Bank of America Corporation 424B Filings

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $14,000,000 of Jump Securities with an auto-call feature linked to the worst performing of the EURO STOXX 50®, S&P 500® and NASDAQ-100® indices, maturing on November 26, 2031. Each security has a stated principal amount of $1,000 and does not pay coupons or guarantee principal repayment.

After an initial one-year non-call period, the notes are automatically redeemed on quarterly dates if each index closes at or above its initial level, paying an increasing cash amount that corresponds to about 11.40% per year (for example, $1,114.00 on the first call date, rising to $1,655.50 by the 20th). If held to maturity and all three indices are at or above their initial levels, investors receive $1,684.00 per $1,000 note; if any index is below its initial level but all stay at or above 80% of initial (the downside thresholds), investors receive only the $1,000 principal.

If the notes are not called and any index finishes below its 80% downside threshold, the maturity payment is $1,000 multiplied by the performance of the worst index, so investors can lose more than 20% of principal and up to their entire investment. The estimated initial value is $946.30 per $1,000 note, reflecting internal funding and fees, and all payments are subject to the unsecured credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 18‑month Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The initial estimated value per $1,000 of principal is expected to be between $939.30 and $979.30, below the public offering price, reflecting internal funding and hedging costs.

Investors may receive monthly contingent coupons of $10.00 per $1,000.00 (a rate of 1.00% per month, or 12.00% per annum) only if each index is at or above 70.00% of its starting level on the observation date. The issuer can redeem the notes early on designated dates at $1,000 plus any applicable coupon if barrier conditions are met. If held to maturity and the least performing index finishes below its 70.00% threshold, repayment of principal is reduced in line with the index loss, and investors can lose up to all of their investment. All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable return notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index. The notes are issued in $1,000 denominations, with a total public offering price of $3,303,000.00 and net proceeds to BofA Finance of $3,294,742.50 after a $2.50 per-note underwriting discount.

The notes have an approximate 5-year term, pricing on November 21, 2025 and maturing on November 26, 2030, unless automatically called. They may be called on November 23, 2026 for a fixed $1,092.50 per $1,000 note if all three indices are at or above their respective call values, which equal their starting values. If not called, the redemption amount at maturity depends on the performance of the least performing index relative to its redemption barrier. Payments are unsecured obligations subject to the credit risk of BofA Finance and BAC, and the initial estimated value is $988.50 per $1,000, below the public offering price.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering unsecured senior market-linked notes tied to the common stock of NVIDIA Corporation (NVDA). Each $1,000 Security can pay a monthly Contingent Coupon at a rate of at least 13.50% per annum if NVDA’s closing price on the monthly Calculation Day is at or above a Coupon Barrier set at 65% of the Starting Price.

Beginning with the June 2026 Calculation Day and through November 2026, the notes are auto-callable: if NVDA’s closing price is at or above the Starting Price on any of those dates, investors receive $1,000 per Security plus the applicable coupon and the notes terminate early. If the notes are not called, at maturity in December 2026 investors receive $1,000 per Security only if NVDA’s final price is at or above a Threshold Price equal to 65% of the Starting Price; below that level, principal is reduced in proportion to NVDA’s decline, with losses greater than 35% and up to 100% possible.

The initial estimated value is expected to be between $921.75 and $971.75 per $1,000 Security, reflecting dealer discounts, hedging costs and BAC’s internal funding rate. The Securities will not be listed on any exchange and involve complex structure, market, liquidity and credit risks.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $5,119,000 of Callable Contingent Income Securities due November 26, 2030 linked to the worst performer of the S&P 500, EURO STOXX 50 and Russell 2000 indices. The notes pay a contingent quarterly coupon of $22.50 per $1,000 (9.00% per annum) only if on each observation date all three indices are at or above 75% of their initial values.

Beginning May 27, 2026, BofA Finance may redeem the notes quarterly at par plus any due coupon. At maturity, if the notes are not called and each index is at or above 70% of its initial value, investors receive the $1,000 principal plus any final coupon; if any index is below 70%, repayment is reduced in line with the worst index’s decline and can fall to zero.

The securities are unsecured senior debt of BofA Finance, guaranteed by BAC, subject to their credit risk. The initial estimated value is $954.90 per $1,000, below the issue price, reflecting fees, hedging costs and BAC’s internal funding rate.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing Buffered Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). The Notes have a term of approximately 2 years, with a pricing date of November 21, 2025, and a maturity date of November 26, 2027, unless automatically called.

The public offering price is $1,000.00 per Note, with proceeds before expenses of $997.50 per Note to BofA Finance and a total offering size of $1,280,000.00. The initial estimated value is $972.50 per $1,000.00 principal amount, reflecting internal funding rates, underwriting discount, and hedging-related charges.

The Notes are automatically called at $1,090.00 per $1,000.00 if the index level on November 30, 2026 is at or above the Call Value of 10,402.46. If not called, repayment at maturity depends on MGX100 performance versus a Redemption Barrier of 10,402.46 and a Threshold Value of 8,321.97 (80% of the Starting Value), with up to 80.00% loss of principal possible. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is issuing auto-callable notes linked to the S&P 500® Index with a total public offering of $9,200,000.00 at $1,000.00 per Note. The initial estimated value is $988.30 per $1,000.00 principal, reflecting BAC’s internal funding rate and hedging-related charges.

The Notes run for approximately 4 years and may be automatically called starting on the November 23, 2026 Call Observation Date if the index level is at or above the Call Value of 6,602.99. If called, investors receive the applicable Call Amount, beginning at $1,083.500 and rising to $1,313.125 per Note on later dates.

If the Notes are not called, and on the November 21, 2029 Valuation Date the S&P 500 Index is at or above the Redemption Barrier of 4,622.09 (70.00% of the Starting Value), investors receive $1,334.00 per Note (a 33.40% total return). If the index closes below the Redemption Barrier, repayment falls below 70% of principal and can drop to zero, meaning investors could lose their entire investment. All payments are subject to the credit risk of BofA Finance as Issuer and BAC as Guarantor and the Notes pay no periodic interest.

Bank of America Corporation, via BofA Finance, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of UnitedHealth Group stock, the Nasdaq-100 Index and the S&P 500 Index. Each $1,000 Note pays a monthly contingent coupon of $13.125 (1.3125% per month, 15.75% per annum) only if on the observation date all three underlyings are at or above 70% of their respective starting values. The issuer may redeem the Notes early on specified monthly dates at $1,000 per Note plus any due contingent coupon.

If held to maturity and not called, investors receive $1,000 per Note plus any final contingent coupon if the least performing underlying finishes at or above 50% of its starting value; otherwise repayment falls below $500 per Note and can drop to zero, meaning up to 100% loss of principal. The Notes’ initial estimated value is expected to be between $940 and $990 per $1,000, below the $1,000 public offering price, and all payments are subject to the credit risk of BofA Finance and the BAC guarantee.

Bank of America’s BofA Finance is issuing fixed-income, issuer-callable yield notes linked to the least performing of three equity indexes: the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index. Each Note is sold at $1,000, with an initial estimated value of $977.80 and a term of approximately 12 months, subject to early redemption by the issuer.

Investors receive fixed monthly coupon payments of $7.084 per $1,000 (an annual rate of 8.50%) as long as the notes remain outstanding. At maturity, if the least performing index is at or above 70% of its starting level, investors receive full principal plus the final coupon; if it is below 70%, principal is reduced in line with the index decline and up to all principal can be lost.

The notes can be called at par plus the coupon on specified monthly call dates starting in May 2026. All payments depend on the credit of BofA Finance as issuer and Bank of America Corporation as guarantor, and the product embeds hedging and funding costs that make the public offering price higher than the initial estimated value.

Bank of America Corporation (BAC), via BofA Finance, is offering approximately $308,000 of senior unsecured auto-callable return notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. Each Note has a $1,000 denomination, a term of about five years, and is fully and unconditionally guaranteed by BAC.

The underlying index is a leveraged, risk-controlled excess-return version of the S&P 500 Total Return Index, targeting 11.50% annualized volatility and applying a constant 0.50% per annum carry cost plus 0.01% transaction costs on changes in exposure. These costs, plus borrowing costs tied to the Federal Funds Rate, reduce positive performance and amplify negative performance.

The Notes may be automatically called on November 23, 2026 for a $1,095 call amount per $1,000 if the index is at or above its starting level of 482.67. If not called, a hypothetical payout table illustrates full principal repayment at maturity even if the index falls significantly, while gains mirror index increases when the ending level is at or above the redemption barrier. The initial estimated value is $933.80 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount of $37.50 per Note, and hedging-related charges. All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 5‑year auto‑callable notes linked to the S&P 500^® Futures Excess Return Index. Each Note has a $1,000 denomination, a public offering price of $1,000, an underwriting discount of $5 and proceeds to the issuer of $995, while the initial estimated value is $974.30 per $1,000, reflecting internal funding and hedging costs.

The Notes may be automatically called on scheduled observation dates starting in November 2026 if the index is at or above its starting level, paying fixed Call Amounts (for example $1,116.50 on the first call date and up to $1,524.25 on later dates). If not called, at maturity investors receive $1,582.50 per $1,000 if the index is at or above the redemption barrier; full principal is returned if the index is between 70% and 100% of the starting level, and losses match index declines below 70%, up to total loss. Payments depend on the credit of BofA Finance and BAC, exclude dividends, involve complex tax treatment, and the Notes are not intended for retail investors in the EEA or United Kingdom.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100® Technology Sector Index with a total public offering price of $1,195,000. The roughly 4-year notes pay a quarterly contingent coupon of $30.125 per $1,000 (3.0125% per quarter, 12.05% per year) only if the index is at or above the 80% coupon barrier on each observation date.

If the notes are not called and the index ends at or above 75% of its starting level, investors receive full principal back, plus any final contingent coupon if the index is at or above the coupon barrier. If the index finishes below 75% of the starting value, repayment is reduced in line with the decline and investors can lose up to 100% of principal. The initial estimated value is $980.20 per $1,000, reflecting BAC’s internal funding rate and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

Bank of America’s BofA Finance is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, with a total public offering of $1,300,000.00 and proceeds before expenses of $1,270,750.00 to BofA Finance. The Notes have an approximately 18‑month term, pay a monthly contingent coupon of $7.917 per $1,000 (0.7917% per month, 9.50% per annum) when all three indices are at or above their coupon barriers, and are callable monthly at the issuer’s option at par plus any due coupon.

The initial estimated value is $967.50 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount and hedging‑related charges. If held to maturity and not called, investors receive full principal plus any final coupon only if the least performing index finishes at or above its threshold value (70% of its starting level); otherwise the payout is reduced in line with the index loss and can fall to zero, meaning a potential 100% loss of principal. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Fixed Income Buffered Issuer Callable Yield Notes linked to the least performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index. The Notes have a term of about 12 months and pay a fixed coupon of $5.334 per $1,000 monthly (0.5334% per month, 6.40% per year), as long as they are outstanding.

BofA may redeem all Notes early on specified monthly call dates at $1,000 plus the coupon per Note. If not called, principal at maturity depends on the worst-performing index. As long as that index’s ending level is at least 80% of its starting value, investors receive full principal plus the final coupon. If it finishes below 80%, repayment is reduced in line with the index loss, and investors can lose up to 80% of principal.

The initial estimated value is $980.60 per $1,000 Note, below the public offering price, reflecting internal funding rates, hedging costs and selling discounts. Payments are subject to the credit risk of BofA Finance and BAC, and investors do not receive any dividends from the underlying indices.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $28,026,000 of Contingent Income Auto-Callable Securities linked to Halliburton Company common stock (HAL), maturing on November 27, 2028. Each security has a $1,000 principal amount and pays a contingent quarterly coupon of $27.50 (2.75% per quarter, 11.00% per annum) only if HAL’s price on the relevant determination date is at or above the downside threshold of $15.49, which is 60% of the initial share price of $25.82.

If on any of the first eleven determination dates HAL’s price is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the current and any previously unpaid coupons, ending future payments. If the notes are not called and on the final determination date HAL is at or above the downside threshold, investors receive $1,000 plus all due and previously unpaid coupons at maturity. If HAL finishes below the downside threshold, repayment is reduced 1‑for‑1 with the stock’s decline, and the maturity payment can be far below $600 per note, down to zero.

The notes do not participate in any upside of HAL, expose investors to full downside below the threshold, and may pay few or no coupons. They are unsecured senior debt of BofA Finance, guaranteed by BAC, not FDIC insured, and will not be listed on any exchange. The initial estimated value is $968.90 per $1,000, below the issue price, reflecting internal funding and hedging costs.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of three underlyings: the Energy Select Sector SPDR Fund (XLE), the Nasdaq-100 Technology Sector Index (NDXT) and the SPDR S&P Regional Banking ETF (KRE). The Notes have an approximately 5-year term, with potential monthly contingent coupon payments of $7.709 per $1,000 if each underlying stays at or above its coupon barrier, and they may be automatically called starting November 23, 2026 if all underlyings are at or above their call values. If held to maturity and not called, investors receive full principal back only if the least performing underlying ends at or above its threshold value; otherwise repayment is reduced in line with that underlying’s decline, up to a total loss of principal. The initial estimated value is $932.40 per $1,000 of principal, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

Bank of America Corporation, through BofA Finance, is offering auto-callable enhanced return notes linked to the S&P 500® Index. The notes have a term of approximately five years, $1,000 minimum denominations, and total public offering proceeds of $3,965,000.00 before expenses. The initial estimated value is $977.90 per $1,000, reflecting internal funding and hedging costs, which makes it lower than the public offering price.

The notes pay no dividends and all payments depend on the credit of BofA Finance as issuer and BAC as guarantor. Investors receive 150% participation in positive index performance, subject to an automatic call feature that can redeem the notes early for $1,105.50 per $1,000 if the S&P 500 is at or above the starting level on the first call observation date. If held to maturity and not called, principal is protected only down to 80% of the starting index level; below that threshold, repayment falls one-for-one with index losses and investors could lose their entire investment.

BofA Finance LLC is offering $2,700,000 of 9.60% Issuer Callable Daily Range Accrual Notes linked to the 10-Year CMT Rate, fully and unconditionally guaranteed by Bank of America Corporation. These senior unsecured notes pay quarterly interest at 9.60% multiplied by the fraction of U.S. Government Securities Business Days when the 10-Year CMT Rate is between 0.00% and 4.50%; if the rate is always outside this range in a period, no interest is paid.

The notes are callable at 100% of principal plus accrued interest on quarterly dates starting November 25, 2026 and, if not called, mature on May 25, 2032 with repayment of principal plus any unpaid interest. They are not bank deposits, not insured by the FDIC or any government agency, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $1,000 per note, with proceeds to BofA Finance of $975 per $1,000 before expenses.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering buffered auto-callable senior notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Index and the S&P 500 Futures Excess Return Index. The notes are issued in $1,000 denominations with a term of about five years, unless called earlier.

The initial estimated value is $969.80 per $1,000 principal, below the public offering price due to internal funding rates, underwriting discounts, referral fees and hedging-related charges. Beginning February 23, 2026, the notes are automatically called if each index is at or above its call level, with call payments starting at $1,027.50 and increasing on scheduled dates up to $1,522.50 per $1,000 if called later.

At maturity, if not called, redemption depends on the worst-performing index. A 10% buffer applies: if the least performing index finishes between 90% and 100% of its starting value, principal is repaid; below 90%, repayment falls in line with index loss and up to 90% of principal can be lost. All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering $2,124,000 of senior Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). The Notes are issued in $1,000 denominations for an approximately 2-year term, from a November 21, 2025 pricing date to a November 26, 2027 maturity date, unless automatically called earlier.

The Notes may be automatically called on November 30, 2026 if the index’s closing level is at or above the Starting Value of 10,402.46, paying a Call Amount of $1,112.50 per $1,000 on December 3, 2026. If not called, at maturity investors receive a Redemption Amount tied to the index’s Ending Value versus a 100% Redemption Barrier and a 70% Threshold Value of 7,281.72. If the index finishes below the Threshold Value, repayment falls below 70% of principal and losses can reach 100% of the investment.

The public offering price is $1,000 per Note, while the initial estimated value is $966.10, reflecting BAC’s internal funding rate, underwriting discount and hedging-related charges. All payments depend on the credit risk of BofA Finance and BAC, and the Notes do not pay interest or include dividends from index constituents. The MGX100 is a rules-based, large- and mid-cap U.S. equity index using proprietary scoring and is administered and calculated by MerQube, with Market Guard as index sponsor.

BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Auto-Callable Yield Notes linked to the S&P 500^® Index with total proceeds of $5,146,000.00. The Notes have a term of approximately four years, minimum denominations of $1,000.00, and an initial estimated value of $988.60 per $1,000.00, which is lower than the public offering price.

Investors may receive a quarterly contingent coupon of $19.625 per $1,000.00 (a rate of 1.9625% per quarter, 7.85% per annum) if on an Observation Date the S&P 500 closing level is at or above the Coupon Barrier of 4,622.09, which is 70.00% of the Starting Value of 6,602.99. Beginning with the November 23, 2026 Call Observation Date, the Notes are automatically called if the index is at or above the Call Value, equal to 100% of the Starting Value, paying $1,000.00 plus the applicable contingent coupon.

If the Notes are not called and, at maturity on November 27, 2029, the S&P 500 Ending Value is below the Threshold Value of 4,622.09, the Redemption Amount is reduced in line with the index decline and may be less than 70% of principal, down to zero, so investors can lose their entire investment. Payments depend on the credit risk of BofA Finance and BAC, exclude S&P 500 dividends, and are subject to complex U.S. tax treatment with potential 30% withholding on contingent coupons for many Non‑U.S. holders.

Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of three equity indexes: the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The 18‑month Notes are issued in $1,000 denominations, with an initial estimated value of $982.00 per $1,000.00 that is below the public offering price.

The Notes pay a monthly contingent coupon of $10.834 per $1,000.00 (a 13.00% annual rate) only if on each Observation Date all three indexes are at or above their Coupon Barriers, set at 70.00% of their respective Starting Values. BofA Finance may redeem the Notes early on specified Call Payment Dates at $1,000.00 per Note plus any due coupon. If held to maturity and the least performing index finishes below its Threshold Value (also 70.00% of its Starting Value), repayment of principal is reduced in line with the index loss, and up to 100% of invested principal can be lost.

All payments depend on the credit of BofA Finance, as issuer, and Bank of America Corporation, as guarantor, and on the performance of the three indexes. The pricing supplement highlights structure, market, conflict, underlying, and tax risks, and explains that internal funding rates, underwriting discounts, referral fees and hedging costs lower the Notes’ economic terms relative to traditional debt.

Bank of America’s BofA Finance is offering 5-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, Russell 2000 and S&P 500. The Notes pay a monthly contingent coupon of $7.292 per $1,000 (0.7292% per month, 8.75% per year) only if, on each observation date, all three indices are at or above 70% of their respective starting levels. If this condition is not met, no coupon is paid for that month.

The issuer can redeem the Notes in whole on specified monthly call dates at $1,000 per Note plus any due coupon, ending future payments. At maturity, if the Notes have not been called and the least performing index is at or above 70% of its starting value, investors receive $1,000 plus the final coupon; if it is below 70%, repayment of principal is reduced one-for-one with the index loss and can fall to zero. The public offering price is $1,000 per Note, with proceeds of $997.50 to BofA Finance, while the initial estimated value is expected between $934.50 and $974.50 per $1,000.

Bank of America Corporation (BAC), via BofA Finance, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the S&P 500 Index (SPX). The public offering price is $1,000 per Note, with an underwriting discount of $7 and proceeds of $993 to BofA Finance. The initial estimated value on the pricing date is expected between $938.10 and $978.10 per $1,000, reflecting internal funding and hedging costs.

The Notes pay a contingent monthly coupon of $8.542 per $1,000 (0.8542% per month, 10.25% per year) only if on each Observation Date all three indices are at or above 70% of their respective starting levels. BofA Finance may redeem the Notes early on specified monthly Call Payment Dates at $1,000 per Note plus any applicable coupon if all indices meet the coupon barrier.

At maturity, if not called, investors receive $1,000 per Note plus a final coupon if the least performing index is at or above 60% of its starting level; if it is below 60%, repayment is reduced in proportion to the index loss and can be as low as zero, so investors can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each Note has a $1,000 denomination, a public offering price of $1,000, an underwriting discount of $2.50 and proceeds to the issuer of $997.50 per Note.

The Notes pay a contingent coupon of $9.375 per $1,000 (0.9375% monthly, 11.25% per annum) only if on each monthly Observation Date all three indices are at or above 70% of their respective starting levels. BofA Finance may redeem the Notes early on specified monthly Call Payment Dates at $1,000 per Note plus any due contingent coupon.

If the Notes are not called and at maturity the worst-performing index is at or above 70% of its starting level, investors receive $1,000 per Note plus any final contingent coupon. If the worst index finishes below this threshold, principal is reduced in line with the index decline and can fall to zero. The initial estimated value is expected to range from $938.10 to $978.10 per $1,000, reflecting internal funding and hedging costs.

Bank of America’s BofA Finance unit is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500, with a term of about 2.75 years. The notes are issued at $1,000 per note, with underwriting of $5 and proceeds of $995 to BofA Finance. The initial estimated value on the pricing date is expected between $940 and $990 per $1,000.

Investors can receive contingent monthly coupons of $8.125 per $1,000 (about 0.8125% per month, 9.75% per year) only if on each observation date both indices are at or above 85% of their starting levels. The issuer may redeem the notes early on specified call dates at $1,000 plus any due coupon.

If not called, at maturity investors get back full principal plus the final coupon if the least performing index is at or above its 85% threshold. If it finishes below that level, principal is reduced in line with the index loss and investors can lose up to 85% of their investment. All payments depend on the credit of BofA Finance and the BAC guarantee and the notes do not pay dividends from the underlying indices.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The Notes pay a contingent coupon of $9.375 per $1,000 (0.9375% per month, 11.25% per year) on monthly Observation Dates only if each index is at or above 70% of its starting level.

The issuer may redeem the Notes early on specified monthly Call Payment Dates at $1,000 per Note plus any due coupon if each index meets its barrier. If the Notes are not called and, at maturity, the least‑performing index is at or above 70% of its starting level, investors receive $1,000 plus any final coupon. If the least‑performing index is below 70%, repayment of principal is reduced in proportion to the index decline, and investors can lose up to their entire investment. All payments depend on the credit of BofA Finance and BAC, and the initial estimated value per $1,000 is expected to be between $938.10 and $978.10, lower than the $1,000 public offering price.

Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000® Index and the S&P 500® Index. The notes have an approximate 5-year term, with quarterly observation and payment dates. Investors receive a contingent coupon of $16.50 per $1,000 (1.65% per quarter, 6.60% per annum) only if on each observation date both indices are at or above their coupon barriers, set at 55.00% of their respective starting values.

The issuer may redeem the notes early on designated call dates at $1,000 plus any due coupon. If held to maturity and the least performing index ends at or above its 55.00% threshold, principal is repaid with any final coupon; if it finishes below that threshold, repayment is reduced proportionally and investors can lose up to 100% of principal. The initial estimated value is $964.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance is offering up to $1,104,000 of 2‑year digital return notes linked to the worst performer among Broadcom (AVGO), Intel (INTC) and QUALCOMM (QCOM). Each Note has a $1,000 denomination and pays a fixed Digital Payment of $1,735 per $1,000 (a 73.50% return) if, on the valuation date, the least‑performing stock is at or above its Redemption Barrier, set at 70.00% of its starting price for each stock. If the weakest stock finishes below its Threshold Value at 60.00% of the starting price, repayment drops in line with the stock loss and can fall to zero, meaning up to a 100.00% loss of principal. The initial estimated value is $971.30 per $1,000, reflecting BAC’s internal funding rate, hedging costs and fees, so buyers pay more than this estimated economic value. All payments depend on the credit of BofA Finance and the BAC guarantee.

Bank of America’s BofA Finance unit is offering two-year Contingent Income Issuer Callable Yield Notes linked to the worst performer of three equity indexes: the Nasdaq-100 Technology Sector, the Russell 2000, and the S&P 500. The notes pay a contingent coupon of $9.00 per $1,000 (0.90% monthly, 10.80% per year) on each monthly observation date only if all three indexes stay at or above their coupon barriers, set at 70% of their starting values.

The notes may be called by the issuer on specified monthly call dates at $1,000 plus any due coupon, ending future payments. At maturity, if not called, investors get full principal back only if the worst-performing index is at or above its threshold value, set at 65% of its starting level. If the worst index finishes below its threshold, repayment is reduced in line with that decline and investors can lose up to their entire principal.

The initial estimated value is $974.40 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discount, referral fees, and hedging-related charges. All payments depend on the credit of BofA Finance as issuer and Bank of America Corporation as guarantor, and investors do not receive any dividends from the underlying indexes.

BofA Finance is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index and Russell 2000 Index, with a total public offering price of $635,000.00. The Notes have an approximately 18‑month term, from a November 21, 2025 pricing date to a May 26, 2027 maturity date, and are fully and unconditionally guaranteed by Bank of America Corporation.

Investors may receive monthly contingent coupon payments of $8.667 per $1,000.00 in principal (0.8667% per month, 10.40% per year) if, on each Observation Date, both indices are at or above 70% of their respective starting levels. BofA Finance can redeem the Notes early at par plus any applicable contingent coupon. If held to maturity and the least performing index finishes below its 70% threshold, principal is reduced in line with that index’s loss, up to a complete loss. The initial estimated value is $977.40 per $1,000.00, below the $1,000.00 public offering price, reflecting internal funding and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $5,595,000 of Contingent Income Auto-Callable Securities linked to Uber Technologies, Inc. common stock. Each $1,000 security can pay a contingent quarterly coupon of $28.50 (2.85% per quarter, 11.40% per year) for any quarter when Uber’s price is at least 65% of the initial share price of $83.87, a downside threshold of $54.52.

If on any of the first three determination dates Uber’s price is at or above the initial share price, the notes are automatically redeemed for $1,000 plus the applicable coupon and any unpaid prior coupons. If not called, and the final price is at or above the downside threshold, holders receive $1,000 plus all due and previously unpaid coupons at maturity. If the final price is below the downside threshold, repayment is reduced 1-for-1 with Uber’s decline and can be zero.

Principal is fully at risk, coupons are not guaranteed, there is no upside participation in Uber’s gains, and all payments depend on the credit of BofA Finance and Bank of America. The estimated value on the pricing date is $973.50 per $1,000, below the issue price, reflecting fees, internal funding rate and hedging costs.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately $2,863,000 of Auto-Callable Enhanced Return Notes linked to the S&P 500® Index. Each Note has a $1,000 denomination and a term of about five years, maturing on November 26, 2030, unless automatically called.

The Notes provide 150.00% participation in any positive index return if held to maturity and not called, subject to product conditions. A Threshold Value of 80.00% of the Starting Value limits loss protection; if the index closes below this level at maturity, investors lose principal in line with the index decline and could lose up to 100.00% of their investment. An early call can occur on the Call Observation Date, with a disclosed Call Amount of $1,080.00 per $1,000 note on November 30, 2026 if conditions are met.

The initial estimated value is $961.40 per $1,000 note, below the public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging costs. Payments depend on the performance of the S&P 500 Index and the credit risk of BofA Finance and BAC; investors do not receive dividends from index constituents and face complex U.S. tax treatment.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering fixed income buffered issuer callable yield notes linked to the least-performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index.

The notes have an approximately 12‑month term and pay a fixed coupon of $5.834 per $1,000 in principal each month (0.5834% per month, 7.00% per year), as long as they have not been called. Beginning June 25, 2026, the issuer may redeem all notes on monthly call dates at $1,000 per note plus the applicable coupon.

At maturity, if the notes are not called and the least-performing index is at or above 80.00% of its starting level, holders receive $1,000 per note plus the final coupon. If it is below 80.00%, principal is reduced in line with the index loss beyond that 20% buffer, with up to 80.00% of principal at risk, though the final coupon is still paid. Payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be $948.60 to $988.60 per $1,000 note, less than the $1,000 public offering price due to internal funding and hedging costs and underwriting discount.

Bank of America Corporation, via BofA Finance, is offering auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. The notes have a term of approximately five years, subject to earlier automatic call starting December 28, 2026 if all three indices are at or above their respective call values.

The public offering price is $1,000.00 per note, with an underwriting discount of $7.50 and proceeds of $992.50 to BofA Finance. The initial estimated value on the pricing date is expected between $939.90 and $979.90 per $1,000.00, reflecting internal funding and hedging costs.

If the notes are not called, and the least performing index finishes at or above its redemption barrier (100% of its starting value), investors receive a redemption amount of $1,650.00 per $1,000.00, a 65% total return. If the least performing index ends between its redemption barrier and threshold value (70% of its starting value), principal is returned. If it closes below the threshold, repayment is reduced proportionally and up to 100% of principal can be lost. Payments depend on the credit risk of BofA Finance and BAC, and noteholders do not receive index dividends. The supplement also outlines complex U.S. tax treatment and restrictions on sales in the EEA and United Kingdom.

Bank of America Corporation (BAC), via BofA Finance, is issuing Capped Buffered Enhanced Return Notes linked to the S&P 500® Index. Each Note has a public offering price of $1,000.00 and an initial estimated value of $988.00, reflecting BAC’s internal funding rate, underwriting discount and hedging costs.

The Notes run for approximately 18 months, from a pricing date of November 21, 2025 to a maturity date of May 26, 2027. They offer 110.00% participation in any positive S&P 500 Index performance, but returns are capped at $1,199.98 per $1,000.00 of principal, a 20.00% maximum gain.

The structure includes a 10.00% downside buffer: if the index falls by up to 10%, investors receive full principal back; below that threshold, losses increase one-for-one and investors can lose up to 90.00% of their investment. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and investors do not receive dividends from S&P 500 companies.

Bank of America’s BofA Finance is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the worst performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The public offering price is $1,000 per Note, with an initial estimated value of $968.80 per $1,000, reflecting internal funding, underwriting discounts and hedging costs.

The Notes pay a monthly contingent coupon of $8.334 per $1,000 (0.8334% per month, 10.00% per year) only if, on each Observation Date, all three indices are at or above their Coupon Barriers, set at 70% of their Starting Values. The issuer may redeem the Notes early on specified Call Payment Dates at $1,000 plus any due coupon.

At maturity, if not called, holders receive $1,000 per Note plus any final coupon if the least performing index is at or above its Threshold Value (also 70% of its Starting Value). If the least performing index finishes below its Threshold, principal is reduced in line with that index’s decline and holders can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and the complex tax, valuation and market risks described in the risk sections.

BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing approximately 5-year auto-callable notes linked to the worst-performing of three underlyings: the MSCI Emerging Markets Index, the TOPIX Index and the iShares Russell 2000 Value ETF. The notes are sold at $1,000 per note, with total public offering proceeds of $750,000.00 and underwriting discounts of $3,000.00, leaving $747,000.00 to BofA Finance before expenses.

The initial estimated value is $967.80 per $1,000, reflecting BAC’s internal funding rate and hedging costs, so investors pay more than the model value. Starting values are 1,333.96 for MXEF, 3,297.73 for TPX and $173.85 for IWN, with redemption barriers at 80% of those levels. The notes auto-call starting in late 2026 with step-up call amounts from $1,150 to $1,600 per $1,000 if all underlyings are at or above their call values; otherwise investors receive a maturity payout tied to the least-performing underlying and can lose up to 100% of principal. All payments depend on the credit of BofA Finance and BAC.

Bank of America’s BofA Finance unit is offering auto-callable enhanced return notes linked to the worst performer of AMD, Oracle and e.l.f. Beauty common stock. Each Note has a $1,000.00 principal amount and an initial estimated value of $961.60, reflecting internal funding and hedging costs.

The Notes run for about three years, from a November 2025 issue date to a November 2028 maturity, and may be automatically called on November 24, 2026 if each stock’s observation value is at least 75.00% of its starting value, in which case investors receive a $1,620.00 call amount per $1,000.00 Note.

If not called, at maturity investors get principal plus 300.00% of the positive return of the least performing stock if it finishes at or above its full starting value; only principal back if that stock is between 60.00% and 100.00% of its starting value; and a proportionate loss of principal if it is below 60.00%, up to a total loss. All payments depend on the credit of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Buffered Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). These unsecured senior notes have a term of approximately 2 years, with a potential automatic call on December 28, 2026 if the index closes at or above 100% of its starting level, paying a Call Amount of $1,100.00 per $1,000.00 principal on December 31, 2026.

If the notes are not called, investors are repaid at maturity based on the index level on December 20, 2027. Full principal is returned if the index ends at or above 100% of the starting value, and a 20% downside buffer protects principal as long as the index does not fall below 80% of the starting value. Below that threshold, repayment is reduced in line with index losses and investors could lose up to 80.00% of principal. The public offering price is $1,000.00 per note, with an underwriting discount of $2.50 and proceeds before expenses of $997.50 per note to BofA Finance, while the initial estimated value is expected to be between $949.50 and $989.50 per $1,000.00.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have a term of approximately 2.5 years and pay a contingent coupon of $7.709 per $1,000 (0.7709% per month, 9.25% per annum) for each monthly Observation Date on which all three indices are at or above 60% of their respective starting levels.

Beginning in 2026, the issuer may redeem the notes quarterly at $1,000 per note plus any applicable contingent coupon, ending all future payments. If held to maturity and the least performing index finishes at or above 60% of its starting level, investors receive $1,000 per note plus any final contingent coupon; if it finishes below 60%, repayment of principal is reduced one-for-one with the index loss and can fall to zero. The initial estimated value is expected to be between $930 and $980 per $1,000 note, reflecting BAC’s internal funding rate, hedging-related charges and underwriting discounts.

Bank of America’s BofA Finance is offering Fixed Income Auto-Callable Yield Notes linked to the Class A common stock of Alphabet Inc. (GOOGL), guaranteed by BAC. The Notes have a term of approximately 13 months, pay a fixed coupon of $10.50 per $1,000 in principal each month (equivalent to 12.60% per annum), and may be automatically called starting June 10, 2026 if the stock is at or above 100% of its starting value on any Call Observation Date.

If the Notes are not called, investors receive at maturity the principal plus the final coupon if Alphabet’s ending value is at or above 68% of the starting value. If the ending value is below this threshold, repayment of principal is reduced in line with the stock’s decline and investors can lose up to 100% of their investment, though they still receive the final coupon. The initial estimated value is expected to be between $940 and $990 per $1,000, reflecting BAC’s internal funding rate and hedging costs.

Bank of America Corporation (BAC), via issuer BofA Finance, is offering roughly 5-year Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Russell 2000® Index and the S&P 500® Index.

The Notes pay a contingent coupon of $5.625 per $1,000 (0.5625% monthly, 6.75% per year) on scheduled monthly dates, but only if on each Observation Date both indices are at or above 80% of their respective starting levels. Starting December 2026, the issuer may redeem the Notes monthly at $1,000 per Note plus any due contingent coupon when both indices are at or above their coupon barriers.

At maturity, if not called and the worst-performing index is at or above 85% of its starting level, holders receive principal plus any final coupon; if it is below 85%, repayment is reduced one-for-one with the index decline and up to 85% of principal can be lost. The public offering price is $1,000 per Note, with underwriting discount of $37.50 and proceeds to BofA Finance of $962.50. The initial estimated value is expected between $910 and $960 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC.

Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500 indexes. The Notes have a term of about 2.75 years and are issued at $1,000 per Note, with an underwriting discount of $30 and proceeds of $970 per Note to BofA Finance. The initial estimated value on the pricing date is expected between $920 and $970 per $1,000.

Investors may receive a contingent coupon of $5.834 per $1,000 (0.5834% monthly, 7.00% per annum) on monthly dates if both indexes are at or above 85% of their starting levels. The issuer can redeem the Notes on specified monthly call dates at $1,000 per Note plus any due coupon if the same barrier is met.

At maturity, if not called, holders receive $1,000 plus a final coupon if the worst-performing index is at or above its 85% threshold. If it finishes below 85%, principal is reduced in line with the decline of the least performing index, with potential loss of up to 85% of principal. All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering 18‑month senior unsecured Capped Return Notes linked to the least performing of the Dow Jones Industrial Average and the S&P 500 Index. The notes are issued in $1,000 denominations with a maximum redemption of $1,081.50 per $1,000, capping total return at 8.15%.

At maturity, investors receive $1,000 if the least performing index finishes at or below its starting level, and up to the capped amount if it rises. The notes do not pay dividends and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected to be between $940 and $990 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, so the economic value at issuance is less than the public offering price.

Bank of America’s BofA Finance is offering auto-callable notes linked to the Market Guard Top 100 Index (MGX100). These senior, unsecured notes have a term of about two years and may be automatically called on the December 28, 2026 Call Observation Date if the index is at or above its Call Value, paying a Call Amount of $1,127.50 per $1,000 of principal on December 31, 2026.

If not called, repayment at maturity in December 2027 depends on index performance: full principal is returned if the index ends at or above a 100% Redemption Barrier, principal is also returned if the index is between the 70% Threshold Value and the barrier, and losses of up to 100% of principal occur if the index finishes below the threshold. The initial estimated value is expected to be between $946.50 and $986.50 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $11,000,000 of senior unsecured fixed rate callable notes due January 14, 2030. The notes pay interest at 4.10% per annum, with semiannual payments on January 14 and July 14, starting January 14, 2026. After a 0.20% underwriting discount, proceeds to BofA Finance are $10,978,000 before expenses.

The issuer may redeem all of the notes at 100% of principal plus accrued interest on January 14, 2028, creating reinvestment and call risk for holders. Key risks include the credit risk of both BofA Finance and BAC, structural subordination to BAC’s subsidiaries, absence of cross-default to BAC’s other debt, potential illiquidity and price discounts in any secondary market, and conflicts of interest from affiliated market-making and hedging. For U.S. investors, the notes are treated as fixed rate debt for tax purposes, with interest taxed as ordinary income and gains or losses on disposition generally capital in nature.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing on December 12, 2045. The notes are issued in $1,000 minimum denominations at a public offering price of $1,000 per note, with an underwriting discount of $35 and proceeds to BofA Finance of $965 per $1,000 before expenses. From issuance to December 12, 2027, they pay a fixed coupon of 9.25% per annum quarterly. Thereafter, interest is floating and equals a 9.25% base rate multiplied by the fraction of U.S. Government Securities Business Days when the 10‑Year CMT Rate is within the 0.00%–5.00% accrual range, subject to a 0.00%–9.25% annual cap and floor. The issuer may redeem all notes at par plus accrued interest on any quarterly interest payment date from December 12, 2027 through September 12, 2045. Principal is repaid at maturity if the notes are not called, and all payments are subject to the credit risk of BofA Finance and BAC. The notes are not FDIC insured, not bank deposits and will not be listed on an exchange.

Bank of America Corporation (BAC), via BofA Finance LLC, is offering 1,086,367 market-linked notes at $10 per unit, for a total public offering size of $10,863,670. The notes are senior unsecured debt of BofA Finance, fully and unconditionally guaranteed by BAC, and are not FDIC insured or secured by collateral.

The notes mature in about 14 months, on January 29, 2027, and are linked to an equally weighted basket of four technology-related stocks: NVIDIA, Broadcom, Advanced Micro Devices, and Credo Technology Group. Investors get 1-to-1 upside exposure to basket gains, capped at a maximum return of 33.40% (Capped Value of $13.34 per unit). There are no periodic interest payments.

A 20% downside buffer applies: if the basket falls by 20% or less, investors receive their $10 principal back; below that, losses are 1-to-1 with the decline, with up to 80% of principal at risk. The initial estimated value is $9.53 per unit, below the $10 offering price, reflecting internal funding rates, underwriting discounts of $0.175 per unit and a $0.05 per-unit hedging-related charge. Liquidity may be limited because the notes are not listed on any exchange.