Amerant Bancorp (AMTB) EVP exercises RSUs and surrenders shares for tax withholding

Rhea-AI Filing Summary

Amerant Bancorp Inc. executive Anthony J. Eelman reported equity award activity involving Class A common stock and restricted stock units. On February 18, 2026, he exercised 333 Restricted Stock Units labeled "LTI 2025," converting them into 333 shares of Class A common stock at a price of $0.0000 per share. A separate transaction shows 99 shares of Class A common stock disposed of at $22.3800 per share to cover tax withholding obligations upon RSU vesting. Following these transactions, his direct Class A common stock holdings were 1,384 shares, and his remaining Restricted Stock Units LTI 2025 position was 667 units. Footnotes state each RSU is economically equivalent to one share and reference a prior grant of 1,000 RSUs awarded on February 18, 2025, vesting in three substantially equal annual installments, conditioned on continued service.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Eelman Anthony J.

(Last) (First) (Middle)

220 ALHAMBRA CR

(Street)

CORAL GABLES FL 33134

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Products Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/18/2026		M		333	A	$0(1)	1,483	D
Class A Common Stock	02/18/2026		F		99(2)	D	$22.38	1,384	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units LTI 2025	$0(1)	02/18/2026		M			333	(3)	(3)	Class A Common Stock	333	$0	667	D

Explanation of Responses:

1. Each Restricted Stock Unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. Reflects the shares of Class A Common Stock that were surrendered in order to satisfy the reporting person's tax withholding obligation upon the vesting of RSUs.

3. On February 18, 2025, Mr. Eelman was awarded 1,000 RSUs each representing the right to receive, following vesting, one share of Class A Common Stock. The award vests in substantially equal installments on each of the first three anniversaries of the date of grant, provided that Mr. Eelman remains in the continuous service of the Company or a subsidiary through each such date.

Remarks:

	/s/ Julio Pena, as Attorney-in-Fact for Anthony J. Eelman	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Amerant Bancorp (AMTB) executive Anthony Eelman report?

Anthony Eelman reported exercising 333 Restricted Stock Units into 333 Class A common shares and a related disposition of 99 Class A shares to satisfy tax withholding. These transactions occurred on February 18, 2026 and adjusted his direct equity holdings.

How many Amerant Bancorp (AMTB) shares does Anthony Eelman hold after these Form 4 transactions?

After the reported transactions, Anthony Eelman directly held 1,384 shares of Amerant Bancorp Class A common stock. He also held 667 remaining Restricted Stock Units under the LTI 2025 program, each economically equivalent to one share upon vesting and settlement.

Why were 99 Amerant Bancorp (AMTB) shares disposed of in Anthony Eelman’s Form 4?

The 99 Amerant Bancorp Class A shares were surrendered to satisfy Anthony Eelman’s tax withholding obligation related to vesting RSUs. The shares were valued at $22.3800 each, with the disposition coded as a tax-withholding transaction rather than an open-market sale.

What are the terms of Anthony Eelman’s 1,000 Amerant Bancorp (AMTB) RSU award?

The 1,000 RSUs were granted on February 18, 2025, each representing the right to receive one Class A share after vesting. The award vests in substantially equal installments on each of the first three anniversaries, conditioned on Mr. Eelman’s continuous service with the company or a subsidiary.

How are Amerant Bancorp (AMTB) Restricted Stock Units treated relative to common stock?

Each Restricted Stock Unit is described as the economic equivalent of one share of Amerant Bancorp Class A common stock. Upon vesting and settlement, RSUs convert into an equal number of shares, subject to applicable tax withholding obligations paid, in this case, partly in shares.