Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, with an expected five-year term to February 11, 2031. The notes may be automatically called monthly starting February 11, 2027, paying preset call amounts ranging from $1,240 to $2,180 per $1,000 of principal if the index is at or above its starting level on the relevant observation date.
If not called, holders receive $2,200 per $1,000 at maturity if the index ends at or above its starting level, principal back if the index is between 50% and 100% of its starting level, and 1:1 downside exposure below 50%, putting up to 100% of principal at risk. The underlying index uses a leveraged futures-based, 35% volatility-target strategy with up to 500% exposure and a fixed 6% per annum decrement and transaction costs, which continually drag on performance. The notes pay no interest, will not be listed on an exchange, and have an initial estimated value of $890 to $960 per $1,000, below the $1,000 public offering price.
BofA Finance LLC is issuing $4,620,000 of Contingent Income Issuer Callable Yield Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index and Russell 2000 Index, guaranteed by Bank of America Corporation. The notes run about 18 months, pay a 12.15% per annum contingent coupon (1.0125% monthly) only when all three indices are at or above 70% of their starting levels on each observation date, and can be called monthly from April 27, 2026 at par plus any due coupon. If not called and any index finishes below 70% of its starting level at maturity, principal is exposed 1:1 to the decline of the worst-performing index, up to a total loss. The notes price at $1,000 with an initial estimated value of $991.50, are unsecured obligations of BofA Finance, fully guaranteed by BAC, and will not be listed on an exchange; underwriters receive up to $3.50 per $1,000, leaving $4,603,830 in proceeds before expenses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $250,000 of Fixed Income Auto-Callable Yield Notes linked to the worst performer of AppLovin (APP), Broadcom (AVGO) and Moderna (MRNA). The notes pay a fixed coupon of 28.00% per annum, or $23.334 per $1,000 monthly, as long as they have not been called.
Beginning April 22, 2026, the notes are automatically called if each stock is at or above 100.00% of its Starting Value on a Call Observation Date, paying back principal plus the monthly coupon. If not called, and the worst stock finishes at or above 50.00% of its Starting Value, investors receive full principal at maturity plus the final coupon. If the least performing stock falls more than 50%, repayment of principal is reduced 1:1 with that decline, up to a total loss of principal, though the final coupon is still paid.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and were priced with an initial estimated value of $952.30 per $1,000, below the public offering price. Returns depend on the credit of the issuer and guarantor and on the stock performances.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $402,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes.
The notes have an approximate 3-year term to January 25, 2029, pay a contingent coupon of 8.30% per year (0.6917% monthly) only when all three indexes are at or above 75% of their starting levels on the observation date, and are callable quarterly from July 27, 2026 at par plus any due coupon. If held to maturity and any index is below 70% of its starting level, investors are exposed to 1:1 downside in that worst index, with up to 100% loss of principal; otherwise principal is repaid and a final coupon may be paid. The notes are unsecured, subject to BofA Finance and BAC credit risk, not exchange-listed, and have an initial estimated value of $961.70 per $1,000 below the public offering price.
Bank of America Corporation is issuing $17,000,000 of senior unsecured Fixed Rate Callable Notes due January 26, 2033. The notes pay a fixed interest rate of 4.55% per year, with interest paid semi-annually each January 26 and July 26, starting July 26, 2026.
Bank of America can redeem all of the notes at 100% of principal plus accrued interest on July 26, 2027 and on any subsequent semiannual call date through July 26, 2032, which may limit how long investors receive interest. The notes are not listed on any exchange and have no holder put right.
The public offering price is 100% of principal, including a 0.65% underwriting discount and a separate hedging-related charge of $5.50 per $1,000 in principal, so Bank of America expects to receive approximately $16,889,500 in proceeds before expenses. The notes are not bank deposits or FDIC insured and depend entirely on the issuer’s credit.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 673,000 Autocallable Leveraged Index Return Notes linked to the EURO STOXX 50 Index at $10 per unit, for total proceeds before expenses of $6.63 million. The notes mature on January 29, 2029, unless automatically called on January 29, 2027, when investors receive $11.425 per unit if the index is at or above its starting level of 5,956.17.
If not called, the notes provide 150% leveraged upside on index gains at maturity, return principal if the index is flat or down by up to 10%, and expose investors to 1‑for‑1 losses beyond a 10% decline, with up to 90% of principal at risk. The initial estimated value is $9.812 per unit, below the $10 public offering price, and there are no interest payments, no exchange listing, and all payments depend on the credit of BofA Finance and Bank of America.
Bank of America’s BofA Finance unit is offering contingent income, issuer-callable yield notes linked to three equity underlyings: the Nasdaq-100® Technology Sector Index, the Technology Select Sector SPDR® ETF (XLK) and the iShares® Russell 2000 Value ETF (IWN). The notes are expected to price on January 30, 2026 and mature on February 2, 2029, unless called earlier.
Each $1,000 note pays a contingent coupon of 9.75% per year (0.8125% monthly) when, on an observation date, the value of each underlying is at or above 70% of its starting value. Beginning May 5, 2026, BofA Finance may redeem all notes monthly at par plus any due coupon. If the notes are not called and the worst-performing underlying finishes below 65% of its starting value at maturity, principal is reduced 1:1 with that decline, up to a total loss; otherwise, investors receive full principal and any final coupon.
The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation. They are sold at $1,000 per note, with an underwriting discount up to $25 and proceeds to BofA Finance as low as $975 per note. The initial estimated value is expected between $910 and $960 per $1,000, reflecting internal funding and hedging costs, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $608,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes have an approximate 4-year term, maturing on January 25, 2030, and pay a 7.00% per annum contingent coupon (0.5834% monthly) only when, on an observation date, each index is at or above 70% of its starting level.
Beginning January 27, 2027, BofA may redeem the notes monthly at par plus any due coupon, which can cut off future payments. If the notes are not called and any index finishes below 65% of its starting level at maturity, investors are exposed to 1:1 downside to the worst index and can lose up to their entire principal.
The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not listed on any exchange, and had an initial estimated value of $951.50 per $1,000, below the public offering price of $1,000, reflecting fees, hedging costs and BAC’s internal funding rate. Underwriting proceeds to BofA Finance are $585,200 before expenses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $667,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of AppLovin (APP), Broadcom (AVGO) and Moderna (MRNA).
The Notes have an approximate 12‑month term, auto-callable monthly starting April 22, 2026 if each stock is at or above its Starting Value, returning principal plus the applicable contingent coupon. Monthly contingent coupons of $31.667 per $1,000 of principal are paid only when each stock closes at or above its Coupon Barrier, set at 60% of its Starting Value, with a memory feature that can make up skipped coupons if conditions are later met.
If the Notes are not called and the least performing stock finishes below its 50% Threshold Value, repayment is reduced 1:1 with the decline, up to a total loss of principal; if it is at or above the Threshold Value, principal is returned and a final coupon may be paid if all stocks are at or above their Coupon Barriers. The initial estimated value is $942.10 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and BAC. The Notes will not be listed on any securities exchange.
Bank of America’s BofA Finance is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the worst performer of the SPDR S&P Metals & Mining ETF (XME) and VanEck Gold Miners ETF (GDX), with an approximate 3‑year term to January 5, 2029.
The Notes pay monthly contingent coupons only if on each observation date both ETFs are at least 65% of their starting values, with a memory feature that can make up skipped coupons if the condition is later met. Starting July 30, 2026, the Notes are automatically called if both ETFs are at or above 100% of their starting values, returning principal plus the due coupon.
If not called and the worst ETF is down more than 20% at maturity, investors take 1:1 downside beyond that buffer, with up to 80% principal loss. The Notes are unsecured obligations of BofA Finance, fully guaranteed by Bank of America Corporation, will not be listed on an exchange, and have an initial estimated value of $880–$940 per $1,000 note, below the public offering price.
BofA Finance LLC is issuing 956,235 Market-Linked One Look Notes with Enhanced Buffer, at a $10 principal amount per unit, fully and unconditionally guaranteed by Bank of America Corporation. The notes have a term of approximately 14 months, maturing on March 29, 2027, and are linked to the VanEck Gold Miners ETF (GDX).
If the ETF’s ending value is at or above 90% of its starting value of $105.17, investors receive $12.352 per unit, a fixed return of 23.52%. If the ending value falls more than 10% below the starting value, principal is reduced 1‑for‑1 beyond that level, with up to 90% of principal at risk and no periodic interest. The public offering totals $9,562,350.00, with proceeds before expenses of $9,395,008.88, and the initial estimated value is $9.781 per unit, reflecting underwriting and hedging-related charges and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering medium-term, auto-callable market-linked notes due February 1, 2029 tied to the worst performer among Alphabet (GOOGL), Amazon (AMZN), NVIDIA (NVDA) and Broadcom (AVGO). Each note has a $1,000 denomination.
The notes pay a monthly contingent coupon at a rate of at least 15.30% per annum only if, on each monthly Calculation Day, the lowest performing stock is at or above 50% of its starting price (the Coupon Barrier). Missed coupons can be recovered later via a “memory” feature if the condition is met on a future date.
From July 2026 to December 2028, if the worst stock is at or above its starting price on a Calculation Day, the notes are automatically called for principal plus the due coupon and any unpaid coupons. If not called, principal is protected at maturity only if the worst stock is at or above its 50% Threshold Price; otherwise, investors lose more than 50%, up to their entire principal, with no upside participation in any stock.
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, not FDIC insured, will not be listed on an exchange, and have an initial estimated value between $896.75 and $966.75 per $1,000, below the public offering price due to fees, hedging and funding costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $588,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index.
The notes run to January 27, 2028 and pay a contingent coupon of 11.60% per year, or $9.667 per $1,000 monthly, but only when all three indices close at or above 70% of their starting values on the relevant observation date. Beginning April 28, 2026, BofA Finance may redeem the notes quarterly at par plus any due coupon.
If the notes are not called and any index finishes below 70% of its starting level at maturity, principal is reduced one-for-one with the decline in the worst-performing index, up to a total loss of the $1,000 principal. The notes are unsecured, not listed on an exchange, and have an initial estimated value of $988.80 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 4‑year Contingent Income Yield Notes linked to the Dow Jones Industrial Average, the Nasdaq‑100 Technology Sector Index and the Russell 2000 Index. The Notes are issued in $1,000 denominations and pay a 7.00% per annum contingent coupon (0.5834% per month) only when, on a monthly Observation Date, each index closes at or above 60% of its Starting Value.
At maturity, investors receive $1,000 per Note only if the worst‑performing index is at or above 60% of its Starting Value; otherwise repayment is reduced 1:1 with that index, with up to 100% of principal at risk. The public offering price is $1,000 per Note, including up to a $7.00 underwriting discount, for issuer proceeds of $993. The initial estimated value is expected to be $940–$990 per $1,000. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and feature complex market, credit and tax risks highlighted in extensive risk disclosures.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $610,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50, Nasdaq‑100 and Russell 2000 indexes. The notes run to January 27, 2028 but can be called quarterly beginning April 27, 2026 at par plus any due coupon.
The notes offer a contingent coupon of 9.25% per year (2.3125% per quarter), paid only if on each observation date all three indexes are at or above 55% of their starting levels. If the notes are not called and any index finishes below 55% of its starting level at maturity, principal is reduced 1:1 with the worst index’s decline, up to a total loss of investment; otherwise, investors receive full principal back plus any final contingent coupon.
The initial estimated value is $992.60 per $1,000 note, below the $1,000 public offering price, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $610,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, maturing in January 2029 unless called earlier.
The notes pay a 7.00% per annum contingent coupon (0.5834% monthly) only when the index closes at or above 85% of its starting level on the relevant observation date. Beginning in January 2027, BofA may redeem the notes quarterly at par plus any due coupon, which would stop future payments.
If the notes are not called and the S&P 500® ends below 57% of its starting value, investors are exposed to 1:1 downside and can lose up to their entire principal. The initial estimated value is $980.80 per $1,000 note, below the public offering price, and the notes will not be listed on any exchange. All payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income yield notes linked to Atlassian Corporation Class A shares, maturing on January 31, 2029. The notes pay a fixed coupon of 11.05% per year (0.9209% monthly), with monthly payments over an approximate three-year term.
Investors receive full principal at maturity only if Atlassian’s ending stock price is at or above the threshold value of $64.22, which is 50% of the starting value of $128.44. If the stock falls below this threshold, repayment is reduced 1:1 with the stock decline, and investors can lose up to 100% of principal, though the final coupon is still paid.
The public offering price is $1,000 per note, with an underwriting discount of $8 and proceeds to BofA Finance of $992 per note. The initial estimated value is expected between $907.80 and $957.80 per $1,000, reflecting internal funding and hedging costs. The notes are unsecured senior debt, not listed on any exchange, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $5,000,000 of Contingent Income Issuer Callable Yield Notes linked to the EURO STOXX 50, Nasdaq-100 and Russell 2000 indices, maturing on July 27, 2027.
The notes pay a contingent coupon of 14.10% per year (1.175% monthly) only if on each monthly observation date all three indices are at or above 65% of their starting levels. Beginning June 25, 2026, the issuer may redeem the notes monthly at par plus any due coupon, capping future income.
If the notes are not called and any index ever trades below 70% of its starting level during the knock-in period and finishes below its starting level, principal is reduced 1:1 with index losses, up to a total loss of invested principal. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and priced at $1,000 per note with an initial estimated value of $991.30.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Accelerated Return Notes linked to the ordinary shares of Spotify Technology S.A.. The deal size is 507,857 units at $10 principal per unit, for a public offering price of $5,078,570, with proceeds before expenses of $4,989,695.03.
The notes mature in about 14 months and provide 3x leveraged upside to Spotify’s share price, capped at a 42.70% maximum return (Capped Value of $14.27 per unit). On the downside, investors have 1-to-1 exposure to declines in Spotify shares and can lose all of their principal. There are no periodic interest payments, no dividends from Spotify, and all cash flows at maturity are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $9.901 per unit, below the $10 public price, reflecting internal funding, underwriting discounts, and a hedging-related charge, and secondary market liquidity is expected to be limited.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $2,402,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have a face amount of $1,000 each, an approximate 23‑month term to December 29, 2027, and are unsecured obligations.
The notes pay a contingent coupon of 8.75% per year (0.7292% per month) only if on each monthly Observation Date all three indexes are at or above 70% of their Starting Value. Beginning April 28, 2026, BofA Finance may redeem the notes monthly at $1,000 plus any due coupon, ending future payments.
If the notes are not called and any index finishes below 70% of its Starting Value at maturity, investors are exposed to 1:1 downside to the least performing index and can lose up to 100% of principal. The initial estimated value is $972.30 per $1,000, the notes will not be listed on an exchange, and all payments depend on the credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $998,000 Dual Directional Notes linked to the S&P 500® Futures Excess Return Index, maturing on January 27, 2031.
The notes offer 158.00% upside participation if the index ending level is at or above the starting level. If the index declines but stays at or above 60% of the starting value, holders receive a positive return equal to the absolute value of the percentage decline. If the index ends below 60% of the starting value, losses match the index drop on a 1:1 basis, with up to 100% of principal at risk.
The notes pay no periodic interest, are unsecured senior obligations of BofA Finance, and will not be listed on an exchange. The initial estimated value is $964.40 per $1,000 principal, below the public offering price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $532,000 of Capped Buffered Enhanced Return Notes linked to the iShares Silver Trust (SLV). The notes have an approximate five-year term, from a pricing date of January 22, 2026 to a maturity date of December 27, 2030, and are sold in $1,000 denominations at a public offering price of $1,000 per note.
At maturity, if SLV’s ending value is above its $87.13 starting value, holders receive 200% of the upside, capped at a maximum payment of $2,750 per $1,000 note (a 175% total return). If SLV falls but stays at or above 70% of the starting value ($60.99), investors receive their principal back. Below that threshold, losses are 1:1 beyond the 30% buffer, with up to 70% of principal at risk.
The notes pay no periodic interest, are not listed on any exchange, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $923.70 per $1,000, below the offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging-related charges. Extensive risk factors cover structure, valuation, market, conflict of interest, silver and SLV-specific, tax and distribution risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $276,000 of Capped Buffered Enhanced Return Notes linked to the iShares Silver Trust (SLV), maturing on December 27, 2030. Each note has a $1,000 denomination and offers 150% upside participation in SLV gains, capped at a maximum payment of $3,050 per $1,000 principal (a 205% return).
If SLV falls up to 30% from the starting value of $87.13, investors receive principal back at maturity; below that buffer, losses match further declines, with up to 70% of principal at risk. The notes pay no periodic interest, are not exchange-listed, and carry the credit risk of BofA Finance and Bank of America. The initial estimated value is $922.40 per $1,000 note, below the public offering price.
BofA Finance LLC is offering 980,300 Accelerated Return Notes linked to the Bloomberg Commodity Index at a $10 principal amount per unit, fully and unconditionally guaranteed by Bank of America Corporation.
The notes have an approximate 14‑month term, provide 3‑to‑1 upside exposure to index gains but cap the maximum payment at $12.175 per unit, a 21.75% return. If the index is flat, investors receive only their $10 principal, and if it falls, repayment is reduced one‑for‑one, down to a total loss. The notes pay no periodic interest and all payments occur at maturity.
The initial estimated value is $9.40 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, a $0.175 per‑unit underwriting discount and a $0.05 per‑unit hedging‑related charge. Proceeds to BofA Finance are $9.825 per unit before expenses, and investors face the credit risk of both BofA Finance and BAC, along with limited expected secondary market liquidity.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $610,000 of Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, maturing on January 25, 2029. The notes pay a contingent coupon of 8.60% per year (0.7167% monthly) only if on each monthly Observation Date the S&P 500® is at or above 85% of the Starting Value of 6,913.35. Beginning January 27, 2027, BofA Finance may redeem the notes quarterly at par plus any due coupon, which would stop future payments.
If the notes are not called and the index has fallen more than 25% at maturity (below 75% of the Starting Value), principal is reduced 1-for-1 with the index decline, up to a total loss; otherwise investors receive full principal back, plus a final coupon if the index is at or above the 85% barrier. The notes are unsecured, not listed on an exchange, and subject to the credit risk of BofA Finance and BAC. The initial estimated value is $985.70 per $1,000 note, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked notes due May 2, 2029 tied to the lowest performer of the EURO STOXX 50, Russell 2000 and Nasdaq-100 indices. Each note has a $1,000 denomination, a public offering price of $1,000 and an initial estimated value between $924.25 and $974.25.
The notes pay a quarterly contingent coupon at a rate to be set on the pricing date, but at least 10.75% per year, only if on every eligible trading day in the period the lowest-performing index stays at or above 70% of its starting level. BofA may redeem the notes quarterly starting about three months after issuance at par plus any due coupon.
At maturity, if not called, investors receive $1,000 per note only if the lowest-performing index is at or above 60% of its starting value. If it is below that 60% threshold, repayment is reduced in line with the index loss, so more than 40% and up to all principal can be lost. Holders do not benefit from any index gains and receive no dividends, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,022,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 and Russell 2000 indexes. The notes have an approximate 21‑month term, pay a contingent coupon of 11.30% per year (0.9417% monthly) only when all three indexes are at or above 75% of their starting levels on the relevant observation date, and are callable monthly by the issuer starting July 27, 2026 at par plus any due coupon. If held to maturity and any index has fallen more than 25% from its starting level, principal is reduced 1:1 with the loss in the worst‑performing index, up to a total loss of invested principal. The initial estimated value is $986 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and BAC.
Bank of America’s affiliate BofA Finance LLC is offering $1,145,000 of Contingent Income Issuer Callable Yield Notes due January 26, 2029, linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes pay a contingent coupon of 9.20% per year (0.7667% monthly) only if on each monthly observation date all three indices are at or above 70% of their starting levels. Beginning July 28, 2026, BofA Finance may redeem the notes monthly at $1,000 per note plus any due coupon, ending further payments.
If the notes are not called and the worst-performing index is below 60% of its starting level at maturity, investors are exposed to 1:1 downside and can lose up to all principal; otherwise they receive $1,000 plus any final coupon. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, will not be listed on an exchange, and were sold at $1,000 per note with initial estimated value of $987.60 and proceeds to the issuer of $1,136,985 before expenses.
Bank of America’s BofA Finance is offering auto-callable market-linked notes tied to the worst performer of the Nasdaq-100 Index and Russell 2000 Index, guaranteed by Bank of America Corporation. The notes have a term of about five years, no interest payments, and are sold in $1,000 denominations.
Starting February 2027, the notes can be called quarterly if both indices are at or above their respective call values, paying preset call amounts that begin at $1,103 and rise on later call dates. If the notes are never called and, at maturity, the least performing index is at or above its starting level, investors receive $1,515 per $1,000.
If at maturity the least performing index is below its starting level but at or above 70% of that level, principal is returned. If it falls more than 30% below its starting level, repayment is reduced one-for-one with the decline in that index, up to a total loss of principal. The notes are unsecured, subject to BofA Finance and BAC credit risk, not listed on an exchange, and priced with an initial estimated value between $910 and $960 per $1,000.
BofA Finance LLC is offering $500,000 of Contingent Income Issuer Callable Yield Notes due July 28, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 18‑month term and pay a contingent coupon of 11.70% per annum (0.975% monthly) if on each monthly observation date the Nasdaq‑100 Technology Sector Index, Russell 2000 Index and S&P 500 Index are all at or above 70% of their starting levels.
Beginning April 28, 2026, BofA Finance may redeem the notes monthly at par plus any due contingent coupon. If the notes are not called and the worst‑performing index ends below 70% of its starting level, investors are exposed to 1:1 downside and can lose up to their entire principal. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $988.60 per $1,000 principal, below the public offering price.
BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes linked to the 10-Year Constant Maturity Treasury (CMT) rate, maturing on February 9, 2046. The notes are issued in minimum denominations of $1,000 at a public offering price of $1,000 per note, with an underwriting discount of $40 and initial proceeds of $960 per note before expenses.
From issuance to February 9, 2028, the notes pay a fixed interest rate of 10.05% per annum, with quarterly payments. Thereafter, interest becomes floating and is calculated as 10.05% multiplied by the fraction of U.S. Government Securities Business Days in each quarter when the CMT rate is between 0.00% and 5.00%, inclusive. During this Floating Rate Period, the interest rate per period is capped at 10.05% and floored at 0.00%, so investors may receive little or no interest if the CMT rate remains outside the accrual range.
The issuer may redeem all of the notes at par plus accrued interest on any quarterly interest payment date from February 9, 2028 through November 9, 2045, limiting potential income if called. At maturity, if not redeemed earlier, investors receive the principal amount plus any accrued but unpaid interest. The notes are unsecured, unsubordinated obligations of BofA Finance, fully guaranteed on the same senior level by Bank of America Corporation, and are not bank deposits or FDIC insured. The document highlights extensive risk factors, including interest rate behavior, issuer call risk, market liquidity, valuation considerations, CMT benchmark transition provisions, and U.S. federal income tax treatment under contingent payment debt instrument rules.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering autocallable contingent coupon (with memory) barrier notes linked to the worst-performing of Palantir (PLTR), Broadcom (AVGO) and NVIDIA (NVDA). Each note has a $10 principal amount per unit and a term of about two years if not called.
Investors may receive quarterly contingent coupons between $0.550 and $0.575 per unit, equivalent to about 22–23% per year, but only if the worst-performing stock on each observation date is at or above 50% of its starting value. Missed coupons can be partially recovered later through the “memory” feature when conditions are met.
The notes are automatically called if the worst-performing stock is at or above 100% of its starting value on specified call dates, returning principal plus the applicable coupon. If not called, and at maturity the worst-performing stock is at or above 50% of its starting value, investors receive principal plus the final coupon. If it finishes below that level, investors have 1‑for‑1 downside exposure and can lose up to all principal. The initial estimated value is expected to be $9.325–$9.825 per unit, below the $10 public offering price, reflecting dealer discounts, internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,269,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes run for about 18 months, pay a contingent coupon of 8.00% per year (0.6667% monthly) only if on each observation date all three indexes are at least 75% of their starting levels, and can be called monthly by the issuer beginning April 27, 2026 at par plus any due coupon. If not called, and the worst index is at or above 65% of its starting level at maturity, investors receive principal back (plus any final coupon); if it is below 65%, repayment is reduced 1:1 with the decline in that index, up to a total loss of principal. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, are not listed on any exchange, and were sold at $1,000 per note with an initial estimated value of $967.90.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index, at a public offering price of $1,000 per Note.
The Notes have an expected term of about 18 months and pay a contingent coupon of 9.25% per year (0.7709% per month) only if on each monthly observation date all three indices are at or above 70% of their starting levels. Beginning May 4, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If the Notes are not called and any index finishes below 60% of its starting value at maturity, investors are exposed to 1:1 downside to the least performing index and can lose up to all principal. The initial estimated value is expected between $939.90 and $979.90 per $1,000, and the Notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,005,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of three ETFs: XLE, XBI and SMH. The notes have an approximate five-year term, pay monthly contingent coupons of $8.75 per $1,000 only if each ETF stays at or above 70% of its starting value, and feature a “memory” design that can make up missed coupons when barriers are later met. Starting in January 2027, the notes are automatically called if all ETFs are at or above 100% of their starting values, returning principal plus the applicable coupon.
If the notes are not called and any ETF finishes below 60% of its starting value at maturity, investors face 1:1 downside exposure to the least performing ETF, with up to 100% loss of principal; otherwise principal is repaid and a final coupon may be paid. The initial estimated value is $964.80 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100 Technology Sector Index, the S&P 500 Index and SPDR Gold Shares. Each note has a $1,000 denomination, an expected term of about three years to January 31, 2029, and pays a contingent coupon of 9.25% per year (0.7709% monthly) only if, on each monthly observation date, every underlying is at or above 70% of its starting level.
Beginning July 30, 2026, BofA Finance can redeem all notes monthly at $1,000 plus any due coupon, which would stop future payments. If the notes are not called and any underlying finishes below 70% of its starting value at maturity, principal is exposed 1:1 to the decline of the worst-performing underlying, up to a total loss. The public offering price is $1,000 per note, with an underwriting discount of up to $30 and proceeds to BofA Finance as low as $970 per note. The initial estimated value is expected between $910 and $960 per $1,000 and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering dual directional buffered notes linked to the worst performer of the Nasdaq-100 Index and the S&P 500 Index, maturing in June 2027.
The notes have an approximately 16‑month term and provide 100% upside participation in the least performing index up to a maximum return of 19.25% ($1,192.50 per $1,000). If the least performing index finishes between 90% and 100% of its starting level, investors earn a positive return equal to the magnitude of that decline. If the least performing index falls more than 10%, principal is exposed 1:1 beyond the 10% buffer and up to 90% of principal can be lost.
The notes pay no periodic interest, will not be listed on an exchange, and any payment is subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be between $930 and $980 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of three ETFs: KraneShares CSI China Internet ETF (KWEB), SPDR S&P Biotech ETF (XBI) and SPDR S&P Regional Banking ETF (KRE). The Notes have an expected term of about three years, maturing on February 1, 2029, unless called earlier.
The Notes pay a contingent coupon of 12.25% per annum (1.0209% monthly) per $1,000 denomination, but only if on each monthly observation date every underlying ETF is at or above 60% of its starting value. BofA Finance can redeem the Notes in whole, at par plus the applicable coupon, on specified monthly call dates starting July 31, 2026.
If the Notes are not called and any ETF finishes below 50% of its starting value at maturity, investors are exposed to 1:1 downside to the worst-performing ETF and can lose up to all principal. The Notes are unsecured senior debt subject to the credit risk of BofA Finance and Bank of America, are not listed on an exchange, and their initial estimated value (per $1,000) is expected to be between $920 and $970, below the $1,000 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Dual Directional Buffered Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index, each in $1,000 denominations.
The notes run for approximately 13 months, with 100% upside participation on the least performing index up to a maximum redemption of $1,145 per $1,000 (a 14.5% cap). If the least performing index finishes between 90% and 100% of its starting level, holders receive a positive return equal to the absolute percentage decline; below 90%, principal is exposed 1:1 beyond the 10% buffer, with up to 90% loss of principal.
The public offering price is $1,000 per note, including up to a $25 underwriting discount, for issuer proceeds as low as $975 per $1,000. The initial estimated value is expected between $910 and $960 per $1,000. The notes pay no interest, will not be listed on an exchange, and payments depend on the unsecured credit of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing senior unsecured 7.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing April 26, 2034. The total offering is $2,737,000 in $1,000 denominations.
Quarterly interest is based on a 7.00% base rate multiplied by the fraction of U.S. Government Securities Business Days when the CMT Rate is between 0.00% and 5.00%. If the CMT Rate is outside this range every day in a period, no interest is paid. BofA may redeem all notes at par plus accrued interest on quarterly call dates starting January 26, 2027.
The notes are not FDIC insured, rank equally with other senior unsecured BofA Finance obligations, and depend on the credit of both BofA Finance and Bank of America. The public offering price includes underwriting discounts and hedging-related charges, so it exceeds the initial estimated value of the notes.
Bank of America’s BofA Finance LLC is offering 510,000 Autocallable Leveraged Index Return Notes at $10 principal per unit, for a total public offering of $5,100,000. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and expose investors to the performance of an international equity index basket made up of the EURO STOXX 50 Index (40%), the Nikkei Stock Average (40%) and the Swiss Market Index (20%).
The notes have a term of about three years, but may be automatically called on January 28, 2027 if the basket is at or above 100% of its starting value. In that case, holders receive the $10 principal plus a call premium of $1.565 per unit, for a total call amount of $11.565, and no further payments.
If the notes are not called, at maturity investors get 200% of any positive basket return. If the ending basket value is between 90% and 100% of the starting value, investors receive only their $10 principal. If the basket falls below 90%, repayment is reduced 1-to-1 with the decline, and up to 100% of principal is at risk.
The notes pay no periodic interest, do not pay dividends on the underlying indices, and are expected to have limited secondary market liquidity with no exchange listing. The initial estimated value is $9.682 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and Bank of America Corporation.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the worst performer of SLB common stock and the United States Oil Fund (USO), maturing on January 31, 2028.
The notes pay a 13.00% per annum contingent coupon (3.25% per quarter) only if on each observation date the value of both underlyings is at least 62.00% of their starting values. Starting July 27, 2026, the notes are automatically called at par plus the quarterly coupon if both underlyings are at or above 100.00% of their starting values on a call observation date.
If the notes are not called and the worst-performing underlying finishes below 62.00% of its starting value at maturity, investors are exposed to 1:1 downside in that underlying and can lose up to 100% of principal. The initial estimated value is expected to be $920.00–$970.00 per $1,000, below the public offering price, and the notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange.
BofA Finance LLC is offering $2,930,000 of Capped Buffered Enhanced Return Notes linked to the S&P 500® Index, fully guaranteed by Bank of America Corporation. These roughly 18‑month notes pay no interest and return cash at maturity based on index performance.
Investors receive 150% of any S&P 500 gain, capped at a maximum payoff of $1,178.50 per $1,000 note (a 17.85% total return). The principal is protected only against the first 10% of index losses; beyond that, losses match the index decline so investors can lose up to 90% of principal. The notes are unsecured senior debt of BofA Finance, guaranteed by BAC, are not exchange‑listed, and had an initial estimated value of $994.20 per $1,000, below the public offering price, reflecting internal funding and hedging costs.
BofA Finance LLC is offering $500,000 in Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the VanEck Gold Miners ETF, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate three-year term, maturing on December 27, 2028, and are issued in $1,000 denominations with public offering price of $1,000 per note and proceeds to BofA Finance of $956 per note before expenses.
Monthly contingent coupons of $5.417 per $1,000 note accrue and may be paid if the ETF’s observation value is at least 65% of the $101.29 starting value, with a memory feature that can make up missed coupons. Starting July 21, 2026, the notes are automatically called if the ETF is at or above 100% of the starting value on a call observation date, returning $1,000 plus the applicable coupon.
If not called, principal is protected only down to an 85% threshold: at maturity, investors receive full principal if the ETF is at or above $86.10, but lose 1% of principal for each 1% decline beyond that level, with up to 85% of principal at risk. The initial estimated value is $944.30 per $1,000, all payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $62,240,000 of Fixed Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100®, Russell 2000® and S&P 500® indexes. The notes run to January 26, 2027, pay a fixed coupon of 9.03% per annum (0.7525% monthly), and are callable monthly beginning July 24, 2026 at par plus the coupon.
If the notes are not called and any index has fallen by more than 30% from its starting level on the valuation date, repayment of principal is reduced 1:1 with the decline in the worst-performing index, up to a total loss of principal; otherwise, investors receive full principal back plus the final coupon. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC, will not be listed on an exchange, and have an initial estimated value of $990.30 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income yield notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index, maturing on March 4, 2027. The notes have an approximate 13‑month term and pay a fixed coupon of 9.50% per annum, or $7.917 per $1,000 monthly, regardless of index performance.
Principal repayment is contingent on equity performance. If, on any trading day from pricing through the valuation date, either index closes below 75% of its starting level (a Knock‑In Event) and the ending level of the worst index is below its starting level, investors are exposed 1:1 to that index’s decline and can lose up to all principal; otherwise, $1,000 per note is repaid. The initial estimated value is expected between $940 and $990 per $1,000, below the $1,000 public offering price, reflecting dealer costs and hedging. The notes are unsecured senior debt of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and all payments depend on issuer and guarantor credit.
BofA Finance LLC is offering $2,000,000 of Contingent Income Buffered Issuer Callable Yield Notes due January 26, 2028, fully and unconditionally guaranteed by Bank of America Corporation. These structured notes pay a contingent coupon of 9.50% per annum, or $7.917 per $1,000 each month, but only if on each Observation Date the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the Utilities Select Sector SPDR ETF are all at or above 70% of their Starting Values.
The notes are callable monthly by the issuer beginning April 24, 2026 at par plus any due coupon, limiting potential income if redeemed early. If held to maturity and the worst-performing underlying is below 80% of its Starting Value, investors lose principal on a 1:1 basis beyond the 20% buffer, with up to 80% of principal at risk. The initial estimated value is $988.60 per $1,000, below the $1,000 public offering price, and all payments depend on the credit risk of BofA Finance and Bank of America. The notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,494,000 of auto-callable notes linked to the least performing of the common stock of Advanced Micro Devices, Amazon.com and Tesla. The notes are scheduled to mature on January 25, 2029, with an approximate three-year term if not called early.
The notes can be automatically called monthly starting April 21, 2026, paying the stated Call Amount per $1,000 of principal if a redemption condition is met for each stock. If not called and the least performing stock finishes at or above 60% of its Starting Value, investors receive only principal back; if it falls below that level, repayment is reduced 1:1 with the loss in that stock, up to a total loss of principal.
The notes pay no periodic interest, will not be listed on an exchange, and are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $988.20 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs.
Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index, and Russell 2000. The notes have an expected 3‑year term to February 2029, pay a 10.00% per annum contingent coupon (0.8334% monthly) only when all three indices are at or above 70% of their starting levels on the observation date, and allow the issuer to call the notes monthly from May 2026 at par plus any due coupon. If held to maturity and the worst‑performing index is below 60% of its starting level, principal is reduced 1:1 with the decline, up to total loss; otherwise, investors receive par plus any final coupon. The public offering price is $1,000 per note, with underwriting discounts of up to $7 and estimated initial value between $940 and $990 per $1,000, and all payments depend on the credit of BofA Finance and Bank of America Corporation.
Bank of America Corporation (BAC) is offering $150,000,000 of senior unsecured Fixed Rate Callable Notes due March 23, 2027. The notes are issued at 100% of principal with an underwriting discount of 0.05%, resulting in proceeds to BAC of $149,925,000 before expenses. They pay a fixed interest rate of 3.86% per year with interest scheduled on April 23, 2026, July 23, 2026, October 23, 2026, January 23, 2027 and at maturity, in minimum denominations of $1,000.
BAC may redeem all of the notes at 100% of principal plus accrued interest on July 23, 2026 and on later call dates, so investors face reinvestment and early redemption risk. The notes are unsecured, not guaranteed by any bank subsidiary, and not insured by government agencies, so repayment depends on BAC’s credit. They are not listed on an exchange, and any secondary market is expected to be limited and dependent on BofA Securities’ market-making. For U.S. investors, the notes are treated as fixed rate debt for tax purposes, with interest taxed as ordinary income and gains or losses on disposition generally treated as capital.