Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Arrow Financial Corporation (NASDAQ: AROW) SEC filings page provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Arrow is a New York corporation and bank holding company for Arrow Bank National Association and other subsidiaries, and it uses SEC reports and current reports on Form 8-K to communicate material information to investors.
Through this page, users can review Arrow’s current reports on Form 8-K that address topics such as quarterly financial results, dividend declarations, share repurchase authorizations, appointments of directors and executive arrangements, and updates on shareholder derivative litigation. For example, recent 8-K filings describe the preliminary court approval of a stipulation and agreement of settlement resolving a shareholder derivative complaint, the appointment of a new director to the Board of Directors, and quarterly cash dividend declarations.
In addition to 8-Ks, investors typically look to Arrow’s annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed discussions of net interest income, loan and deposit balances, credit quality, capital ratios and risk factors relevant to a commercial banking organization. These filings complement the earnings releases that Arrow furnishes as 8-K exhibits and reference in its news.
On Stock Titan, AI-powered tools can help interpret lengthy filings by highlighting key sections related to capital strength, allowance for credit losses, nonperforming assets, regulatory capital ratios and the financial impact of any disclosed settlements or non-core items. Users can also monitor insider and governance-related disclosures, such as director appointments and professional services agreements with former executives, as reported under Item 5.02 of Form 8-K. This makes it easier to follow how Arrow’s regulatory reporting reflects its banking, insurance and investment activities over time.
Arrow Financial Corp reports that one of its directors purchased common stock through the Company's DRIP program. On December 11, 2025, the director acquired 31 shares of common stock at $31.97 per share in an optional cash purchase transaction.
Following this transaction, the director beneficially owns 6,311 shares of Arrow Financial common stock. This total includes 53 shares previously acquired under the DRIP since November 11, 2025 that were not required to be reported individually.
Arrow Financial Corporation reported that its Board of Directors appointed Darrin Jahnel as a director on November 25, 2025. Jahnel is the founder and CEO of Jahnel Group, a 150-person software consulting firm based in Schenectady, New York, and has more than 25 years of experience building and scaling technology companies. He also founded InfoLink, an R&D tax credit company, and acquired LTI, a 40-person software firm. He will not initially serve on any Board committees, and there are no arrangements or related party transactions involved in his election. Jahnel will receive compensation in line with Arrow’s existing director compensation policy as described in its most recent proxy statement filed on April 24, 2025.
Arrow Financial (AROW) disclosed an insider purchase on Form 4. On 11/10/2025, a director bought 1,644 shares of common stock at $30.14 per share (Transaction Code P). After the trade, the reporting person directly owned 6,890 shares.
Arrow Financial Corp (AROW) reported an insider transaction by a director. On 11/11/2025, the director acquired 32 shares of common stock at $30.98 per share, noted as an optional cash purchase under the company’s DRIP.
Following the transaction, the director beneficially owned 6,227 shares, held directly.
Arrow Financial (AROW) reported stronger Q3 2025 results. Net income rose to $12.8M from $9.0M a year ago, and diluted EPS was $0.77 versus $0.53. Net interest income improved to $34.1M from $28.4M as interest expense eased year over year, while the provision for credit losses was $0.8M.
Non‑interest income was $8.7M and non‑interest expense was $25.4M. Total assets reached $4.59B and deposits were $4.10B. Loans stood at $3.44B with an allowance for credit losses of $34.2M. Accumulated other comprehensive loss improved to $(8.6)M from $(18.5)M at year‑end, reflecting higher securities fair values and hedge dynamics.
Liquidity strengthened: cash and cash equivalents were $397.4M versus $154.5M at December 31, 2024. Year‑to‑date, the company repurchased 379,814 shares for $10.1M and paid cash dividends of $0.85 per share. Shares outstanding were 16,442,453 as of October 31, 2025.
Arrow Financial Corporation reported that the U.S. District Court for the Northern District of New York has preliminarily approved a Stipulation and Agreement of Settlement resolving a shareholder derivative complaint. The court has scheduled a final approval hearing for January 12, 2026.
The company stated the settlement has no material financial impact on its results of operations or financial position. Arrow has posted the Notice of Pendency and Proposed Settlement and the full settlement agreement on its Investor Relations website and issued a press release, which are included as exhibits to this report.
Arrow Financial Corp (AROW) reported insider buying by Penko Ivanov, SEVP, Treasurer and CFO. On 11/04/2025, he purchased 1,617 shares of common stock at $29.82 and 3 shares at $29.67. Following these transactions, he directly owns 26,394 shares.
The filing notes that 30 shares acquired under the Company’s ESPP since September 10, 2025 are included to disclose total holdings as of this report date.
Arrow Financial Corporation announced routine updates. The company furnished unaudited financial information and discussion for the quarter ended September 30, 2025, along with a Third Quarter 2025 investor presentation (Exhibits 99.1 and 99.2). These materials are furnished, not filed, and are incorporated by reference.
The Board declared a quarterly cash dividend of $0.29 per share, payable on November 24, 2025 to shareholders of record on November 12, 2025. This maintains cash returns to shareholders while the company provides its Q3 2025 performance overview through the accompanying press release and presentation.
Arrow Financial Corp filed a Form 13F reporting institutional holdings. The filing lists 288 holdings with a total reported market value of $977,985,527 and names Arrow Bank National Association as an other included manager. The report was signed by Penko Ivanov, Chief Financial Officer on 10-21-2025.
Arrow Financial (AROW) director filed a Form 4/A amending an earlier report to include an additional transaction. On 10/08/2025, the director acquired 267 shares of common stock at $27.31 (code J) as a Quarterly Director's Retainer Payment, bringing direct holdings to 5,129 shares. On 08/08/2025, a separate open-market purchase (code P) of 210 shares at $26.53 was reported as indirect ownership, held by spouse, with 1,000 shares shown under indirect holdings.
The amendment states it corrects the original filed on 10/10/2025 to reflect a previously unreported purchase.