Amerant Bancorp (NYSE: AMTB) approves $0.09 dividend and $40M buyback plan

Rhea-AI Filing Summary

Amerant Bancorp Inc. filed a current report describing several shareholder-focused actions. The company issued a press release with its financial results for the quarter and year ended December 31, 2025, and furnished both the release and an earnings slide presentation in connection with a January 23, 2026 webcast discussion.

The board of directors declared a cash dividend of $0.09 per share on Class A common stock, payable on February 27, 2026 to shareholders of record as of February 13, 2026. The board also authorized a new share repurchase program of up to $40 million of Class A common stock, effective through December 31, 2026. Repurchases may occur through open market transactions, block purchases, privately negotiated deals or Rule 10b5-1 trading plans and may be suspended or discontinued at any time.

Insights

Bank equity and capital management analyst

Amerant pairs a modest dividend with a sizable $40M buyback authorization.

Amerant Bancorp discloses shareholder return actions alongside its year-end 2025 earnings materials. The company is paying a cash dividend of $0.09 per share on Class A common stock with a record date of February 13, 2026 and payment on February 27, 2026. This signals an ongoing commitment to cash returns, but the filing does not provide payout ratios or earnings figures to gauge sustainability.

The headline capital action is a new share repurchase program authorizing up to $40 million of Class A common stock through December 31, 2026. Purchases may be executed in the open market, via block trades, privately negotiated transactions, or under Rule 10b5-1 trading plans, giving flexibility in how and when shares are bought. Actual impact will depend on how much of the authorization is used over time, since the company is not obligated to repurchase any specific amount and may suspend or discontinue the program at its discretion.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 22, 2026

 

Amerant Bancorp Inc.

(Exact name of registrant as specified in its charter) 

Florida

001-38534

65-0032379

(State or other jurisdiction of incorporation

(Commission file number)

(IRS Employer Identification Number)

220 Alhambra Circle
Coral Gables, Florida						33134
(Address of principal executive offices)						(Zip Code)
(305) 460-8728       (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbols			Name of exchange on which registered
Class A Common Stock			AMTB			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

On January 22, 2026, Amerant Bancorp Inc. (the "Company") issued a press release to report the Company’s financial results for the fiscal quarter and year ended December 31, 2025. The press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference to this Item 2.02.

In accordance with General Instruction B.2. of Form 8-K, the information in this Item 2.02 of this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 7.01 Regulation FD Disclosure

On January 23, 2026, the Company will hold a live audio webcast to discuss its financial results for the fiscal quarter and year ended December 31, 2025. In connection with the webcast, the Company is furnishing to the U.S. Securities and Exchange Commission the earnings slide presentation attached as Exhibit 99.2 to this Current Report on Form 8-K and incorporated by reference to this Item 7.01.

In accordance with General Instruction B.2 of Form 8-K, the information in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.2 attached hereto, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such a filing.

Item 8.01 Other Events

On January 22, 2026, the Company also issued a press release announcing that the Company's Board of Directors (the “Board”) declared a cash dividend of $0.09 per share of its Class A common stock. The dividend is payable on February 27, 2026, to shareholders of record at the close of business on February 13, 2026.

In addition, the Company announced that the Board authorized a new share repurchase program, pursuant to which the Company may purchase, from time to time, up to an aggregate amount of $40 million of its shares of Class A common stock (the “2026 Repurchase Program”). The program will be in effect until December 31, 2026.

Under the 2026 Repurchase Program, the Company may repurchase shares of the Class A common stock through open market purchases, by block purchase, in privately-negotiated transactions, or otherwise in compliance with Rule 10b-18 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”). The extent to which the Company repurchases its shares of Class A common stock and the timing of such purchases will depend upon market conditions, regulatory requirements, other corporate liquidity requirements and priorities and other factors as may be considered in the Company’s sole discretion. Repurchases may also be made pursuant to a trading plan under Rule 10b5-1 under the Exchange Act, which would permit shares to be repurchased when the Company might otherwise be precluded from doing so because of self-imposed trading blackout periods or other regulatory restrictions. The 2026 Repurchase Program does not obligate the Company to repurchase any particular amount of Class A common stock and may be suspended or discontinued at any time without notice.

A copy of the press release is attached as Exhibit 99.3 to this Current Report on Form 8-K.

Item 9.01 Financial Statements and Exhibits

Number			Exhibit
99.1			Press Release of Amerant Bancorp Inc., dated January 22, 2026
99.2			Earnings slide presentation of Amerant Bancorp Inc., dated January 23, 2026
99.3			Press Release of Amerant Bancorp Inc., dated January 22, 2026
104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: January 22, 2026

Amerant Bancorp Inc.

By:

/s/ Julio V. Pena

Name: Julio V. Pena

Title:  Executive Vice President, Associate General Counsel and Corporate Secretary

FAQ

What did Amerant Bancorp Inc. (AMTB) disclose in this 8-K?

The company furnished its earnings press release and slide presentation for the quarter and year ended December 31, 2025, announced a cash dividend, and authorized a new share repurchase program.

What dividend did Amerant Bancorp Inc. (AMTB) declare?

Amerant Bancorp’s board declared a cash dividend of $0.09 per share on its Class A common stock, payable on February 27, 2026 to shareholders of record on February 13, 2026.

When will Amerant Bancorp’s $0.09 dividend be paid and who qualifies?

The $0.09 per share dividend on Class A common stock is payable on February 27, 2026 to shareholders of record at the close of business on February 13, 2026.

How large is Amerant Bancorp Inc.’s new share repurchase program?

The board authorized the 2026 Repurchase Program under which Amerant Bancorp may buy back up to $40 million of its Class A common stock through December 31, 2026.

How can Amerant Bancorp (AMTB) execute share repurchases under the 2026 program?

The company may repurchase shares via open market purchases, block purchases, privately negotiated transactions, or pursuant to a Rule 10b5-1 trading plan, in compliance with Rule 10b-18 under the Exchange Act.

Is Amerant Bancorp required to use the full $40 million repurchase authorization?

No. The 2026 Repurchase Program does not obligate Amerant Bancorp to repurchase any particular amount of Class A common stock and may be suspended or discontinued at any time without notice.

How is Amerant Bancorp sharing its year-end 2025 financial results with investors?

Amerant Bancorp furnished an earnings press release as Exhibit 99.1 and an earnings slide presentation as Exhibit 99.2, and will hold a live audio webcast on January 23, 2026 to discuss financial results for the quarter and year ended December 31, 2025.