Welcome to our dedicated page for Arrow Finl SEC filings (Ticker: AROW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Arrow Financial Corporation filings document a bank holding company's operating results, capital actions, governance matters, and material-event disclosures. Form 8-K reports furnish quarterly earnings releases, Regulation FD investor presentations, dividend declarations, share repurchase authorization, and other corporate updates tied to Arrow's banking operations, loan portfolio, deposits, investment portfolio, and non-interest income sources.
The company's proxy materials cover board elections, director and executive compensation, pay-versus-performance disclosures, and shareholder voting matters. Other current reports record board appointments and retirements, compensatory arrangements, and shareholder derivative litigation disclosures, including statements about the financial impact of related settlement activity.
Arrow Financial Corp President & CEO David S. DeMarco reported receiving two restricted stock grants totaling 34,982 shares of common stock on January 28, 2026 at $32.43 per share.
One 11,084-share grant vests 25% each year on January 28, 2027, 2028, 2029, and 2030. A second 23,898-share grant vests 33% each year on January 28, 2027, 2028, and 2029. After these awards, he beneficially owns 91,189 shares directly and 3,035 shares indirectly through a 401(k) plan.
Arrow Financial Corporation filed a current report outlining several shareholder updates. The company furnished an earnings press release with unaudited financial information and discussion for the year-to-date period ended December 31, 2025, and also provided a Fourth Quarter 2025 investor presentation reviewing financial results and trends.
The report notes that Director Elizabeth A. Miller plans to retire from the Board after completing her current term, which ends at the 2026 Annual Meeting. The Board also declared a quarterly cash dividend of $0.30 per share, payable on February 25, 2026, to shareholders of record as of February 11, 2026.
Arrow Financial Corp director Philip C. Morris reported a small share purchase. On January 12, 2026, he acquired 31 shares of Arrow Financial common stock at $32.13 per share in a transaction labeled as an optional cash purchase under the company's DRIP. Following this transaction, he directly beneficially owns 6,342 shares of Arrow Financial common stock.
Arrow Financial Corp reports that one of its directors purchased common stock through the Company's DRIP program. On December 11, 2025, the director acquired 31 shares of common stock at $31.97 per share in an optional cash purchase transaction.
Following this transaction, the director beneficially owns 6,311 shares of Arrow Financial common stock. This total includes 53 shares previously acquired under the DRIP since November 11, 2025 that were not required to be reported individually.
Arrow Financial Corporation reported that its Board of Directors appointed Darrin Jahnel as a director on November 25, 2025. Jahnel is the founder and CEO of Jahnel Group, a 150-person software consulting firm based in Schenectady, New York, and has more than 25 years of experience building and scaling technology companies. He also founded InfoLink, an R&D tax credit company, and acquired LTI, a 40-person software firm. He will not initially serve on any Board committees, and there are no arrangements or related party transactions involved in his election. Jahnel will receive compensation in line with Arrow’s existing director compensation policy as described in its most recent proxy statement filed on April 24, 2025.
Arrow Financial (AROW) disclosed an insider purchase on Form 4. On 11/10/2025, a director bought 1,644 shares of common stock at $30.14 per share (Transaction Code P). After the trade, the reporting person directly owned 6,890 shares.
Arrow Financial Corp (AROW) reported an insider transaction by a director. On 11/11/2025, the director acquired 32 shares of common stock at $30.98 per share, noted as an optional cash purchase under the company’s DRIP.
Following the transaction, the director beneficially owned 6,227 shares, held directly.
Arrow Financial (AROW) reported stronger Q3 2025 results. Net income rose to $12.8M from $9.0M a year ago, and diluted EPS was $0.77 versus $0.53. Net interest income improved to $34.1M from $28.4M as interest expense eased year over year, while the provision for credit losses was $0.8M.
Non‑interest income was $8.7M and non‑interest expense was $25.4M. Total assets reached $4.59B and deposits were $4.10B. Loans stood at $3.44B with an allowance for credit losses of $34.2M. Accumulated other comprehensive loss improved to $(8.6)M from $(18.5)M at year‑end, reflecting higher securities fair values and hedge dynamics.
Liquidity strengthened: cash and cash equivalents were $397.4M versus $154.5M at December 31, 2024. Year‑to‑date, the company repurchased 379,814 shares for $10.1M and paid cash dividends of $0.85 per share. Shares outstanding were 16,442,453 as of October 31, 2025.
Arrow Financial Corporation reported that the U.S. District Court for the Northern District of New York has preliminarily approved a Stipulation and Agreement of Settlement resolving a shareholder derivative complaint. The court has scheduled a final approval hearing for January 12, 2026.
The company stated the settlement has no material financial impact on its results of operations or financial position. Arrow has posted the Notice of Pendency and Proposed Settlement and the full settlement agreement on its Investor Relations website and issued a press release, which are included as exhibits to this report.
Arrow Financial Corp (AROW) reported insider buying by Penko Ivanov, SEVP, Treasurer and CFO. On 11/04/2025, he purchased 1,617 shares of common stock at $29.82 and 3 shares at $29.67. Following these transactions, he directly owns 26,394 shares.
The filing notes that 30 shares acquired under the Company’s ESPP since September 10, 2025 are included to disclose total holdings as of this report date.