UBS AG SEC Filings

UBS AG is offering unsecured Trigger Autocallable Contingent Yield Notes linked to the common stock of Oracle Corporation, maturing on or about February 9, 2028. The trade date is expected to be February 5, 2026, with settlement on February 9, 2026.

Investors may receive contingent coupons only when Oracle’s closing level on an observation date is at or above a specified coupon barrier. The notes are automatically called if Oracle’s level on any observation date before maturity is at or above the initial level, paying principal plus any due coupon.

If the notes are not called and Oracle’s final level is below a downside threshold, the repayment at maturity will be reduced in line with the share’s decline, and investors could lose their entire principal. The notes are not listed, are subject to UBS credit risk, require a minimum investment of 100 notes at $10 each, and have an estimated initial value between $9.40 and $9.65 per note.

UBS AG is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Humana Inc., maturing on or about February 9, 2028. The Notes are unsecured UBS debt and all payments depend on UBS’s credit.

The Notes may pay contingent quarterly coupons only when Humana’s share price on an observation date is at or above a preset coupon barrier. They are automatically called early if Humana’s share price on any observation date before maturity is at or above the initial level, returning the $10 principal per Note plus the applicable coupon.

If not called and Humana’s final share price is at or above a downside threshold, investors receive only the $10 principal (plus any final coupon). If the final price is below the downside threshold, repayment is reduced in line with the share’s percentage loss, and investors can lose their entire investment. The illustrative contingent coupon rate is 19.75% per annum, the minimum purchase is 100 Notes at $10 each, and the estimated initial value is between $9.38 and $9.63 per Note, reflecting UBS’s internal pricing.

UBS AG is offering autocallable buffered medium-term notes linked to the State Street SPDR S&P Metals & Mining ETF (XME). The notes pay no interest and have an expected term of about 29 months, unless automatically called after roughly 16–18 months.

Each $1,000 note can be automatically redeemed if XME’s closing level on the call observation date is at or above 80% of its initial level, paying $1,000 plus a call premium expected between 12.63% and 14.82%. If not called and XME is at or above the 80% buffer at maturity, holders receive a capped maximum settlement amount expected between $1,252.60 and $1,296.40 per $1,000.

If XME falls more than 20% below its initial level at maturity, principal loss is magnified: holders lose 1.25% of face amount for each 1% decline beyond the 20% buffer, and could lose their entire investment. The estimated initial value is expected between $943.00 and $973.00 per $1,000, reflecting underwriting and hedging costs and UBS’ internal funding rate.

UBS AG is offering trigger callable contingent yield notes linked to the least-performing of three ETFs: VanEck Gold Miners (GDX), SPDR S&P Regional Banking (KRE) and Energy Select Sector SPDR (XLE). The notes pay a 14.55% per annum contingent coupon only when all three ETFs close at or above their respective coupon barriers, set at 60% of initial levels, on monthly observation dates.

UBS can call the notes in whole, beginning after six months, on any observation date and repay principal plus any due coupon, ending all future payments. If the notes are not called and any ETF finishes below its 50% downside threshold at maturity, investors lose principal in line with the worst-performing ETF and could lose their entire investment. The notes are unsecured UBS debt, not listed on any exchange, and their estimated initial value is expected between $942.60 and $972.60 per $1,000 face amount.

UBS AG is offering Conversion Yield Notes linked to a 30‑year U.S. Treasury bond paying 4.625% and maturing November 15, 2055. Each Note has a $1,000 principal amount, a term of about 12 months, and pays a fixed 7.10% per annum coupon quarterly, regardless of bond performance.

At maturity, if the bond’s final clean price is at or above its initial clean price, investors receive back the $1,000 principal in cash plus the final coupon. If the final clean price is lower, investors receive a “physical delivery amount” of the Treasury bond (with cash for any fractional part), whose value will be less than $1,000 and is expected to result in a loss of principal.

The Notes carry the same downside risk as owning the underlying Treasury bond, do not pass through the bond’s interest, and offer no upside beyond coupons. They are unsecured, unsubordinated obligations of UBS AG, not deposits and not FDIC‑insured. Any payment depends on UBS’s credit; a UBS default could result in loss of all invested capital. The estimated initial value per Note is expected between $954.40 and $984.40, versus a $1,000 issue price, reflecting fees, hedging and UBS’s internal funding rate. The Notes are not expected to be listed and may have limited or no secondary market liquidity.

UBS AG is offering Trigger Callable Contingent Yield Notes linked to the least performing of the Russell 2000® and S&P 500® Index, maturing around February 11, 2031. Each $1,000 Note pays a monthly contingent coupon at a 9.55% per annum rate only if on an observation date both indexes close at or above 70% of their initial levels.

UBS may call the Notes in whole, beginning after three months, on any observation date. If called, holders receive $1,000 plus any due coupon, and the Notes terminate. If not called and at maturity both indexes are at or above 60% downside thresholds, investors receive full principal. If any index finishes below its downside threshold, repayment is reduced dollar-for-dollar with the negative return of the worst index, and principal loss can reach 100%.

The Notes are unsecured, unsubordinated obligations of UBS, not insured deposits. The issue price is $1,000 per Note, with an estimated initial value between $962.50 and $992.50, reflecting dealer compensation, hedging and structuring costs.

UBS AG London Branch is offering Digital Buffered Basket-Linked Medium-Term Notes maturing on January 14, 2028. These $1,000 notes pay no interest and the payoff depends on an unequally weighted basket of five stock indices from the Eurozone, Japan, the UK, Switzerland and Australia.

If the basket is flat or up at maturity, investors receive the greater of $1,181 per $1,000 note or full participation in the basket’s gain. If the basket is down by up to 10%, principal is repaid. Below that 10% buffer, losses accelerate, with about 1.1111% of principal lost for each additional 1% basket decline, and losses can reach 100%.

The aggregate face amount initially offered is $9,485,000, with issue price and net proceeds at 100% of face. The notes are unsecured obligations of UBS, not bank deposits, are not listed on an exchange, and expose holders to UBS credit risk and complex tax and market risks.

UBS AG is offering Trigger Callable Contingent Yield Notes linked to the least performing of three references: the SPDR S&P Regional Banking ETF (KRE), the Nasdaq-100 Technology Sector Index (NDXT) and the Utilities Select Sector SPDR Fund (XLU). The Notes have a $1,000 denomination, are issued by UBS AG London Branch, and run for about three years, from February 2026 to February 2029, unless called earlier.

Investors may receive monthly contingent coupons at a rate of 13.75% per annum (about $11.4583 per $1,000) only when the closing level of each underlying is at or above 70% of its initial level on the relevant observation date. UBS may call the Notes, in whole, on any monthly observation date starting after six months, paying back principal plus any due coupon and ending further payments.

If the Notes are not called and, on the final valuation date, every underlying is at or above 60% of its initial level, investors receive full principal at maturity (plus any final coupon if all are also above the coupon barriers). If any underlying finishes below its downside threshold, the maturity payment is reduced in line with the worst performer’s percentage loss, and investors can lose some or all of their principal. All payments depend on UBS’ credit; the Notes are unsecured, unsubordinated obligations, unlisted, and priced at $1,000 with an estimated initial value between $954.50 and $984.50 after underwriting and internal funding adjustments.

UBS AG is offering Contingent Income Auto-Callable Securities linked to Citigroup Inc. common stock, maturing around February 16, 2029. Each $1,000 security may pay quarterly contingent income of $25.25 (10.10% per annum) if Citi’s share price is at or above 65% of its initial level on each determination date.

The notes auto-call at par plus the contingent payment if Citi’s stock is at or above 100% of the initial price on any non-final determination date. If not called and the final stock price is below 65% of the initial level, investors receive a “cash value” tied to the depressed share price and can lose a significant, or even all, of their principal. The securities are unsecured, unsubordinated UBS debt, not FDIC insured, with an estimated initial value between $936.00 and $966.00 per $1,000.00, and may have limited or no secondary market.