UBS AG is offering Trigger Autocallable Contingent Yield Notes linked to the American depositary receipts of Baidu, Inc., with a stated aggregate amount of $100,000 and maturity on February 14, 2028. The Notes pay a contingent coupon only when Baidu’s ADRs close at or above a coupon barrier, illustrated at 70% of the initial level, with an example contingent coupon rate of 17.02% per annum ($0.4255 per $10 Note per observation period). The Notes are automatically called early if, on any observation date before maturity, the ADRs close at or above the initial level, returning principal plus the applicable contingent coupon, after which no further payments are made. If not called and the final level is at or above the downside threshold, investors receive principal (and possibly a final coupon); if the final level is below the downside threshold, repayment is reduced in line with the negative underlying return, and investors can lose all of their investment. The Notes are unsecured, unsubordinated obligations of UBS, with an estimated initial value of $9.68 per $10 Note, will not be listed on any exchange, and all payments depend on UBS’s creditworthiness.
UBS AG is offering $1,861,000 of Trigger Autocallable Contingent Yield Notes with Memory Interest linked to Salesforce, Inc. common stock, maturing February 15, 2029. Each $1,000 Note pays a contingent coupon at an annual rate of 11.35% only if Salesforce’s closing price on a quarterly observation date is at or above the $111 coupon barrier, equal to 60% of the $185 initial level. Missed coupons can be paid later if the barrier is met, under the memory feature.
The Notes can be automatically called after six months if Salesforce closes at or above the $185 call threshold (100% of the initial level), returning principal plus the due coupon and any unpaid coupons. If not called and the final level is at or above the $111 downside threshold, investors receive full principal at maturity; below that level, repayment is reduced one-for-one with Salesforce’s decline, and all principal can be lost. The Notes are unsecured, unsubordinated UBS debt with an estimated initial value of $959.60 per $1,000, will not be listed on an exchange and carry significant market, liquidity, credit and bail-in risks.
UBS AG is offering $138,000 of Trigger Autocallable Contingent Yield Notes linked to the common stock of The Mosaic Company, maturing on February 14, 2028. These are unsecured debt obligations of UBS, not conventional bonds or bank deposits.
Investors receive contingent coupons only when Mosaic’s stock closes at or above a preset coupon barrier on each observation date. The notes are automatically called early, returning principal plus that period’s coupon, if Mosaic’s stock is at or above its initial level on any observation date before maturity.
If the notes are not called and Mosaic’s final stock level is at or above the downside threshold, investors receive their principal back (and a final coupon if the coupon barrier is met). If the final level is below the downside threshold, repayment is reduced in line with Mosaic’s percentage decline, and investors can lose all of their investment. All payments depend on UBS’s credit, the notes are not exchange-listed, and the estimated initial value is $9.71 per $10 note.
UBS AG is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Applied Materials, Inc., with a stated principal amount of $10 per Note and a term to February 14, 2028. Investors receive a contingent coupon only when the stock closes at or above a coupon barrier on each observation date; otherwise no coupon is paid. The Notes are automatically called early if the stock level is at or above the initial level, returning principal plus any due coupon and ending further payments. If not called and the final stock level is at or above a downside threshold, principal is repaid at maturity, but if it is below that threshold investors incur losses matching the stock’s decline and can lose their entire investment. The contingent coupon rate in the examples is 22.95% per annum, with a downside threshold and coupon barrier of $70. Any payment depends on UBS’s credit, and the estimated initial value per Note is $9.76, below the $10 issue price.
UBS AG is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Target Corporation, maturing on February 14, 2028. These are unsubordinated, unsecured debt obligations of UBS, not bank deposits and not FDIC insured.
The Notes pay a contingent coupon only when Target’s closing share price on an observation date is at or above a preset coupon barrier. If, on any observation date before maturity, Target’s share price is at or above the initial level, the Notes are automatically called and investors receive the $10 principal per Note plus any due coupon, with no further payments.
If the Notes are not called and Target’s final share price is at or above the downside threshold, investors receive the $10 principal at maturity, potentially with a final coupon. If the final level is below the downside threshold, repayment is reduced in line with Target’s percentage decline, and investors can lose some or all of their initial investment. Any payment depends on UBS’s creditworthiness. The Notes are sold in minimums of 100 Notes at $10 each, and the estimated initial value is $9.70 per Note.
UBS AG is offering $138,000 of Trigger Autocallable Contingent Yield Notes linked to Advanced Micro Devices, Inc. common stock, maturing on February 14, 2028. These unsecured debt notes pay a contingent coupon of 25.79% per year (about $0.6448 per $10 note per period) only when AMD’s share price is at or above a $70 coupon barrier, set at 70% of the initial level, on the relevant observation date.
The notes can be automatically called early if AMD’s closing level on any observation date before maturity is at or above the initial level, in which case investors receive $10 plus the due coupon and no further payments. If not called and AMD’s final level is at or above the $70 downside threshold at maturity, investors receive their $10 principal back (plus the final coupon if the barrier is met). If AMD’s final level is below the downside threshold, repayment is reduced dollar-for-dollar with AMD’s percentage decline, and investors can lose their entire investment.
All payments depend on UBS’s credit; a UBS default could result in total loss. The notes are not listed, have limited liquidity, require a minimum $1,000 investment, and have an estimated initial value of $9.77 per $10 note, reflecting UBS’s internal pricing and funding costs.
UBS AG is offering $5,500,000 of Capped Buffer GEARS, unsecured debt securities linked to the Dow Jones Industrial Average®, maturing on February 19, 2027. Each Security has a $1,000 principal amount and provides 2.0x leveraged exposure to positive index performance, capped at an 11.00% maximum gain ($1,110 maximum payment).
The notes include a 10.00% downside buffer: if the index finish level is at or above 90% of the initial level, investors receive at least principal back; if it is lower, losses match index declines beyond the buffer and can reach almost the entire investment. The Securities pay no interest, do not provide dividends, are not listed on an exchange, and all payments depend on UBS’s credit. The estimated initial value is $996.40 per Security, below the $1,000 issue price.
UBS AG is offering $2,082,000 of Trigger Callable Contingent Yield Notes, each with a $1,000 principal amount, linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Utilities Select Sector SPDR ETF, maturing in February 2031.
The notes pay a 9.50% per annum contingent coupon only when, on a monthly observation date, each underlying is at or above 70% of its initial level. UBS can call the notes in whole, beginning after 12 months, paying back principal plus any due coupon, ending all future payments.
If the notes are not called and, at maturity, every underlying is at or above its 70% downside threshold, investors receive full principal back (plus any final coupon). If any underlying finishes below its threshold, repayment is reduced one-for-one with the worst performer, and investors can lose up to all principal. All payments depend on UBS’s credit.
UBS AG is offering $2,200,000 of Trigger Autocallable Contingent Yield Notes linked to the common stock of Dow Inc., maturing February 17, 2028. These unsecured debt Notes pay a contingent coupon only when Dow’s closing level on an observation date is at or above a preset coupon barrier.
The Notes may be automatically called before maturity if Dow’s closing level on any observation date (before the final one) is at or above the initial level, in which case investors receive the $10 principal per Note plus the due coupon and no further payments. If the Notes are not called and Dow’s final level is at or above the downside threshold, investors receive full principal back, with a coupon if the coupon barrier is also met.
If the Notes are not called and Dow’s final level is below the downside threshold, repayment is reduced in line with Dow’s percentage decline, and investors can lose all principal. The illustrative contingent coupon rate is 17.18% per annum, or $0.1432 per $10 Note per period, and the estimated initial value per Note is $9.79, with all payments subject to UBS’s creditworthiness.
UBS AG is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Dow Inc., maturing on or about February 17, 2028. Each Note has a $10 principal amount, with a minimum investment of 100 Notes (a $1,000 purchase).
The Notes pay a contingent coupon only when Dow’s closing level on an observation date is at or above a coupon barrier; otherwise no coupon is paid. The Notes are automatically called if Dow’s level on any observation date before maturity is at or above the initial level, returning principal plus the applicable coupon and ending further payments.
If not called and Dow’s final level is at or above the downside threshold, investors receive only principal at maturity. If the final level is below the downside threshold, repayment is reduced in line with Dow’s decline, and investors can lose all of their initial investment. Payments depend on the creditworthiness of UBS, the Notes will not be listed on an exchange, and the estimated initial value is between $9.51 and $9.76 per $10 Note.