Bank of America Corporation 424B Filings

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3-year auto-callable notes linked to the worst performer of the S&P 500 Index and the Energy Select Sector SPDR ETF. Each Note has a $1,000 principal amount, with a public offering price of $1,000 and an initial estimated value of $964.90, and total public offering proceeds of $9,485,000 before expenses.

The Notes may be automatically called quarterly from June 2026 through September 2028 if both underlyings are at or above preset call levels, paying call amounts that rise from $1,061 to $1,335.50 per $1,000. If not called, and the worst underlying finishes at or above 90% of its starting level, investors receive $1,366 per $1,000; if it finishes between 70% and 90%, principal is returned; below 70%, repayment falls below 70% and up to 100% of principal can be lost. Payments depend on the credit of BofA Finance and BAC and do not include any dividends from the index or ETF. The issuer highlights that its internal funding rate, underwriting discount and hedging costs make the initial estimated value lower than the offering price.

BofA Finance is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the Class C common stock of Dell Technologies Inc., with a total public offering price of $6,062,000.00, fully and unconditionally guaranteed by Bank of America Corporation. The notes have approximately a 3-year term, $1,000.00 minimum denominations, a Starting Value of $130.51, and both a Coupon Barrier and Threshold Value of $65.26, which is 50.00% of the Starting Value.

On each quarterly Observation Date, if Dell’s Observation Value is at or above the Coupon Barrier, holders receive a contingent coupon of $29.575 per $1,000.00 note, with a memory feature that can make up prior missed coupons. Beginning June 15, 2026, the notes are automatically called if the Observation Value is at or above the $130.51 Call Value, paying $1,000.00 plus the applicable coupon. If at maturity Dell’s Ending Value is below the Threshold Value, the Redemption Amount falls with the stock and can be reduced to $0.000, meaning up to 100.00% loss of principal.

The initial estimated value is $961.50 per $1,000.00 note, below the $1,000.00 public offering price, reflecting BAC’s internal funding rate, underwriting discount, and hedging-related charges. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance, guaranteed by Bank of America Corporation, is offering capped buffered enhanced return notes linked to the S&P 500® Equal Weight Index (SPW). The notes have an expected term of about two years, from a pricing date on December 19, 2025 to maturity on December 23, 2027.

For each $1,000 note, investors receive 200% of any positive index return, up to a maximum repayment of at least $1,200, so gains are capped at a minimum of 20%. If the index ends at or above 90% of its starting level, principal is repaid in full; below this 10% buffer, principal is reduced in line with further index losses, and up to 90% of the investment can be lost.

The initial estimated value is expected to be $930.10–$980.10 per $1,000 note, less than the $1,000 public offering price, reflecting Bank of America’s internal funding rate, underwriting discounts, referral fees and hedging-related costs. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering unsecured, S&P 500® Index-linked notes that do not pay interest and whose return depends entirely on index performance over approximately 17 to 20 months.

For each $1,000 face amount, if the final index level is at or above 90.00% of the initial level, holders receive a fixed Threshold Settlement Amount expected to be between $1,113.00 and $1,132.90, capping upside even if the index rises substantially. If the index falls more than 10.00%, repayment is reduced on a leveraged basis using a Buffer Rate of approximately 111.111%, and investors can lose some or all principal. The notes will not be listed, carry the credit risk of both BofA Finance and BAC, have an initial estimated value between $962.30 and $992.30 per $1,000, and are sold at 100.00% of face amount with no underwriting discount.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the worst performer among Meta (META), Netflix (NFLX), Oracle (ORCL) and lululemon (LULU). The notes have an expected term of about five years and a public offering price of $1,000.00 per note, with underwriting discounts of $40.00 and proceeds of $960.00 per note to BofA Finance.

Investors may receive monthly contingent coupons of $15.584 per $1,000.00 note, but only if on each observation date all four stocks are at or above 65% of their starting value; missed coupons can be partially recovered later through a “memory” feature. Beginning June 23, 2026, the notes are automatically called if all stocks are at or above 90% of their starting value, returning $1,000.00 plus the applicable coupon.

If the notes are not called, principal repayment at maturity depends on the lowest-performing stock. If that stock finishes at or above 50% of its starting value, investors receive full principal back (plus any final coupon if it is at or above the 65% barrier). If it ends below 50%, repayment is reduced one-for-one with the loss in that stock and can fall to zero, meaning a complete loss of principal. The initial estimated value is expected to be between $900.00 and $950.00 per $1,000.00 note, reflecting internal funding and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The initial estimated value is expected to be between $910 and $960 per $1,000 note, below the public offering price.

Investors may receive a contingent coupon of $7.084 per $1,000 each month (0.7084% monthly, 8.5% per annum) if on the observation date all three indices are at or above 70% of their starting levels. The issuer can redeem the notes monthly at $1,000 plus any due coupon. If held to maturity and the least performing index finishes below 65% of its starting level, repayment will be reduced and investors can lose up to all of their principal.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable notes tied to the lowest performer of the Russell 2000, S&P 500 and EURO STOXX 50 indexes. Each Security has a $1,000 denomination, no periodic interest and may redeem early if the lowest-performing index on a Call Date is at or above its starting level.

If auto-called, holders receive $1,000 plus a fixed Call Premium that starts at at least 13.700% on January 5, 2027 and steps up to at least 41.100% by the final Call Date on January 2, 2029. If the notes are not called, principal is protected only down to 75% of the starting level; below that, repayment is reduced one-for-one with the index loss and can fall to zero. The public offering price is $1,000 per Security, with proceeds to BofA Finance of $974.25 before expenses, and the initial estimated value is expected to range from $904.25 to $964.25, all subject to the credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Palo Alto Networks, Inc. (PANW). These unsecured senior notes have an approximately three-year term and pay quarterly contingent coupons only if PANW’s closing price on each observation date is at or above a coupon barrier set at 60% of the starting value.

The notes are designed to pay a contingent coupon between 2.1250% and 2.3125% per quarter (between 8.50% and 9.25% per year per $1,000 principal amount, and can be automatically called beginning in March 2026 if PANW’s price is at or above the starting value. If the notes are not called and PANW finishes below the 60% threshold at maturity, investors will receive less than the principal back and could lose their entire investment. The public offering price is $1,000 per note, with an underwriting discount of $20 and proceeds of $980 to BofA Finance, while the initial estimated value is expected to be between $920 and $970 per $1,000.

BofA Finance LLC is offering Trigger Autocallable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation, with a stated principal of $10.00 per note and a minimum investment of 100 notes.

The notes can be automatically called on annual observation dates starting in December 2026 if the index is at or above its initial value, paying back principal plus a call return based on a fixed annual rate of 7.50% to 8.00%, increasing over time.

If the notes are not called and, on the final observation date in December 2030, the index is below the downside threshold of 75% of the initial value, investors lose principal in line with the index decline, up to a 100% loss, and receive no dividends. The notes are unsecured, not FDIC insured, not exchange-listed, carry issuer and guarantor credit risk, and have an initial estimated value of $9.20–$9.60 per $10.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable enhanced return notes linked to the S&P 500® Index with a term of approximately three years. The notes are issued in $1,000 denominations, with a public offering price of $1,000, an underwriting discount of $7 and proceeds to BofA Finance of $993 per note. The initial estimated value on the pricing date is expected to range between $940 and $990 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges.

The notes may be automatically called on December 18, 2026 if the index is at or above its starting level, paying a call amount of $1,090 per $1,000. If held to maturity and not called, investors receive enhanced upside at a 133% participation rate when the index is at or above a 100% redemption barrier, full principal back if the index remains at or above a 60% threshold, and proportionate losses below that level, up to a 100% loss of principal. All payments depend on the credit risk of BofA Finance and BAC and do not include any S&P 500 dividends.

Bank of America’s BofA Finance is offering 5-year, senior unsecured “contingent income” auto-callable yield notes linked to the least performing of Amazon, JPMorgan Chase and Uber common stock. Each Note has a public offering price of $1,000.00, with an underwriting discount of $37.50 and initial proceeds of $962.50 to BofA Finance, and an initial estimated value expected between $900.00 and $950.00 per $1,000.00.

Investors may receive monthly contingent coupons of $8.542 per $1,000.00 only when each stock closes at or above 55.00% of its starting value, with a “memory” feature that can make up missed coupons later. Beginning June 22, 2026, the Notes are automatically called at $1,000.00 plus any due coupon if all three stocks are at or above their starting values. If held to maturity without an automatic call, principal is protected only if the worst-performing stock stays at or above 50.00% of its starting value; otherwise repayment can fall below 50.00% of principal, down to zero.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of AutoZone, Inc. and Broadcom Inc. common stock. The notes are expected to price on December 23, 2025 and mature on December 29, 2028, unless automatically called earlier.

Investors pay a public offering price of $1,000 per note, while the initial estimated value is expected to range between $880 and $930 per $1,000, reflecting internal funding and hedging costs. On each monthly Observation Date, if both stocks are at or above 60% of their Starting Value, holders receive a Contingent Coupon Payment per $1,000 equal to $11.875 times the number of Contingent Payment Dates to date minus prior coupons, creating a “memory” feature.

Beginning March 23, 2026, the notes are automatically called if both stocks are at or above 100% of their Starting Value, returning $1,000 plus the applicable coupon. If held to maturity and not called, investors receive $1,000 per note plus the final coupon if the worst-performing stock is at or above its 60% Threshold Value; if it is below, principal is reduced in line with the stock loss and can fall to zero. All payments depend on the credit of BofA Finance and BAC and carry complex market, structural, and tax risks.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The public offering price is $1,000 per note, with an underwriting discount of $16.50 and initial issuer proceeds of $983.50 per note. The initial estimated value on the pricing date is expected between $920 and $970 per $1,000.

The notes have a term of approximately 11 months and may pay a monthly contingent coupon of $6.667 per $1,000 (0.6667% per month, 8.00% per annum) if on each observation date all three indexes are at or above a coupon barrier set at 70% of their starting values. BofA Finance can redeem the notes early on specified call dates at $1,000 plus any due contingent coupon if the barrier condition is met.

At maturity, if not called, holders receive $1,000 per note (plus any final coupon) if the least performing index is at or above its 70% threshold. If it finishes below that level, repayment is reduced in line with the index loss, and investors can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and reflect internal funding and hedging costs that make the notes’ estimated value lower than the offering price.

BofA Finance is offering Contingent Income Auto-Callable Yield Notes, guaranteed by BAC, linked to the least performing of three ETFs: KRE (regional banks), XLU (utilities) and SMH (semiconductors). The notes have a term of about 23 months, from an expected issue date of December 24, 2025 to a November 24, 2027 maturity, and a public offering price of $1,000.00 per note, with an underwriting discount of $23.75 and proceeds to BofA Finance of $976.25 per note before expenses.

Investors may receive a $10.00 contingent coupon per $1,000 (1.00% per month, 12.00% per year) on each monthly observation date only if all three ETFs are at or above 70.00% of their starting values. Beginning March 19, 2026, the notes are automatically called if all ETFs are at or above 100.00% of their starting values, paying $1,000 plus the coupon. At maturity, if the least performing ETF is at or above 60.00% of its starting value, principal is repaid (and a final coupon is paid if it is also at or above the 70.00% barrier). If it is below 60.00%, repayment is reduced in line with that ETF’s loss, up to a total loss of principal. All payments depend on the credit of BofA Finance and BAC, and the initial estimated value is expected to be $910.00–$960.00 per $1,000, less than the public price.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 7-year Auto-Callable Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. The notes are priced at $1,000 each, with an initial estimated value of $923 per $1,000, reflecting internal funding and hedging costs. Per-note proceeds to BofA Finance before expenses are $958.75.

The notes may be automatically called starting in 2026 if the index closes at or above preset call levels, paying fixed call amounts such as $1,114 in 2026, $1,228 in 2027 and $1,342 in 2028 per $1,000. If never called and the index ending level is at or above the redemption barrier, investors receive their principal plus any positive index return; if it is below the barrier, only principal is repaid. All payments depend on the credit of BofA Finance and BAC and do not include any index dividends.

BofA Finance LLC is issuing $50,000,000 of senior unsecured 4.00% fixed rate callable notes due December 17, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes pay interest quarterly on March 17, June 17, September 17 and December 17 of each year, starting March 17, 2026, in minimum denominations of $1,000.

The notes may be redeemed at the issuer’s option at 100% of principal plus accrued interest on any interest payment date from June 17, 2026 through September 17, 2027, creating reinvestment and call risk for holders. The public offering price is 100.00% with a 0.20% underwriting discount, providing $49,900,000 in proceeds before expenses. The notes are not deposits, are not FDIC insured, and are subject to the credit risk of both BofA Finance and Bank of America. They are expected to be treated as fixed-rate debt for U.S. federal income tax purposes, with interest taxed as ordinary income.

BofA Finance is offering $2,000,000 of Contingent Income Auto-Callable Yield Notes, fully guaranteed by BAC, linked to the least performing of the Nasdaq-100 Index, the Energy Select Sector SPDR ETF and the SPDR S&P Biotech ETF. The Notes run for about 15 months unless called early and pay a contingent coupon of $13.209 per $1,000 (1.3209% per month, 15.85% per year) only if each underlying stays at or above its coupon barrier, set at 70% of its starting level.

Beginning June 12, 2026, the Notes are automatically called if each underlying is at or above its starting value, returning $1,000 plus the coupon. A knock-in is triggered if any underlying ever trades below 65% of its starting value; if that occurs and the least performing underlying finishes below its starting level, principal is repaid in line with that underlying’s loss and up to 100% of invested capital can be lost.

The public offering price is $1,000 per Note, with underwriting discounts of $2.50 and proceeds to BofA Finance of $997.50 per Note before expenses. The initial estimated value is $982 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes are not FDIC insured.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the Class A common stock of Block, Inc. in $1,000 denominations. The notes run for approximately 2.5 years and pay a contingent coupon of $12.292 per $1,000 each month, equal to 1.2292% per month (14.75% per year), but only when Block’s share price on an observation date is at or above the coupon barrier of $35.61, which is 55% of the starting value of $64.75.

Beginning June 12, 2026, the notes are automatically called if Block’s stock is at or above the call value of $64.75 on a call observation date, returning $1,000 per note plus the applicable coupon, after which no further payments are made. If the notes are not called and, at maturity on June 15, 2028, Block’s ending value is at or above the threshold value of $35.61, investors receive full principal plus any final coupon. If Block finishes below the threshold, repayment of principal is reduced in line with the stock’s decline, and investors can lose up to all of their investment.

The initial estimated value is $969.70 per $1,000, lower than the public offering price of $1,000, reflecting internal funding and hedging costs. The total public offering size shown is $1,500,000, with underwriting discounts of $35,250 and proceeds to BofA Finance of $1,464,750. The notes are unsecured, unsubordinated obligations of BofA Finance, guaranteed by Bank of America, and are not FDIC insured. They carry market, equity, tax, and credit risks, and are not intended for retail investors in the EEA or United Kingdom.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable enhanced return notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. Each Note has a $1,000 denomination, a term of about three years, and an initial estimated value of $962.00 per $1,000, below the $1,000 public offering price.

The Notes offer 150.00% upside participation if held to maturity and not called, with full principal repaid so long as the worst index does not fall below its 65.00% Threshold Value. An automatic call can occur on December 15, 2026, paying $1,144.00 per $1,000 if all three indices are at or above their 100.00% Call Values. If the least performing index finishes below its Threshold Value, investors lose principal, potentially up to 100.00%. Per-Note proceeds to BofA Finance are $971.00 before expenses on a total offering of $1,158,000.00, and all payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of Alphabet (GOOGL), Apple (AAPL), NVIDIA (NVDA) and Tesla (TSLA). Each note has a $1,000 public offering price, with total offering size of $2,157,000, and an initial estimated value of $1,024.50 per $1,000 principal amount.

The notes run for about three years, with potential automatic calls starting December 16, 2026 if every stock is at or above its call value. Call payments step up from $1,593.00 to $2,630.75 per $1,000 note, and if held to maturity without being called, the redemption can be as high as $2,779.00 if the least performing stock is at or above its redemption barrier.

If, at maturity, the least performing stock finishes below its 60% threshold value, investors receive less than 60% of principal and can lose their entire investment. All payments depend on the market performance of the stocks and on the credit of BofA Finance as issuer and BAC as guarantor.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an approximately 11‑month term and are issued at $1,000 per note, with per‑note proceeds to BofA Finance of $983.50 before expenses. The initial estimated value is $977.50 per $1,000, reflecting internal funding and hedging costs.

Investors may receive a contingent coupon of $6.875 per $1,000 (0.6875% monthly, 8.25% per annum) on each monthly observation date only if all three indexes close at or above their coupon barriers, set at 70% of their starting values. The issuer may redeem the notes early on specified call dates at par plus any due coupon.

If the notes are not called and, at maturity, the least performing index is at or above its 70% threshold, investors receive par plus any final coupon. If it finishes below its threshold, repayment of principal is reduced in line with the index loss, and up to 100% of the investment can be lost. All payments are unsecured and subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index. The notes have a term of approximately 18 months, from an expected issue date of December 26, 2025 to a maturity date of June 25, 2027, unless called earlier.

Investors may receive a monthly contingent coupon of $6.042 per $1,000 in principal (0.6042% per month, 7.25% per year) whenever each index is at or above 70% of its starting level on the relevant observation date. The issuer may redeem the notes on specified call payment dates at $1,000 per note plus the coupon if all indexes are at or above their coupon barriers.

If the notes are not called, principal is protected at maturity only if the least performing index finishes at or above 60% of its starting value. Below that threshold, repayment of principal is reduced in line with the index loss and can fall to zero. The public offering price is $1,000 per note, with an underwriting discount of $7.00 and proceeds to BofA Finance of $993.00 per note before expenses. The initial estimated value is expected to be between $930 and $980 per $1,000, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America, is offering auto-callable market-linked notes tied to the Dow Jones Industrial Average, Russell 2000 and S&P 500. The notes are issued in $1,000 denominations, have a term of about 5 years and may be automatically called quarterly starting in December 2026 if all three indices are at or above their call levels (90% of starting values), paying preset call amounts from $1,081 up to $1,384.75 per $1,000.

If not called, repayment at maturity depends on the least performing index. Investors receive $1,405 per $1,000 if that index is at or above its 90% redemption barrier; they receive full principal back if it is between 75% and 90% of its start. If it finishes below 75%, repayment falls one-for-one with the loss in that index, and investors can lose up to all of their investment.

The public offering price is $1,000 per note, with an initial estimated value of about $970.80 due to internal funding rates, underwriting discounts and hedging costs. Total proceeds before expenses are shown as $10,901,520 on a $11,124,000 offering. All payments are subject to the credit risk of BofA Finance and Bank of America.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the Energy Select Sector SPDR ETF. The notes have a term of about 2.5 years, from a pricing date of December 12, 2025 to a scheduled maturity date of June 15, 2028, in minimum denominations of $1,000.

Investors may receive a contingent coupon of $9.00 per $1,000 (0.90% per month, 10.80% per year) on each monthly observation date only if all three underlyings are at or above their coupon barriers, each set at 65% of its starting value

If the notes are not called and the worst-performing underlying finishes below its threshold value (also 65% of its starting level), principal is reduced in line with that decline, and investors can lose up to 100% of principal. The initial estimated value is $984.40 per $1,000, below the public offering price of $1,000, reflecting internal funding and hedging costs.

BofA Finance, guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of three ETFs: the State Street SPDR® S&P Biotech ETF (XBI), the VanEck® Junior Gold Miners ETF (GDXJ) and the VanEck® Semiconductor ETF (SMH). The Notes have an approximately 3-year term and may be called monthly at the issuer’s option at $1,000 per Note plus any due coupon.

Holders can receive monthly contingent coupons of $16.917 per $1,000 (about 1.6917% per month, 20.30% per year) if on each Observation Date every ETF is at or above 70% of its starting value. If the Notes are not called and at maturity the worst-performing ETF is at or above 50% of its starting value, investors receive full principal back, plus any final coupon if the 70% barrier is also met. If the worst ETF finishes below 50%, principal is reduced in line with its loss, and up to 100% of the investment can be lost.

The initial estimated value is expected to be between $920 and $980 per $1,000 Note, below the public offering price of $1,000, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance and Bank of America, and the Notes are not intended for retail investors in the EEA or United Kingdom.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of Dow Inc., The Clorox Company and UnitedHealth Group common stocks. The Notes have a term of about three years, a per-Note public offering price of $1,000.00 and per-Note proceeds to the issuer of $990.00, with total proceeds of $633,600.00.

The initial estimated value is $966.20 per $1,000.00, lower than the public offering price. Holders may receive quarterly contingent coupon payments of $77.50 per $1,000.00 (7.75% per quarter, 31.00% per year) only if on each Observation Date all three stocks are at or above their Coupon Barriers, set at 70% of their Starting Values. The issuer may redeem the Notes early on specified Call Payment Dates at $1,000.00 plus any due contingent coupon.

At maturity, if not called, investors receive the principal in full only if the least performing stock finishes at or above its Threshold Value, set at 60% of its Starting Value. If it finishes below its Threshold Value, repayment is reduced in line with that stock’s loss and can fall to zero, meaning up to 100% loss of principal. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of NIKE Class B (NKE), Goldman Sachs (GS) and Apple (AAPL) common stock. The notes have a term of about three years, with monthly observation dates and a final valuation on December 19, 2028.

Investors may receive a contingent coupon of $10.709 per $1,000 (about 1.0709% per month, 12.85% per year) for each month all three stocks are at or above 50% of their starting values. BofA Finance can redeem the notes quarterly at $1,000 per note plus any due coupon. If the notes are not called and the least performing stock ends below 50% of its starting value at maturity, the repayment of principal is reduced in line with that decline and can fall to zero.

The initial estimated value is expected to be between $930 and $980 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes are unsecured and not FDIC insured.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the least performing of the Invesco QQQ Trust, Series 1 and the iShares Russell 2000 Value ETF, maturing on December 22, 2028. The notes pay a quarterly contingent coupon, expected between 10.00% and 11.00% per annum, only if on each Observation Date the worst-performing ETF is at or above its Coupon Barrier (70% of its Initial Value). Beginning about six months after issuance, the notes are automatically called if the least performing ETF is at or above its Initial Value, returning the $10.00 stated principal per note plus the applicable coupon. If not called, and at maturity the least performing ETF is at or above its Downside Threshold (also 70% of Initial Value), investors receive their principal back plus any final coupon; otherwise, repayment is reduced in line with the decline in that ETF, up to a complete loss of principal. The notes are senior unsecured obligations, not listed on any exchange, and expose investors to both market risk of the underlyings and the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Trigger Autocallable Contingent Yield Notes linked to the worst performer between the Invesco QQQ Trust and the iShares Russell 2000 Value ETF, maturing on December 22, 2028. The notes pay quarterly contingent coupons only if the least performing ETF is at or above a preset coupon barrier on each observation date, and may be automatically called starting about six months after issuance if that ETF is at or above its initial value.

If the notes are not called and, at maturity, the least performing ETF is at or above its downside threshold, investors receive the stated principal amount plus any final contingent coupon; if it is below that threshold, repayment is reduced in line with the ETF’s decline, up to a total loss of principal. The notes are unsecured debt of BofA Finance, guaranteed by BAC, offer an indicated contingent coupon rate between 8.00% and 9.00% per year, are sold at $10.00 per note with a $0.20 underwriting discount, and will not pay dividends from the underlying ETFs.

BofA Finance, fully guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the Energy Select Sector SPDR ETF. The notes have a $1,000 minimum denomination and pay a contingent coupon of $7.50 per $1,000 (0.75% per month, 9.00% per annum) on monthly dates only if each underlying stays at or above its coupon barrier, set at 70% of its starting value. If the notes are not called and at maturity the least performing underlying is at or above its threshold value of 60% of its starting level, investors receive full principal back plus any final contingent coupon; if it finishes below that threshold, repayment of principal is reduced in line with the underlying’s loss and can fall to zero. The issuer may redeem all notes early at $1,000 per note plus any due coupon on specified call dates. The initial estimated value is $956.90 per $1,000, below the $1,000 public offering price, reflecting dealer compensation and hedging costs, and all payments are subject to the credit risk of BofA Finance and Bank of America.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering senior auto-callable notes linked to the least performing of Alphabet Class A, Apple, NVIDIA and Tesla common stock. The Notes have a term of about three years and may be automatically called starting on December 16, 2026 if each stock meets its applicable Call Value on a Call Observation Date, triggering payment of a fixed Call Amount between $1,280.00 and $1,770.00 per $1,000.00 of principal.

If the Notes are not called, and on the Valuation Date the least performing stock is at or above its 60.00% Redemption Barrier, investors receive a Redemption Amount of $1,840.00 per $1,000.00. If it is below that level, repayment is reduced in line with the stock’s decline and can fall to zero, meaning up to a 100% loss of principal. The public offering price is $1,000.00 per Note, with an initial estimated value of $998.10 and proceeds, before expenses, of $997.50 per Note to BofA Finance. Payments depend on the credit risk of BofA Finance and BAC and the Notes are not FDIC insured.

BofA Finance, fully guaranteed by Bank of America, is offering approximately 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50®, Russell 2000® and S&P 500® indexes. The Notes pay a contingent quarterly coupon of $22.875 per $1,000 (9.15% per annum) only if, on every trading day in the relevant quarter, each index stays at or above its Coupon Barrier, set at 70% of its Starting Value.

The issuer may redeem the Notes early on specified quarterly Call Payment Dates at $1,000 per Note plus any due contingent coupon if all three indexes meet their barriers during the prior Observation Period. At maturity, if the least performing index is at or above its 70% Threshold Value, principal is repaid; if it is below, repayment is reduced in line with the index decline, and up to 100% of principal can be lost.

The initial estimated value is $965.80 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes are unsecured, unsubordinated, and not FDIC insured.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately $3.07 million of Auto-Callable Enhanced Return Notes linked to the Nasdaq-100 Index. Each Note has a $1,000 denomination, a term of about five years, and an initial estimated value of $973.70, which is lower than the public offering price because of internal funding and hedging costs.

The Notes can be automatically called on December 21, 2026 if the index is at or above the Starting Value of 25,196.73, paying a Call Amount of $1,102 per Note on December 24, 2026. If not called, at maturity investors get enhanced upside with a 150% participation rate if the index is at or above the Redemption Barrier of 100% of the Starting Value, full principal back if the index is between 80% and 100% of the Starting Value, and a loss of principal 1-for-1 below 80%, up to total loss.

All payments depend on the credit of BofA Finance and BAC, pay no dividends, may trade at prices below the issue price, and involve complex tax treatment and significant risks described at length in the risk and tax sections.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured digital return notes linked to the least performing of Meta (META), Apple (AAPL) and NVIDIA (NVDA).

The notes have an approximate 13‑month term from a December 16, 2025 pricing date to a January 22, 2027 maturity and are sold at $1,000 per note, with dealer proceeds of $997.80. The initial estimated value is expected between $901.30 and $971.30 per $1,000, reflecting internal funding and hedging costs. If, on the valuation date, the least performing stock is at or above 60% of its starting value, investors receive a fixed $1,200 per $1,000 note (a 20% return). If it falls below that threshold, repayment is reduced in line with the stock’s decline and can be as low as $0, meaning up to a 100% loss of principal. All payments depend on the credit of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is issuing approximately 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, S&P 500 Index, Utilities Select Sector SPDR ETF and iShares 20+ Year Treasury Bond ETF. The Notes pay a contingent monthly coupon of $8.50 per $1,000 (0.85% per month, 10.20% per year) only if each underlying is at or above its Coupon Barrier, set at 70% of its starting value.

The issuer can redeem all Notes early on scheduled monthly Call Payment Dates at $1,000 per Note plus any due coupon. If not called, at maturity holders receive $1,000 per Note if the least performing underlying is at or above its Threshold Value, set at 60% of its starting value, and may also receive the final coupon. If it finishes below its Threshold Value, repayment falls in line with that decline and up to 100% of principal can be lost. The initial estimated value is $991.10 per $1,000, below the $1,000 public offering price, reflecting fees, hedging costs and BAC’s internal funding rate.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2-year Contingent Income Auto-Callable Yield Notes linked to the least-performing of Rivian (RIVN), Advanced Micro Devices (AMD) and Tesla (TSLA). The public offering price is $1,000.00 per Note, with an underwriting discount of $10.00 and proceeds to BofA Finance of $990.00 per Note.

The Notes pay a monthly Contingent Coupon Payment of $34.584 per $1,000.00 (3.4584% per month, or 41.50% per annum) if on an Observation Date each stock is at or above 60.00% of its Starting Value. Beginning March 19, 2026, the Notes are automatically called if on a Call Observation Date each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the coupon. If held to maturity and the least-performing stock is at or above 50.00% of its Starting Value, principal is repaid (and the final coupon may be paid if the 60.00% barrier is met); below 50.00%, repayment is reduced in line with the decline and may be zero. The initial estimated value is expected to be between $900.00 and $980.00 per $1,000.00, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $250,000 of fixed income auto-callable yield notes linked to the Class C common stock of Dell Technologies Inc.

Each $1,000 note pays a fixed coupon of $10.292 per month (12.35% per year) while outstanding. Starting on the December 14, 2026 Call Observation Date, the notes are automatically called if Dell’s stock is at or above the $140.63 Call Value, returning $1,000 plus the applicable coupon and ending future payments.

If the notes are not called and Dell’s Ending Value on December 13, 2027 is below the $77.35 Threshold Value (55% of the $140.63 Starting Value), the Redemption Amount falls below 55% of principal and up to 100% of invested principal can be lost, though the final coupon is still paid. The initial estimated value is $976.90 per $1,000 note, below the $1,000 public offering price, reflecting BAC’s internal funding rate, hedging costs and a $6 per note underwriting discount, so proceeds to BofA Finance are $994 per note before expenses. All payments depend on the credit of BofA Finance and BAC and the performance of Dell stock and are not FDIC insured.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of three ETFs: SPDR S&P Biotech (XBI), iShares MSCI Emerging Markets (EEM) and iShares U.S. Real Estate (IYR). The notes are priced at $1,000 each, with total public offering proceeds of $2,255,000, an underwriting discount of $5,637.50 and net proceeds of $2,249,362.50.

Investors may receive a contingent coupon of $13.334 per $1,000 (1.3334% per month, 16.00% per year) on monthly observation dates, but only if the price of every underlying stays at or above its “coupon barrier,” set at 80% of its starting value. The issuer can redeem the notes early on specified call payment dates at $1,000 per note plus any due coupon.

At maturity, if the notes were not called and the least performing ETF is at or above 70% of its starting value, principal is repaid in full and any final coupon may be paid. If it finishes below this threshold value, repayment is reduced in line with the loss on that ETF, and investors can lose up to their entire principal. The initial estimated value is $976.10 per $1,000, reflecting internal funding and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America, is issuing approximately $569,000 of 5-year auto-callable notes linked to the Nasdaq-100, S&P 500 and S&P Midcap 400. The initial estimated value is $963.50 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs; net proceeds are $557,620 after underwriting discounts.

The notes can be automatically called starting in December 2026 if all three indexes are at or above 95% of their starting values, with scheduled call payments rising from $1,096.50 to $1,434.25 per $1,000. If not called, and the least-performing index is at or above its 95% redemption barrier at maturity, investors receive $1,482.50 per $1,000. Between the 75% threshold and the barrier, principal is returned. Below the threshold, repayment falls in line with index loss and investors can lose up to 100% of principal.

The notes pay no dividends, are unsecured and unsubordinated, and all payments depend on the credit of BofA Finance and BAC. The product carries complex structure, market and tax risks compared with conventional debt.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes have an approximately five-year term, a $1,000 denomination and total offering of $15,623,000.00, with a public offering price of $1,000.00 per note and no underwriting discount.

The notes may be automatically called beginning December 21, 2026 if each index is at or above 90.00% of its Starting Value, paying the applicable Call Amount (from $1,101.500 up to $1,482.125 per $1,000.00) and then terminating. If not called, and at maturity the least performing index is at or above its Redemption Barrier of 90.00% of its Starting Value, investors receive $1,507.50 per $1,000.00. If the least performing index finishes between 75.00% and 90.00%, principal is returned. If it ends below 75.00%, repayment is reduced in line with the index loss and investors could lose up to 100.00% of their investment.

The initial estimated value is $991.00 per $1,000.00, reflecting BAC’s internal funding rate, fees and hedging costs. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and investors do not receive any dividends from the underlying indices.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable enhanced return dual directional notes linked to the least performing of Meta (META), Palantir (PLTR) and Tesla (TSLA). Each Note has a $1,000 public offering price, a $35 underwriting discount and $965 in proceeds to BofA Finance, with an initial estimated value between $900 and $950 per $1,000. The Notes run for about three years and may be automatically called after one year for $1,450 per $1,000 if all three stocks are at or above 80% of their starting values. If held to maturity and not called, investors get 200% of the upside of the least performing stock when its ending value is at or above its starting value, and positive "dual directional" returns for moves between a 50% threshold and the starting level. If the least performing stock finishes below 50% of its starting value, repayment falls below 50% of principal and investors can lose their entire investment. Payments depend on the credit of BofA Finance and BAC and do not include any dividends from the underlying stocks.

BofA Finance is offering $2,858,000 of Auto-Callable Enhanced Return Notes linked to the Nasdaq-100® Index. These approximately 5-year notes, fully and unconditionally guaranteed by Bank of America Corporation, are issued in $1,000 denominations and have an initial estimated value of $994.50 per $1,000, lower than the public offering price.

The notes may be automatically called on December 21, 2026 for $1,134.50 per $1,000 if the index level is at or above the starting value of 25,196.73. If held to December 17, 2030 and not called, investors receive enhanced upside with a 150.00% participation rate if the index finishes at or above the 100.00% redemption barrier, full principal back if the index is between the 80.00% threshold value and the barrier, and losses matching index declines if the index falls below the threshold, up to a 100.00% loss of principal.

All payments depend on the credit risk of BofA Finance and BAC and do not include any dividends on index constituents. The notes reflect BAC’s internal funding rate and hedging costs, which reduce investor economic terms, and are subject to complex tax treatment and significant structure, market, credit, and regulatory risks.

BofA Finance, guaranteed by Bank of America, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Utilities Select Sector SPDR ETF. The notes pay a monthly contingent coupon of $6.917 per $1,000 (0.6917% per month, 8.30% per year) only if on each observation date all three underlyings are at or above 70% of their respective starting values.

The issuer may redeem all notes on specified monthly call dates at $1,000 per note plus any due coupon. If the notes are not called, investors receive full principal at maturity only if the least performing underlying finishes at or above 60% of its starting value; below that level, repayment falls in line with the decline and can be reduced to zero. The initial estimated value is $975.20 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discount and hedging-related charges, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC is offering $8,797,000 of Trigger Autocallable Notes linked to the Nasdaq-100® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $10 Stated Principal Amount and can be automatically called quarterly starting in December 2026 if the index is at or above its Initial Value of 25,196.73, paying back principal plus a Call Return based on an 8.34% per annum Call Return Rate.

If the notes are not called and, on the final observation date in December 2030, the index is at or above the Downside Threshold of 18,897.55 (75% of the Initial Value), investors receive full principal. If the index finishes below this threshold, repayment is reduced in line with the index decline, up to a 100% loss of principal. The public offering price is $10.00 per note, with estimated proceeds to BofA Finance of $9.75 per note and an initial estimated value of $9.642 per $10 of principal. Payments depend on the credit of BofA Finance and Bank of America and the notes pay no interest or dividends.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $12,853,960 of Trigger Autocallable Notes linked to the Russell 2000 Index, maturing on December 17, 2030. Each Note has a $10 stated principal amount, with a minimum investment of 100 Notes.

The Notes may be automatically called quarterly starting December 18, 2026 if the index is at or above its Initial Value, paying back principal plus a call return based on an 8.70% per annum Call Return Rate. If not called, investors receive full principal at maturity only if the index is at or above the Downside Threshold, set at 75% of the Initial Value (1,913.593 vs Initial Value 2,551.457). Below that level, repayment is reduced in line with the index decline, down to a possible 100% loss of principal.

The public offering price is $10.00 per Note, including a $0.25 underwriting discount, with net proceeds of $9.75 per Note. The initial estimated value is $9.629 per $10, reflecting internal funding and hedging costs. The Notes pay no dividends, are unsecured and unsubordinated obligations of BofA Finance, guaranteed by BAC, and are expected to have limited or no secondary market liquidity. Investors bear both market risk of the Russell 2000 and credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped GEARS notes linked to the S&P 500^® Index, maturing on January 29, 2027. Each note has a $10 stated principal amount, a minimum investment of 100 notes, and provides 3.00x leveraged upside to positive index performance, subject to a maximum gain between 10.00% and 12.65%, set on the trade date.

If the S&P 500 return is positive, investors receive $10 plus the index return multiplied by 3.00, capped at the maximum gain. If the index return is zero or negative, repayment falls dollar-for-dollar with the index decline, up to a 100% loss of principal. The notes pay no coupons, do not pass through dividends, and are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC.

The public offering price is $10.00 per note, with an underwriting discount of $0.20 and proceeds to BofA Finance of $9.80 per note. The initial estimated value is expected to be between $9.20 and $9.70 per $10 on the trade date, reflecting internal funding and hedging costs, and the notes will not be listed on any securities exchange.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of Fortinet, NVIDIA and Tesla common stock. The notes are issued at $1,000 per note, with an initial estimated value of $988.90 and a total offering size of $1,280,000.

The notes run for approximately three years, with potential automatic call starting December 15, 2026 if, on a Call Observation Date, each stock is at or above 90% of its starting value. If called, investors receive a fixed Call Amount that steps up over time, reaching $2,143 per $1,000 at the final observation date. If never called and the least performing stock is at or above 60% of its starting value at maturity, investors receive full principal; if it is below 60%, repayment is reduced in line with the decline and can fall to zero. The notes pay no periodic interest and all payments depend on the credit of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is issuing auto-callable enhanced return notes linked to the S&P 500^® Index. The notes are sold at $1,000 per note, with an initial estimated value of $991.70 due to BAC’s internal funding rate, fees and hedging costs.

The notes run for about 5 years, unless automatically called. If the S&P 500 is at or above the Call Value of 6,827.41 on the December 21, 2026 call observation date, investors receive a Call Amount of $1,113.50 per $1,000 and the notes terminate. If held to maturity and not called, investors get enhanced upside with a 150% upside participation rate when the index finishes at or above the redemption barrier, limited protection down to 80% of the starting level, and can lose up to 100% of principal if the index ends below that threshold.

All payments depend on the credit of BofA Finance and BAC, and the notes do not pay dividends or offer FDIC insurance. They are not intended for EEA or UK retail investors and carry complex tax and market risks highlighted in the risk factors.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the Nasdaq-100, S&P 500 and S&P MidCap 400 indexes. The notes are issued at $1,000 each, with total proceeds of $390,000, and an initial estimated value of about $983.30 per $1,000 due to internal funding and hedging costs.

The term is approximately five years, with automatic call features starting in December 2026 if all three indexes are at or above their call values, triggering fixed call payments that rise over time (for example, $1,116 to $1,522 per $1,000 on scheduled dates). If not called, maturity payouts depend on the worst-performing index relative to a 95% redemption barrier and 75% threshold. If the worst index finishes below its threshold, investors can lose up to 100% of principal.

Payments depend on the credit risk of BofA Finance and BAC, and do not include dividends on the underlying indexes. The notes are complex, include significant structure‑, market‑, conflict‑ and tax‑related risks, are not intended for EEA or UK retail investors, and may have limited or no secondary market liquidity.