings

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is issuing $2,940,000 of Market Linked Securities, part of its Global Medium-Term Notes, Series A. Each security has a $1,000 principal amount and matures on November 25, 2030, with returns linked to the lowest performing of the Russell 2000® Index and the Dow Jones Industrial Average®.

If the lowest-performing index ends above its starting level, investors receive principal plus 127.50% of the index gain. If it ends at or below its starting level but at or above 70% of that level (the threshold), investors receive principal plus the absolute index return. If it finishes below the 70% threshold, repayment is reduced one-for-one with the index loss and investors can lose more than 30%, up to all, of principal.

The price to the public is $1,000 per security, including $38.70 in selling commissions, for issuer proceeds of $961.30 per security. The estimated value at pricing was $943.60, reflecting sales, structuring and hedging costs and an internal funding rate. The securities are not bank deposits and are not FDIC insured.

JPMorgan Chase Financial Company LLC is offering $375,000 of auto-callable structured notes linked to the MerQube US Large-Cap Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes can be automatically called starting November 23, 2026 if the Index closes at or above a preset Call Value, paying back principal plus a fixed call premium instead of running to the November 25, 2030 maturity.

The Index uses leveraged exposure of up to 500% to E-mini S&P 500 futures and is subject to a 6.0% per annum daily deduction, which creates a persistent drag so the Index will trail a similar index without this fee. If the notes are not called and the Index ends below a barrier level at maturity, investors lose 1% of principal for each 1% Index decline and can lose their entire investment.

The notes pay no interest, provide no dividends, are unsecured obligations of JPMorgan Chase Financial and depend on the credit of both the issuer and JPMorgan Chase & Co. The price to the public is $1,000 per note, including $40 in selling commissions, while the initial estimated value is $900, highlighting upfront costs and potential secondary-market discounts.

JPMorgan Chase Financial Company LLC is offering auto callable buffered equity notes linked to the EURO STOXX 50® Index. These two-year notes may be automatically called on December 4, 2026 if the index is at or above the strike, paying $1,000 plus a call premium of at least 11.19% per note. If not called and the Ending Index Level is at or above the strike, investors receive full upside exposure with a contingent minimum return of at least 22.38%. Principal is protected only down to a 15.00% decline; below that, losses increase at a leveraged rate of 1.17647% for each additional 1% drop. The notes pay no interest or dividends and expose investors to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The estimated value is stated at approximately $979.50 per $1,000, and will not be less than $960.00 when finalized.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $500,000 of structured "Review Notes" linked to the iShares Ethereum Trust ETF (ticker ETHA), due November 24, 2028. The notes may be automatically called as early as November 23, 2026 if the ETF’s closing price is at or above the Call Value, returning $1,000 per note plus a call premium that starts at 35% of principal and can reach 105% on the final Review Date.

If the notes are not called and the ETF’s final price is at or above the 70% barrier (set at $14.987, 70% of the $21.41 Initial Value), investors receive full principal back at maturity. If the final price is below the barrier, repayment is reduced one-for-one with the ETF loss, and investors can lose most or all of their principal. The notes pay no interest and are unsecured obligations exposed to the credit risk of JPMorgan entities. The public issue price is $1,000 per note, including $40 of selling commissions; the estimated value at pricing is $904.10 per $1,000 note, reflecting embedded fees and hedging costs. The ETF and ether exposure introduce high volatility, regulatory and liquidity risks.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable accelerated barrier notes linked to the iShares Bitcoin Trust ETF (IBIT), designed for a minimum investment of $1,000 per note. The notes may be automatically called on December 21, 2026 if the ETF’s closing price is at or above the Call Value, paying $1,000 plus a Call Premium Amount of at least $160 per note, after which no further payments are made.

If not called and the ETF finishes above its initial level on the December 15, 2028 observation date, investors receive $1,000 plus 1.50 times the ETF’s positive return; if it finishes between 60.00% and 100.00% of the Initial Value, they receive principal only. If the Final Value is below the 60.00% barrier, repayment is reduced one-for-one with the ETF’s loss, and investors can lose most or all of their principal.

The notes pay no interest, are unsecured obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., and expose investors to the significant volatility and regulatory uncertainties of bitcoin through IBIT. An estimated value example of approximately $903.60 per $1,000 note highlights that issue price includes fees, hedging costs and structuring margins, and secondary market liquidity and pricing may be limited.

JPMorgan Chase Financial Company LLC is issuing $1,150,000 of Review Notes linked to the MerQube US Tech+ Vol Advantage Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes may be automatically called as early as November 24, 2026 if the Index closes at or above the Call Value, paying $1,000 plus a growing call premium that reaches up to 105% of principal by the final review date.

The notes have a 20.00% downside buffer, but if the Index falls more than this and is not called, investors lose 1% of principal for each 1% decline beyond the buffer, up to an 80.00% loss. The Index embeds a 6.0% per annum daily deduction and a notional financing cost, which drag on performance versus the QQQ-based strategy it tracks. The price to public is $1,000 per note, including $44 in fees and commissions, while the estimated value is $899.40, and the notes carry full issuer and guarantor credit risk.

JPMorgan Chase Financial Company LLC is offering $325,000 of Callable Contingent Interest Notes linked to the Class A common stock of Palantir Technologies Inc., fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 denomination and may pay a monthly contingent coupon of $16.8333 (a 20.20% per annum rate) if Palantir’s share price on the applicable Review Date is at or above the Interest Barrier of 50.00% of the Initial Value, which is $77.8725.

The notes can be redeemed early at the issuer’s option on specified Interest Payment Dates starting February 25, 2026, at $1,000 plus any due contingent interest. If not redeemed early and the Final Value on May 20, 2027 is at or above the Trigger Value (also 50.00% of the Initial Value), investors receive $1,000 plus the final contingent interest. If the Final Value is below the Trigger Value, the maturity payment becomes $1,000 plus $1,000 times the stock return, so holders lose 1% of principal for each 1% decline from the Initial Value and can lose more than 50% or even all principal.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked to the least performing of the VanEck Semiconductor ETF (SMH), Energy Select Sector SPDR Fund (XLE) and SPDR S&P Regional Banking ETF (KRE), maturing on December 1, 2028.

The notes pay a monthly contingent interest rate of at least 15.25% per annum (at least $12.7083 per $1,000) only if, on each review date, all three ETFs close at or above 60% of their initial values. The notes may be automatically called as early as May 28, 2026 if each ETF is at or above its initial value, in which case investors receive $1,000 plus the applicable interest and no further payments.

If the notes are not called and any ETF finishes below 60% of its initial value at maturity, repayment of principal is reduced one-for-one with the loss on the worst ETF, and investors can lose more than 40% and up to all of their principal. The preliminary estimated value is approximately $955.40 per $1,000 note, and will not be less than $920.00 when finalized, reflecting embedded selling, structuring and hedging costs.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $1,286,000 of Market Linked Securities linked to Broadcom Inc. common stock, maturing on November 26, 2027.

Each $1,000 security pays a 13.30% per annum contingent coupon, but only when Broadcom’s stock closes at or above a coupon threshold of $208.092 (60% of the $346.82 starting price) on the monthly calculation day. From May 2026 to October 2027, if the stock closes at or above the starting price on a calculation day, the notes are automatically called and repay principal plus that month’s coupon.

If the notes are not called, principal is protected at maturity only if the final stock price is at or above the $173.41 downside threshold (50% of the starting price). Below that level, investors lose principal in line with the stock’s decline, down to a total loss. The price to public is $1,000 per note, with an estimated value of $950.30 at pricing, reflecting selling commissions and hedging costs, and the notes are expressly described as principal-at-risk, illiquid and not FDIC insured.