Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Arrow Financial Corporation (NASDAQ: AROW) SEC filings page provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Arrow is a New York corporation and bank holding company for Arrow Bank National Association and other subsidiaries, and it uses SEC reports and current reports on Form 8-K to communicate material information to investors.
Through this page, users can review Arrow’s current reports on Form 8-K that address topics such as quarterly financial results, dividend declarations, share repurchase authorizations, appointments of directors and executive arrangements, and updates on shareholder derivative litigation. For example, recent 8-K filings describe the preliminary court approval of a stipulation and agreement of settlement resolving a shareholder derivative complaint, the appointment of a new director to the Board of Directors, and quarterly cash dividend declarations.
In addition to 8-Ks, investors typically look to Arrow’s annual reports on Form 10-K and quarterly reports on Form 10-Q for detailed discussions of net interest income, loan and deposit balances, credit quality, capital ratios and risk factors relevant to a commercial banking organization. These filings complement the earnings releases that Arrow furnishes as 8-K exhibits and reference in its news.
On Stock Titan, AI-powered tools can help interpret lengthy filings by highlighting key sections related to capital strength, allowance for credit losses, nonperforming assets, regulatory capital ratios and the financial impact of any disclosed settlements or non-core items. Users can also monitor insider and governance-related disclosures, such as director appointments and professional services agreements with former executives, as reported under Item 5.02 of Form 8-K. This makes it easier to follow how Arrow’s regulatory reporting reflects its banking, insurance and investment activities over time.
Arrow Financial Corp. director Daniel James White reported an award of 818 shares of common stock on January 28, 2026 at a price of $32.43 per share. The restricted stock vests in three equal installments on January 28 of 2027, 2028, and 2029.
Following this grant, White beneficially owns 7,722 shares of Arrow Financial common stock in direct ownership, including 14 shares acquired through the Company’s dividend reinvestment plan since November 10, 2025.
Arrow Financial Corp director Kristine D. Duffy reported a stock award of 818 shares of common stock on January 28, 2026 at $32.43 per share. After this award, she directly holds 5,956 common shares. The award consists of restricted stock that vests in three equal installments on January 28, 2027, January 28, 2028, and January 28, 2029, spreading the benefit over three years.
The filing also notes 1,021 additional common shares held indirectly by her spouse. Duffy disclaims beneficial ownership of these indirectly held shares, meaning the filing does not treat her as the beneficial owner of those securities for any purpose.
Arrow Financial Corp executive Andrew J. Wise received 4,058 shares of common stock on January 28, 2026 as an equity award. The shares were acquired at $32.43 each and bring his directly owned holdings to 25,818 common shares.
The award is in the form of restricted stock that vests 25% per year on January 28, 2027, 2028, 2029, and 2030. The total holding figure also reflects 35 shares acquired through employee stock purchase plan purchases since December 10, 2025.
Arrow Financial Corp executive Marc Yrsha, SEVP and Chief Banking Officer, acquired 4,058 shares of common stock on January 28, 2026 at $32.43 per share as a restricted stock award. The restricted shares vest in four equal 25% installments each January 28 from 2027 through 2030.
After this grant and prior plan allocations, dividend reinvestment, and employee purchases, Yrsha beneficially owns 14,132 Arrow Financial common shares as of this Form 4.
Arrow Financial Corp executive Brooke M. Pancoe reported a stock award of 2,406 shares of common stock on January 28, 2026 at $32.43 per share. The restricted stock vests in four equal 25% installments each January 28 from 2027 through 2030.
After this award, Pancoe directly holds 7,145 common shares. An additional 25 common shares are held indirectly by a spouse, and Pancoe disclaims beneficial ownership of those indirectly held shares.
Arrow Financial Corp executive Michael Joseph Jacobs reported a stock award under a Form 4. On January 28, 2026, he acquired 2,406 shares of Arrow Financial common stock at $32.43 per share as an "A" (award) transaction. The shares are restricted stock that vest 25% annually on January 28 of 2027, 2028, 2029, and 2030.
After this grant, Jacobs beneficially owns 12,571 common shares held directly, including 2,744 shares related to the 2024 ESOP allocation reflected since January 29, 2025. He serves as Executive Vice President and Chief Information Officer of Arrow Financial Corp.
Arrow Financial Corp executive Penko Ivanov, SEVP, Treasurer and CFO, reported receiving 4,558 shares of restricted common stock on January 28, 2026 at $32.43 per share. The restricted stock vests in four equal 25% installments on January 28 of 2027, 2028, 2029, and 2030.
After this award and prior plan purchases, Ivanov beneficially owns 31,045 common shares, including 7 shares acquired through the company’s DRIP and 96 shares purchased via the ESPP since November 4, 2025.
Arrow Financial Corp President & CEO David S. DeMarco reported receiving two restricted stock grants totaling 34,982 shares of common stock on January 28, 2026 at $32.43 per share.
One 11,084-share grant vests 25% each year on January 28, 2027, 2028, 2029, and 2030. A second 23,898-share grant vests 33% each year on January 28, 2027, 2028, and 2029. After these awards, he beneficially owns 91,189 shares directly and 3,035 shares indirectly through a 401(k) plan.
Arrow Financial Corporation filed a current report outlining several shareholder updates. The company furnished an earnings press release with unaudited financial information and discussion for the year-to-date period ended December 31, 2025, and also provided a Fourth Quarter 2025 investor presentation reviewing financial results and trends.
The report notes that Director Elizabeth A. Miller plans to retire from the Board after completing her current term, which ends at the 2026 Annual Meeting. The Board also declared a quarterly cash dividend of $0.30 per share, payable on February 25, 2026, to shareholders of record as of February 11, 2026.
Arrow Financial Corp director Philip C. Morris reported a small share purchase. On January 12, 2026, he acquired 31 shares of Arrow Financial common stock at $32.13 per share in a transaction labeled as an optional cash purchase under the company's DRIP. Following this transaction, he directly beneficially owns 6,342 shares of Arrow Financial common stock.