Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC is issuing $6,398,200 of Capped Buffered Enhanced Return Notes linked to the MSCI EAFE® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $10 per Note, have an approximate 2‑year term, and mature on August 3, 2028.
At maturity, if the index Ending Value is above its Starting Value of 3,107.05, investors receive 200.00% of the index’s gain, capped at a Max Return of $12.925 per $10 (a 29.25% return). If the index finishes between the Starting Value and the Threshold Value of 2,796.35 (90% of the Starting Value), investors receive their principal only. Below the Threshold Value, losses are leveraged: investors lose about 1.1111111% of principal for each 1% the index falls below the Threshold, with up to 100% of principal at risk.
The Notes pay no interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any securities exchange. The initial estimated value is $9.908 per $10, less than the public offering price, reflecting BAC’s internal funding rate and hedging-related charges. Payments depend on both index performance and the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $3,575,000 of Contingent Income Issuer Callable Yield Notes due August 2, 2029, linked to the least performing of the Nasdaq-100 Index (NDX) and the S&P 500 Index (SPX), fully and unconditionally guaranteed by Bank of America Corporation. The Notes offer a 9.50% per annum contingent coupon (2.375% quarterly, or $23.75 per $1,000) payable only if on each trading day in the relevant quarter both indices stay at or above 65% of their respective starting values. Beginning February 2, 2027, the issuer may redeem the Notes quarterly at par plus any due contingent coupon. At maturity, if not called, investors receive par if the least performing index is at or above 60% of its starting value; otherwise, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. Initial estimated value is $978.80 per $1,000, below the $1,000 offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the Notes will not be listed on any exchange.
BofA Finance, guaranteed by Bank of America, is issuing approximately 5‑year senior unsecured Contingent Income Auto‑Callable Yield Notes linked to the least performing of Palantir Class A, NVIDIA and Tesla common stock. Investors pay $1,000 per note; the initial estimated value is $943.60, reflecting internal funding and hedging costs plus a $40 per‑note underwriting discount.
The notes pay a monthly Maximum Coupon of 0.7084% (8.50% per annum) only if on each Observation Date every stock is at or above 80% of its Starting Value; otherwise only a Minimum Coupon of 0.02084% (0.25% per annum) is paid. Beginning July 28, 2027, the notes are automatically called if the least performing stock is at or above its Call Value (100% of Starting Value), returning principal plus that month’s coupon, with no further payments.
If never called, investors receive principal at maturity on July 31, 2031 plus the applicable final coupon, regardless of stock performance. All payments depend on the credit of BofA Finance and BAC, the notes are not listed, secondary liquidity is uncertain, upside in the stocks is capped at coupon income, and numerous structural, market, conflict and tax risks are highlighted.
BofA Finance LLC is offering $931,000 of Fixed Income Buffered Yield Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price on July 28, 2026, issue on July 31, 2026 and mature on August 2, 2028, giving an approximate 2‑year term.
Investors receive a fixed coupon of 5.70% per annum (1.425% quarterly), paid regardless of index performance, including at maturity. At maturity, if the index Ending Value is at or above the Threshold Value of 2,510.730 (85% of the 2,953.800 Starting Value), holders receive full principal plus the final coupon. If the index has declined more than 15%, principal is reduced 1:1 for losses beyond that buffer, with up to 85% of principal at risk.
The initial estimated value is $967.70 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. The Notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and are subject to issuer and guarantor credit risk, market risk of the Russell 2000®, liquidity risk, conflicts of interest and complex, uncertain U.S. tax treatment.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,390,000 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Alphabet Class C, Amazon.com, Apple and NVIDIA. The Notes run to August 2, 2029, unless automatically called.
Investors pay $1,000 per Note, while the initial estimated value is $976.20. Monthly contingent coupons of $10.625 per $1,000 are paid only if each stock is at or above 60% of its Starting Value, with a memory feature that can catch up missed coupons when conditions are later met. From July 28, 2027, the Notes auto-call if all stocks are at or above 100% of their Starting Values, returning principal plus the current coupon.
If not called, principal is protected only down to an 80% Threshold Value; below that, repayment is reduced 1:1 with the decline of the least performing stock, with up to 80% of principal at risk. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $300,000 of Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, in $1,000 denominations, maturing on August 2, 2033 unless called earlier.
The notes may be automatically called annually from July 28, 2027, paying fixed call amounts up to $2,530 per $1,000 if the index is at or above the call level. If not called and the ending index level is at least 95% of its starting value, investors receive a maximum of $2,785 per $1,000. If the index falls more than 40%, principal is exposed 1:1 to further declines, with up to 100% loss.
The notes pay no periodic interest, are unsecured obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $932.70 per $1,000, below the public offering price due to underwriting discounts and structuring and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,800,000 of Auto-Callable Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing on July 31, 2031, in $1,000 denominations. The notes have an approximately five-year term if called early.
Beginning July 28, 2027, the notes are automatically called quarterly at preset Call Amounts (from $1,119.60 to $1,568.10 per $1,000) if each index is at or above its Starting Value. If not called and, at maturity, all three Ending Values are at least 100% of Starting Value, investors receive $1,598 per $1,000. If the least performing index is between 70% and 100% of its Starting Value, principal is returned.
If the least performing index ends below 70% of its Starting Value, repayment is reduced 1:1 with index loss, up to full principal loss. The notes pay no interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, are not exchange-listed, and have an initial estimated value of $961.50 per $1,000, below the public offering price.
BofA Finance LLC is issuing $490,000 of Contingent Income Buffered Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes run to May 3, 2029, unless called early starting February 2, 2027, when BofA Finance can redeem them monthly at $1,000 per note plus any due contingent coupon.
Investors may receive a 7.75% per annum contingent coupon (0.6459% per month, $6.459 per $1,000) only if on each observation date both indices are at or above 85% of their starting values. Principal is protected only down to a 15% buffer: if at maturity the least performing index is below 85% of its starting level, repayment is reduced 1:1 with the decline beyond 15%, with up to 85% of principal at risk. The initial estimated value is $957.80 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $400,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Micron Technology, Inc. The notes price at $1,000 per note and are scheduled to mature on August 2, 2029, unless automatically called earlier.
Monthly contingent coupons accrue using a “memory” formula of $22.925 per $1,000 times the number of past payment dates minus coupons already paid, but are only paid when Micron’s stock is at or above the Coupon Barrier of $410.27 (50% of the Starting Value of $820.53). Beginning January 28, 2027, the notes are automatically called if Micron’s price on a Call Observation Date is at or above the Call Value of $820.53, returning principal plus the applicable coupon.
If not called, and Micron’s Ending Value is below the Threshold Value of $410.27, principal is exposed 1:1 to downside and investors can lose up to all principal. The initial estimated value is $970.60 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $7,718,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500, maturing August 2, 2028.
The Notes pay a 13.75% per annum contingent coupon ($11.459 per $1,000 monthly) only if on each Observation Date all three indices are at or above 75% of their Starting Values. Beginning February 2, 2027, the issuer may redeem the Notes quarterly at $1,000 per note plus any due coupon.
If not called, and any index is below its 75% Threshold Value at maturity, principal is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk. The initial estimated value is $992.80 per $1,000 note, the Notes are unsecured, subject to issuer and guarantor credit risk, and will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, due August 3, 2028, in an aggregate amount of $7,881,100 at $10 per note.
The notes have an approximate 2‑year term, no periodic interest, and will not be listed on any exchange. At maturity, if the S&P 500 Ending Value is above its Starting Value of 7,316.15, investors receive 200% of the index gain, capped at a maximum redemption of $12.55 per $10 (a 25.50% return). If the index finishes between the Starting Value and the Threshold Value of 6,584.54 (90% of the Starting Value), investors receive principal back. Below the Threshold Value, losses are leveraged at about 1.1111111% of principal for each 1% decline beyond the 10% buffer, down to a total loss of principal.
The initial estimated value is $9.917 per $10, below the public offering price, reflecting BAC’s internal funding rate and hedging-related charges. All payments are subject to the unsecured credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance LLC is offering $259,000 of Buffered Issuer Callable Enhanced Return Notes linked to the S&P 500 Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, with initial estimated value of $917.90 per $1,000.
The notes have an approximate 5-year term, are callable monthly from August 5, 2027 at preset Call Amounts, and pay no interest. If not called and the index is at or above its Starting Value at maturity, investors receive 200% of the index’s upside. Principal is protected only down to a 15% decline; below the Threshold Value investors face 1:1 downside exposure and can lose up to 85% of principal. Payments depend on the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $308,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the State Street Energy Select Sector SPDR ETF. The notes price at $1,000 each, have an initial estimated value of $962.90 per $1,000, and an approximate three-year term maturing on August 2, 2029, unless called early.
The notes pay a contingent coupon of 11.25% per annum (0.9375% monthly) only if on each observation date every underlying is at or above 70% of its starting value. They are callable monthly at the issuer’s option from February 2, 2027 at par plus any due coupon. If held to maturity and the least performing underlying has fallen more than 30% from its starting value, principal is reduced 1:1 with that decline, with up to 100% of principal at risk. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC is offering $3,826,000 of Contingent Income Auto-Callable Yield Notes linked to NVIDIA Corporation common stock, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination and an approximate 13‑month term, maturing on September 2, 2027, unless called earlier.
The Notes pay a contingent coupon of 14.30% per annum (i.e., $11.917 per $1,000 monthly) when the Observation Value of NVDA is at least the Coupon Barrier of $118.21 (60% of the Starting Value $197.01) on the relevant Observation Date. Beginning January 28, 2027, the Notes are automatically called if NVDA is at or above the Call Value $197.01, returning principal plus the coupon. If not called and NVDA’s Ending Value is below the Threshold Value $118.21, principal is exposed 1:1 to downside, up to a 100% loss.
The initial estimated value is $991.20 per $1,000 Note, below the public offering price, reflecting internal funding rates, referral fees, and hedging-related charges. Payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $277,000 of Contingent Income Auto-Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF, maturing on July 3, 2028.
The notes have an approximate 23‑month term and pay a 20.50% per annum contingent coupon (1.7084% monthly, $17.084 per $1,000) only if on each Observation Date every underlying is at or above 70% of its Starting Value. Beginning January 28, 2027, the notes are automatically called if all underlyings are at or above 100% of their Starting Values, returning principal plus the applicable coupon. If held to maturity and any underlying ends below 60% of its Starting Value, repayment is reduced 1:1 with the decline of the least performing underlying, up to a total loss of principal; otherwise principal is returned, plus a final coupon if the 70% barrier is met.
The initial estimated value is $979.80 per $1,000 note, below the public offering price, reflecting internal funding, underwriting discounts and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering $48,000 of Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per note, with an initial estimated value of $927.50 per $1,000, reflecting internal funding rates, underwriting discounts and hedging costs.
The Notes have an approximate 5‑year term, from July 31, 2026 to July 31, 2031, and pay no periodic interest. At maturity, if the index has risen, investors receive principal plus 190.00% of the index’s positive return. If the index is flat or down but not below the Threshold Value of 415.88 (70% of the Starting Value of 594.12), investors receive principal only. If the Ending Value is below the Threshold, repayment is reduced 1:1 with the full index loss from the Starting Value, exposing investors to up to a 100% loss of principal.
The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, subject to their credit risk, and will not be listed on any securities exchange. Returns depend on a futures-based excess return index, which embeds financing and roll costs and may diverge from the S&P 500® Index itself.
BofA Finance LLC is issuing $459,000 of Capped Buffered Enhanced Return Notes linked to the S&P 500® Equal Weight Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 each and are scheduled to be issued on July 31, 2026, maturing on February 2, 2028, for an approximate 18‑month term.
The Notes provide 150.00% upside participation in index gains if the Ending Value exceeds the Starting Value of 8,815.96, subject to a Max Return of $1,136.00 per $1,000 (a 13.60% cap). Principal is protected only down to a Threshold Value of 7,052.77 (80.00% of the Starting Value); below this level, investors are exposed 1:1 to further index declines and could lose up to 80.00% of principal.
The Notes pay no periodic interest, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $984.20 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount, and hedging-related charges.
BofA Finance LLC is issuing $343,000 of Auto-Callable Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 each, with minimum denominations of $1,000 and mature on August 2, 2028, unless automatically called.
The notes may be automatically called on August 2, 2027 for $1,075 per $1,000 if the S&P 500 closing level is at or above the Starting Value 7,428.78. If not called, at maturity investors receive 125% of any index gain if the Ending Value is at or above the Starting Value, full principal back if the index is between 70% and 100% of the Starting Value, and 1:1 downside exposure below 70%, putting up to 100% of principal at risk. There are no interest payments, the notes are unsecured, not listed, and any payment depends on the credit of BofA Finance and BAC. The initial estimated value is $965.40 per $1,000, below the public offering price.
BofA Finance LLC is offering $545,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of NVIDIA Corporation (NVDA), due August 2, 2029. The notes are issued in $1,000 denominations, fully and unconditionally guaranteed by Bank of America Corporation, and will not be listed on any exchange.
Investors receive monthly contingent coupons only if NVDA’s observed price is at least 60% of the $197.01 Starting Value (a $118.21 Coupon Barrier/Threshold). Coupons follow a “memory” formula using $9.334 per period to catch up previously missed payments. Beginning January 28, 2027, the notes are automatically called if NVDA is at or above 100% of the Starting Value, returning principal plus the applicable coupon. If the notes are not called and NVDA ends below the Threshold at maturity, principal is exposed to 1:1 downside, with up to 100% loss. All payments depend on the credit risk of BofA Finance and BAC, and the initial estimated value of $965.40 per $1,000 is below the public offering price.
BofA Finance LLC is issuing $4,726,000 of Contingent Income Buffered Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, maturing on August 2, 2029 unless called earlier. The notes are linked to the least performing of GOOG, AMZN, AAPL and NVDA.
Investors may receive a 14.40% per annum contingent coupon (1.20% monthly) when on an Observation Date each stock is at or above 60% of its Starting Value. From July 28, 2027, the notes are automatically called if each stock is at or above 100% of its Starting Value, paying principal plus that month’s coupon.
If not called, principal is protected only down to an 80% Threshold Value; below that, repayment is reduced 1:1 with the decline of the least performing stock, with up to 80% of principal at risk. The initial estimated value is $978.30 per $1,000, the notes will not be listed, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $670,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). The Notes price on July 28, 2026, issue on July 31, 2026, and mature on May 3, 2029, unless automatically called starting January 28, 2027 if each underlying is at or above 100% of its Starting Value.
Investors may receive monthly contingent coupons via a memory feature: each payment per $1,000 is calculated as $8.125 times the number of elapsed payment dates minus prior coupons, but paid only when both underlyings are at or above their 60% Coupon Barriers. Principal is at risk: if the Notes are not called and the least performing underlying is below 60% of its Starting Value at maturity, repayment is reduced 1:1 with the decline, down to a total loss of principal. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed, and have an initial estimated value of $946.90 per $1,000, below the public offering price due to internal funding rates, fees and hedging costs.
BofA Finance LLC is issuing $1,309,000 of Capped Buffered Return Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, with an initial estimated value of $968.30 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges.
The term is approximately 18 months, from July 31, 2026 to February 2, 2028, with no periodic interest. Investors receive 100% upside exposure to the S&P 500 at maturity, capped at a Max Return of 15.50% (maximum redemption of $1,155 per $1,000). A 10% downside buffer applies: if the index ends at or above 90% of the Starting Value (Threshold Value 6,685.90 vs. Starting Value 7,428.78), principal is repaid; below that level, losses are 1:1 beyond the 10% buffer, with up to 90% of principal at risk.
Payments depend on the credit of BofA Finance and BAC, and the notes are unsecured, unsubordinated obligations not listed on any exchange. Secondary market liquidity is uncertain, and market value may be below the offering price due to fees, funding levels, and S&P 500 performance. Tax treatment is uncertain and may differ from the issuer’s intended characterization as a single financial contract linked to the index.
BofA Finance LLC is offering $40,000 of 5‑year Auto‑Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the Nasaq‑100, Russell 2000 and S&P 500 indices. The notes have a $1,000 denomination, pay no interest and are not listed on any exchange.
Beginning July 28, 2027, the notes may be automatically called quarterly if each index is at or above its Call Value (100% of its Starting Value), returning the applicable Call Amount (from $1,107.50 up to $1,510.625 per $1,000). If not called and all indices finish at or above their Redemption Barriers (100% of Starting Values), investors receive $1,537.50 per $1,000 at maturity.
If at maturity any index has fallen more than 30% (below its Threshold Value of 70% of Starting Value), principal is exposed 1:1 to the decline of the least‑performing index, with up to 100% loss of principal. The initial estimated value is $948.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $1,125,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes run for about 11 months, pricing on July 28, 2026 and maturing July 1, 2027, unless called early.
Investors receive a contingent coupon of 11.05% per annum (0.9209% monthly) only if on each observation date all three indices are at or above 75% of their Starting Value. Beginning November 2, 2026, the issuer may redeem the notes monthly at $1,000 plus any due coupon. If held to maturity and any index has fallen more than 30% (below 70% Threshold Value), principal is reduced 1:1 with the decline in the least performing index, up to a 100% loss of principal.
The notes will not be listed on any exchange, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $984.20 per $1,000, below the public offering price, reflecting internal funding rates, underwriting and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $577,000 of Contingent Income Issuer Callable Yield Notes due August 2, 2029, linked to the least performing of the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index.
The notes pay a 10.00% per annum contingent coupon (0.8334% monthly) only if on each Observation Date all three indices are at or above 70.00% of their Starting Values; otherwise no coupon is paid. Beginning February 2, 2027, the issuer may redeem the notes monthly at par plus any due coupon. If not called and the least performing index ends below its 70.00% Threshold Value, principal is reduced 1:1 with index losses, up to a total loss of investment. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed, and had an initial estimated value of $956.80 per $1,000, below the public offering price.
BofA Finance LLC is issuing $491,000 of Capped Buffered Return Notes linked to the Nasdaq-100 Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 each, with an initial estimated value of $968.60 per $1,000, and mature on February 2, 2028 after an approximately 18‑month term.
At maturity, investors gain 100% upside participation in the index above the Starting Value of 27,763.13, capped at a Max Return of 24.50% (Redemption Amount of $1,245 per $1,000). Principal is protected only down to a 10% buffer: if the index Ending Value is below the Threshold Value of 24,986.82 (90% of Start), losses are 1:1 beyond that level, with up to 90% of principal at risk.
The Notes pay no periodic interest, will not be listed on any securities exchange, and all payments are subject to the unsecured credit risk of BofA Finance as issuer and BAC as guarantor. The public offering price embeds underwriting discounts and hedging-related charges, which contribute to the gap between price and initial estimated value and may pressure secondary-market values.
BofA Finance LLC is offering $484,000 of Capped Buffered Return Notes linked to the Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, with an initial estimated value of $969.90.
The notes have an approximate 18‑month term, from July 31, 2026 to February 2, 2028, and pay no periodic interest. At maturity, investors receive 100% upside exposure to the index if it finishes above its Starting Value of 2,953.800, capped at a Max Return of $1,235 per $1,000 (23.50%). If the index ends between the Starting Value and the Threshold Value of 2,658.420 (90% of start), principal is returned.
If the Ending Value is below the Threshold, principal is reduced 1:1 for declines beyond 10%, with up to 90% of principal at risk. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and their value and payment are subject to issuer and guarantor credit risk.
BofA Finance LLC is issuing $774,000 of Capped Buffered Return Notes linked to the iShares MSCI Emerging Markets ETF, fully and unconditionally guaranteed by Bank of America Corporation. The notes price on July 28, 2026, issue on July 31, 2026, and mature on February 2, 2028, an approximate 18‑month term.
At maturity, investors receive 100% of any positive ETF performance up to a Max Return of 34.50% (maximum $1,345 per $1,000 note). Principal is protected only down to a 10% decline; below the Threshold Value of 90% of the Starting Value, losses are 1:1 and up to 90% of principal is at risk. The Starting Value of EEM is $62.36. The notes pay no periodic interest, are not exchange‑listed, and all payments depend on the credit of BofA Finance and BAC.
The public offering price is $1,000 per note, including an underwriting discount up to $21.75 and a possible referral fee up to $3.00 per $1,000. The initial estimated value is $960.60 per $1,000, lower than the offering price due to BAC’s internal funding rate, hedging costs, and fees. The pricing supplement details significant risks, including market, credit, emerging‑markets, liquidity, and U.S. tax uncertainties.
BofA Finance LLC is issuing $5,774,000 of Contingent Income Issuer Callable Yield Notes due July 3, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq‑100 Index, Russell 2000 Index and S&P 500 Index and have an approximate 23‑month term if not called.
Investors may receive a 10.50% per annum contingent coupon (0.875% monthly, or $8.75 per $1,000) on each monthly Observation Date when the closing level of each index is at least 70% of its Starting Value (the Coupon Barrier). Beginning November 2, 2026, BofA Finance can redeem the notes monthly at $1,000 per note plus any due coupon.
If the notes are not called and any index ends below its 70% Threshold Value on the Valuation Date, principal is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; otherwise $1,000 is repaid, plus a final coupon if the barriers are met. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not exchange‑listed, and have an initial estimated value of $973.50 per $1,000, below the $1,000 public offering price, reflecting internal funding and fees.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $172,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, due July 31, 2031. The notes pay a contingent coupon of 7.50% per year (0.625% monthly) only if on each Observation Date both indices are at or above 80% of their Starting Value; otherwise no coupon is paid for that month.
The issuer may redeem all notes monthly beginning August 2, 2027 at 100% of principal plus any due coupon, limiting future income. If held to maturity and the worst index is at or above 85% of its Starting Value, investors receive full principal (plus a final coupon if the 80% barrier is met). If the worst index falls more than 15%, principal is reduced 1-for-1 beyond that buffer, with up to 85% of principal at risk.
The notes are unsecured obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000 per note, while the initial estimated value is $949.70 per $1,000, reflecting BAC’s internal funding rate, underwriting discounts, and hedging costs.
BofA Finance LLC is offering $400,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the EURO STOXX 50, Nasdaq-100 Technology Sector, and S&P 500 indices. The notes pay a contingent coupon of 8.65% per annum (0.7209% monthly, $7.209 per $1,000) only if on each observation date all three indices are at or above 70% of their Starting Values. Beginning January 28, 2027, the notes are automatically called if all indices are at or above 100% of their Starting Values, returning principal plus the applicable coupon. If not called, and at maturity any index has fallen more than 30% from its Starting Value, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; otherwise, principal is returned and the final coupon may be paid. The initial estimated value is $959.70 per $1,000, below the public offering price of $1,000, reflecting internal funding and fees. The notes are unsecured, unsubordinated obligations of BofA Finance, unlisted, and subject to issuer and guarantor credit risk.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering market-linked notes tied to the MSCI EAFE Index. Each note has a $1,000 face amount, part of a total offering of $2,474,000, priced at 100% of face with no periodic interest and no listing.
At maturity on September 22, 2028, payment depends on index performance from the initial level 3,111.56 to the determination date. Positive index returns are multiplied by a 160% Upside Participation Rate and capped at a Maximum Settlement Amount of $1,313.60 per $1,000. A 15% Buffer Amount protects principal if the index falls up to 15%; below an 85% Buffer Level, losses are leveraged via a Buffer Rate of about 117.647%, and investors can lose some or all principal. The initial estimated value is $991.10 per $1,000, below the issue price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $676,000 of Auto-Callable Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index. The notes are issued in $1,000 denominations, price on July 28, 2026, issue on July 31, 2026 and mature on August 1, 2030, unless automatically called.
Beginning July 28, 2027, the notes are automatically called at $1,125, $1,250 or $1,375 per $1,000 if on a call observation date each index is at or above its respective call value. If not called, and at maturity each index is at or above its starting value, investors receive 150.00% of the positive return of the least performing index. If the least performing index finishes below its 70% threshold value, investors are exposed 1:1 to downside, with up to 100% loss of principal. There are no periodic interest payments, payments are subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $967,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The Notes price on July 28, 2026, issue on July 31, 2026 and mature on August 2, 2029, unless called earlier.
The Notes pay a contingent coupon of 9.25% per annum (0.7709% monthly, or $7.709 per $1,000) only if on each Observation Date all three indices are at or above 70.00% of their Starting Values, which also serves as both the Coupon Barrier and Threshold Value. Beginning February 2, 2027, BofA Finance may redeem all Notes monthly at $1,000 plus any due coupon.
If the Notes are not called and any index ends below its Threshold Value on the Valuation Date, principal is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk; otherwise, investors receive par plus any final contingent coupon. The initial estimated value is $958.80 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on an exchange.
BofA Finance, guaranteed by Bank of America Corporation, is offering Variable Income Auto-Callable Yield Notes linked to the least performing of Meta (META), Palantir (PLTR), Micron (MU) and Netflix (NFLX). The notes have an approximate 5-year term, pricing on July 28, 2026 and maturing July 31, 2031, with monthly observation and coupon dates.
Investors receive a maximum coupon of 9.25% per year ($7.7083 per $1,000 per month) if, on an observation date, the least performing stock is at or above 70% of its starting value; otherwise a minimum coupon of 0.25% per year ($0.2084 per $1,000 per month). Beginning July 28, 2027, the notes are automatically called if the least performing stock is at or above 90% of its starting value, returning principal plus the applicable coupon.
If never called, investors receive full principal repayment at maturity plus the applicable final coupon, regardless of stock performance. The notes will not be listed, carry issuer and guarantor credit risk, and have an initial estimated value of $945 per $1,000, below the public offering price of $1,000 due to internal funding and hedging costs.
BofA Finance LLC is issuing $377,000 of Capped Enhanced Return Notes due August 2, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are linked to the least performing of the Nasdaq‑100 Index (NDX) and the S&P 500 Index (SPX).
The Notes offer 150.00% upside participation in the Least Performing Underlying, subject to a Max Return of $1,480.00 per $1,000 principal (a 48.00% cap). If the Ending Value of the Least Performing Underlying is at or above its Threshold Value (70.00% of its Starting Value), investors receive principal back; if it is below, losses are 1:1 with the decline, up to a total loss of principal.
The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $952.90 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging-related charges.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of AMD, Apple, NVIDIA and Tesla common stock. The Notes have an approximate 5-year term, pricing on July 28, 2026 and maturing July 31, 2031, unless called earlier.
Investors receive a maximum coupon of 8.75% per annum (paid as $7.2917 per $1,000 monthly) if on an Observation Date the Observation Value of the least performing stock is at or above its Coupon Barrier (75% of its Starting Value. Otherwise, a minimum coupon of 0.25% per annum ($0.2084 per $1,000 monthly) is paid. Beginning July 28, 2027, the Notes are automatically called if the least performing stock is at or above its Call Value (90% of Starting Value), paying principal plus the applicable coupon, with no further payments.
If not called, at maturity investors receive $1,000 principal plus the applicable final coupon, regardless of underlying stock performance, subject to the credit risk of BofA Finance and BAC. The initial estimated value is $950.50 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. The total offering is $2,329,000, and the Notes will not be listed on any exchange.
BofA Finance LLC is issuing $542,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes are issued in $1,000 denominations, price on July 28, 2026, and settle on July 31, 2026, with a maturity date of May 3, 2029, giving an approximate 2.75-year term.
At maturity, investors receive their principal plus 105.00% of any positive index return; if the index is flat or down versus the Starting Value of 490.26, only principal is repaid. There are no periodic interest payments and the notes will not be listed on any exchange. The initial estimated value is $952.90 per $1,000, below the public offering price, reflecting internal funding and hedging costs.
The underlying index is a complex, leveraged, risk-controlled excess return strategy that targets 11.50% annualized volatility and incurs ongoing carry and transaction costs that reduce performance. Repayment depends entirely on the credit of BofA Finance and BAC, and the notes are subject to contingent payment debt instrument tax rules with original issue discount accruals.
BofA Finance LLC is issuing $140,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Russell 2000 Index (RTY) and the Technology Select Sector SPDR ETF (XLK). The notes have an approximate 23‑month term, pricing on July 28, 2026, issuing July 31, 2026, and maturing July 3, 2028, unless called earlier.
Investors may receive a 10.25% per annum contingent coupon ($8.542 per $1,000 monthly) only if on each observation date both underlyings are at or above 70% of their starting values (RTY 2,067.660; XLK $119.76). Beginning January 28, 2027, the notes are automatically called if both underlyings are at or above 100% of starting value, returning principal plus that month’s coupon.
If not called and the least performing underlying finishes below its 70% threshold, maturity payment is reduced 1:1 with its decline, with up to 100% principal loss possible. The initial estimated value is $961.40 per $1,000, below the public offering price, reflecting internal funding rates, hedging costs and fees. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $486,000 of Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of three ETFs: XLE (energy), XLU (utilities) and SMH (semiconductors). The notes price at $1,000 each on July 28, 2026, issue on July 31, 2026 and are scheduled to mature on August 2, 2029, unless automatically called.
The notes pay a contingent coupon of 18.50% per annum (1.5417% monthly) only if on each monthly Observation Date the value of every ETF is at or above its 70% Coupon Barrier (XLE $40.30, XLU $31.86, SMH $370.72). Beginning January 28, 2027, they are automatically called if all ETFs are at or above 100% of their Starting Values, returning principal plus that month’s coupon. If held to maturity and any ETF has fallen more than 50% from its Starting Value (below its Threshold Value), investors are exposed 1:1 to the decline of the least performing ETF, with up to 100% loss of principal; otherwise principal is repaid and a final coupon may be paid. The initial estimated value is $973.20 per $1,000, below the public offering price, and payments depend on the credit of BofA Finance and BAC; the notes will not be listed on any exchange.
BofA Finance LLC is issuing $4,879,000 of Auto-Callable Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF. The notes price at $1,000 each, pay no interest, and are not exchange-listed. The initial estimated value is $954.40 per $1,000, below the public offering price, reflecting dealer compensation and hedging costs.
The notes have an approximate 5-year term to July 31, 2031, but can be automatically called quarterly starting August 2, 2027 if all three underlyings meet their Call Values, paying Call Amounts from $1,155 to $1,271.25 per $1,000. If not called and each underlying finishes at or above its starting level, investors receive 150% of the gain of the least performer. Principal is protected only down to a 40% decline in the least performing underlying; below the Threshold Value (60% of start), repayment of principal falls 1:1 with the loss, with up to 100% of capital at risk. All payments are subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC is offering $1,342,000 of Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, a term of approximately 5 years to July 31, 2031, and makes no periodic interest payments. The Notes may be automatically called starting August 2, 2027 if all three indices are at or above their applicable Call Values, paying Call Amounts per $1,000 of $1,115, $1,230, $1,345 or $1,460 on the scheduled Call Payment Dates.
If not called, at maturity investors receive 150.00% of any positive return of the Least Performing Underlying, provided all three indices finish at or above their Redemption Barriers set at 100% of Starting Value. Principal is protected only if the Least Performing Underlying remains at or above its Threshold Value of 70% of Starting Value; otherwise, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The initial estimated value is $949.60 per $1,000 Note, below the public offering price, reflecting internal funding and hedging costs. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and any payments depend on issuer and guarantor credit.
BofA Finance LLC is issuing $1,288,000 of Auto-Callable Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes price on July 28, 2026, issue on July 31, 2026, and mature July 31, 2031 unless automatically called.
Beginning August 2, 2027, the notes are automatically called if each index is at or above its applicable Call Value, paying Call Amounts from $1,125 to $1,218.75 per $1,000. If not called and the least performing index ends at or above 100% of its Starting Value, investors receive 150% of its positive return; if it finishes between 70% and 100%, principal is returned. If it falls below 70%, losses are 1:1 with the decline, up to a total loss of principal. There are no periodic interest payments, the notes are not exchange-listed, and all payments depend on the credit risk of BofA Finance and Bank of America. The initial estimated value is $949.20 per $1,000, below the public offering price due to internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,076,000 of Digital Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, maturing on November 2, 2027 after an approximate 15‑month term. Each $1,000 note pays a fixed $1,115 (an 11.50% return) at maturity if the ending level of each index is at least 70% of its Starting Value. If any index finishes below 70%, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The notes pay no interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $964.60 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging‑related charges.
BofA Finance LLC is issuing $273,000 of Auto-Callable Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the Nasdaq-100®, Russell 2000® and S&P 500® indices. The notes price on July 28, 2026, issue on July 31, 2026 and mature on August 1, 2030, unless called earlier.
The notes offer 150.00% upside participation in the increase of the least performing index at maturity if all three indices finish at or above their starting levels and the notes have not been called. If, on any call observation date starting August 2, 2027, each index is at or above 100% of its starting value, the notes are automatically called for fixed call amounts of $1,140, $1,280 or $1,420 per $1,000, depending on the call year.
If the notes are not called and the least performing index ends between 70% and 100% of its starting level, principal is returned. If the least performing index falls below 70% of its starting level, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The notes pay no coupons, are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $952.80 per $1,000 note, below the public offering price, reflecting dealer compensation, referral fees and hedging costs.
BofA Finance is offering $938,000 of Variable Income Auto-Callable Yield Notes linked to the least performing of Meta, AMD, Broadcom and Tesla common stock, guaranteed by Bank of America Corporation. Each Note has a principal amount of $1,000, an approximate 5-year term to July 31, 2031, and will not be listed on any exchange.
The Notes pay a monthly coupon that depends on the worst-performing stock: a Maximum Coupon Payment of $7.9167 per $1,000 (9.50% per annum) if the least performing stock is at or above its Coupon Barrier (75% of its Starting Value), or a Minimum Coupon Payment of $0.2084 per $1,000 (0.25% per annum) otherwise. Beginning July 28, 2027, the Notes are automatically called if the least performing stock is at or above its Call Value (85% of its Starting Value) on an Observation Date, returning principal plus that month’s coupon.
If the Notes are not called, investors receive the full principal at maturity plus the applicable final coupon, regardless of stock performance, subject to the credit risk of BofA Finance and BAC. The initial estimated value is $951.50 per $1,000, below the public offering price, reflecting internal funding and hedging costs, and there may be limited or no secondary market liquidity.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $809,000 principal amount of Market Linked Securities, Medium-Term Notes, Series A, linked to the S&P 500 Index. The Securities are principal at risk, pay no interest, and are not listed on any exchange.
The notes are auto-callable annually from 2027 to 2030 if the index closing level on a Call Date is at or above the Starting Value of 7,428.78. If called, investors receive $1,000 plus a fixed Call Premium: 7.65% in 2027, 15.30% in 2028, 22.95% in 2029, or 30.60% in 2030, capping all upside.
If never called, maturity payment depends on the Final Calculation Day level. With a 10.00% buffer (Threshold Value 6,685.902), investors receive full principal if the index is down 10% or less, but lose 1% of principal for each 1% decline beyond the buffer, with losses up to 90.00%. The initial estimated value is $963.10 per $1,000 Security, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $82,000 of auto-callable return notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 each, with an initial estimated value of $934.20 per $1,000.
The notes have an approximate 7-year term, issuing on July 31, 2026 and maturing August 2, 2033, unless automatically called. Starting in 2027, they are automatically called if the index meets or exceeds specified call values, paying call amounts from $1,092.50 to $1,277.50 per $1,000. If not called, and the Ending Value is at least the Redemption Barrier of 490.26 (100% of the Starting Value), investors receive full 1:1 upside; otherwise they receive only principal at maturity.
The notes pay no periodic interest, are unsecured obligations subject to the credit risk of BofA Finance and BAC, are not listed on any exchange, and embed complex index features including a 11.50% volatility target, leverage up to 175%, and ongoing carry and transaction costs that can slow index gains and amplify losses.
BofA Finance LLC is issuing $335,000 of Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per note, in $1,000 minimum denominations, with settlement on July 31, 2026 and scheduled maturity on August 2, 2033, unless called earlier.
The Notes pay no periodic interest. Beginning August 2, 2027, they are automatically called if the index level on a Call Observation Date meets or exceeds preset Call Values (103%, 102%, then 101% of the Starting Value), paying Call Amounts of $1,102.50, $1,205.00 or $1,307.50 per $1,000, after which no further payments are made. If not called, at maturity investors receive either full upside participation if the Ending Value is at or above the Redemption Barrier (100% of the Starting Value of 490.26) or return of principal if the index finishes below that level. The initial estimated value is $926.50 per $1,000, reflecting internal funding and hedging costs, and the Notes are unsecured obligations subject to the credit risk of both BofA Finance and BAC.
BofA Finance LLC is issuing $180,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, have an approximate 5-year term from July 31, 2026 to July 31, 2031, and return no periodic interest.
At maturity, if the index Ending Value is above the Starting Value of 490.26, investors receive principal plus 175.00% of the index gain; otherwise only principal is repaid. The initial estimated value is $929 per $1,000 note, below the public offering price, reflecting internal funding, underwriting discount and hedging costs. The complex underlying uses leverage up to 175%, an 11.50% volatility target, and applies a 0.50% p.a. carry cost plus transaction costs that reduce performance.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and are not listed on any exchange, so liquidity may be limited. For tax purposes they are treated as contingent payment debt instruments, with a comparable yield of 5.17% and a projected redemption of $1,290.7396 per $1,000, requiring annual accrual of original issue discount regardless of actual cash received.