Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Arrow Financial Corporation (NASDAQ: AROW) SEC filings page provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Arrow is a New York corporation and bank holding company for Arrow Bank National Association and other subsidiaries, and it uses SEC reports and current reports on Form 8-K to communicate material information to investors.
Through this page, users can review Arrow’s current reports on Form 8-K that address topics such as quarterly financial results, dividend declarations, share repurchase authorizations, appointments of directors and executive arrangements, and updates on shareholder derivative litigation. For example, recent 8-K filings describe the preliminary court approval of a stipulation and agreement of settlement resolving a shareholder derivative complaint, the appointment of a new director to the Board of Directors, and quarterly cash dividend declarations.
In addition to 8-Ks, investors typically look to Arrow’s annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed discussions of net interest income, loan and deposit balances, credit quality, capital ratios and risk factors relevant to a commercial banking organization. These filings complement the earnings releases that Arrow furnishes as 8-K exhibits and reference in its news.
On Stock Titan, AI-powered tools can help interpret lengthy filings by highlighting key sections related to capital strength, allowance for credit losses, nonperforming assets, regulatory capital ratios and the financial impact of any disclosed settlements or non-core items. Users can also monitor insider and governance-related disclosures, such as director appointments and professional services agreements with former executives, as reported under Item 5.02 of Form 8-K. This makes it easier to follow how Arrow’s regulatory reporting reflects its banking, insurance and investment activities over time.
Arrow Financial Corp (AROW) reported an insider transaction: a director acquired 38 shares of common stock on 10/13/2025 at $26.55 per share through an optional cash purchase under the company’s DRIP.
Following the transaction, the reporting person beneficially owns 6,195 shares, held directly. The filing lists the individual’s relationship to the issuer as Director.
Arrow Financial Corp. director purchased common stock and reported total holdings. A director acquired 290 shares on 10/08/2025 at an average price of $27.31 per share as a quarterly director's retainer payment executed under code J(1). The filing also discloses that an additional 50 shares were accumulated under the company's dividend reinvestment plan since 09/11/2025, which were not previously required to be reported, bringing total beneficial ownership to 6,157 shares. The Form 4 is filed by one reporting person and signed by an attorney-in-fact on 10/10/2025.
Director Daniel James White reported a purchase of 339 shares of Arrow Financial Corp (AROW) on 10/08/2025 at a price of $27.31 per share, recorded under transaction code J as a Quarterly Director's Retainer Payment. After the reported transaction, Mr. White beneficially owns 5,246 shares directly. The filing also discloses 10 additional shares acquired through the company dividend reinvestment plan since 07/09/2025, included to show total holdings as of the Form 4 date. The signature by an attorney-in-fact is dated 10/10/2025.
Director Colin L. Read reported a non‑derivative acquisition of 233 shares of Arrow Financial Corp common stock on 10/08/2025 at a reported price of $27.31. The filing notes this was a quarterly director's retainer payment (transaction code J). After the transaction the reporting person directly beneficially owns 29,332 shares, and indirectly holds 3,020 shares that are reported as held by wife. The form is signed by an attorney‑in‑fact on 10/10/2025.
Raymond F. O'Conor, a director of Arrow Financial Corp (AROW), acquired $27.31-priced common stock as part of his quarterly director retainer. On 10/08/2025 he received 290 shares, bringing his direct beneficial ownership to 29,833 shares. The form lists the transaction code J(1) and identifies the payment as a Quarterly Director's Retainer Payment. The filing was signed by Penko Ivanov, Attorney in Fact on 10/10/2025. This is a routine, non-derivative compensation issuance to a director and does not report any exercised options or derivative transactions.
Elizabeth Miller, a director of ARROW FINANCIAL CORP (AROW), reported a non-derivative purchase of 496 common shares on 10/08/2025 at a price of $27.31 per share. The filing states the purchase represents a Quarterly Director's Retainer Payment. After the transaction, Ms. Miller beneficially owns 39,021 shares directly and an additional 5,847 shares indirectly through the Miller Family Partnership, LP.
The filing also discloses that 145 shares were acquired under the company's dividend reinvestment plan since 07/09/2025 and are included in the total holdings. The Form 4 was signed by an attorney-in-fact on 10/10/2025 and reports a routine, compensation-related transfer rather than an open-market purchase or sale.
David G. Kruczlnicki, a director of Arrow Financial Corp (AROW), reported a non-derivative purchase of 309 shares of common stock on 10/08/2025 at a price of $27.31 per share. Following the transaction he beneficially owns 59,148 shares. The filing lists the purchase as a Quarterly Director's Retainer Payment, indicating the shares were issued as compensation for board service rather than an open-market trade. The Form 4 was signed by an attorney-in-fact on 10/10/2025. This change is routine for directors receiving equity-based retainers and represents a minor increase in insider ownership relative to the reported total holdings.
Arrow Financial Corp (AROW) director Kristine Duffy reported the acquisition of 267 shares of common stock on 10/08/2025 at a price of $27.31 per share as part of a quarterly director's retainer payment. Following the transaction, the reporting person beneficially owns 5,129 shares directly and 790 shares indirectly (held by spouse). The filing also discloses that 7 additional shares were acquired under the company's dividend reinvestment plan since 07/09/2025 and are included in the total holdings. The Form 4 was signed by an attorney-in-fact on 10/10/2025.
Director James M. Dawsey reported an open-market acquisition of 542 shares of Arrow Financial Corp (AROW) on 10/08/2025 at a reported price of $27.31 per share, increasing his total beneficial ownership to 18,474 shares. The transaction is described as a Quarterly Director's Retainer Payment, and the filing also discloses 169 additional shares acquired under the Company's dividend reinvestment plan since 07/09/2025 to fully reflect current holdings. The Form 4 was signed by an attorney-in-fact on 10/09/2025.
Director stock receipt and holdings disclosure. A director of Arrow Financial Corp (AROW) received 271 shares as a quarterly director retainer on 10/08/2025, reported at an effective price of $27.31. After the transaction the reporting person beneficially owns 10,041 shares; the filing also discloses 84 shares acquired under the company's dividend reinvestment plan since 07/09/2025 that are now included in the total holdings. The Form 4 was filed by a single reporting person and is furnished to disclose total holdings as of the report date.