Bank of America Corporation 424B Filings

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $901,000 of Digital Return Notes linked to the least performing of the iShares MSCI India ETF (INDA) and iShares MSCI Japan ETF (EWJ), maturing on September 3, 2027 after an approximate 13‑month term.

Each $1,000 Note pays a fixed $1,117 (an 11.70% return) at maturity if the ending value of each ETF is at least 70% of its starting value. If either ETF ends below 70% of its starting value, repayment is reduced 1:1 with the decline of the least performing ETF, with up to 100% of principal at risk.

The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $977.10 per $1,000 Note, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts and hedging costs.

BofA Finance LLC is offering Buffered Auto-Callable Notes, fully guaranteed by Bank of America Corporation, linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index. The notes have an approximate 5-year term, pricing on August 14, 2026 and maturing August 19, 2031, unless automatically called.

The notes are sold at $1,000 per note, with per-note proceeds to the issuer of $952.50 before expenses and an initial estimated value between $900 and $950. Beginning August 20, 2027, they are automatically called if the index is at or above 100% of its Starting Value, paying fixed Call Amounts that rise from $1,195 to $1,780 per $1,000.

If not called, and the Ending Value is at or above the Redemption Barrier of 100% of the Starting Value, investors receive a maximum Redemption Amount of $1,975 per $1,000. Between 85% and 100% of the Starting Value, principal is returned. Below the 85% Threshold Value, investors face 1:1 downside beyond the 15% buffer, with up to 85% of principal at risk. The notes pay no interest, are not exchange-listed, and all payments depend on the credit of BofA Finance and BAC. The underlying index employs target volatility, leverage up to 500%, and a 6.00% per annum decrement cost, which structurally weighs on index performance.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing August 19, 2031. The notes are issued in $1,000 denominations and have an approximate five-year term if not called.

Investors may receive monthly contingent coupons of $10.209 per $1,000 (with a memory feature) whenever the index is at or above 80% of its Starting Value on an Observation Date. Beginning August 16, 2027, the notes are automatically called if the index is at or above 100% of its Starting Value, repaying principal plus the applicable coupon.

If not called, principal is protected only to a 15% decline; below 85% of the Starting Value at maturity, losses are 1:1 beyond that buffer, with up to 85% of principal at risk. The complex underlying uses up to 500% leverage and deducts a 6.00% per annum decrement and transaction costs, which can materially erode performance. The public offering price is $1,000 per note, with an initial estimated value between $900 and $950, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering $581,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes price at $1,000 each, with an initial estimated value of $967.90 per $1,000, reflecting internal funding and hedging costs.

The notes have an approximate 3-year term to August 2, 2029, and pay a contingent coupon of 9.50% per annum (about $7.917 per $1,000 monthly) only if on each observation date every index closes at or above 70% of its starting level (the Coupon Barrier). Principal is fully at risk: if the notes are not called and the least performing index ends below 70% of its starting level at maturity, repayment is reduced 1:1 with the decline and can fall to zero.

Beginning August 4, 2027, the issuer may redeem all notes monthly at $1,000 plus any due coupon, capping further income. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and subject to both issuer and guarantor credit risk as well as complex tax and market risks highlighted in the risk disclosures.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Contingent Income (with Memory Feature) Yield Notes linked to the least performing of Broadcom (AVGO), CVS Health (CVS) and Capital One Financial (COF). The notes have an approximate 3‑year term, pricing on July 29, 2026, issuing July 31, 2026 and maturing August 1, 2029.

Investors may receive monthly contingent coupons of $13.584 per $1,000 of principal, with a memory feature, only if on each Observation Date every underlying stock is at or above its Coupon Barrier, set at 50.00% of its Starting Value. Principal repayment is also contingent: if the Ending Value of the least performing stock is at or above its Threshold Value (also 50.00% of its Starting Value), investors receive full principal back; otherwise they are exposed 1:1 to downside in that least performing stock and can lose up to 100% of principal.

The total offering size is $1,394,000.00, in $1,000 denominations, with no underwriting discount shown. The initial estimated value is $1,004.40 per $1,000 note. The notes will not be listed on any exchange, and all payments are subject to the unsecured credit risk of BofA Finance as issuer and Bank of America Corporation as guarantor.

BofA Finance LLC is issuing $451,000 of Buffered Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). The Notes price at $1,000 each, have an approximate 5-year term to August 1, 2031, and may be automatically called monthly starting August 4, 2027 if both underlyings are at or above their Call Values, paying the applicable Call Amount.

If not called and both final values are at or above their Redemption Barriers (100% of Starting Values), investors receive a fixed $1,812.52 per $1,000 note. If the least performing underlying ends between 85% and 100% of its Starting Value, principal is returned. Below 85%, losses are 1:1 beyond the 15% buffer, with up to 85% of principal at risk. The Notes pay no interest, are unsecured obligations of BofA Finance with a BAC guarantee, are not exchange-listed, and have an initial estimated value of $937.20 per $1,000, reflecting internal funding and hedging costs.

BofA Finance LLC is offering Dual Directional Buffered Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, an approximate 15‑month term, pricing on August 26, 2026, issuing on August 31, 2026, and maturing on December 1, 2027.

At maturity, if the S&P 500 ending level is at or above its starting level, investors receive 100% upside participation, capped at a Max Return of 10% (maximum redemption of $1,100 per $1,000). If the index declines but stays at or above 90% of the starting level (the Threshold Value), investors receive a positive return equal to the absolute value of the decline, also capped at 10%. Below the 90% threshold, principal is exposed 1:1 to further downside and investors can lose up to 90% of principal.

The Notes pay no interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000 per Note, with an underwriting discount up to $21.75 and issuer proceeds as low as $978.25 per $1,000. The initial estimated value is expected between $915 and $965 per $1,000, reflecting BAC’s internal funding rate and hedging- and fee-related charges. Investment outcomes depend on both S&P 500 performance and the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,379,000 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on August 1, 2031, unless called earlier.

The Notes pay quarterly contingent coupons using a memory formula based on $31.25 per $1,000 if the index is at or above 62.25% of its 1,330.85 Starting Value (Coupon Barrier 828.45). From July 29, 2027, they are auto-called at par plus coupon if the index is at or above 100% of its Starting Value.

If held to maturity and not called, principal is protected only down to the 80% Threshold Value (1,064.68). Below that level, exposure is 1:1 to further declines, with up to 80% loss of principal. The initial estimated value is $956.50 per $1,000, below the $1,000 public offering price, and the Notes are unsecured, unsubordinated obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange.

BofA Finance LLC is offering $3,953,000 of Auto-Callable Return Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation, under a shelf registration.

The notes have an approximate 4-year term, can be automatically called starting July 30, 2027 for $1,187.50–$1,562.50 per $1,000, and pay no interest. At maturity, if not called, investors get full upside to the least performing index if all end at or above their starting levels, return of principal if the worst index stays at or above 70% of its starting level, and 1:1 downside below that threshold, with up to 100% principal at risk. Payments depend on the credit of BofA Finance and BAC, and the initial estimated value is $982.60 per $1,000, below the public offering price.

BofA Finance LLC is offering $1,827,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 5‑year term, pricing on July 29, 2026 and maturing August 1, 2031, unless called early.

Investors receive a 7.00% per annum contingent coupon (0.5834% monthly, or $5.834 per $1,000) only if on each observation date both indexes are at or above 70% of their Starting Values. Starting Values are 2,906.310 for RTY and 7,316.15 for SPX, with Coupon Barriers at 2,034.417 and 5,121.31, and Threshold Values at 85% of start (2,470.364 RTY; 6,218.73 SPX).

Beginning August 3, 2027, the issuer may redeem all notes monthly at $1,000 plus any due coupon, capping future income. If not called and the Least Performing Underlying ends below its Threshold Value, principal is reduced 1:1 beyond a 15% decline, with up to 85% of principal at risk; otherwise, principal is repaid. The initial estimated value is $952.90 per $1,000, below the public offering price, and the notes will not be listed, with all payments subject to BofA Finance and BAC credit risk.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $38,000 of Contingent Income Issuer Callable Yield Notes linked to the least-performing of the EURO STOXX 50, Nasdaq-100 and Russell 2000 indices. The notes price at $1,000 per note, mature on July 5, 2028, and have an approximate 23‑month term if not called.

Investors may receive a contingent coupon of 11.00% per annum (0.9167% monthly) when, on an observation date, each index is at or above 70% of its starting level. Beginning November 3, 2026, the issuer may redeem the notes monthly at par plus any due coupon. If the notes are not called and any index ends below 70% of its starting level, principal is exposed 1:1 to the decline of the least‑performing index, with up to 100% loss of principal possible. The initial estimated value is $969.50 per $1,000, below the public offering price.

BofA Finance LLC is issuing $17,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the EURO STOXX 50, Nasdaq‑100 and Russell 2000 indices. The notes price on July 29, 2026, issue on August 3, 2026 and mature on July 5, 2028, unless called earlier.

The notes pay a contingent coupon of 13.00% per annum (1.0834% per month), but only for months when each index closes at or above 70% of its Starting Value on the relevant observation date. Starting values are SX5E 6,248.84, NDX 27,192.31 and RTY 2,906.310, with coupon barriers and threshold values set at 70% of each. Beginning November 3, 2026, BofA may redeem the notes monthly at par plus any due coupon.

If the notes are not called and any index ends below its threshold, principal is exposed 1:1 to the percentage decline of the worst‑performing index, with up to 100% loss of principal. The initial estimated value is $984.10 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.

BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate three‑year term to July 31, 2029.

Each Note has a $1,000 public offering price, an underwriting discount of $32.50 and proceeds to the issuer of $967.50 per Note. Monthly contingent coupons of $8.334 per $1,000 accrue with a memory feature when the index is at or above 80% of its Starting Value, and the Notes are auto‑callable monthly from February 26, 2027 if the index is at least 100% of its Starting Value. If held to maturity and the index has fallen by more than 20%, principal is exposed 1:1 to further declines, with up to 80% of principal at risk; otherwise, investors receive full principal and any final contingent coupon. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price, and returns are subject to the credit risk of BofA Finance and BAC and to embedded index costs, including a 6.00% per annum decrement.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $250,000 of Buffered Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 1, 2031, in $1,000 denominations. The Notes pay no interest and are not listed on any exchange.

From August 3, 2027, the Notes are automatically callable monthly at preset Call Amounts (starting at $1,090 per $1,000 and rising to $1,442.50) if the index level is at or above 85% of its Starting Value. If not called, and the Ending Value is at least 85% of the Starting Value, investors receive a fixed $1,450 per $1,000. If the index falls more than 15%, principal is exposed 1:1 below the 85% Redemption Barrier, with up to 85% of principal at risk.

The Underlying, launched in 2025, is a leveraged, target-volatility futures index with a 35% volatility target and a 6.00% per annum decrement cost, plus transaction costs at each intraday rebalancing. The public offering price is $1,000 per Note, including up to a $47 underwriting discount, for issuer proceeds of $953 per $1,000. The initial estimated value is $920.40 per $1,000. All payments depend on the credit of BofA Finance and BAC.

Bank of America’s affiliate BofA Finance LLC is issuing $1,076,000 of Digital Return Notes due November 2, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices and have an approximate 15‑month term.

For each $1,000 note, investors receive a fixed Digital Payment of $1,115 (an 11.5% return) at maturity if the ending level of every index is at least 70% of its starting level. If any index finishes below its 70% threshold, repayment is reduced 1:1 with the loss in the least performing index, with up to 100% of principal at risk and no downside protection. The notes pay no periodic interest and will not be listed on an exchange.

The initial estimated value is $964.60 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts up to $21.75 per $1,000, referral fees up to $3, and hedging-related charges. Any payment is subject to the unsecured credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,444,000 of Market Linked Securities, Series A, that are auto-callable and principal-at-risk. The notes are linked to the lowest performing of the Russell 2000 Index, S&P 500 Index and EURO STOXX 50 Index, with a maturity date of August 2, 2029 and denominations of $1,000.

The notes pay no interest and may be automatically called quarterly from August 3, 2027 through July 30, 2029 if the lowest performing index is at or above its Starting Value, returning principal plus a fixed Call Premium that steps up from 14.700% to 44.100% (maximum payment $1,441 per $1,000). If not called, investors receive $1,000 at maturity only if the lowest performing index stays at or above its Threshold Value (75% of its Starting Value; e.g., S&P 500 threshold 5,487.1125). Otherwise, repayment is reduced 1-for-1 with index decline, down to a total loss of principal. The initial estimated value is $967.10 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC; the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,400,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and VanEck Semiconductor ETF. Each Note has a $1,000 denomination, an approximate 23‑month term to July 6, 2028, and pays a 23.00% per annum contingent coupon (1.9167% monthly) of $19.167 per $1,000 when, on an Observation Date, every underlying is at or above its Coupon Barrier set at 70% of its Starting Value. Beginning November 4, 2026, the issuer may redeem the Notes monthly at par plus any due coupon. If held to maturity and the least performing underlying finishes below its Threshold Value (60% of its Starting Value), principal is exposed 1:1 to that decline, with up to 100% loss of principal; otherwise, par is repaid. The initial estimated value is $985.70 per $1,000 Note, below the public offering price, and the Notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America Corporation and will not be listed on any exchange.

Bank of America’s subsidiary BofA Finance LLC is offering market-linked medium-term notes that are fully and unconditionally guaranteed by Bank of America Corporation (BAC). These Securities are linked to the lowest performing of Alibaba Group’s ADSs (BABA) and Toast, Inc.’s Class A common stock (TOST) and mature on August 13, 2027. The public offering price is $1,000 per Security, with an initial estimated value between $920.00 and $970.00 and proceeds to the issuer of $976.75 per Security before expenses.

At maturity, if the lowest performing stock’s ending price is at or above its Threshold Price (70% of its Starting Price), investors receive principal plus a Contingent Fixed Return of at least 34.50% (at least $345.00 per $1,000). If it falls more than 30% below its Starting Price, repayment is reduced 1-for-1 with the decline, leading to losses greater than 30% and potentially a total loss of principal. The notes pay no interest or dividends, have no principal protection, and all payments are subject to the credit risk of BofA Finance and BAC. The Securities will not be listed on any securities exchange and may be difficult to sell at a favorable price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). Each Note has a $1,000 denomination, an expected pricing date of August 26, 2026, issue date of August 31, 2026, and maturity on June 1, 2029, for an approximate 2.75‑year term.

The Notes pay a contingent coupon of 12.00% per annum (1.00% monthly, or $10 per $1,000) only if on each monthly Observation Date the price of both GDX and SLV is at least 65.00% of its Starting Value (the Coupon Barrier). Beginning with the February 26, 2027 Call Observation Date, the Notes are automatically called if on any Call Observation Date both Underlyings are at or above 100.00% of their respective Starting Values, paying $1,000 plus the current coupon and then terminating.

If the Notes are not called, at maturity you receive $1,000 per Note only if the Ending Value of the Least Performing Underlying is at least 65.00% of its Starting Value (the Threshold Value). If it is below 65.00%, principal is reduced on a 1:1 basis with the decline in the Least Performing Underlying, with up to 100% of principal at risk, though a final coupon is paid if both Underlyings are at or above their Coupon Barriers on the final Observation Date. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and carry an initial estimated value between $865.00 and $915.00 per $1,000, below the $1,000 public offering price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 29, 2031, with an approximate 5‑year term if not called early. Investors receive monthly contingent coupons only when the index is at or above 70% of its Starting Value; the coupon formula equates to $8.75 per $1,000 per qualifying period, with a memory feature for missed coupons.

Starting August 26, 2027, the notes are automatically called if the index is at or above 100% of its Starting Value, paying back principal plus the applicable coupon. If held to maturity and the index has fallen more than 15% (below 85% of Starting Value), principal loss is 1:1 beyond that buffer, with up to 85% of principal at risk. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and have an initial estimated value between $900 and $950 per $1,000, below the $1,000 public offering price.

BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of Alphabet Class C (GOOG), Amazon (AMZN), Apple (AAPL) and NVIDIA (NVDA). Each Note has a $1,000 principal amount, with a public offering price of $1,000, an underwriting discount of $32.50 and proceeds to the issuer of $967.50 per Note; some fee-based accounts may pay as low as $967.50.

The Notes run for about 3 years (to August 30, 2029) unless automatically called monthly starting August 26, 2027 if all four stocks are at or above 100.00% of their Starting Values, in which case investors receive $1,000 plus the applicable contingent coupon. Monthly Contingent Coupon Payments of $10.417 per $1,000 (with a memory feature) are paid only if, on the relevant Observation Date, each stock is at or above its Coupon Barrier of 60.00% of its Starting Value. At maturity, if not called, investors receive $1,000 if the least performing stock is at or above its Threshold Value of 80.00%; otherwise, they are exposed 1:1 to further declines and can lose up to 80.00% of principal. The initial estimated value is expected between $858.10 and $928.10 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. Each Note has a $1,000 denomination, an expected issue date of August 12, 2026 and a scheduled maturity on August 12, 2031, unless called earlier.

Starting August 12, 2027, the Notes are observed quarterly and are automatically called if each index is at least 80% of its starting level, paying a fixed Call Amount that steps up from $1,081 to $1,384.75 per $1,000. If not called, and on the Valuation Date the least performing index is at or above its 80% Redemption Barrier, holders receive a fixed $1,405 per $1,000.

If at maturity the least performing index has fallen more than 20% from its starting level, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The Notes pay no periodic interest, will not be listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected between $940 and $990 per $1,000 due to internal funding rates, fees and hedging costs.

BofA Finance LLC plans to issue Buffered Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination, an expected issue date of August 31, 2026 and maturity on August 29, 2031, unless called earlier.

Beginning September 1, 2027, the notes are automatically called monthly if the index is at or above 90% of its Starting Value, paying the scheduled Call Amount (from $1,122.508 up to $1,602.331 per $1,000). If not called, and the Ending Value is at least 90% of the Starting Value, investors receive $1,612.54 per $1,000 at maturity.

If the Ending Value is between 85% and 90%, principal is returned. Below 85%, losses are 1:1 beyond the 15% buffer, with up to 85% of principal at risk. The notes pay no interest, are unsecured obligations subject to BofA Finance and BAC credit risk, and will not be listed. The public offering price is $1,000, with proceeds to the issuer as low as $952.50 per note and an initial estimated value between $900 and $950, reflecting underwriting and structuring costs and BAC’s internal funding rate. The underlying index employs a leveraged target-volatility strategy and a 6.00% per annum decrement cost, which continually reduces index levels and may limit upside.

BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation, maturing on August 29, 2031.

The notes have an approximate 5‑year term, $1,000 denominations, and pay monthly contingent coupons only if the index is at least 75% of its Starting Value. The per‑period coupon component is $7.292 per $1,000, using a memory formula that adds missed coupons when conditions are later met. Starting August 26, 2027, the notes are automatically callable monthly at par plus the applicable coupon if the index is at least 85% of its Starting Value.

If not called and the index ends at or above 85% of its Starting Value, investors receive principal back plus any final contingent coupon; below that level, repayment is reduced 1:1 beyond a 15% buffer, with up to 85% of principal at risk. Initial estimated value is expected between $900 and $950 per $1,000, versus a public offering price of $1,000, reflecting underwriting and hedging costs. The underlying index uses leveraged exposure (up to 500%) to E‑Mini S&P 500 futures, a 35% volatility target, and embedded 6.00% per annum decrement plus transaction costs, all of which can significantly weigh on performance. The notes will not be listed on any exchange and all payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC is offering Buffered Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have an approximately 5-year term, expected to price on August 26, 2026 and mature on August 29, 2031, unless automatically called.

Beginning September 1, 2027, the notes are automatically callable monthly at preset Call Amounts ranging from $1,195.00 to $1,958.75 per $1,000 if the index is at or above its Call Value. If not called and the Ending Value is at least 100% of the Starting Value, investors receive a maximum Redemption Amount of $1,975.00 per $1,000. If the Ending Value is between 85% and 100%, principal is returned; below 85%, principal is reduced 1:1 beyond a 15% buffer, with up to 85% loss.

The notes pay no interest, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be $900.00–$950.00 per $1,000.00, below the $1,000.00 public offering price, reflecting BAC’s internal funding rate, a $47.50 per-note underwriting discount and hedging-related charges. The complex underlying uses leveraged E‑Mini S&P 500 futures with a 35% volatility target, a 6.00% per annum decrement and transaction costs that continually reduce index levels.

BofA Finance LLC is offering Dual Directional Buffered Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination and an approximate 2.5‑year term, with pricing expected on August 28, 2026 and maturity on March 5, 2029.

At maturity, if the least performing index is at or above its starting level, investors receive principal plus 110% of that index’s gain. If it is below its starting level but at or above 85% of its starting level, investors receive a positive return equal to the absolute percentage decline of that least performing index, capped at 15%. If the least performing index falls below 85% of its starting level, principal is reduced 1:1 beyond the 15% buffer, with up to 85% of principal at risk.

The notes pay no periodic interest and will not be listed on any exchange. The initial estimated value is expected between $910 and $960 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging costs. Any payment is subject to the senior unsecured credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Fixed Income Buffered Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 29, 2031. The notes pay a fixed coupon of 7.00% per annum (monthly $5.834 per $1,000), so long as the notes have not been called. Beginning August 26, 2027, the notes are automatically called monthly at par plus the coupon if the index is at or above its starting level.

If not called, principal is protected only by a 15% downside buffer: at maturity, if the index has fallen by more than 15% from its starting level, repayment is reduced 1:1 beyond that buffer, with up to 85% of principal at risk, though the final coupon is still paid. The underlying index is a leveraged, rules-based strategy on E-Mini S&P 500 Futures targeting 35% volatility and embedding a 6.00% per annum decrement and transaction costs that drag on performance. The initial estimated value is expected to be $900–$950 per $1,000 note, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance is issuing Contingent Income Auto-Callable Yield Notes linked to the least performing of Palantir Class A, NVIDIA, and Tesla common stock. The notes have an approximate 5-year term, pricing on July 28, 2026 and maturing July 31, 2031, unless automatically called.

Investors receive a maximum coupon of 8.50% per annum (0.7084% per month) when, on a monthly Observation Date, the Observation Value of each stock is at least 80% of its Starting Value. Otherwise a minimum coupon of 0.25% per annum is paid. Beginning July 28, 2027, the notes are auto-called if the least performing stock is at or above its Call Value (100% of Starting Value), returning principal plus that month’s coupon. If not called, investors receive principal plus the applicable final coupon at maturity, regardless of stock performance.

The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and are subject to their credit risk. They will not be listed on any exchange. The public offering price is $1,000 per note, with an initial estimated value of $943.60 and total offering of $138,000.

BofA Finance LLC is issuing Contingent Income Buffered Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes are expected to price on August 31, 2026, issue on September 3, 2026 and mature on June 5, 2029, for an approximately 2.75‑year term, unless called earlier.

Investors receive a contingent coupon of 10.50% per annum ($8.75 per $1,000 monthly) only when both indices are at or above 85% of their starting level on an observation date. From March 4, 2027, the issuer may redeem the notes monthly at par plus any due coupon. If held to maturity and either index has fallen more than 15% from its starting value, principal is reduced 1:1 beyond this buffer, with up to 85% of principal at risk. The initial estimated value is $920–$980 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering Auto-Callable Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate three-year term to September 6, 2029. Each note has a $1,000 principal amount, no periodic interest, and will not be listed on any exchange. The notes are expected to price on August 31, 2026 and issue on September 3, 2026.

The notes may be automatically called on September 7, 2027 if the S&P 500 closing level is at or above its Starting Value, in which case investors receive a Call Amount of $1,110 per $1,000 principal and no further payments. If not called, at maturity investors get 125% of any positive index return when the Ending Value is at or above the Starting Value; full principal back if the index is between 80% and 100% of the Starting Value; and 1:1 downside exposure below 80%, with up to 100% loss of principal. Any payment depends on the credit of BofA Finance and BAC. The initial estimated value is expected between $925 and $975 per $1,000, below the public offering price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 5‑year Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index. The Notes are expected to price on August 26, 2026, issue on August 31, 2026, and mature on August 29, 2031.

For each $1,000 Note, if the index ending level is above its starting level, investors receive principal plus 200.00% of the index gain. If the ending level is between the starting level and the 70.00% Threshold Value, investors receive only the $1,000 principal. If the ending level is below the Threshold Value, repayment is reduced 1:1 with the index loss and up to 100% of principal can be lost.

The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance with a full and unconditional BAC guarantee, and will not be listed on any exchange. The public offering price is $1,000.00 per Note, including up to $41.25 underwriting discount and up to $5.00 per Note referral fee. The initial estimated value is expected to be $890.00–$940.00 per $1,000, reflecting internal funding and hedging costs. Payments at maturity depend solely on index performance on the valuation date and the credit of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Digital Return Notes linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index, with a term of approximately 15 months, expected to mature on December 3, 2027.

Each $1,000 note pays a fixed Digital Payment of $1,152.50 (a 15.25% return) at maturity if the ending level of each index is at least 80% of its starting level. If either index falls more than 20%, investors are exposed 1:1 to the decline of the least performing index, with up to 100% of principal at risk. The notes pay no interest, will not be listed, and have an initial estimated value between $935 and $985 per $1,000, below the $1,000 public offering price, reflecting selling costs, internal funding rate and hedging charges.

BofA Finance LLC is offering Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, prices on August 31, 2026, and matures on March 3, 2028, an approximate 18‑month term.

At maturity, investors receive 150.00% of any positive index return, capped at a Max Return of $1,237.50 per $1,000 (23.75%). A 10% downside buffer applies; below a 10% index decline, losses are 1:1 with up to 90% of principal at risk. The Notes pay no interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, and will not be listed. The public offering price is $1,000 with up to $6.75 per Note in underwriting discount and a referral fee of up to $6.75. The initial estimated value is expected between $935.00 and $985.00 per $1,000, reflecting BAC’s internal funding rate and hedging costs, and all payments depend on the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index, maturing on August 10, 2028, in $1,000 denominations.

The notes pay a contingent coupon of 8.00% per annum (0.6667% monthly, $6.667 per $1,000) only if on each monthly observation date all three indices are at or above 60% of their Starting Value. Beginning August 11, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon. If held to maturity and the least performing index has fallen more than 40% (ending below 60% of its Starting Value), principal is reduced 1:1 with the decline, up to a total loss; otherwise, investors receive par plus any final coupon. The initial estimated value is $979.70 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC is offering Trigger PLUS, senior unsecured notes linked to a weighted basket of five international equity indices: EURO STOXX 50® (40%), TOPIX® (25%), FTSE® 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). The notes have a $1,000 stated principal amount, are fully and unconditionally guaranteed by Bank of America Corporation, and mature on September 6, 2029.

At maturity, if the basket’s final value is above 100, investors receive $1,000 plus a leveraged gain of at least 141% of the basket’s positive performance. If the basket ends between 80 and 100, principal is returned. Below the 80 downside threshold, repayment falls 1% for each 1% basket decline, up to total loss of principal. The notes pay no coupons, are not listed, and initial estimated value is $910–$960 per $1,000, below the issue price, reflecting internal funding and fees. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are expected to price on August 26, 2026, be issued on August 31, 2026 and mature on August 29, 2031, unless called earlier.

The Notes pay a contingent coupon of 7.50% per annum (0.625% monthly, $6.25 per $1,000) on monthly Observation Dates only if each index is at or above its Coupon Barrier of 80% of its Starting Value. Beginning August 31, 2027, BofA Finance may redeem the Notes monthly at par plus any due coupon. If held to maturity and the Least Performing Underlying finishes at or above its Threshold Value of 85% of its Starting Value, investors receive full principal plus any final coupon; otherwise, repayment is reduced 1:1 for declines beyond 15%, with up to 85% of principal at risk.

The public offering price is $1,000 per Note, with an underwriting discount up to $37.50 and issuer proceeds of $962.50 per $1,000. The initial estimated value is expected between $910 and $960 per $1,000, reflecting internal funding and hedging costs. The Notes are unsecured, not listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Autocallable Strategic Accelerated Redemption Securities linked to an equally weighted basket of Bristol-Myers Squibb, Merck and Eli Lilly common stocks. Each note has a $10 principal amount and no periodic interest or dividends.

The notes are automatically called if the basket on any of three annual Observation Dates is at or above the Starting Value of 100.00, paying per unit [$11.15–$11.25] on the first date, [$12.30–$12.50] on the second, or [$13.45–$13.75] on the final date, with actual Call Amounts set on pricing. If never called, at maturity investors receive the basket’s 1-to-1 performance, with full downside exposure below the Starting/Threshold Value, so up to 100% of principal is at risk.

The public offering price is $10.00 per unit, including a $0.20 underwriting discount and a $0.05 hedging-related charge, while the initial estimated value is expected between $9.21 and $9.86 per unit, reflecting BAC’s internal funding rate and hedging costs. The notes are not FDIC insured, have limited expected secondary liquidity, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes are expected to price on August 31, 2026, issue on September 3, 2026 and mature on September 6, 2029, unless called earlier.

Each $1,000 note offers 150.00% upside participation in gains of the least performing index if all three indexes finish at or above their initial levels at maturity, with a 30% downside buffer: if the least performing index ends between 70% and 100% of its start, principal is returned; below 70%, losses are 1:1 with up to 100% of principal at risk. Beginning September 3, 2027, the notes are automatically called at preset call amounts (from $1,155.00 up to $1,426.25 per $1,000) if on a call observation date all three indexes are at or above 100% of their starting values.

The notes pay no interest, will not be listed on an exchange, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000.00 per note, including an underwriting discount of up to $8.00, for issuer proceeds of $992.00 per note; the initial estimated value is expected between $930.00 and $980.00 per $1,000.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The notes have a per-note denomination of $1,000, an approximate 5-year term to September 5, 2031, and make no periodic interest payments.

Beginning September 3, 2027, the notes are automatically called if each index is at or above its Call Value (100% of its Starting Value), paying fixed Call Amounts that step up from $1,150 to $1,600 per $1,000. If not called and each Ending Value is at or above its Starting Value, investors receive 150% of the positive return of the least performing index. If the least performing index ends between 70% and 100% of its Starting Value, principal is returned. If it falls below 70%, repayment is reduced 1:1 with the loss, with up to 100% of principal at risk. All payments depend on the credit of BofA Finance and BAC; the notes will not be listed, and the initial estimated value per $1,000 is expected between $925 and $975, below the public offering price.

BofA Finance LLC is issuing $1,723,000 of Contingent Income Issuer Callable Yield Notes due August 2, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are linked to the least performing of three underlyings: the Invesco S&P 500® Equal Weight ETF (RSP), the Nasdaq-100® Technology Sector Index (NDXT) and the S&P 500® Index (SPX).

The Notes pay a contingent coupon of 11.80% per annum (2.95% quarterly) only if, on each Observation Date, the value of each underlying is at least 70% of its Starting Value (the Coupon Barrier). Beginning February 3, 2027, the issuer may redeem the Notes quarterly at par plus any due coupon. If held to maturity and the least performing underlying is at or above its 60% Threshold Value, investors receive principal back (plus any final coupon if the 70% barrier is met); otherwise, repayment is reduced 1:1 with the decline in the least performing underlying, with up to 100% of principal at risk.

The Notes will not be listed on any exchange. All payments depend on the credit risk of BofA Finance and BAC. The initial estimated value is $987.70 per $1,000 principal, below the public offering price.

Bank of America, through BofA Finance LLC, offers Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes are expected to price on August 26, 2026 and mature on August 30, 2029, unless automatically called starting August 31, 2027 if each index is at or above its Call Value. Each $1,000 note provides 150.00% upside participation in gains of the least performing index if all three finish at or above their starting levels at maturity. Principal is protected only if the least performing index ends at or above 70.00% of its Starting Value; otherwise losses are 1:1 with the decline, up to a full loss of principal. The notes pay no interest, are unsecured and unsubordinated obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value per $1,000 note is expected to be between $910.00 and $960.00, below the $1,000.00 public offering price, reflecting fees, hedging costs and BAC’s internal funding rate.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have an approximate 5-year term, are expected to price on August 26, 2026, and mature on August 29, 2031, unless automatically called starting August 26, 2027 if the index is at or above 100% of its Starting Value.

Investors may receive monthly contingent coupons via a memory feature: each payable amount is based on $9.375 per prior Contingent Payment Date when the index is at or above 75% of its Starting Value. Principal is buffered only down to 85% of the Starting Value; below that level, losses are 1:1, with up to 85% of principal at risk at maturity. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, maturing on March 2, 2028, with an approximate 18‑month term and a denomination of $1,000 per Note.

At maturity, investors receive 150.00% of any S&P 500 gain, capped at $1,142.50 per $1,000 Note (a 14.25% maximum return). A 10% downside buffer applies; below a 10% index decline, principal is reduced 1:1, with up to 90% of principal at risk.

The Notes pay no interest, are unsecured senior obligations of BofA Finance with a full BAC guarantee, and will not be listed on any exchange. The public offering price is $1,000, including an underwriting discount up to $21.75 (issuer proceeds $978.25). The initial estimated value is expected between $915.00 and $965.00 per $1,000.

BofA Finance LLC is offering Digital Return Notes linked to the Nasdaq-100 Index, fully and unconditionally guaranteed by Bank of America Corporation, with a maturity date of December 1, 2027 and an approximate 15‑month term. The Notes pay no interest and will not be listed on any exchange.

At maturity, investors receive $1,125 per $1,000 principal (a 12.50% return) if the Nasdaq-100 Ending Value is at least 80% of its Starting Value. If the Index declines more than 20%, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk. The public offering price is $1,000 per Note, with underwriting discounts up to $21.75 and an initial estimated value between $920 and $970 per $1,000, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.

Bank of America’s affiliate BofA Finance is issuing Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100®, Russell 2000® and S&P 500®. The notes are fully and unconditionally guaranteed by Bank of America Corporation and are expected to price on August 31, 2026 and settle on September 3, 2026.

The notes have an approximate 4.75‑year term, maturing on June 5, 2031, unless called earlier at the issuer’s option beginning September 3, 2027. They pay a contingent coupon of 10.25% per annum (0.8542% per month, or $8.542 per $1,000) on monthly observation dates only if each index is at or above 70% of its starting level. If held to maturity and any index has fallen more than 30% from its starting value, principal is exposed to 1:1 downside based on the worst-performing index, with up to 100% loss of principal possible; otherwise, principal is repaid and any final contingent coupon may be paid. The initial estimated value is expected between $905 and $955 per $1,000, below the public offering price, reflecting internal funding rates, discounts and hedging costs. Payments depend on the credit of both BofA Finance and BAC.

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due February 17, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices and have an approximate 18‑month term if not called.

Investors may receive a contingent coupon of 11.25% per annum (0.9375% per month, $9.375 per $1,000) on monthly observation dates, but only if each index is at or above 70% of its Starting Value. Beginning November 19, 2026, the issuer can redeem the notes monthly at $1,000 plus any due coupon, ending all future payments.

If the notes are not called and any index ends below its 70% Threshold Value, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal; otherwise, $1,000 is repaid and a final coupon may be paid. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and have an initial estimated value between $925 and $975 per $1,000, below the $1,000 public offering price due to internal funding and distribution costs.

BofA Finance LLC is issuing $1,325,000 of Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, have an approximate 5-year term to July 31, 2031, and pay no periodic interest.

The notes can be automatically called on July 28, 2027 for $1,120 per $1,000 if the index is at or above its Call Value of 490.26. If not called, at maturity investors receive principal plus 100% of any index gain when the Ending Value is at or above the 490.26 Redemption Barrier, or principal only if the index is below that level. Any payment depends on the credit of BofA Finance and BAC.

The underlying index uses leverage, a volatility 11.50% target, and deducts borrowing, carry, 0.50% annual carry costs and 0.01% transaction costs, which can materially reduce returns. The initial estimated value is $938.20 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $182,000.00 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and iShares Silver Trust (SLV), maturing on July 31, 2031 unless called earlier. The notes pay monthly contingent coupons using a memory formula of $8.75 per $1,000 per accrued period, only when both underlyings are at or above 80% of their starting values (GDX $74.21, SLV $51.70). Starting July 28, 2027, they are automatically called quarterly at par plus the applicable coupon if both underlyings are at or above 100% of their starting values. If not called, principal is protected only down to a 20% decline in the least performing underlying; below that threshold, investors are exposed 1:1 to further downside, with up to 80% of principal at risk. The initial estimated value is $941.40 per $1,000, below the public offering price of $1,000, and all payments depend on the credit of BofA Finance and BAC; the notes will not be listed on any exchange.

BofA Finance LLC is offering $668,000 of Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate 7‑year term to August 2, 2033, unless called earlier.

The Notes pay no periodic interest and will be automatically called beginning August 2, 2027 if the index closes at or above its Call Value, returning the applicable Call Amount (from $1,090 to $1,270 per $1,000). If not called, at maturity investors receive the principal plus 100% of any index gain above the Starting Value of 490.26, or only principal if the index is flat or lower. Any payment is subject to the credit risk of BofA Finance and BAC. The initial estimated value is $933.20 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging costs. The complex underlying uses leverage up to 175%, an 11.50% volatility target, and ongoing carry and transaction costs that can materially dampen performance.