Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC is offering $3,557,000 of Auto-Callable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 each with an underwriting discount of $22.50 and issuer proceeds of $977.50 per Note.
The Notes have an approximate 3-year term, are automatically callable annually from August 2027 if the index is at or above the Starting Value 7,489.72, and pay Call Amounts of $1,094 or $1,188 per $1,000 if called. If held to maturity and the Ending Value is at or above the Redemption Barrier (100% of the Starting Value), investors receive $1,282 per $1,000; otherwise they have 1:1 downside exposure to the index with up to 100% loss of principal. The Notes pay no interest, will not be listed, and their initial estimated value is $967 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $687,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least-performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes price on July 31, 2026, issue on August 5, 2026 and mature on August 3, 2029, unless called earlier. Investors may receive a 12.25% per annum contingent coupon (1.0209% monthly, or $10.209 per $1,000) only if, on each monthly observation date, all three indices are at or above 70.00% of their respective starting values. Beginning February 4, 2027, the issuer may redeem the notes monthly at par plus any due coupon, capping future income. If held to maturity and any underlying has fallen more than 30% from its starting value, principal is exposed 1:1 to the decline in the least-performing index, with up to 100% loss of principal; otherwise, principal is repaid, plus a final coupon if the 70% barrier is met. The initial estimated value is $984.20 per $1,000, below the public offering price, reflecting internal funding rates, dealer compensation and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering $2,451,000 of Auto-Callable Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per Note, with an initial estimated value of $966.80, reflecting dealer discounts and hedging costs.
The Notes run to August 3, 2029, unless automatically called starting August 9, 2027 for $1,122.50 per $1,000, or on July 31, 2028 for $1,245.00, if the index is at or above its Starting Value of 2,931.339. If held to maturity and the index is at or above the Redemption Barrier, investors receive a fixed $1,367.50 per $1,000; otherwise, they incur 1:1 downside exposure with up to 100% principal loss. The Notes pay no interest, are not exchange-listed, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $550,000 of Contingent Income Issuer Callable Yield Notes linked to the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index, and the S&P 500 Index, due February 5, 2029.
The notes pay a 9.61% per annum contingent coupon ($8.009 per $1,000 monthly) only if on each observation date all three indices are at or above 60% of their starting levels. From February 4, 2027, BofA Finance may redeem the notes quarterly at par plus any due coupon. If held to maturity and any index has fallen more than 40% from its starting value, principal is exposed 1:1 to the decline in the least performing index, with up to 100% of principal at risk; otherwise, investors receive par plus any final coupon.
The initial estimated value is $983.30 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC; the notes are unsecured, unsubordinated debt and will not be listed on any exchange.
BofA Finance LLC is issuing $1,423,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes are issued in $1,000 denominations, price on July 31, 2026, issue on August 5, 2026, and mature on August 3, 2029 unless called earlier.
Investors may receive a contingent coupon of 11.25% per annum (0.9375% monthly) when, on an Observation Date, each index is at or above 70% of its Starting Value. Beginning February 4, 2027, the issuer may redeem the notes monthly at par plus any due coupon. If held to maturity and any index is below 70% of its Starting Value, principal is reduced 1:1 with the decline in the least performing index, with up to 100% of principal at risk. The initial estimated value is $984 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $3,369,000 of Contingent Income Issuer Callable Yield Notes due November 4, 2027, linked to the least performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation.
The Notes pay a 10.35% per annum contingent coupon ($8.625 per $1,000 monthly) only if on each Observation Date both indices are at or above 75% of their Starting Values, and may be called monthly from February 4, 2027 at par plus any coupon. If not called and either index finishes below 75% of its Starting Value, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal.
The Notes price at $1,000 per Note with no underwriting discount; the initial estimated value is $989.40 per $1,000, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,057,000 of Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT) and the S&P 500 Index (SPX). The notes are issued at $1,000 per note, with an initial estimated value of $973.60 per $1,000, reflecting internal funding and hedging costs.
The notes run for approximately 13 months, maturing on September 3, 2027, unless automatically called starting with the February 1, 2027 call observation date. Investors may receive a contingent coupon of 11.15% per annum (0.9292% monthly, $9.292 per $1,000) only if on an observation date both indices are at or above 80% of their respective starting values. From February 2027 onward, if on any call observation date both indices are at or above 100% of their starting values, the notes are automatically called at par plus the coupon.
If the notes are not called and the least performing index ends below 80% of its starting value, principal is exposed 1:1 to that decline, with up to 100% loss of principal. The notes will not be listed, all payments depend on the credit of BofA Finance and BAC, and investors may receive no coupons or principal protection.
BofA Finance LLC is issuing $19,595,000 of Buffered Auto-Callable Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price on July 31, 2026, issue on August 5, 2026 and mature on August 5, 2030, unless automatically called.
The notes have a Starting Value of 7,489.72, a Redemption Barrier at 100% of that level, and a Threshold Value at 80% (5,991.78). If not called and the Ending Value is at or above the Starting Value, holders receive 140% of the index’s upside. If the Ending Value is between 80% and 100% of the Starting Value, principal is returned. Below 80%, losses are leveraged: investors lose 1.25% of principal for each 1% decline beyond the 20% buffer, with up to 100% of principal at risk.
The notes are automatically called if, on August 3, 2027, the index is at or above the Call Value (equal to the Starting Value), paying a Call Amount of $1,111.80 per $1,000. The notes pay no periodic interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed, and have an initial estimated value of $996.80 per $1,000, below the public offering price.
BofA Finance LLC is offering $4,538,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The notes price at $1,000 per note with an initial estimated value of $989.40 and an approximate 3‑year term from August 5, 2026 to August 3, 2029, unless called earlier.
Investors may receive a contingent coupon of 8.65% per annum (0.7209% per month, or $7.209 per $1,000) on monthly observation dates only if each index closes at or above 50.00% of its Starting Value (the Coupon Barrier). Starting February 4, 2027, BofA Finance may redeem all notes monthly at $1,000 per note plus any applicable coupon. If held to maturity and the least performing index is at or above its Threshold Value (also 50.00% of its Starting Value), investors receive full principal plus any final coupon; otherwise, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any securities exchange.
BofA Finance LLC is issuing $1,024,000 of Digital Return Notes due February 3, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Russell 2000 Index and the S&P 500 Index and have an approximate 18‑month term from the July 31, 2026 pricing date.
For each $1,000 principal, investors receive a fixed Digital Payment of $1,177.50 (a 17.75% return) at maturity if the ending level of both indices is at least 80% of its starting level. If either index finishes below its 80% Threshold Value, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk and no downside protection.
The notes pay no periodic interest, will not be listed on any exchange, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is $991 per $1,000 note, below the public offering price, reflecting BAC’s internal funding rate, referral fees and hedging-related charges.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,587,000 of Fixed Income Issuer Callable Yield Notes linked to the least performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index. The notes price on July 31, 2026, issue on August 5, 2026, and mature on August 5, 2027, unless called earlier.
Investors receive a fixed coupon of 9.40% per annum (0.7834% monthly), paid monthly while the notes are outstanding. Beginning February 4, 2027, BofA Finance may redeem all notes monthly at 100% of principal plus the coupon, capping further income if called. At maturity, if the notes have not been called and the least performing index has fallen more than 30% from its starting level, principal is reduced 1:1 with that decline, with up to 100% of principal at risk; otherwise principal is repaid in full. The final coupon is paid regardless of index performance.
The notes are unsecured senior debt of BofA Finance, guaranteed by BAC, carry no listing, and have an initial estimated value of $989.30 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments are subject to issuer and guarantor credit risk.
BofA Finance LLC is issuing $7,877,000 of Market Linked Securities, fully and unconditionally guaranteed by Bank of America Corporation, linked to the lowest performing of the S&P 500 Index, Russell 2000 Index and Nasdaq‑100 Index, maturing on January 29, 2029.
The notes pay a quarterly contingent coupon of 11.00% per annum (2.75% per quarter) only if on every eligible trading day in the observation period the lowest performing index stays at or above its Coupon Barrier, set at 70% of its starting level. Principal is protected at maturity only if the lowest performing index on the Final Calculation Day is at or above its Threshold Value of 60% of its starting level; otherwise, repayment is reduced one‑for‑one with the decline and investors can lose more than 40%, up to their entire principal. The issuer may redeem the notes quarterly, beginning about three months after issuance, at par plus any due coupon. The public offering price is $1,000 per note, with an initial estimated value of $980.10, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing $647,000 of senior unsecured Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Russell 2000 Index and the S&P 500 Index, priced on July 31, 2026, issued August 5, 2026, and maturing August 3, 2028, unless called earlier.
The notes pay a contingent coupon of 8.85% per annum (0.7375% monthly), only if on each Observation Date both indices close at or above 70% of their Starting Values (RTY 2,931.339; SPX 7,489.72). Beginning August 5, 2027, the issuer may redeem the notes monthly at par plus any due coupon. If not called and the least performing index ends below 70% of its Starting Value, principal is reduced 1:1 with index loss, up to total loss of 100% of principal; otherwise, par is repaid and a final coupon may be paid if the barrier is met.
The notes are not listed, carry the credit risk of BofA Finance and BAC, and have an initial estimated value of $983.50 per $1,000, below the public offering price, reflecting internal funding rates, referral fees and hedging costs.
BofA Finance LLC is offering $4,760,000 principal at risk securities, medium-term notes fully and unconditionally guaranteed by Bank of America Corporation, linked to the S&P 500 Index and due August 3, 2029. The notes pay no interest and do not guarantee return of principal.
The securities are auto-callable on August 5, 2027 if the S&P 500 closing level is at or above the Starting Value of 7,489.72, in which case investors receive principal plus a 9.50% Call Premium and the notes terminate. If not called, at maturity investors receive leveraged upside of 125% of any index gain, full principal back if the index decline is at most 25% (down to the Threshold Value of 5,617.29), and one-for-one losses beyond that threshold, with the potential to lose all principal.
The public offering price is $1,000 per security, with an initial estimated value of $972.50, proceeds to the issuer of $974.25 per security before expenses, and no exchange listing. All payments are subject to the unsecured credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $998,000 of Auto-Callable Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per note and have an approximate 3-year term, issuing on August 5, 2026 and maturing on August 3, 2029, unless called earlier.
Beginning August 2, 2027 the Notes are automatically callable monthly for predefined Call Amounts (starting at $1,125.004 per $1,000) if each index is at or above its Call Value (100% of its Starting Value). If not called and at maturity both indices are at or above their Redemption Barrier (100% of Starting Value), investors receive a maximum Redemption Amount of $1,375.012 per $1,000. If the least performing index finishes below its Threshold Value (70% of Starting Value), principal is exposed 1:1 to that decline, with up to 100% loss of invested principal; between 70% and 100% of Starting Value, investors receive only principal back.
The initial estimated value is $964.10 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance with a BAC guarantee, are subject to the issuers’ credit risk, and will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $398,000 of Contingent Income Issuer Callable Yield Notes due August 3, 2028, linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the SPDR S&P Regional Banking ETF. The notes pay a contingent coupon of 12.25% per annum (1.0209% monthly) only if on each Observation Date every underlying is at or above 70% of its Starting Value; otherwise no coupon is paid for that month.
Beginning February 4, 2027, BofA Finance may redeem the notes monthly at 100% of principal plus any due coupon. If not called, and any underlying finishes below its 60% Threshold Value, investors are exposed to 1:1 downside to the least performing underlying, with up to 100% of principal at risk$1,000 per note, while the initial estimated value is $987.80 per $1,000, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is issuing $172,000 of Capped Buffered Enhanced Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the iShares MSCI Emerging Markets ETF (EEM). The notes price on July 31, 2026, issue on August 5, 2026 and mature on February 3, 2028, with no periodic interest and no exchange listing.
The payoff depends on EEM’s level on the January 31, 2028 valuation date. With a Starting Value of $64.09 and a Threshold Value at 90% of that ($57.68), investors receive 125% of positive ETF returns at maturity, capped at a Max Return of $1,370 per $1,000 principal (a 37% gain). If EEM finishes between the Starting Value and Threshold, principal is returned. Below the Threshold, losses match further declines on a 1:1 basis, with up to 90% of principal at risk.
The initial estimated value is $980.50 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. Investors face the credit risk of BofA Finance and BAC, market and emerging-market risks from EEM, lack of liquidity, and complex U.S. tax treatment.
BofA Finance LLC is issuing $54,000 of Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate 5-year term from August 5, 2026 to August 5, 2031.
Each $1,000 Note pays no interest. At maturity, if the index's Ending Value is above its Starting Value of 598.42, holders receive principal plus 130.00% of the index gain; otherwise, they receive only the $1,000 principal. Downside exposure is limited to foregone return, not loss of principal, subject to issuer and guarantor credit risk.
The public offering price is $1,000 per Note, with an underwriting discount of up to $2.50 and a referral fee of up to $11.25 per $1,000, resulting in proceeds of $53,974.99 before expenses. The initial estimated value is $948.20 per $1,000 Note, reflecting BAC's internal funding rate, hedging-related charges and fees. The Notes are unsecured senior obligations, not listed on any exchange, treated as contingent payment debt instruments for U.S. tax purposes, and carry extensive structure, market, conflict-of-interest, futures-market, and tax risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable, equity-linked notes maturing on August 26, 2031, tied to the least performing of the Dow Jones Industrial Average®, Nasdaq-100® Index, and Russell 2000® Index. The notes are issued at $1,000 per denomination, with an initial estimated value between $915 and $965, and no periodic interest or listing on any exchange.
Beginning August 27, 2027, the notes are automatically callable quarterly if each index is at or above its Call Value (100% of its Starting Value), paying the applicable Call Amount, starting at $1,132.50 and rising to $1,629.375 per $1,000. If not called, and at maturity all three indexes are at or above their Redemption Barrier (100%), investors receive a fixed $1,662.50 per $1,000. If the least performing index ends below its Threshold Value of 70% of its Starting Value, principal is exposed 1:1 to downside, up to total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $6,442,000 of Capped Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index. The Notes price on July 31, 2026, issue on August 5, 2026 and mature on February 3, 2028, an approximate 18‑month term, in minimum denominations of $1,000.
At maturity, investors receive their principal plus 100% of any positive return of the least performing index, capped at $1,125.50 per $1,000 (a 12.55% maximum gain). If the least performing index is flat or down, investors receive only the principal, with no downside participation and no periodic interest. The initial estimated value is $984.30 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,637,000 of Digital Return Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indexes, maturing on November 4, 2027 after an approximate 15‑month term.
For each $1,000 note, if on the valuation date each index closes at or above 70% of its starting level, investors receive a fixed Digital Payment of $1,140 (a 14% return). If any index ends below 70% of its starting level, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk and no downside buffer.
The notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $988.60 per $1,000, below the public offering price, reflecting internal funding, underwriting discounts, referral fees and hedging costs. Extensive risk factors highlight credit risk, market risk from the three equity indexes, limited liquidity and complex U.S. tax treatment.
BofA Finance LLC is issuing $1,824,000 of Contingent Income Issuer Callable Yield Notes due August 5, 2031, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.
The notes pay a 10.65% per annum contingent coupon (0.8875% monthly, $8.875 per $1,000) only if on each monthly observation date all three indices are at or above 75% of their starting levels. Beginning February 4, 2027, BofA may redeem the notes monthly at par plus any due coupon.
If the notes are not called and any index finishes below 60% of its starting level at maturity, principal is exposed 1:1 to the decline of the least performing index, with up to 100% loss of principal. The initial estimated value is $979.40 per $1,000, below the public price, and the notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange.
BofA Finance LLC is issuing $31,000 of Enhanced Return Notes linked to the S&P 500 Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, with an initial estimated value of $948.20 per $1,000.
The notes run for approximately 5 years, from August 5, 2026 to August 5, 2031, with no periodic interest and no listing on any exchange. At maturity, if the index Ending Value is above the Starting Value of 598.42, investors receive principal plus 130% of the index gain; otherwise they receive only principal back. Payments are subject to the senior unsecured credit risk of BofA Finance and BAC, and investors face typical structured-note risks including limited liquidity, market value below issue price, complex tax treatment as a contingent payment debt instrument, and futures-related risks such as contango, roll yield, and potential market disruption events.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $293,000 of Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, maturing on February 3, 2028. The notes are issued in $1,000 denominations and pay no periodic interest.
At maturity, if the S&P 500 Ending Value exceeds its Starting Value of 7,489.72, investors receive 125% of the index upside, capped at a Max Return of $1,187.50 per $1,000 note (an 18.75% maximum gain. If the Ending Value is between the Starting Value and the Threshold Value of 6,740.75 (90% of the Starting Value), investors receive principal back.
If the Ending Value falls below the Threshold Value, principal is reduced 1:1 for declines beyond 10%, with up to 90% of principal at risk. The initial estimated value is $986.70 per $1,000 note, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging-related charges. The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and all payments are subject to issuer and guarantor credit risk.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $830,000 of Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). The notes price on July 31, 2026, issue on August 5, 2026, and mature on August 3, 2028, unless automatically called.
The notes are issued at $1,000 per note with an underwriting discount of $2.50, for proceeds of $997.50 per note to BofA Finance. The initial estimated value is $983.20 per $1,000, below the public offering price. The Starting Value and Call/Redemption Barrier of the MGX100 are 12,158.24, with a Threshold Value of 8,510.77 (70% of the Starting Value).
If on the August 5, 2027 Call Observation Date the index is at or above the Call Value, all notes are automatically called and investors receive a Call Amount of $1,113.50 per $1,000 and no further payments. If not called, at maturity investors get full upside participation if the index is at or above its Starting Value, principal protection between 70% and 100% of the Starting Value, and 1:1 downside below the 70% Threshold, with up to 100% of principal at risk. The notes pay no interest, are unsecured obligations subject to BofA Finance and BAC credit risk, and will not be listed on any exchange.
BofA Finance LLC is issuing $201,000 of Dual Directional Buffered Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation, under its Series A medium-term note program. The notes price at $1,000 each, with an initial estimated value of $981 per $1,000, reflecting internal funding and hedging costs.
The notes mature on March 3, 2028, about 19 months after issuance, and pay no coupons. At maturity, if the index is at or above its starting level of 7,489.72, investors receive 100% upside participation, capped at a Max Return of 15.00% (maximum $1,150 per $1,000.00. If the index has fallen but remains at or above 85% of the starting level (the Threshold Value of 6,366.26), investors receive the absolute value of the index decline, up to 15%. Below the threshold, principal is exposed 1:1 to further losses, with up to 85% of principal at risk.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, are not listed on any exchange, and may have limited or no secondary market. Returns exclude dividends on S&P 500 constituents and are subject to issuer and guarantor credit risk and complex U.S. tax treatment.
BofA Finance LLC is issuing $250,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes price on July 31, 2026, issue on August 5, 2026, and mature on August 5, 2031, with minimum denominations of $1,000.
At maturity, if the index Ending Value exceeds the Starting Value of 491.03, holders receive principal plus 200.00% of the positive index return; otherwise they receive only the $1,000 principal. There are no periodic interest payments, and the notes will not be listed on any exchange, so liquidity will depend on dealer trading.
The underlying index uses leverage up to 175%, an 11.50% annualized volatility target, and applies ongoing borrowing, carry, and transaction costs (including a 0.50% per annum carry cost and 0.01% transaction cost per exposure change), which systematically reduce returns. The initial estimated value is $946.60 per $1,000, below the public offering price of $1,000, reflecting internal funding, fees and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, and are treated as contingent payment debt instruments for U.S. tax purposes, requiring accrual of original issue discount over their term.
BofA Finance LLC is offering $13,248,000 of Callable Contingent Income Securities due August 3, 2028, linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices. Each $1,000 note may pay a contingent quarterly coupon of $22.50 (9.00% per annum) only if, on every index business day in the quarter, each index stays at or above 60% of its initial level. Beginning November 5, 2026, the issuer may redeem all notes quarterly at par plus any due coupon. At maturity, if not called and each index is at or above 60% of its initial level, investors receive principal plus any final coupon; otherwise repayment is reduced 1:1 with the decline of the worst-performing index and can be zero. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, with initial estimated value of $975.50 per $1,000 reflecting internal funding and distribution costs.
BofA Finance LLC is issuing $2,120,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The Notes price on July 31, 2026, issue on August 5, 2026 and mature on August 5, 2031, unless called earlier.
The Notes pay a 10.00% per annum contingent coupon ($8.334 per $1,000 monthly) only if on each Observation Date all three indices are at or above 60% of their Starting Values. From February 4, 2027, the issuer may redeem the Notes monthly at $1,000 plus any due coupon. If held to maturity and the worst-performing index is at or above its 50% Threshold Value, investors receive principal back (plus a final coupon if the 60% barrier is met). If the worst index finishes below its Threshold, principal is reduced one-for-one with that decline, with up to 100% loss of principal.
The Notes are unsecured senior debt of BofA Finance, guaranteed by BAC, not listed on any exchange, and subject to issuer and guarantor credit risk. The initial estimated value is $991 per $1,000, below the public offering price, reflecting internal funding, fees and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering structured auto-callable notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER. The notes are issued in $1,000 denominations, are expected to price on August 7, 2026 and mature on August 12, 2032, unless called earlier.
Starting August 13, 2027, the notes are automatically called quarterly if the index is at or above 100% of its Starting Value, paying a fixed Call Amount that steps up from $1,300 to $2,725 per $1,000. If not called, and at maturity the index is at or above the Redemption Barrier of 100%, investors receive $2,800 per $1,000. If the Ending Value is between 50% and 100% of the Starting Value, only principal is returned; below 50%, losses are 1:1 with index declines and up to 100% of principal can be lost.
The notes pay no periodic interest, will not be listed, and payments depend on the credit of BofA Finance and BAC. The complex underlying uses leverage (up to 500% exposure) and embeds a 6.00% per annum decrement cost and transaction costs, which continuously reduce index levels. The initial estimated value is expected to be $900–$950 per $1,000, below the $1,000 public offering price.
BofA Finance LLC is issuing $1,229,000 of Dual Directional Notes due August 3, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are issued in $1,000 denominations, priced at $1,000 with an underwriting discount of $2.50 and issuer proceeds of $997.50 per note. The initial estimated value is $980.80 per $1,000, below the public offering price.
The notes are linked to the least performing of the Market Guard Top 100 Index, Nasdaq-100 Index and S&P 500 Index. If all three finish at or above their starting levels, investors receive 103% participation in the gain of the least performing index. If the least performing index finishes below its starting value but at or above 70% of its starting value, investors receive a positive “dual directional” return equal to the magnitude of that decline. If any index falls below 70% of its starting value, repayment is reduced 1:1 with the decline in the least performing index, up to total loss of principal.
The notes pay no periodic interest, will not be listed on any exchange, and all payments depend on the credit risk of BofA Finance and Bank of America Corporation and on the index performances.
BofA Finance LLC is issuing $1,190,000 of Market Linked, principal-at-risk securities linked to the lowest performing of Alibaba (BABA) ADSs and NVIDIA (NVDA) common stock, fully and unconditionally guaranteed by Bank of America Corporation. The notes are part of its Medium-Term Notes, Series A program and pay no interest and may not return full principal.
Each note has $1,000 face amount, priced at $1,000 with an initial estimated value of $966.70. On the Call Date (August 5, 2027), if the lowest performing stock is at or above 90% of its starting price, the notes are automatically called for principal plus a 41% call premium, ending the investment.
If not called, at maturity on August 3, 2029 the payoff depends solely on the lowest performer: investors get principal plus 250% of any price increase; full principal if the decline is up to 50%; and a dollar-for-dollar loss beyond a 50% drop, down to total loss. Protection and upside are measured against starting prices of $122.25 for BABA and $200.75 for NVDA, with 50% Threshold Prices of $61.125 and $100.375 respectively. All payments are subject to BofA Finance and BAC credit risk and the notes will not be listed on any exchange.
BofA Finance LLC is offering $1,849,000 of Auto-Callable Enhanced Return Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, maturing on August 3, 2029.
The notes may be automatically called on August 5, 2027 at a Call Amount of $1,100 per $1,000 if the S&P 500 closes at or above its Call Value of 7,489.72. If not called, at maturity investors receive 161.00% of any positive index return when the Ending Value is at or above the Starting Value, full principal back if the index remains at or above 70.00% of the Starting Value, and 1:1 downside exposure below that level, with up to 100% loss of principal.
The notes pay no interest, are unsecured senior obligations of BofA Finance with a BAC guarantee, and will not be listed on any exchange. The initial estimated value is $988.60 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging-related charges.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $975,000 of Auto-Callable Enhanced Return Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, due August 5, 2030. The notes priced at $1,000 per note with an initial estimated value of $985.50 per $1,000, reflecting BAC’s internal funding rate, underwriting and hedging costs.
The notes offer 150% upside participation to gains of the least performing index if not called and if all three final index levels are at or above their starting values. Beginning August 5, 2027, they are automatically called if each index is at or above its call value, paying call amounts from $1,160 to $1,560 per $1,000. Principal is protected at maturity only if the least performing index finishes at or above 70% of its starting level; below that threshold, investors have 1:1 downside exposure with up to 100% loss of principal.
The notes pay no periodic interest, are unsecured obligations of BofA Finance with a full and unconditional BAC guarantee, and will not be listed on any exchange. Any payment depends on issuer and guarantor credit risk and on index performance, and secondary market liquidity is not assured.
BofA Finance LLC is issuing $1,012,000 of Contingent Income Issuer Callable Yield Notes due May 5, 2031, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq‑100 Index, Russell 2000 Index and S&P 500 Index and have an approximate 4.75‑year term if not called.
Investors may receive a contingent coupon of 10.50% per annum (0.875% monthly) when on an observation date each index is at or above 70% of its starting level. Beginning August 5, 2027, the issuer may redeem the notes monthly at par plus any applicable coupon. If the notes are not called and the worst‑performing index finishes below 70% of its starting value, principal is exposed to 1:1 downside to that index, with up to 100% loss of principal possible. The initial estimated value is $984.40 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $10,086,000 of Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500. The notes price at $1,000 per note, with an initial estimated value of $971.20, reflecting internal funding and hedging costs.
The notes have an approximate 3-year term, maturing on August 3, 2029, and pay a contingent coupon of 8.70% per annum (0.725% monthly, $7.25 per $1,000) only if on each Observation Date all three indices are at least 70% of their Starting Values. Beginning February 1, 2027, the notes are automatically called if on any Call Observation Date all indices are at or above 100% of their Starting Values, returning principal plus that month’s coupon.
If not called, and at maturity any index has fallen more than 30% from its Starting Value (ending below its Threshold Value, equal to 70% of start), investors are exposed to 1:1 downside to the least-performing index, up to a total loss of principal. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $280,000 of Capped Buffered Enhanced Return Notes linked to the Russell 2000 Index, priced at $1,000 per note and maturing on February 3, 2028, an approximate 18‑month term. The notes provide 125.00% upside participation in index gains with a maximum redemption of $1,270 per $1,000 note, a 27.00% cap.
Principal is protected only by a 10% buffer: if the index ending level is below 90% of the starting level (Threshold Value 2,638.205 vs. Starting Value 2,931.339), investors lose 1% of principal for each 1% decline beyond the buffer, with up to 90% of principal at risk. The notes pay no interest, are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange.
The initial estimated value is $988.20 per $1,000 note, below the public offering price due to BAC’s internal funding rate, underwriting discounts of up to $2.50 per $1,000 and hedging and referral fees. Secondary market liquidity is uncertain, and returns depend on both Russell 2000 performance and the issuer’s and guarantor’s credit.
BofA Finance LLC is offering Market-Linked One Look Notes with Enhanced Buffer linked to the common stock of Vistra Corp., fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $10.00 principal amount per unit and a term of approximately 14 months, with all payments made at maturity and subject to the credit risk of both BofA Finance and BAC.
If the Ending Value of Vistra’s stock is at least 85% of the Starting Value, investors receive the principal plus a fixed Step Up Payment between 21.00% and 27.00% of principal, to be set on the pricing date. If the Ending Value is below 85% of the Starting Value, repayment is reduced on a 1-to-1 basis for declines beyond this 15% buffer, exposing up to 85% of principal to loss. There are no periodic interest payments and no dividends or other stockholder rights.
The initial estimated value is expected to be between $9.22 and $9.87 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, an underwriting discount of $0.175 per unit and a hedging-related charge of $0.05 per unit. The notes will not be listed on any exchange, and a trading market is not expected to develop, so liquidity will be limited.
BofA Finance LLC is issuing $412,000 of Capped Buffered Enhanced Return Notes linked to the Nasdaq-100® Index, fully and unconditionally guaranteed by Bank of America Corporation, with a public offering price of $1,000 per note and an initial estimated value of $989.10 per $1,000.
The notes run for approximately 18 months, pricing on July 31, 2026 and maturing on February 3, 2028, with returns based on the index level on a single valuation date. Investors receive 125.00% upside participation in index gains, capped at a Max Return of 28.00% (maximum redemption $1,280 per $1,000). A 10% downside buffer applies; if the index falls more than 10% below the Starting Value of 28,274.20 (Threshold Value 25,446.78), principal is reduced 1:1 beyond the buffer, with up to 90% of principal at risk.
The notes pay no periodic interest, will not be listed on any exchange, and all payments depend on the credit of BofA Finance and BAC. The structure embeds underwriting discounts, referral fees and hedging-related charges, which contribute to the initial estimated value being below the public offering price, and the complex payoff, tax treatment and market risks are highlighted extensively in the risk discussions.
BofA Finance LLC is issuing $233,000 of Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes price at $1,000 per Note, have an approximate 4‑year term to August 5, 2030, and pay no interest.
Beginning August 5, 2027, the Notes are automatically called at preset Call Amounts (starting at $1,165 per $1,000) if each index is at or above its applicable Call Value. If not called, at maturity investors receive 150% of any gain in the least performing index if all are at or above their Starting Values; full principal if the least performing is between 70% and 100% of its Starting Value; and 1:1 downside exposure below 70%, up to total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC, the Notes will not be listed, and the initial estimated value is $983.70 per $1,000, below the public offering price.
BofA Finance LLC is issuing $1,850,000 of Auto-Callable Enhanced Return Notes due August 3, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index, and S&P 500 Index.
The notes may be automatically called on August 5, 2027 at a Call Amount of $1,222.50 per $1,000 if each index is at or above its Starting Value. If held to maturity and all three Ending Values are at least their Starting Values, investors receive 150% of the gain of the least performing index. If the least performing index is between 70% and 100% of its Starting Value, principal is returned. Below 70%, losses match the decline of the least performing index, with up to 100% of principal at risk.
The public offering price is $1,000 per note, including an underwriting discount up to $2.50 and a referral fee up to $8.00 per $1,000. The initial estimated value is $985.90 per $1,000. The notes pay no interest, are unsecured, subject to the credit risk of BofA Finance and BAC, and will not be listed on an exchange.
BofA Finance LLC is issuing $1,319,000 of Auto-Callable Enhanced Return Notes due August 5, 2031, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF.
The Notes may be automatically called quarterly beginning August 5, 2027 if each underlying meets its Call Value, paying Call Amounts up to $1,345.625 per $1,000. If not called and each ending value is at least its Starting Value, investors receive 150.00% of the positive return of the least performing underlying.
If any underlying falls more than 40% below its Starting Value at maturity, principal is exposed to full 1:1 downside, with up to 100% of principal at risk; between 60% and 100% of Starting Value, principal is returned. The Notes pay no interest, are unsecured, not listed, and carry the credit risk of BofA Finance and BAC. The initial estimated value is $991.80 per $1,000, below the public offering price.
BofA Finance LLC is offering Autocallable Leveraged Index Return Notes linked to the S&P SmallCap 600 Index, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $10 principal amount per unit and a term of approximately three years if not called.
The notes may be automatically called about one year after pricing if the Index level is at or above the Starting Value; in that case investors receive the Call Amount of [$10.950–$11.05] per unit, which includes a Call Premium of [9.50%–10.50%]. If not called, at maturity investors receive 150% of any positive Index return, but incur 1-to-1 downside exposure to Index declines with up to 100% loss of principal below the Threshold Value set at 100.00% of the Starting Value.
The initial estimated value is expected between $9.23 and $9.88 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, an underwriting discount of $0.20 per unit and a $0.05 per unit hedging-related charge. There are no periodic interest payments, no dividends from index constituents, and limited or no secondary market liquidity; all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,109,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes price at $1,000 each, with an initial estimated value of $983.20 per $1,000.
The notes have an approximate 18‑month term to February 3, 2028 and pay a contingent coupon of 11.25% per annum (0.9375% monthly) only if, on each monthly observation date, all three indices are at least 70% of their starting levels. Beginning November 5, 2026, the issuer may redeem the notes monthly at par plus any eligible coupon. If the notes are not called and any index ends below 70% of its starting value, principal is exposed 1:1 to the decline of the worst index, up to a total loss of investment. All payments are subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to the S&P 500® Futures 40% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 6-year term, expected to be issued on August 12, 2032, with a $1,000 minimum denomination.
Investors may receive a contingent coupon of 21.60% per annum (1.80% per month), paid only if on each monthly Observation Date the index is at or above 70.00% of its Starting Value. Beginning February 8, 2027, the notes are automatically callable monthly at par plus the coupon if the index is at or above 100.00% of its Starting Value on a Call Observation Date.
If the notes are not called and the Ending Value is at least 50.00% of the Starting Value, principal is repaid at maturity (plus a final coupon if the 70.00% barrier is met). If the Ending Value falls below 50.00%, repayment is reduced 1:1 with the index decline and investors can lose up to 100.00% of principal. The initial estimated value is expected to be $900.00–$950.00 per $1,000.00, below the $1,000.00 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering unsecured Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, maturing on June 1, 2029, with an approximate 2.75‑year term.
The Notes pay no interest and are principal-protected at maturity. If the index Ending Value exceeds its Starting Value, holders receive 113.00% of the index’s positive return; otherwise they receive only the $1,000 principal per note. The initial estimated value is expected between $880.00 and $950.00 per $1,000, below the public offering price, reflecting internal funding, hedging costs and underwriting discount.
The underlying index is a leveraged, risk‑controlled excess‑return version of the S&P 500 Total Return Index, targeting 11.50% annualized volatility, with leverage up to 175% and ongoing carry and transaction costs (including a 0.50% per‑annum carry cost and 0.01% rebalancing fee) that steadily reduce index levels. The Notes are not listed and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes due August 17, 2029, fully and unconditionally guaranteed by Bank of America Corporation and linked to the least performing of the Nikkei 225 Index, Russell 2000 Index and S&P 500 Index.
The Notes pay a contingent coupon of at least 12.50% per annum (at least $31.25 per $1,000 quarterly) only if on each Observation Date every index is at or above 75.00% of its Starting Value100.00% of its Starting Value, returning principal plus the applicable coupon.
If not called, and the least performing index finishes below 75.00% of its Starting Value, investors are exposed to 1:1 downside to that index with up to 100% principal at risk; otherwise principal is returned and a final coupon may be paid. The public offering price is $1,000.00 per Note, with an underwriting discount up to $20.00 and issuer proceeds of $980.00 per $1,000.00. The initial estimated value is expected between $925.00 and $975.00 per $1,000.00, reflecting BAC’s internal funding rate and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering $315,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Meta Platforms, Inc. Class A common stock and CrowdStrike Holdings, Inc. Class A common stock. The notes, fully and unconditionally guaranteed by Bank of America Corporation, have a denomination of $1,000, price on July 31, 2026, issue on August 5, 2026, and mature on August 3, 2029, unless automatically called earlier.
Monthly contingent coupons are paid only if on the relevant observation date each stock is at or above its 60% coupon barrier, using a memory formula of $18.542 per period per $1,000 minus prior coupons. Beginning February 1, 2027, the notes auto-call monthly at par plus the applicable coupon if each stock is at or above 95% of its starting value. If not called, and either stock finishes below its 60% threshold, principal is reduced 1:1 with the decline in the least performing stock, up to a 100% loss of principal; otherwise, principal is repaid and a final contingent coupon may be paid. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange. The initial estimated value is $979.60 per $1,000, below the public offering price due to internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $7,000 of Digital Return Notes maturing on February 3, 2028, linked to the least performing of the Nasdaq‑100 Index, Russell 2000 Index and S&P 500 Index. The term is approximately 18 months, from an issue date of August 5, 2026.
For each $1,000 note, if the Ending Value of every index is at least 70% of its Starting Value, investors receive a fixed Digital Payment of $1,165, a 16.50% return. If any index falls more than 30% below its Starting Value, the Redemption Amount is reduced on a 1:1 basis with the decline of the least performing index, and investors can lose up to 100% of principal.
The notes pay no periodic interest, are not listed on any exchange, and all payments are subject to the credit risk of BofA Finance and Bank of America. The public offering price is $1,000 per note, with an initial estimated value of $984.10 due to internal funding and hedging costs, and underwriting discounts of up to $10 per $1,000.
BofA Finance LLC is offering $517,000 of Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation, with a term of approximately five years maturing on August 5, 2031.
The notes provide 210.00% upside participation in index gains above the Starting Value of 598.42, and return principal if the Ending Value is at or above the Threshold Value of 418.89 (70.00% of the Starting Value). If the index closes below this Threshold, principal is exposed 1:1 to losses, with up to 100% of invested principal at risk. The notes pay no interest, are unsecured senior debt subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and have an initial estimated value of $948.10 per $1,000, below the public offering price due to internal funding, underwriting, referral fees and hedging costs.