Bank of America Corporation 424B Filings

Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index with an approximately 5‑year term. The public offering price is $1,000 per Note, while the initial estimated value is $972.20 per $1,000, reflecting internal funding and hedging costs.

Investors may receive monthly contingent coupons of $5.417 per $1,000 (about 0.5417% per month, 6.50% per annum) only when the S&P 500 closing level on the observation date is at or above the coupon barrier of 60% of the starting level. The issuer can redeem the Notes on specified call dates at $1,000 plus any due coupon.

If the Notes are not called, and at maturity the index is at or above the 60% threshold, investors receive $1,000 plus any final coupon. If the index ends below that threshold, repayment of principal is reduced one‑for‑one with index losses below 60%, and investors can lose up to 100% of principal. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 330,200 Leveraged Market-Linked Step Up Notes linked to an international equity index basket, at $10 principal amount per unit, for total public offering proceeds of $3,302,000.

The notes mature in approximately two years, on November 26, 2027, and pay no periodic interest. At maturity, if the basket level is flat or higher than its starting value of 100, investors receive the greater of a fixed 16.00% Step Up return ($11.60 per unit) or a leveraged upside equal to 118% of the basket’s percentage gain. If the basket is below the starting value, principal is exposed 1-to-1 to losses, up to a complete loss of the $10 per unit. The basket combines six equity indices, with the EURO STOXX 50® at 40% weight, FTSE® 100 and Nikkei Stock Average at 20% each, Swiss Market Index and S&P/ASX 200 at 7.5% each, and FTSE® China 50 at 5%.

The initial estimated value of the notes on the pricing date is $9.513 per unit, below the $10 public price, reflecting BAC’s internal funding rate, a $0.20 per-unit underwriting discount and a $0.05 per-unit hedging-related charge. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any securities exchange, so liquidity may be limited.

BofA Finance LLC is offering $5,895,450 of senior unsecured Autocallable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes pay a fixed 8.00% per annum Call Return if the index is at or above its Initial Value of 6,538.76 on any quarterly Observation Date, triggering an automatic call and payment of the applicable Call Price between $10.80 and $14.00 per $10 Note.

If the Notes are never called, at maturity in November 2030 holders receive $10.00 times one plus the Underlying Return, which can be as low as zero, exposing investors to the full downside of the S&P 500® from the Trade Date and potentially a 100% loss of principal. The public offering price is $10.00 per Note, with an underwriting discount of $0.25 and issuer proceeds of $9.75 per Note; the initial estimated value is $9.607 per $10 Stated Principal Amount.

BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Monolithic Power Systems, Inc. (MPWR). The Notes are issued in $1,000 denominations, with a term of about two years from a scheduled issue date of December 2, 2025 to a scheduled maturity date of December 1, 2027, unless automatically called earlier.

The public offering price is $1,000 per Note, including an underwriting discount of $18.50 and initial proceeds of $981.50 to BofA Finance. The initial estimated value on the pricing date is expected between $921.50 and $971.50 per $1,000. On each quarterly Observation Date, if MPWR’s closing price (adjusted by the Price Multiplier) is at or above 56% of the Starting Value, investors receive a Contingent Coupon Payment per $1,000, based on at least $37.50 per period with a memory feature.

Beginning with the May 26, 2026 Call Observation Date, the Notes are automatically called if MPWR’s Observation Value is at or above 100% of the Starting Value, paying $1,000 plus any due contingent coupon. If the Notes are not called and MPWR’s Ending Value is below the 56% Threshold Value at maturity, the Redemption Amount will be less than 56% of principal and could be $0, meaning investors may lose up to their entire investment. All payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor and reflect BAC’s internal funding rate and hedging-related charges.

BofA Finance, guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 Index.

Each Note has a $1,000 public offering price, with an initial estimated value between $930 and $980 per $1,000. The Notes pay a contingent coupon of $8.542 per $1,000 (0.8542% monthly, 10.25% per annum) on scheduled monthly dates only if all three indices are at or above 75% of their starting levels.

The issuer may redeem all Notes early on specified Call Payment Dates at $1,000 plus any due coupon. If not called, and at maturity the least performing index is at or above 60% of its starting level, investors receive principal back and, if it is also at or above the coupon barrier, a final coupon. If the least performer finishes below 60%, the redemption amount falls in line with the index loss and investors can lose up to 100% of principal. All payments depend on the credit of BofA Finance and BAC and the Notes involve complex tax and market risks.

BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable enhanced return notes linked to the Nasdaq‑100 Index. The notes have a term of approximately five years and are issued in $1,000 minimum denominations at a public offering price of $1,000 per note. The initial estimated value on the pricing date is expected to range between $935 and $985 per $1,000, reflecting internal funding and hedging costs.

The notes may be automatically called on December 21, 2026 if the index level is at or above its starting level, paying a call amount of $1,134.50 per $1,000 on December 24, 2026. If not called, at maturity investors receive 150% of any positive index return, subject to a redemption barrier and threshold: principal is fully returned if the index ending level is at or above 80% of the starting level, but losses are one‑for‑one below that level, down to a complete loss of principal.

All payments depend on the credit risk of BofA Finance and BAC, and the notes are unsecured, unsubordinated obligations with no FDIC insurance. The product excludes dividends from the index, carries significant structure‑, market‑, conflict‑ and tax‑related risks, and is not intended for retail investors in the EEA or United Kingdom.

Bank of America’s BofA Finance is offering Auto-Callable Enhanced Return Notes linked to the Nasdaq-100® Index, fully and unconditionally guaranteed by BAC. The Notes have a term of approximately 5 years and may be automatically called if the index on the Call Observation Date is at or above 100% of its starting level, paying a Call Amount of $1,102 per $1,000 note on December 24, 2026. If held to maturity and not called, investors receive 150% of any positive index return when the Ending Value is at or above the 100% Redemption Barrier. If the Ending Value falls between 80% and 100% of the Starting Value, principal is returned without gain, while a finish below 80% causes losses matching the index decline, up to a complete loss of principal. The public offering price is $1,000 per Note, with an underwriting discount of $20 and proceeds of $980 to BofA Finance, and the initial estimated value is expected to range from $915 to $965 per $1,000 note. All cash flows depend on the credit risk of BofA Finance and BAC.

Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an approximately 18‑month term, a per-note public offering price of $1,000, and a total offering size of $4,452,000, with proceeds of $997 per note to BofA Finance.

Investors may receive a contingent coupon of $10.834 per $1,000 (1.0834% monthly, 13.00% per annum) on each monthly observation date only if all three indexes are at or above their coupon barriers, each set at 70% of the starting value. If the notes are not called and the least performing index finishes below its 70% threshold, repayment of principal is reduced in line with that index’s loss and investors can lose up to 100% of their investment. The initial estimated value is $991.10 per $1,000, reflecting internal funding and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Affirm Holdings Class A common stock and Amazon.com common stock.

Investors pay a public offering price of $1,000.00 per Note, while the initial estimated value is expected to be between $910.00 and $960.00 per $1,000.00. Monthly contingent coupons of $18.959 per $1,000.00 are paid only if, on an Observation Date, the Closing Market Price of each stock is at or above its Coupon Barrier, set at 60.00% of its Starting Value, with a memory feature that can “catch up” missed coupons when conditions are later met.

Beginning May 26, 2026, the Notes are automatically called if on a Call Observation Date each stock is at or above its Call Value of 100.00% of its Starting Value, paying $1,000.00 plus any due coupon. If the Notes are not called and at maturity the Ending Value of the least performing stock is below its 60.00% Threshold Value, the Redemption Amount is reduced and can fall to zero, meaning a total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering 5‑year auto-callable senior notes linked to the Nasdaq‑100, Russell 2000 and S&P 500 price return indices. Each note has a $1,000 denomination, a public offering price of $1,000, an underwriting discount of $11.25 and proceeds to the issuer of $988.75 per note. The initial estimated value on the pricing date is expected between $930 and $980 per $1,000, reflecting internal funding and hedging costs.

The notes are automatically called, beginning November 30, 2026, if all indices are at or above their starting levels, paying scheduled call amounts that rise from $1,130.00 to $1,617.50 per $1,000. If not called, at maturity investors receive $1,650.00 per $1,000 if the least-performing index is at or above its starting level, principal back if it is at or above 70% of its start, and a reduced amount if it has fallen below 70%, with up to 100% loss of principal possible. All payments depend on the credit of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $200,000,000 of senior unsecured Fixed Rate Callable Notes due December 24, 2026. The notes pay a fixed interest rate of 4.05% per year, with interest paid on February 24, May 24, August 24, November 24, 2026 and at maturity, using an Actual/360 day count.

The notes are issued at 100.00% of principal with a 0.04% underwriting discount, providing $199,920,000 in proceeds (before expenses) to BofA Finance. They are callable at the issuer’s option at 100% of principal plus accrued interest on May 24, August 24 and November 24, 2026. The notes are senior, unsecured obligations, issued in minimum denominations of $1,000, held in book-entry form through DTC, and are not FDIC insured. Investors face issuer and guarantor credit risk, potential early redemption, and limited or uncertain secondary market liquidity.

Bank of America’s BofA Finance is offering approximately 5-year senior unsecured auto-callable notes linked to the S&P 500 Futures Excess Return Index (SPXFP), fully and unconditionally guaranteed by BAC. The public offering price is $1,000 per note, with an underwriting discount of $5 and proceeds to BofA Finance of $995 per note. The initial estimated value on the pricing date is expected between $940 and $990 per $1,000, reflecting internal funding and hedging costs.

The notes may be automatically called starting on the November 23, 2026 call observation date if the index level is at or above the starting value, paying preset call amounts that rise over time from $1,116.50 to $1,524.25 per $1,000. If never called and held to maturity, investors receive $1,000 back if the index ending value is at or above 70% of the starting value, but lose principal on a 1:1 basis if it finishes below 70%, up to a total loss. All payments depend on the credit of BofA Finance and BAC, and the index excludes dividends.

Bank of America’s BofA Finance is offering Contingent Income Auto-Callable Yield Notes linked to Netflix, Inc. common stock. The Notes are senior unsecured debt of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation. They are issued in $1,000 minimum denominations for a term of about 13 months, unless automatically called.

Holders may receive a monthly contingent coupon of $8.959 per $1,000 (0.8959% per month, 10.75% per year) if on an Observation Date Netflix’s closing price, adjusted by the price multiplier, is at or above 70% of the starting price (the coupon barrier). Beginning May 26, 2026, the Notes are automatically called if Netflix’s observation value is at or above 100% of the starting value on a Call Observation Date, paying $1,000 plus the applicable contingent coupon.

At maturity, if not called, investors receive $1,000 plus the final contingent coupon if Netflix’s ending value is at or above the 70% threshold; if it is below, repayment of principal is reduced in line with the stock’s decline, and up to 100% of principal can be lost. The public offering price is $1,000 per Note, with a $15 underwriting discount and $985 in proceeds to BofA Finance before expenses. The initial estimated value is expected to be between $930 and $980 per $1,000, reflecting internal funding rates, fees and hedging costs.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income auto-callable yield notes linked to the least performing of three underlyings: the Energy Select Sector SPDR Fund (XLE), the Russell 2000 Index (RTY) and the VanEck Semiconductor ETF (SMH). The notes have a term of about five years, a minimum denomination of $1,000, and an initial estimated value of $949.20 per $1,000, below the public offering price.

Investors may receive monthly contingent coupon payments based on a formula using $7.875 per $1,000 for each observation date met, but only if all three underlyings stay at or above their coupon barriers set at 70% of starting values. Beginning in November 2026, the notes are automatically called if all underlyings are at or above 100% of their starting values, returning principal plus the applicable coupon.

If held to maturity without being called, full principal is repaid only if the least performing underlying finishes at or above its 60% threshold value. If it finishes below that level, repayment is reduced in line with the underlying’s loss, and investors could lose their entire investment.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2-year Fixed Income Auto-Callable Yield Notes linked to the least performing of Alphabet Class A (GOOGL), Meta Class A (META) and Microsoft (MSFT) common stock. The notes have a public offering price of $1,000 per note and an initial estimated value of $980.60 per $1,000.

Investors receive fixed monthly coupons of $8.834 per $1,000 (0.8834% per month, 10.60% per year) as long as the notes remain outstanding. Starting May 18, 2026, the notes are automatically called if each stock’s observation value is at or above its call value; in that case, holders receive $1,000 plus the applicable coupon and no further payments.

If the notes are not called, principal repayment at maturity depends on the least performing stock. If its ending value is at or above 50% of its starting value (the threshold), investors receive $1,000 plus the final coupon. If it is below 50%, the redemption amount (excluding the final coupon) falls below 50% of principal, and up to 100% of invested principal can be lost. All payments are subject to the credit risk of BofA Finance and BAC, and the economic terms reflect BAC’s internal funding rate and hedging-related costs.

BofA Finance, guaranteed by Bank of America (BAC), is issuing approximately 4-year Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices. The notes are sold at $1,000 per note with an initial estimated value of $982.70, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs.

The notes can be automatically called starting in 2026 if all three indices are at or above their call values, paying fixed call amounts of $1,162.50, $1,325.00 or $1,487.50 per $1,000 depending on the call date. If not called, investors get 200% of the positive return of the least performing index, but principal is protected only down to 70% of its starting level; below that, losses mirror the index decline and can reach 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and do not include any index dividends.

Bank of America’s BofA Finance unit is offering $10,000,000 of Trigger Callable Contingent Yield Notes linked to the least performing of the EURO STOXX 50, Russell 2000 and S&P 500 indices, maturing November 21, 2030. The notes pay a quarterly contingent coupon at an annual rate of 8.40% only when the worst-performing index on each observation date is at or above its coupon barrier (70% of its initial level.

Beginning in February 2026, BofA Finance may, at its discretion, call the notes on any coupon date and repay the $10 principal per note plus any due coupon. If the notes are not called and, at maturity, the worst-performing index is at or above its downside threshold (50% of its initial level), holders receive full principal back plus any final coupon. If it is below that threshold, repayment is reduced in line with the index loss, up to a total loss of principal.

The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and are not listed or insured. The public offering price is $10.00 per note, with an initial estimated value of $9.73, reflecting dealer discounts and hedging costs.

BofA Finance, guaranteed by Bank of America Corporation, is offering Capped Enhanced Return Notes linked to the Class A common stock of Meta Platforms, Inc. (META). The Notes have an approximate 14‑month term, with a strike date of November 18, 2025, pricing date of November 19, 2025, and maturity on January 22, 2027. The Starting Value for META is $597.69.

Each $1,000 Note offers a 300.00% Upside Participation Rate on positive META performance, but returns are capped at a Max Return of $1,402.50, a 40.25% gain. If META finishes at or below the Starting Value, investors receive the Ending Value performance dollar‑for‑dollar and can lose up to 100.00% of principal. The initial estimated value is expected between $920.00 and $970.00 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount, and hedging costs. All payments depend on the credit of BofA Finance and BAC and do not include META dividends.

Bank of America, through BofA Finance and a BAC guarantee, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes run for about 5.5 years and pay a contingent coupon of $12.917 per $1,000 (1.2917% per month, 15.50% per year) on monthly observation dates when all three underlyings are at or above their coupon barriers, set at 75% of their respective starting values.

BofA Finance can redeem the notes early on scheduled call payment dates at $1,000 per note plus any due contingent coupon. If held to maturity and the least performing underlying is at or above its 60% threshold value, investors receive $1,000 per note (and a final coupon if the coupon barrier is also met); if it finishes below its threshold, repayment is reduced in line with that decline, potentially to zero. The initial estimated value is $984.50 per $1,000 note, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount, referral fees and hedging costs. All payments depend on the credit of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering $41,412,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Consumer Staples Select Sector SPDR Fund (XLP), the Nasdaq-100 Index (NDX) and the Russell 2000 Index (RTY). The Notes have an approximately 18‑month term and pay a monthly contingent coupon of $8.884 per $1,000 only when all three underlyings stay at or above their respective coupon barriers. Missed coupons can be partially recovered later through a “memory” feature if conditions are later met.

The principal is protected only down to a 25% decline in the worst‑performing underlying; if that underlying finishes below its threshold value (75% of its starting level), repayment of principal is reduced in line with the loss and can fall to zero. The Notes are callable monthly at the issuer’s option at $1,000 plus any due coupon. The initial estimated value is $991.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffer GEARS notes linked to the Invesco S&P 500 Equal Weight ETF (RSP) with an approximate 2-year term to December 1, 2027. Each note has a $10 stated principal amount and provides 2x leveraged upside exposure to the ETF, capped at a maximum gain between 16.80% and 18.80%, set on the trade date. If the ETF falls by up to 10%, investors receive full principal back at maturity, but losses beyond that buffer are passed through, up to a 90% loss of principal. The notes pay no coupons or dividends, are unsecured, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $10.00 per note, with a $0.20 underwriting discount and $9.80 in proceeds to BofA Finance per note, and the initial estimated value is expected between $9.20 and $9.70 per $10.

BofA Finance LLC is offering senior unsecured 8.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year Constant Maturity Treasury (CMT) rate, due November 28, 2035, fully and unconditionally guaranteed by Bank of America Corporation.

Interest is paid quarterly and is variable: it equals a Base Rate of at least 8.00% per year multiplied by the fraction of U.S. Government Securities Business Days in each period when the CMT Rate is between 0.00% and 5.00%, inclusive. If the CMT Rate stays below 0.00% or above 5.00% for an entire period, no interest is paid. The rate for any period cannot exceed 8.00% or fall below 0.00%.

The notes are callable at the issuer’s option at 100% of principal plus accrued interest on each quarterly interest payment date from November 28, 2026 through August 28, 2035. If not called, holders receive principal at maturity plus any accrued interest. The notes are offered at $1,000 denominations, will not be listed on an exchange, and carry an initial estimated value between $920 and $970 per $1,000, reflecting internal funding and hedging costs. They are not bank deposits or FDIC insured and are subject to the credit risk of both BofA Finance and BAC.

BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering $50,000,000 of senior unsecured Fixed to Floating Rate Notes linked to compounded SOFR, maturing on December 18, 2026. The notes are issued at 100% of principal in minimum denominations of $1,000, with an underwriting discount of 0.05% and proceeds to BofA Finance of $49,975,000 before expenses.

From the issue date on November 18, 2025 to May 18, 2026, the notes pay a fixed interest rate of 4.05% per annum, with interest paid monthly. From May 18, 2026 to maturity, they switch to a floating rate equal to compounded SOFR plus 0.30% per annum, reset monthly, with a floor of 0.00% per annum. Interest is calculated on an ACT/360 basis using a rate cut-off convention.

The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed on a senior unsecured basis by BAC, but are not deposits, are not guaranteed by Bank of America, N.A., and are not insured by the FDIC or any government agency. They are not redeemable or putable before maturity and will not be listed on any securities exchange, so liquidity will depend on any secondary market that develops. The investment is subject to the credit risk of both BofA Finance and BAC and to interest rate fluctuations in SOFR.

BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation (BAC), is offering senior unsecured fixed rate callable notes due November 26, 2027. The notes pay a fixed interest rate of 4.15% per annum, with interest paid quarterly on February 26, May 26, August 26 and November 26 of each year, beginning February 26, 2026.

The issuer may redeem all of the notes at 100% of principal plus accrued interest on any interest payment date from May 26, 2026 through August 26, 2027, so investors must be willing to have the notes called early. The notes are offered at 100.00% of principal, with an underwriting discount of 0.20%, resulting in proceeds to BofA Finance of 99.80%. For certain fee-based accounts and eligible institutional investors, the price may be as low as $998.00 per $1,000.

The minimum denomination is $1,000 and integral multiples of $1,000. The notes are not insured by the FDIC, will not be listed on any exchange, and may have limited or no secondary market liquidity. Investors are exposed to the credit risk of both BofA Finance and BAC and to potential conflicts of interest arising from BAC affiliates’ underwriting, hedging, and market-making activities.

Bank of America (BAC) filed an amended preliminary pricing supplement for BofA Finance’s Contingent Income Issuer Callable Yield Notes linked to the least performing of Meta (META), Alphabet Class C (GOOG) and NVIDIA (NVDA). The notes target a monthly contingent coupon of $8.00 per $1,000 of principal (0.80% per month; 9.60% per annum) if on each observation date all three stocks are at or above 80.00% of their starting values. The issuer may redeem the notes in whole on specified monthly call dates at $1,000 per note plus the applicable contingent coupon.

Key terms include an approximately 5-year term (pricing date November 18, 2025; issue date November 21, 2025; valuation date November 18, 2030; maturity date November 21, 2030), $1,000 minimum denominations, and monthly observation and payment schedules. The public offering price is $1,000.00, the underwriting discount is $11.25, and proceeds to BofA Finance are $988.75 per note before expenses. The initial estimated value is expected between $930.00 and $980.00 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. Payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor). The notes are not intended for retail investors in the EEA or UK.

BofA Finance, guaranteed by Bank of America Corporation, is offering Auto-Callable Notes linked to the common shares of Taiwan Semiconductor Manufacturing Company (NYSE: TSM). The public offering price is $1,000.00 per Note, with an underwriting discount of $7.00 and proceeds to BofA Finance of $993.00 per Note. The initial estimated value is expected to be between $940.00 and $990.00 per $1,000.00.

The Notes run approximately 3 years, unless automatically called. They are called if TSM’s Observation Value is at or above the Starting Value on a Call Observation Date; sample Call Amounts per $1,000 are $1,187.500 on November 24, 2026 and $1,515.625 on August 24, 2028. If not called, the Redemption Barrier is 100.00% of the Starting Value and the Threshold Value is 50.00%. If TSM finishes below the Threshold, repayment can drop below 50% of principal, down to zero. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC filed a preliminary pricing supplement for senior unsecured Fixed Rate Callable Notes due November 26, 2027, fully and unconditionally guaranteed by Bank of America Corporation (BAC). The notes pay a fixed interest rate of 4.15% per annum, with interest paid quarterly.

The issuer may redeem all of the notes at 100% of principal plus accrued interest on any Interest Payment Date from May 26, 2026 through August 26, 2027. The expected issue date is November 26, 2025, and the minimum denomination is $1,000 and multiples thereof. The public offering price is 100.00% of principal; for certain fee-based accounts and eligible institutional investors, the price may be as low as $998.00 per $1,000 principal (99.80%).

The underwriting discount is 0.20%, and proceeds (before expenses) to BofA Finance are 99.80% of principal. The notes will not be listed on an exchange and will be delivered in book-entry form through DTC. The offering conforms to FINRA Rule 5121.

BofA Finance LLC filed a 424B2 pricing supplement for Contingent Income Auto‑Callable Securities due November 17, 2028, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the worst performing of Accenture (ACN), Dow (DOW), and UnitedHealth (UNH) and are principal at risk.

The securities offer a contingent quarterly coupon of at least $53.75 per $1,000 (at least 5.375% per quarter, at least 21.50% per annum) paid only if each stock is at or above its downside threshold on the determination date. They auto‑redeem if, on any of the first eleven determination dates, each stock closes at or above its initial share price, returning the $1,000 principal plus the applicable coupon. If not redeemed and any final stock price is below its downside threshold (55% of initial), the maturity payment tracks the worst performer 1‑for‑1 and can be substantially below principal, possibly zero. Investors do not participate in any stock appreciation.

Price to public is $1,000 per security; agent’s sales commission $17.50 and structuring fee $5.00 per security. The initial estimated value is $907.50–$957.50 per $1,000. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, and will not be listed on an exchange.

Bank of America’s BofA Finance unit is offering a 3‑year, principal‑at‑risk structured note linked to Halliburton Company common stock. The Contingent Income Auto‑Callable Securities can pay a quarterly coupon of at least $27.50 per $1,000 (at least 2.75% per quarter, or 11.00% per year), but only for quarters when Halliburton’s stock is at or above 60% of its initial price. Missed coupons can be paid later if the stock recovers above that threshold.

If on any of the first eleven quarterly determination dates Halliburton closes at or above its initial price, the note is automatically called and repays principal plus the applicable coupon(s). If it is not called and the final stock price is at or above 60% of the initial price, investors receive principal back plus due coupons; if it is below 60%, repayment is reduced 1‑for‑1 with the stock’s decline and can fall to zero. Payments depend on the credit of BofA Finance and its parent, Bank of America, and the note will not be listed or FDIC insured. The initial estimated value per $1,000 is between $917.50 and $967.50, below the issue price.

BofA Finance (guaranteed by Bank of America Corporation) is offering Auto‑Callable Enhanced Return Dual Directional Notes linked to the least‑performing of Amazon.com (AMZN) and Apple (AAPL). The Notes have a term of approximately 3 years, a minimum denomination of $1,000, and may be automatically called if, on the Call Observation Date, each stock is at or above its Starting Value. The initial estimated value is expected to be $915–$965 per $1,000, below the public offering price.

Key terms include an Upside Participation Rate of 150%, a Redemption Barrier of 100%, and a Threshold Value of 70% of the Starting Value for each stock. The Call Observation Date is November 27, 2026, with a Call Amount of $1,300 per $1,000 if conditions are met, payable on December 2, 2026. Pricing is expected on November 25, 2025, issuance on November 28, 2025, valuation on November 27, 2028, and maturity on November 30, 2028. Per Note economics list a public offering price of $1,000, underwriting discount of $25, and proceeds to BofA Finance of $975, before expenses. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of XLP, NDXT and RTY. The notes target a $10 monthly coupon per $1,000 (1.00% per month; 12.00% per annum) if, on each monthly observation date, all three underlyings are at or above their coupon barriers, set at 70% of their respective starting values.

The issuer may redeem monthly at $1,000 per note plus the applicable coupon. If held to maturity (about three years) and the least performer ends at or above its threshold (70%), holders receive $1,000 plus the final coupon if the barrier is met. If the least performer finishes below its threshold, repayment is reduced in line with the decline, and investors could lose up to 100% of principal.

The initial estimated value is $978.10 per $1,000, below the public offering price due to internal funding and hedging costs. Per-note economics: $1,000 public price, $7.50 underwriting discount, and $992.50 proceeds to BofA Finance; totals: $2,344,000 sold, $17,580 discount, and $2,326,420 proceeds. Payments depend on the credit risk of BofA Finance and BAC.

Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Russell 2000 Index and the S&P 500 Index. The Notes are guaranteed by BAC and have an approximately 2‑year term, unless called.

The public offering price is $1,000.00 per Note, with a $5.00 underwriting discount and $995.00 in proceeds per Note to BofA Finance before expenses. The initial estimated value as of the pricing date is expected to be between $940.00 and $990.00 per $1,000.00. Monthly contingent coupons of $9.084 per $1,000.00 (0.9084% per month; 10.90% per annum) are paid only if each index closes at or above its Coupon Barrier on the Observation Date. The issuer may redeem all Notes on specified monthly Call Payment Dates at $1,000.00 plus any applicable contingent coupon.

At maturity, if not called, you receive $1,000.00 only if the least performing index is at or above its Threshold Value; otherwise repayment is reduced, and you could lose up to 100% of principal. Payments depend on the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering auto-callable, market-linked Notes tied to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500 price return indices.

The Notes are issued at $1,000 per Note with an initial estimated value expected between $930 and $990 per $1,000. Underwriting discount is $3 per Note, with proceeds to BofA Finance of $997 before expenses. The term is approximately 5 years, unless automatically called.

The Notes auto-call if, on a Call Observation Date starting November 19, 2026, each index is at or above its Starting Value, paying the stated Call Amount (e.g., $1,137.50 on the first date, rising to $1,618.75). If not called, at maturity investors receive the Redemption Amount based on the least performing index: at or above the Redemption Barrier (100% of Starting Value) pays $1,687.50 per $1,000; between the Barrier and the Threshold (75%) returns principal; below the Threshold results in losses up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation (BAC), filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Index and the Russell 2000 Index.

The Notes offer a monthly contingent coupon of $9.709 per $1,000 (0.9709% per month, 11.65% per annum) only if each index closes on or above its 70% Coupon Barrier on the observation date. The issuer may redeem the Notes monthly at $1,000 per Note plus the applicable coupon when the barrier condition is met. Stated term is approximately 2 years, subject to early redemption.

Per-Note economics: Public offering price $1,000, underwriting discount $7, and proceeds to BofA Finance $993 before expenses. The initial estimated value is expected to be $940–$990 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. Payments depend on the credit risk of BofA Finance and BAC. The Notes are not FDIC insured and are unsecured obligations.

BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the NDXT, RTY and SMH. The total offering is $1,409,000.00, with an underwriting discount of $42,270.00 and proceeds to BofA Finance of $1,366,730.00. Each Note is priced at $1,000.00, includes a contingent coupon of $7.709 per $1,000 (0.7709% monthly, 9.25% per annum), and has an initial estimated value of $950.10 per $1,000.

The Notes have a term of approximately 3 years (Issue Date November 13, 2025; Maturity November 10, 2028) and may be automatically called beginning May 7, 2026 if each underlying is at or above its Call Value (100% of its Starting Value). Coupons are paid only if, on an Observation Date, each underlying is at or above its Coupon Barrier (70%). At maturity, if not called, principal is protected only if the least performing underlying is at or above its Threshold Value (60%); otherwise, investors can lose up to 100% of principal.

All payments depend on the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,074,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500 indices. Each $1,000 Note pays a contingent coupon of $8.542 per month (0.8542% monthly, 10.25% per year) only if all three indices remain at or above 70% of their respective starting levels on the monthly observation dates.

The Notes have an approximately 18‑month term and can be called early at the issuer’s option on specified monthly call dates at $1,000 plus any due coupon. If the Notes are not called and the weakest index finishes below its 70% threshold, investors receive less than $700 per $1,000 Note and can lose their entire principal. The initial estimated value is $978.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The Notes have an approximately three‑year term, from a pricing date of November 7, 2025 to a scheduled maturity on November 10, 2028, and are issued in $1,000 minimum denominations.

Investors may receive a contingent coupon of $6.459 per $1,000 (0.6459% per month, 7.75% per year) on monthly observation dates, but only if each index closes at or above its coupon barrier, set at 70% of its starting level. The same 70% level is the principal protection threshold: if, at maturity, the least performing index is at or above its threshold, investors receive $1,000 plus any final coupon; if it is below, repayment of principal is reduced in line with the index decline and can result in a substantial loss.

The issuer can call the Notes in full on specified monthly call payment dates at $1,000 per Note plus any earned coupon. The initial estimated value is $950.70 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC, and investors do not receive any dividends from the underlying indices.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately three-year auto-callable notes linked to the least performing of Meta (META), Microsoft (MSFT) and NVIDIA (NVDA) common stock. The notes are issued at $1,000 per note, while the initial estimated value is $985.10 per $1,000, reflecting internal funding and hedging costs.

The notes can be automatically called on scheduled observation dates starting in November 2026 if all three stocks are at or above their respective call values. Call amounts range from $1,316 to $1,948 per $1,000 depending on when they are called. If held to maturity and not called, investors receive full principal back only if the least performing stock finishes at or above 60% of its starting value; otherwise the payoff falls one-for-one with that stock and investors can lose their entire investment.

All payments depend on the credit risk of BofA Finance and BAC, and investors do not receive dividends on the underlying stocks. The product is restricted from EEA and UK retail investors and is intended for knowledgeable investors who understand equity-linked, principal-at-risk notes.

BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the iShares MSCI EAFE ETF. The Notes have an approximate 15‑month term and a public offering price of $1,000 per Note, with proceeds of $1,000 per Note to BofA Finance and no underwriting discount.

Investors may receive a contingent coupon of $27.75 per $1,000 (2.775% per quarter, 11.10% per year) on each quarterly Observation Date only if every underlying is at or above its Coupon Barrier, set at 70% of its Starting Value. If the Notes are not called and, at maturity, the least performing underlying is below its Threshold Value of 65% of its Starting Value, the Redemption Amount will be reduced and can fall to zero, so investors can lose their entire principal. BofA Finance can redeem the Notes early on specified Call Payment Dates at 100% of principal plus any due contingent coupon, and all payments depend on the credit risk of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately 3-year senior unsecured auto-callable notes linked to the worst-performing of the common stocks of Advanced Micro Devices (AMD), Broadcom (AVGO) and NVIDIA (NVDA). The public offering price is $1,000 per note, with an underwriting discount of $2.50 and proceeds of $997.50 to BofA Finance per note, before expenses. The initial estimated value on the pricing date is expected to be between $930 and $980 per $1,000, reflecting internal funding and hedging costs.

The notes may be automatically called on scheduled observation dates starting in November 2026 if the observation value of each stock meets or exceeds its call value. In that case, investors receive a fixed call amount per $1,000, ranging from $1,266 on the first call date up to $1,731.50 on the final call date, and no further payments. If never called and the worst-performing stock finishes at or above a 60% redemption barrier of its starting value, the maturity payment is $1,798 per $1,000, a 79.8% return.

If the worst-performing stock closes below the 60% redemption barrier at maturity, repayment is reduced one-for-one with the stock loss, and investors can lose up to 100% of principal. Payments depend on the credit of BofA Finance and BAC; the notes pay no dividends and differ significantly from conventional bonds or direct stock ownership.

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The total offering is $500,000, priced at $1,000 per Note with proceeds to BofA Finance of $992.50 per Note before expenses. Investors may receive a contingent coupon of $10.25 per $1,000 (1.025% per month, 12.30% per year) on each monthly observation date only if all three indices are at or above 75% of their respective starting levels.

The issuer can redeem the Notes early on specified monthly call dates at $1,000 per Note plus any due coupon. At maturity, if the least-performing index is below its 75% threshold, the redemption amount falls below 75% of principal and can be zero, meaning investors could lose their entire investment. The initial estimated value is $980.40 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and Bank of America.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $1,950,000 of market-linked, auto-callable notes tied to the worst performer of NVIDIA, UnitedHealth Group and AMD stock, maturing in November 2028. Investors receive a monthly contingent coupon of 21.35% per annum only if the lowest-performing stock on each calculation day is at or above 60% of its starting price, with a “memory” feature that can pay previously missed coupons.

From May 2026, the notes are automatically called at par plus the applicable coupon if the lowest-performing stock is at or above its starting price. If the notes are not called and the lowest-performing stock ends below 60% of its starting price, investors lose more than 40% and up to all of principal. The notes are unsecured, not listed, subject to BAC and BofA Finance credit risk, and were initially valued at $974.60 per $1,000 security, below the public offering price.

BofA Finance, guaranteed by Bank of America, is offering approximately 4‑year auto‑callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and Russell 2000 Index. The notes may be automatically called on semi‑annual observation dates starting in December 2026, with call payments ranging from $1,140 to $1,490 per $1,000 if all three indexes are at or above their call values.

If the notes are not called, investors receive at maturity either $1,560 per $1,000 if the worst index finishes at or above its redemption barrier (100% of its starting level), par if it is between 70% and 100%, or a loss of principal in full proportion to the decline if it ends below 70%, up to a total loss. The initial estimated value is expected between $940.10 and $980.10 per $1,000, reflecting Bank of America’s internal funding rate and hedging costs, and all payments depend on the credit of BofA Finance and BAC.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3-year auto-callable notes linked to the price return version of the S&P 500 Index. The notes are scheduled to price on November 25, 2025, issue on December 1, 2025 and mature on November 30, 2028, unless called earlier.

Starting in December 2026, the notes are automatically called if the index is at or above the starting level on a call observation date, paying at least $1,088 or $1,176 per $1,000 depending on the call date. If not called, and at maturity the index is at or above the redemption barrier (100% of the starting level), investors receive a capped redemption of $1,264 per $1,000. If the index finishes between 80% and 100% of the starting level, principal is returned; below 80%, repayment is reduced one-for-one with the index decline, down to a total loss.

The initial estimated value is expected between $919 and $969 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging-related charges. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor, and investors do not receive dividends from S&P 500 companies.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering market-linked, auto-callable notes tied to the lowest-performing of Alphabet Class C (GOOG), Amazon.com (AMZN) and Apple (AAPL), maturing on November 27, 2029. Each Security has a $1,000 denomination and pays no interest.

The notes can be automatically called on scheduled Call Dates if the lowest-performing stock is at or above its Starting Price. In that case, investors receive $1,000 plus a Call Premium that steps up over time, starting at at least 26.40% of principal on the first Call Date and reaching at least 105.60% if called on the final Call Date.

If the notes are not called, principal is protected only down to a Threshold Price equal to 75% of each stock’s Starting Price. At maturity, if the lowest-performing stock is below its Threshold Price, repayment is reduced 1-for-1 with that stock’s decline, and investors can lose more than 25%, up to all of their principal. The public offering price is $1,000 per Security, with an underwriting discount of $25.75 and issuer proceeds of $974.25 per Security. The initial estimated value is expected between $894.25 and $964.25, and the notes will not be listed on any exchange and are subject to the credit risk of BofA Finance and BAC.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately 4-year Contingent Income Issuer Callable Yield Notes linked to the Class A common stock of Meta Platforms, Inc. (META) and the S&P 500 Index. The notes pay a monthly contingent coupon of $11.167 per $1,000 (about 1.1167% per month, 13.40% per year) only if, on each Observation Date, both META and the S&P 500 are at or above their Coupon Barriers, set at 70% of their respective starting values. Principal is at risk: if, at maturity, the worst-performing underlying is below its Threshold Value at 50% of its starting level, repayment is reduced one-for-one with the decline and can result in a total loss of principal. The issuer may call the notes on specified monthly Call Payment Dates at par plus any due coupon. The initial estimated value is $986.10 per $1,000, below the public offering price, reflecting internal funding and hedging costs, and all payments depend on the credit of BofA Finance and Bank of America.

BofA Finance, guaranteed by Bank of America Corporation, is offering approximately $2,000,000 of 4-year Contingent Income Auto-Callable Yield Notes linked to the iShares Russell 2000 ETF (IWM) at $1,000 per Note. The initial estimated value is $989.80 per $1,000, lower than the public offering price because of internal funding and hedging costs.

The Notes pay a contingent coupon of $22 per $1,000 (about 2.20% per quarter / 8.80% per year) on quarterly Observation Dates only if IWM is at or above the Coupon Barrier of $181.21 (75% of the Starting Value of $241.61). Beginning May 7, 2026, the Notes are automatically called if IWM is at or above the Call Value of $241.61, returning principal plus the coupon.

At maturity, if not called, investors receive $1,000 plus the final coupon if IWM is at or above the Coupon Barrier. If IWM is below the Threshold Value of $157.05 (65% of the Starting Value), principal is reduced in line with the ETF’s decline and investors can lose up to 100% of their investment. All payments depend on the credit of BofA Finance and BAC and involve complex U.S. tax treatment.

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Leveraged Market-Linked Step Up Notes tied to a basket of six international equity indices. Each note has a $10 principal amount and a term of about two years. At maturity, if the basket is flat or higher, investors receive the greater of a 16.00% Step Up Payment or a leveraged gain of [101% to 121%] of the basket’s percentage increase. If the basket falls, principal is exposed to losses on a 1-to-1 basis, up to total loss.

The basket initially weights the EURO STOXX 50 at 40%, the FTSE 100 and Nikkei 225 at 20% each, the Swiss Market Index and S&P/ASX 200 at 7.5% each, and the FTSE China 50 at 5%. The notes pay no periodic interest and do not provide dividends from underlying stocks. The public offering price is $10.00 per unit, including an underwriting discount of $0.20 and a hedging-related charge of $0.05; estimated initial value is between $9.23 and $9.89 per unit. The notes are unsecured obligations subject to the credit risk of BofA Finance and BAC and are not listed, so secondary market liquidity may be limited.

Bank of America, via BofA Finance, is offering auto-callable return notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. These roughly 5-year notes can be automatically called annually starting in 2026 if the index closes at or above preset call levels, paying call amounts from $1,090 to $1,360 per $1,000 of principal.

If the notes are not called, and on the final valuation date the index is at or above the redemption barrier (100% of the starting value of 505.23), investors receive at least full principal, with upside participation. If the index ends below the barrier, the payoff can be reduced, as described in the full terms.

The underlying index is a leveraged, risk-controlled excess return version of the S&P 500 Total Return Index, targeting 11.50% annualized volatility and charging borrowing, carry, 0.50% annualized carry costs, and 0.01% transaction costs, all of which drag on performance. The initial estimated value is $962.90 per $1,000 note, below the public offering price, reflecting internal funding and hedging costs. Payments depend on the credit of BofA Finance and BAC, and the notes are taxed as contingent payment debt instruments.