Bank of America Corporation 424B Filings

Bank of America Corporation is issuing $25,000,000 of senior unsecured Fixed Rate Callable Notes due December 15, 2028.

The notes pay fixed interest of 4.07% per year, with interest paid semi-annually on June 15 and December 15, starting June 15, 2026, in minimum denominations of $1,000. They are priced at 100% of principal, with a 0.20% underwriting discount, resulting in proceeds to Bank of America of $24,950,000 before expenses.

The issuer may redeem all of the notes at 100% of principal plus accrued interest on June 15, 2027 and on each June 15 and December 15 thereafter through June 15, 2028, creating call and reinvestment risk for holders. The notes are not listed, and any secondary market is uncertain. Payments depend on Bank of America’s credit, and the documents highlight potential conflicts from affiliate trading and hedging, as well as U.S. tax treatment as ordinary income on interest and capital gain or loss on disposition.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq-100, Russell 2000 and S&P 500. The notes have a term of approximately 5 years, $1,000 minimum denomination and a total public offering price of $1,481,000.

Holders may receive monthly contingent coupons of $6.042 per $1,000 (0.6042% per month, 7.25% per year) only when each index is at or above 70% of its starting level. On quarterly call dates, BofA Finance can redeem all notes at $1,000 plus any due coupon. If not called, principal is fully repaid at maturity only if the worst index finishes at or above its 70% threshold; otherwise repayment is reduced in line with that index and can fall to zero. The initial estimated value is $948.30 per $1,000, below the $1,000 offering price, reflecting BAC’s internal funding rate, dealer discounts and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC is offering $15,000,000 of senior “Jump Securities” linked to the worst performing of the Russell 2000® Index and the S&P 500® Index, with principal at risk and a full guarantee from Bank of America Corporation.

The notes mature on November 22, 2027 and do not pay coupons. Beginning about one year after issuance, if on the November 24, 2026 determination date both indices are at or above 100% of their initial levels, the notes are automatically redeemed on November 30, 2026 for $1,103.00 per $1,000, reflecting a return of approximately 10.30% per annum.

If not called, and on the November 17, 2027 final determination date each index is at or above 70% of its initial level (RTY 1,677.235; SPX 4,733.28), investors receive $1,206.00 per $1,000. Otherwise, repayment equals $1,000 multiplied by the index performance factor of the worst-performing index and may be less than 70% of principal or zero. The notes are unsecured, not insured by the FDIC, not listed on any exchange, and had an initial estimated value of $988.80 per $1,000, below the $1,000 issue price due to internal funding rates, fees and hedging costs.

BofA Finance LLC is issuing $10,000,000 of principal-at-risk "Jump Securities" linked to the worst performer of the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each security has a $1,000 stated principal amount and an issue price of $1,000.

Beginning about one year after issuance, if on the first determination date both indices are at or above 100% of their initial values (RTY 2,458.950; SPX 6,840.10), the notes are automatically redeemed for $1,100 per $1,000, corresponding to approximately 10.00% per annum. If not called and, at maturity on November 17, 2027, both indices are at or above 70% of their initial values (RTY 1,721.265; SPX 4,788.07), investors receive $1,200 per $1,000.

If at maturity either index is below its 70% call threshold level, repayment equals $1,000 multiplied by the performance of the worst-performing index, which may be less than 70% of principal and can be zero. The securities pay no coupons, do not participate in index upside beyond the fixed premiums, are not listed on an exchange, and are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $990.80 per $1,000, reflecting internal funding and hedging costs.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index. Each Note has a public offering price of $1,000, with an initial estimated value expected between $930 and $980 per $1,000 due to internal funding rates, underwriting discounts and hedging costs.

Holders may receive a contingent coupon of $7.00 per $1,000 (0.70% per month, 8.40% per year) on monthly observation dates when the S&P 500® is at or above 85% of its starting level. On specified quarterly call dates, the issuer may redeem the Notes at $1,000 plus any due coupon.

If the Notes are not called, principal repayment at maturity depends on the index level. If the ending value is at or above 75% of the starting level, investors receive $1,000 plus any final coupon. If it is below 75%, repayment is reduced in line with the index loss, and investors can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and come with complex tax and market risks.

BofA Finance, fully guaranteed by Bank of America, is offering approximately 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes have a public offering price of $1,000.00 per note, with underwriting discounts of $5.50 and proceeds of $994.50 to the issuer. The initial estimated value on the pricing date is expected between $930.00 and $980.00 per $1,000.00, reflecting hedging and funding costs.

Investors may receive quarterly contingent coupon payments of at least $21.875 per $1,000.00 (at least 2.1875% per quarter, or at least 8.75% per year) only if each index stays at or above 65% of its starting level on the observation dates. The issuer can redeem the notes early on specified call dates at $1,000.00 per note plus any due coupon.

If the notes are not called and the worst-performing index ends below 60% of its starting level, repayment of principal is reduced in line with that decline and investors could lose up to 100% of their investment. All payments depend on the credit risk of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing 10.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate in an offering totaling $6,700,000. Investors pay $1,000 per note, while BofA Finance receives proceeds before expenses of $975 per $1,000 in principal after an underwriting discount of up to $25 per note.

The notes pay variable quarterly interest by applying the 10.00% Base Rate to the fraction of U.S. Government Securities Business Days in each period when the CMT Rate is between 0.00% and 4.50%. If the CMT Rate stays outside that range for an entire interest period, no interest is paid, and in all cases the rate is capped at 10.00% per year.

The notes mature on June 16, 2032, but BofA Finance can redeem them in full at par plus accrued interest on any quarterly interest payment date from December 16, 2026 through March 16, 2032. Principal repayment and interest depend on the credit of BofA Finance and Bank of America, and the notes are unsecured, unsubordinated and not insured by the FDIC.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes have a term of about 5 years, $1,000.00 denominations and a public offering price of $1,000.00 per note, while the initial estimated value is $953.70, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging costs.

The notes can be automatically called on four annual observation dates from December 2026 through December 2029 if both indexes are at or above 100.00% of their starting levels, paying call amounts from $1,098.50 to $1,394.00 per $1,000.00 of principal. If not called, you receive full principal at maturity only if the least performing index finishes at or above a 90.00% threshold of its starting level; below that you participate in losses one-for-one and could lose your entire investment. Payments do not include any index dividends and are subject to the credit risk of BofA Finance and BAC, with complex tax treatment and extensive risk factors described in the supplement.

BofA Finance, fully guaranteed by Bank of America Corporation, is issuing approximately 5‑year auto‑callable notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes are offered at $1,000.00 per note, with a $7.50 underwriting discount and $992.50 in proceeds per note to BofA Finance.

The underlying index uses a rolling position in E‑Mini S&P 500 futures with a 35% volatility target, dynamically adjusting participation between 0% and 500%. Performance is reduced by a 6.00% per annum decrement cost and intraday transaction costs, so the futures must outperform these drags for the index level to rise.

Beginning December 16, 2026, the notes may be automatically called if the index closes at or above preset Call Values, paying scheduled Call Amounts that rise from $1,162.500 to $1,771.875 per $1,000.00. If the notes are not called and the final index level is below 60.00% of the Starting Value, the redemption will be less than 60.00% of principal and could be zero, meaning investors can lose up to 100.00% of their investment. Payments depend on the credit risk of BofA Finance and BAC. The initial estimated value is expected between $900.00 and $970.00 per $1,000.00, lower than the public offering price due to BAC’s internal funding rate, underwriting discount and hedging‑related charges.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year auto-callable notes linked to the least performing of NVIDIA and Tesla common stock. The notes have a public offering price of $1,000.00 per note, with an initial estimated value of $954.70 per $1,000, and net proceeds to BofA Finance of $994.00 per note before expenses.

The notes may be automatically called on December 11, 2026 or December 13, 2027 if both stocks are at or above their applicable call values, paying fixed call amounts of $1,420.00 or $1,840.00 per $1,000, respectively. If not called and held to the December 14, 2028 maturity, investors receive $2,260.00 per $1,000 if the worst stock finishes at or above 80% of its starting level, principal back if it is between 60% and 80%, and a reduced amount if it is below 60%, with the possibility of losing the entire investment.

The notes pay no periodic interest, are unsecured senior debt of BofA Finance guaranteed by BAC, and all payments depend on the credit risk of both entities as well as the market performance of NVIDIA and Tesla shares.

BofA Finance, fully guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The Notes pay a contingent coupon of $6.25 per $1,000 (0.625% per month, 7.50% per year) on monthly observation dates only if each index stays at or above a coupon barrier set at 70% of its starting level.

The Notes have a term of about 4.75 years but can be called early at the issuer’s option on scheduled call dates at $1,000 per Note plus any due coupon if all indices meet the barrier on the related observation date. At maturity, if not called, investors receive full principal only if the least performing index is at or above a threshold value of 60% of its starting level; if it finishes below this threshold, repayment falls in line with index loss and investors may lose all of their principal.

The initial estimated value is expected to be between $900 and $950 per $1,000 of face amount, below the public offering price of $1,000, reflecting internal funding and hedging costs. Underwriting discounts are $37.50 per Note, with initial proceeds of $962.50 per $1,000 to BofA Finance before expenses.

BofA Finance is offering senior unsecured, BAC‑guaranteed notes that pay contingent income linked to the KraneShares CSI China Internet ETF (KWEB) and the iShares China Large-Cap ETF (FXI). The notes have an approximately 2‑year term, from a December 16, 2025 issue date to a December 16, 2027 maturity, unless called earlier.

Investors receive a quarterly contingent coupon of $30.625 per $1,000 (3.0625% per quarter, 12.25% per year) only if on each observation date both ETFs are at or above their coupon barriers, set at 70.00% of their starting values ($25.91 for KWEB and $27.43 for FXI). The issuer may redeem the notes on specified quarterly call dates at $1,000 per note plus any due coupon.

At maturity, if the least performing ETF is at or above its 70.00% threshold, investors receive $1,000 per note plus any final coupon; if it is below, repayment is reduced proportionally and can fall to zero, meaning up to 100.00% loss of principal. All payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is $968.10 per $1,000 note, below the $1,000 public offering price, reflecting internal funding and hedging costs.

BofA Finance is offering auto-callable return notes linked to the least performing of the S&P 500 Index, SPDR Gold Shares and iShares Silver Trust, fully and unconditionally guaranteed by Bank of America Corporation. Each note has a $1,000 minimum denomination, an expected term of approximately three years from the December 22, 2025 issue date to the December 21, 2028 maturity date, and an initial estimated value expected between $920.00 and $970.00 per $1,000.00, below the $1,000.00 public offering price. The public price reflects a $27.50 per-note underwriting discount, leaving $972.50 in proceeds to BofA Finance, as well as internal funding and hedging costs.

The notes can be automatically called on scheduled observation dates beginning December 18, 2026, paying fixed call amounts of $1,077.00, $1,115.50, $1,154.00 or $1,192.50 per $1,000.00 if on a given date all three underlyings are at or above 100.00% of their starting values. If not called, the redemption amount at maturity depends on the level of the least performing underlying relative to a redemption barrier set at 100.00% of its starting value, as illustrated in hypothetical payout examples. All payments are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, and for U.S. federal income tax purposes the notes are treated as contingent payment debt instruments, so U.S. holders generally must accrue original issue discount that can exceed cash payments in some years.

BofA Finance is offering Buffered Auto-Callable Enhanced Return Notes linked to the Nasdaq-100® Technology Sector Index (NDXT), fully and unconditionally guaranteed by Bank of America Corporation (BAC). The Notes are senior unsecured debt securities with an approximately 2-year term and minimum denominations of $1,000.00.

The Notes may be automatically called on December 18, 2026 if NDXT is at or above the Call Value of 13,129.43, paying a Call Amount of $1,123.00 per $1,000.00 on December 23, 2026, after which no further amounts are due. If not called, at maturity investors receive 125.00% of any positive index return, full principal back so long as the index has not fallen more than 10.00%, and lose principal on a 1-for-1 basis beyond that buffer, down to $100.00 per Note if the index falls to zero.

The initial estimated value is $976.70 per $1,000.00, below the $1,000.00 public offering price, reflecting BAC’s internal funding rate, a $17.50 underwriting discount and hedging-related charges. Total public offering price is $1,318,000.00, with proceeds of $1,294,935.00 to BofA Finance before expenses. All payments depend on the credit risk of BofA Finance and BAC, the Notes are unsecured and not FDIC insured, and they involve significant market, structural and tax risks, including the possibility of losing up to 90.00% of the invested principal.

BofA Finance, fully guaranteed by Bank of America, is offering Fixed Income Buffered Auto-Callable Yield Notes linked to the Nasdaq-100 Index. The notes have an approximately 4-year term, $1,000 minimum denominations, and pay a fixed coupon of $31.25 every six months per $1,000 in principal, equal to 6.25% per year, while they remain outstanding.

Beginning December 17, 2026, the notes are automatically called on scheduled observation dates if the index closes at or above its starting level, in which case holders receive $1,000 plus the applicable coupon and no further payments. If the notes are not called and, at maturity, the index is at or above 80% of its starting level, investors receive full principal back plus the final coupon. If the index finishes below 80% of its starting level, the redemption amount is reduced and investors can lose up to their entire principal, although the final coupon is still paid.

The initial estimated value per $1,000 note on the pricing date is expected to be between $945.00 and $995.00, which is less than the $1,000 public offering price due to Bank of America’s internal funding rate and hedging-related charges. All payments depend on the credit of BofA Finance and Bank of America, and the notes are unsecured, unsubordinated obligations that are not insured by the FDIC.

BofA Finance, fully guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The Notes have an approximately 18‑month term and are issued at $1,000 per Note, with underwriting discounts of $3 and initial proceeds of $997 per Note.

Investors may receive a contingent coupon of $9.459 per $1,000 each month (about 0.9459% monthly or 11.35% per year) if on the observation date each index is at or above 70% of its starting level. The issuer can redeem the Notes early on specified monthly call dates at $1,000 plus any due coupon. If held to maturity and the least performing index finishes at or above its 70% threshold, investors receive full principal plus any final coupon; if it finishes below 70%, repayment is reduced in line with the index loss and principal loss can reach 100%.

The initial estimated value is expected to be between $945 and $995 per $1,000, reflecting Bank of America’s internal funding rate, underwriting discounts and hedging‑related charges. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor and do not include any protection from the indices’ dividend income.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately five-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have a $1,000.00 minimum denomination, a public offering price of $1,000.00, an underwriting discount of $7.50 and proceeds of $992.50 per note to BofA Finance.

The underlying index uses E‑Mini S&P 500 futures with a 35% volatility target, adjustable participation up to a stated maximum, and a 6.00% per annum decrement plus transaction costs, so the index must outperform these ongoing drags for its level to rise. Investors may receive monthly contingent coupons of $11.042 per $1,000.00 if the index stays at or above 70.00% of its starting value on observation dates, with a “memory” feature that can catch up missed coupons when conditions are later met.

Beginning December 18, 2026, the notes are automatically called if the index is at or above 100.00% of the starting value on a call observation date, returning $1,000.00 plus the applicable coupon. If held to maturity without an automatic call and the index finishes below the 50.00% threshold value, the redemption amount will be less than principal and could be zero. All payments depend on the credit risk of BofA Finance and Bank of America Corporation, and the initial estimated value per $1,000.00 of notes is expected to be between $900.00 and $970.00.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5-year buffered auto-callable notes linked to the least-performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The public offering price is $1,000.00 per note, with a $4.00 underwriting discount and $996.00 in proceeds per note to BofA Finance, while the initial estimated value is expected to range from $930.00 to $980.00 per $1,000.00 in principal.

Beginning with the December 18, 2026 call observation date, the notes are automatically called at preset call amounts between $1,115.00 and $1,517.50 per $1,000.00 if on a given observation date all three indices are at or above their call values; otherwise they can remain outstanding to the December 2030 maturity. If not called, principal is repaid at maturity only if the least-performing index finishes at or above 80.00% of its starting level, and investors can lose up to 80.00% of principal if it falls below that threshold. All payments depend on the credit risk of BofA Finance and BAC, and the supplement highlights complex U.S. federal income tax treatment and multiple market, structural and conflict-related risks.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least-performing of three ETFs: KRE, XLU and SMH. Each $1,000 Note has a public offering price of $1,000, with an underwriting discount of $41.25 and issuer proceeds of $958.75. The initial estimated value is expected to be between $900 and $950 per $1,000, reflecting internal funding rates, hedging charges and selling fees.

Investors may receive a contingent coupon of $9.167 per month per $1,000 (0.9167% monthly, 11.00% per year) on scheduled observation dates, but only if every underlying ETF closes at or above 70% of its starting value. Beginning December 21, 2026, the Notes are automatically called if all three ETFs are at or above 100% of their starting values, returning $1,000 per Note plus the applicable coupon.

If the Notes are not called, principal is protected at maturity only while the least-performing ETF stays at or above 60% of its starting value. If it finishes below that threshold, the redemption amount falls in line with the decline and can be less than 60% of principal, up to a total loss of the investment. Coupon and principal payments depend on the credit of BofA Finance and BAC, and the Notes do not provide any dividends from the underlying ETFs.

BofA Finance is offering $646,000 of Buffered Auto-Callable Notes linked to the least-performing of the Nasdaq-100 Index, the S&P 500 Index and the Utilities Select Sector SPDR ETF, fully and unconditionally guaranteed by Bank of America Corporation.

The notes run for approximately five years and can be automatically called starting on March 11, 2026 if the Observation Value of each underlying is at or above its Call Value, paying fixed Call Amounts that rise from $1,033.75 to $1,641.25 per $1,000 note. If not called, principal is fully returned at maturity so long as the least-performing underlying has not fallen 10% or more from its Starting Value; below this 10% buffer, repayment declines one-for-one with further losses and investors can lose up to 90% of their investment.

The initial estimated value is $972.20 per $1,000 note, less than the public offering price because it reflects Bank of America’s internal funding rate, underwriting discount and hedging-related charges. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and the notes are unsecured, unsubordinated and not insured.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Fixed Income Auto-Callable Yield Notes linked to the Class A common stock of Alphabet Inc. (GOOGL). The notes pay a fixed coupon of $10.50 per $1,000 of principal each month (equivalent to 12.60% per annum), as long as the notes remain outstanding.

The notes have a term of approximately 13 months, from a December 15, 2025 issue date to a January 14, 2027 maturity, and may be automatically called starting on the June 10, 2026 Call Observation Date if GOOGL’s observed price is at or above the Call Value of $320.21. If called, holders receive $1,000 plus the applicable coupon.

If not called, at maturity investors receive their full principal back plus the final coupon if Alphabet’s Ending Value is at or above the Threshold Value of $217.74 (68% of the $320.21 Starting Value). If Alphabet closes below the Threshold, principal is reduced in line with the stock’s decline and investors can lose up to 100% of principal, though the final coupon is still paid. The initial estimated value is $999.70 per $1,000 note, below the public offering price, reflecting BAC’s internal funding rate and hedging costs. Total offering proceeds before expenses are $3,165,000.00. All payments are subject to the unsecured credit risk of BofA Finance and BAC, and the notes are not FDIC insured.

BofA Finance is offering $550,000.00 of Auto-Callable Return Dual Directional Notes linked to the S&P 500® Index. Each note has a $1,000.00 denomination, an approximately 18‑month term, and may be automatically called on December 10, 2026 for $1,100.00 per note if the index is at or above the 6,840.51 Call Value.

If held to June 15, 2027 and not called, investors participate 100.00% in index gains above the 6,840.51 Redemption Barrier, and also in absolute moves up to the 80.00% Threshold Value of 5,472.41, but can lose up to 100.00% of principal if the index falls below that level. The initial estimated value is $980.60 per $1,000.00, below the public price, with issuer proceeds of $996.50 per note after a $3.50 underwriting discount, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Variable Income Auto-Callable Yield Notes linked to the least performing of four stocks: Advanced Micro Devices (AMD), Amazon.com (AMZN), NVIDIA (NVDA) and Tesla (TSLA). The initial estimated value is expected to be between $920 and $970 per $1,000 note, below the public offering price of $1,000, with underwriting discounts of up to $35 per note and proceeds to BofA Finance of $965 per note.

The notes have a term of about five years, with monthly observation and payment dates. They pay a Maximum Coupon Payment of $6.459 per $1,000 (0.6459% per month, 7.75% per annum) when the least performing stock is at or above its coupon barrier, and a Minimum Coupon Payment of $0.2084 (0.02084% per month, 0.25% per annum) otherwise. Beginning with the December 21, 2026 observation date, the notes are automatically called if the least performing stock is at or above 90% of its starting value, returning $1,000 plus the applicable coupon. If not called, at maturity on December 24, 2030 investors receive $1,000 per note plus the applicable final coupon. All payments depend on the credit risk of BofA Finance and BAC and incorporate BAC’s internal funding rate and hedging costs.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Dual Directional Buffered Notes linked to the least performing of the Nasdaq-100 Index and the S&P 500 Index. Each Note has a $1,000.00 denomination, an approximately 14‑month term from December 15, 2025 to February 16, 2027, and is unsecured and unsubordinated.

The Notes provide 100.00% upside participation in the positive performance of the least performing index, with a maximum redemption of $1,195.00 per $1,000.00 principal (a 19.50% cap). On the downside, they offer a dual directional feature with a 150.00% "absolute" participation in index moves between the starting level and a 90.00% threshold, but if the least performing index ends below 90.00% of its starting value, investors lose 1% of principal for each 1% decline, up to a 90.00% loss.

The initial estimated value is $983.80 per $1,000.00, below the $1,000.00 public offering price, reflecting internal funding rates, underwriting discounts and hedging‑related costs. Payments depend on the performance of the indices and the credit risk of BofA Finance and Bank of America; investors do not receive dividends from index constituents.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Axon Enterprise, Inc. (AXON). Each Note has a $1,000.00 public offering price, with an underwriting discount of $18.50 and proceeds to BofA Finance of $981.50 per Note. The initial estimated value is $976.70 per $1,000.00.

The Notes run for approximately two years, with potential automatic call from June 10, 2026 if AXON’s Observation Value is at or above the Call Value of $568.39, equal to the Starting Value. Quarterly contingent coupons use a memory feature and are based on $37.50 per $1,000.00 per period when AXON closes at or above the Coupon Barrier and Threshold Value of $323.98 (57% of the Starting Value). If at maturity the Ending Value is below the Threshold Value, the Redemption Amount falls in proportion to AXON’s decline and can be as low as zero.

Payments depend on the performance of AXON and the credit risk of BofA Finance and BAC. Investors do not receive AXON dividends and face complex tax treatment and significant downside risk compared with conventional debt securities.

Bank of America’s BofA Finance is issuing Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes are 3-year senior unsecured debt, guaranteed by BAC, sold at $1,000 per note for total public proceeds of $810,000, with net proceeds to BofA Finance of $791,775 after underwriting.

Investors can receive a contingent coupon of $7.50 per $1,000 (0.75% monthly, 9.00% per year) on each monthly observation date, but only if all three indices are at or above their coupon barriers set at 70% of their starting values. Principal is protected only if the least performing index finishes at or above its 65% threshold; otherwise repayment falls in line with the index loss and can drop to zero. The issuer may call the notes on specified dates at $1,000 plus any due coupon. The initial estimated value is $968.10 per $1,000, below the public price, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 6-year Contingent Income Auto-Callable Yield Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. Each $1,000 Note pays a monthly contingent coupon of $14.584 (1.4584% per month, 17.50% per year) only when the index is at or above 70% of its starting level on the observation date.

Beginning June 18, 2026, the Notes are automatically called at $1,000 plus the coupon if the index is at or above its starting level. If not called, and at maturity the index is at or above 50% of its starting level, investors receive full principal back plus any final coupon; if it is below 50%, repayment is reduced in line with the index decline and can fall to zero.

The underlying index uses leveraged exposure to E‑Mini S&P 500 futures with a 35% volatility target, a 6.00% annual decrement and transaction costs that can significantly weigh on performance. The initial estimated value is expected between $930 and $980 per $1,000 Note, below the $1,000 public offering price, and the Notes carry the unsecured credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Auto-Callable Enhanced Return Notes linked to the common stock of Intel Corporation. Each Note has a public offering price of $1,000.00, with an underwriting discount of $20.00 and proceeds of $980.00 to BofA Finance, while the initial estimated value is expected to range between $910.00 and $960.00 per $1,000.00 in principal amount.

The Notes have an approximately 3-year term, may be automatically called after one year if Intel’s stock meets a specified level, and offer a 150.00% upside participation rate if held to maturity and the stock finishes at or above a 100.00% redemption barrier. Protection against loss extends down to a 50.00% threshold value of the starting stock price; below that threshold, investors can lose up to 100.00% of their principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor and do not include Intel dividends.

BofA Finance, fully guaranteed by Bank of America, plans to issue approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the Energy Select Sector SPDR ETF. The Notes pay a monthly contingent coupon of $10 per $1,000 (about 1.00% per month, 12.00% per year) only if on each Observation Date all three underlyings are at or above 70% of their starting levels. BofA Finance may redeem the Notes quarterly at $1,000 plus any due coupon.

If the Notes are not called and the worst‑performing underlying finishes at or above 55% of its starting level, investors receive $1,000 per Note (plus any final coupon). If it finishes below 55%, principal is reduced in line with the decline and can fall to zero. The initial estimated value is expected between $930 and $980 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and Bank of America, and the Notes are not eligible for EEA or UK retail investors.

Bank of America Corporation is offering fixed rate callable senior notes due December 15, 2028. These unsecured notes pay interest at a fixed annual rate of 4.07%, with interest paid semi-annually on June 15 and December 15, starting June 15, 2026. The notes are issued in minimum denominations of $1,000 and are not insured or guaranteed by any bank or government agency.

The notes can be redeemed early at Bank of America’s option at 100% of principal, plus accrued interest, on June 15, 2027 and on each subsequent call date of June 15 and December 15 through June 15, 2028. Investors have no repayment right before maturity and must accept issuer credit risk and potential secondary market illiquidity. The notes are expected to be delivered in book-entry form through The Depository Trust Company on or about December 16, 2025.

BofA Finance, fully guaranteed by Bank of America Corporation, is issuing fixed income auto-callable yield notes linked to the Class C common stock of Dell Technologies Inc. Each note has a $1,000.00 denomination and an approximately 2-year term, unless automatically called.

The notes pay a fixed coupon of $10.292 per $1,000.00 every month, equal to 1.0292% per month or 12.35% per annum, as long as they remain outstanding. Beginning with the December 14, 2026 Call Observation Date, all notes are automatically called if the Dell share Observation Value is at or above the Call Value of $140.63, in which case investors receive $1,000.00 plus the applicable coupon.

If the notes are not called, principal repayment at maturity depends on Dell’s performance relative to a Threshold Value of $77.35, which is 55.00% of the Starting Value of $140.63. The initial estimated value per $1,000.00 note is expected to be between $899.00 and $969.00, below the $1,000.00 public offering price, reflecting internal funding and hedging costs.

BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Autocallable Strategic Accelerated Redemption Securities linked to one or more equity indices or exchange-traded funds. These senior unsecured notes pay no interest and do not guarantee a return of principal, so investors can lose some or all of their investment.

The notes may be automatically called on preset Observation Dates if the underlying Market Measure is at or above a specified Call Level, in which case investors receive principal plus a defined Call Premium. If the notes are not called, the maturity payment depends on whether the Ending Value of the Market Measure is at or above a Threshold Value; below that level, repayment is reduced on a 1‑to‑1 basis and can fall to zero when the Threshold equals 100% of the Starting Value.

The Market Measure can be a single index, an ETF (Underlying Fund), or a Basket of several components. The document details extensive risk factors, including issuer and guarantor credit risk, market and liquidity risk, basket and currency risks, conflicts of interest, tax uncertainty, and complex adjustments for market disruption events, index or fund changes, and corporate actions. Net proceeds are generally lent to Bank of America and its subsidiaries for general corporate purposes and to hedge obligations on the notes.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering auto-callable senior notes linked to the least performing of the S&P 500 Index and the State Street Energy Select Sector SPDR ETF. The notes have a term of approximately three years, $1,000 denominations, and may be automatically called quarterly from June 2026 through September 2028 if both underlyings are at or above their applicable call values, with call amounts starting at least at $1,061 and rising to at least $1,335.50 per $1,000.

If not called, and the least performing underlying ends at or above 90% of its starting value, investors receive a fixed redemption amount of $1,366 per $1,000. If it finishes below 90% but at or above 70%, principal is returned; below 70%, repayment falls in line with the loss in the least performing underlying, up to a complete loss of principal. The initial estimated value is expected between $919 and $969 per $1,000, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America, is offering Buffered Auto-Callable Enhanced Return Notes linked to the MSCI Emerging Markets Index. The notes have an approximately 4-year term, a public offering price of $1,000.00 per note and an initial estimated value expected between $940.00 and $990.00 per $1,000.00. Investors receive 140% of any positive index return if the notes are not called and the index finishes at or above the starting level, and full principal back if the index ends between 80% and 100% of the starting level. If the index falls below 80% of the starting level and the notes have not been automatically called, the redemption amount falls below principal and investors could lose up to 100% of their investment. The notes may be automatically called on December 21, 2026 for $1,115.00 per $1,000.00 if the index is at or above the starting level, and all payments depend on the credit risk of BofA Finance and Bank of America.

BofA Finance, fully guaranteed by Bank of America Corporation, is issuing approximately 3-year Auto-Callable Enhanced Return Dual Directional Notes linked to the worst-performing of Amazon.com, Inc. and Apple Inc. common stock. The Notes are issued in $1,000 denominations, with the pricing date on December 9, 2025, maturity on December 14, 2028, and an initial estimated value of $976 per $1,000 principal, below the public offering price.

The structure offers a 150% upside participation rate and potential automatic call on December 10, 2026 at a call amount of $1,310 per $1,000 if each stock is at or above its starting value. Redemption and protection levels depend on the “Least Performing” stock, with a Redemption Barrier at 100% of starting value and a Threshold Value at 70%. If the least-performing stock finishes below its Threshold Value, repayment can fall below 70% of principal and investors can lose their entire investment.

Payments depend on the credit of BofA Finance and BAC and do not include dividends on the underlying stocks. The Notes are complex, involve valuation, market, conflict, underlying stock and tax-related risks, and are not intended for retail investors in the EEA or United Kingdom.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering medium-term, market-linked notes that are auto-callable with contingent coupons and principal at risk, linked to the lowest performing of three State Street SPDR ETFs (Metals & Mining XME, Health Care XLV and Technology XLK) and maturing in December 2028.

The notes pay a monthly contingent coupon at a rate of at least 11.90% per annum only if, on each calculation day, the lowest-performing ETF is at or above 70% of its starting value; if it is below this coupon barrier, no coupon is paid. From June 2026 through November 2028, the notes are automatically called if the lowest-performing ETF is at or above its starting value, returning principal plus a final coupon.

If the notes are not called and, on the final calculation day, the lowest-performing ETF is below 70% of its starting value, investors lose more than 30% and up to all of principal; there is no upside participation in ETF gains and no dividends. The public offering price is $1,000 per note, with an underwriting discount of $23.25 and proceeds of $976.75 per note to BofA Finance, and an initial estimated value between $906.75 and $966.75, all subject to the issuer’s and guarantor’s credit risk and with no stock exchange listing.

BofA Finance LLC is offering senior unsecured Autocallable GEARS notes linked to the common stock of UnitedHealth Group Incorporated (UNH), maturing on May 12, 2028. The notes are fully and unconditionally guaranteed by Bank of America Corporation, have a term of approximately 29 months, a public offering price of $10.00 per Note, and a minimum investment of $1,000.

On the Observation Date of December 28, 2026, if UNH’s price is at or above the Autocall Barrier of 110.00% of the $323.60 Initial Value (that is $355.96), the notes are automatically called and pay a fixed Call Price of $13.53 per $10, reflecting a 35.30% total return, with no further payments. If not called and the Underlying Stock Return over the averaged Valuation Dates is positive, the maturity payment equals $10 × (1 + return × 1.75 Upside Gearing; if negative, repayment is $10 + $10 × return, giving full 1:1 downside exposure down to total loss.

The notes pay no coupons, provide no dividends from UNH, and the initial estimated value is between $9.375 and $9.875 per $10, below the public offering price. They are unsecured, not FDIC insured, subject to the credit risk of BofA Finance and BAC, may have limited or no secondary market liquidity, and involve complex U.S. tax treatment and potential conflicts of interest from hedging and market-making activities.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes pay a semi‑annual contingent coupon of $42.50 per $1,000 (4.25% semi‑annually, 8.50% per year) only if on each observation date all three indices are at or above a coupon barrier set at 60% of their starting level.

The issuer can redeem the notes early on scheduled call dates at $1,000 plus any due coupon. If the notes are not called, principal repayment at maturity depends on the least performing index: investors receive full principal if its final level is at or above the 60% threshold, but lose principal on a 1‑for‑1 basis if it finishes below that level, which can result in a total loss of the $1,000 principal.

The initial estimated value is expected to be $935–$985 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs. All payments are unsecured obligations subject to the credit risk of BofA Finance as issuer and BAC as guarantor.

Bank of America’s BofA Finance, fully guaranteed by BAC, is offering approximately 4‑year auto‑callable notes linked to the least performing of the Russell 2000 and S&P 500 indices. The notes can be automatically called on annual observation dates starting in late 2026 for fixed call amounts of $1,123, $1,246, or $1,369 per $1,000 of principal if both indices are at or above their respective call levels.

If the notes are never called, and the least performing index finishes at or above its redemption barrier (100% of its starting level), investors receive a fixed redemption of $1,492 per $1,000. If the least performing index ends between 70% and 100% of its starting level, only principal is returned; below 70%, repayment is reduced in line with the loss in that index, up to a complete loss of principal. The initial estimated value is expected to be $935–$985 per $1,000, lower than the public price, reflecting BAC’s internal funding rate, hedging costs, and selling‑related fees, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the State Street Energy Select Sector SPDR ETF (XLE) and the State Street SPDR S&P Biotech ETF (XBI). Each Note has a $1,000 denomination, a term of approximately 15 months, and pays a monthly contingent coupon of $13.209 per $1,000 (1.3209% per month, 15.85% per year) only if, on the relevant observation date, each underlying is at or above 70% of its starting value.

Beginning June 12, 2026, the Notes are automatically called if each underlying is at or above 100% of its starting value, paying $1,000 plus the coupon and then terminating. A knock-in event occurs if any underlying ever falls below 65% of its starting value during the knock-in period; if that happens and the worst-performing underlying finishes below its starting value, principal repayment is reduced one-for-one with that decline, up to a total loss of principal. The initial estimated value is expected between $910.90 and $960.90 per $1,000, below the public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Adobe Inc. (ADBE). Each Note has a $1,000.00 denomination, an expected issue date of December 23, 2025 and a scheduled maturity on January 22, 2027, unless automatically called earlier.

The Notes pay a contingent monthly coupon of $9.167 per $1,000.00 (0.9167% per month, 11.00% per annum) only when Adobe’s closing price on an Observation Date is at or above 68.00% of the Starting Value. Beginning June 18, 2026, the Notes are auto-callable at par if Adobe’s price is at or above 100.00% of the Starting Value on any Call Observation Date, in which case investors also receive the applicable coupon.

If the Notes are not called and Adobe’s Ending Value is at or above the 68.00% Threshold Value at maturity, holders receive principal plus any final coupon. If the Ending Value is below 68.00%, repayment of principal is reduced 1:1 with Adobe’s decline, and investors can lose up to 100.00% of their investment. The public offering price is $1,000.00 per Note, with a $15.00 underwriting discount and $985.00 in proceeds to BofA Finance. The initial estimated value per $1,000.00 is expected to range from $901.50 to $971.50, reflecting internal funding and hedging costs. The Notes are unsecured, not FDIC insured, subject to the credit risk of BofA Finance and BAC, and involve complex risk and tax considerations.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 9.75% Issuer Callable Daily Range Accrual Notes linked to the 10-year Constant Maturity Treasury (CMT) rate, maturing on December 12, 2035. The notes are issued in $1,000 minimum denominations at 100% of principal with no underwriting discount, and pay variable quarterly interest calculated as 9.75% per annum multiplied by the fraction of U.S. Government Securities Business Days when the CMT rate is between 0.00% and 5.00%. If the CMT rate is below 0.00% or above 5.00% for an entire interest period, no interest is paid for that period.

The notes are callable at the issuer’s option at par plus accrued interest on each quarterly interest payment date from December 12, 2026 through September 12, 2035. They are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, not listed on any exchange, and not insured by the FDIC or any government agency. Holders receive principal at maturity, plus any accrued interest, subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes have an approximately 5-year term and pay a contingent coupon of $36.25 per $1,000 (7.25% per annum) on semi-annual dates only if each index is at or above 60% of its starting level. BofA Finance may redeem the Notes early on specified semi-annual dates at $1,000 per Note plus any due coupon. If held to maturity and the worst-performing index finishes below its 60% threshold, investors receive a reduced principal repayment that can be zero, resulting in a total loss of the investment. The initial estimated value is expected to be between $920 and $970 per $1,000 Note, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance, guaranteed by Bank of America (BAC), is offering auto-callable senior unsecured Notes linked to the worst performer of the Russell 2000 and S&P 500 indexes. Each Note has a $1,000 denomination, a public offering price of $1,000, and proceeds to BofA Finance of $980 after a $20 underwriting discount.

The Notes run for about four years, unless automatically called starting December 31, 2026. If, on a Call Observation Date, both indexes are at or above 100% of their starting levels, the Notes are redeemed early at preset Call Amounts of $1,103, $1,206 or $1,309 per $1,000. If not called and the worst-performing index is at or above its 100% redemption barrier at maturity, investors receive $1,412, a 41.20% total return; if the worst index finishes between 70% and just below 100%, only principal is returned; below 70%, losses match the index decline.

The initial estimated value is expected to be between $915 and $965 per $1,000, reflecting BAC’s internal funding rate, selling concessions and hedging costs, so the economic value is lower than the purchase price. Payments depend entirely on the credit of BofA Finance and BAC and do not include any dividends from the underlying indexes.

BofA Finance LLC is offering $8,105,000 of callable Contingent Income Securities due December 9, 2027, linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices and fully and unconditionally guaranteed by Bank of America Corporation.

The notes pay a quarterly contingent coupon of $22.625 per $1,000 (2.2625% per quarter, 9.05% per annum) only if each index stays at or above 65% of its initial level on every index business day in the observation period; if any index breaches its barrier on any day, that quarter’s coupon is skipped.

At maturity, if the notes have not been called and all three indices are at or above 65% of their initial values, investors receive principal plus any due coupon; if any index finishes below its 65% downside threshold, repayment is reduced one-for-one with the worst index and can fall to zero. The securities are callable at the issuer’s option each quarter starting March 10, 2026 at par plus any due coupon, carry an initial estimated value of $977.10 per $1,000, are unsecured, not FDIC insured, and are subject to the credit risk of both BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an approximate 5-year term and a public offering price of $1,000 per note.

Investors can receive contingent semi-annual coupons of $34 per $1,000 in principal (6.80% per year) on observation dates when each index is at or above 60% of its starting level. The issuer may redeem all notes early on specified semi-annual dates at $1,000 per note plus any due coupon if that condition is met.

If the notes are not called and the worst-performing index finishes below 60% of its starting level, repayment of principal is reduced in line with that index’s loss, up to a complete loss of the investment. The initial estimated value is expected to be between $915 and $965 per $1,000, reflecting internal funding and hedging costs.

BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing S&P 500®-linked notes with an aggregate face amount of $8,638,000, in $1,000 denominations.

The notes do not bear interest and mature on June 9, 2027. Repayment depends on the S&P 500® Index level on the June 7, 2027 determination date versus the initial level of 6,870.40. Holders get 150.00% upside participation if the index rises, but returns are capped at a maximum settlement amount of $1,153.45 per $1,000 (a 15.345% maximum gain) once the index reaches 110.23% of its initial level.

If the index is flat or down by up to 10.00%, investors receive their $1,000 principal. Below the 90.00% buffer level, principal is lost on a leveraged basis (Buffer Rate approximately 111.111%), and investors can lose some or all of their investment. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value of $977.80 per $1,000 versus a 100.00% price to public and a 1.89% underwriting discount.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering medium-term, principal-at-risk market-linked notes due June 14, 2029, tied to the lowest performer of the Nasdaq-100, S&P MidCap 400 and EURO STOXX 50 indices.

The notes pay a quarterly contingent coupon at a rate of at least 10.25% per annum only if, on every trading day in the quarter, the lowest-performing index stays at or above 70% of its starting level; a single day below that barrier cancels that quarter’s coupon. BofA Finance may redeem the notes quarterly, starting about three months after issuance, at $1,000 per note plus any coupon then due.

If the notes are not redeemed early, investors receive $1,000 per note at maturity only if the worst index on the final observation day is at least 60% of its starting level. If it is below 60%, repayment is reduced in line with that index’s decline, so losses greater than 40%, up to total loss of principal, are possible. The initial estimated value is expected to be $927.25–$977.25 per $1,000 note, and the notes are unsecured, not FDIC insured and not listed on any exchange.

BofA Finance LLC is offering $4,890,000 of Trigger Autocallable Notes linked to the S&P 500® Index, maturing on December 9, 2027, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $10 stated principal amount and pays a contingent call return based on a fixed 8.75% per annum rate if the index is at or above its initial level on any quarterly observation date, starting in December 2026.

If the Notes are not called and the S&P 500 closes on the final observation date at or above the Downside Threshold of 5,152.80 (75% of the Initial Value of 6,870.40), investors receive back only the stated principal. If it finishes below the Downside Threshold, repayment is reduced in line with the index decline, up to a 100% loss of principal. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, are not FDIC insured, will not be listed on any exchange, and may have limited or no liquidity. The public offering price is $10.00 per Note, with proceeds to BofA Finance of $9.825 per Note before expenses and an initial estimated value of $9.764 per $10 of principal.