Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Arrow Financial Corporation filings document a bank holding company's operating results, capital actions, governance matters, and material-event disclosures. Form 8-K reports furnish quarterly earnings releases, Regulation FD investor presentations, dividend declarations, share repurchase authorization, and other corporate updates tied to Arrow's banking operations, loan portfolio, deposits, investment portfolio, and non-interest income sources.
The company's proxy materials cover board elections, director and executive compensation, pay-versus-performance disclosures, and shareholder voting matters. Other current reports record board appointments and retirements, compensatory arrangements, and shareholder derivative litigation disclosures, including statements about the financial impact of related settlement activity.
Arrow Financial Corporation announced routine updates. The company furnished unaudited financial information and discussion for the quarter ended September 30, 2025, along with a Third Quarter 2025 investor presentation (Exhibits 99.1 and 99.2). These materials are furnished, not filed, and are incorporated by reference.
The Board declared a quarterly cash dividend of $0.29 per share, payable on November 24, 2025 to shareholders of record on November 12, 2025. This maintains cash returns to shareholders while the company provides its Q3 2025 performance overview through the accompanying press release and presentation.
Arrow Financial Corp filed a Form 13F reporting institutional holdings. The filing lists 288 holdings with a total reported market value of $977,985,527 and names Arrow Bank National Association as an other included manager. The report was signed by Penko Ivanov, Chief Financial Officer on 10-21-2025.
Arrow Financial (AROW) director filed a Form 4/A amending an earlier report to include an additional transaction. On 10/08/2025, the director acquired 267 shares of common stock at $27.31 (code J) as a Quarterly Director's Retainer Payment, bringing direct holdings to 5,129 shares. On 08/08/2025, a separate open-market purchase (code P) of 210 shares at $26.53 was reported as indirect ownership, held by spouse, with 1,000 shares shown under indirect holdings.
The amendment states it corrects the original filed on 10/10/2025 to reflect a previously unreported purchase.
Arrow Financial Corp (AROW) reported an insider transaction: a director acquired 38 shares of common stock on 10/13/2025 at $26.55 per share through an optional cash purchase under the company’s DRIP.
Following the transaction, the reporting person beneficially owns 6,195 shares, held directly. The filing lists the individual’s relationship to the issuer as Director.
Arrow Financial Corp. director purchased common stock and reported total holdings. A director acquired 290 shares on 10/08/2025 at an average price of $27.31 per share as a quarterly director's retainer payment executed under code J(1). The filing also discloses that an additional 50 shares were accumulated under the company's dividend reinvestment plan since 09/11/2025, which were not previously required to be reported, bringing total beneficial ownership to 6,157 shares. The Form 4 is filed by one reporting person and signed by an attorney-in-fact on 10/10/2025.
Director Daniel James White reported a purchase of 339 shares of Arrow Financial Corp (AROW) on 10/08/2025 at a price of $27.31 per share, recorded under transaction code J as a Quarterly Director's Retainer Payment. After the reported transaction, Mr. White beneficially owns 5,246 shares directly. The filing also discloses 10 additional shares acquired through the company dividend reinvestment plan since 07/09/2025, included to show total holdings as of the Form 4 date. The signature by an attorney-in-fact is dated 10/10/2025.
Director Colin L. Read reported a non‑derivative acquisition of 233 shares of Arrow Financial Corp common stock on 10/08/2025 at a reported price of $27.31. The filing notes this was a quarterly director's retainer payment (transaction code J). After the transaction the reporting person directly beneficially owns 29,332 shares, and indirectly holds 3,020 shares that are reported as held by wife. The form is signed by an attorney‑in‑fact on 10/10/2025.
Raymond F. O'Conor, a director of Arrow Financial Corp (AROW), acquired $27.31-priced common stock as part of his quarterly director retainer. On 10/08/2025 he received 290 shares, bringing his direct beneficial ownership to 29,833 shares. The form lists the transaction code J(1) and identifies the payment as a Quarterly Director's Retainer Payment. The filing was signed by Penko Ivanov, Attorney in Fact on 10/10/2025. This is a routine, non-derivative compensation issuance to a director and does not report any exercised options or derivative transactions.
Elizabeth Miller, a director of ARROW FINANCIAL CORP (AROW), reported a non-derivative purchase of 496 common shares on 10/08/2025 at a price of $27.31 per share. The filing states the purchase represents a Quarterly Director's Retainer Payment. After the transaction, Ms. Miller beneficially owns 39,021 shares directly and an additional 5,847 shares indirectly through the Miller Family Partnership, LP.
The filing also discloses that 145 shares were acquired under the company's dividend reinvestment plan since 07/09/2025 and are included in the total holdings. The Form 4 was signed by an attorney-in-fact on 10/10/2025 and reports a routine, compensation-related transfer rather than an open-market purchase or sale.
David G. Kruczlnicki, a director of Arrow Financial Corp (AROW), reported a non-derivative purchase of 309 shares of common stock on 10/08/2025 at a price of $27.31 per share. Following the transaction he beneficially owns 59,148 shares. The filing lists the purchase as a Quarterly Director's Retainer Payment, indicating the shares were issued as compensation for board service rather than an open-market trade. The Form 4 was signed by an attorney-in-fact on 10/10/2025. This change is routine for directors receiving equity-based retainers and represents a minor increase in insider ownership relative to the reported total holdings.