Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, with an expected term of about six years unless called earlier.
The Notes pay a contingent coupon of 18.00% per year (1.50% per month, or $15 per $1,000) on monthly observation dates when the index is at least 70% of its starting level. Beginning July 29, 2026, the Notes are automatically called if the index is at or above 100% of its starting level on a call observation date, returning principal plus that month’s coupon.
If the Notes are not called and, at maturity, the index has fallen more than 50% from its starting value, repayment of principal is reduced 1-for-1 with the decline, up to a total loss; otherwise, principal is returned and a final coupon is paid if the index is at least 70% of its starting value. The public offering price is $1,000 per Note, with an initial estimated value between $890 and $940. Payments depend on the credit of BofA Finance and Bank of America and the performance of a leveraged, cost-burdened futures-based index that includes a 6.00% per annum decrement and transaction costs, which can significantly weigh on index performance.
Bank of America Corporation is issuing $250,000,000 of senior unsecured fixed rate callable notes maturing on January 23, 2029. The notes pay interest quarterly at a fixed rate of 4.10% per year on January 23, April 23, July 23 and October 23, starting April 23, 2026.
BAC may redeem all of the notes at 100% of principal plus accrued interest on January 23, 2027 and on each quarterly Call Date through October 23, 2028. The notes are offered at 100.00% of principal, with a 0.125% underwriting discount, resulting in proceeds to BAC of $249,687,500 before expenses.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,340,000 of auto-callable notes linked to the least performing of Meta (META), Amazon (AMZN) and Broadcom (AVGO) common stocks. The notes run to January 25, 2029 unless called earlier and are sold in $1,000 denominations at par with no underwriting discount.
Starting values are META $612.96, AMZN $231.31 and AVGO $328.80, with 60% threshold levels; if any stock ends below its threshold and the notes were not called, repayment is reduced 1:1 with losses, up to a full loss of principal. Beginning January 22, 2027, the notes can be automatically called monthly for predefined Call Amounts rising from $1,383.50 to $2,150.50 per $1,000 if each stock meets its call level. The notes pay no interest, are not exchange-listed, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $1,000.70 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately three-year Contingent Income Auto-Callable Yield Notes linked to the worst performer of the Nasdaq-100, Nikkei 225 and Russell 2000 indices. The notes pay a contingent coupon of 11.10% per year, or $27.75 per $1,000 each quarter, but only if all three indices are at or above 70% of their initial level on the observation date.
Starting April 23, 2026, the notes are automatically called if all three indices are at or above 100% of their starting value, returning principal plus that quarter’s coupon. If the notes are not called and the worst index ends below 65% of its starting level at maturity, principal is reduced 1-for-1 with the loss in that index, up to a total loss. The notes are unsecured, not listed on an exchange, and their initial estimated value of $940–$990 per $1,000 is lower than the $1,000 public offering price, reflecting fees, hedging costs and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $7,498,500 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index and the Russell 2000 Index, maturing April 26, 2027.
The Notes pay a fixed coupon of 9.55% per annum, or $0.07959 per $10 note monthly, regardless of index performance, until they are called or mature. Beginning in April 2026, the issuer may, at its sole discretion, call the Notes on monthly call dates at $10 per note plus the coupon due on that date.
If not called, at maturity investors receive $10 per note only if the final level of the least performing index is at or above 70% of its initial value. If that index finishes below its downside threshold, repayment is reduced in line with the index loss, up to a complete loss of principal, though the final coupon is still paid. The Notes are unsecured, subject to BofA Finance and BAC credit risk, not listed on any exchange, and have an initial estimated value of $9.962 per $10 note.
BofA Finance LLC, guaranteed by Bank of America, is offering $549,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500. The notes run to January 25, 2029 but can be called monthly starting July 24, 2026 at par plus any due coupon.
Investors may receive a 6.85% annual contingent coupon, paid monthly, but only if on each observation date all three indices are at or above 70% of their starting levels60% of its starting level, repayment of principal is reduced 1:1 with the loss in the worst index, up to a total loss.
The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America, and will not be listed on an exchange. The initial estimated value is $957.60 per $1,000, below the public offering price of $1,000, reflecting dealer compensation, hedging costs and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 Indexes, maturing February 1, 2029.
The Notes pay a contingent coupon of 7.50% per annum (0.625% monthly) only when each index is at or above 70% of its starting level on the observation date, and are callable monthly at the issuer’s option starting July 31, 2026 at par plus any due coupon. If held to maturity and any index has fallen more than 30% from its starting level, repayment of principal is reduced 1:1 with the loss in the worst-performing index, up to a complete loss of the $1,000 principal.
The Notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and have an initial estimated value between $900 and $950 per $1,000, below the public offering price of $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the iShares Semiconductor ETF (SOXX), with an expected term of about five years, maturing on January 28, 2031.
The notes pay monthly contingent coupons of $8.875 per $1,000 principal when SOXX’s observation value is at least 75% of its starting value, with a memory feature that can make up missed coupons when the barrier is later met. Starting January 28, 2027, the issuer may redeem the notes monthly at par plus any applicable coupon.
If not called and SOXX’s ending value is at least 50% of the starting value, investors receive full principal at maturity plus any final contingent coupon. If SOXX falls more than 50%, repayment is reduced 1:1 with the decline, and up to 100% of principal can be lost.
All payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected between $940 and $990 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts and hedging costs. The notes will not be listed on any securities exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Russell 2000, S&P 500 and Technology Select Sector SPDR ETF (XLK). Each Note has a $1,000 denomination, an expected issue date of February 11, 2026 and a scheduled maturity on February 11, 2030, unless called earlier.
The Notes pay monthly contingent coupons only if on an Observation Date all three underlyings are at or above 75% of their starting value. The coupon uses a “memory” formula based on $8.959 per prior payment date, so missed coupons can be partially made up when barriers are later met. Starting February 11, 2027, the issuer may call the Notes monthly at $1,000 plus any due coupon.
If the Notes are not called and the worst underlying finishes below 70% of its starting value, principal is reduced 1:1 with the loss in that underlying, up to a total loss. The public offering price is $1,000 per Note, with an underwriting discount up to $10 and proceeds to the issuer of $990. The initial estimated value is expected between $920 and $970 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,569,000 of market-linked notes tied to the common stock of Uber Technologies, Inc. These notes run to January 25, 2029, unless automatically called earlier.
Investors may receive quarterly contingent coupons with a “memory” feature. For each $1,000 note, the coupon on any payment date equals $25.00 times the number of elapsed payment dates minus all prior coupons, but is paid only if Uber’s stock on the relevant observation date is at least 60% of the $84.26 starting value ($50.56).
Beginning July 21, 2026, the notes are automatically called if Uber’s stock is at or above its starting value on a call observation date, returning $1,000 plus the applicable contingent coupon. If the notes are not called and Uber ends below 60% of the starting value at maturity, repayment is reduced 1:1 with the stock decline and up to 100% of principal can be lost. The initial estimated value is $973.30 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $1,250,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing on January 7, 2028.
The notes pay a contingent coupon of 8.35% per year (2.0875% quarterly) only if, on each observation date, both indices close at or above 70% of their starting levels
Beginning January 26, 2027, BofA Finance may redeem the notes quarterly at par plus any due coupon. If the notes are not called and either index finishes more than 30% below its starting level at maturity, investors are exposed to 1:1 downside in the weaker index, with up to a total loss of principal; otherwise, principal is repaid, plus a final coupon if the 70% barrier is met.
The initial estimated value is $982.70 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and Bank of America and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $692,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes maturing in January 2028, linked to the S&P 500 Index, VanEck Gold Miners ETF and VanEck Oil Services ETF.
The notes can pay quarterly contingent coupons of $26 per $1,000 when all three underlyings stay at or above 50% of their starting values, with missed coupons potentially paid later under the “memory” feature. Beginning July 2026, the notes auto-call quarterly at par plus coupon if all underlyings are at or above 100% of their starting values.
If the notes are not called and any underlying ends below 50% of its starting value, principal is exposed 1:1 to the decline of the worst performer, up to a total loss. The initial estimated value is $978.50 per $1,000, below the public offering price, and the notes are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the Nasdaq-100 Technology Sector Index and the Russell 2000 Index, maturing August 10, 2027. The notes have an approximate 18‑month term and pay a contingent coupon of 11.14% per annum (0.9284% per month) when, on a monthly Observation Date, both indices are at or above 75% of their respective starting levels.
Beginning with the August 5, 2026 Call Observation Date, the notes are automatically called if both indices are at or above 100% of their starting levels, returning principal plus the applicable contingent coupon. If the notes are not called and the worst‑performing index finishes below 75% of its starting level at maturity, investors are exposed to 1:1 downside in that index and can lose up to all principal. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, will not be listed on any exchange, and have an initial estimated value between $940 and $990 per $1,000 face amount.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $500,000 of Enhanced Return Notes linked to an unequally weighted basket of five equity indices: EURO STOXX 50® (50%), Nikkei 225® (20%), FTSE® 100 (10%), Swiss Market Index (10%) and S&P®/ASX 200 (10%). The Notes price at $1,000 each and have an approximate 5‑year term, maturing on January 24, 2031.
At maturity, if the basket’s ending value is above its 100 starting level, investors receive 155% of the basket’s gain. If the ending value is between 70% and 100% of the starting value, investors receive only their principal back. If it falls below 70%, repayment is reduced 1:1 with the loss in the basket and up to the entire principal can be lost.
The Notes pay no periodic interest, are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $945.10 per $1,000, below the public offering price, reflecting internal funding and hedging costs, and the offering includes an underwriting discount of up to $31 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 10.70% Issuer Callable Daily Range Accrual Notes linked to the 10-year Constant Maturity Treasury (CMT) rate, maturing on July 27, 2032. These unsecured senior notes pay quarterly interest based on how often the CMT rate stays between 0.00% and 4.60%; the effective annual rate is the 10.70% base rate multiplied by the fraction of days the CMT rate is within that range, capped at 10.70% and floored at 0.00%.
The notes can be called at par plus accrued interest on quarterly payment dates from January 27, 2027 through April 27, 2032, which would end all future interest. Investors receive principal at maturity if the notes are not redeemed, but may receive little or no interest if the CMT rate remains outside the accrual range. The notes are not FDIC insured, are subject to the credit risk of both BofA Finance and Bank of America, may have limited or no secondary market, and their tax treatment is complex, generally intended to be treated as variable rate debt instruments.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $16,997,000 of Buffered Digital Return Notes linked to the least performing of the S&P 500 Futures Excess Return Index, the Utilities Select Sector SPDR ETF and the iShares Russell 2000 Value ETF. These approximately 12‑month notes pay a fixed $1,080 per $1,000 at maturity (an 8% return) if every underlying finishes at or above 75% of its starting level. If any underlying falls more than 25%, principal is reduced on a leveraged basis, with up to a 100% loss of invested amount based on the worst performer. The notes pay no interest, will not be listed on an exchange, and are unsecured obligations subject to the credit risk of BofA Finance and BAC. The public offering price is $1,000 per note, with an initial estimated value of about $990, reflecting dealer discounts, referral fees and hedging costs.
BofA Finance LLC is issuing $1,243,000 of Contingent Income Auto-Callable Yield Notes linked to the Class B common stock of NIKE, Inc., fully and unconditionally guaranteed by Bank of America Corporation.
The notes have an approximate two-year term, maturing January 25, 2028, with quarterly contingent coupons at a rate of 12.55% per annum ($31.375 per $1,000) when NIKE’s closing price is at least 65% of the $63.63 starting value. Beginning July 20, 2026, the notes are automatically called at par plus coupon if NIKE’s price is at or above 100% of the starting value on a call observation date.
If not called and NIKE falls more than 35% below the starting value at maturity, principal is exposed 1:1 to further declines, up to a total loss; otherwise, investors receive principal back and potentially a final coupon. The public offering price is $1,000 per note, with an initial estimated value of $972.60 per $1,000, reflecting internal funding, underwriting discounts and hedging costs. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC is offering $575,000 of Contingent Income Auto-Callable Yield Notes due January 24, 2031, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100 Technology Sector Index, the Energy Select Sector SPDR ETF (XLE) and the SPDR S&P Regional Banking ETF (KRE).
The notes pay a contingent coupon of 9.55% per year (0.7959% monthly) only if on each monthly observation date all three underlyings are at or above 70% of their starting values. Starting January 20, 2027, the notes are automatically called if all underlyings are at or above 100% of their starting values, returning principal plus that month’s coupon.
If the notes are not called and the least performing underlying finishes below 60% of its starting value, investors are exposed 1:1 to that decline and can lose up to their entire principal; otherwise principal is returned and a final coupon may be paid. The notes are unsecured obligations subject to BofA Finance and BAC credit risk, will not be listed on an exchange, and have an initial estimated value of $935.70 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Enhanced Return Notes linked to an approximately equally weighted basket of the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing on February 2, 2029.
The Notes provide 200% upside exposure to basket gains above the 100 starting level, capped at a maximum redemption of $1,337.50 per $1,000 principal (a 33.75% cap). If the basket finishes between 85 and 100, investors receive principal back; below 85, losses match the basket decline with up to 100% of principal at risk.
The Notes pay no periodic interest, are unsecured senior debt of BofA Finance, and are not listed on any exchange. The public offering price is $1,000 per Note, including up to a $25 underwriting discount, with proceeds to BofA Finance of $975 per $1,000. The initial estimated value is expected between $915 and $965 per $1,000 on the pricing date.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes maturing in January 2028, linked to the EURO STOXX 50, Nasdaq-100 and Russell 2000 indices.
The notes pay a contingent coupon of 9.25% per year (2.3125% quarterly) only if on each observation date all three indices are at or above 55% of their starting values. Coupons can be skipped entirely if any index is below this barrier.
Beginning April 2026, the issuer may redeem the notes quarterly at par plus any due coupon, ending future payments. If held to maturity and any index has fallen more than 45% from its start level, repayment is reduced 1:1 with the worst-performing index, putting up to 100% of principal at risk.
The notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, will not be listed on an exchange, and have an initial estimated value between $940 and $990 per $1,000, below the public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering buffered auto-callable notes linked to the S&P 500® Index, maturing on February 4, 2031. The notes may be automatically called annually starting in 2027 if the index is at or above its starting level, paying preset call amounts up to $1,286.00 per $1,000.00.
If not called and the index finishes at or above its starting level, investors receive a fixed $1,357.50 per $1,000.00. A 10% downside buffer applies; below that, losses match further index declines, with up to 90% of principal at risk. The public offering price is $1,000.00 per note, including a $25.00 underwriting discount, and the preliminary estimated value is between $910.00 and $960.00. The notes pay no interest, are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income issuer callable yield notes linked to the worst performer of three ETFs: XLE, KRE and IGV. The notes run to October 26, 2028, unless called earlier.
Investors may receive a contingent coupon of at least 11.00% per year, paid quarterly, but only when each ETF is at or above 65% of its starting value on the relevant observation date. From July 28, 2026, BofA Finance can redeem the notes quarterly at par plus any due coupon.
If the notes are not called and the worst-performing ETF finishes below 60% of its starting value at maturity, repayment of principal is reduced one-for-one with the decline, up to a total loss of principal. The initial estimated value is disclosed as below the public offering price, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $580,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes due January 25, 2029, linked to the least performing of Amazon.com, Inc. and Monolithic Power Systems, Inc. common stock.
The notes pay monthly contingent coupons only if each stock’s observation value is at least 60% of its starting price, using a memory feature to catch up missed coupons when conditions are later met. Starting in April 2026, the notes are automatically called if both stocks are at or above 100% of their starting values, returning principal plus the applicable coupon.
If the notes are not called and either stock ends below 60% of its starting value at maturity, investors face 1:1 downside to the least performing stock, with up to 100% loss of principal. The public offering price is $1,000 per note, with an initial estimated value of $947.90 and underwriting discounts of up to $30 per $1,000, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income auto-callable yield notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, maturing March 4, 2027, with an expected pricing date of January 30, 2026 and issue date of February 4, 2026.
The notes pay a fixed coupon of 9.50% per annum (0.7917% monthly) as long as they remain outstanding, and can be called monthly starting March 2, 2026 if each index is at or above 100% of its starting level, in which case investors receive principal plus the applicable coupon.
If the notes are not called and, during the knock-in period, either index ever closes below 75% of its starting level and the least performing index finishes below its start at maturity, repayment of principal is reduced 1:1 with that index’s decline, up to a total loss, though the final coupon is still paid. The initial estimated value is expected to be $940–$990 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $784,000 of Contingent Income Auto-Callable Yield Notes due January 22, 2032, linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes offer a 14.50% per annum contingent coupon (1.2084% per month) when the index is at or above 60% of its 1,037.62 starting value on monthly observation dates.
Beginning with the January 19, 2027 call observation date, the notes are automatically called at par plus coupon if the index is at or above 100% of the starting value. If not called and the index has fallen more than 40% at maturity, principal is exposed to 1:1 downside with up to 100% loss of capital; otherwise, principal is returned and a final coupon may be paid. The initial estimated value is $950.00 per $1,000 note, below the $1,000 public offering price, reflecting internal funding and fees. The notes are unsecured, subject to BofA Finance and BAC credit risk, and will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $10,719,000 of Auto-Callable Trigger PLUS linked to the Russell 2000® Index, maturing on February 3, 2028. These are principal-at-risk structured notes with a $1,000 denomination and no coupons.
If on the January 26, 2027 determination date the index closes at or above the initial index value of 2,677.738, the notes are automatically redeemed on January 29, 2027 for $1,116.50 per note (an 11.65% gain), and no further payments are made. If not called, at maturity investors receive $1,000 plus 125% of any index gain when the final index value on January 31, 2028 is above the initial level.
If the final index value is at or below the initial level but at or above the downside threshold of 2,142.190 (80% of the initial value), investors receive only the $1,000 principal. If it is below the threshold, repayment is fully exposed 1-for-1 to index losses, and investors can lose most or all of their investment. The notes are unsecured obligations, not FDIC insured, and the initial estimated value is $967.40 per $1,000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $214,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50, Russell 2000 and S&P 500 Equal Weight indices. The notes run to January 21, 2028, unless called early, and offer a 10.20% per annum contingent coupon (2.55% quarterly) only when each index on an observation date is at least 70% of its starting level.
Beginning July 21, 2026, BofA may redeem the notes quarterly at par plus any due coupon. If the notes are held to maturity and any index has fallen more than 30% from its starting value, repayment of principal is reduced 1:1 with the decline in the worst index, up to a total loss. The initial estimated value is $987.40 per $1,000, and the notes are unsecured, unlisted, and subject to the issuer’s and guarantor’s credit and complex tax and market risks.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,753,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing January 19, 2029.
The notes pay a contingent coupon of 9.70% per annum (2.425% quarterly) only if, on each observation date, all three indices are at or above 70% of their starting levels. Beginning July 21, 2026, BofA Finance may redeem the notes quarterly at par plus any due coupon, which would stop future payments.
If the notes are not called and any index finishes below 65% of its starting level at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to all principal. The initial estimated value is $986.30 per $1,000, below the $1,000 public offering price, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Buffered Enhanced Return Notes linked to the least performing of the EURO STOXX 50 Index, iShares MSCI EAFE ETF and iShares MSCI Emerging Markets ETF. The notes are expected to price on January 22, 2026 and mature on July 27, 2027, giving an approximate 18‑month term.
At maturity, if each underlying finishes above its starting level, investors receive a leveraged gain of 165.00% of the increase in the least performing underlying. If the least performer is down but not by more than 20%, principal is returned. If any underlying falls by more than 20%, repayment is reduced 1:1 beyond that threshold, with up to 80% of principal at risk.
The notes pay no periodic interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and will not be listed on an exchange. The initial estimated value is expected to be between $930 and $980 per $1,000 note, below the $1,000 public offering price due to underwriting discounts, internal funding rates and hedging costs.
BofA Finance LLC is issuing $478,000 of Contingent Income Issuer Callable Yield Notes linked to the least-performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, fully and unconditionally guaranteed by Bank of America Corporation.
The notes run to January 21, 2028, with a 9.50% per annum contingent coupon (0.7917% monthly) paid only if, on each observation date, all three indexes are at or above 70% of their respective starting levels. Beginning July 20, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, which would cap future income.
If the notes are not called and any index finishes below 70% of its starting level at maturity, investors are exposed to 1:1 downside to the least-performing index and can lose up to their entire principal. The initial estimated value is $980.10 per $1,000 note, below the public offering price, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $81,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500.
The notes run to January 19, 2029 but can be called monthly starting July 20, 2026 at par plus any due coupon. They pay a 9.25% per annum contingent coupon (0.7709% monthly) only if on each observation date every index is at or above 70% of its starting level. If held to maturity and any index is down more than 30%, repayment is reduced 1:1 with the loss in that worst index, up to a total loss of principal.
The initial estimated value is $978.60 per $1,000, below the public offering price, reflecting dealer compensation, internal funding and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, are not listed on an exchange, and all payments depend on issuer and guarantor credit.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable market-linked notes tied to the worst performer among the common stocks of Advanced Micro Devices, Amazon.com and Tesla. The notes are expected to price on January 21, 2026 and to mature on January 25, 2029, unless called earlier.
The notes pay no interest and will be automatically called on monthly observation dates starting April 21, 2026 if each stock’s observation value is at or above its call value, returning the stated call amount per $1,000 of principal (from $1,116.25 on the first date up to $2,395.00 on the final valuation date). If the notes are not called and the least performing stock’s ending value is at least 60% of its starting value, investors receive their principal back at maturity.
If the notes are not called and any underlying stock falls more than 40% from its starting value, repayment is reduced 1:1 with the decline of the least performing stock, with up to 100% of principal at risk. The initial estimated value is expected to be between $930.00 and $980.00 per $1,000.00, below the $1,000.00 public offering price, and any payment is subject to the credit risk of BofA Finance and Bank of America.
BofA Finance LLC is offering Capped GEARS notes linked to the State Street Utilities Select Sector SPDR ETF (XLU), fully and unconditionally guaranteed by Bank of America Corporation. The notes have a roughly fourteen-month term from a January 28, 2026 trade date to an April 1, 2027 maturity.
Each note has a $10.00 Stated Principal Amount, with a minimum investment of 100 notes. If the ETF’s return over the term is positive, investors receive $10.00 plus the ETF’s percentage gain multiplied by an Upside Gearing of 3.00, but total return is capped at a Maximum Gain between 15.00% and 17.60%, corresponding to a maximum payment of $11.50 to $11.76 per $10.00. If the Underlying Return is zero or negative, repayment is $10.00 × (1 + Underlying Return), giving full 1:1 downside exposure to the ETF, down to a total loss.
The notes pay no coupons and do not pass through dividends from the ETF. The public offering price is $10.00 per note, including a $0.20 underwriting discount, while the initial estimated value is expected to be between $9.20 and $9.70 per $10.00. The notes are unsecured senior debt of BofA Finance, guaranteed by BAC, will not be listed on an exchange and may have limited or no liquidity, and returns are also subject to the credit risk of BofA Finance and BAC and to risks specific to the utilities sector.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $10-per-unit autocallable notes linked to the Russell 2000 Index, maturing in January 2029 if not called earlier. The notes can be automatically called after roughly one, two, or three years if the Index is at or above its starting level, paying call amounts of about $11.10–$11.30, $12.20–$12.60, or $13.30–$13.90 per unit, respectively.
If the notes are never called and the Index finishes below its starting level, repayment is reduced 1-for-1 with the Index decline, and investors can lose up to 100% of principal. There are no periodic interest payments or dividends, and the notes will not be listed on any exchange, so liquidity is limited. The initial estimated value on the pricing date is expected to be $9.30–$9.80 per unit, below the $10 public offering price, reflecting BAC’s internal funding rate, underwriting discounts, fees and hedging costs.
All payments depend on the credit of BofA Finance as issuer and BAC as guarantor. The product is specifically exposed to the higher volatility and risk characteristics of small-cap U.S. stocks in the Russell 2000.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured autocallable notes linked to an equally weighted basket of Goldman Sachs, JPMorgan Chase and Morgan Stanley common stocks. Each note has a $10 principal amount and may be automatically called on observation dates about one, two or three years after pricing if the basket value is at or above its starting level.
If called, investors receive $10 plus a fixed cash premium, with indicative call payments ranging from about $11.60–$11.70 on the first call date up to about $14.80–$15.10 on the final call date. If the notes are never called, the maturity payment is fully exposed 1‑for‑1 to any basket decline, so investors can lose some or all principal. The notes pay no interest or dividends, have limited liquidity, and all payments depend on the credit of BofA Finance and Bank of America. The initial estimated value is expected to be $9.35–$9.85 per $10 unit, below the public offering price, reflecting fees, hedging costs and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The Notes are expected to have an approximately 18‑month term, from a January 22, 2026 pricing date to a July 27, 2027 maturity, and will not be listed on any exchange.
Investors may receive a 12.15% per annum contingent coupon, paid monthly, but only if on each Observation Date all three indices close at or above 70% of their Starting Values. Beginning April 27, 2026, the issuer may redeem the Notes monthly at par plus any due coupon, which can cap the income period.
If the Notes are not called and any index finishes below 70% of its Starting Value at maturity, repayment of principal is reduced 1:1 with the decline in the least performing index, up to a total loss of principal. The public offering price is $1,000 per Note, with an underwriting discount of up to $3.50 and estimated initial fair value between $949.90 and $989.90 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately 12‑month Buffered Digital Return Notes linked to the worst performer among three references: the S&P 500 Futures Excess Return Index, the Utilities Select Sector SPDR ETF (XLU) and the iShares Russell 2000 Value ETF (IWN).
At maturity, if each underlying finishes at or above 75% of its starting level, investors receive a fixed $1,080 per $1,000 principal, an 8% digital return. If any underlying falls more than 25%, repayment is reduced on a leveraged basis at about 1.333333% loss for each 1% drop beyond the 25% buffer, up to total principal loss. The notes pay no interest, are unsecured, subject to BAC credit risk, will not be listed on an exchange, and have an initial estimated value between $945 and $995 per $1,000, below the public offering price due to dealer compensation, hedging costs and internal funding rates.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of three ETFs: KraneShares CSI China Internet (KWEB), SPDR S&P Biotech (XBI) and SPDR S&P Regional Banking (KRE). The notes are expected to run to January 26, 2029, unless called earlier.
Investors may receive a 12.50% per annum contingent coupon (1.0417% monthly) when, on an observation date, each ETF is at or above 60% of its starting value$1,000 per note plus any due coupon. If held to maturity and the worst ETF is below 50% of its starting value, principal loss is 1:1 with the decline, up to total loss; otherwise, principal is repaid and a final coupon may be paid.
The public offering price is $1,000 per note, with proceeds to BofA Finance of $990 per note before expenses. The initial estimated value is expected between $920 and $970 per $1,000. All payments depend on the credit risk of BofA Finance and Bank of America, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering S&P 500®-linked Capped Buffered Enhanced Return Notes maturing on July 26, 2027. Each note has a $1,000 denomination and an approximate 18‑month term, with no periodic interest and no stock ownership.
At maturity, if the S&P 500 ends above its starting level, holders receive 150.00% of the index gain, capped at a maximum payment of $1,178.50 per $1,000 note (a 17.85% maximum return. If the index is down 10% or less, principal is repaid; below that 10% buffer, losses match further declines, with up to 90% of principal at risk. The initial estimated value is expected between $950.00 and $990.00 per $1,000 note, the notes will not be listed on an exchange, and all payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index, with an approximate 18‑month term if not called. The Notes pay a contingent coupon at an annual rate of 8.00% (0.6667% per month) when, on a monthly Observation Date, each index closes at or above 70.00% of its Starting Value; if any index is below its Coupon Barrier, no coupon is paid for that period.
Beginning May 1, 2026, the issuer may redeem the Notes monthly at $1,000 per Note plus any due contingent coupon. If not called, and the least performing index has fallen more than 35% (below 65.00% of its Starting Value) on the Valuation Date, principal is reduced 1:1 with index loss and up to 100% of invested principal can be lost; otherwise, investors receive full principal back, plus a final coupon if barriers are met. The public offering price is $1,000 per Note, with an underwriting discount up to $22.75 and proceeds to BofA Finance as low as $977.25 per Note. The initial estimated value is expected between $920.00 and $970.00 per $1,000, and the Notes are unsecured, unsubordinated obligations not listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes, with an expected maturity on January 3, 2028. The notes pay a contingent coupon of 8.35% per year (0.6959% monthly), but only when each index is at or above 70% of its starting level on the relevant observation date.
Beginning May 4, 2026, the issuer may redeem the notes monthly at par plus any due coupon. If the notes are not called and any index finishes below 65% of its starting level at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to all principal. The initial estimated value is expected between $920 and $970 per $1,000 note, below the $1,000 public offering price, and payments depend on the credit of both BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100®, Russell 2000® and S&P 500® indices. The notes have an approximate 23‑month term, pricing on January 23, 2026 and maturing on December 29, 2027, unless called earlier.
Investors may receive a contingent coupon of 11.00% per year (0.9167% monthly) when, on a monthly observation date, each index is at or above 70% of its starting value
If the notes are not called and the least performing index finishes below 70% of its starting value, repayment of principal is reduced 1:1 with that decline, up to a total loss of the investment. The initial estimated value is expected to be between $930 and $980 per $1,000 note, below the $1,000 public offering price, and the notes will not be listed on an exchange. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the S&P 500 Index, VanEck Gold Miners ETF (GDX) and VanEck Oil Services ETF (OIH). The notes have an approximate 2‑year term, pricing on January 21, 2026 and maturing on January 26, 2028, in $1,000 denominations.
Investors may receive quarterly contingent coupons with a memory feature, targeted at at least $26.00 per $1,000 per period, but only if on each observation date every underlying is at or above 50% of its starting value. Missed coupons can be caught up later if this condition is met. Beginning with the July 21, 2026 call observation date, the notes are automatically called if all three underlyings are at or above 100% of their starting values, paying $1,000 plus the applicable coupon.
If the notes are not called and the worst-performing underlying finishes below its 50% threshold value, principal is exposed 1:1 to that decline, up to a total loss; otherwise investors receive full principal back plus any final contingent coupon. The public offering price is $1,000 per note, with an underwriting discount up to $18.50 and initial estimated value between $921.50 and $971.50, and the notes will not be listed on any exchange. All payments depend on the credit of BofA Finance and Bank of America.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Digital Return Notes linked to the S&P 500® Index with an approximate 2-year term, expected to mature on January 21, 2028. Each $1,000 note pays no periodic interest and is not listed on any exchange.
At maturity, if the S&P 500 ending level is at or above its starting level, holders receive a fixed digital payment of $1,201.50 per $1,000, a 20.15% return. If the index is below the starting level but at or above 75% of it, holders receive only the $1,000 principal. If the index falls more than 25% from its starting level, repayment is reduced 1:1 with the decline and up to 100% of principal can be lost.
The initial estimated value is expected to be $945–$995 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance as issuer and Bank of America Corporation as guarantor.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes are expected to price on January 30, 2026 and mature on January 5, 2027, unless called earlier.
Holders may receive monthly contingent coupons at an annual rate of 8.00% (0.6667% per month) if on each observation date all three indices are at or above 70% of their starting levels. Beginning May 5, 2026, the issuer can redeem the notes monthly at par plus any due coupon, ending all further payments.
If the notes are not called and the worst-performing index is below 70% of its starting value at maturity, repayment of principal is reduced 1:1 with the decline in that index, up to a total loss of the investment. The initial estimated value is expected to be $920–$970 per $1,000 note, below the $1,000 public offering price, and the notes will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the VanEck Gold Miners ETF (GDX), with an expected maturity of December 27, 2028.
Each $1,000 note pays monthly contingent coupons of $5.417 per payment period when GDX is at or above 65% of its starting value, with unpaid coupons potentially made up later under the memory feature. Starting July 21, 2026, the notes are automatically called if GDX is at or above 100% of its starting value on a call observation date, returning $1,000 plus the applicable coupon.
If the notes are not called and GDX falls more than 15% below its starting value at maturity, repayment is reduced 1:1 beyond that threshold, with up to 85% of principal at risk. The public offering price is $1,000 per note, including up to a $44 underwriting discount, and the initial estimated value is expected to be $890–$950 per $1,000. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately five-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the weakest performer of three sector ETFs: XLE (energy), XBI (biotech) and SMH (semiconductors).
The notes pay monthly contingent coupons of $8.75 per $1,000 only if each ETF is at or above 70% of its starting level on the observation date, with a “memory” feature that can make up missed coupons later. Beginning in January 2027, the notes are automatically called if all three ETFs are at or above 100% of their starting values, returning principal plus the applicable coupon and ending further payments.
If the notes are not called and any ETF finishes below 60% of its starting value at maturity, repayment is reduced 1:1 with that decline, up to a total loss of principal. The initial estimated value is expected between $900 and $950 per $1,000, below the $1,000 public offering price, reflecting dealer discounts (up to $41.25) and hedging and funding costs. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Accelerated Return Notes linked to the ordinary shares of Spotify Technology S.A. Each note has a $10 principal amount and a term of about 14 months. The notes provide 300% upside participation in the stock’s price gains, but returns are capped at a Redemption Amount per unit between $13.40 and $13.80, equal to a gain of 34.00% to 38.00%.
If the Spotify share price falls below the Starting Value at maturity, investors lose principal on a 1‑for‑1 basis, up to a total loss. The notes pay no periodic interest and do not provide dividends or other shareholder rights. Payments depend on the credit of BofA Finance and BAC, and there is no expected active trading market. The initial estimated value is expected to range from $9.24 to $9.89 per unit, below the $10 public offering price, in part due to an underwriting discount of $0.175 per unit and a $0.05 per‑unit hedging‑related charge.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index, maturing January 25, 2028. Each Note has a $1,000 denomination.
The Notes pay a contingent coupon of 10.65% per year (0.8875% per month) only if, on each monthly Observation Date, all three indices are at or above 70% of their Starting Values. Beginning April 23, 2026, the issuer may redeem the Notes monthly at $1,000 per Note plus any due coupon.
If the Notes are not called and the worst-performing index is below 70% of its Starting Value at maturity, principal is reduced 1:1 with index loss, up to a total loss of the $1,000 investment. The initial estimated value is expected between $940 and $990 per $1,000, the Notes are unsecured obligations of BofA Finance and BAC, and they will not be listed on any exchange.
BofA Finance LLC, fully guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index, with an expected maturity on January 27, 2028.
The Notes pay a contingent coupon of 11.60% per year (0.9667% per month), but only for months when each index closes at or above 70% of its starting level. Beginning April 28, 2026, the issuer may redeem the Notes quarterly at $1,000 per Note plus any due coupon.
If the Notes are not called and any index finishes below 70% of its starting level at maturity, investors are exposed to 1:1 downside to the least performing index and can lose up to all principal. The Notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value between $940 and $990 per $1,000, below the public offering price of $1,000.