Amerant Bancorp (AMTB) awards director 2,885 restricted stock units

Rhea-AI Filing Summary

Lutoff-Perlo Lisa reported acquisition or exercise transactions in this Form 4 filing.

Amerant Bancorp Inc. director Lisa Lutoff-Perlo received a grant of 2,885 restricted stock units (RSUs), each economically equivalent to one share of Class A Common Stock. The award will vest on the first anniversary of the grant, provided she remains in continuous service as a director through the 2027 shareholders’ meeting or that anniversary.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Lutoff-Perlo Lisa

Role null

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	2,885	$0.00	--

Holdings After Transaction: Restricted Stock Units — 2,885 shares (Direct, null)

Footnotes (1)

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock. On June 2, 2026, the reporting person was granted 2,885 RSUs. Such RSU award will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service of the Company as a Director through the annual meeting of the shareholders of the Company to be held in 2027 or through the first anniversary of the date of grant. Each RSU represents a right to receive one share of Class A Common Stock upon vesting.

Key Figures

RSUs granted: 2,885 restricted stock units Underlying shares: 2,885 Class A Common shares Post-transaction RSU holdings: 2,885 RSUs +1 more

4 metrics

RSUs granted 2,885 restricted stock units Grant to director on June 2, 2026

Underlying shares 2,885 Class A Common shares Each RSU equals one share upon vesting

Post-transaction RSU holdings 2,885 RSUs Total RSUs directly held after grant

Vesting period First anniversary of grant Requires continuous director service through 2027 meeting or anniversary

Key Terms

Restricted Stock Units, Class A Common Stock, continuous service, annual meeting of the shareholders

4 terms

Restricted Stock Units financial

"the reporting person was granted 2,885 RSUs"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"Each RSU represents a right to receive one share of Class A Common Stock"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

continuous service financial

"will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service"

annual meeting of the shareholders financial

"through the annual meeting of the shareholders of the Company to be held in 2027"

A yearly meeting where a company’s shareholders gather (in person or virtually) to receive reports on results, ask questions, and vote on key matters such as electing directors, approving executive pay and major corporate actions. It matters to investors because the outcomes shape who runs the company and what direction it takes—like a homeowners’ association meeting where residents vote on rules and leaders that affect property value and upkeep.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Lutoff-Perlo Lisa

(Last) (First) (Middle)

C/O AMERANT BANCORP INC.

220 ALHAMBRA CR

(Street)

CORAL GABLES FLORIDA 33134

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Amerant Bancorp Inc. [ AMTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/02/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	$0(1)	06/02/2026		A		2,885		(2)	(2)	Class A Common Stock	2,885	$0	2,885	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") is the economic equivalent of one share of Class A Common Stock.

2. On June 2, 2026, the reporting person was granted 2,885 RSUs. Such RSU award will vest on the first anniversary of the date of the grant, provided that the reporting person remains in continuous service of the Company as a Director through the annual meeting of the shareholders of the Company to be held in 2027 or through the first anniversary of the date of grant. Each RSU represents a right to receive one share of Class A Common Stock upon vesting.

Remarks:

	/s/ Julio V. Pena, as Attorney-in-Fact for Lisa Lutoff-Perlo	06/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Amerant Bancorp (AMTB) report for Lisa Lutoff-Perlo?

Amerant Bancorp reported that director Lisa Lutoff-Perlo received 2,885 restricted stock units. These RSUs are a stock-based compensation award and are economically equivalent to 2,885 shares of Class A Common Stock, subject to the vesting conditions described in the filing.

How many restricted stock units were granted in this Amerant Bancorp (AMTB) Form 4?

The filing shows a grant of 2,885 restricted stock units. After this transaction, Lisa Lutoff-Perlo holds 2,885 RSUs directly, each representing the right to receive one share of Amerant Bancorp Class A Common Stock upon vesting, according to the disclosed terms.

When do the 2,885 RSUs granted by Amerant Bancorp (AMTB) vest?

The 2,885 RSUs vest on the first anniversary of the June 2, 2026 grant date. Vesting requires Lisa Lutoff-Perlo to remain in continuous service as a director through the 2027 annual shareholders’ meeting or through that first anniversary of the grant, whichever applies.

What does each Amerant Bancorp (AMTB) RSU in this grant represent?

Each restricted stock unit in this grant is the economic equivalent of one share of Class A Common Stock. Upon vesting, each RSU entitles Lisa Lutoff-Perlo to receive one share of Amerant Bancorp Class A Common Stock, as specified in the reported award terms.

What is Lisa Lutoff-Perlo’s position after this Amerant Bancorp (AMTB) RSU grant?

Following the grant, Lisa Lutoff-Perlo directly holds 2,885 restricted stock units. These RSUs are a form of equity compensation for her role as a director and will convert into an equal number of Class A Common shares if the stated vesting conditions are satisfied.