Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $310,000 of Digital Return Notes linked to the least performing of Apple, NVIDIA and Tesla stock. The notes run for about 12 months, from January 28, 2026 to January 28, 2027.
If on the valuation date each stock is at or above 60% of its starting value, holders receive a fixed $1,250 per $1,000 note, a 25% return. If any stock falls more than 40%, repayment is reduced 1:1 with that worst performer, exposing up to 100% of principal to loss.
The notes pay no periodic interest, are not exchange-listed, and all payments depend on the credit of BofA Finance and Bank of America. The initial estimated value is $986.60 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts and hedging costs.
BofA Finance LLC is issuing $1,700,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Adobe Inc. and Netflix, Inc., fully and unconditionally guaranteed by Bank of America Corporation, and scheduled to mature on January 27, 2028.
The notes have an approximate two-year term, paying quarterly contingent coupons of $42.50 per $1,000 of principal when both stocks are at or above 65% of their starting values, with missed coupons potentially paid later under the memory feature. Starting values are $301.07 for Adobe and $86.12 for Netflix, with the same levels acting as auto-call triggers from January 25, 2027 if both are at or above 100% of start. If not called, investors receive principal back only if the worst-performing stock finishes at or above 65% of its starting value; otherwise, repayment is reduced 1:1 with that stock’s decline, up to a total loss of principal. The initial estimated value is $994.70 per $1,000 note, and the notes will not be listed, with all payments subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,672,000 of Contingent Income Buffered Auto-Callable Yield Notes linked to the worst performer among Alphabet Class C, Intel and Microsoft stock, maturing in January 2028.
The notes offer a 17.60% annual contingent coupon (1.4667% monthly) when all three stocks stay at or above 60% of their starting prices on observation dates. Beginning July 23, 2026, the notes can be called monthly at par plus the coupon if all three stocks are at or above 100% of their starting values.
If the notes are not called and any stock finishes below 80% of its starting value, principal is reduced 1:1 beyond that 20% buffer, putting up to 80% of principal at risk. The initial estimated value is $982.50 per $1,000, below the public offering price, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,177,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to Wynn Resorts, Limited common stock. Each security has a $1,000 principal amount and is part of the Medium-Term Notes, Series A program.
The notes pay a contingent quarterly coupon of $26.75 per $1,000 (about 10.70% per year) only if the stock on a determination date is at or above the downside threshold of $68.13, which is 60% of the initial share price of $113.55. Missed coupons can be paid later if the threshold is met on a future determination date, but may never be recovered if it is not.
The notes can be auto-called on any of the first eleven quarterly determination dates if the stock is at or above the initial share price, returning principal plus the applicable coupon and ending all future payments. If held to maturity and the final share price is at or above the downside threshold, investors receive principal plus the final coupon and any unpaid prior coupons. If the final share price is below the downside threshold, repayment is reduced 1-to-1 with the stock’s decline from the initial price, and the maturity payment can be far below principal or zero. The securities are unsecured, not FDIC insured, and subject to the credit risk of both BofA Finance and BAC. The initial estimated value is $969 per $1,000 note, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $797,000 of Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the iShares Semiconductor ETF (SOXX). The notes are issued at $1,000 each, with an initial estimated value of $975.70.
The notes run to January 28, 2031, but are callable monthly at the issuer’s option starting January 28, 2027 at par plus any due contingent coupon. Monthly contingent coupons of $8.875 per $1,000 accrue using a memory formula when SOXX is at or above 75% of the starting value ($258.53).
If the notes are not called and SOXX falls more than 50% below the starting value ($172.36 or lower) at maturity, investors are exposed to 1:1 downside and can lose up to their entire principal. The notes are unsecured senior obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange. Underwriting discount is $2.50 per note, with proceeds to BofA Finance of $997.50 per $1,000 before expenses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,315,000 of Contingent Income Auto-Callable Securities due January 26, 2029 linked to the worst performing of Alphabet Class A (GOOGL), Amazon.com (AMZN) and Microsoft (MSFT).
The notes pay a contingent quarterly coupon of $25.875 per $1,000 (10.35% per year) only when each stock is at or above its downside threshold (50% of its initial share price) on the determination date. If on any of the first eleven determination dates all three stocks are at or above their initial prices, the notes auto-call and repay principal plus the applicable coupon and any previously unpaid coupons.
If not called, at maturity investors receive principal plus due coupons only if each final stock price is at or above its downside threshold. If any stock finishes below its threshold, repayment is reduced 1-for-1 with the decline of the worst performer and can be zero. The notes are unsecured senior debt, not listed on an exchange, with an initial estimated value of $977.10 per $1,000, and are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC is offering $1,288,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes due January 27, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The Notes are linked to the least performing of Alphabet Class C (GOOG), Apple (AAPL) and Microsoft (MSFT).
Investors may receive monthly contingent coupons of $9.584 per $1,000 principal if on each Observation Date every stock is at or above 80% of its Starting Value, with a memory feature for missed coupons. Beginning January 25, 2027, the Notes are automatically called if all three stocks are at or above 100% of their Starting Values, paying principal plus the applicable coupon.
If the Notes are not called and each stock is below its Starting Value and the worst stock is more than 50% below its Starting Value at maturity, repayment is reduced 1:1 with the decline in the worst stock, up to a total loss of principal. The initial estimated value is $980.50 per $1,000, below the $1,000 public offering price, and all payments depend on the credit risk of BofA Finance and BAC; the Notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $168,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The public offering price is $1,000 per note, with proceeds to BofA Finance of $166,824 before expenses.
The notes pay a contingent coupon of 10.50% per year (0.875% monthly) only when each index closes at or above 70% of its starting level on an observation date. Beginning April 28, 2026, the issuer may redeem the notes monthly at par plus any due coupon. If the notes are not called and the worst index ends below 70% of its starting value at maturity in January 2029, investors face 1:1 downside exposure and can lose up to all principal. The initial estimated value is $981.40 per $1,000, below the public offering price, and the notes are unsecured, unlisted obligations subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,171,000 of Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100 Technology Sector Index, Russell 2000 Index and S&P 500 Index. The notes price at $1,000 each, with proceeds before expenses to BofA Finance of $2,155,803.
The notes run to January 26, 2029, unless redeemed early at the issuer’s option beginning April 28, 2026 at par plus any due coupon. Investors may receive a contingent coupon of 9.50% per year, paid monthly, but only when all three indices close at or above 70% of their starting levels on the relevant observation date.
If the notes are not called and the least performing index finishes below 60% of its starting level at maturity, principal is reduced 1-for-1 with that decline, up to a total loss. The initial estimated value is $980.70 per $1,000, the notes will not be listed, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is offering $57,055,000 of Contingent Income Auto-Callable Securities due January 26, 2029, linked to Amazon.com, Inc. common stock and fully guaranteed by Bank of America Corporation.
The notes pay a contingent quarterly coupon of $27.625 per $1,000 (11.05% per annum) only if Amazon’s price on a determination date is at least 75% of the $239.16 initial share price, a downside threshold of $179.37. If on any of the first eleven determination dates Amazon closes at or above the initial share price, the notes are automatically redeemed at $1,000 plus the applicable coupon and any previously unpaid coupons.
If not called and the final share price is at or above the downside threshold, holders receive $1,000 plus the final coupon and any unpaid coupons. If the final share price is below the threshold, repayment is $1,000 multiplied by the share performance factor, so investors can lose most or all principal. The securities are unsecured, not listed, and their value is affected by BAC’s internal funding rate, hedging costs, and the credit risk of BofA Finance and BAC. The initial estimated value is $972.40 per $1,000, reflecting selling commissions of $17.50 and a $5.00 structuring fee per note.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,218,000 of auto-callable notes linked to the least performing of the EURO STOXX 50® Index and the iShares® MSCI EAFE® ETF. The notes run to January 28, 2031 unless called earlier.
Starting January 25, 2027, the notes are automatically called quarterly if both underlyings are at or above their respective starting values, paying preset call amounts that rise from $1,081.50 to $1,387.125 per $1,000. If held to maturity and both finish at or above their starting values, investors receive $1,407.50 per $1,000.
If the least performing underlying falls more than 25% at maturity, repayment is reduced 1:1 with the loss, up to total principal loss; between a 0% and 25% decline, principal is returned. The notes pay no interest, are not exchange-listed, and carry issuer and guarantor credit risk. The initial estimated value is $944.80 per $1,000, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $972,000 of Contingent Income Buffered Auto-Callable Yield Notes linked to the least performing of Meta (META), Alphabet Class C (GOOG) and Intel (INTC), maturing January 27, 2028.
The notes pay a contingent coupon of 19.00% per annum (1.5834% monthly) when, on an observation date, each stock is at or above 60% of its starting value. From the July 23, 2026 call observation date, the notes are automatically called at par plus coupon if all three stocks are at or above 100% of their starting values.
If not called, principal is protected only down to a 20% decline in the least performing stock; below that threshold, repayment falls 1:1 with further losses, with up to 80% of principal at risk. The notes are unsecured, unlisted, and subject to the credit risk of BofA Finance and BAC. The initial estimated value is $983.20 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,046,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of three ETFs: KWEB, XBI and KRE. The notes run to January 26, 2029, unless called earlier.
They pay a 12.50% per annum contingent coupon (1.0417% monthly) only when each ETF closes at or above 60% of its starting value on an observation date. Beginning July 28, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.
If the notes are not called and any ETF finishes below 50% of its starting value, investors are exposed 1:1 to the loss on the worst ETF and can lose up to all principal. The notes are unsecured, unlisted, and carry credit risk of both BofA Finance and BAC. The initial estimated value is $978.70 per $1,000 note, below the public offering price.
BofA Finance LLC is offering $12,253,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 23‑month term, pricing on January 23, 2026 and maturing on December 29, 2027, and pay a contingent coupon of 11.00% per annum (0.9167% per month) only if, on each monthly observation date, all three indices are at or above 70% of their starting levels.
Beginning April 28, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, which can cap total income. If the notes are not called and any index falls more than 30% below its starting value at maturity, repayment of principal is reduced 1:1 with the decline in the worst‑performing index, up to a total loss of principal. The notes are unsecured, not listed on any exchange, and their initial estimated value is $989 per $1,000, below the public offering price due to internal funding, fees, and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,795,000 of Capped Buffered Enhanced Return Notes linked to the S&P 500® Equal Weight Index, maturing July 28, 2027. These roughly 18‑month notes offer 200% participation in index gains if the index finishes above its starting level, but total payout is capped at $1,123.50 per $1,000 of principal, a maximum return of 12.35%.
If the index falls by 10% or less, investors receive full principal back. If it falls more than 10%, repayment is reduced 1:1 beyond that buffer, with up to 90% of principal at risk. The notes pay no periodic interest, will not be listed on an exchange, and all payments depend on the credit of BofA Finance and BAC.
The public offering price is $1,000 per note, while the initial estimated value is $972.70, reflecting internal funding rates, underwriting discounts, referral fees and hedging costs. The document highlights significant risks, including potential loss of principal, limited upside, illiquidity, conflicts of interest in hedging and calculation, complex tax treatment and exposure to changes in the S&P 500® Equal Weight Index.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,179,000 of Contingent Income Auto-Callable Yield Notes linked to the Nasdaq-100 Technology Sector, Russell 2000 and S&P 500 indices, maturing January 28, 2031 unless called earlier.
The notes pay a 7.00% per annum contingent coupon (0.5834% monthly) only when each index is at or above 75% of its starting level on the relevant observation date. From January 25, 2027, the notes auto-call monthly at par plus coupon if all three indices are at or above their starting levels. If held to maturity and any index has fallen more than 40% from its starting level, repayment is reduced 1:1 with that decline, putting up to 100% of principal at risk. The initial estimated value is $951.30 per $1,000 note, below the $1,000 public offering price, reflecting dealer compensation and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,650,000 of auto-callable notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing January 28, 2031.
The notes may be automatically called semi-annually from January 26, 2027, paying preset call amounts up to $1,600.75 per $1,000 if all three indices are at or above their Call Values. If held to maturity and each index is at or above its Starting Value, investors receive $1,667.50 per $1,000.
If the least performing index finishes between 75% and 100% of its Starting Value, only principal is repaid. Below 75%, repayment declines 1:1 with index loss, up to total loss of principal. The notes pay no interest, are unsecured, not exchange-listed, and carry the credit risk of BofA Finance and BAC. The initial estimated value is $988 per $1,000, below the $1,000 public offering price.
BofA Finance LLC is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the Class C common stock of Dell Technologies Inc., fully and unconditionally guaranteed by Bank of America Corporation.
The notes have an approximate three-year term, minimum denominations of $1,000, and pay quarterly contingent coupons only when Dell’s share price on the observation date is at least 60% of the starting value. From July 28, 2026, the notes are automatically called if Dell is at or above 100% of the starting value, returning principal plus the applicable contingent coupon.
If the notes are not called and Dell has fallen by more than 40% at maturity, investors are exposed to 1:1 downside and can lose all principal. The initial estimated value is expected between $920 and $970 per $1,000 note, reflecting fees, funding and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, and will not be listed on an exchange.
BofA Finance LLC is offering $6,000,000 of Contingent Income Auto‑Callable Yield Notes linked to the Nasdaq‑100, Nikkei 225 and Russell 2000, fully guaranteed by Bank of America Corporation. The notes run to January 26, 2029 unless called earlier.
Investors receive an 11.10% per annum contingent coupon (2.775% quarterly) only if each index stays at or above 70% of its starting level on observation dates. From April 23, 2026, the notes are automatically called at par plus coupon if all three indices are at or above 100% of their starting levels.
If the notes are not called and any index finishes below 65% of its starting level, principal is exposed 1:1 to the decline in the worst performer, up to total loss. The initial estimated value is $986.50 per $1,000, below the $1,000 public offering price, and the notes are unsecured, unlisted obligations subject to BofA Finance and BAC credit risk.
BofA Finance LLC is offering $397,000 of Enhanced Return Notes linked to the S&P 500® Futures Excess Return Index, fully and unconditionally guaranteed by Bank of America Corporation. The notes are priced at $1,000 each, with an underwriting discount of up to $2.50 per note and proceeds before expenses of $396,007.50 to BofA Finance.
The notes have an approximate 10-year term, issuing on January 28, 2036 and maturing on January 28, 2036, with returns based solely on the index level on the valuation date. If the ending index value is above the starting value of 561.63, investors receive 315% of the index gain; if it is lower, losses match the index decline on a 1:1 basis, up to a total loss of principal. There are no periodic interest payments and the notes will not be listed on any exchange. The initial estimated value is $946.20 per $1,000 note, below the public offering price, reflecting internal funding rates, selling costs and hedging charges.
Payments depend on the credit of BofA Finance and BAC, and investors are exposed to risks from equity futures pricing, roll yield, contango, market disruptions, and complex U.S. tax treatment. The structure may underperform both conventional bonds and direct equity or index investments.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $500,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes run to January 28, 2030 unless called early and pay a 6.60% per annum contingent coupon (0.55% monthly) only when all three indices are at or above 70% of their starting level on an observation date.
Beginning in January 2027, BofA may redeem the notes monthly at par plus any due coupon, capping future income. If the notes are held to maturity and any index finishes below 60% of its starting level, principal is exposed 1:1 to the decline of the worst index, up to a total loss. The notes price at $1,000 per note with initial estimated value of $947.70, will not be exchange-listed, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC is offering $702,000 of Capped Buffered Return Notes linked to the Invesco QQQ Trust, Series 1, maturing on April 28, 2027. These 15‑month notes provide 100% upside exposure to QQQ gains if the ending value is above the starting value of $622.72, but total repayment is capped at $1,185 per $1,000 note, an 18.5% maximum return. If QQQ falls by up to 10%, investors receive back principal at maturity; below a 10% decline, losses match further downside on a 1:1 basis, with up to 90% of principal at risk.
The notes pay no periodic interest, are unsecured senior debt of BofA Finance fully and unconditionally guaranteed by Bank of America Corporation, and will not be listed on an exchange. The public offering price is $1,000 per note, while the initial estimated value is $985.80, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,809,000 of Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes run to July 28, 2027 unless called early.
Investors may receive an 11.00% per annum contingent coupon, paid monthly, but only when all three indices close at or above 70% of their starting levels on an Observation Date. Beginning April 28, 2026, BofA Finance can redeem the notes monthly at par plus any due coupon.
If the notes are not called and any index finishes more than 30% below its starting level, principal is reduced 1:1 with that decline, up to a total loss. The notes are unsecured obligations, not exchange-listed, and carry the credit risk of BofA Finance and Bank of America. The initial estimated value is $984.30 per $1,000 versus a $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $840,000 of Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Technology Select Sector SPDR ETF, maturing on January 26, 2029.
The Notes pay monthly contingent coupons only if each underlying stays at or above 75% of its Starting Value, with a memory feature that can make up skipped coupons on later qualifying dates. Beginning July 28, 2026, BofA Finance may redeem the Notes monthly at $1,000 per Note plus any due coupon.
If the Notes are not called and the least performing underlying finishes below 70% of its Starting Value, principal is exposed 1:1 to that decline, up to a total loss. The public offering price is $1,000 per Note, with proceeds to the issuer of $990 per Note and an initial estimated value of $981.90, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC is issuing $1,000,000 of auto-callable notes linked to the S&P 500 Futures Excess Return Index, due January 28, 2031, fully and unconditionally guaranteed by Bank of America Corporation.
The notes have an approximate five-year term if called early, with semi-annual call dates starting January 27, 2027 and call amounts from $1,114 to $1,513 per $1,000 of principal. If not called and the index ends at or above its starting level, holders receive $1,570 per $1,000; if it ends between 70% and 100% of the starting level, they receive principal back. Below 70%, repayment falls 1:1 with index losses, up to a total loss of principal.
The notes pay no periodic interest, are not listed on any exchange, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000 per note, including up to a $4 underwriting discount, for gross proceeds of $996,000 to BofA Finance. The initial estimated value is $979.90 per $1,000, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $230,000 of auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, maturing January 28, 2031 unless called earlier.
The notes can be automatically called quarterly starting January 27, 2027, paying preset call amounts from $1,120 to $1,570 per $1,000 if all three indices are at or above their call values. If held to maturity and each index finishes at or above its starting level, holders receive $1,600 per $1,000.
If not called and any index has fallen more than 30% (below 70% of its starting value), principal is exposed 1:1 to the decline of the worst index, with up to 100% loss. There are no interest payments, the notes are not exchange-listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $978.30 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the worst performer among the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index.
The notes pay a contingent coupon of 8.25% per annum, or $6.875 per $1,000 each month, but only if all three indexes are at or above 70% of their starting levels on the relevant observation date. Beginning August 10, 2026, the issuer may redeem the notes monthly at $1,000 per note plus any due coupon, ending future payments.
If the notes are not called and the least performing index finishes below 70% of its starting value at maturity, investors are exposed to the full downside of that index on a 1:1 basis and can lose up to all principal. The public offering price is $1,000 per note, with underwriting discounts up to $28 and issuer proceeds as low as $972; the initial estimated value is expected between $910 and $960 per $1,000. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $558,000 of $1,000 Contingent Income Issuer Callable Yield Notes linked to the least performing of XLE, KRE and IGV.
The notes run to October 26, 2028, with a 13.05% per annum contingent coupon (3.2625% quarterly) paid only if on each observation date every ETF is at or above 65% of its starting value. From July 28, 2026, the issuer may redeem the notes quarterly at par plus any due coupon. If held to maturity and the worst ETF has fallen more than 40% from its starting value, principal is reduced 1:1 with that decline, up to total loss; otherwise investors receive full principal back. The initial estimated value is $982.70 per $1,000, and all payments depend on the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $200,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing December 29, 2026.
The notes pay a contingent coupon of 7.50% per annum (0.625% monthly) only if on each observation date all three indexes are at or above 70% of their starting levels. Beginning April 28, 2026, the issuer may redeem the notes monthly at par plus any due coupon, limiting upside if markets perform well.
At maturity, if the notes were not called and any index has fallen more than 30% from its starting level, principal is reduced 1:1 with the decline of the worst index, exposing investors to up to 100% loss of principal. The initial estimated value is $975.60 per $1,000 note, below the public offering price, reflecting dealer compensation and hedging costs, and all payments depend on the credit of BofA Finance and Bank of America Corporation.
Bank of America Corporation is offering senior unsecured Fixed Rate Callable Notes due February 13, 2031. The notes pay a fixed interest rate of 4.30% per annum, with interest paid semi-annually each February 13 and August 13, beginning August 13, 2026.
The notes are issued at 100% of principal with a 0.75% underwriting discount, so Bank of America receives 99.25% of principal before expenses. An additional hedging-related charge of up to $7.50 per $1,000 may be embedded in the issue price. The minimum denomination is $1,000.
Bank of America may redeem all of the notes at 100% of principal plus accrued interest on February 13 and August 13 of each year from August 13, 2026 through August 13, 2030. The notes are not listed on any exchange, and liquidity will depend on dealer market-making. Investors face issuer credit risk and may be affected by Bank of America’s credit spreads and ratings. The notes are restricted to qualified or professional investors in the EEA and United Kingdom, with sales to retail investors in those regions prohibited.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,437,000 of Contingent Income Issuer Callable Yield Notes due January 26, 2029, linked to the least-performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.
The notes target a contingent coupon of 8.75% per annum, paid monthly if on each observation date all three indices stay at or above 70% of their starting levels. Beginning July 28, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, which can shorten the investment term.
If the notes are not called and any index finishes below 70% of its starting value at maturity, principal is exposed 1:1 to the decline in the worst-performing index, up to a total loss. The initial estimated value is $961.60 per $1,000, below the public offering price of $1,000, with net proceeds of $971.25 per note before expenses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $10,156,000 of Callable Contingent Income Securities due January 27, 2028 linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices.
The notes pay a high contingent coupon of $28.875 per $1,000 (11.55% per year) only if each index stays at or above 75% of its initial level on every index business day in the quarter. Beginning April 28, 2026, the issuer may redeem the notes quarterly at par plus any due coupon. At maturity, if any index has fallen below 75% of its initial level, principal is reduced 1-for-1 with the worst index and can fall to zero. The initial estimated value is $974.40 per $1,000, below the $1,000 issue price, reflecting fees, hedging costs and internal funding.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,341,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of three ETFs: XLE, KRE and IGV. The notes run to October 26, 2028, unless called early.
The notes pay an 11.00% per annum contingent coupon (2.75% quarterly) only if on each observation date every ETF is at or above 65% of its starting value. Beginning July 28, 2026, the issuer can redeem the notes quarterly at par plus any due coupon, cutting off future payments.
If the notes are not called and any ETF falls more than 40% from its starting value at maturity (below its 60% threshold), investors are exposed 1:1 to that decline, with up to 100% of principal at risk. The initial estimated value is $964.60 per $1,000 note, below the $1,000 public offering price, reflecting fees, hedging costs and the issuer’s internal funding rate.
The notes are unsecured, not listed on any exchange, and all payments depend on the credit of BofA Finance and Bank of America Corporation, as well as the sector-specific performance of the underlying energy, regional banking and software ETFs.
Bank of America Corporation is offering fixed rate callable notes due February 13, 2046 as senior unsecured debt. The notes pay interest monthly at a fixed rate of 5.30% per annum, with interest payment dates on the 13th of each month starting March 13, 2026, in minimum denominations of $1,000.
Beginning February 13, 2029, BAC may redeem all of the notes on any monthly call date at 100% of principal plus accrued interest, and holders have no right to require repayment before maturity. The notes are not deposits, are not FDIC insured, and depend entirely on BAC’s credit.
The offering price includes a 2.50% underwriting discount, with proceeds to BAC of 97.50% of principal before expenses, and certain fee-based accounts may pay as low as $975.00 per $1,000. The notes will not be listed on an exchange, and investors face interest rate, call, credit, liquidity, conflict of interest, and tax risks described in the risk and tax sections.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes due January 7, 2028, linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each $1,000 note pays a contingent coupon of 8.60% per annum, credited monthly when all three indexes close at or above 70% of their starting levels on an observation date.
The notes are callable monthly at the issuer’s option from May 7, 2026 at $1,000 plus any applicable coupon. If held to maturity and the worst-performing index is at or above 60% of its starting level, investors receive full principal back (plus any final coupon). If the worst index ends below 60%, repayment is reduced 1:1 with that decline, up to a total loss of principal.
The notes are unsecured, subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and have an initial public offering price of $1,000 with an initial estimated value between $930 and $980 per $1,000 note.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the EURO STOXX 50® Index, KraneShares CSI China Internet ETF and S&P 500® Index, maturing in November 2030 unless called earlier.
The Notes pay a contingent coupon of 11.25% per annum (0.9375% monthly) only if on each Observation Date every underlying is at or above 70% of its starting value. Beginning in February 2027, the Notes are automatically called if all underlyings are at or above 100% of their starting values, paying $1,000 principal plus the applicable coupon.
If the Notes are not called and any underlying finishes below 60% of its starting value, repayment of principal is reduced 1-for-1 with the decline of the worst performer, up to a total loss of invested principal. The public offering price is $1,000 per Note, with an underwriting discount of $10 and proceeds to BofA Finance of $990 per $1,000 before expenses. The initial estimated value is expected between $920 and $970 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have an approximately 2.5‑year term, expected to mature on August 3, 2028, and are issued in $1,000 minimum denominations.
Investors may receive a 10.10% per annum contingent coupon, paid monthly as $8.417 per $1,000, but only if on each Observation Date all three indices are at or above 70% of their Starting Value. Beginning February 3, 2027, the issuer can redeem the notes monthly at $1,000 plus any due coupon, which would stop future payments.
If the notes are not called and any index finishes below 70% of its Starting Value on the Valuation Date, repayment is reduced 1:1 with the loss of the worst index, up to a 100% loss of principal. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and carry an initial estimated value between $938.50 and $978.50 per $1,000 note, below the public offering price of $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $4,564,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Amazon.com, Inc. common stock, maturing January 26, 2029.
The notes pay quarterly contingent coupons of up to $26.25 per $1,000 per period, but only if Amazon’s share price on an observation date is at least 70% of the $239.16 starting value. Missed coupons can be “caught up” later if the barrier is met. Beginning July 23, 2026, the notes are automatically called if Amazon’s price is at or above 100% of the starting value, returning principal plus the applicable coupon.
If the notes are not called and Amazon falls by more than 30% from the starting value at maturity, investors are exposed to 1:1 downside and can lose up to their entire principal. The initial estimated value is $973.30 per $1,000, below the public offering price, and payments depend on the credit of BofA Finance and BAC. The notes are not listed on any exchange and may be illiquid.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index with an approximate 12‑month term, maturing on February 5, 2027.
The notes provide 200% participation in index gains, capped at a 16.00% maximum return ($1,160 per $1,000). A 10% downside buffer applies; if the index falls more than 10%, investors lose 1% of principal for each 1% drop beyond that level, with up to 90% of principal at risk. The notes pay no periodic interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value between $940 and $990 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least-performing of the Russell 2000 Index, the SPDR S&P Regional Banking ETF (KRE) and the Utilities Select Sector SPDR ETF (XLU), maturing in November 2030.
The notes pay a contingent coupon of 8.75% per annum (0.7292% monthly) only if, on each observation date, every underlying is at or above 70% of its starting value. From February 2027, the notes are automatically called at par plus the monthly coupon if all underlyings are at or above 100% of their starting values.
If the notes are not called, principal is fully repaid at maturity only if the least-performing underlying finishes at or above 60% of its starting value. Below that threshold, repayment falls 1:1 with the decline, up to total loss of principal. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, will not be listed on an exchange, and have an initial estimated value between $920 and $970 per $1,000 face amount versus a public offering price of $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $13,198,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The notes run for about 2.5 years, maturing on July 27, 2028, unless called earlier.
Investors pay $1,000 per note and may receive a contingent coupon of 12.40% per year, or $10.334 per $1,000 monthly, but only when each index is at or above 70% of its starting level on the relevant observation date. Beginning April 28, 2026, BofA Finance can redeem all notes monthly at par plus any due coupon, cutting off future payments.
If the notes are not called and any index has fallen more than 30% at maturity, repayment is reduced 1:1 with the decline in the worst-performing index, with up to 100% of principal at risk. The initial estimated value is $995.60 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR Fund.
The Notes pay a contingent coupon of 9.00% per annum (0.75% monthly), but only if on each monthly observation date every underlying is at or above 70% of its starting value
If the Notes are not called and any underlying finishes below 60% of its starting value at maturity, investors are exposed to 1:1 downside to the least performing index or ETF, with up to 100% of principal at risk. The initial estimated value is expected between $930 and $980 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $542,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and Technology Select Sector SPDR ETF, maturing January 26, 2029. The notes pay a contingent coupon of 11.00% per year (0.9167% monthly) only if on each observation date every index or ETF is at least 70% of its starting level. Beginning July 28, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon. If the notes are not called and the worst-performing underlying finishes below 70% of its starting value at maturity, principal is reduced 1:1 with losses and can be completely lost. The notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, will not be listed, and have an initial estimated value of $981.60 per $1,000 versus a public offering price of $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,245,000 of Market Linked Securities tied to the common stock of Apple Inc. These notes do not pay interest and may not return full principal at maturity on July 28, 2027.
Each $1,000 Security offers a contingent fixed return of 17.10% ($171) if Apple’s ending stock price on the calculation day is at or above the threshold price of $210.834, which is 85% of the starting price of $248.04. If Apple’s price falls below the threshold, investors are fully exposed to the downside from the starting price and can lose more than 15%, up to all of their principal.
The initial estimated value is $966.50 per Security, below the $1,000 public offering price, reflecting selling costs and hedging-related charges. The notes are unsecured senior debt of BofA Finance, guaranteed by BAC, not listed on any exchange, and subject to the credit risk of both entities.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,744,000 of Market Linked Securities, which are auto-callable, principal-at-risk notes linked to the lowest performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the iShares® 20+ Year Treasury Bond ETF.
The Securities pay no interest and may be automatically called on scheduled Call Dates if the lowest performing underlying is at or above 89% of its Starting Value, returning principal plus a fixed Call Premium that steps up from 10.400% to 36.400% of principal over time. If not called, investors receive at maturity either full principal back if the lowest performing underlying is at or above 70% of its Starting Value, or a reduced amount reflecting full downside exposure if it finishes below that 70% Threshold Value, with losses that can reach 100% of principal.
The initial estimated value is $964.10 per $1,000 Security, below the public offering price, reflecting dealer compensation and hedging costs. All payments are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, and the Securities will not be listed on any securities exchange.
BofA Finance LLC is offering $4,385,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes due January 25, 2029, fully and unconditionally guaranteed by Bank of America Corporation and linked to the least performing of Caterpillar (CAT) and Microsoft (MSFT) common stock.
The notes have an approximate 3-year term and pay quarterly contingent coupons of $22.75 per $1,000 of principal, but only if each stock is at or above 50.00% of its starting value on the relevant observation date, with missed coupons potentially paid later under the “memory” feature. Beginning April 22, 2026, the notes are automatically called if both stocks are at or above 100.00% of their starting values, returning principal plus the applicable coupon. If held to maturity and either stock has fallen more than 50.00% from its starting value, principal is reduced 1:1 with the loss in the worst stock, up to a total loss. The initial estimated value is $979.70 per $1,000, the notes will not be listed, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America, is offering Buffered Enhanced Return Notes linked to the least performing of three global equity benchmarks: the EURO STOXX 50 Index, the iShares MSCI EAFE ETF and the iShares MSCI Emerging Markets ETF. The notes have an approximate 18‑month term, pricing on January 22, 2026 and maturing July 27, 2027.
For each $1,000 note, if the ending level of every underlying is above its starting level, holders receive 165.00% of the gain of the worst performer. If the worst underlying finishes between 80% and 100% of its starting value, principal is repaid at par. If any underlying falls below 80% of its starting value, principal is reduced 1:1 beyond that 20% buffer, with up to 80% of principal at risk.
The notes pay no periodic interest, are unsecured obligations subject to the credit risk of BofA Finance and BAC, and will not be listed on any exchange. The initial estimated value is $980.40 per $1,000, below the public offering price, reflecting internal funding and hedging costs. The total offering is $500,000 at $1,000 per note, less up to $3.00 underwriting discount.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $8,605,000 of Trigger Autocallable Notes linked to the S&P 500® Index, maturing on January 27, 2031. The notes have a $10 stated principal per note, a minimum investment of 100 notes, and offer an annual call feature starting in 2027. If on any annual Observation Date the index is at or above the Initial Value of 6,913.35, the notes are automatically called and pay back principal plus a Call Return based on an 8.00% per annum rate, with Call Prices rising from $10.80 in 2027 up to $14.00 in 2031.
If the notes are not called and on the Final Observation Date the index is at or above the Downside Threshold of 5,185.01 (75% of the Initial Value), investors receive only the principal back. If the index finishes below the Downside Threshold, repayment is reduced in line with the index decline, down to a potential 100% loss of principal. The notes pay no interest or dividends, carry full downside market risk to the S&P 500, are unsecured and rank pari passu with other senior debt of BofA Finance and BAC. The public offering price is $10.00 per note, including a $0.25 underwriting discount, with net proceeds to BofA Finance of $8,389,875 and an initial estimated value of $9.699 per $10 note.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Class A common stock of Comcast Corporation. The notes have an approximate 3-year term, expected to price on January 30, 2026 and mature on February 2, 2029, unless called earlier.
Investors receive a contingent coupon of 11.85% per annum (2.9625% per quarter), paying $29.625 per $1,000 note on quarterly dates only if the Comcast share price on the relevant observation date is at or above 60% of its starting value. Starting February 4, 2027, BofA Finance may redeem the notes quarterly at par plus any due coupon, which would stop future payments.
If the notes are not called and Comcast’s ending value is at or above 60% of the starting value, investors receive full principal back plus any final contingent coupon. If Comcast’s ending value is below 60%, repayment is reduced 1:1 with the stock decline, with up to 100% of principal at risk. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not listed on any exchange, and have an initial estimated value between $913.30 and $963.30 per $1,000, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $19.1 million of Dual Directional Buffered Notes linked to the S&P 500 Index, maturing on April 14, 2027. The notes are sold at $1,000 per note with minimum $1,000 denominations, with underwriting proceeds of $980 per note to BofA Finance.
At maturity, holders get 100% of any S&P 500 gain, but the total payoff is capped at a 7.00% maximum return ($1,070 per $1,000). If the index ends below the starting level but no more than 13% lower, the notes pay a positive return equal to the absolute decline, up to that 13% cap. Below a 13% decline, principal is exposed 1:1 to further losses, so up to 87% of principal can be lost.
The notes pay no coupons, do not participate in S&P 500 dividends, and will not be listed on any exchange. The initial estimated value is $974.30 per $1,000, below the public offering price due to internal funding and hedging costs. All payments depend on the unsecured credit of BofA Finance and Bank of America.