Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Arrow Financial Corporation filings document a bank holding company's operating results, capital actions, governance matters, and material-event disclosures. Form 8-K reports furnish quarterly earnings releases, Regulation FD investor presentations, dividend declarations, share repurchase authorization, and other corporate updates tied to Arrow's banking operations, loan portfolio, deposits, investment portfolio, and non-interest income sources.
The company's proxy materials cover board elections, director and executive compensation, pay-versus-performance disclosures, and shareholder voting matters. Other current reports record board appointments and retirements, compensatory arrangements, and shareholder derivative litigation disclosures, including statements about the financial impact of related settlement activity.
Arrow Financial Corporation agreed to acquire Adirondack Bancorp, Inc. in a stock-and-cash merger that expands Arrow’s community banking footprint across upstate New York, including the Mohawk Valley and additional Adirondack markets.
Each Adirondack share will be converted into 1.8610 Arrow shares plus $18.72 in cash, implying total consideration of about $89.1 million based on Arrow’s share price on February 25, 2026. The combined company is projected to have about $5.4 billion in assets, $4.8 billion in deposits and $4.1 billion in gross loans, with management targeting roughly 18% cash EPS accretion in 2027, a 20% internal rate of return and a tangible book value per share earnback period of 2.9 years. Adirondack’s CEO, Rocco Arcuri Sr., will become Regional President and join Arrow’s and Arrow Bank’s boards, while voting and lock-up agreements from key Adirondack shareholders are designed to support deal approval and manage post-closing share sales. Closing is contingent on Adirondack shareholder approval and customary banking regulatory approvals.
Arrow Financial Corp director Morris Philip C reported a small share acquisition through the company’s dividend reinvestment plan (DRIP). On 02/11/2026, he made an optional cash purchase of 29 shares of common stock at $35.08 per share.
Following this transaction, he directly beneficially owns 7,189 shares of Arrow Financial common stock. This filing records the change in his direct ownership and confirms continued participation in the company’s DRIP program.
Arrow Financial Corp filed a Form 13F reporting institutional holdings totaling $1,003,074,635 across 318 positions. The report names Arrow Bank National Association as an included manager and is signed by CFO Penko Ivanov on 02-05-2026.
Arrow Financial Corp director Darrin Jahnel received a small equity award in the form of restricted stock. On January 28, 2026, he acquired 69 shares of Arrow Financial common stock at $32.43 per share, held directly.
The 69 restricted shares vest in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029, aligning his compensation with the company’s long-term performance. Following this grant, Jahnel beneficially owns 69 common shares.
Arrow Financial Corp director Mark Behan reported a grant of 818 shares of common stock on January 28, 2026. The shares are restricted stock that vest in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029 at a grant price of $32.43 per share.
After this award, Behan directly beneficially owns 12,709 shares, which include 95 shares acquired under the Company's DRIP since October 8, 2025. These DRIP acquisitions were not previously required to be reported on a Form 4.
Arrow Financial Corp director Tenee R. Casaccio received an award of 818 shares of common stock on January 28, 2026 at $32.43 per share. These restricted shares vest in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029.
After this grant and including 231 shares previously acquired through the company’s dividend reinvestment plan, Casaccio beneficially owns 27,591 Arrow Financial shares directly.
Arrow Financial Corp director Gregory J. Champion received a grant of 818 shares of common stock on January 28, 2026. The shares were awarded at a price of $32.43 per share and are structured as restricted stock.
The restricted stock vests in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029, tying the award to continued service over time. After this grant, Champion beneficially owns 10,943 shares directly, which includes 84 shares acquired through the company’s dividend reinvestment plan.
Arrow Financial Corp reported that director James M. Dawsey received an award of 818 shares of common stock on January 28, 2026 at $32.43 per share. The grant is in the form of restricted stock that vests in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029. Following this grant and including 169 shares acquired under the company’s dividend reinvestment plan since October 8, 2025, Dawsey beneficially owns 19,461 shares of Arrow Financial common stock, held directly.
Arrow Financial Corp director David G. Kruczlnicki received a grant of 818 shares of common stock on January 28, 2026 at $32.43 per share. After this award, he directly beneficially owned 60,134 shares. The footnote states this restricted stock vests in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029.
Arrow Financial Corp director Elizabeth Miller reported a stock award of 818 shares of common stock on January 28, 2026 at $32.43 per share. The filing notes this grant is restricted stock that vests in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029.
After this award, Miller directly holds 39,985 shares of Arrow Financial common stock, which includes 146 shares acquired under the Company's DRIP since October 8, 2025. An additional 5,847 shares are held indirectly by Miller Family Partnership, LP, for which she disclaims beneficial ownership.