Arrow Financial director reports 292-share stock retainer

Arrow Financial Corp director Tenee R. Casaccio reported an "other" stock transaction involving 292 shares of common stock on June 17, 2026 as a quarterly director’s retainer payment at $38.49 per share.

Rhea-AI Filing Summary

Arrow Financial Corp director Tenee R. Casaccio reported an "other" stock transaction involving 292 shares of common stock on June 17, 2026 as a quarterly director’s retainer payment at $38.49 per share. After this, total direct holdings are 28,660 shares, including 206 shares acquired through the company’s DRIP since March 18, 2026.

Insider Trade Summary

Other: 292 shares

Other 1 txn

Insider Casaccio Tenee R

Role Director

Type	Security	Shares	Price	Value
Other	Common Stock	292	$38.49	$11K

Holdings After Transaction: Common Stock — 28,660 shares (Direct)

Footnotes (2)

1. F1. Quarterly Director's Retainer Payment
2. F2. The information provided reflects 206 shares acquired under the Company's DRIP since March 18, 2026 which were not required to be reported on a Form 4. This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4.

Key Figures

Retainer shares: 292 shares Retainer price: $38.49 per share Total holdings: 28,660 shares +1 more

4 metrics

Retainer shares 292 shares Quarterly director’s retainer payment, June 17, 2026

Retainer price $38.49 per share Value applied to 292-share retainer transaction

Total holdings 28,660 shares Common stock held directly after transaction

DRIP acquisitions 206 shares Shares acquired under company DRIP since March 18, 2026

Key Terms

Form 4, DRIP, Quarterly Director's Retainer Payment, Common Stock, +1 more

5 terms

Form 4 regulatory

"This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

DRIP financial

"206 shares acquired under the Company's DRIP since March 18, 2026"

A DRIP (dividend reinvestment plan) automatically uses cash dividends to buy additional shares of the same company instead of paying the money to the investor. Like using spare change from each paycheck to buy more of something you already own, a DRIP helps holdings grow over time through compounding without requiring the investor to decide each time, which can boost long‑term returns but reduce short‑term cash income.

Quarterly Director's Retainer Payment financial

"Quarterly Director's Retainer Payment"

Common Stock financial

"security_title: "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Other acquisition or disposition regulatory

"transaction_code_description: "Other acquisition or disposition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Arrow Financial (AROW) director Tenee R. Casaccio report?

Director Tenee R. Casaccio reported an "other" transaction of 292 Arrow Financial common shares as a quarterly director’s retainer payment. The shares were valued at $38.49 each and are recorded as a non-derivative, direct holding event.

How many Arrow Financial (AROW) shares does Tenee R. Casaccio hold after this Form 4?

After the reported transaction, Tenee R. Casaccio holds 28,660 Arrow Financial common shares directly. This total includes 206 shares acquired under the company’s dividend reinvestment plan (DRIP) since March 18, 2026, disclosed to show complete current holdings.

Was the Arrow Financial (AROW) Form 4 a buy or sell by the director?

The Form 4 does not record a standard buy or sell. It shows an "other" transaction code J, described as a quarterly director’s retainer payment in stock, indicating compensation-related share issuance rather than an open-market purchase or sale.

What does the DRIP disclosure mean in Arrow Financial (AROW) director’s Form 4?

The filing notes 206 shares acquired under Arrow Financial’s DRIP since March 18, 2026. These DRIP acquisitions were not previously reportable on Form 4 and are now disclosed to present an accurate total of the director’s current share holdings.

What price per share is associated with the Arrow Financial (AROW) director’s retainer payment?

The quarterly director’s retainer payment is recorded at $38.49 per Arrow Financial common share. This price is tied to the 292-share transaction reported under code J, categorized as an "other" type of non-derivative stock transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/22/2026 - 04:53 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Casaccio Tenee R

(Last) (First) (Middle)

PO BOX 406

(Street)

BOLTON LANDING NEW YORK 12814

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ARROW FINANCIAL CORP [ AROW ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/17/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	06/17/2026		J(1)		292	A	$38.49	28,660(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Quarterly Director's Retainer Payment

2. The information provided reflects 206 shares acquired under the Company's DRIP since March 18, 2026 which were not required to be reported on a Form 4. This information is being furnished to disclose the total holdings of the insider as of the date of this Form 4.

Remarks:

	Penko Ivanov, Attorney in Fact	06/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)