Bank of America Corporation 424B Filings

Bank of America Corporation-guaranteed issuer BofA Finance LLC priced $2,647,000 of Auto-Callable Notes linked to the least performing of the Russell 2000^® Index and the S&P 500^®. The Notes priced on January 29, 2026, will issue on February 3, 2026, and have an approximate five-year term if not called prior to maturity.

The Notes pay no periodic interest, are automatically callable beginning on the January 29, 2027 Call Observation Date for specified Call Amounts (ranging from $1,083.50 to $1,334.00 per $1,000), and at maturity offer a maximum Redemption Amount of $1,417.50 per $1,000 if both Underlyings close at or above their Redemption Barriers. If the Least Performing Underlying falls below its Threshold Value (70.00% of starting value), investors face 1:1 downside exposure, with up to 100.00% of principal at risk. All payments are subject to the credit risk of BofA Finance LLC and Bank of America Corporation.

BofA Finance LLC is offering auto-callable notes, fully guaranteed by Bank of America Corporation, linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, with an expected term of about five years if not called earlier.

The notes pay no interest and can be called semi-annually starting March 2027 for preset call amounts up to at least $1,551.25 per $1,000. If never called and each index finishes at or above its starting level, investors receive at least $1,612.50 per $1,000. A drop of more than 30% in any index at maturity creates 1:1 downside exposure, with up to 100% of principal at risk. The initial estimated value is expected between $930 and $980 per $1,000, below the $1,000 public offering price, and all payments depend on BofA Finance and BAC credit.

BofA Finance LLC offers Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index. The Notes are expected to price on February 24, 2026 and issue on February 27, 2026, with an approximately 18-month term and no periodic interest payments.

At maturity the Notes pay 110.00% participation in Index gains up to a Max Return of $1,200.00 per $1,000.00 (20.00%). If the Ending Value falls below 90.00% of the Starting Value (a 10% buffer), investors bear 1:1 downside beyond that threshold and could lose up to 90.00% of principal. Public offering price is $1,000.00 per Note with underwriting discount up to $22.00, proceeds to issuer of $978.00 per $1,000.00. Initial estimated value range on the pricing date is $920.00–$970.00 per $1,000.00.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, with an expected term of about five years.

The notes are automatically called semi-annually starting in February 2027 if all three indices are at or above their call values, paying call amounts starting at at least $1,095 per $1,000 and rising to at least $1,427.50. If not called and each index ends at or above its starting level, investors receive at least $1,475 per $1,000. If the worst-performing index falls more than 30%, principal is exposed 1:1 to that loss, up to total loss.

The notes pay no interest, are unsecured obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000 per note, with an underwriting discount of $41.25 and proceeds of $958.75 per $1,000. The initial estimated value is expected between $900 and $950 per $1,000, reflecting internal funding and hedging costs.

BofA Finance LLC is offering Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes are expected to price on February 24, 2026, and mature on February 27, 2031, giving an approximate five-year term.

At maturity, if the index ends above its starting level, investors receive 185.00% of the index’s positive return. If the index is flat or down but not below 70.00% of its starting level, investors receive only the $1,000 principal per note. If the index falls below this 70.00% threshold, repayment is reduced 1:1 with the loss, up to a total loss of principal.

The notes pay no periodic interest, are unsecured senior debt of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000.00 per note, with an underwriting discount of up to $41.25 and proceeds to BofA Finance as low as $958.75 per $1,000.00. The initial estimated value is expected between $900.00 and $950.00 per $1,000.00, reflecting internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indexes. The notes have an approximate three‑year term and a $1,000 minimum denomination.

Investors may receive a 7.50% per annum contingent coupon (0.625% monthly) only when, on an observation date, each index is at least 70% of its starting level

BofA Finance LLC is offering 1,108,688 Market-Linked Step Up Notes at a $10 principal amount per unit, fully and unconditionally guaranteed by Bank of America Corporation. Total public offering proceeds are $11,086,880, before underwriting discounts and expenses.

The 14‑month notes are linked to a basket of six international equity indices. If the basket is flat or up to the Step Up Value of 110% of the Starting Value, investors receive a fixed 10% return. Above 110%, returns match the basket’s percentage gain. If the Ending Value is below the Starting Value, losses match the basket’s decline, down to a full loss of principal.

The notes pay no periodic interest, do not include dividends from the underlying indices, and carry full issuer and guarantor credit risk. The initial estimated value is $9.772 per unit, below the $10.00 public price, reflecting BAC’s internal funding rate, a $0.175 per‑unit underwriting discount and a $0.05 per‑unit hedging-related charge.

BofA Finance LLC priced a preliminary offering of Enhanced Return Notes fully guaranteed by Bank of America Corporation linked to the least performing of the Nasdaq-100^® Index and the S&P 500^® Index. The Notes are expected to price on February 27, 2026, issue on March 4, 2026, and mature on March 2, 2029, with an approximate three-year term.

The terms specify a 110.00% Upside Participation Rate and a Threshold Value equal to 70.00% of each Underlying’s Starting Value. If the Ending Value of the Least Performing Underlying exceeds its Starting Value, holders receive 110.00% of that increase; if either Underlying falls below the Threshold, holders face 1:1 downside exposure and may lose up to 100.00% of principal. The cover shows a public offering price of $1,000.00 per note and an initial estimated value range of $930.00 to $980.00 per $1,000.00 principal amount.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the Nasdaq-100 Index with an approximate 18‑month term, expected to mature on September 1, 2027.

The notes provide 125% participation in any gain of the Nasdaq‑100, but total return is capped at 20.50%, or $1,205 per $1,000 note. If the index falls up to 10%, investors receive their principal back; beyond a 10% decline, losses match the index’s further drop, with up to 90% of principal at risk.

The notes pay no periodic interest, will not be listed on an exchange, and are unsecured senior debt of BofA Finance, guaranteed by BAC. The initial estimated value is expected between $935 and $985 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,633,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of three ETFs: XLE, KRE and IGV. The notes run to February 1, 2029, unless called early.

Investors can receive a contingent coupon of 11.50% per year (2.875% quarterly) only if, on each observation date, every ETF is at or above 65% of its starting value

If the notes are not called and any ETF has fallen more than 40% at maturity, repayment is reduced 1:1 with that decline, with up to 100% of principal at risk. The initial estimated value is $964.50 per $1,000, below the public offering price, and the notes are unsecured, unlisted obligations subject to BofA Finance and BAC credit risk.

BofA Finance LLC is offering Capped Buffered Enhanced Return Notes linked to the Nasdaq-100® Index with an approximate 18-month term.

The notes price at $1,000.00 per note with an underwriting discount up to $22.00 (proceeds to BofA Finance $978.00 per note). Pricing date is February 24, 2026, issue date February 27, 2026, and stated maturity is August 27, 2027.

Key economic terms: Upside Participation Rate 110.00%; Max Return $1,170.00 per $1,000.00 (a 17.00% capped gain); Threshold at 90.00% of Starting Value (first 10.00% decline buffered). If the Ending Value is below the Threshold, holders bear 1:1 downside beyond the 10.00% buffer, with up to 90.00% principal at risk. Payments are subject to the credit risk of BofA Finance and guarantor Bank of America Corporation.

Bank of America Corporation (BAC) is offering senior unsecured fixed rate callable notes due February 17, 2033 under its medium-term note program. The notes pay a fixed interest rate of 4.60% per year, with interest paid monthly starting March 17, 2026.

BAC may redeem all of the notes at 100% of principal, plus accrued interest, on February 17, 2028 and on monthly call dates thereafter through January 17, 2033, creating reinvestment risk for holders. The notes are subject to BAC’s credit risk and are not insured or guaranteed by any bank or government agency.

The public offering price includes a 1.00% underwriting discount and may include a hedging-related charge of up to $10.50 per $1,000 in principal, which reduces the notes’ economic terms for investors. The notes will not be listed on any exchange, and BAC’s affiliate BofA Securities may, but is not required to, make a secondary market.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. The notes have an approximate three-year term, maturing on March 1, 2029, with no periodic interest.

The notes may be automatically called quarterly starting February 25, 2027 for call amounts starting at at least $1,112.50 and rising to at least $1,309.375 per $1,000 principal. If never called and each index finishes at or above its starting value, investors receive at least $1,337.50 per $1,000 at maturity.

If any index falls more than 30% from its starting level at maturity, repayment is reduced 1:1 with the decline of the worst-performing index, exposing up to 100% of principal to loss. The initial estimated value is expected to be $910–$960 per $1,000, below the $1,000 public offering price, and the notes will not be listed on any exchange.

BofA Finance LLC is offering Contingent Income Issuer Callable Yield Notes fully guaranteed by Bank of America Corporation linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes are expected to price on February 27, 2026 and issue on March 4, 2026 for an approximately three-year term maturing on March 2, 2029. The notes pay a contingent monthly coupon of at least 10.75% per annum (at least 0.8959% per month) if each underlying is at or above 70.00% of its starting value on an Observation Date. Beginning September 1, 2026 the issuer may call the notes monthly; if called you receive principal plus the applicable contingent coupon. If not called and the Ending Value of the Least Performing Underlying is below its Threshold Value, you face 1:1 downside exposure with up to 100.00% of principal at risk; otherwise you receive principal at maturity. The cover page shows a public offering price of $1,000.00 per note, underwriting discount $8.75, proceeds to the issuer $991.25 per note, and an initial estimated value range of $920.00 to $970.00 per $1,000.00 principal amount.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes have an approximate 5-year term, contingent monthly coupons at 8.75% per annum ($7.292 per $1,000) when each index is at or above 70% of its starting level, and are callable monthly at the issuer’s option beginning June 1, 2026 at par plus any due coupon. If held to maturity and any index has fallen more than 30% from its start, repayment of principal is reduced 1:1 with the decline in the worst-performing index, up to a total loss. The initial estimated value is expected between $938.50 and $978.50 per $1,000, all payments are unsecured and subject to the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.

Bank of America’s BofA Finance is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the VanEck Gold Miners ETF (GDX) and VanEck Junior Gold Miners ETF (GDXJ), maturing February 7, 2028. The notes have an approximately two-year term and are fully and unconditionally guaranteed by Bank of America Corporation.

Investors may receive monthly contingent coupons of $10.917 per $1,000 principal if on each observation date both ETFs are at or above 70% of their respective starting values, with a “memory” feature that can make up previously missed coupons. Beginning February 5, 2027, BofA Finance can redeem the notes monthly at par plus any due coupon.

If the notes are not called and either ETF ends below 70% of its starting value, principal is exposed on a leveraged basis: holders lose about 1.42857% of principal for every 1% the worst-performing ETF finishes below the 70% threshold, up to a total loss. The initial estimated value is expected between $940 and $990 per $1,000 note, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Russell 2000 and S&P 500. The notes target an approximately five-year term, maturing on February 27, 2031, unless called earlier.

Investors may receive monthly contingent coupons at a rate of 7.00% per annum (0.5834% per month) if on each observation date both indices are at or above 80% of their starting levels. Beginning March 1, 2027, the issuer may redeem the notes monthly at par plus any due coupon, capping future income.

If the notes are not called and either index has fallen more than 15% at maturity, principal is reduced 1:1 beyond that 15% buffer, with up to 85% of principal at risk. The notes are unsecured obligations, not listed on any exchange, and the initial estimated value is expected to range from $910 to $960 per $1,000, below the public offering price due to internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,096,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of three sector ETFs: XLE (energy), KRE (regional banks) and SMH (semiconductors). The notes run to December 31, 2027, unless called early.

Investors can receive a 14.25% per annum contingent coupon, paid monthly, but only when each ETF is at least 70% of its starting value. Beginning May 1, 2026, the issuer may redeem the notes at par plus any due coupon. If held to maturity and the least-performing ETF is below 60% of its starting value, repayment of principal is reduced 1:1 with the decline, up to a total loss. The initial estimated value is $966.90 per $1,000 note, below the $1,000 public offering price, and the notes are unsecured, unlisted, and subject to BofA Finance and BAC credit risk.

Bank of America’s BofA Finance unit is offering Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an expected term of about three years, from March 2026 to March 2029, unless called earlier.

The notes may be automatically called on March 1, 2027 at $1,195 per $1,000 of principal if all three indexes are at or above their respective starting levels. If not called, and at maturity each index is at or above its starting level, investors receive 150% of the positive return of the worst-performing index.

If the notes are not called and the worst-performing index finishes between 70% and 100% of its starting level, investors receive only their principal back. If any index falls below 70% of its starting level, repayment is reduced 1-for-1 with the decline in the worst performer, with up to a complete loss of principal.

The notes pay no periodic interest, are not listed on any exchange, and all payments depend on the credit of BofA Finance as issuer and Bank of America Corporation as guarantor. The initial estimated value is expected to be $930–$980 per $1,000, below the public offering price because of internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, with an expected March 3, 2031 maturity and $1,000 minimum denominations.

The notes can be automatically called each year from February 26, 2027, paying call amounts between $1,085.50 and $1,342.00 per $1,000 if both indices are at or above their call values. If held to maturity and both indices finish at or above their starting levels, investors receive $1,427.50 per $1,000.

If either index falls more than 30% from its starting level at maturity, repayment is reduced 1:1 with the decline of the worst index, with up to 100% of principal at risk. The initial estimated value is expected between $876.90 and $926.90 per $1,000, reflecting fees, funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Dual Directional Buffered Notes linked to the S&P 500 Index, maturing June 29, 2027. Each Note has a $1,000 denomination, an approximate 16‑month term and no periodic interest payments.

At maturity, investors get 100% upside participation in S&P 500 gains, capped at a 10.00% Max Return, and can also earn up to a 10% positive return if the index falls but stays at or above 90% of its starting level. Below the 90% Threshold Value, principal is exposed 1:1 to further declines, with up to 90% of principal at risk. The initial estimated value is expected between $920 and $970 per $1,000, below the $1,000 public offering price, reflecting internal funding, underwriting discounts and hedging costs. The Notes will not be listed on any exchange and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,729,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, maturing August 2, 2027.

The notes pay a contingent coupon of 11.70% per year (0.975% per month) only if on each monthly observation date all three indexes are at or above 70% of their starting level. Starting May 1, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.

If the notes are not called and any index finishes below 70% of its starting level at maturity, investors lose principal on a 1:1 basis, up to a total loss. The initial estimated value is $987.60 per $1,000 note, and the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, with an expected term of about three years ending in February 2029.

The notes may be automatically called every six months starting February 2027 if each index is at or above its call value, paying call amounts from $1,130 to $1,325 per $1,000 principal. If held to maturity and both ending index levels are at least their starting values, holders receive $1,390 per $1,000, capping upside at a 39% return.

If the least performing index ends below 75% of its starting value, repayment is reduced 1:1 with that decline, and up to 100% of principal can be lost. The notes pay no periodic interest, are not listed on any exchange, and all payments depend on the credit of BofA Finance and BAC.

The public offering price is $1,000 per note, while the initial estimated value on the pricing date is expected between $940 and $990, reflecting internal funding rates, hedging and distribution costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing in February 2028.

The notes pay a contingent coupon of 10.00% per year, or $8.334 monthly per $1,000, but only if each index is at least 75% of its starting level on the observation date. Beginning March 1, 2027, the issuer may redeem the notes quarterly at par plus any due coupon.

If held to maturity and any index finishes below 70% of its starting level, repayment of principal is reduced 1:1 with the decline in the worst-performing index, up to total loss of principal. The initial estimated value is expected between $917.70 and $967.70 per $1,000, below the $1,000 public offering price, reflecting funding and hedging costs. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on an exchange, so liquidity may be limited.

Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500. Each Note has a $1,000 denomination, a term of about 4.75 years and is fully and unconditionally guaranteed by Bank of America Corporation.

The Notes pay a 7.00% per annum contingent coupon ($5.834 monthly per $1,000) only when all three indexes are at or above 50% of their starting levels on the observation date. From September 1, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If held to maturity and any index has fallen more than 50% from its start, repayment is reduced 1:1 with the decline in the worst index, up to a total loss of principal. The initial estimated value is expected to be $930–$980 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, maturing February 6, 2031. Each Note has a $1,000 denomination and pays a 7.30% per annum contingent coupon (0.6084% monthly) when the index on an Observation Date is at or above 70% of its Starting Value.

The Notes are callable quarterly beginning May 7, 2026 at par plus any due coupon. If held to maturity and the index is at or above 70% of its Starting Value, investors receive principal plus any final coupon; if it has fallen more than 30%, repayment is reduced 1:1 with index losses, up to a complete loss of principal. The initial estimated value is between $940 and $990 per $1,000, below the $1,000 public offering price. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, maturing on August 27, 2027. These market-linked notes provide equity exposure with both an upside cap and limited downside protection.

Holders receive 150% of any S&P 500 gain at maturity, but returns are capped at a maximum payment of $1,141.50 per $1,000 note, a 14.15% limit. Principal is protected only down to a 15% index decline; below that, losses are 1:1 and can reach up to 85% of principal. The notes pay no interest, are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, and will not be listed on an exchange. The initial estimated value is expected between $933.50 and $983.50 per $1,000, below the public offering price of $1,000.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on December 3, 2030.

The Notes pay a contingent coupon of 9.50% per year (0.7917% monthly) only if, on an observation date, each index is at or above 75% of its starting level. Beginning September 1, 2026, the issuer may redeem the Notes monthly at par plus any due coupon, which can shorten the investment term.

If the Notes are not called, principal repayment depends on the least performing index. At maturity, if that index is at or above 60% of its starting level, investors receive full principal back (plus any final coupon if all indices are at or above 75%). If it is below 60%, repayment is reduced 1:1 with the decline and up to 100% of principal can be lost.

The public offering price is $1,000 per Note, with an underwriting discount of $9 and proceeds to BofA Finance of $991 per Note. The initial estimated value is expected to be $930–$980 per $1,000, reflecting internal funding and hedging costs. The Notes are unsecured, not exchange-listed, and all payments are subject to the credit risk of BofA Finance and BAC, with extensive structure, market, liquidity and tax risks highlighted.

BofA Finance LLC is offering $3,052,000 of EQT-linked Contingent Income (with Memory Feature) Auto-Callable Yield Notes due February 1, 2029, fully and unconditionally guaranteed by Bank of America Corporation.

The notes pay quarterly contingent coupons of $25.95 per $1,000 when EQT’s stock is at or above 60% of its $55.96 starting value, with a memory feature that can make up missed coupons later. Beginning July 28, 2026, the notes are automatically called at par plus the applicable coupon if EQT is at or above 100% of its starting value on a call observation date.

If the notes are not called and EQT falls more than 40% below its starting value at maturity, investors are exposed to 1:1 downside, up to a complete loss of principal; otherwise, they receive principal back plus any final contingent coupon. The initial estimated value is $954.20 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and all payments depend on the credit of both entities.

BofA Finance is issuing $4,850,000 of Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by Bank of America Corporation.

The notes run for about 12 months, from January 30, 2026 to February 5, 2027. At maturity, investors get 200% of any index gain, but returns are capped at 16%, or $1,160 per $1,000 note, and there are no periodic interest payments.

A 10% downside buffer applies: if the index falls 10% or less from the starting level, principal is repaid; below that, losses match additional declines and up to 90% of principal can be lost. The notes are unsecured, not listed on any exchange, and priced at $1,000 per note with initial estimated value of $995.

BofA Finance LLC is offering unsecured Digital Return Notes, guaranteed by Bank of America Corporation, linked to the least performing of the Russell 2000 Index and the S&P 500 Index with an approximate 18‑month term.

If on the valuation date each index is at least 80% of its starting level, holders receive a fixed digital payment of $1,142.50 per $1,000 of principal at maturity. If either index has fallen more than 20%, repayment tracks the percentage loss of the worst index on a 1:1 basis, up to a complete loss of principal.

The notes pay no periodic interest, will not be listed on an exchange, and all payments depend on the credit of BofA Finance and Bank of America. The initial estimated value is expected between $914.30 and $964.30 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts and hedging-related charges.

BofA Finance LLC is offering $249,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of Affirm, Lyft and SoFi common stocks and maturing in February 2029.

The notes pay monthly contingent coupons of $18.334 per $1,000 of principal when each stock is at or above 50% of its starting value, with missed coupons potentially paid later if barriers are met. Beginning January 2027, the notes are automatically called if all three stocks are at or above 100% of their starting values, returning principal plus the due coupon.

If the notes are not called and all stocks finish below their starting values and the worst stock is below 50% of its starting value, repayment is reduced 1-for-1 with that decline, up to total loss of principal. The initial estimated value is $949.60 per $1,000, below the $1,000 public price, and the notes are unsecured, unlisted, and subject to the credit risk of both BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable structured notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index at a public offering price of $1,000.00 per Note.

The notes have an approximate 5-year term, no periodic interest, and are auto-callable monthly from February 1, 2027 if the index is at or above 100% of its starting value, paying the applicable Call Amount (beginning at $1,212.5000 per $1,000.00).

If not called, and the Ending Value is at least 100% of the Starting Value, investors receive $2,062.50 per $1,000.00. If the Ending Value is between 50% and 100%, principal is returned; below 50%, losses match the index decline, up to a total loss of principal.

The initial estimated value is expected to be between $900.00 and $950.00 per $1,000.00, reflecting internal funding and hedging costs. The notes are unsecured, subject to BofA Finance and BAC credit risk, pay no interest, and will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable market-linked Notes tied to the worst performer of SPDR® Gold Shares (GLD) and iShares® Silver Trust (SLV). The Notes have an approximate 4‑year term, pricing on January 30, 2026 and maturing February 6, 2030, unless called earlier.

The Notes can be automatically called semi-annually starting February 1, 2027, paying preset Call Amounts up to $2,102.50 per $1,000 if each underlying is at or above its Call Value. If not called and the least performing underlying is at or above its Redemption Barrier at maturity, holders receive $2,260 per $1,000; if it is between 50% and 100% of its Starting Value, principal is returned.

If the least performing underlying falls below 50% of its Starting Value, repayment is reduced 1:1 with its loss, and investors can lose their entire principal. The Notes pay no interest, are not exchange-listed, and their value is affected by BAC’s internal funding rate, hedging costs and the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of EQT Corporation, maturing on February 15, 2028. The notes pay a 10.40% per annum contingent coupon (0.8667% monthly) when EQT’s observation value is at least 60% of its starting value.

Beginning May 11, 2026, the notes are automatically called if EQT’s observation value is at least 100% of its starting value, returning principal plus the applicable coupon. If the notes are not called and EQT falls more than 40% below its starting value at maturity, repayment is reduced 1:1 with the decline, up to a total loss of principal.

The public offering price is $1,000 per note, with an underwriting discount up to $23.50 and proceeds to BofA Finance as low as $976.50 per $1,000. The initial estimated value is expected between $920 and $970 per $1,000. The notes will not be listed on any securities exchange and all payments depend on the credit risk of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income issuer callable yield notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing February 17, 2028. Each note has a $1,000 denomination.

The notes pay a contingent coupon of at least 9.75% per year, paid monthly, but only if on each observation date all three indices are at or above 70% of their respective starting levels. Beginning August 18, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, ending further payments.

If the notes are not called and the worst-performing index has fallen more than 30% at maturity, investors are exposed to 1:1 downside in that index and can lose up to all principal. The initial estimated value is expected between $930 and $980 per $1,000 note, below the $1,000 public offering price, reflecting internal funding and hedging costs. The notes are unsecured, subject to issuer and guarantor credit risk, pay no dividends from the indices, and will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $15,579,000 of 3‑Month Notes linked to the Synthetic 5Y5Y SOFR Swap Rate, issued in $1,000 denominations and maturing on April 29, 2026. The notes pay a fixed coupon of $248.865 per note at maturity.

Principal repayment depends on the Synthetic 5Y5Y SOFR Swap Rate on the calculation day versus a 4.1725% strike. If the ending rate is above the strike, investors lose 2.00% of principal per basis point above the strike, with principal reduced to zero once the rate exceeds the strike by more than 50 basis points. If the ending rate is at or below the strike, investors receive full principal plus the fixed coupon. The notes are unsecured, unsubordinated obligations, not FDIC‑insured, and expose holders to the credit risk of both BofA Finance and BAC, as well as complex benchmark and replacement‑rate risks described in detail under “Risk Factors.”

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the Utilities Select Sector SPDR Fund. The notes have an approximate three-year term, expected to run from February 5, 2026 to February 7, 2029, unless called earlier.

The notes pay a contingent coupon of 11.25% per annum (0.9375% per month) if on an observation date each underlying is at or above 70% of its starting value. Beginning May 7, 2026, BofA Finance can redeem the notes monthly at par plus any due coupon, which caps the income period. If held to maturity and the least performing underlying finishes below 70% of its starting value, repayment of principal is reduced 1:1 with the decline, with up to 100% of principal at risk.

The public offering price is $1,000 per note, with an underwriting discount of $10 and proceeds to BofA Finance of $990 per $1,000 in principal. The initial estimated value is expected between $930 and $980 per $1,000, reflecting internal funding rates, hedging costs and fees. Payments depend on the credit risk of BofA Finance and Bank of America, and the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of three ETFs: XLE, KRE and IGV, with an approximate three-year term.

The notes pay a contingent coupon of at least 11.35% per year (at least 2.8375% quarterly) when each ETF is at or above 65% of its starting value and are callable quarterly from August 3, 2026 at par plus any due coupon. If held to maturity and the least-performing ETF is below 60% of its starting value, principal is exposed 1:1 to that decline, up to a full loss. The initial estimated value is expected between $921.50 and $971.50 per $1,000 note, they are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on an exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $4,235,000 of Dual Directional Buffered Notes linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index, maturing on June 1, 2027 after an approximately 16‑month term.

At maturity, if the least performing index is at or above its starting level, holders receive 100% of its gain, capped at a 29.25% maximum return ($1,292.50 per $1,000). If that index finishes between 90% and 100% of its starting level, the notes pay a positive return equal to the absolute value of the decline.

If the least performing index falls below 90% of its starting level, principal is reduced 1:1 beyond the 10% buffer, with up to 90% of principal at risk. The notes pay no periodic interest, will not be listed on any exchange, and are unsecured obligations subject to the credit risk of BofA Finance and BAC. The public offering price is $1,000 per note, including an underwriting discount of $5.75, versus an initial estimated value of $985.30 per $1,000.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $500,000 of Contingent Income Buffered Auto-Callable Yield Notes linked to the Nasdaq-100 Index and the S&P 500 Equal Weight Index, maturing in January 2031 if not called earlier.

The notes pay a 6.00% per annum contingent coupon (0.50% monthly) only when both indices close at or above 80% of their starting levels on an observation date. Beginning January 2027, the notes auto-call monthly at par plus coupon if both indices are at or above 100% of their starting values.

At maturity, if not called and either index has fallen more than 15% from its starting level, principal is reduced 1:1 beyond that 15% buffer, with up to 85% of principal at risk. The initial estimated value is $951.80 per $1,000 note, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and BAC. The notes will not be listed on any exchange.

Bank of America Corporation is offering $15,000,000 of Fixed Rate Callable Notes due January 29, 2046. The notes are senior, unsecured debt, issued in $1,000 minimum denominations, and will be delivered in book-entry form through The Depository Trust Company.

The notes pay a fixed interest rate of 5.50% per annum, with interest paid annually on January 29, starting January 29, 2027. BAC may redeem all of the notes at 100% of principal plus accrued interest on January 29, 2027 and on each January 29 thereafter through 2045.

The public offering price is 100% of principal, with an underwriting discount of 1.75%, resulting in proceeds to BAC of $14,737,500 before expenses. The notes are not bank deposits, are not FDIC insured, and depend on BAC’s creditworthiness. They will not be listed on any securities exchange, and secondary market liquidity may be limited.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the Energy Select Sector SPDR ETF, maturing on January 11, 2028.

The notes pay a 9.50% per annum contingent coupon (about $7.917 per $1,000 monthly) whenever each underlying stays at or above 70% of its starting level. Beginning August 11, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.

If the notes are not called and any underlying falls more than 30% below its starting level at maturity, principal is reduced 1:1 with the decline in the worst performer, up to total loss. The public offering price is $1,000 per note, with underwriting discounts up to $23.75 and initial estimated value between $920 and $960 per $1,000, subject to BofA and BAC credit risk.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and Utilities Select Sector SPDR ETF, maturing August 11, 2027.

The notes pay an 8.75% per annum contingent coupon (about $7.292 monthly per $1,000) only if each underlying is at or above 70% of its starting value on the observation date. Beginning May 11, 2026, BofA Finance can redeem the notes monthly at $1,000 plus any due coupon.

If the notes are not called and any underlying ends below 70% of its starting value, principal is exposed 1:1 to the decline in the worst performer, with up to 100% loss of principal possible. The initial estimated value is expected between $910 and $960 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and Bank of America. The notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index and Russell 2000 Index, maturing February 10, 2028.

The notes pay a contingent coupon of 11.55% per year (0.9625% monthly) when, on an observation date, each index is at or above 70% of its starting level. Beginning May 11, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, capping future income.

If not called and any index ends below 70% of its starting value, principal is reduced 1-for-1 with the decline in the worst-performing index, up to a full loss. The notes are unsecured, not exchange-listed, priced at $1,000 with dealer proceeds of $993, and have an initial estimated value between $940 and $990 per $1,000.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $15,000,000 of 10.70% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing on July 27, 2032. The notes pay variable quarterly interest based on how often the CMT Rate stays between 0.00% and 4.60%.

For each interest period, the rate equals the 10.70% base rate multiplied by the fraction of U.S. Government Securities Business Days when the CMT Rate is within that range, capped at 10.70% and floored at 0.00%. If the CMT Rate is always outside the range, no interest is paid for that period.

The notes are callable at 100% of principal plus accrued interest on quarterly interest payment dates from January 27, 2027 through April 27, 2032. They are unsecured senior obligations of BofA Finance, guaranteed by BAC, sold at $1,000 minimum denominations, and are not FDIC insured or exchange‑listed.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 3‑Month Notes linked to the Synthetic 5Y5Y SOFR Swap Rate, maturing on April 29, 2026. Each note has a $1,000 principal amount.

Investors receive a fixed coupon of $248.865 per note at maturity regardless of rate performance. Principal repayment depends on the Synthetic 5Y5Y SOFR Swap Rate on the calculation day versus a Strike set at pricing. If the Ending Value is at or below the Strike, investors receive full principal back plus the coupon.

If the Ending Value is above the Strike, principal is reduced by 2.00% of face value for every basis point the Ending Value exceeds the Strike, with principal falling to zero if the rate is more than 50 basis points above the Strike. The notes are unsecured, not FDIC insured, not redeemable early, have no listing, and their value is subject to the credit risk of BofA Finance and BAC, complex SOFR benchmark mechanics, potential benchmark transition changes, limited liquidity, and uncertain U.S. tax treatment.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Buffered Digital Return Notes linked to the S&P 500® Index, with an approximate two-year term maturing on February 8, 2028.

Each $1,000 Note pays a fixed digital amount of $1,171.50 (a 17.15% return) at maturity if the S&P 500 ending level is at least 90% of its starting level. If the index falls more than 10%, investors are exposed 1:1 to further declines, with up to 90% of principal at risk.

The Notes pay no periodic interest, will not be listed on an exchange, and are subject to the credit risk of both BofA Finance and BAC. The public offering price is $1,000 per Note, with an initial estimated value between $945 and $995, reflecting underwriting discounts and hedging-related charges.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,455,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes run to December 29, 2027, unless called earlier.

Investors may receive an 8.50% per annum contingent coupon (0.7084% monthly) only when all three indices are at or above 70% of their starting levels on an Observation Date. Starting April 28, 2026, BofA Finance can redeem the notes monthly at par plus any due coupon. If held to maturity and any index has fallen more than 30% from its starting level, repayment is reduced 1:1 with that decline, putting up to 100% of principal at risk. The initial estimated value is $969.80 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and Bank of America.