UBS AG SEC Filings

UBS AG London Branch is offering unsecured Digital EURO STOXX 50® Index-Linked Medium-Term Notes that pay no interest and expose investors to Eurozone equity performance over roughly 14–16 months.

At maturity, for each $1,000 face amount, if the EURO STOXX 50® final level is at or above 90.00% of its initial level, holders receive a capped maximum settlement amount, expected to be between $1,103.00 and $1,121.10. If the index falls more than 10.00%, principal is reduced by approximately 1.1111% for every additional 1% decline, and investors can lose their entire investment.

The notes are not listed, may have little or no secondary market, and their value depends on UBS’s credit. The estimated initial value is expected to be between $968.50 and $998.50 per $1,000, reflecting internal funding and hedging costs. Investors forgo dividends on the index stocks and face complex U.S. tax and withholding rules.

UBS AG is offering $1,941,000 of Trigger Autocallable Notes linked to the Solactive U.S. Large Cap Volatility Navigator 40 Index, maturing in February 2032. The notes pay no coupons but can be automatically called quarterly after 12 months.

If on any observation date the index is at or above the initial level of 289.72, investors receive the principal plus a call return based on a 28.50% per annum rate, ending the investment early. If the notes are not called and the final index level is at or above the downside threshold of 144.86 (50% of the initial level), investors receive only their principal back.

If the final index level is below the downside threshold, repayment is reduced one-for-one with the index loss, and investors can lose all principal. The notes are unsecured obligations of UBS AG, are not listed, have limited liquidity, and embed risks from leverage, a 6.0% annual index decrement and UBS credit exposure.

UBS AG is offering Trigger Autocallable Contingent Yield Notes linked to the common stock of Amazon.com, Inc., maturing around January 31, 2028. These are unsecured, unsubordinated debt obligations of UBS, not conventional bonds and not principal protected.

Investors receive contingent quarterly coupons only when Amazon’s share price is at or above a preset coupon barrier on each observation date. The notes may be automatically called after six months if Amazon’s stock closes at or above the initial level, in which case investors receive principal plus the applicable coupon and the product terminates early.

If the notes are never called and Amazon’s final share price is at or above the downside threshold, investors receive full principal back at maturity (plus any final coupon if the barrier is met). If the final price is below the downside threshold, repayment is reduced in line with Amazon’s decline, and investors can lose most or all of their investment. All payments depend on UBS’s credit and the notes will not be listed on any exchange.

UBS AG is offering Trigger Callable Contingent Yield Notes maturing around February 9, 2029, linked to the least performing of four underlyings: the Nasdaq-100 Technology Sector Index, the Russell 2000 Index, and shares of the Technology and Utilities Select Sector SPDR funds.

The Notes pay a contingent coupon of 12.75% per annum, only if on a monthly observation date each underlying is at or above its coupon barrier, set at 70% of its initial level. Principal is protected at maturity only if every underlying is at or above its downside threshold, set at 60% of its initial level; otherwise repayment is reduced one-for-one with the loss in the worst performer and can fall to zero.

UBS may call the Notes on any observation date after three months, repaying principal plus any due coupon, ending all future payments. The Notes are unsecured UBS debt, not insured deposits, will not be listed on an exchange, and have an estimated initial value between $957 and $987 per $1,000 issue price.

UBS AG is offering Phoenix Autocallable Buffer Notes with Memory Interest linked to the common stock of Freeport‑McMoRan Inc. (FCX), maturing on February 4, 2027. Each Note has a $1,000 principal amount and pays a fixed $40.50 contingent quarterly coupon if FCX’s closing price on an interest observation date is at or above the interest barrier of $45.59, set at 70% of the initial price of $65.13. Missed coupons can be “made up” later under the memory feature if the barrier is met on a future observation date.

The Notes are automatically called if FCX closes at or above the initial price on any autocall observation date, returning principal plus due and previously unpaid coupons. If not called, and FCX’s final price on the valuation date is at or above the downside threshold of $45.59, investors receive full principal back plus any contingent interest due. If the final price is below the threshold, repayment is based on a cash equivalent tied to a share delivery amount (1,000 ÷ 45.59), causing losses that increase about 1.4286% for every 1% FCX falls below the threshold, potentially up to a total loss of principal.

The Notes are unsecured, unsubordinated debt of UBS, not listed on any exchange, and subject to UBS’s credit risk. The estimated initial value per Note on the trade date is expected between $962.70 and $992.70, reflecting internal pricing, funding and distribution costs.

UBS AG is offering unsecured Trigger Callable Contingent Yield Notes linked to the least performing of the Russell 2000® Index, the S&P 500® Index and the Utilities Select Sector SPDR® Fund. Each Note has a $1,000 principal amount and an expected term of about five years, from February 10, 2026 to February 10, 2031.

The Notes pay a monthly contingent coupon at a rate of 10.10% per annum (about $8.4167 per month per $1,000) only if on each observation date all three underlying assets close at or above 70.00% of their initial levels, which also serves as the coupon barrier and downside threshold.

UBS may call the Notes in whole, but not in part, on any monthly observation date beginning after six months, regardless of asset performance, paying principal plus any due contingent coupon on the call settlement date, with no further payments.

If the Notes are not called and on the final valuation date any underlying finishes below its downside threshold, the maturity payment per Note equals $1,000 × (1 + underlying return of the least performing underlying asset), exposing investors to full downside of that asset and potentially a total loss of principal. Any payment is subject to UBS credit risk.

The preliminary estimated initial value is expected to be between $953.20 and $983.20 per $1,000 Note, reflecting underwriting discount of $7.50 per Note and proceeds to UBS of $992.50 per Note. The Notes will not be listed on any securities exchange.

UBS AG is offering Trigger Callable Contingent Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Utilities Select Sector SPDR Fund. Each Note has a $1,000 principal amount, a term of about four years and pays a 10.35% per annum contingent coupon in monthly installments of $8.625 if, on an observation date, all three underlying assets close at or above their coupon barriers, set at 70% of initial levels.

UBS can redeem the Notes in whole, at its discretion, on any monthly observation date beginning after six months, returning principal plus any due coupon, with no further payments. If not called and all underlyings finish at or above their downside thresholds (60% of initial levels), investors receive full principal at maturity. If any underlying finishes below its downside threshold, repayment is reduced one-for-one with the negative return of the worst performer, potentially to zero. Payments depend entirely on the creditworthiness of UBS, and the Notes are not insured or listed on an exchange.

UBS AG is offering unsubordinated, unsecured Trigger Callable Contingent Yield Notes linked to the least performing of the Russell 2000 Index, S&P 500 Index and Utilities Select Sector SPDR Fund, maturing on or about February 9, 2028. Each $1,000 Note pays an 8.30% per annum contingent coupon when all three underlyings are at or above 60% of their initial levels on monthly observation dates. UBS may call the Notes in whole on any observation date after six months, paying principal plus any due coupon. If not called and any final underlying level is below its 60% downside threshold, principal is reduced in line with the worst performer and investors can lose all of their investment. Payments depend entirely on UBS’s credit, and the estimated initial value per Note of $961.40–$991.40 is below the $1,000 issue price.

UBS AG is offering Trigger Callable Contingent Yield Notes linked to the worst performer among three sector ETFs: Energy Select Sector SPDR (XLE), Utilities Select Sector SPDR (XLU) and Health Care Select Sector SPDR (XLV). The Notes run for about three years, from a February 24, 2026 trade date to a March 1, 2029 maturity, unless UBS calls them earlier after six months.

The Notes pay a 9.05% per annum contingent coupon (about $7.5417 per month on a $1,000 Note) only when each ETF closes at or above its coupon barrier, initially set at 70% of its initial level. UBS can redeem all Notes on any monthly observation date (after six months) at par plus any due coupon.

If the Notes are not called and each ETF finishes at or above its downside threshold (also 70% of initial level), investors receive full principal. If any ETF finishes below its downside threshold, repayment is reduced one-for-one with the loss of the worst-performing ETF, and investors can lose their entire investment. The issue price is $1,000 per Note, with an estimated initial value between $935.70 and $965.70, reflecting internal funding and distribution costs. All payments depend on UBS’s credit; a default could result in a total loss.