Bank of America Corporation 424B Filings

Bank of America Corporation is offering $57,190,000 of Floating Rate Senior Notes due December 9, 2065 under its Medium-Term Notes, Series P program. The notes pay quarterly interest at a floating rate equal to compounded SOFR plus 0.10% per year, with the rate never falling below 0.00%. They are unsecured senior obligations ranking equally with the company’s other unsecured, unsubordinated debt.

Investors may require repayment on December 9th of each year from 2026 through 2064 at specified prices between 97.00% and 100.00% of principal, plus accrued interest, with any repayment on or before December 9, 2033 returning less than full principal. The public offering price is 100.00% of principal, with a 1.00% selling agents’ commission and 99.00% of principal, or $56,618,100, in proceeds before expenses. The notes will be issued in minimum denominations of $100,000, will not be listed on any securities exchange, and will settle in book-entry form through DTC on December 9, 2025.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, outlines terms for Senior Medium-Term Notes, Series A, linked to equity indices, exchange-traded funds or individual stocks. The notes repay principal at maturity regardless of market performance, subject to issuer and guarantor credit risk.

Returns, if any, depend on the performance of specified Market Measures set in a future pricing supplement. The notes may pay no interest, may cap upside, and in some cases may be callable before maturity, limiting holding period and reinvestment options.

The notes are unsecured, unsubordinated obligations, are not bank deposits, are not insured by the FDIC or any government agency, and will not be listed on a securities exchange. The document highlights significant risks, including complex payoff structures, limited liquidity, market disruptions, and potential conflicts of interest in hedging and calculation.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,229,000 of Medium-Term Notes, Series A, structured as market-linked, principal-at-risk securities tied to the lowest-performing of three ETFs: TLT, IWN and XOP, maturing June 7, 2029.

The notes pay no interest and may be automatically called if on any Call Date the lowest-performing ETF is at least 84% of its starting value, returning principal plus a fixed call premium that rises over time from 11.10% (for a total of $1,111 per $1,000 note) up to 38.85% ($1,388.50) on the final Call Date.

If never called and on the Final Calculation Day the lowest-performing ETF is below its 84% Call Value but at or above 67% of its starting value, investors receive only their $1,000 principal. If it finishes below 67%, repayment is reduced one-for-one with the decline, leading to a loss of more than 33% and possibly total loss of principal. The initial estimated value is $964.90 per $1,000 note versus the $1,000 offering price, with net proceeds to BofA Finance of about $4.12 million after underwriting discounts.

Bank of America Corporation and its subsidiary BofA Finance LLC provide a prospectus covering certain outstanding senior debt securities previously issued and registered under earlier shelf registrations. The document is intended mainly for use by Bank of America’s broker-dealer affiliates, including BofA Securities, Inc., to facilitate offers and sales of these existing securities in the secondary market at prices related to market levels at the time of sale.

The securities and related guarantees are unsecured obligations, are not bank deposits, are not guaranteed by Bank of America, N.A. or any other bank, and are not insured by the FDIC or any government agency, so investors can lose principal. Neither Bank of America nor BofA Finance will receive any proceeds from these secondary-market sales. The prospectus incorporates by reference Bank of America’s SEC filings, including its Form 10-K for the year ended December 31, 2024, and includes standard forward-looking statement cautions and the audit opinion of PricewaterhouseCoopers LLP.

Bank of America’s BofA Finance is offering Auto-Callable Enhanced Return Dual Directional Notes linked to the worst performer between Amazon (AMZN) and Apple (AAPL). The notes have a term of about 3 years, a $1,000 minimum denomination, and are fully and unconditionally guaranteed by Bank of America Corporation.

The public offering price is $1,000 per note, with an underwriting discount of $25 and proceeds of $975 to BofA Finance. The initial estimated value on the pricing date is expected to range from $920 to $970 per $1,000, reflecting internal funding and hedging costs, so buyers pay more than this estimated value.

The notes can be automatically called on December 30, 2026 if each stock’s observation value is at or above its call value, paying $1,310 per $1,000 on January 5, 2027. Otherwise, at maturity investors receive a redemption amount based on the “least performing” stock, with 150% upside participation and dual-directional features around a 70% threshold and 100% redemption barrier, as illustrated in the payout table. All payments depend on the credit of BofA Finance and Bank of America and carry complex structural, market, conflict and tax risks.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering $1,013,000 of approximately 3‑year Contingent Income (with Memory Feature) Auto‑Callable Yield Notes at $1,000 each, linked to the least performing of Arista Networks, Monolithic Power Systems and PayPal common stock.

Holders receive monthly contingent coupons of $18.334 per $1,000 only when every stock closes at or above its coupon barrier, set at 60% of its starting value; missed coupons can be paid later if conditions are met. Beginning with the December 3, 2026 Call Observation Date, all notes are automatically called at $1,000 plus the applicable coupon if each stock is at or above its Call Value, equal to its starting value.

If not called, at maturity investors receive $1,000 per note plus any final coupon if the least performing stock finishes at or above its 60% threshold, but principal is reduced in line with that stock’s decline below the threshold and can be lost in full. The notes are unsecured senior debt obligations, not FDIC‑insured, and their initial estimated value is $977.10 per $1,000, lower than the public offering price due to internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,298,000 of Trigger Callable Yield Notes linked to the least performing of the S&P 500 Index and Nasdaq-100 Index, maturing March 8, 2027. The Notes pay a fixed coupon at a rate of 7.45% per annum, with monthly payments, regardless of index performance, unless the Notes are called.

Starting in March 2026, the issuer may, in its sole discretion, call the Notes on monthly Call Dates and repay the $10 Stated Principal Amount per Note plus the applicable coupon, after which no further payments are made. If the Notes are not called and, on the Final Observation Date, the least performing index is at or above 70% of its Initial Value (the Downside Threshold), investors receive full principal back plus the final coupon.

If, at maturity, the least performing index closes below its Downside Threshold, investors are fully exposed to its downside: the maturity payment is $10 multiplied by (1 + the index return), plus the final coupon, and can be reduced to zero, meaning loss of the entire principal. The Notes are senior unsecured obligations of BofA Finance, guaranteed by BAC, are not FDIC insured, will not be listed on an exchange, and may have limited or no secondary market liquidity. Minimum investment is 100 Notes, or $1,000.

BofA Finance, guaranteed by Bank of America Corporation, is offering Digital Return Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes have a term of about 13 months and a $1,000.00 minimum denomination.

At maturity, each note pays a fixed $1,080.00 (an 8.00% return) per $1,000.00 if the worst-performing index is at least 63.00% of its starting level on the valuation date. If that index finishes below the 63.00% threshold, the redemption amount drops in line with the index level and can fall to $0.00, so investors may lose their entire principal. The initial estimated value is expected to range from $930.00 to $980.00 per $1,000.00 note, below the public offering price, reflecting internal funding rates, hedging costs, fees and dealer compensation. All payments depend on the credit of BofA Finance and Bank of America Corporation.

BofA Finance, guaranteed by Bank of America, is offering senior unsecured Contingent Income Auto-Callable Yield Notes linked to the least performing of the iShares 20+ Year Treasury Bond ETF (TLT) and iShares Silver Trust (SLV).

The notes have a term of about three years, auto-callable monthly from June 2026 if both ETFs are at or above their starting values. Investors may receive a contingent coupon of at least $7.917 per $1,000 (at least 0.7917% per month, 9.50% per year) for each monthly observation on which both underlyings stay at or above 70% of their starting levels.

If the notes are not called and the worst-performing ETF finishes at or above 70% of its start, holders get full principal back plus the final coupon. If it finishes below 70%, repayment is reduced in line with the decline and up to 100% of principal can be lost. The initial estimated value is expected between $910 and $960 per $1,000, below the $1,000 public offering price, and the notes are subject to the credit risk of BofA Finance and BAC and are not FDIC insured.

BofA Finance is offering senior unsecured auto-callable notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by BAC. Each note has a $1,000 public offering price, with a $25 underwriting discount and $975 in proceeds to BofA Finance. The initial estimated value on the pricing date is expected between $910 and $960 per $1,000, reflecting BAC’s internal funding rate and hedging costs.

The notes run for about five years, auto-callable annually from December 14, 2026 if both indices are at or above 100% of their starting values, paying call amounts per $1,000 of $1,098.50, $1,197.00, $1,295.50, or $1,394.00. If not called, and the least-performing index is at or above its redemption barrier, the examples use a redemption amount of $1,492.50 per $1,000. If it finishes between 90% and 100% of its starting value, only principal is returned; below 90%, repayment is reduced in line with the loss and investors can lose up to 100% of their investment. All payments are subject to the credit risk of BofA Finance and BAC and are not FDIC insured.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Alphabet Class C, Adobe, NVIDIA and UnitedHealth common stock. The notes have an approximately 5-year term and are linked to the least performing stock.

Investors pay a public offering price of $1,000.00 per note, with an underwriting discount of $40.00 and initial estimated value between $900.00 and $950.00 per $1,000.00. Monthly Contingent Coupon Payments of $11.667 per $1,000.00 are paid only if each stock closes at or above its 50.00% Coupon Barrier, with a memory feature that can make up missed coupons later. Beginning June 10, 2026, the notes are automatically called if each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the due coupon. If not called, and the least performing stock finishes below its 50.00% Threshold Value, repayment of principal is reduced in line with that decline and can fall to zero. All payments depend on the credit of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5-year Buffered Auto-Callable Notes linked to the iShares Silver Trust (SLV). Each Note has a $1,000 public offering price, with an underwriting discount of $30 and initial proceeds of $970 per Note to BofA Finance. The initial estimated value on the pricing date is expected to range from $880 to $940 per $1,000, reflecting internal funding and hedging costs.

The Notes may be automatically called starting in 2026 if SLV is at or above the call level, with scheduled call payments from $1,145 to $1,580 per $1,000. If held to maturity and not called, investors receive $1,725 per $1,000 if SLV is at or above the Redemption Barrier, return principal if SLV stays at or above 80% of its starting value, and can lose up to 80% of principal if SLV falls below that threshold. All payments depend on the performance of SLV and the credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of Apple Inc. (AAPL). Each Note has a $1,000 denomination and a term of approximately 13 months, unless automatically called. The initial estimated value on the pricing date is expected to be between $940 and $990 per $1,000, below the $1,000 public offering price.

The Notes pay a contingent monthly coupon of $8.917 per $1,000 (about 10.70% per year) only if Apple’s closing price on the observation date is at or above 75% of its starting value. Beginning June 17, 2026, the Notes are automatically called if Apple is at or above 100% of its starting value on a call observation date, returning $1,000 plus any due coupon.

At maturity, if never called, holders receive $1,000 per Note plus the final coupon if Apple is at or above 75% of the starting value. If Apple finishes below 75%, principal is reduced in line with Apple’s decline and can be lost in full. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of Meta Platforms (META), Microsoft (MSFT) and Tesla (TSLA). The notes have a term of about three years, with a pricing date of December 2, 2025 and maturity on December 7, 2028, unless automatically called earlier.

The notes pay a contingent coupon of $10.00 per $1,000 of principal (1.00% per month, 12.00% per year) on monthly observation dates, but only if each stock is at or above its coupon barrier, set at 60% of its starting value (META $388.26, MSFT $294.00, TSLA $257.54). Starting values are META $647.10, MSFT $490.00 and TSLA $429.24, with call and redemption barriers at 100% of these levels.

Beginning December 7, 2026, the notes are automatically called if all three stocks are at or above their call values, paying the scheduled call amount plus the contingent coupon. If not called, principal repayment at maturity depends on the least performing stock. If it finishes below its 60% threshold value, investors receive less than 60% of principal and could lose their entire investment. The initial estimated value is $987.00 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs.

BofA Finance, fully guaranteed by Bank of America, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index.

The Notes pay a contingent coupon of $7.50 per $1,000 (0.75% per month, 9.00% per annum) on monthly Observation Dates only if each index is at or above its Coupon Barrier of 70% of its Starting Value. The issuer may redeem the Notes in whole on specified monthly Call Payment Dates at $1,000 plus any due coupon.

At maturity, if not called, investors receive $1,000 per Note plus any final coupon if the least performing index is at or above its 65% Threshold Value. If it finishes below that level, repayment of principal is reduced in line with the index loss and can fall to zero, meaning up to 100% loss of principal. The initial estimated value is expected to be $920–$970 per $1,000, lower than the public offering price, reflecting internal funding rates, hedging costs and underwriting discounts. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately 5-year Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of Amazon.com, Inc. common stock (AMZN), UnitedHealth Group Incorporated common stock (UNH), and the iShares Silver Trust (SLV).

Each $1,000 note pays a monthly contingent coupon only if, on the relevant observation date, the closing value of every underlying is at or above 60% of its starting value. The coupon uses a memory formula based on $13.125 per $1,000 per monthly period, allowing missed coupons to be made up when conditions are next satisfied.

The issuer can redeem the notes early on specified monthly call payment dates at $1,000 per note plus any due contingent coupon. If the notes are not called and, at maturity, the least performing underlying finishes below its 60% threshold value, investors receive less than principal and could lose their entire investment. The initial estimated value on the pricing date is expected to be between $920 and $970 per $1,000, lower than the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering approximately 2-year Contingent Income Auto-Callable Yield Notes linked to the common stock of Axon Enterprise, Inc. (AXON). Each Note has a public offering price of $1,000.00, with an initial estimated value between $921.50 and $971.50 per $1,000.00, reflecting underwriting discounts and hedging costs.

The Notes pay quarterly contingent coupons with a “memory” feature, based on a formula that can produce payments such as $37.50 per $1,000.00 per period when AXON’s closing price is at or above a coupon barrier set at 57.00% of the starting value. Beginning June 10, 2026, the Notes are automatically called if AXON is at or above 100% of the starting value on specified Call Observation Dates, returning principal plus the applicable coupon.

At maturity, if not called and AXON’s ending value is at or above the 57.00% threshold, investors receive principal plus any final contingent coupon. If AXON finishes below that threshold, repayment of principal is reduced in line with AXON’s decline and can be as low as zero. All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of three equity underlyings: the Nasdaq-100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the VanEck Semiconductor ETF (SMH).

The Notes have a term of about 4.5 years, with monthly observation dates. If on any observation date each underlying is at or above 75% of its starting value, holders receive a contingent coupon of $12.917 per $1,000 of principal (1.2917% per month, 15.50% per year). The issuer may redeem the Notes early on specified monthly call dates at $1,000 per Note plus any due contingent coupon, ending all future payments.

At maturity, if not called, principal is protected only if the least performing underlying is at or above 60% of its starting value; otherwise repayment is reduced in line with that underlying’s loss and can fall to zero. The public offering price is $1,000 per Note, with proceeds of $997.50 per Note to BofA Finance before expenses. The initial estimated value is expected to be $940.50–$980.50 per $1,000, reflecting internal funding and hedging costs.

BofA Finance, guaranteed by Bank of America Corporation, is offering Buffered Digital Return Notes linked to the worst performer of three underlyings: the S&P 500 Futures Excess Return Index, the Utilities Select Sector SPDR Fund (XLU) and the iShares Russell 2000 Value ETF (IWN). The Notes have a term of approximately 16 months, from an issue date of December 3, 2025 to a maturity date of April 7, 2027, and are issued in $1,000 minimum denominations.

If, on the valuation date, the least performing underlying is at or above 75% of its starting level, investors receive a fixed Digital Payment of $1,118 per $1,000 principal, an 11.8% return, regardless of how much the underlying has risen. This structure includes a 25% downside buffer; however, if the least performing underlying closes below its threshold, repayment is reduced in line with its decline, and investors can lose up to all of their principal.

The initial estimated value is $990.70 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC, do not include dividends on the underlyings, and involve complex tax and market risks outlined in extensive risk factor and tax discussions.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5-year Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. Each Note has a public offering price of $1,000.00, with proceeds to BofA Finance of $997.50 per Note before expenses after a $2.50 underwriting discount.

The Notes provide 175.00% upside participation in any positive index performance. If the index Ending Value is at or below its Starting Value, investors receive $1,000.00 per Note at maturity, so losses in the index do not reduce principal at maturity based on the payout table. The initial estimated value of each Note on the pricing date is expected to be between $912.50 and $962.50, lower than the public offering price due to internal funding rates, hedging costs and selling fees.

The underlying index uses leverage, a volatility-targeting risk control, borrowing at the Federal Funds Rate, and charges a 0.50% per annum carry cost plus 0.01% transaction costs on exposure changes each intraday window, all of which reduce performance. Payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor, and the Notes are unsecured, unsubordinated obligations not insured by the FDIC.

BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The total offering is $3,905,000, at a public offering price of $1,000 per Note, with net proceeds of $3,885,475 before expenses.

The Notes have a term of about 23 months, from the November 24, 2025 issue date to the October 22, 2027 maturity date, unless called earlier. Investors may receive a contingent coupon of $8.834 per $1,000 (0.8834% monthly, 10.60% per annum) on monthly Observation Dates, but only if each index closes at or above its Coupon Barrier, set at 70% of its starting level.

At maturity, if the Notes have not been called and the least performing index is at or above its Threshold Value, set at 55% of its starting level, investors receive full principal (plus any final coupon). If it is below the Threshold Value, repayment is reduced in line with the index decline, potentially to zero. The issuer may redeem all Notes early on specified Call Payment Dates at $1,000 plus any due coupon. The initial estimated value is $982.60 per $1,000, reflecting structuring and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America, is offering $4,724,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Investors pay $1,000 per Note, while the initial estimated value is $983.20, reflecting internal funding and hedging costs.

The Notes have a term of about 23 months and may pay a contingent coupon of $9.667 per $1,000 (0.9667% monthly, 11.60% per annum) for any month when all three indices stay at or above their coupon barriers, set at 70% of starting levels. Principal is protected only if the worst-performing index finishes at or above its threshold value of 60% of its start; otherwise repayment falls in line with the index loss and can drop to zero. BofA Finance can redeem all Notes early on specified monthly dates at par plus any due coupon, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5‑year Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. These notes provide 150% upside participation in the index: if the Ending Value is above the Starting Value, investors receive their $1,000 principal plus 150% of the index gain; if the Ending Value is at or below the Starting Value, investors receive only the $1,000 principal at maturity, with no upside and no periodic interest.

The underlying index is a risk‑controlled, excess‑return version of the S&P 500 Total Return Index that uses leverage, a cash allocation and an 11.50% volatility target, and it is reduced by borrowing, carry, 0.50% annual carry cost and 0.01% transaction cost frictions, which can significantly weigh on performance. The public offering price is $1,000 per note, including a $37.50 underwriting discount and $962.50 in proceeds to BofA Finance, while the initial estimated value is expected between $912.50 and $962.50 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance and Bank of America, and the notes are not FDIC insured.

BofA Finance, guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the Nasdaq-100® Index. Each Note has a public offering price of $1,000.00, with an underwriting discount of $22.00 and proceeds to BofA Finance of $978.00 per Note, before expenses. The initial estimated value on the pricing date is expected to be between $920.00 and $970.00 per $1,000.00 in principal amount, which is less than the public offering price.

The Notes have a term of approximately 18 months, an Upside Participation Rate of 110.00% and a maximum redemption of $1,177.50 per $1,000.00, a 17.75% cap on gains. A Threshold Value of 90.00% of the Starting Value provides limited downside protection; if the Nasdaq-100® closes below this level at maturity, investors lose 1% of principal for each 1% decline below the Threshold, and could receive as little as $100.00 per $1,000.00, a 90.00% loss. Payments depend on the credit risk of BofA Finance and BAC, and investors forgo dividends on the index components.

BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing approximately three-year contingent income, issuer-callable yield notes linked to the least performing of the Energy Select Sector SPDR Fund (XLE), the Nasdaq-100 Index (NDX) and the Russell 2000 Index (RTY). Each $1,000 note has a public offering price of $1,000, with underwriting discounts of $28.75 and proceeds to BofA Finance of $971.25. The initial estimated value is expected to be between $910 and $960 per $1,000, reflecting internal funding and hedging costs.

Investors may receive monthly contingent coupon payments of at least $8.334 per $1,000 (at least 10.00% per annum) only when all three underlyings stay at or above a 70% coupon barrier on observation dates. BofA Finance can redeem the notes early on specified call dates at $1,000 plus any due coupon. If held to maturity and the least-performing underlying finishes below 60% of its starting value, principal is reduced in line with that loss and can fall to zero, so investors bear full downside market and issuer credit risk.

Bank of America’s BofA Finance is offering 3-year Contingent Income Issuer Callable Yield Notes fully guaranteed by BAC, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes have a $1,000 minimum denomination and pay a monthly contingent coupon of at least $6.875 per $1,000 (at least 0.6875% per month, or 8.25% per year) only if on each observation date all three indices are at or above 70% of their respective starting levels.

BofA Finance may redeem the Notes early on specified monthly call payment dates at $1,000 per Note plus any due contingent coupon. If the Notes are not called and, at maturity, the least performing index is at or above its 70% threshold, holders receive $1,000 plus any final contingent coupon. If the least performing index ends below its 70% threshold, repayment of principal is reduced in line with that index’s decline and can fall to zero, meaning a total loss of invested principal.

The public offering price is $1,000 per Note, with an underwriting discount of $28.75 and proceeds of $971.25 to BofA Finance. The initial estimated value is expected to be between $910 and $960 per $1,000, reflecting BAC’s internal funding rate, dealer compensation and hedging-related charges.

Bank of America’s BofA Finance unit is offering 18‑month Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by BAC. The notes provide 110% upside participation in index gains, but returns are capped at a maximum payment of $1,202.50 per $1,000 principal (a 20.25% maximum gain).

If the index ends at or above 90% of its starting level, investors receive at least their principal back; below that 10% buffer, repayment is reduced in line with the index and losses can reach up to 90% of the invested amount. The initial estimated value is expected between $920 and $970 per $1,000, lower than the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes are unsecured, unsubordinated and not FDIC insured.

BofA Finance, fully guaranteed by Bank of America, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100 Index, Russell 2000 Index and SPDR S&P Regional Banking ETF (KRE). The public offering price is $1,000 per Note, with underwriting discount of $28.75 and proceeds to BofA Finance of $971.25 per Note before expenses. The initial estimated value is expected to be between $910 and $960 per $1,000.

Investors may receive a monthly contingent coupon of at least $8.334 per $1,000 (at least 10% per year) only if on each observation date all three underlyings are at or above 70% of their starting values. The issuer can redeem the Notes monthly at $1,000 plus any due coupon. At maturity, if the Notes were not called and the worst‑performing underlying is at or above 60% of its start, investors receive full principal; below 60%, repayment falls proportionally and losses can reach 100% of principal. Payments depend on the credit of BofA Finance and BAC, the Notes are complex, and they are not intended for EEA or UK retail investors.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each Note has a $1,000 public offering price, with an underwriting discount of $26 and initial proceeds of $974 to BofA Finance. The Notes have an approximate 2-year term, pay monthly contingent coupons of at least $6.875 per $1,000 (at least 8.25% per year) only if all three indices are at or above 70% of their starting levels, and are callable monthly at $1,000 plus any due coupon. If not called, investors receive full principal only if the least performing index finishes at or above its 70% threshold; otherwise the payoff tracks that index’s loss and can be as low as zero, meaning up to 100% of principal may be lost. All payments depend on the credit of BofA Finance and Bank of America and the initial estimated value per $1,000 is expected to be $920–$970, below the public price.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index. Each Note has a $1,000.00 face amount, a term of approximately 4.75 years, and pays a monthly contingent coupon of at least $6.25 per $1,000.00 (at least 0.625% per month, or at least 7.50% per year) only if, on the relevant Observation Date, the index is at or above a Coupon Barrier set at 70.00% of the Starting Value.

The issuer may redeem the Notes early on specified monthly Call Payment Dates at $1,000.00 per Note plus any due contingent coupon, ending all future payments. If the Notes are not called, investors receive at maturity either full principal (and possibly the final coupon) if the S&P 500 Ending Value is at or above the 70.00% Threshold Value, or a reduced amount if it finishes below that level, with losses matching the index decline and up to a 100.00% loss of principal.

The initial estimated value of the Notes on the pricing date is expected to be between $930.00 and $980.00 per $1,000.00 face amount, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging-related charges, all of which make the public offering price of $1,000.00 less favorable to investors. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC is issuing $819,000 of Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500. These notes have an approximately 18‑month term, pay a contingent coupon of 8.30% per year (0.6917% monthly), and only pay income when each index closes at or above 70% of its starting level on an observation date.

Beginning February 27, 2026, BofA Finance can redeem the notes monthly at par plus any due coupon, which can cut off future income. If the notes are not called and any index ends more than 30% below its starting level at maturity, principal is reduced 1:1 with the loss in the worst index, up to a total loss. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and the initial estimated value of $962.60 per $1,000 is below the $1,000 public offering price, reflecting fees, funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,939,000 of Market Linked Securities tied to the S&P 500 Index. These auto-callable, principal-at-risk notes pay no interest and may be automatically called on annual Call Dates through November 26, 2029 if the index is at or above the Starting Value of 6,705.12.

If called, investors receive $1,000 per Security plus a fixed Call Premium ranging from 7.10% on the first Call Date up to 28.40% on the final Call Date, capping upside at these levels. If not called, principal is protected only down to a 7.50% buffer, with a Threshold Value of 6,202.236; below that, losses match further S&P 500 declines up to a maximum loss of 92.50% of principal.

The public offering price is $1,000 per Security, including an underwriting discount of $25.75 per Security, for net proceeds to BofA Finance of about $3.84 million. The initial estimated value is $957.40 per Security, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering approximately 3‑year Capped Enhanced Return Notes linked to the least performing of the Dow Jones Industrial Average and the S&P 500 Index. The public offering price is $1,000.00 per Note, while the initial estimated value is $947.20 per $1,000.00, reflecting internal funding and hedging costs.

The Notes provide 125.00% upside participation on the least performing index, capped at a maximum Redemption Amount of $1,360.00 per $1,000.00 (a 36.00% maximum return). Principal is protected only if the least performing index finishes at or above its Threshold Value, set at 70.00% of its Starting Value for each index; if it closes below this level, investors lose one‑for‑one with the index and can lose up to 100.00% of their investment. Payments depend on the credit risk of BofA Finance and BAC and do not include dividends from the indices.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Callable Contingent Income Securities maturing on December 9, 2027, linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices. Each security has a $1,000 stated principal amount and may pay a contingent quarterly coupon of at least $22.625 (at least 2.2625% per quarter, 9.05% per year) if on every index business day in the observation period all three indices stay at or above 65% of their initial levels.

Beginning March 10, 2026, BofA Finance can redeem all notes on quarterly dates at par plus any due coupon. At maturity, if the notes are not called and each index is at or above its 65% downside threshold, holders receive principal plus any final coupon; otherwise, repayment is reduced 1‑for‑1 with the decline of the worst index and can fall below 65% of principal or to zero, meaning full loss of invested principal is possible. The initial estimated value is disclosed as between $920 and $970 per $1,000, reflecting internal funding and hedging costs.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The Notes have a term of approximately 4.75 years, from a pricing date of November 24, 2025 to a maturity date of August 29, 2030, and a public offering price of $1,000.00 per Note, for total proceeds of $868,113.50 before expenses on a $901,000.00 issuance.

Investors may receive a monthly contingent coupon of $6.042 per $1,000.00 (0.6042% per month, 7.25% per annum) only if on each Observation Date all three indices are at or above their Coupon Barriers, set at 70% of their respective starting levels. The issuer can redeem the Notes early on designated Call Payment Dates at $1,000.00 per Note plus any due contingent coupon. If held to maturity and the least performing index finishes below its Threshold Value (also 70% of its starting level), the repayment is reduced in line with that index’s decline and can be as low as zero.

The initial estimated value is $938.40 per $1,000.00, below the public offering price, reflecting BAC’s internal funding rate, hedging-related charges and underwriting discounts. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

Bank of America Corporation (BAC), through BofA Finance, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index. Each Note has a public offering price of $1,000.00 with an initial estimated value between $950.10 and $990.10 per $1,000.00, reflecting fees and hedging costs.

The Notes pay a contingent coupon of $7.292 per $1,000.00 (0.7292% monthly, 8.75% per annum) on monthly Observation Dates only if the S&P 500 closing level is at or above 85% of its starting level. Principal is protected at maturity only if the index stays at or above 75% of the starting level; below this Threshold Value, repayment falls in line with index losses and can result in a total loss of principal.

The issuer can redeem the Notes in full on specified quarterly Call Payment Dates at $1,000.00 per Note plus any due coupon, limiting potential income if called. All payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor, and the Notes do not provide any exposure to S&P 500 dividends.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes have a per‑note public offering price of $1,000.00, with an underwriting discount of $26.50 and proceeds to BofA Finance of $973.50 per note, before expenses. The initial estimated value on the pricing date is expected to be between $876.90 and $926.90 per $1,000.00.

Investors may receive monthly contingent coupon payments of $6.25 per $1,000.00 (0.625% per month, 7.50% per annum) if on each observation date all three indices are at or above 70% of their respective starting values. The issuer may redeem the notes in whole on designated monthly call payment dates at $1,000.00 per note plus any applicable contingent coupon. If the notes are not called and, at maturity, the least‑performing index closes below 70% of its starting value, the redemption amount will be reduced in line with that decline and can be as low as $0, resulting in a complete loss of principal.

All payments depend on the credit risk of BofA Finance and Bank of America. The notes do not provide any participation in index gains beyond contingent coupons, pay no dividends from the underlying indices, and embed distribution, hedging and funding costs that make the initial estimated value lower than the public offering price. The filing outlines extensive risk, tax and distribution considerations, including U.S. federal income tax treatment and selling restrictions in the European Economic Area and United Kingdom.

Bank of America Corporation (BAC), through BofA Finance, is offering contingent income, issuer-callable yield notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each Note has a $1,000 denomination and a term of approximately three years, subject to early redemption.

Investors may receive a contingent coupon of $8.75 per $1,000 (0.875% per month, 10.50% per annum) on monthly observation dates if all three indices are at or above 70% of their starting values. BofA Finance may redeem the Notes on specified monthly call dates at $1,000 plus any due contingent coupon if conditions for the coupon are met.

At maturity, if the Notes are not called and the least performing index is at or above its 70% threshold, investors receive principal plus any final contingent coupon; if it is below that threshold, repayment is reduced in line with the index decline and investors can lose up to 100% of principal. The initial estimated value is expected to be $898.60–$948.60 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Buffered Enhanced Return Notes linked to the EURO STOXX 50® Index. The notes have a term of approximately 2 years, with the starting value set on December 22, 2025 and maturity on December 28, 2027. The public offering price is $1,000 per note, including a $26 underwriting discount, with proceeds of $974 per note to BofA Finance before expenses. The initial estimated value on the pricing date is expected to range between $920 and $970 per $1,000 principal amount, which is less than the public offering price.

The notes provide a 105.00% upside participation rate in the EURO STOXX 50® Index and a 10% downside buffer via a threshold value at 90% of the starting level. If the index finishes above the starting value, payment at maturity increases based on the index gain times the participation rate; if it finishes between the starting value and the 90% threshold, principal is returned; below the threshold, principal is reduced and up to 90% of the investment can be lost. All payments depend on the credit risk of BofA Finance and BAC and do not include dividends from the index.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The public offering price is $1,000.00 per Note, with an underwriting discount of $7.50 and initial estimated value expected between $901.60 and $951.60 per $1,000.00.

The Notes pay a contingent coupon of $7.917 per $1,000.00 (0.7917% per month, 9.50% per annum) on each monthly Contingent Payment Date only if all three indices are at or above 70% of their respective starting levels. BofA Finance may redeem the Notes early on specified Call Payment Dates at $1,000.00 per Note plus any contingent coupon due if all indices meet the coupon barrier. At maturity, if not called, principal is fully protected only if the least performing index is at or above 70% of its starting level; otherwise repayment is reduced in line with the negative return of that index, and investors can lose up to their entire principal. All payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering senior unsecured Digital Return Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes have an approximate 18‑month term from December 2025 to June 2027 and a public offering price of $1,000.00 per note, with an underwriting discount of $22.00 and proceeds to BofA Finance of $978.00 per note, before expenses.

At maturity, investors receive a fixed digital payment of $1,125.00 per $1,000.00 (a 12.50% gain) if the worst‑performing index is at or above 70% of its starting level. If that index finishes below 70%, repayment is reduced in line with the index loss, and investors can lose up to their entire principal. The initial estimated value is expected to be between $920.00 and $970.00 per $1,000.00, reflecting BAC’s internal funding rate, dealer compensation and hedging costs, so the economic value is lower than the issue price.

All payments depend on the credit of BofA Finance and BAC and do not include dividends from the indices. The notes are complex, involve significant market, structure, and tax risks, are not intended for EEA or UK retail investors, and rely on a tax treatment as single financial contracts that the IRS could challenge.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100® Technology Sector Index, the Russell 2000® Index and the S&P 500® Index. Each Note has a $1,000.00 denomination, a term of approximately 3 years, and a public offering price of $1,000.00, with proceeds to the issuer of $973.50 per Note before expenses. The initial estimated value on the pricing date is expected between $875.00 and $925.00 per $1,000.00.

The Notes pay a contingent monthly coupon of $7.084 per $1,000.00 (0.7084% per month, 8.50% per annum) only if on each Observation Date the level of every index is at or above its 70.00% Coupon Barrier. The issuer may redeem the Notes early on specified Call Payment Dates at $1,000.00 per Note plus any applicable contingent coupon if all indices meet the Coupon Barrier.

If the Notes are not called, at maturity investors receive $1,000.00 per Note plus any final contingent coupon if the least performing index finishes at or above its 70.00% Threshold Value. If the least performing index ends below its Threshold Value, repayment of principal is reduced in line with the index loss and can be as low as $0, meaning investors could lose their entire investment. All payments are subject to the credit risk of BofA Finance and BAC and are sensitive to the performance of the three indices.

Bank of America Corporation (BAC), through BofA Finance, is offering buffered auto-callable notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes have an approximate 5-year term, with automatic call features starting in December 2026 that can pay preset call amounts up to $1,356.25 per $1,000 if both indices are at or above their call levels on a call observation date.

The structure includes a 15% downside buffer: if held to maturity and the worst-performing index finishes between 85% and 100% of its starting level, investors receive full principal back; below 85%, principal is reduced in line with the loss, with up to 85% of principal at risk. The initial estimated value is expected to be between $886.20 and $936.20 per $1,000, less than the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor and are not FDIC insured.

Bank of America’s BofA Finance is offering three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index and Russell 2000 Index. The Notes are issued at $1,000 per Note, with underwriting discounts of $28.75 and initial estimated value between $910 and $960 per $1,000, reflecting hedging costs and BAC’s internal funding rate.

Holders may receive a contingent coupon of at least $7.50 per $1,000 (at least 0.75% monthly, or at least 9.00% per annum) on each monthly Observation Date, but only if the level of each index is at or above its Coupon Barrier of 70% of its Starting Value. BofA Finance can redeem the Notes early on specified Call Payment Dates at $1,000 plus any due coupon. If the Notes are not called and, at maturity, the least performing index is below its 70% Threshold Value, repayment of principal is reduced one-for-one with the index loss and can be as low as $0, meaning a total loss of principal is possible. All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is issuing approximately 5-year buffered auto-callable notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The public offering price is $1,000.00 per Note, while the initial estimated value is $945.50, reflecting internal funding and hedging costs.

The Notes may be automatically called beginning on November 24, 2026 if both indexes are at or above their Call Values, with scheduled Call Amounts rising from $1,070.00 up to $1,332.50 per $1,000.00. If not called, investors are protected against declines in the least performing index down to a Threshold Value set at 85.00% of its Starting Value, but can lose up to 85.00% of principal if that index finishes below the threshold. Payments depend on the credit risk of BofA Finance and BAC, and do not include dividends from the underlying indexes.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Energy Select Sector SPDR Fund (XLE), the Nasdaq‑100 Index (NDX) and the Russell 2000 Index (RTY).

The Notes pay a monthly contingent coupon of $8.542 per $1,000 (0.8542% per month, 10.25% per annum) only if on each Observation Date all three underlyings are at or above their Coupon Barriers, set at 70% of their Starting Values. The issuer may redeem the Notes on specified Call Payment Dates at $1,000 plus any due coupon if conditions for the contingent coupon are met, ending all future payments.

If the Notes are not called and, on the Valuation Date, the least performing underlying is at or above its Threshold Value (also 70% of its Starting Value), investors receive $1,000 per Note plus any final contingent coupon. If it is below its Threshold Value, repayment is reduced in line with the underlying’s loss and can be as low as $0, meaning up to 100% loss of principal. The initial estimated value is $944.20 per $1,000, below the $1,000 public offering price, reflecting internal funding, hedging costs and fees. All payments depend on the credit of BofA Finance and BAC.

Bank of America (via BofA Finance) is offering 5‑year auto‑callable notes linked to the least performing of the Nasdaq‑100 Index and the Russell 2000 Index. Each Note has a $1,000 public offering price, with a $25 underwriting discount and $975 in proceeds to BofA Finance. The initial estimated value on the pricing date is expected between $910 and $960 per $1,000, reflecting BAC’s internal funding rate and hedging‑related charges.

The Notes can be automatically called starting December 21, 2026 if both indices are at or above 100% of their respective Starting Values on a Call Observation Date, paying fixed Call Amounts of $1,092.50, $1,185.00, $1,277.50 or $1,370.00 per $1,000, depending on the call year. If not called, at maturity in December 2030 investors receive $1,462.50 per $1,000 if the least performing index is at or above its Redemption Barrier of 100% of its Starting Value, $1,000 if it is between 60% and 100%, and a reduced amount if it is below 60%, with up to 100% loss of principal possible.

All payments depend on the credit risk of BofA Finance as issuer and Bank of America Corporation as guarantor, and investors do not receive dividends from the underlying indices.

BofA Finance, guaranteed by Bank of America Corporation, is offering $52,000 of Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index. Each Note has a $1,000 denomination, an approximately 18‑month term, and a public offering price of $1,000, with proceeds to BofA Finance of $978 per Note after a $22 underwriting discount. The initial estimated value is $964.10 per $1,000, lower than the public price due to internal funding and hedging costs.

The Notes offer 110.00% upside participation in Russell 2000 price gains, capped at a Max Return of $1,190 per $1,000 (a 19.00% maximum gain). They include a buffer so that if the index ending level is at or above 90.00% of the starting value (the Threshold Value of 2,172.855 versus a Starting Value of 2,414.283), investors receive at least full principal back. If the index closes below the Threshold Value, repayment is reduced one‑for‑one with index losses beyond 10%, and up to 90.00% of principal can be lost. All payments depend on the credit of BofA Finance and BAC and do not include dividends from index constituents.

Bank of America’s BofA Finance is offering approximately 3-year senior unsecured auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. The public offering price is $1,000 per Note, with an underwriting discount of $28.75 and proceeds to BofA Finance of $971.25 per Note. The initial estimated value is expected to range between $910.00 and $960.00 per $1,000.

The Notes may be automatically called on scheduled observation dates starting in December 2026 if each index is at or above its Call Value (100% of its Starting Value), paying Call Amounts starting at at least $1,115.00 and rising to at least $1,316.25 per $1,000. If not called, investors receive at maturity either a fixed $1,345.00 per $1,000 if the least performing index finishes at or above its Redemption Barrier (100%), a full return of principal if it is between the Redemption Barrier and the 70.00% Threshold Value, or a loss matching the index decline if it ends below 70%, up to a 100.00% loss of principal.

All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and the Notes do not pay dividends on the underlying indices.