Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC is issuing $1,083,000 of Fixed Income Issuer Callable Yield Notes due August 5, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.
Investors receive a fixed coupon of 12.10% per year ($10.084 per $1,000) paid monthly while the notes are outstanding. Beginning February 4, 2027, BofA Finance may redeem all notes monthly at $1,000 plus the coupon.
If not called, principal repayment depends on performance and a 30% knock-in barrier observed throughout the term. A knock-in and a final level below the starting level of the least performing index expose principal 1:1 to that index’s decline, with up to 100% loss of principal possible; otherwise, principal is repaid in full. The initial estimated value is $986.30 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering $1,334,000 of Contingent Income Auto-Callable Yield Notes linked to the common stock of Dollar General Corporation, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per Note, with BofA Finance receiving $980 in proceeds per Note before expenses and an initial estimated value of $968.70 per $1,000, reflecting dealer discounts and hedging costs.
The Notes have an approximate 3-year term, maturing on August 1, 2029, and are automatically callable quarterly beginning October 28, 2026 if Dollar General’s stock is at or above its Call Value of $127.05 (100% of the Starting Value). Investors may receive a quarterly Contingent Coupon of $43.00 per $1,000 (4.30% per quarter, 17.20% per annum) only when the stock’s Observation Value is at least the Coupon Barrier of $88.94 (70% of the Starting Value.
If the Notes are not called and Dollar General’s Ending Value is at or above the Threshold Value of $88.94, holders receive principal back (plus any final contingent coupon). If the Ending Value is below the Threshold, repayment is reduced 1:1 with the stock’s decline from the Starting Value, with up to 100% of principal at risk. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed, so liquidity may be limited.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $718,000 of Auto-Callable Enhanced Return Notes linked to the Nasdaq-100 Index, due August 5, 2031. The notes are issued at $1,000 per note, with dealer proceeds of $980 before expenses.
The notes have an automatic call on August 4, 2027 if the index is at or above the Starting Value of 28,274.20, paying a Call Amount of $1,111.50 per $1,000. If not called and held to maturity, investors receive 150% of any index gains when the Ending Value is at or above the Starting Value, full principal back if the index ends between 80% and 100% of the Starting Value, and 1:1 downside exposure below 80%, up to total loss of principal.
The notes pay no periodic interest, are unsecured senior obligations of BofA Finance with a full and unconditional BAC guarantee, and will not be listed on any exchange. The initial estimated value is $968.30 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging-related charges.
BofA Finance LLC is issuing $1,883,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate 3‑year term to August 3, 2029.
The notes pay a contingent coupon of 8.20% per annum (4.10% semi‑annually) only if, on each observation date, the S&P 500 closing level is at or above 70.00% of the starting level of 7,489.72 (barrier and threshold 5,242.80). Beginning February 4, 2027, BofA Finance may redeem all notes semi‑annually at par plus any due coupon. If the notes are not called and the index has fallen more than 30% at maturity, repayment is reduced 1:1 with index losses, up to a full principal loss; if it is at or above the threshold, principal is repaid and a final coupon is paid if the barrier is met.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and carry full issuer and guarantor credit risk. The initial estimated value is $985.90 per $1,000, below the public offering price, reflecting internal funding rates, referral fees and hedging‑related charges.
BofA Finance LLC is issuing $15,000 of Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 each, with no periodic interest and a maturity on August 5, 2031.
Investors receive 210.00% upside participation if the index Ending Value exceeds the Starting Value of 598.42. Principal is protected only down to a 30% decline; below the Threshold Value of 418.89, losses are 1:1 with index declines, up to total loss. The initial estimated value is $948.10 per $1,000, reflecting internal funding and hedging costs. Repayment depends on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering $212,000 of Buffered Enhanced Return Notes linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by Bank of America Corporation and maturing on August 3, 2028. The notes have an approximate 2‑year term, no periodic interest, and will not be listed on any securities exchange.
At maturity, if the index Ending Value exceeds its Starting Value of 6,358.01, holders receive principal plus 125.00% of the index gain. If the index is between the Starting Value and the Threshold Value of 5,722.21 (90% of the Starting Value), investors receive only principal. Below the Threshold Value, losses are 1:1 beyond the 10% buffer, with up to 90% of principal at risk. The initial estimated value is $976.60 per $1,000, reflecting BAC’s internal funding rate, underwriting and hedging-related charges, so the public offering price exceeds this estimated value. All payments are subject to the unsecured credit risk of BofA Finance and Bank of America Corporation.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $65,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 Index and the S&P 500 Index. The notes have an approximate 5-year term from August 5, 2026 to August 5, 2031, in $1,000 denominations.
Investors may receive a 9.50% per annum contingent coupon ($7.917 per $1,000 monthly) only if, on each Observation Date, both indices are at or above 80% of their Starting Values. Beginning August 5, 2027, the issuer may redeem the notes monthly at par plus any due coupon.
If the notes are not called and the least performing index is below 85% of its Starting Value at maturity, principal is reduced 1:1 beyond a 15% decline, with up to 85% of principal at risk. The initial estimated value is $985.30 per $1,000, below the public offering price, and the notes are unsecured, unsubordinated obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income buffered yield notes linked to the Russell 2000® Index, maturing on August 31, 2028, with a term of approximately two years. The notes are expected to price on August 26, 2026 and issue on August 31, 2026, in minimum denominations of $1,000.
Investors receive a fixed coupon of 5.80% per annum ($14.50 per $1,000 quarterly) regardless of index performance. At maturity, if the index has not fallen more than 15% from its starting level, investors receive full principal plus the final coupon. If the index declines by more than 15%, principal is exposed 1:1 to further declines, with up to 85% of principal at risk.
The public offering price is $1,000 per note, including up to a $25 underwriting discount, with issuer proceeds of $975 per note. The initial estimated value is expected between $920 and $970 per $1,000, reflecting BAC’s internal funding rate and hedging costs. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,774,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500. The notes price on July 31, 2026, issue on August 5, 2026 and mature on May 3, 2029, unless called earlier.
The notes pay a 10.50% p.a. contingent coupon (0.875% monthly, $8.75 per $1,000) only if on each Observation Date both indices are at or above 85% of their Starting Values, which also serve as the Coupon Barriers and Threshold Values. BofA may redeem the notes monthly from February 4, 2027 at $1,000 plus any due coupon, ending further payments.
If not called, principal is protected only down to a 15% decline in the Least Performing Underlying. A larger decline gives 1:1 downside beyond that buffer, with up to 85% of principal at risk. The initial estimated value is $987.30 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and BAC; the notes are unsecured, unlisted and may have limited liquidity.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $463,000 of Contingent Income (with Memory Feature) Issuer Callable Yield Notes due August 3, 2028, linked to the least performing of the EURO STOXX 50 Index, S&P 500 Index and iShares Russell 2000 ETF.
The Notes pay quarterly contingent coupons only if on each Observation Date every underlying is at or above 70.00% of its Starting Value (coupon barrier). The per‑period coupon formula is based on $23.125 per $1,000 times the number of elapsed payment dates, minus prior coupons, creating a “memory” feature. Beginning February 4, 2027, the issuer may call the Notes quarterly at $1,000 plus any due coupon.
If not called, and any underlying finishes below its 70.00% Threshold Value, principal is exposed 1:1 to the decline of the least performing underlying, with up to 100% loss of principal; otherwise investors receive par and any final coupon. The initial estimated value is $977.20 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, hedging costs and underwriting discount. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any securities exchange.
BofA Finance LLC is offering market-linked, auto-callable notes due August 12, 2030, fully and unconditionally guaranteed by Bank of America Corporation. Each Security has a $1,000 principal amount, pays no interest and will not be listed on any exchange.
The notes are linked to the lowest performing of the Russell 2000 Index, S&P 500 Index and State Street Technology Select Sector SPDR ETF. On any Call Date, if the Lowest Performing Underlying is at or above its Starting Value, the notes are automatically called for $1,000 plus a fixed Call Premium starting at 15% and rising over time up to at least 60% (i.e., at least $1,600 at the final Call Date).
If never called, at maturity investors receive $1,000 only if the Lowest Performing Underlying’s Ending Value is at or above its Threshold Value, set at 75% of its Starting Value. Below the Threshold, repayment is reduced 1-for-1 with the decline, so investors can lose more than 25% and up to all principal. The initial estimated value is $915–$965 per Security versus the $1,000 public offering price, reflecting dealer compensation, hedging costs and issuer funding spreads.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000, and S&P 500 indexes. The Notes are expected to price on August 21, 2026 and mature on August 24, 2029, unless called earlier.
Investors receive a contingent coupon of 11.00% per annum (0.9167% monthly, $9.167 per $1,000) only if on each monthly Observation Date all three indexes are at or above 70.00% of their Starting Values. Beginning November 27, 2026, the issuer may redeem all Notes monthly at $1,000 plus any due coupon.
If not called, and the worst-performing index ends below 70.00% of its Starting Value, principal is exposed to 1:1 downside with up to 100% loss; otherwise investors receive par plus any final coupon. The public offering price is $1,000 per Note, with an underwriting discount of $7 and proceeds of $993 to the issuer. The initial estimated value is $915–$965 per $1,000, and all payments depend on the credit of BofA Finance and BAC. The Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,373,000 of Buffered Auto-Callable Enhanced Return Notes linked to the worst performer of the Dow Jones Industrial Average and the S&P 500 Index. The notes price at $1,000 per note, have an approximate three-year term to August 3, 2029, and make no interest payments.
The notes are automatically called on August 2, 2027 if both indices are at or above their Call Values (100% of their Starting Values), paying a Call Amount of $1,100 per $1,000 note, with no further payments. If not called, at maturity investors receive 198.00% of any positive return of the least performing index when both are at or above their Starting Values. If the least performer finishes between 85% and 100% of its Starting Value, principal is returned. Below 85%, losses match declines beyond the 15% buffer, with up to 85% of principal at risk. The initial estimated value is $990.50 per $1,000, the notes will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $139,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination and an approximate three-year term, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices.
The notes pay a monthly contingent coupon of 0.9167% (11.00% per annum) only if, on each observation date, all three indices are at or above 70% of their starting values. From February 4, 2027, BofA Finance may redeem the notes monthly at par plus any due coupon. If the notes are not called and any index ends below its 70% threshold, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. All payments depend on the credit of BofA Finance and BAC. The initial estimated value is $981.60 per $1,000, below the public offering price of $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Trigger Callable Yield Notes linked to the least performing of the EURO STOXX 50 Index and the Russell 2000 Index, maturing around November 10, 2027. Each note has a $10 stated principal and pays fixed monthly coupons at an annual rate between 8.10% and 8.60% regardless of index performance, unless the notes are called.
Starting in November 2026, the issuer may redeem the notes monthly at its sole discretion, paying $10 plus the applicable coupon, after which no further payments occur. If not called, principal repayment at maturity is contingent on the least performing index finishing at or above its Downside Threshold of 70% of its Initial Value. If that index closes below its threshold, investors are fully exposed to downside and can lose up to 100% of principal, though the final coupon is still paid. Any payments depend on the credit of BofA Finance and BAC; the notes are not FDIC insured, will not be listed on an exchange, and may have limited or no liquidity.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to the Nasdaq-100 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 2-year term, from an expected issue date of August 12, 2026 to maturity on August 10, 2028, unless automatically called.
Investors receive a monthly contingent coupon of 0.6834% of principal (8.20% per annum) only if the index on each Observation Date is at or above 60% of its Starting Value. Beginning February 8, 2027, the notes are automatically called if the index is at or above its Starting Value, returning principal plus that month’s coupon. If not called and the index falls more than 40% from its Starting Value at maturity, principal is reduced 1:1 with the index decline, with up to 100% of principal at risk; otherwise principal is repaid, and a final coupon is paid if the index is at or above 60% of its Starting Value.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and are expected to have an initial estimated value of $930–$980 per $1,000 note, below the public offering price of $1,000.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due August 24, 2029, fully and unconditionally guaranteed by Bank of America Corporation. Each $1,000 note pays a contingent coupon of 12.15% per annum (1.0125% monthly) only if, on an Observation Date, the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index are each at or above 70% of their Starting Value.
Beginning November 27, 2026, the issuer may redeem all notes monthly at $1,000 plus any due coupon. If the notes are not called and the least performing index ends below 70% of its Starting Value, principal is reduced 1:1 with index loss, up to 100% loss of principal; otherwise, investors receive full principal and any final coupon. The initial estimated value is $915–$965 per $1,000, below the $1,000 public offering price, reflecting dealer compensation, hedging costs and BAC’s internal funding rate. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $2,803,000 of Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to an unequally weighted basket of five equity indices and one ETF. The basket assigns 40% to the EURO STOXX 50® Index, 20% each to the FTSE® 100 and Nikkei 225® indices, 7.5% each to the Swiss Market Index® and S&P®/ASX 200 Index, and 5% to the iShares® China Large-Cap ETF.
The notes price at $1,000 per note, with an initial estimated value of $958.80, have no periodic interest, and are not listed on any exchange. Beginning August 9, 2027, they are automatically callable annually at $1,115 then $1,230 per $1,000 if the basket meets the call threshold. If not called and the ending basket value is at or above the 100% Redemption Barrier, investors receive a fixed $1,345 per $1,000 at maturity; otherwise, they are exposed 1:1 to downside, with up to 100% of principal at risk. All payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Trigger Autocallable Notes linked to the S&P 500 Index due August 10, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $10 stated principal amount, sold at 100% of principal, with minimum investment of 100 Notes ($1,000).
The Notes may be automatically called quarterly, beginning around August 16, 2027, if the S&P 500 closing level is at or above its Initial Value on an Observation Date. If called, investors receive $10 plus a Call Return based on a fixed Call Return Rate of between 8.50% and 9.10% per annum, with Call Returns rising over time; for example, by the final Observation Date the total Call Return ranges from 17.00% to 18.20%.
If not called, and on the Final Observation Date the index is below the Initial Value but at or above the Downside Threshold of 75% of the Initial Value, investors receive only the $10 principal. If the index closes below the Downside Threshold, repayment is reduced in proportion to the index loss, down to zero. The Notes pay no interest, do not provide dividends, are unsecured senior debt of BofA Finance, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes due August 19, 2031, fully and unconditionally guaranteed by Bank of America Corporation and linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have an approximately five-year term unless automatically called starting August 16, 2027 when the index is at least 90% of its Starting Value, in which case investors receive principal plus the applicable contingent coupon.
Monthly contingent coupons are paid only if the index is at least 75% of its Starting Value on the observation date; the coupon per $1,000 equals (8.542 × number of scheduled payment dates to that point) minus prior coupons. Principal is protected only down to a 15% decline; below the 85% Threshold Value, investors are exposed 1:1 to further index losses, with up to 85% of principal at risk. The initial estimated value is expected between $900 and $950 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. The underlying index uses leveraged, target-volatility exposure to E‑Mini S&P 500 futures and embeds 6.00% per annum decrement and transaction costs, which can significantly weigh on performance. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $4,102,000 of Contingent Income Issuer Callable Yield Notes due August 5, 2031, linked to the least performing of the Russell 2000 Index and the S&P 500 Index.
The notes pay a 7.00% p.a. contingent coupon (1.75% per quarter) only if on each observation date both indices are at or above 55.00% of their respective starting values; otherwise no coupon is paid for that quarter. Beginning February 4, 2027, the issuer may redeem the notes quarterly at par plus any due coupon.
If not called, and the least performing index ends below its 55.00% threshold value, principal is exposed 1:1 to the index decline, with up to 100% loss of principal; otherwise investors receive par, plus a final contingent coupon if the 55.00% barrier is met. The initial estimated value is $968.40 per $1,000, below the public price, reflecting internal funding, fees and hedging costs. All payments are unsecured and subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due February 25, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index and have an approximate 18‑month term if not called.
Investors may receive a 12.25% per annum contingent coupon (1.0209% monthly, $10.209 per $1,000) on each monthly Observation Date only if all three indices are at or above 70% of their Starting Values. Beginning November 27, 2026, the issuer may redeem the notes monthly at $1,000 plus any due coupon. If held to maturity and any index ends below its 70% Threshold Value, repayment of principal is reduced 1:1 with the decline of the Least Performing Underlying, with up to 100% of principal at risk; otherwise, principal is repaid and a final coupon may be paid.
The initial estimated value is expected to be $925–$975 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any securities exchange.
BofA Finance LLC is offering Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are expected to price on August 26, 2026, be issued on August 31, 2026 and mature on August 29, 2031, unless automatically called after about one year.
Each Note has a $1,000.00 public offering price, an underwriting discount up to $37.50, and proceeds to BofA Finance as low as $962.50 per Note. The Notes pay no periodic interest and will not be listed on any exchange. They are automatically called at a $1,138.00 Call Amount per $1,000 on the August 30, 2027 Call Observation Date if the index is at or above its Call Value (100% of the Starting Value.
If not called, at maturity investors receive the principal plus 100% upside of any index increase when the Ending Value is at or above the 100% Redemption Barrier; otherwise only principal is repaid. The index targets 11.50% annualized volatility, can lever exposure up to 175%, and is reduced by a 0.50% annual carry cost and a 0.01% transaction cost per leverage adjustment. The initial estimated value is expected between $880.00 and $950.00 per $1,000, below the offering price, and U.S. investors are taxed under contingent payment debt instrument rules with original issue discount based on a hypothetical 4.97% comparable yield.
BofA Finance LLC is issuing $3,841,000 of Auto-Callable Enhanced Return Notes linked to the Nasdaq-100 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per denomination, with an initial estimated value of $984.60 per $1,000, reflecting internal funding and hedging costs.
The notes have an approximate 5-year term, maturing on August 5, 2031, and may be automatically called on August 4, 2027 if the index is at or above the Call Value of 28,274.20, paying a Call Amount of $1,140 per $1,000. If not called and the Ending Value is at or above the Starting Value, investors receive 150.00% of the index’s positive return.
If held to maturity and the index closes between 80% and 100% of the Starting Value, investors receive principal back. Below the Threshold Value of 22,619.36, the payoff has 1:1 downside exposure, with up to 100% principal at risk. The notes pay no interest, will not be listed on an exchange, and all payments are subject to the unsecured credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $111,000 of Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, prices on July 31, 2026, issues on August 5, 2026, and matures on August 3, 2028.
The payoff depends on the S&P 500 performance from a Starting Value of 7,489.72. If the Ending Value is above the starting level, investors receive 140% of the index gain, capped at a Max Return of $1,224 per $1,000 (a 22.40% maximum gain). If the index falls up to 10%, principal is returned. Below a Threshold Value of 6,740.75 (90% of the start), losses are 1:1 beyond the 10% buffer, with up to 90% of principal at risk.
The Notes pay no interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and will not be listed on any exchange, so liquidity may be limited. The initial estimated value is $977.60 per $1,000, below the public offering price due to internal funding rates, underwriting discounts, and hedging costs. Payments are subject to the credit risk of both the issuer and guarantor, as well as complex tax and market risks described in the risk disclosures.
BofA Finance LLC is offering $2,198,000 of three-year Auto-Callable Notes fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index and pay no periodic interest.
Beginning July 30, 2027, the notes are automatically called annually if each index is at or above its Call Value, returning the principal plus a Call Amount of $1,116.50 or $1,233.00 per $1,000. If not called and at maturity each index is at or above its Starting Value, investors receive a maximum Redemption Amount of $1,349.50 per $1,000. If the least performing index closes below its 70% Threshold Value, investors are exposed 1:1 to that decline, with up to 100% of principal at risk. The initial estimated value is $966.10 per $1,000, the notes are unsecured, unlisted, and subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $5,980,000 of Auto-Callable Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the Russell 2000 Index and the S&P 500 Index. The Notes price at $1,000 each, with no periodic interest and an approximate five-year term, maturing August 4, 2031, unless called earlier.
The Notes may be automatically called annually from 2027 if both indices are at or above 100% of their Starting Values, paying Call Amounts from $1,095.50 to $1,382.00 per $1,000. If not called and both indices finish at or above 100%, investors receive $1,477.50 per $1,000. If the least-performing index ends between 70% and 100% of its Starting Value, principal is returned. Below 70%, investors incur 1:1 downside exposure to the least-performing index, with up to full loss of principal.
The initial estimated value is $952.50 per $1,000, below the public offering price, reflecting internal funding, underwriting discounts and hedging costs. Payments depend entirely on the credit of BofA Finance and BAC, the performance of the two indices, and there is no exchange listing or guaranteed secondary market.
BofA Finance LLC is offering $500,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes due August 2, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of Micron (MU) and NVIDIA (NVDA) common stock.
Investors pay $1,000 per note, with an initial estimated value of $952.60$20.625 per $1,000 accrue with a memory feature when, on an observation date, each stock is at or above 50% of its starting value (MU: $874.66; NVDA: $195.04). From the February 1, 2027 call observation date onward, the notes auto-call at par plus coupon if both stocks are at or above 100% of their starting values.
If not called, and the ending value of the least performing stock is below its 50% threshold, principal is exposed 1:1 to that stock’s decline, with up to 100% loss of principal possible; otherwise, par is repaid and a final coupon may be paid. The notes are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on any exchange; the underwriting discount is $42.50 per $1,000.
BofA Finance LLC is issuing $6,155,000 of senior unsecured Auto-Callable Notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index. The notes price at $1,000 per note with an initial estimated value of $955.60, have an approximate 5-year term to August 4, 2031, and make no periodic interest payments.
Beginning July 30, 2027, the notes are automatically callable annually if each index is at or above its Call Value, paying per $1,000 a Call Amount of $1,115, $1,230, $1,345, or $1,460, depending on year. If not called, at maturity investors receive $1,575 per $1,000 if both Ending Values are at or above their Redemption Barriers (100% of Starting Values), principal back if the least performing index is between its 60% Threshold Value and 100%, and 1:1 downside exposure below the Threshold, with up to 100% principal at risk. All payments are subject to the credit risk of BofA Finance and BAC and to significant structural, market, valuation, conflict and tax risks described in the risk disclosures.
BofA Finance LLC is issuing $1,535,000 of Auto-Callable Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The Notes price on July 30, 2026, issue on August 4, 2026 and mature on August 4, 2031, unless automatically called.
The Notes pay no interest and are not listed on any exchange. Starting in 2027, they are automatically callable annually if each index is at or above its Call Value, with Call Amounts from $1,090 to $1,360 per $1,000. If held to maturity and each index ends at or above its Starting Value, investors receive $1,450 per $1,000. If the least performing index ends between 60% and 100% of its Starting Value, principal is returned. If it falls below 60%, repayment is reduced 1:1 with the decline, putting up to 100% of principal at risk. All payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is issuing $303,000 of Fixed Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes price on July 31, 2026, issue on August 5, 2026 and mature August 5, 2027, unless called earlier.
Investors receive a fixed coupon of 9.60% per annum (0.80% monthly), payable monthly while outstanding. Beginning February 4, 2027, the issuer may redeem all notes monthly at $1,000 plus the coupon per note. If not called and any index has fallen more than 30% from its starting level, principal repayment will be reduced 1:1 with the loss of the least performing index, putting up to 100% of principal at risk; otherwise principal is repaid in full. The final coupon is paid at maturity regardless of index performance.
The initial estimated value is $987.40 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, hedging costs and selling compensation. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on any securities exchange, and may have limited or no secondary market liquidity.
BofA Finance LLC is issuing $2,259,000 of Auto-Callable Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price on July 30, 2026, issue on August 4, 2026, and mature on August 2, 2029, unless automatically called.
The Notes may be automatically called annually starting July 30, 2027, paying $1,157.50 or $1,315.00 per $1,000 if both indices are at or above their Call Values. If held to maturity and both Ending Values are at or above 100% of their Starting Values, investors receive $1,472.50 per $1,000. If the least performing index finishes between 80% and 100% of its Starting Value, principal is returned. Below 80%, investors have 1:1 downside exposure to the least performing index and can lose up to 100% of principal. There are no periodic interest payments, the Notes will not be listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $966.40 per $1,000, below the public offering price.
BofA Finance LLC is offering 2,777,500 Market-Linked Step Up Notes at $10 per unit, for a total of $27,775,000, fully and unconditionally guaranteed by Bank of America Corporation. The notes mature on August 7, 2028 and pay no periodic interest.
The notes are linked to a basket of six international equity indices with a Starting Value of 100. If the Basket Ending Value is between 100 and the Step Up Value of 124.40, investors receive a fixed Step Up Payment of $2.44 per unit (a 24.40% return). Above 124.40, payoff increases 1-for-1 with the Basket. If the Ending Value is below the Starting Value, principal is reduced 1-for-1, down to a total loss. The initial estimated value is $9.727 per unit versus a $10 public price, reflecting BAC’s internal funding rate, underwriting discounts of $0.20 per unit, and hedging costs. The notes are unsecured, subject to BofA Finance and BAC credit risk, and are expected to have limited secondary market liquidity and no exchange listing.
BofA Finance LLC is issuing $999,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price on July 30, 2026, are issued on August 4, 2026, and mature on August 2, 2029.
At maturity, investors receive their principal back if the index is flat or lower, and 123.00% of any positive index return above the starting level of 488.57. There are no periodic interest payments, and any payment depends on the credit of BofA Finance and BAC. The notes are not listed on any exchange, and the initial estimated value of $958.40 per $1,000 note is below the public offering price due to internal funding rates, fees, and hedging costs.
BofA Finance LLC is issuing $1,925,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price on July 30, 2026, issue on August 4, 2026 and mature on August 2, 2029, unless called earlier.
Investors may receive a contingent coupon of 8.75% per annum (0.7292% monthly) when, on any monthly observation date, the S&P 500 closing level is at or above the Coupon Barrier of 5,206.34 (70% of the Starting Value of 7,437.63. Starting August 4, 2027, the issuer may redeem the notes quarterly at par plus any due coupon.
If the notes are not called and the index Ending Value is below the Threshold Value of 5,950.10 (80% of the Starting Value), principal is exposed 1:1 to index declines, with up to 100% loss of principal. The initial estimated value is $992.20 per $1,000, below the public offering price, and the notes are unsecured, unlisted obligations subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $250,000 of Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of three ETFs: State Street Technology Select Sector SPDR (XLK), VanEck Semiconductor (SMH) and iShares Semiconductor (SOXX). The Notes price on July 30, 2026, issue on August 4, 2026 and mature on August 4, 2031, with an approximate 5‑year term and no periodic interest.
At maturity, if the Ending Value of each Underlying exceeds its Starting Value, holders receive principal plus 181.50% of the percentage increase of the least performing ETF. If any Underlying ends at or below its Starting Value, principal is exposed to 1:1 downside based on the least performer, up to a total loss of invested principal. The initial estimated value is $931.90 per $1,000 note, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and their value and payments are subject to issuer and guarantor credit risk.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,473,000 of Contingent Income Auto-Callable Yield Notes linked to the common shares of Abbott Laboratories. The notes run for approximately 15 months, from an August 4, 2026 issue date to a November 4, 2027 maturity, unless called earlier.
Investors may receive a 10.46% per annum contingent coupon (0.8717% monthly, $8.717 per $1,000) on each monthly observation date when Abbott’s closing price is at or above the Coupon Barrier of $74.98, which is 71.00% of the $105.61 starting value. From the February 1, 2027 call observation date onward, the notes are automatically called if Abbott’s price is at or above 100.00% of the starting value, paying back principal plus the applicable coupon.
If the notes are not called and Abbott’s ending value is below the Threshold Value of $74.98, repayment is reduced 1:1 with the stock decline, with up to 100% of principal at risk. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $979.60 per $1,000, below the $1,000 public offering price.
BofA Finance LLC is issuing $2,152,000 of senior unsecured Market Linked Securities, fully and unconditionally guaranteed by Bank of America Corporation, due January 31, 2030. The notes are linked to the lowest performing of the S&P 500 Index, Russell 2000 Index and iShares Expanded Tech-Software Sector ETF.
Investors may receive a 9.85% per annum contingent coupon (0.8209% monthly) only when the lowest-performing underlying on a monthly calculation day is at or above 60% of its Starting Value. From January 2027 through December 2029, the notes are automatically called if the lowest-performing underlying is at or above its Starting Value, returning principal plus the applicable coupon.
If not called, principal is repaid at maturity only if the lowest-performing underlying on the final calculation day is at or above its 60% Threshold Value; otherwise, repayment is reduced proportionally, with the potential to lose more than 40% and up to all principal. The public offering price is $1,000 per note, versus an initial estimated value of $964.90. The securities will not be listed and all payments are subject to BofA Finance and BAC credit risk.
BofA Finance LLC is offering $1,180,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation. These senior unsecured notes are linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index and are scheduled to mature on August 3, 2029, unless called earlier.
The notes pay a contingent coupon of 11.25% per annum (0.9375% per month), but only for months when the closing level of each index on the observation date is at least 70% of its starting value. Starting February 4, 2027, BofA Finance may redeem all notes monthly at 100% of principal plus any applicable contingent coupon, ending further payments.
If the notes are not called and any index ends below its 70% threshold value on the valuation date, principal is exposed 1:1 to the decline of the least performing index, with up to 100% of principal at risk; otherwise, principal is returned and a final contingent coupon may be paid. The minimum denomination is $1,000. The initial estimated value is $984 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discount and hedging-related charges. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $20,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The Notes price at $1,000 per note, pay a contingent coupon of 11.75% per annum (0.9792% monthly) only if on each Observation Date all three indices are at or above 70% of their Starting Values. The Notes are callable monthly at the issuer’s option, beginning February 4, 2027, at par plus any due coupon, which would end further payments.
If not called, the Notes mature on August 3, 2029. At maturity, if the least performing index is at or above its 70% Threshold Value, holders receive par plus any final coupon; otherwise, principal is reduced 1:1 with the index decline, with up to 100% of principal at risk. The initial estimated value is $979 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering $7,139,000 of Auto-Callable Notes linked to the least performing of three ETFs: the State Street Financial Select Sector SPDR ETF (XLF), the State Street SPDR S&P Regional Banking ETF (KRE) and the VanEck Semiconductor ETF (SMH). The Notes are fully and unconditionally guaranteed by Bank of America Corporation, priced at $1,000 per Note with an initial estimated value of $968.20, and carry no periodic interest.
The term is approximately 15 months, with monthly automatic call starting November 2, 2026 if each ETF is at or above its Call Value, paying Call Amounts from $1,035.001 up to $1,163.338 per $1,000. If not called and at maturity all ETFs are at or above 90% of their Starting Values, holders receive $1,175.005 per $1,000. If the least performing ETF ends between 60% and 90% of its Starting Value, principal is returned; below 60%, losses are 1:1 with the decline, up to full loss of principal. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Accelerated Return Notes linked to SPDR Gold Shares (GLD) maturing on September 24, 2027, with a term of about 14 months and a $10 principal amount per unit. The notes provide 300% leveraged upside to increases in GLD, but returns are capped at a Capped Value of $12.245 per unit, a maximum gain of 22.45%. If the Ending Value equals the Starting Value of $377.16, holders receive only principal back.
If GLD declines, investors have 1‑to‑1 downside exposure and can lose up to their entire investment; there is no principal protection and no periodic interest. All payments occur at maturity and are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $9.817 per unit, below the public offering price of $10, due to BAC’s internal funding rate, a $0.175 per‑unit underwriting discount and a $0.05 hedging-related charge. The notes are not FDIC insured, will not be listed on an exchange, and a trading market is not expected to develop. Returns depend on GLD performance and are also exposed to gold price volatility and structural, valuation, tax and liquidity risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Autocallable Strategic Accelerated Redemption Securities linked to the Nasdaq-100 Index. Each note has a $10 principal amount and a term of up to approximately six years, maturing July 30, 2032, unless called earlier.
The notes are automatically called if, on any of six annual Observation Dates, the Index closing level is at or above the Starting Value of 28,106.35. If called, investors receive a fixed Call Amount per unit: from $11.005 (a 10.05% premium) on the first Observation Date up to $16.030 (a 60.30% premium) on the final Observation Date.
If the notes are never called and the Ending Value is at or above the Threshold Value of 23,890.40 (85% of the Starting Value), investors receive only the $10 principal. If the Ending Value is below the Threshold, repayment is reduced 1-to-1 beyond the 15% buffer, with up to 85% of principal at risk. There are no periodic interest payments, no dividends, and limited expected secondary market liquidity. All payments depend on the credit of BofA Finance and BAC. The initial estimated value is $9.706 per unit, below the public offering price due to internal funding and hedging-related charges.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $970,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index, maturing on August 2, 2029. The notes pay a contingent coupon of 8.10% per annum (0.675% monthly) when, on an Observation Date, the index closes at or above the Coupon Barrier of 5,206.34, equal to 70% of the Starting Value of 7,437.63.
Beginning August 4, 2027, the issuer may redeem the notes quarterly at $1,000 per note plus any due coupon. If held to maturity and the index Ending Value is below the Threshold Value (also 5,206.34), principal is exposed 1:1 to index declines, with up to 100% of principal at risk; otherwise investors receive full principal and, if conditions are met, a final coupon. The initial estimated value is $990.20 per $1,000 note versus a public offering price of $1,000, with $963,695 in total proceeds to BofA Finance before expenses. All payments depend on the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $969,000 of Contingent Income Issuer Callable Yield Notes due August 2, 2029, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
The Notes pay a 10.80% per annum contingent coupon (0.90% monthly, $9 per $1,000) only if on each Observation Date all three indices are at or above 60% of their Starting Value. Beginning February 4, 2027, BofA Finance may redeem the Notes monthly at par plus any due coupon.
If not called and at maturity the least performing index has fallen more than 40% (ending level below its 60% Threshold Value), principal is reduced 1:1 with index loss, up to total loss; otherwise principal is repaid, plus a final coupon if barriers are met. The initial estimated value is $989.70 per $1,000, below the $1,000 public offering price. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering 4,254,926 market-linked notes tied to the Russell 2000® Index at $10 principal per unit, for a total public offering price of $42,549,260.00, fully and unconditionally guaranteed by Bank of America Corporation.
The notes mature on September 24, 2027 (about fourteen months) and pay no interest. At maturity, holders receive $10 plus index-linked performance, with 1:1 upside participation capped at a 12.00% return (Capped Value $11.20 per unit). If the Index declines but remains at or above the Threshold Value of 2,585.204 (87.75% of the Starting Value 2,946.101), investors receive a positive return equal to the absolute value of the Index decline, up to 12.25%.
If the Ending Value falls below the Threshold Value, principal is exposed 1:1 to further losses, with up to 87.75% of principal at risk. The initial estimated value is $9.769 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, an underwriting discount of $0.175 per unit, and a $0.05 per unit hedging-related charge. All payments are subject to the credit risk of BofA Finance and BAC, and the notes are not FDIC insured and will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Autocallable Strategic Accelerated Redemption Securities linked to the S&P 500 Index. Each note has a $10 principal amount, with an aggregate of 3,304,443 units, priced on July 30, 2026 and maturing July 30, 2032 if not called early.
The notes are automatically called if the Index on any of six annual Observation Dates is at or above the Starting Value of 7,437.63, paying fixed Call Amounts from $10.78 up to $14.68 per unit. If not called and the Ending Value is at or above the Threshold Value of 6,321.99 (85.00% of the Starting Value), investors receive principal back; otherwise, losses are 1‑to‑1 below the threshold, with up to 85.00% of principal at risk. The initial estimated value is $9.732 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, the $0.20 per unit underwriting discount and a $0.05 per unit hedging-related charge. The notes pay no interest, are unsecured obligations subject to BofA Finance and BAC credit risk, and are not listed on any exchange, so secondary market liquidity may be limited.
BofA Finance LLC is issuing $1,250,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes due August 2, 2029, linked to the least-performing of Meta (META), Arista Networks (ANET), NVIDIA (NVDA) and Qualcomm (QCOM). The notes pay a monthly contingent coupon of $14.709 per $1,000 of principal only when each stock’s observation value is at or above 60.00% of its starting value, with a memory feature that can make up skipped coupons if conditions are later met.
Beginning July 30, 2027, the notes are automatically callable monthly at par plus the applicable coupon if all four stocks are at or above 100.00% of their starting values. If not called, and at maturity all stocks are below their starting values and at least one is more than 40% lower (below its 60% threshold), investors are exposed to 1:1 downside to the least-performing stock, up to total loss of principal; otherwise, principal is returned and a final contingent coupon may be paid. The initial estimated value is $931.00 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance as issuer and Bank of America Corporation as guarantor, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,659,000 of Auto-Callable Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, maturing on August 5, 2030.
The Notes are issued at $1,000 per Note, with an initial estimated value of $990.10, and pay no periodic interest. Beginning August 4, 2027, the Notes are automatically callable semi-annually for preset Call Amounts if each index is at or above its Call Value. If never called and at maturity all three indices are at or above their Starting Values, investors receive $1,634 per $1,000; if the least performing index finishes between 70% and 100% of its Starting Value, principal is returned; below 70%, losses are 1:1 with the decline in the least performing index, up to total loss of principal. All payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering $1,329,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, with an initial estimated value of $992 per $1,000, reflecting internal funding and hedging costs.
The notes have an approximate 3-year term (August 4, 2026 to August 2, 2029) and pay a contingent coupon of 8.35% per annum (0.6959% monthly, $6.959 per $1,000) only if the S&P 500 closing level on an observation date is at or above the Coupon Barrier of 4,462.58 (60% of the 7,437.63 starting value. Beginning August 4, 2027, BofA Finance may redeem the notes quarterly at par plus any due coupon.
If the notes are not called and the index ending value on the valuation date is at or above the Threshold Value of 5,950.10 (80% of the starting level), investors receive principal back plus any final coupon if the barrier is met. If the ending value is below the threshold, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, are not listed on any exchange, and all payments depend on the credit risk of both entities.