Bank of America Corporation 424B Filings

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $283,000 of Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER, maturing in December 2030. The notes have an approximately five-year term, no periodic interest, and will not be listed on any exchange.

At maturity, if the index is above its starting level, investors receive 250% of the index gain on top of principal. If the index is between 70% and 100% of its starting level, principal is returned. If it falls below 70%, repayment is reduced 1:1 with the decline and up to all principal can be lost. The initial estimated value is $957.10 per $1,000, below the public offering price, reflecting internal funding, underwriting discounts and hedging costs.

The underlying is a leveraged, volatility-target index based on an excess return version of the S&P 500 Total Return Index, reduced by borrowing, carry, 0.50% annual carry costs and transaction costs, and can allocate heavily to a non‑interest‑bearing cash position, which can materially limit upside. All payments are subject to the credit risk of BofA Finance and Bank of America, and liquidity is uncertain because no trading market is assured.

Bank of America Corporation is offering senior unsecured Fixed Rate Callable Notes due January 26, 2033. The notes pay a fixed interest rate of 4.55% per year, with interest paid semi-annually on January 26 and July 26, starting July 26, 2026, in minimum denominations of $1,000.

Beginning July 26, 2027, and on each subsequent January 26 and July 26 through July 26, 2032, BAC may redeem all of the notes at 100% of principal plus accrued interest, so investors must be prepared for early repayment. The notes are not deposits, are not FDIC insured, and depend entirely on BAC’s credit. They will be delivered in book-entry form through DTC and will not be listed on any exchange, and any secondary market is expected to be limited.

The public offering price includes a 0.90% underwriting discount and may include a hedging-related charge of up to $10.50 per $1,000 principal amount, which reduces the economic terms to buyers. BAC and its affiliates may hedge and make markets in the notes, creating potential conflicts of interest. The notes are treated as fixed-rate debt for U.S. federal income tax purposes, and U.S. Holders generally recognize ordinary income on interest and capital gain or loss on disposition.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,698,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Meta (META), Netflix (NFLX), Oracle (ORCL) and lululemon (LULU). The notes have a face amount of $1,000, an approximate 5‑year term to December 27, 2030, and an initial estimated value of $974.30 per $1,000.

Investors may receive monthly contingent coupons of $15.584 per $1,000 if, on an Observation Date, each stock is at or above 65% of its Starting Value, with missed coupons potentially paid later under the memory feature. Beginning June 23, 2026, the notes are automatically called if each stock is at or above 90% of its Starting Value, returning $1,000 plus the applicable coupon. If not called and any stock ends below 50% of its Starting Value, principal is reduced 1:1 with the loss on the worst‑performing stock, up to a total loss of principal. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $3,741,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an approximate 18‑month term and pay a contingent coupon of 8.50% per annum (0.7084% monthly) only if, on an observation date, each index is at or above 70% of its starting level.

Beginning March 26, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon. If the notes are not called and any index has fallen more than 30% at maturity, principal is reduced 1:1 with the loss in the worst index, up to a total loss. The initial estimated value is $976.10 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $6.191 million of Auto-Callable Enhanced Return Notes due December 27, 2030, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes.

The notes have no coupons and may be automatically called starting December 23, 2026 if all three indexes are at or above their respective call values, paying $1,100–$1,400 per $1,000 note depending on the call year. If not called and at maturity all three indexes are at or above their starting levels, investors receive 150% of the index gain on the worst-performing index.

If the worst-performing index finishes between 70% and 100% of its starting level, principal is returned. Below 70%, losses match the decline in that index, up to a full loss of principal. The public offering price is $1,000 per note, with an initial estimated value of $955.60; the notes are unsecured, not listed, and subject to the credit risk of both BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,148,000 of auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, maturing December 28, 2028.

The notes can be automatically called quarterly starting December 23, 2026 for preset call amounts ranging from $1,115 to $1,316.25 per $1,000. If not called and each index finishes at or above its starting level, investors receive $1,345 per $1,000 (a 34.5% maximum gain). If the worst index ends below 70% of its starting level, repayment is reduced 1:1 with the loss in that index, up to total loss of principal; between 70% and 100%, only principal is returned.

The notes pay no periodic interest, are unsecured obligations subject to the credit risk of BofA Finance and BAC, and will not be listed on an exchange. The public offering price is $1,000 per note, with an underwriting discount up to $28.75 and proceeds to BofA Finance as low as $971.25 per $1,000, while the initial estimated value is $964.50.

BofA Finance LLC is offering $1,005,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Russell 2000® and S&P 500® indexes, fully and unconditionally guaranteed by Bank of America Corporation. The notes run for about 2.75 years, pay a 9.75% per annum contingent coupon (0.8125% monthly) only when each index is at least 85% of its starting level on the relevant observation date, and can be called monthly by the issuer starting June 26, 2026 at par plus any due coupon. If the notes are not called and either index has fallen more than 15% at maturity, investors lose principal 1:1 beyond that buffer, with up to 85% of principal at risk; otherwise, principal is repaid, plus a final coupon if the 85% condition is met. The initial estimated value is $988.50 per $1,000, below the $1,000 public offer price, and all payments depend on the credit of BofA Finance and Bank of America.

Bank of America, N.A. is offering market-linked certificates of deposit tied to the S&P 500 FC TCA 0.50% Decrement Index ER, with a term of approximately five years and a minimum denomination of $1,000 per MLCD. At maturity on December 27, 2030, holders receive their principal plus a Supplemental Amount, if any, based on the index’s gain.

The Supplemental Amount equals $1,000 times a 175.00% Upside Participation Rate times the Market Measure Return when the Ending Value exceeds the Starting Value of 494.04; no upside is paid if the index is flat or down. The MLCDs pay no periodic interest, are subject to the credit risk of BANA, and principal is insured by the FDIC only within applicable limits. The initial estimated value is $967.40 per $1,000 MLCD, reflecting embedded costs, and the underlying index uses leverage, volatility targeting and ongoing borrowing, carry, and transaction costs that can significantly reduce performance.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing approximately $196,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes have an approximate 2.75-year term and pay a 7.00% per annum contingent coupon (0.5834% monthly) only when both indexes are at or above 85% of their starting levels on the monthly observation dates.

Starting in June 2026, BofA Finance may redeem the notes monthly at par plus any due coupon. If the notes are not called and either index falls more than 15% at maturity, principal is reduced 1:1 beyond that buffer, with up to 85% of principal at risk. The initial estimated value is $961.90 per $1,000 versus the $1,000 public offering price, and the notes are unsecured, unlisted obligations subject to the credit risk of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,083,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes run for approximately 4.75 years, pay a 7.25% per annum contingent coupon (0.6042% per month, or $6.042 per $1,000) only when each index is at or above 75% of its starting level on monthly observation dates, and are callable monthly by the issuer starting December 28, 2026 at par plus any eligible coupon. If the notes are not called and any index finishes below 60% of its starting level at maturity, investors are exposed to 1:1 downside to the least performing index and can lose up to their entire principal; otherwise, principal is repaid and a final contingent coupon may be paid. The initial estimated value is $955.70 per $1,000, below the public offering price, and the notes will not be listed on any exchange.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering unsecured market-linked notes tied to the S&P 500® Index. Each note has a $1,000 face amount, with $10,269,000 offered in aggregate, and an initial estimated value of $992.40 per $1,000. The notes pay no interest and are not listed on any exchange.

At maturity on June 23, 2027, if the S&P 500 final level is at least 90% of the initial level of 6,878.49, holders receive a fixed Threshold Settlement Amount of $1,128.90 per $1,000. If the index falls by more than 10%, principal is reduced on a leveraged basis using a buffer rate of approximately 111.111%, and holders can lose some or all of their investment. The notes carry the credit risk of BofA Finance and BAC, may have limited or no secondary market, and the public offering price exceeds the initial estimated value due to internal funding and hedging-related charges.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Index, Russell 2000® Index and S&P 500® Index. The notes have an approximate 4.75‑year term, price at $1,000 per note, with underwriting discount of $9 and proceeds to the issuer of $991 per note before expenses. The initial estimated value is expected between $920 and $970 per $1,000.

The notes pay a contingent coupon of at least 9.00% per year (at least $7.50 per $1,000 monthly) only if on each observation date all three indices are at or above 70% of their starting levels. Beginning July 9, 2026, the issuer may redeem the notes monthly at par plus any due coupon, capping future income. If held to maturity and the least performing index has fallen more than 30%, investors are exposed 1:1 to that decline and can lose up to their entire principal; if all are at or above 70% of their starting levels, principal is repaid and the final coupon is paid. All payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on any exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Dual Directional Buffered Notes linked to the S&P 500® Futures Excess Return Index, with an approximate 2.5‑year term, expected to mature on July 7, 2028. Each Note has a public offering price of $1,000.00, while the initial estimated value is expected to range from $930.00 to $980.00 per $1,000.00, reflecting structuring and distribution costs.

At maturity, if the index ends at or above its starting level, investors receive 125.00% of the index’s gain. If the index declines but stays at or above 85% of its starting value, investors earn a positive return equal to the absolute value of that decline, up to 15%. If the index falls below 85% of its starting value, investors are exposed 1:1 to further losses and can lose up to 85% of principal. The Notes pay no periodic interest, are unsecured senior obligations subject to the credit risk of BofA Finance and BAC, and are not listed on any securities exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices, maturing on July 9, 2027. The Notes pay a contingent coupon of at least 7.75% per year, credited monthly only if each index is at or above 70% of its starting level on the observation date, and can be called monthly at the issuer’s option from April 9, 2026 at par plus any due coupon.

If held to maturity and the least‑performing index has fallen more than 30% from its starting level, investors are exposed to 1:1 downside and can lose up to their entire principal; otherwise they receive full principal back plus any final coupon. The public offering price is $1,000 per Note, with an underwriting discount of $22 and proceeds to BofA Finance of $978 per $1,000 before expenses, while the initial estimated value is expected between $920 and $970 per $1,000. The Notes are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and involve complex market, liquidity and tax risks highlighted in extensive risk disclosures.

Bank of America’s BofA Finance is issuing 724,810 Autocallable Strategic Accelerated Redemption Securities linked to the Russell 1000 Value Index, at a public offering price of $10 per unit, for total proceeds before expenses of $7,103,138. The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and may be automatically called on scheduled observation dates if the index is at or above its starting level of 2,060.183.

If called, investors receive $10 plus a fixed call premium that increases over time, up to $14.014 per unit on the final observation date. If the notes are never called and the index is at or above the 85% threshold at maturity, principal is returned; if the index finishes below that threshold, losses track the index decline beyond 15%, with up to 85% of principal at risk. The initial estimated value is $9.718 per unit, below the $10 offering price, reflecting internal funding rates, a $0.20 underwriting discount and a $0.05 per-unit hedging-related charge.

Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes have an expected term of about 4.75 years, pay a contingent coupon at a rate of 7.15% per annum (0.5959% per month) and are fully and unconditionally guaranteed by Bank of America Corporation.

Monthly coupons of $5.959 per $1,000 are paid only if, on each observation date, all three indices are at or above 70% of their starting levels. Beginning January 11, 2027, BofA Finance can redeem the notes monthly at $1,000 per note plus any due coupon. If the notes are not called and any index finishes below 70% of its starting value at maturity, investors are exposed to 1:1 downside in the worst-performing index and can lose up to all of their principal.

The notes are unsecured, subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and have an initial estimated value expected between $900 and $950 per $1,000, below the public offering price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100®, Russell 2000® and S&P 500® Indexes, maturing July 9, 2027. The notes target an at least 10.00% per annum contingent coupon (about $8.334 per $1,000 monthly) only when, on an observation date, each index is at or above 70% of its starting level.

The issuer can redeem the notes monthly beginning April 9, 2026 at $1,000 plus any due coupon, which can cut off future income. If the notes are not called and any index finishes below 70% of its starting value, repayment is reduced 1:1 with the decline in the worst index, up to a total loss of principal; otherwise, investors receive principal back plus any final coupon. The public offering price is $1,000 per note, with an underwriting discount up to $7 and proceeds to the issuer as low as $993, while the initial estimated value is expected between $930 and $980 per $1,000. Payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing January 11, 2028. The notes pay a contingent coupon of at least 7.75% per year, or at least $6.459 per $1,000 monthly, but only if each index is at or above 70% of its starting level on the relevant observation date.

Beginning July 9, 2026, the issuer may call the notes monthly at $1,000 per note plus any due coupon, which would stop future payments. If the notes are not called and any index falls more than 30% below its starting value at maturity, investors incur 1:1 downside exposure to the weakest index and can lose up to their entire principal. The public offering price is $1,000 per note, with underwriting discounts up to $26 and initial estimated value between $920 and $970 per $1,000, and the notes will not be listed on any exchange.

Bank of America Corporation (BAC) is offering $102,000,000 of Fixed Rate Callable Notes due December 22, 2037. The notes pay a fixed interest rate of 5.00% per annum, with interest paid monthly on the 22nd of each month starting January 22, 2026, in minimum denominations of $1,000.

The notes are senior unsecured obligations and are callable at BAC’s option at 100% of principal plus accrued interest on December 22, 2026 and on each monthly Call Date thereafter through November 22, 2037. The public offering price is 100.00% of principal, with a 1.20% underwriting discount, resulting in proceeds before expenses to BAC of $100,776,000. The offering price also includes a hedging-related charge of up to $10.89 per $1,000 in principal amount.

The notes will not be listed on any exchange, and a secondary market may be limited. Key risks include BAC’s credit risk, the issuer’s right to redeem the notes early, reinvestment risk if called, sensitivity to interest rate changes over the 12-year term and potential conflicts of interest and pricing impacts from affiliated trading and hedging activities.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each Note has a public offering price of $1,000.00, with an underwriting discount of $2.50 and proceeds of $997.50 to BofA Finance per Note, before expenses. The initial estimated value is expected to range from $924.80 to $974.80 per $1,000.00 on the pricing date.

The Notes have a term of approximately 18 months and pay a contingent monthly coupon of $6.875 per $1,000.00 (0.6875% per month, 8.25% per year) only if, on each observation date, every index is at or above 75% of its starting level. BofA Finance may redeem the Notes early on specified monthly call payment dates at $1,000.00 per Note plus any due coupon if all indexes are at or above the coupon barrier. At maturity, if not called, investors receive full principal plus any final coupon if the least performing index is at or above 75% of its starting level; if it finishes below that threshold, repayment is reduced in line with the index loss and investors can lose up to their entire investment. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC is offering $615,000 of auto-callable notes linked to the iShares 20+ Year Treasury Bond ETF, fully guaranteed by Bank of America Corporation. The notes have an approximately 4-year term, no periodic interest, and a $1,000 minimum denomination. They may be called semi-annually starting December 18, 2026, paying call amounts from $1,092.50 up to $1,323.75 per $1,000 if the ETF is at or above the call level.

If the notes are not called and the ETF’s ending value is at or above its $87.80 starting level, investors receive $1,370 per $1,000 at maturity, a 37% total return. If the ending value is between 80% and 100% of the starting level, principal is returned; below 80%, losses match the ETF’s decline, up to a full loss of principal. The initial estimated value is $954.10 per $1,000, below the public offering price, and all payments are unsecured and subject to BofA Finance and BAC credit risk, with no stock-exchange listing.

BofA Finance, guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500, in $1,000 denominations for an aggregate public offering price of $444,000.00. These roughly 11‑month notes pay a contingent coupon of $5.625 per $1,000 (0.5625% monthly, 6.75% per annum) only if on each monthly observation date all three indices are at or above their coupon barriers, set at 75% of their starting levels.

The issuer may redeem all notes early on specified call dates at $1,000 plus any due coupon. If held to maturity and the least‑performing index finishes at or above its 55% threshold value, investors receive full principal back (and possibly the final coupon). If the least‑performing index ends below its threshold, repayment is reduced in line with the index loss and investors can lose up to 100% of principal. The initial estimated value is $986.10 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable, principal-at-risk Securities tied to the NASDAQ-100 Index®. Each Security has a $1,000 denomination and can be automatically called on scheduled Call Dates if the index is at or above its starting level, paying back principal plus a fixed Call Premium that steps up from at least 8.00% to at least 32.00% over time.

If the notes are not called, investors receive $1,000 at maturity only if the index finish level is at or above a Threshold Value set at 90% of the Starting Value. Below that buffer, repayment is reduced 1% for each 1% decline in the index, with losses up to 90% of principal. The Securities pay no interest and do not provide dividends from index constituents.

The initial estimated value is expected to be between $904.25 and $964.25 per $1,000 Security, reflecting dealer discounts, fees and hedging costs, and may be lower than the secondary market value. The notes are unsecured senior obligations of BofA Finance, fully and unconditionally guaranteed by BAC, and are subject to both market risk from the NASDAQ-100 and the credit risk of the issuer and guarantor.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Starbucks Corporation (SBUX), with a total public offering price of $3,028,000.00. The Notes have a term of approximately 13 months, unless automatically called, and are issued in $1,000.00 denominations.

Investors can receive a monthly Contingent Coupon Payment of $9.875 per $1,000.00 in principal (a rate of 0.9875% per month, or 11.85% per annum) if on each Observation Date the Starbucks share price is at or above the Coupon Barrier of $60.41, which is 71.00% of the Starting Value of $85.08. Beginning June 16, 2026, the Notes are automatically called if SBUX is at or above the Call Value of $85.08, paying $1,000.00 plus the applicable coupon.

If the Notes are not called and the Ending Value of SBUX is below the Threshold Value of $60.41, the Redemption Amount falls below 71.00% of principal and can be reduced to zero, meaning investors could lose their entire investment. All payments depend on the credit risk of BofA Finance and BAC, and the initial estimated value of $978.60 per $1,000.00 is lower than the public offering price due to internal funding and hedging costs.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR Fund.

Each $1,000 Note pays a monthly contingent coupon of $8.459 (0.8459% per month, 10.15% per year) only if on an Observation Date all three underlyings are at or above their Coupon Barriers, set at 70% of their respective starting levels. The issuer may redeem all Notes on specified monthly Call Payment Dates at $1,000 per Note plus any due coupon if the same barrier condition is met.

At maturity, if the Notes have not been called and the least performing underlying is at or above its Threshold Value (65% of its starting level), investors receive $1,000 per Note (plus any final coupon if the coupon barrier is met). If the least performing underlying finishes below its Threshold Value, repayment of principal is reduced one‑for‑one with the index loss and can fall to zero.

The initial estimated value is $980.90 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. Investors also face the credit risk of BofA Finance as issuer and BAC as guarantor.

Bank of America Finance LLC, guaranteed by BAC, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the State Street® Energy Select Sector SPDR® ETF. The public offering price is $1,000.00 per Note, with total proceeds of $10,978,000.00 before expenses and an underwriting discount of $9.00 per Note.

The Notes pay a contingent coupon of $10.00 per $1,000.00 (1.00% per month, 12.00% per annum) on monthly Observation Dates only if each underlying stays at or above its Coupon Barrier, set at 70.00% of its Starting Value. Principal repayment at maturity depends on the least performing underlying: if it is at or above its Threshold Value (55.00% of its Starting Value), investors receive $1,000.00 plus any final coupon; if it is below that level, repayment falls in line with the underlying’s loss and investors can lose up to 100.00% of principal.

The issuer may call the Notes on specified quarterly Call Payment Dates at $1,000.00 per Note plus any due coupon if all underlyings meet their Coupon Barriers. The initial estimated value is $983.10 per $1,000.00, lower than the public offering price due to internal funding rates, underwriting discounts, referral fees and hedging-related charges. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the product carries detailed structure, market, conflict, underlying and tax-related risks.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior unsecured Digital Return Notes linked to the least performing of the Invesco S&P 500® Equal Weight ETF (RSP), the Nasdaq-100® Technology Sector Index (NDXT) and the SPDR® S&P Regional Banking ETF (KRE).

The Notes have an approximate 13‑month term. If, on the valuation date in January 2027, the least performing underlying is at or above 60% of its starting value, holders receive a fixed Digital Payment of $1,103.50 per $1,000 principal, a 10.35% return. If the least performing underlying finishes below its 60% threshold, the redemption amount is reduced in line with that underlying’s loss, and investors can lose up to 100% of principal.

The public offering price is $1,000.00 per Note, with proceeds before expenses of $997.80 to BofA Finance after a $2.21 underwriting discount. The initial estimated value on the pricing date is expected to be between $905.00 and $975.00 per $1,000, reflecting internal funding rates and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Variable Income Auto-Callable Yield Notes linked to the least performing of Affirm (AFRM), Palantir (PLTR) and Tesla (TSLA) common stock. The Notes have a term of approximately five years, are issued in $1,000 denominations and return principal at maturity if not called, subject to issuer and guarantor credit risk.

Investors receive monthly coupons that depend on the least performing stock. If its observation value is at or above 75% of its starting value, the Notes pay a Maximum Coupon of $6.875 per $1,000 (0.6875% per month, 8.25% per year); otherwise they pay a Minimum Coupon of $0.2084 per $1,000 (0.02084% per month, 0.25% per year. Beginning with the December 29, 2026 observation date, the Notes are automatically called if the least performing stock is at or above 100% of its starting value, returning $1,000 plus the applicable coupon.

The public offering price is $1,000 per Note, with an underwriting discount up to $37.50, resulting in issuer proceeds as low as $962.50 per $1,000. The initial estimated value is expected between $910 and $960 per $1,000, reflecting BAC’s internal funding rate, hedging costs and selling concessions.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior unsecured Digital Return Notes linked to the least performing of Meta Platforms Class A, Apple common stock, and NVIDIA common stock. The Notes have a term of approximately 13 months, are issued in $1,000.00 minimum denominations, and pay a fixed digital return if conditions are met.

If, on the Valuation Date, the Ending Value of the least performing underlying stock is at or above its Threshold Value (60.00% of its Starting Value for each name), investors receive a Digital Payment of $1,200.00 per $1,000.00, representing a 20.00% return. If the least performing stock finishes below its Threshold Value, the Redemption Amount falls in line with the stock’s loss, and can be less than 60.00% of principal, down to zero, meaning investors could lose their entire investment.

The public offering price is $1,000.00 per Note, with an underwriting discount of $2.20 and proceeds before expenses of $997.80 to BofA Finance. The initial estimated value is $985.50 per $1,000.00, reflecting BAC’s internal funding rate, underwriting discount, and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC, and investors do not receive dividends on the underlying stocks.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Buffered Digital Return Notes linked to the S&P 500® Index. The notes have a term of approximately 13 months with a minimum denomination of $1,000.00 and total public offering size of $2,375,000.00.

The notes pay a fixed Digital Payment of $1,084.00 per $1,000.00 (an 8.40% return) if, on the valuation date, the S&P 500® Index closing level is at or above the Starting Value of 6,827.41. If the index is below the Starting Value but at or above the Threshold Value of 5,803.30 (85.00% of the Starting Value), investors receive only their principal back. If the index closes below the Threshold Value, repayment is reduced in line with the index decline beyond the 15% buffer, and investors could lose up to 85.00% of their investment.

The initial estimated value of the notes on the pricing date is $988.20 per $1,000.00, less than the public offering price. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes do not pay dividends on S&P 500® stocks.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each Note has a $1,000.00 denomination and public offering price, with an initial estimated value of $985.30 per $1,000.00, reflecting internal funding and hedging-related costs.

Investors may receive a contingent monthly coupon of $7.625 per $1,000.00 (0.7625% per month, 9.15% per annum) only if on each observation date all three indices are at or above their coupon barriers set at 70% of starting levels. BofA Finance may redeem the Notes early on specified monthly call dates at $1,000.00 per Note plus any due coupon if the barrier condition is met.

If the Notes are not called and, at maturity, the least performing index closes below its 60% threshold value, the redemption amount per $1,000.00 will be less than 60% of principal and could be zero, meaning up to 100% loss of invested principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering S&P 500® Index-linked notes that do not pay interest and return depends entirely on index performance. Each note has a $1,000 face amount, with $1,475,000 total offered, and an initial underlier level of 6,800.26. At maturity on March 17, 2027, investors receive up to a capped maximum of $1,123 per $1,000 if the index rises, reflecting a 200% upside participation subject to a cap at 106.15% of the initial level.

The structure includes a 10% downside buffer: if the S&P 500® is down by 10% or less, investors receive their face amount. Below that buffer, losses are magnified by a buffer rate of approximately 111.111%, so investors can lose some or all principal. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on an exchange, and have an initial estimated value of $981.70 per $1,000, below the 100% public offering price.

Bank of America’s BofA Finance is offering auto-callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing in December 2030. The notes have an approximate five-year term and are automatically called quarterly starting in December 2026 if the index is at or above preset call values, paying call amounts that rise from $1,162.50 to $1,771.875 per $1,000 of principal.

If the notes are not called and the index ends at or above 60% of its starting level, investors receive a fixed $1,812.50 per $1,000 at maturity. If the index falls more than 40% from its starting level, repayment is reduced 1:1 with the decline, and principal can be fully lost. The notes pay no periodic interest, are unsecured obligations of BofA Finance guaranteed by Bank of America Corporation, and will not be listed on an exchange. The public offering price is $1,000 per note, with proceeds of $992.50 per note to BofA Finance and an initial estimated value of $924.80.

Bank of America Corporation is offering $7,500,000 of senior unsecured Fixed Rate Callable Notes due December 18, 2045. The notes are issued in minimum denominations of $1,000, pay a fixed interest rate of 5.25% per annum, and pay interest semi-annually on June 18 and December 18, starting June 18, 2026.

Bank of America may redeem all of the notes at 100% of principal plus accrued interest on December 18, 2028 and on each subsequent semi-annual Call Date through June 18, 2045, which creates reinvestment risk if rates fall. The public offering price is 100% of principal, with an underwriting discount of 2.00%, resulting in $7,350,000 in proceeds to BAC before expenses. The notes are not bank deposits, are not FDIC-insured, will not be listed on any exchange, and carry BAC’s credit risk and potential liquidity and market value risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the EURO STOXX 50® Index and the Nikkei 225® Index, maturing on December 27, 2030. Each Note has a $10 stated principal amount, with a minimum investment of 100 Notes.

The Notes can pay quarterly contingent coupons at an annual rate between 7.10% and 7.60%, but only if the “least performing” index on each observation date is at or above its coupon barrier, initially set at 70% of its starting level. Beginning June 23, 2026, the Notes are automatically called if the least performing index is at or above its initial value, returning principal plus the coupon for that quarter.

If not called, principal repayment at maturity depends on the least performing index. If its final level is at or above the downside threshold (initially 60% of its starting level), investors receive full principal (and any due coupon). If it is below this threshold, repayment is reduced in line with the index loss, up to a 100% loss of principal. The Notes are senior unsecured debt, not FDIC insured, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $10.00 per Note, with an underwriting discount of $0.225 and an initial estimated value expected between $9.175 and $9.675 per $10 principal.

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering approximately 5-year Enhanced Return Notes linked to the Russell 2000® Futures Excess Return Index. Each Note has a public offering price of $1,000 and an initial estimated value between $935 and $985, reflecting internal funding and hedging costs.

At maturity, if the index finishes above its Starting Value of 339.12, investors receive amplified gains at a 170.50% participation rate. If the Ending Value is between 60% and 100% of the Starting Value, principal is repaid. If the index falls below 60% of the Starting Value, repayment is reduced in line with the loss and investors can lose all of their principal. The Notes pay no periodic interest, all payments depend on the credit of BofA Finance and BAC, and the product carries significant market, liquidity, structural and tax risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering trigger autocallable notes linked to the S&P 500® Index, maturing around December 28, 2027. Each note has a $10 stated principal amount and is sold at 100% of principal, with an underwriting discount of $0.15 per note.

The notes may be automatically called quarterly if the index closes at or above its initial level, paying back principal plus a call return based on a fixed call return rate of at least 9.00% per year, with call returns starting at at least 4.50% and rising to at least 18.00% if called on the final observation date. If the notes are not called and, at final observation, the index is below its initial level but at or above 80% of the initial value (the downside threshold), investors receive only their principal back. If the index finishes below the downside threshold, repayment is reduced in line with the index loss, down to a possible total loss of principal.

Investors will not receive dividends on S&P 500 stocks, the notes will not be listed on any exchange, and liquidity may be limited. The initial estimated value is expected to be between $9.25 and $9.75 per $10 of principal, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable, senior unsecured notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The notes have an approximately 5-year term, minimum denominations of $1,000, and an initial estimated value between $900 and $950 per $1,000, which is less than the public offering price.

The notes may be automatically called starting December 22, 2026 if each index is at or above its applicable call value, with call amounts of $1,085, $1,170, $1,255 and $1,340 per $1,000 on successive annual observation dates. If not called and the least performing index ends at or above 80% of its starting value, the redemption amount is $1,425 per $1,000. If the least performing index finishes below 70% of its starting value, principal is reduced one-for-one with index loss and up to 100% of the investment can be lost.

All payments depend on the credit risk of BofA Finance and BAC and reflect BAC’s internal funding rate, underwriting discount and hedging-related charges, which reduce economic terms to purchasers. The notes do not pay dividends or guarantee principal and involve complex tax and market risks highlighted in extensive risk factor and U.S. federal income tax discussions.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have a term of approximately 5 years, are issued in $1,000 denominations, and may be automatically called starting in December 2026 if the index meets preset Call Values, paying fixed Call Amounts that rise over time from $1,162.500 to $1,771.875 per $1,000.

If the notes are not called, investors receive at maturity either $1,812.500 per $1,000 if the index Ending Value is at or above the 60% Redemption Barrier, or a significantly reduced amount (down to zero) if the index finishes below that level, meaning up to a 100% loss of principal. The underlying index uses leveraged and variable exposure to E‑Mini S&P 500 futures with a 35% volatility target and applies a 6.00% annual decrement plus transaction costs, which continuously erode performance.

The public offering price is $1,000.00 per note, with an underwriting discount of $7.50 and proceeds to BofA Finance of $992.50 per note. The initial estimated value is expected to be between $900.00 and $970.00 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, the Russell 2000 Index and the Energy Select Sector SPDR ETF. The public offering price is $1,000.00 per Note, with underwriting discounts of $18.50 and initial estimated value expected between $921.50 and $971.50 per $1,000.00.

Each quarter, investors may receive a contingent coupon of at least $24.125 per $1,000.00 (at least 2.4125% per quarter, 9.65% per annum) if all three underlyings are at or above 65% of their starting levels. The issuer can redeem the Notes on specified quarterly dates at $1,000.00 per Note plus any due coupon. If held to maturity and the least performing underlying finishes below 65% of its starting level, repayment is reduced in line with that decline and investors can lose up to 100% of their principal.

Payments depend entirely on the credit of BofA Finance and BAC, and the Notes do not pay dividends on the underlyings. The structure embeds hedging costs and BAC’s internal funding rate, so the economic value to investors is lower than the public offering price, and secondary market prices may be below the amount initially paid.

BofA Finance, guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the worst performer of three ETFs: the State Street Energy Select Sector SPDR (XLE), VanEck Gold Miners (GDX) and VanEck Semiconductor (SMH).

Investors may receive a monthly contingent coupon of $14.375 per $1,000 (about 1.4375% per month, 17.25% per year) if on each observation date all three ETFs are at or above 70% of their starting value. The issuer can redeem the notes early on specified monthly call dates at $1,000 plus any due coupon.

If the notes are not called and the worst-performing ETF finishes at or above 50% of its starting value, investors receive full principal back (plus any final coupon if the 70% barrier is met). If the worst ETF ends below 50%, principal is reduced in line with that decline, and investors could lose their entire investment. The initial estimated value is expected to be between $920 and $970 per $1,000, below the public offering price of $1,000, and payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering callable contingent income securities due December 30, 2027 linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ‑100 indices. Each security has a stated principal amount of $1,000 and can pay a quarterly contingent coupon of at least $24.375 per security (at least 9.75% per year), but only if all three indices stay at or above 70% of their initial values on every index business day in the relevant quarter.

Beginning March 31, 2026, BofA Finance may redeem all of the securities on any quarterly redemption date for $1,000 per security plus any due contingent coupon. If the notes are not redeemed and, on the final observation date, any index finishes below its 70% downside threshold, investors are fully exposed to the decline of the worst-performing index on a 1‑to‑1 basis and can lose most or all of their principal. The estimated value on the pricing date is between $910 and $970 per $1,000, reflecting fees, hedging costs and the issuer’s internal funding rate.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering callable contingent income securities due December 30, 2027 linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices. Each security has a stated principal amount of $1,000 and can pay a contingent quarterly coupon of at least $21.00 per security (at least 2.10% per quarter, or at least 8.40% per year), but only if on every index business day in the observation period all three indices stay at or above 65% of their initial level.

Beginning March 31, 2026, the issuer may redeem all securities quarterly at par plus any due coupon. If the notes are outstanding to maturity and each index finishes at or above its 65% downside threshold, investors receive principal back plus any final coupon. If any index finishes below its downside threshold, repayment is reduced 1‑for‑1 with the decline of the worst index and can fall below 65% of principal, down to zero. Payments also depend on the credit of BofA Finance and BAC, and the initial estimated value per $1,000 is between $910.00 and $970.00, less than the $1,000 issue price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 3-year Contingent Income Auto-Callable Securities linked to the Class A common stock of Alphabet Inc. (GOOGL). These principal-at-risk notes pay a contingent quarterly coupon of at least $26.50 per $1,000 (at least 2.65% per quarter, or 10.60% per year) only if Alphabet’s share level on a determination date is at or above 70% of the initial share price, the downside threshold.

If on any of the first eleven determination dates the stock is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any previously unpaid coupons. If held to maturity and the final share price is at or above the downside threshold, investors receive $1,000 plus the due coupons; if it is below, repayment is reduced 1-for-1 with the stock’s decline and can be zero. The estimated value on the pricing date is between $917.50 and $967.50 per $1,000, reflecting internal funding and hedging costs. The securities are unsecured, not FDIC insured, and will not be listed on an exchange.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Auto-Callable Yield Notes linked to the common stock of JPMorgan Chase & Co.

Each Note has a public offering price of $1,000.00, with underwriters buying at $980.00 per Note. The initial estimated value on the pricing date is expected to be between $920.00 and $970.00 per $1,000.00, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges.

The Notes pay quarterly contingent coupons only if JPM’s closing price on an observation date is at or above a coupon barrier set at 70% of the starting value, with the coupon rate expected between 7.50% and 8.65% per year. Beginning in March 2026, the Notes are automatically called if JPM is at or above 100% of the starting value on any call observation date, returning $1,000 per Note plus any due coupon.

If the Notes are not called and JPM’s ending value falls below the 70% threshold, the redemption amount will be reduced in line with JPM’s decline and can be zero, meaning investors may lose up to 100% of their principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Arista Networks, Inc. (ANET). The Notes have a public offering price of $1,000.00 per Note and total public offering proceeds of $3,082,000.00, with net proceeds to BofA Finance of $975.00 per Note before expenses. The initial estimated value is $964.60 per $1,000.00 principal amount, lower than the public price because of internal funding and hedging costs.

The Notes run for about three years, maturing on December 20, 2028, unless automatically called earlier if ANET’s price on specified observation dates is at or above the call value of $125.89. Investors may receive quarterly contingent coupon payments of $31.70 per $1,000.00 period when ANET’s price is at or above the coupon barrier and threshold value of $62.95, but can lose up to all principal if ANET finishes below the threshold. All payments depend on ANET’s performance and the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the TOPIX Index, the iShares MSCI Emerging Markets ETF (EEM) and the iShares Russell 2000 Value ETF (IWN). The notes are priced at $1,000 each, with an underwriting discount of $4 and proceeds of $996 per note to BofA Finance. The initial estimated value on the pricing date is expected between $920 and $985 per $1,000.

The term is approximately 7 years, unless the notes are automatically called. Starting in 2027, if on any Call Observation Date all three underlyings are at or above 100% of their starting values, the notes are called and pay a fixed Call Amount ranging from $1,127.50 to $1,765.00 per $1,000.

If not called, at maturity investors receive $1,892.50 per $1,000 so long as the least performing underlying is at or above 80% of its starting value. If it finishes below this Redemption Barrier, repayment falls in line with the underlying loss and can be as low as zero, meaning a total loss of principal. Payments depend on the credit risk of BofA Finance and BAC, and investors do not receive any dividends from the ETFs or index.

BofA Finance, guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the worst-performing of three ETFs: State Street Energy Select Sector SPDR (XLE), VanEck Junior Gold Miners (GDXJ) and VanEck Semiconductor (SMH). The public offering price is $1,000 per Note, with an underwriting discount of $10 and proceeds to BofA Finance of $990 per Note.

Holders can receive a monthly contingent coupon of $14.375 per $1,000 (1.4375% per month, 17.25% per year) if on each observation date every ETF is at or above 65% of its starting value. The issuer may redeem the Notes on specified call dates at $1,000 plus the coupon if this condition is met.

If the Notes are not called and at maturity the worst ETF is at or above 50% of its starting value, principal is repaid in full (plus any final coupon if the 65% barrier is met). If the worst ETF finishes below 50%, repayment is reduced in line with its loss and can fall to zero, meaning up to a 100% loss of principal. Payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected between $910 and $970 per $1,000, lower than the public price.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index, SPDR Gold Shares (GLD) and iShares 20+ Year Treasury Bond ETF (TLT).

Investors may receive monthly contingent coupon payments of $8.75 per $1,000 (10.50% per annum) only if on each observation date every underlying is at or above its 70% coupon barrier. At maturity, if the notes are not called and the worst-performing underlying is at or above its 60% threshold, principal is repaid (plus any final coupon); if it finishes below 60%, repayment is reduced in line with that loss, up to a total loss of principal.

The issuer can redeem the notes early on specified monthly call dates at $1,000 plus any due coupon. The initial estimated value is expected to be between $940 and $990 per $1,000, below the public offering price of $1,000, reflecting internal funding rates, underwriting discounts and hedging costs. All payments depend on the credit risk of BofA Finance and BAC.