Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC is offering $8,145,000 of auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes price at $1,000 per note, have an approximate 5‑year term to August 12, 2031, and make no periodic interest payments.
Starting August 16, 2027, the notes are automatically called on annual observation dates if each index is at or above its Call Value, paying fixed Call Amounts from $1,126 to $1,504 per $1,000. If not called and at maturity each index is at or above its Starting Value, investors receive $1,630 per $1,000. If the least performing index is below 70% of its Starting Value, repayment is reduced 1:1 with index loss, with up to 100% of principal at risk; between 70% and 100%, principal is returned. The initial estimated value is $964.70 per $1,000, below the public offering price, and payments are subject to the credit risk of BofA Finance and BAC. The notes will not be listed on any exchange.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering market‑linked, 5‑year senior notes tied to the least performing of Shopify, Marvell Technology, Micron Technology and Oracle shares. The notes pay monthly variable interest with a “memory” feature and are subject to automatic call from August 26, 2027 if the least performing stock is at or above its Call Value (100% of its Starting Value).
Each $1,000 note pays a Maximum Coupon Payment (with Memory) of $7.709 per month when, on the relevant Observation Date, the least performing stock is at or above its Coupon Barrier (75% of its Starting Value). Otherwise, investors receive a Minimum Coupon Payment of $0.209 (0.0209% per month, 0.25% per year), with missed maximum amounts potentially recouped later if the barrier test is met. If not called early, at maturity on August 29, 2031 investors receive the $1,000 principal plus the applicable final coupon, regardless of stock performance, subject to the credit risk of BofA Finance and BAC. The notes are offered at $1,000 per note, with an initial estimated value between $900 and $950, and will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,682,000 of Auto-Callable Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index. The notes are issued at $1,000 each, with an initial estimated value of $993.70.
The notes have an approximate 5-year term, are automatically callable annually from August 2027 if all three indices are at or above their Call Values (100% of Starting Values), paying Call Amounts from $1,163.50 to $1,654.00 per $1,000. If not called and at maturity all indices are at or above 100% of their Starting Values, investors receive $1,817.50 per $1,000.
If the least performing index ends between 70% and 100% of its Starting Value, principal of $1,000 is returned. If it finishes below 70%, repayment is reduced 1:1 with the index decline, with up to 100% of principal at risk. The notes pay no periodic interest, will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Uber Technologies, Inc. The notes have an approximate 3-year term, pricing on August 31, 2026 and maturing on August 29, 2029 unless called earlier.
The notes pay a contingent coupon of at least 13.25% per annum (at least $33.125 per $1,000 quarterly) only if Uber’s stock on each observation date is at or above 70% of its starting value. Starting November 24, 2026, the notes are automatically called if Uber’s stock is at or above 100% of its starting value on a call observation date, returning principal plus that period’s coupon.
If the notes are not called and Uber’s stock ends below 70% of its starting value at maturity, investors are exposed to full downside on a 1:1 basis and can lose up to 100% of principal. The initial estimated value is $925–$975 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Fixed Income Auto-Callable Yield Notes linked to the common stock of Intel Corporation, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, an approximate 13‑month term from the expected issue date of August 14, 2026 to maturity on September 16, 2027, and pays a fixed coupon of 28.40% per annum (2.3667% per month), or $23.667 per $1,000, so long as the Notes remain outstanding.
Beginning with the February 11, 2027 Call Observation Date, the Notes are automatically called if Intel’s observation value is at least 100.00% of its Starting Value, in which case investors receive $1,000 plus the applicable monthly coupon and no further payments. If not called, and at maturity Intel’s Ending Value is at or above the Threshold Value of 70.00% of the Starting Value, investors receive principal back plus the final coupon; if it is below, repayment of principal is reduced 1:1 with Intel’s decline, with up to 100% of principal at risk, though the final coupon is still paid.
The initial estimated value is expected to be between $900 and $950 per $1,000 Note, less than the public offering price, reflecting BAC’s internal funding rate, hedging costs, and fees. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any securities exchange, so liquidity may be limited.
BofA Finance LLC is issuing $1,025,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes have an approximate 2‑year term, pricing on August 6, 2026, issuing August 11, 2026, and maturing August 10, 2028, unless called.
Investors may receive a contingent coupon of 8.00% per annum (0.6667% monthly, $6.667 per $1,000) only if on each Observation Date all three indices are at or above 60% of their Starting Value. Beginning August 11, 2027, the issuer may redeem the notes monthly at par plus any due coupon, limiting potential income.
If the notes are not called and any index ends below its 60% Threshold Value, principal is exposed 1:1 to the decline of the least performing index, with up to 100% of principal at risk; otherwise, principal is repaid and a final coupon may be paid. The initial estimated value is $991.60 per $1,000, below the public offering price, and the notes will not be listed, with all payments subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $500,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes run for approximately 18 months, pricing on August 5, 2026 and maturing on February 10, 2028, unless called early.
Investors may receive a 9.75% per annum contingent coupon (0.8125% monthly, $8.125 per $1,000) only if on each monthly observation date all three indices are at or above 70% of their starting levels. Starting February 10, 2027, the issuer can redeem the notes monthly at par plus any due coupon. If the notes are not called and the least performing index finishes below 70% of its starting value, principal is exposed 1:1 to that decline, with up to 100% of principal at risk.
The notes are unsecured obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $965.80 per $1,000, below the public offering price, reflecting internal funding and fees. All payments depend on the credit quality of both the issuer and guarantor.
BofA Finance LLC is offering Callable Contingent Income Securities due August 17, 2028, senior unsecured notes fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the worst performing of the S&P 500, Russell 2000 and NASDAQ-100 indices and put investors’ principal at risk.
Each $1,000 security pays a contingent quarterly coupon of at least $27.00 (≥2.70% per quarter, ≥10.80% per year) only if, on every index business day in the observation period, all three indices stay at or above 70% of their initial values (the coupon barrier level. If any index closes below its barrier on any day in a period, no coupon is paid for that quarter.
At maturity, if not previously called and every index is at or above its 70% downside threshold, investors receive principal plus any final coupon. If any index is below its threshold, repayment is reduced 1‑for‑1 with the decline of the worst index and can fall below 70% of principal, down to zero. The issuer can redeem the notes quarterly from November 19, 2026 at par plus any due coupon. The public issue price is $1,000, while the estimated value on the pricing date is $920–$970, reflecting internal funding, hedging costs and selling commissions.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable contingent coupon notes tied to the common stock of The Boeing Company maturing on August 16, 2029. Each Security has a $1,000 denomination and will not be listed on an exchange.
The notes pay a quarterly Contingent Coupon only if Boeing’s stock on each Calculation Day is at or above a Coupon Barrier set at 70% of the Starting Price; the Contingent Coupon Rate will be at least 12.15% per annum
If not called, principal is protected at maturity only if the Final Calculation Day price is at or above the Threshold Price, also 70% of the Starting Price. Below that level, repayment is $1,000 × Performance Factor, creating losses greater than 30% and potentially a total loss. The public offering price is $1,000 per Security, with underwriting discount of $23.25 and issuer proceeds of $976.75. The initial estimated value is expected between $920 and $970 per Security and all payments are subject to BofA Finance and BAC credit risk.
BofA Finance LLC is offering callable contingent income securities due August 17, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each $1,000 security pays a contingent quarterly coupon of at least $23.375 (at least 2.3375% per quarter, 9.35% per annum) only if, on every index business day in the observation period, the S&P 500, Russell 2000 and NASDAQ-100 each remain at or above 65% of their initial values (the coupon barrier level).
Beginning November 19, 2026, BofA Finance may redeem all securities quarterly at par plus any due coupon. If not redeemed, at maturity investors receive par plus any final coupon only if every index finishes at or above its 65% downside threshold. If any index finishes below its threshold, repayment is reduced 1:1 with the decline of the worst-performing index and can be less than 65% of principal or zero. The initial estimated value is $920–$970 per $1,000, below the $1,000 issue price, reflecting internal funding and fees. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100® Technology Sector Index, the S&P 500® Index and the SPDR® Gold Shares. The notes are expected to price on August 12, 2026 and to be issued on August 17, 2026, with an approximate 21‑month term maturing May 17, 2028, unless automatically called earlier.
Investors may receive a contingent coupon of 7.60% per annum (0.6334% per month, $6.334 per $1,000) on monthly observation dates when each underlying is at or above 70% of its starting value. Beginning November 12, 2026, the notes are automatically called if on any call observation date each underlying is at or above 100% of its starting value, paying back principal plus the relevant coupon and then terminating. If the notes are not called and any underlying finishes below 60% of its starting value at maturity, repayment is reduced 1:1 with the decline of the least performing underlying, up to a total loss of principal; otherwise principal is returned, plus a final coupon if the 70% barrier is met. The initial estimated value is expected between $905 and $955 per $1,000, below the $1,000 public offering price, and all payments are subject to the unsecured credit risk of BofA Finance and BAC. The notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $10,606,900 of Trigger Callable Yield Notes linked to the least performing of the EURO STOXX 50® Index and the Russell 2000® Index. Each Note has a $10 Stated Principal Amount and pays a fixed coupon of 10.00% per annum ($0.08334 per month) regardless of index performance, unless the Notes are called.
Beginning in November 2026, the issuer may, in its sole discretion, call the Notes on monthly Call Dates and return the Stated Principal Amount plus that month’s coupon, after which no further payments are due. If not called, at maturity on November 10, 2027 investors receive the Stated Principal Amount only if the Least Performing Underlying is at or above its Downside Threshold (70% of its Initial Value: SX5E 4,533.89; RTY 2,113.432). Otherwise, principal is reduced in proportion to the decline of the Least Performing Underlying, up to a 100% loss, though the final coupon is still paid.
Investors do not receive dividends on the underlying indices and do not participate in any upside beyond coupon payments. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, and all payments are subject to the credit risk of both entities. The initial estimated value is $9.945 per $10 of principal, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $7,965,970 of Trigger Callable Yield Notes linked to the least performing of the EURO STOXX 50 Index and the Russell 2000 Index. Each Note has a $10 Stated Principal Amount, with a minimum investment of 100 Notes ($1,000).
The Notes pay a fixed coupon of 8.50% per annum, or $0.07084 per month per $10, regardless of index performance, unless the Notes are called. Beginning in November 2026, the issuer may call the Notes monthly at par plus the applicable coupon. If not called, at maturity on November 10, 2027 investors receive full principal only if the least performing index is at or above its Downside Threshold of 70% of its Initial Value (SX5E: 4,533.89; RTY: 2,113.432).
If the least performing index finishes below its Downside Threshold, principal is reduced in proportion to its negative return, potentially to zero, though the final coupon is still paid. The Notes are unsecured senior obligations subject to the credit risk of BofA Finance and BAC, will not be listed, and may have limited or no liquidity. The initial estimated value is $9.845 per $10.
Bank of America Corporation’s affiliate BofA Finance LLC is offering Buffered Auto-Callable Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index, maturing on August 19, 2031, with an expected pricing date of August 14, 2026.
The Notes have an approximate five-year term if not called and make no periodic interest payments. They are automatically callable monthly from August 20, 2027 if the index is at or above 100% of its Starting Value, paying fixed Call Amounts that begin at $1,195 and step up to $1,958.75 per $1,000.
If not called, and the Ending Value is at or above the Redemption Barrier of 100% of the Starting Value, investors receive a maximum Redemption Amount of $1,975 per $1,000. Principal is protected only down to a Threshold Value of 85% of the Starting Value; below this level, losses match index declines beyond the 15% buffer, with up to 85% of principal at risk.
The public offering price is $1,000 per Note, including up to $47.50 underwriting discount; the initial estimated value is expected between $900 and $950. Payments depend on the performance of the underlying volatility-target index and the credit of BofA Finance and Bank of America Corporation.
BofA Finance LLC is offering Capped Enhanced Return Notes linked to the Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation, under its medium-term note program. Each Note has a $1,000 principal amount, will price on August 28, 2026, be issued on September 2, 2026, and mature on October 1, 2027, giving an approximate 13‑month term.
At maturity, if the Russell 2000 Ending Value is above its Starting Value, investors receive 200% of the index upside, capped at a Max Return of at least 17.25% (at least $1,172.50 per $1,000). If the Ending Value is between the Starting Value and the Threshold Value of 90% of the Starting Value, investors receive principal only. If the Ending Value is below the Threshold Value, principal is exposed 1:1 to index declines, with up to 100% loss possible.
The Notes pay no periodic interest, will not be listed on any securities exchange, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. The initial estimated value is expected to be $925–$975 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering buffered auto-callable notes linked to the least performing of three ETFs: Global X Uranium (URA), Energy Select Sector SPDR (XLE) and VanEck Semiconductor (SMH). The notes are expected to price on August 14, 2026 and mature on August 17, 2029, unless automatically called earlier.
The notes have a 30% downside buffer: if not called and the worst ETF finishes at or above 70% of its Starting Value, investors receive full principal. If it finishes below 70%, repayment is reduced on a leveraged basis, with up to 100% of principal at risk. Monthly automatic calls can occur starting November 16, 2026 if each ETF has ever met or exceeded its Call Value (100% of its Starting Value), paying fixed Call Amounts that rise from $1,082.125 to $1,985.500 per $1,000.
The notes pay no interest, are unsecured obligations of BofA Finance with a BAC guarantee, and will not be listed. The public offering price is $1,000 per note, while the initial estimated value is expected between $930 and $980, reflecting internal funding and hedging costs borne by investors.
BofA Finance LLC is offering market-linked senior notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the lowest-performing of the S&P 500, Russell 2000 and Nasdaq‑100 indices, maturing August 15, 2030. The notes pay a quarterly contingent coupon at a rate determined on the pricing date, expected to be at least 11.00% per annum, but only if on every eligible trading day in the observation period the lowest-performing index is at or above 70% of its starting value (the coupon barrier. If this condition is breached even once in a period, no coupon is paid for that quarter.
If the notes are not called and, on the final calculation day, the lowest-performing index is at or above 60% of its starting value (the threshold value), investors receive only the $1,000 principal per note (plus any final coupon, if conditions are met). If it is below 60%, repayment is reduced in proportion to the index decline, leading to a loss of more than 40% and up to 100% of principal. The issuer may redeem the notes quarterly, beginning about three months after issuance, at par plus any due coupon, which can shorten the investment term. The public offering price is $1,000 per note, while the initial estimated value is expected between $925 and $975, and the notes will not be listed on any securities exchange. All payments are subject to the unsecured credit of BofA Finance and the BAC guarantee.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Auto-Callable Yield Notes linked to the least performing of Alphabet Class C, Amazon.com, Apple and NVIDIA. Each note has a 3‑year term to August 30, 2029, unless called earlier, and a denomination of $1,000.
Investors may receive a contingent coupon of 14.15% per annum (1.1792% monthly) when on an observation date every underlying is at or above 60% of its Starting Value. From August 26, 2027, the notes are automatically callable monthly at par plus coupon if every underlying is at or above its Starting Value. If not called, principal is protected only down to 80% of Starting Value; below that, repayment is reduced 1:1 with the decline of the least performing stock, with up to 80% of principal at risk.
The notes’ initial estimated value is $852.90–$922.90 per $1,000, below the public offering price due to internal funding and hedging costs and the $32.50 underwriting discount. Payments depend on the credit risk of BofA Finance and BAC, the notes will not be listed, and investors do not receive dividends on the underlying stocks.
BofA Finance LLC is offering Dual Directional Buffered Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the S&P 500 Equal Weight Index and the S&P 500 Index. The notes have an approximate 3‑year term, pricing on August 7, 2026, issuing on August 12, 2026, and maturing on August 10, 2029.
Each note has a $1,000 denomination. If the ending level of the least performing index is at or above its starting level, investors receive 100% upside participation, capped at a Max Return of $1,440 per $1,000 (a 44% gain. If that index is below its starting value but at or above 80% of its starting value, investors earn a positive return equal to the absolute decline (up to 20%).
If the least performing index falls below 80% of its starting value, principal is exposed 1:1 beyond the 20% buffer, with up to 80% of principal at risk. The notes pay no interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is expected between $925 and $975 per $1,000, below the public offering price.
BofA Finance LLC is issuing $1,500,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Micron Technology, Inc., fully and unconditionally guaranteed by Bank of America Corporation. The notes are scheduled to mature on August 9, 2029, unless automatically called earlier.
Investors pay $1,000 per note. Quarterly contingent coupons use a memory formula based on $69.00 per $1,000 and are paid only when Micron’s observation value is at least the Coupon Barrier of $446.34 (50% of the Starting Value of $892.67). From February 5, 2027, the notes are automatically called at par plus the applicable coupon if Micron is at or above the Call Value of $892.67 on any call observation date.
If not called and Micron’s ending value is below the Threshold Value of $446.34, principal is exposed 1:1 to downside with up to 100% loss of investment. The initial estimated value is $961.70 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC is offering Auto-Callable Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate 3-year term maturing on September 6, 2029, unless automatically called earlier.
Each Note has a $1,000 denomination and no periodic interest. The Notes may be automatically called on annual Call Observation Dates starting September 8, 2027 for at least $1,110 per $1,000, or on August 31, 2028 for at least $1,220 per $1,000, if the Russell 2000® Observation Value is at or above the Call Value (100% of the Starting Value.
If not called, and the Ending Value is at or above the Redemption Barrier of 100% of the Starting Value, investors receive at least $1,330 per $1,000 at maturity. If the Ending Value is below the Starting Value, repayment is reduced 1:1 with index losses, down to a total loss of principal. The public offering price is $1,000 per Note, with underwriting discount of $22.50 and issuer proceeds of $977.50 per $1,000. The initial estimated value is expected between $910 and $960 per $1,000, reflecting BAC’s internal funding rate and hedging costs. The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $550,000 of Contingent Income Issuer Callable Yield Notes due February 5, 2029, linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index and S&P 500 Index.
The Notes pay a contingent coupon of 9.61% per annum (0.8009% monthly) only if, on each monthly Observation Date, all three indices close at or above 60% of their Starting Values. Beginning February 4, 2027, the issuer may redeem the Notes quarterly at par plus any due coupon. If held to maturity and the least performing index finishes below 60% of its Starting Value, principal is exposed to 1:1 downside to that index with up to 100% loss of principal; otherwise, principal is repaid and a final coupon may be paid.
The Notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $983.30 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging-related charges.
BofA Finance LLC is offering Auto-Callable Notes linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation, with an expected pricing date of August 14, 2026 and maturity on August 19, 2030. The notes may be automatically called quarterly beginning August 19, 2027 if the S&P 500 closing level on a Call Observation Date is at least 100% of its Starting Value, paying the applicable Call Amount (from $1,085.00 up to $1,318.75 per $1,000).
If the notes are not called and the Ending Value is at least 70% of the Starting Value, investors receive a fixed $1,340.00 per $1,000 at maturity; if the index has fallen more than 30%, repayment is reduced 1:1 with the decline, with up to 100% of principal at risk. The notes pay no periodic interest, are unsecured senior obligations of BofA Finance guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $940.00–$990.00 per $1,000, below the public offering price.
BofA Finance LLC is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of NVIDIA Corporation, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate 3-year term maturing on August 10, 2029.
The Notes pay a contingent coupon of 14.50% per annum (3.625% quarterly), but only if on each Observation Date NVDA’s Observation Value is at or above the Coupon Barrier of $131.39, which is 60.00% of the Starting Value of $218.99. Beginning with the February 8, 2027 Call Observation Date, the Notes are automatically called at par plus the coupon if NVDA is at or above the Call Value, set at 100.00% of the Starting Value.
If the Notes are not called and NVDA’s Ending Value is below the Threshold Value of $109.50 (50.00% of the Starting Value), principal is exposed 1:1 to downside, with up to 100% loss of invested principal. Payments depend entirely on the credit of BofA Finance and BAC, the Notes are unsecured, not principal protected, and will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, Russell 2000® Index and S&P 500® Index, maturing on August 16, 2029.
The Notes pay a 10.60% per annum contingent coupon (0.8834% monthly, $8.834 per $1,000) only if on each monthly Observation Date all three indices are at or above 70% of their Starting Values. Beginning August 17, 2027, the issuer may redeem the Notes monthly at $1,000 plus any due coupon, limiting future income.
If not called and the least performing index ends below 60% of its Starting Value, principal is exposed 1:1 to that decline, with up to 100% loss of principal; otherwise investors receive full principal and any final coupon. The initial estimated value is $935–$985 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering S&P 500®-linked auto-callable notes due September 6, 2029, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination, no periodic interest, and will not be listed on an exchange.
Beginning September 8, 2027, the notes may be automatically called annually if the S&P 500® closing level is at or above the Starting Value, paying at least $1,085 or $1,170 per $1,000 for the first two call dates. If never called and the index Ending Value is at or above the Redemption Barrier (100% of the Starting Value), investors receive at least $1,255 at maturity per $1,000. If the index finishes below the Redemption Barrier, principal is exposed 1:1 to downside, with up to 100% loss possible.
The public offering price is $1,000 per note, including up to a $22.50 underwriting discount, for issuer proceeds as low as $977.50 per $1,000. The initial estimated value is expected between $915 and $965, reflecting BAC’s internal funding rate and hedging costs, and any payment depends on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Autocallable Contingent Coupon (with Memory) Barrier Notes with a 10% buffer, linked to the worst-performing of Meta (META), Apple (AAPL) and Marvell (MRVL), fully and unconditionally guaranteed by Bank of America Corporation.
Each note has a $10 principal amount per unit$0.60–$0.65 per unit (about 24.00%–26.00% per annum) are paid only if the worst-performing stock is at or above 50% of its Starting Value on the observation date, with a “memory” feature that can make up missed coupons when conditions are later met.
The notes are automatically called if the worst-performing stock is at or above 100% of its Starting Value on designated call dates, returning principal plus the due coupon. If not called and at maturity the worst-performing stock is at or above its 50% Threshold Value, investors receive principal plus the final coupon. If it is below that level, investors have 1-to-1 downside exposure beyond a 10% buffer, with up to 90% of principal at risk. Initial estimated value is $9.275–$9.775 per unit, below the $10 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed, so liquidity may be limited.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes due September 6, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
Investors may receive a 12.20% per annum contingent coupon (1.0167% monthly, or $10.167 per $1,000) on each observation date only if all three indices are at or above 70% of their Starting Value. Beginning March 4, 2027, the issuer may redeem the notes monthly at par plus any due coupon, capping further income.
If the notes are not called and any underlying finishes below its 70% Threshold Value, principal is exposed to downside on a 1:1 basis to the decline of the Least Performing Underlying, up to total loss. The initial estimated value is between $903.90 and $953.90 per $1,000, below the public offering price, reflecting dealer compensation, hedging costs and BAC’s internal funding rate. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange.
Bank of America Corporation, via BofA Finance LLC, is offering auto-callable structured notes linked to the least performing of the Russell 2000 Index, Utilities Select Sector SPDR ETF (XLU), and VanEck Semiconductor ETF (SMH), maturing August 10, 2029. Each note has a $1,000 principal amount, no periodic interest, and is unsecured and unsubordinated, fully and unconditionally guaranteed by BAC.
The notes may be automatically called semi-annually starting August 12, 2027 if on a Call Observation Date the value of each underlying is at or above 100% of its Starting Value, paying the applicable Call Amount (from $1,271.00 to $1,677.50 per $1,000). If not called and at maturity the least-performing underlying is at or above its Redemption Barrier of 100% of its Starting Value, investors receive a fixed $1,813.00 per $1,000. If the least-performing underlying finishes between 60% and 100% of its Starting Value, investors receive principal back only. Below 60%, repayment is reduced 1:1 with the decline, with up to 100% loss of principal.
The public offering price is $1,000 per note, including an underwriting discount of up to $31.25 and a possible referral fee of up to $6.25. The initial estimated value is expected between $890.00 and $940.00 per $1,000, reflecting BAC’s internal funding rate, fees, and hedging costs. The notes will not be listed on any exchange and secondary liquidity is uncertain.
BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the S&P 500® Equal Weight Index and the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, maturing on August 10, 2029.
The Notes pay a monthly contingent coupon of 0.5917% (7.10% per annum) only if on each Observation Date both indices are at or above 60.00% of their Starting Values. Beginning November 13, 2026, BofA Finance may redeem the Notes monthly at $1,000 per Note plus any due coupon.
If not called and either index ends below its 60.00% Threshold Value, principal is exposed 1:1 to the decline in the least performing index, with up to 100% loss of principal. Minimum denomination is $1,000; the public offering price is $1,000 per Note, with proceeds to BofA Finance of $995 before expenses. The initial estimated value is between $935 and $985 per $1,000, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance and BAC; the Notes will not be listed on any securities exchange.
BofA Finance LLC is offering Contingent Income Auto-Callable Securities due August 17, 2029, linked to Eli Lilly and Company common stock, fully and unconditionally guaranteed by Bank of America Corporation. These are senior unsecured, principal-at-risk structured notes issued under the Medium-Term Notes, Series A program.
Investors may receive a contingent quarterly coupon of at least $26.25 per $1,000 (at least 10.50% per annum) for each quarterly determination date on which the stock is at or above 60% of the initial share price (the downside threshold. If on any of the first eleven determination dates the stock is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any previously unpaid coupons. If held to maturity and the final share price is below the downside threshold, repayment of principal is reduced 1-for-1 with the stock’s decline, potentially to zero. Investors do not participate in any stock upside, and all payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is disclosed as below the $1,000 issue price, reflecting internal funding rates, commissions, and hedging costs.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes due August 15, 2028, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination and is linked to the least performing of the EURO STOXX 50® Index and the State Street® Energy Select Sector SPDR® ETF.
The Notes pay quarterly contingent coupons only if on an Observation Date the value of each underlying is at least 70% of its Starting Value. The per-period coupon is determined by a memory formula using $22.375 per prior Contingent Payment Date and may be skipped if barriers are breached, with potential catch-up later. Beginning February 10, 2027, the Notes are automatically callable quarterly at par plus the applicable coupon if each underlying is at or above 100% of its Starting Value.
If not called and the least performing underlying finishes at or above its 70% Threshold Value, investors receive principal back plus any final coupon. If it finishes below that level, repayment is reduced 1:1 with the decline, exposing up to 100% of principal to loss. The initial estimated value is expected between $920 and $970 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $500,000 of Medium-Term Notes, Series A, in $1,000 denominations as market-linked, principal-at-risk securities tied to the lowest performing of Alibaba Group ADS and Toast, Inc. Class A common stock.
The notes pay no interest and return cash only at maturity on August 13, 2027. If the lowest-performing stock’s ending price is at or above its 70% Threshold Price, investors receive principal plus a Contingent Fixed Return of 34.50% (a total of $1,345 per $1,000 note), regardless of how high the stock has risen. If it falls more than 30% from its Starting Price, investors are fully exposed to downside, losing 1% of principal for each 1% decline and potentially losing their entire investment.
The initial estimated value is $937.60 per $1,000 note, below the public offering price, reflecting dealer compensation, hedging costs and the issuer’s internal funding rate. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, subject to both entities’ credit risk, and will not be listed on any securities exchange.
BofA Finance LLC is issuing $4,607,000 of Medium-Term Notes, Series A, principal at risk securities linked to the S&P 500 Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes pay no interest, are not listed, and may be automatically called on specified Call Dates if the index closing level is at or above the Starting Value of 7,736.52. In that case, investors receive $1,000 principal plus a fixed Call Premium that increases over time, based on a simple return of about 8.70% per annum (up to 17.40% on the final Call Date).
If the notes are not called, the Maturity Payment Amount depends on the index level on August 4, 2028. Principal is fully returned only if the Ending Value is at least the Threshold Value of 6,189.216 (80% of the Starting Value). If the Ending Value is below the Threshold Value, repayment is reduced 1% for every 1% index decline from the Starting Value, with investors potentially losing more than 20% and up to all principal. The initial estimated value is $977.10 per $1,000 note, below the public offering price, reflecting dealer compensation and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering Capped Return Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the Market Guard Top 100 Index, the Nasdaq‑100 Index and the S&P 500 Index. The Notes are expected to price on August 28, 2026, issued on September 2, 2026, and mature on March 2, 2028, an approximate 18‑month term.
Each $1,000 Note pays no interest and returns principal at maturity, plus any upside exposure to the Least Performing Underlying if all three indices finish above their starting levels, capped at $1,120 (a 12.00% maximum return). If the least performing index is at or below its starting level, investors receive only their $1,000 principal.
The public offering price is $1,000 per Note, including up to a $2.50 underwriting discount, for issuer proceeds of $997.50 per Note. The initial estimated value is expected between $937.50 and $987.50 per $1,000, reflecting BAC’s internal funding rate and hedging costs. The Notes are unsecured senior debt of BofA Finance, guaranteed by BAC, subject to their credit risk, pay no dividends, and will not be listed on any exchange.
BofA Finance LLC is offering Fixed Income Buffered Auto-Callable Yield Notes fully guaranteed by Bank of America Corporation, linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, maturing on February 10, 2028.
The Notes pay a fixed coupon of 9.10% per annum (4.55% semi-annually) as long as they remain outstanding, and may be automatically called semi-annually starting February 8, 2027 if both indices are at or above 100% of their Starting Values, returning principal plus the applicable coupon. If not called, principal is protected only down to a 20% decline in the least performing index; below that level, repayment is reduced at 1.25% of principal per 1% additional decline, with up to 100% of principal at risk. The initial estimated value is expected between $945 and $995 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering Accelerated Return Notes linked to the S&P SmallCap 600 Index, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $10 principal amount and a term of approximately 14 months.
At maturity, investors receive a cash payment based on Index performance: 300% upside participation if the Ending Value is above the Starting Value, subject to a Capped Value of $11.40 to $11.80 per unit, representing a maximum return of 14.00% to 18.00%. If the Index declines, exposure is 1-to-1 on the downside, and investors can lose up to all of their principal. There are no periodic interest payments or dividends.
The public offering price is $10.00 per unit, with an underwriting discount of $0.175 per unit (reduced to $0.125 for certain large household purchases) and a hedging-related charge of $0.05 per unit. The initial estimated value on the pricing date is expected between $9.23 and $9.88 per unit, below the offering price due to BAC’s internal funding rate and fees. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and a trading market is not expected to develop.
BofA Finance LLC is offering $1,604,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Tesla, Inc., fully and unconditionally guaranteed by Bank of America Corporation. The Notes price on August 3, 2026, issue on August 6, 2026, and mature on August 8, 2028, unless automatically called.
Quarterly contingent coupons are paid only if TSLA’s Observation Value is at least 57.00% of the Starting Value of $322.08; each coupon per $1,000 equals $37.50 multiplied by the number of Contingent Payment Dates to date, minus prior coupons. From February 3, 2027, the Notes are automatically called if TSLA is at or above 100.00% of the Starting Value, paying principal plus the then-applicable coupon.
If not called and TSLA’s Ending Value is below the $183.59 Threshold (57.00% of the Starting Value), investors incur 1:1 downside exposure, with up to 100% loss of principal. The initial estimated value is $971.40 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any exchange.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Micron Technology, Inc., fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, public offering price of $1,000, and a term of approximately three years, maturing on August 9, 2029, unless called earlier.
The Notes pay quarterly contingent coupons with a memory feature: on each Observation Date, if Micron’s Observation Value is at least the Coupon Barrier of $446.34 (50% of the Starting Value of $892.67), the coupon per $1,000 is calculated as $69.00 times the number of elapsed Contingent Payment Dates, minus coupons already paid. Beginning with the February 5, 2027 Call Observation Date, the Notes are automatically called if Micron’s Observation Value is at least the Call Value of $892.67, paying $1,000 plus the applicable contingent coupon.
If the Notes are not called and Micron’s Ending Value is at least the Threshold Value of $446.34, investors receive the $1,000 principal plus any final contingent coupon. If the Ending Value is below the Threshold Value, principal is exposed to 1:1 downside to Micron’s decline from the Starting Value, with up to 100% of principal at risk, though a final contingent coupon is still paid if the Ending Value is at or above the Coupon Barrier. The initial estimated value is expected to be $925–$965 per $1,000 Note, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount of up to $23.50 per Note, and hedging-related charges. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the Notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Auto‑Callable Return Notes linked to the Market Guard Top 100 Index (MGX100), with a denomination of $1,000 per Note and an approximate 2‑year term to August 31, 2028, unless called earlier.
The Notes may be automatically called on September 3, 2027 if the index level is at or above its Starting Value, paying a Call Amount of $1,110 per $1,000 on September 9, 2027. If not called, at maturity investors receive 1:1 upside if the Ending Value is at or above the Starting Value; full principal back if the Ending Value is below the Starting Value but at or above 70% of it; and 1:1 downside below that threshold, with up to 100% of principal at risk.
The Notes pay no periodic interest, are unsecured senior debt of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000, including up to $2.50 underwriting discount, versus an initial estimated value expected between $937.50 and $987.50 per $1,000, reflecting BAC’s internal funding rate and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing auto-callable, equity-linked notes maturing on August 15, 2030, tied to the least performing of the Russell 2000 Index and the S&P 500 Index. Each note has a $1,000 public offering price, no periodic interest, and will not be listed on any exchange. The initial estimated value is expected between $925 and $975 per $1,000, reflecting BAC’s internal funding rate, underwriting discount, and hedging costs.
The notes are automatically callable annually from August 16, 2027 at fixed Call Amounts of $1,128, $1,256, and $1,384 per $1,000 if both indices are at or above their Call Values. If never called and, at maturity, both indices are at or above their Starting Values, investors receive a fixed $1,512 per $1,000. If the least performing index ends between 70% and <100% of its Starting Value, principal is returned. Below 70%, repayment is reduced 1:1 with the decline in the least performing index, up to a complete loss of principal. Returns exclude dividends and are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering Buffered Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100), fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 2‑year term, pricing on August 28, 2026 and maturing August 31, 2028, unless automatically called.
Each note has a $1,000 denomination, no periodic interest, and is not listed on any exchange. The notes are automatically called at a Call Amount of $1,090 per $1,000 if, on September 3, 2027, the index level is at or above 100% of its starting value. If not called, at maturity investors receive full upside exposure if the index is at or above its starting value, full principal back if it is between 80% and 100% of its starting value, and 1:1 downside beyond a 20% buffer, with up to 80% of principal at risk. The initial estimated value is expected to range from $937.50 to $987.50 per $1,000 due to internal funding rates, underwriting discounts and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC and to extensive structural, market, index‑methodology and tax risks described in detail.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering dual directional structured notes linked to the least performing of the Market Guard Top 100 Index, Nasdaq-100 Index and S&P 500 Index, maturing on August 31, 2028, with no periodic interest and no exchange listing.
At maturity, if all three indices finish at or above their starting levels, investors receive principal plus 104.00% of the percentage gain of the least performing index. If any index declines but all remain at or above 70.00% of its starting value, investors earn a positive return equal to the absolute decline of the least performing index, up to 30%. If any index ends below 70% of its starting value, repayment is reduced 1:1 with the decline of the least performing index, with up to 100% of principal at risk. The initial estimated value is expected between $935.00 and $985.00 per $1,000 note, below the $1,000 public offering price, reflecting dealer compensation, hedging costs and the issuer’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Autocallable Contingent Coupon (with Memory) Barrier Notes linked to the worst-performing of Meta (META), Apple (AAPL) and Tesla (TSLA). Each note has a $10 principal amount and an expected term of about two years, unless called earlier.
Investors may receive quarterly contingent coupons of between $0.475 and $0.550 per unit (about 19%–22% per annum) when, on a coupon observation date, the worst-performing stock is at least 60% of its starting value (the Coupon Barrier). Missed coupons can be partially recovered later via the “memory” feature.
The notes are automatically called if, on specified call observation dates starting about six months after pricing, the worst-performing stock is at or above 100% of its starting value; investors then receive $10 plus the applicable coupon and no further payments. If not called, at maturity investors receive $10 plus the final coupon only if the worst-performing stock is at or above its 60% Threshold Value. Otherwise, repayment is reduced 1‑for‑1 with the decline in that stock, with up to 100% of principal at risk. The initial estimated value is expected between $9.275 and $9.775 per unit, below the $10 public price, reflecting BAC’s internal funding rate, underwriting discount and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed, so liquidity may be limited.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Micron Technology, Inc. The notes have an approximate 3-year term, from an expected pricing on August 11, 2026 to maturity on August 16, 2029, unless automatically called.
Investors pay $1,000 per note, while the initial estimated value is expected between $915 and $965, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. Quarterly contingent coupons of $67.875 per $1,000 accrue with a memory feature, but are only paid when Micron’s stock is at or above 50% of its starting value on the relevant observation date.
Starting February 11, 2027, the notes are automatically called if Micron’s observation value is at or above 100% of its starting value on a call observation date, paying principal plus the applicable contingent coupon. If the notes are not called and Micron’s ending value is below 50% of its starting value at maturity, principal is exposed 1:1 to downside, up to a total loss. All payments are subject to the unsecured credit risk of BofA Finance and BAC, and the notes are not listed on any exchange.
BofA Finance LLC is offering unsecured market-linked notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the iShares Expanded Tech-Software Sector ETF (IGV). The notes are issued in $1,000 denominations, pay no interest, and will not be listed on any exchange.
The notes are auto-callable: on each Call Date from August 19, 2027 through August 14, 2029, if the IGV Fund Closing Price is at or above the Starting Value, investors receive $1,000 plus a Call Premium starting at at least 13.550% (at least $1,135.50) and rising to at least 40.650% (at least $1,406.50) on the Final Calculation Day.
If never called, maturity on August 17, 2029 depends on IGV’s Final Calculation Day level. At or above the Threshold Value, set at 70.00% of the Starting Value, principal is repaid. Below the Threshold Value, investors have full downside exposure and may lose more than 30% and up to all of principal. The initial estimated value is expected between $915.00 and $965.00 per $1,000 note, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is issuing Fixed Income Buffered Issuer Callable Yield Notes due September 2, 2027, linked to the least performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index. The notes pay a fixed coupon of 6.85% per annum (0.5709% monthly), with monthly payments as long as the notes remain outstanding.
Beginning March 4, 2027, BofA Finance may redeem the notes monthly at $1,000 plus the coupon per note. If not called, principal is protected only if the least performing index ends at or above 80% of its starting level; otherwise investors are exposed 1:1 to further declines, with up to 80% of principal at risk. The final coupon is paid at maturity in all cases.
The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, are not listed on any exchange, and have an initial estimated value of $937.50–$987.50 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable structured notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. Each note has a $1,000 principal denomination, an expected pricing date of August 11, 2026 and maturity on August 14, 2031, unless called earlier.
Beginning with the August 16, 2027 observation, the notes are automatically called if all three indices are at or above 100% of their starting values, paying escalating call amounts from $1,137 to $1,616.50 per $1,000. If not called and each index ends at or above its starting value, investors receive a fixed $1,685 per $1,000 at maturity. If the least performing index finishes below 70% of its starting value, repayment is reduced 1:1 with index loss, with up to 100% of principal at risk; between 70% and 100%, only principal is repaid.
The notes pay no periodic interest, will not be listed on any exchange, and their value and payments depend on the credit risk of BofA Finance and BAC. The public offering price is $1,000 per note, with underwriting discounts up to $10.25 and an initial estimated value between $915 and $965, reflecting internal funding and hedging costs.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes due August 23, 2029, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 denomination and is linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
Monthly contingent coupons of $8.625 per $1,000 are payable only if, on the observation date, the level of each index is at least 60% of its Starting Value. Missed coupons may be recovered later through the memory feature. Beginning February 24, 2027, the issuer may redeem the notes monthly at par plus any applicable coupon.
If the notes are not called and any index ends below 60% of its Starting Value, principal is reduced 1:1 with the decline of the least performing index, up to a total loss. The initial estimated value is expected between $937.50 and $987.50 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC. The notes will not be listed on any securities exchange.
BofA Finance LLC is offering $170,000 of Contingent Income Issuer Callable Yield Notes due August 3, 2029, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the Energy Select Sector SPDR ETF.
The notes pay a contingent coupon of 12.30% per annum (1.025% monthly) only if on each monthly Observation Date all three underlyings are at or above 70% of their respective Starting Values. Beginning February 4, 2027, BofA Finance may redeem the notes monthly at par plus any due contingent coupon.
If the notes are not called and any underlying ends below 60% of its Starting Value on the Valuation Date, investors are exposed to 1:1 downside to the least performing underlying and can lose up to 100% of principal. The initial estimated value is $989.10 per $1,000, below the public offering price, and the notes will not be listed on any exchange. All payments are subject to the credit risk of BofA Finance and BAC.