Amerant Bancorp Inc. 8-K Filings

Amerant Bancorp Inc. (AMTB) released an investor presentation outlining 2Q26 results and strategy. As of June 30, 2026, total assets were $10.3 billion, deposits $8.4 billion, and gross loans $6.9 billion. Assets under management and custody totaled $3.37 billion.

Quarter over quarter, net income rose to $21.0 million from $17.9 million and diluted EPS increased to $0.53 from $0.44. Net interest income grew to $82.6 million, while noninterest income increased to $18.2 million. Provision for credit losses declined to $4.8 million. Net interest margin was 3.52% versus 3.55%, with an efficiency ratio of 68.37%. ROA improved to 0.84% and ROE to 9.23%.

Credit quality metrics improved: non-performing loans fell to $171.1 million, classified loans to $273.1 million, and special mention loans to $109.8 million. The allowance for credit losses increased to $85.5 million, and annualized net charge-offs over average loans declined to 0.08%. Capital remained strong with a 14.34% total capital ratio and 11.94% CET1. Amerant paid a $0.09 quarterly dividend and repurchased 690,000 shares for $16.1 million, with tangible book value per share at $22.78.

Amerant Bancorp Inc. appointed Yecimar Tirado Camacho as Executive Vice President and Chief Risk Officer of the company and Amerant Bank, N.A., effective July 22, 2026. She previously served as EVP and Head of Internal Audit since July 2023 and has held senior internal audit and risk roles at several financial institutions. She is both a Certified Public Accountant and an attorney admitted to the Florida Bar.

The company also confirms the planned transition of former Chief Risk Officer Alberto Capriles. He retired from the Chief Risk Officer role as of the Transition Date but will remain employed as Senior Risk Advisor through December 31, 2026. During this transition period, he will receive his current base salary and be eligible for short-term variable compensation for 2026 at a target annual cash incentive opportunity equal to 60% of his base salary, and his outstanding equity awards will continue to vest under existing award agreements.

Amerant Bancorp Inc. reported second-quarter 2026 net income attributable to the company of $21.0 million, or $0.53 per diluted share, up from $17.9 million and $0.44 in the first quarter. Net interest income rose to $82.6 million, noninterest income to $18.2 million, and pre-tax pre-provision net revenue (PPNR) to $31.9 million. Return on average assets was 0.84% and return on average equity 9.23%, with a net interest margin of 3.52% and an efficiency ratio of 68.37%.

Total assets reached $10.3 billion; total gross loans were $6.9 billion and deposits $8.4 billion. Core deposits increased to $6.4 billion, while the loan-to-deposit ratio improved to 82.17% and the average cost of total deposits declined to 2.21%. Asset quality advanced: non-performing assets were $186.6 million, classified loans fell to $273.1 million, special mention loans to $109.8 million, and the allowance for credit losses increased to $85.5 million.

Capital remained solid with a 14.34% total capital ratio, 11.94% CET1 and an 8.69% tangible common equity ratio. The company repurchased 690,000 Class A shares for approximately $16.1 million at a weighted average price of $23.29 and declared a quarterly cash dividend of $0.09 per share, payable August 28, 2026 to shareholders of record on August 14, 2026.

Amerant Bancorp Inc. reported that Alberto Capriles plans to retire from his role as Senior Executive Vice President and Chief Risk Officer of the company and its banking subsidiary, Amerant Bank, N.A. His retirement will become effective when a successor is appointed. After the new Chief Risk Officer is in place, Mr. Capriles is expected to remain with Amerant for a period to help with the transition, aiming for an orderly handover of the risk management function.

Amerant Bancorp Inc. filed an amendment to update details about the compensation package for Adrian Rodriguez, who became Executive Vice President and Chief Operating Officer on May 26, 2026. The board’s Compensation and Human Capital Committee approved an annual base salary of $415,000, effective as of that date.

Starting in fiscal year 2026, Rodriguez will be eligible for short-term variable compensation targeted at 60% of base salary, tied to company and individual performance goals. He will also remain eligible for long-term incentive awards under the company’s Equity Compensation Plan, also targeted at 60% of base salary, and will receive a $300 monthly car stipend before taxes and withholdings.

Amerant Bancorp Inc. reported the results of its 2026 annual meeting of shareholders. A total of 27,035,485 Class A voting common shares were present or represented by proxy, which was approximately 69.21% of the 39,062,373 outstanding shares as of the April 7, 2026 record date.

Shareholders elected all nominated directors to serve until the 2027 annual meeting, with each nominee receiving more votes “For” than “Against.” They also approved, on a non-binding advisory basis, the compensation of the company’s named executive officers in the Say-on-Pay vote.

In addition, shareholders ratified the appointment of RSM US LLP as Amerant Bancorp’s independent registered public accounting firm for the fiscal year ending December 31, 2026, with a large majority of votes cast in favor and minimal opposition or abstentions.

Amerant Bancorp Inc. appointed Adrian Rodriguez as Executive Vice President and Chief Operating Officer of the company and Amerant Bank, N.A., effective May 26, 2026. He had been serving as Interim COO since November 10, 2025.

Rodriguez, age 42, previously served as Executive Vice President and Head of Loan Operations since 2022 and, before that, as Senior Vice President and Internal Controls Manager from 2019 to 2022. He has more than 13 years of banking management experience and five years in public accounting. Compensation terms for his new role are not yet finalized, and his pay currently remains as disclosed in the November 17, 2025 amendment.

Amerant Bancorp Inc. released an investor presentation outlining its strategy, 2026 outlook, and recent capital actions. As of March 31, 2026, the bank reported $9.9 billion in assets, $7.9 billion in deposits, and $3.4 billion in assets under management and custody.

The company projects total loans of about $7 billion by 2Q26 and cumulative loan growth of around 7% in 2026, with deposits expected to reach $8 billion in 2Q26 and grow 8–10% for the year. Updated net interest margin is expected at 3.45%–3.50% in 2Q26 and to remain in that range.

Amerant targets 2Q26 expenses of $68–$69 million, aiming to stabilize near $68 million and work toward an efficiency ratio of about 60%. Capital levels remain strong, and the company highlights improved credit monitoring, reduced criticized loans, and growing international deposits, particularly linked to Venezuelan market activity.

Amerant Bancorp Inc. appointed Carlos Iafigliola as President and Chief Executive Officer of both Amerant Bancorp Inc. and Amerant Bank, N.A., effective May 18, 2026. He had served as Interim CEO since November 2025 and previously held senior roles including Chief Operating Officer and Chief Financial Officer.

The Board completed a comprehensive executive search that considered internal and external candidates before confirming his permanent appointment. His compensation terms as President and CEO are not yet determined; until approved by the Compensation Committee, his pay remains as previously disclosed. Amerant also issued a press release describing his background and the Board’s support for his leadership and strategic roadmap.

Amerant Bancorp Inc. reported first-quarter 2026 net income attributable to the company of $17.9 million, or $0.44 per diluted share, up from $2.7 million, or $0.07, in the fourth quarter of 2025.

Results were driven by sharply lower noninterest expenses of $66.9 million versus $106.8 million, including reduced loan sale losses and contract costs, even as net interest income declined 11.0% to $80.3 million and credit loss provision rose to $7.8 million. Net interest margin narrowed to 3.55% from 3.78%, while ROA improved to 0.73% and ROE to 7.63%.

Total assets were $9.9 billion, gross loans $6.8 billion, and deposits $7.9 billion, with core deposits of $5.9 billion and AUM of $3.4 billion. Asset quality showed mixed trends: classified loans fell to $320.3 million, but non-performing assets increased to $191.6 million and net charge-offs were 0.45% of average loans. The board declared a quarterly cash dividend of $0.09 per share and the company repurchased 859,493 Class A shares for approximately $18.7 million.

Amerant Bancorp Inc. announced that director Pamella J. Dana will not seek reelection at the company’s upcoming 2026 Annual Meeting of Shareholders. The company stated that her decision is not due to any disagreement regarding operations, policies, or practices. She will continue serving on the Board until the end of her current term immediately before the meeting. Effective immediately before the Annual Meeting, the size of the Board will be reduced from 12 to 11 directors.

Amerant Bancorp Inc. furnished an investor presentation outlining recent performance, credit actions, and its 2026 outlook. As of December 31, 2025, the bank reported assets of $9.8 billion and deposits of $7.8 billion, with a loan-to-deposit ratio of 86.01% and all regulatory capital ratios substantially above well-capitalized levels.

Fourth-quarter 2025 core results excluded non-core items, producing a core efficiency ratio of 72.58%, core ROA of 0.84%, and core ROE of 8.98%. Management highlighted an extensive credit review, loan sales of criticized credits, and continued efforts to reduce non-performing and classified loans.

For 2026, the company projects loan balances in 1Q26 roughly flat with 4Q25, with annualized loan growth of 7–9%, net interest margin between 3.65–3.70%, and operating expenses trending from $70–71 million in the first half toward $67–68 million exiting the year. Amerant also announced a new $40 million Class A share repurchase authorization through December 31, 2026, after repurchasing 737,334 shares for $13.0 million at a weighted average price of $17.63, and declared a quarterly dividend of $0.09 per share.

Amerant Bancorp Inc. filed a current report describing several shareholder-focused actions. The company issued a press release with its financial results for the quarter and year ended December 31, 2025, and furnished both the release and an earnings slide presentation in connection with a January 23, 2026 webcast discussion.

The board of directors declared a cash dividend of $0.09 per share on Class A common stock, payable on February 27, 2026 to shareholders of record as of February 13, 2026. The board also authorized a new share repurchase program of up to $40 million of Class A common stock, effective through December 31, 2026. Repurchases may occur through open market transactions, block purchases, privately negotiated deals or Rule 10b5-1 trading plans and may be suspended or discontinued at any time.

Amerant Bancorp Inc., through its wholly owned subsidiary Amerant Bank, N.A., entered into an Asset Sale Agreement with Peachtree Group on December 31, 2025 to sell up to five loans with an estimated outstanding principal balance of $74.0 million as of that date. The agreement included customary representations, warranties, covenants, indemnification provisions, and closing conditions.

The closing occurred on January 7, 2026, when the Bank sold three of the five loans to Peachtree Group for a total purchase price of approximately $49.7 million. Under the terms of the agreement, Peachtree Group exercised its right not to purchase the remaining two loans. The full Asset Sale Agreement is filed as a redacted exhibit.

Amerant Bancorp Inc. furnished an investor slide presentation focused on updates to its credit and asset quality. The presentation is attached as Exhibit 99.1 and dated December 30, 2025. The material is provided under a Regulation FD disclosure and is treated as “furnished,” not “filed,” which limits its use for certain liability purposes under securities laws. The company’s Class A common stock continues to trade on the New York Stock Exchange under the symbol AMTB.

Amerant Bancorp Inc. filed an amended report detailing the separation arrangements for former President and Chief Executive Officer Jerry Plush, who stepped down effective November 5, 2025. Under his Amended and Restated Employment Agreement and a Release of All Claims, he will receive severance payments totaling $3,747,182.66, equal to two times his base salary as of the separation date plus his average annual bonuses for the prior three full years, paid in installments.

He will also receive a stipend equal to the Company’s share of COBRA medical premiums for up to 18 months, continued payment of his term life insurance premiums for 24 months, and reimbursement of up to $25,000 for outplacement services incurred within 12 months. A pro-rata portion of his equity awards vested on the separation date, including 38,343 performance stock units and 15,432 restricted stock units, along with related dividend equivalent shares. The Release includes a comprehensive waiver of claims, mutual non-disparagement, and confirms that confidentiality and restrictive covenant provisions remain in effect, and may be revoked by Mr. Plush within seven days of execution.

Amerant Bancorp Inc. filed an amended report to update details about recent executive changes and compensation. The company confirms that former Chief Operating Officer Carlos Iafigliola, who became Interim Chief Executive Officer effective November 5, 2025, will receive an annualized base salary of $850,000. He is eligible for a 2025 bonus with a target of 90% of his base salary during his interim CEO service and 60% of his prior base salary for earlier 2025 service, and he will continue to participate in the equity compensation plan.

The company also appointed Adrian Rodriguez as Interim Chief Operating Officer effective November 10, 2025, while he continues as Executive Vice President and Head of Loan Operations. He will receive an annualized base salary of $380,000 and is eligible for a 2025 bonus with targets of 50% of his base salary in the interim COO role and 35% of his prior base salary earlier in 2025. The company states there are no related-party arrangements tied to his appointment.

Amerant Bancorp Inc. furnished an investor presentation as Exhibit 99.1 under Item 7.01 (Regulation FD). The presentation will be shown to certain existing and prospective investors on November 11, 2025, and may be used in other investor and analyst meetings thereafter.

Per General Instruction B.2, the materials in Item 7.01—including Exhibit 99.1—are furnished, not deemed “filed” under Section 18 of the Exchange Act, and are not incorporated by reference unless expressly stated.

Amerant Bancorp (AMTB) announced a leadership transition. The Board and Jerry Plush mutually agreed he will step down as President and CEO effective November 5, 2025. Under his Amended and Restated Employment Agreement, the company will provide payments applicable to a termination without cause, subject to a release of claims and compliance with covenants. The company stated his departure does not relate to any disagreement with policies or to ethical or compliance concerns.

Carlos Iafigliola, currently Senior Executive Vice President and Chief Operating Officer, was appointed Interim CEO effective November 5, 2025. He joined Amerant in 2004, served as CFO beginning in May 2020, and became COO in June 2023. He was also appointed to the Boards, and Odilon Almeida Jr., the Lead Independent Director, was named Board Chair, both effective November 5, 2025. The Board, supported by a global search firm, will conduct a search for a permanent CEO that will include external candidates and Mr. Iafigliola.

Amerant Bancorp Inc. (AMTB) furnished its quarterly results materials. The company issued a press release reporting financial results for the fiscal quarter ended September 30, 2025, furnished as Exhibit 99.1. These materials are provided under Item 2.02 and, consistent with General Instruction B.2, are furnished and not deemed filed.

The company will host a live audio webcast to discuss these results, with an earnings slide presentation furnished as Exhibit 99.2 under Item 7.01. Both exhibits are incorporated by reference to their respective items.

Amerant Bancorp Inc. announced a schedule change for its third quarter 2025 results and investor call, moving from October 23 to October 28, 2025, before the market opens, to complete customary review and quarter-end closing procedures.

The Board of Directors also declared a cash dividend of $0.09 per share, payable on November 28, 2025, to shareholders of record at the close of business on November 14, 2025. The related press release with call and webcast access details was furnished as an exhibit.

Amerant Bancorp Inc. filed an amended report to detail the separation terms for Juan Esterripa, its former Senior Executive Vice President and Chief Commercial Banking Officer, who stepped down on September 3, 2025. Under a Separation Agreement dated September 23, 2025, he will receive a cash severance of $1,108,000 paid over twelve monthly installments, a stipend equal to up to twelve months of the Company’s share of COBRA health premiums, and a $35,000 lump-sum expense payment. He will also receive accrued wages through the separation date, with health benefits ending September 30, 2025. In return, Esterripa provides a broad release of claims and agrees to confidentiality, non-disparagement, non-competition, and non-solicitation covenants, with repayment of most separation payments required if he breaches the agreement.

Amerant Bancorp Inc. announced that Senior Executive Vice-President and Chief Commercial Banking Officer Juan Esterripa will step down effective at the close of business on September 3, 2025. The company and its bank will have the CEO temporarily assume Mr. Esterripa's responsibilities while final separation terms are being finalized. The filing states the separation is agreed by the parties and that details of the final separation arrangement remain in process as of the report date.

The notice focuses on management succession for the commercial banking function, names the interim responsible executive, and indicates remaining separation terms are not yet disclosed.

On June 24, 2025, Amerant Bancorp Inc. (NYSE: AMTB) filed a Form 8-K reporting governance changes under Item 5.02. The Board of Directors unanimously voted to increase its size from ten to twelve members and, effective the same day, appointed Patricia (“Patty”) Morrison and Jack Kopnisky as non-employee directors of both the holding company and its wholly owned subsidiary, Amerant Bank, N.A. The appointments were recommended by the Corporate Governance, Nominating and Sustainability Committee and each director will serve until the 2026 Annual Meeting, unless earlier resignation or removal.

The filing states that no committee assignments have yet been determined and that neither appointee has related-party transactions reportable under Item 404(a) of Regulation S-K. Compensation will consist of a pro-rated portion of the US$46,000 annual cash retainer for Board service in 2025, additional cash retainers if committee roles are subsequently assigned, and the standard annual equity grant of restricted stock units awarded to all non-employee directors. Item 8.01 also references a press release (Exhibit 99.1) announcing the appointments. No financial metrics, operational updates, or other material events were disclosed in this filing.