Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
BofA Finance (guaranteed by Bank of America Corporation) filed a 424B2 pricing supplement for Fixed Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500 price return indices. The notes pay a fixed coupon of $5.334 per $1,000 each month (0.5334% monthly; 6.40% per annum) until maturity or earlier call.
The public offering price is $1,000 per note, with a $30 underwriting discount and $970 per note in proceeds to BofA Finance before expenses. The initial estimated value is expected to be $910–$960 per $1,000 on the pricing date. Term is approximately 3.5 years: expected pricing on November 14, 2025; issue on November 19, 2025; valuation on May 14, 2029; and maturity on May 17, 2029, all subject to change.
Issuer call: redeemable in whole on monthly call dates at $1,000 plus the applicable coupon. At maturity, if not called, investors receive $1,000 plus the final coupon if the least performing index is at or above 70% of its starting level. If it is below 70%, principal is reduced based on the index decline, potentially to zero, though the final coupon is still paid. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (BAC) filed a 424B2 pricing supplement for BofA Finance Buffered Auto-Callable Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Futures Excess Return Index. The Notes are primary offerings, issued in $1,000 denominations, with proceeds of $995 per $1,000 before expenses and a public offering price of $1,000.
The Notes run for approximately 5 years unless automatically called. They auto-call if, on any Call Observation Date starting November 2026, each index is at or above its Starting Value, paying fixed Call Amounts of $1,137.50 (2026), $1,275.00 (2027), $1,412.50 (2028), or $1,550.00 (2029) per $1,000. At maturity, if not called, redemption depends on the least performing index: at or above the Redemption Barrier 100% pays $1,687.50; between 90% and 100% returns principal; below 90% (the 10% buffer) reduces principal, with losses up to 90%.
The initial estimated value is $923.70–$973.70 per $1,000, below the public price due to funding and hedging costs. All payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor).
BofA Finance (guaranteed by Bank of America Corporation) filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), Russell 2000 (RTY) and S&P 500 (SPX).
The notes target a contingent coupon of $8.167 per $1,000 monthly (0.8167% per month; 9.80% per annum) if on each observation date all three indices are at or above their 70% coupon barriers. The issuer can redeem monthly at $1,000 plus the coupon on specified call dates. At maturity, if not called and the least performing index is at or above its 70% threshold, holders receive principal plus the final coupon; otherwise, repayment is reduced in line with the decline of the least performer, up to a 100% loss of principal.
The public offering price is $1,000 per note, with a $10 underwriting discount and $990 in proceeds to BofA Finance per $1,000. The initial estimated value on the pricing date is expected to be $930–$980 per $1,000. Payments depend on the credit of BofA Finance and BAC and the performance of the indices.
BofA Finance LLC filed a 424B2 pricing supplement for a primary offering of Contingent Income Auto‑Callable Securities due November 12, 2027, linked to NIKE, Inc. (NKE) Class B, fully and unconditionally guaranteed by Bank of America Corporation. These principal‑at‑risk notes pay a $27.50 contingent quarterly coupon per $1,000 (2.75% per quarter; 11.00% per annum) only when NIKE’s determination price is at or above the downside threshold of $36.11, which equals 58.35% of the initial share price of $61.89.
Beginning approximately one year after issuance, the notes auto‑call on any of the fourth through seventh determination dates if NIKE is at or above the initial share price, paying principal plus the applicable coupon(s). If not called, at maturity investors receive principal plus the final coupon(s) if NIKE is at or above the threshold; otherwise, repayment is reduced 1‑for‑1 with NIKE’s decline and can be zero. Estimated value is $920–$970 per $1,000, price to public is $1,000, with agent commissions of $15 and a structuring fee of $5 per security; proceeds to the issuer are $980 per security. The securities will not be listed.
BofA Finance plans to issue Contingent Income Auto‑Callable Yield Notes linked to the least performing of XLE, KRE and SMH, fully and unconditionally guaranteed by BAC. The public offering price is $1,000.00 per note, with an underwriting discount of $41.25 and proceeds to BofA Finance of $958.75 per note. The initial estimated value on the pricing date is expected between $900.00 and $950.00 per $1,000.00.
The notes pay a contingent coupon of 1.0417% monthly (12.50% per annum) if on each monthly observation date all three ETFs are at or above a 70% coupon barrier. Beginning November 13, 2026, the notes auto‑call if each ETF is at or above its 100% call value, returning $1,000 plus the coupon. If not called, and at maturity the least performer is at or above a 60% threshold, investors receive $1,000 plus the final coupon; otherwise repayment falls in line with the ETF decline, and investors could lose up to 100% of principal.
Term is approximately 5 years, denominations are $1,000 and multiples, and all payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to XLP, NDXT and RTY.
The notes target a $10.00 monthly coupon per $1,000 (1.00% per month; 12.00% per annum) if, on each monthly observation date, each underlying is at or above its 70.00% Coupon Barrier. The term is approximately 3 years, with monthly issuer call rights; if called, holders receive $1,000 plus any due coupon. At maturity, if the least performing underlying is at or above its 70.00% Threshold Value, principal is repaid and a final coupon may be paid; otherwise, repayment is reduced one-for-one with the decline, down to zero.
The initial estimated value is expected between $940.00 and $990.00 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Per-note economics list a $1,000.00 public offering price, $7.50 underwriting discount, and $992.50 proceeds to BofA Finance. Payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index, and the Russell 2000 Index. The notes have an approximate 2.5‑year term, with a monthly contingent coupon of $10.417 per $1,000 (1.0417% per month, 12.50% per annum) paid only if each index is at or above its 70% Coupon Barrier on the observation date.
The issuer may redeem the notes monthly at $1,000 plus any applicable coupon when the barrier condition is met; otherwise investors receive payment at maturity based on the least performing index and may incur losses if it finishes below the 70% Threshold Value. The initial estimated value is expected to be $944–$984 per $1,000, below the public offering price due to internal funding and hedging costs. Pricing indicates a $1,000 public offering price, $3.50 underwriting discount, and $996.50 proceeds to BofA Finance per note, before expenses. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq‑100 Technology Sector Index, and the Russell 2000. The notes have a term of approximately 2.5 years with monthly observation dates. Each $1,000 note pays a $8.459 contingent coupon (0.8459% per month, 10.15% per annum) if all three indices are at or above their 60% coupon barriers on the observation date.
The issuer may redeem all notes on specified monthly call dates at $1,000 per note plus the applicable contingent coupon. If held to maturity and not called, repayment depends on the least performing index relative to its 60% threshold. The initial estimated value is expected between $945.90 and $985.90 per $1,000, below the public offering price, reflecting internal funding and hedging costs. The underwriting discount is $3.50 per note, with proceeds to BofA Finance of $996.50 per $1,000 before expenses. Payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Buffered Digital Return Notes linked to the S&P 500 Index. These notes target an approximately 12‑month term, with key dates of November 13, 2025 (pricing), November 18, 2025 (issue), November 27, 2026 (valuation), and December 2, 2026 (maturity).
If the index finishes at or above its starting level on the valuation date, holders receive a Digital Payment of $1,086 per $1,000, an 8.60% return. If the index is below the start but at or above the Threshold Value of 85% of the start, principal of $1,000 is returned. If the index closes below the threshold, repayment is reduced 1‑for‑1 beyond the 15% buffer, up to a maximum loss of 85% of principal.
The initial estimated value is expected between $940 and $990 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges. Denominations are minimum $1,000 and integral multiples thereof. Payments depend on the credit risk of BofA Finance and BAC. The public offering price is $1,000 per Note with an underwriting discount of $0.00 per the table; a referral fee of up to $6 per $1,000 may be paid to other broker‑dealers.
Bank of America Corporation (BAC) filed a 424B2 pricing supplement for BofA Finance’s Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100 Technology Sector Index (NDXT), the Russell 2000 (RTY) and the S&P 500 (SPX), fully and unconditionally guaranteed by BAC.
The Notes are issued in $1,000 denominations with a public offering price of $1,000.00, an underwriting discount of $9.00, and proceeds to BofA Finance of $991.00 per Note. The initial estimated value is expected to be between $930.00 and $980.00 per $1,000.00. Term is approximately 18 months, from a pricing date of November 14, 2025 to a maturity date of May 19, 2027, subject to stated adjustments.
Holders may receive a contingent coupon of $10.00 per $1,000 (1.00% monthly, 12.00% per annum) on each monthly observation date only if the closing level of each index is at or above its coupon barrier (70% of its starting value). The issuer may redeem the Notes on any monthly call payment date at $1,000 per Note plus the applicable coupon if the barrier condition is met.
If not called, at maturity you receive: (i) $1,000 per Note (plus final coupon if the barrier is met) if the least performing index is at or above its 70% threshold; or (ii) a reduced amount if it is below the threshold, which can be less than 70% of principal—up to a total loss. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance (guaranteed by BAC) is offering Auto‑Callable Notes linked to the least performing of Meta (META), NVIDIA (NVDA) and Tesla (TSLA). The public offering price is $1,000.00 per note, with a $2.50 underwriting discount and $997.50 in proceeds per note. The initial estimated value is expected between $896.40 and $946.40 per $1,000, which is less than the public offering price.
The notes have a term of approximately 3 years, unless called earlier. Beginning on November 30, 2026, the notes are automatically called if each stock’s observation value meets its call value, paying per $1,000: $1,262.50 at 100.00%, $1,393.75 at 87.50% on May 21, 2027, $1,525.00 at 75.00% on November 22, 2027, or $1,656.25 at 62.50% on May 22, 2028. A 50.00% redemption barrier applies to each stock.
If not called, the maturity payment depends on the least performing stock; if it finishes below its redemption barrier, the redemption amount will be less than 50.00% of principal and you could lose up to 100.00% of your investment. Key dates: pricing date November 21, 2025; issue date November 26, 2025; valuation date November 21, 2028; maturity date November 27, 2028. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance (guaranteed by Bank of America Corporation) filed a 424B2 pricing supplement for Contingent Income Buffered Auto‑Callable Yield Notes linked to NVIDIA common stock. The notes target a term of approximately 13 months and pay a $10.417 monthly coupon per $1,000 (1.0417% per month, 12.50% per annum) if NVDA’s closing price on the observation date is at or above the Coupon Barrier of 75% of the Starting Value.
The notes are auto‑callable at 100% of the Starting Value on monthly call dates beginning May 26, 2026; if called, holders receive $1,000 plus the applicable coupon, and no further payments. At maturity, principal is protected only down to the Threshold Value of 75%; below that, repayment is reduced in line with the decline. The initial estimated value is expected between $940 and $990 per $1,000, versus a public offering price of $1,000, with proceeds per note to BofA Finance of $1,000. Payments depend on the credit of BofA Finance and BAC, and dates marked with an asterisk are subject to change.
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Auto-Callable Yield Notes linked to the common stock of JPMorgan Chase & Co. (JPM). The notes have an approximately 3-year term with quarterly contingent coupons of at least $20.25 per $1,000 (at least 2.025% per quarter, 8.10% per annum) if JPM’s closing price on the observation date is at or above the 70% coupon barrier.
The notes may be automatically called beginning February 6, 2026 if the observation value is at or above 100% of the starting value, returning $1,000 per note plus the applicable coupon. If held to maturity on November 9, 2028 and not previously called, principal is protected only if the ending value is at or above the 70% threshold; otherwise repayment is reduced 1:1 with JPM’s decline and could be zero. The public offering price is $1,000 per note, the underwriting discount is $20, and proceeds to the issuer are $980 per note before expenses. The initial estimated value is expected to be $920–$970 per $1,000, reflecting structuring and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC) plans a primary debt offering of Fixed Rate Callable Notes due January 20, 2027 under its Series P MTN program. The notes pay a fixed 3.75% annual coupon, with interest paid on February 20, May 20, August 20, and November 20, 2026, and at maturity.
The notes are senior, unsecured obligations, issued in $1,000 minimum denominations, and will be delivered in book-entry form through DTC on or about November 20, 2025. BAC may redeem all of the notes at 100% of principal plus accrued interest on May 20, 2026, August 20, 2026, or November 20, 2026, after at least five business days’ notice.
The public offering price is 100.00%, the underwriting discount is 0.25%, and proceeds to BAC are 99.75% of principal before expenses. BofA Securities will act as selling agent, and the notes will not be listed on any exchange. The filing highlights typical MTN risks, including issuer credit risk, call risk, and potential limited secondary market liquidity.
BofA Finance (guaranteed by Bank of America Corporation) filed a 424B2 pricing supplement for Contingent Income (with Memory) Issuer Callable Yield Notes linked to the least performing of the Russell 2000 Index, the S&P 500 Index and the Technology Select Sector SPDR Fund. The Notes have an approximate 2-year term, monthly observation dates, and are issuer-callable quarterly at $1,000 per $1,000 principal plus any applicable contingent coupon.
The public offering price is $1,000.00 per Note, with an underwriting discount of $2.50 and proceeds, before expenses, to BofA Finance of $997.50 per Note. The initial estimated value on the pricing date is expected between $946.70 and $986.70 per $1,000, reflecting internal funding and hedging costs.
Contingent monthly coupons use a memory feature and pay $8.875 per $1,000 on any observation date when each underlying is at or above its coupon barrier; missed amounts may be caught up on later qualifying dates. Both the coupon barrier and the threshold value are 70.00% of the starting value for each underlying. If not called, at maturity investors receive $1,000 plus the final coupon if the least performer is at or above its threshold; otherwise principal is reduced in line with the decline of the least performer, potentially to zero. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), filed a 424B2 pricing supplement for Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100 Index (NDX), Russell 2000 Index (RTY) and Utilities Select Sector SPDR Fund (XLU). The public offering price is $1,000 per Note, with an underwriting discount of $9 and proceeds of $991 per Note. The initial estimated value is expected to be $930–$980 per $1,000.
The Notes have an approximate 4-year term to a scheduled maturity on November 29, 2029, and may be automatically called beginning November 27, 2026 if each underlying meets its Call Value (step-downs of 100.00%, 97.50%, 95.00%, 92.50%). Call Amounts per $1,000 are $1,180, $1,225, $1,270 and $1,315 on successive observation dates.
At maturity, if not called, investors receive enhanced upside at a 150.00% participation rate if the least performing underlying is at or above its Redemption Barrier (100.00%); principal is returned down to the Threshold Value (70.00%). Below the threshold, repayment falls with the decline and investors could lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance (guaranteed by Bank of America Corporation) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the VanEck Semiconductor ETF (SMH). The total offering is $2,000,000 at $1,000 per Note; the underwriting discount is $5 per Note, for proceeds to BofA Finance of $995 per Note. The initial estimated value is $987.30 per $1,000.
The Notes pay a 1.275% monthly contingent coupon (15.30% per annum) if, on an Observation Date, each underlying is at or above its Coupon Barrier (75% of its Starting Value). They are issuer-callable on scheduled Call Payment Dates at $1,000 plus the applicable coupon. Term is approximately six years (pricing on October 31, 2025; maturity on November 5, 2031), unless called.
At maturity, if not called: if the Least Performing Underlying is at or above its Threshold Value (60% of its Start), you receive $1,000 plus any final coupon if barriers are met; otherwise, principal is reduced in line with the decline of the least performer, and you could lose up to 100% of your investment. All payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500 (least‑performing dictates outcomes). The notes target a term of about 5 years, with monthly observation dates and issuer call rights.
The notes pay a $7.084 contingent coupon per $1,000 (0.7084% monthly; 8.50% per annum) for any month when each index closes at or above 80% of its starting level. If held to maturity and not called, principal is fully returned only if the least‑performing index finishes at or above its 85% threshold; otherwise, repayment is reduced in line with the index decline, up to a 85% loss of principal.
The public offering price is $1,000 per note, the underwriting discount is $5 per note, and proceeds to BofA Finance are $995 per note before expenses. The initial estimated value is expected between $940 and $990 per $1,000. Payments depend on the credit of BofA Finance and BAC. Pricing is expected on Nov 25, 2025, issuance on Dec 1, 2025, and maturity on Nov 29, 2030, unless called earlier.
BofA Finance (guaranteed by BAC) filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000, and S&P 500. The notes target a term of approximately 2 years, with monthly observation dates and issuer call features.
The notes pay a contingent coupon of at least $8.334 per $1,000 (at least 10.00% per annum) on any monthly date if all three indices are at or above 70% of their starting levels. The issuer may redeem the notes on specified monthly call dates at $1,000 per note plus any due coupon. If held to maturity and the least performing index finishes below its 70% threshold, the redemption amount will be reduced in line with the decline, up to a 100% loss of principal.
Per-note economics list a public offering price of $1,000, an underwriting discount of $8.50, and proceeds of $991.50 to BofA Finance. The initial estimated value is expected between $930 and $980 per $1,000. All payments are subject to the credit risk of BofA Finance and the BAC guarantee.
BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500 price return indexes. The term is approximately 4.75 years, with monthly observation dates and an issuer call feature.
The notes are issued in $1,000 denominations at a public offering price of $1,000 per note, with a $9 underwriting discount and $991 in proceeds to BofA Finance per note, before expenses. The initial estimated value is expected to be $930–$980 per $1,000 on the pricing date.
If on an observation date each index is at or above its Coupon Barrier (75% of its starting value), investors receive a monthly contingent coupon of at least $7.709 per $1,000 (0.7709% per month; at least 9.25% per annum). The issuer may redeem the notes on designated monthly call dates at $1,000 plus the coupon if the barrier condition is met. If not called, at maturity the payout depends on the Least Performing index: at or above the Threshold Value (60%), return of principal (plus any final coupon); below the threshold, repayment is reduced and losses may reach 100%. All payments depend on the credit of BofA Finance and BAC.
Bank of America (BAC) filed a 424B2 pricing supplement for Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500. The notes offer a contingent coupon of at least $7.50 per $1,000 (at least 0.75% monthly, 9.00% per annum) when each index is at or above 70% of its starting level on monthly observation dates. The issuer may redeem the notes early on specified monthly call payment dates.
The public offering price is $1,000.00 per note, the underwriting discount is $9.00, and proceeds to BofA Finance are $991.00 per note. The initial estimated value is expected between $930.00 and $980.00 per $1,000.00, reflecting internal funding and hedging costs. Term is approximately 4.75 years (pricing date November 25, 2025; maturity August 29, 2030). If the least performing index ends below its 70% threshold at maturity, repayment falls below 70% of principal, up to total loss. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
BofA Finance (guaranteed by Bank of America Corporation) is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of lululemon athletica inc. (LULU) and Moderna, Inc. (MRNA). The Notes are expected to price on October 31, 2025, issue on November 5, 2025, and mature on November 3, 2028, unless automatically called.
Per Note economics: public offering price $1,000.00; underwriting discount $40.00; proceeds to BofA Finance $960.00, before expenses. The initial estimated value is expected to be between $900.00 and $950.00 per $1,000.00, reflecting internal funding and hedging costs.
Income and call mechanics: a monthly Contingent Coupon Payment of $20.625 per $1,000.00 is paid only if on the Observation Date each stock is at or above its 60.00% Coupon Barrier; the “memory” feature catches up unpaid coupons when conditions are next met. Beginning April 30, 2026, the Notes auto-call if each stock is at or above 100.00% of its Starting Value, returning $1,000.00 plus the applicable coupon. If not called, at maturity you receive $1,000.00 if the least performing stock is at or above its 60.00% Threshold Value; otherwise, repayment is reduced in line with the decline of the least performing stock, down to zero. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance and guaranteed by BAC, is offering Contingent Income (with Memory Feature) Auto‑Callable Yield Notes linked to the least performing of XLE, RTY and SMH. The Notes run for approximately 5 years, unless automatically called after November 6, 2026 if each underlying is at or above its starting value.
The Notes pay a $7.50 contingent monthly coupon per $1,000 principal when, on an Observation Date, all underlyings are at or above the 70% Coupon Barrier; the memory feature allows missed coupons to be caught up on later qualifying dates. Principal is at risk: if the least performing underlying finishes below the 60% Threshold Value at maturity, repayment falls in line with that decline and can be zero.
The initial estimated value is expected to be $900–$950 per $1,000, below the public offering price, reflecting BAC’s internal funding rate and hedging‑related charges. Per Note economics: public offering price $1,000.00, underwriting discount $41.25, and proceeds to BofA Finance of $958.75. BofAS acts as calculation agent and selling agent.
Bank of America Corporation (via BofA Finance) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Index, the S&P 500 Index and the SPDR S&P Regional Banking ETF. The Notes target monthly contingent coupons of $9.792 per $1,000 in principal (0.9792% per month; 11.75% per annum) if each underlying is at or above a 70% coupon barrier on the observation date. The issuer may redeem the Notes quarterly at par plus any due coupon. Payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor).
The Notes are expected to have an initial estimated value between $930.00 and $980.00 per $1,000.00, below the $1,000 public offering price, reflecting BAC’s internal funding rate and fees. Proceeds before expenses are $992.50 per note after a $7.50 underwriting discount. The term is approximately 3.5 years, with a pricing date of October 31, 2025, issue date November 5, 2025, valuation date April 30, 2029, and maturity May 3, 2029. At maturity, if not called, principal is repaid only if the least performing underlying finishes at or above a 60% threshold; otherwise, repayment is reduced in line with downside, up to a total loss.
BofA Finance (guaranteed by BAC) filed a 424B2 pricing supplement for Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000, and S&P 500. The public offering price is $1,000 per Note, with an underwriting discount of $7.50 and proceeds to BofA Finance of $992.50 per Note before expenses. The notes have an approximately 5-year term, unless called earlier.
Investors may receive a contingent coupon of $5.625 per $1,000 (0.5625% monthly; 6.75% per annum) on observation dates only if each index is at or above its Coupon Barrier of 70% of its Starting Value. The issuer may redeem the notes on specified monthly Call Payment Dates at $1,000 plus the applicable coupon if the barrier condition is met. At maturity, if not called, holders receive principal repaid in full if the least performing index is at or above the 70% Threshold Value; otherwise, repayment is reduced in line with the decline of the least performing index, with potential loss of up to 70% of principal. The initial estimated value is expected to be $940–$990 per $1,000, reflecting internal funding and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500. The public offering price is $1,000 per Note, with an underwriting discount of $2.50 and proceeds of $997.50 per Note to BofA Finance. The initial estimated value is expected between $943.60 and $983.60 per $1,000.
The Notes pay a contingent coupon of $8.334 per $1,000 monthly (10.00% per annum) if on each Observation Date all three indices are at or above a 70.00% Coupon Barrier. The issuer may call the Notes on monthly Call Payment Dates at $1,000 plus the applicable coupon if the barrier is met. If not called, at maturity on November 30, 2028, investors receive $1,000 if the least-performing index is at or above its 70.00% Threshold; otherwise repayment falls one-for-one with the decline of the least performer, and investors could lose up to all principal.
Payments depend on the credit risk of BofA Finance and BAC. These indices are price return only, so dividends are not included.
Bank of America (BAC) filed a 424B2 for BofA Finance Contingent Income Issuer Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). The notes target monthly coupons of $8.334 per $1,000 (0.8334% per month; 10.00% per annum) when both underlyings are at or above their coupon barriers.
Key terms: approx. 3-year term; issuer-callable monthly at $1,000 plus any due coupon. Starting values: GDX $71.02; SLV $42.70. Coupon barriers/thresholds are 65.00% of start: GDX $46.16; SLV $27.76. If the least performer is at or above its threshold at maturity, principal is returned plus any final coupon; if below, repayment falls with the decline and can be less than 65.00% of principal, up to a total loss.
Economics and pricing: public offering price $1,000.00; underwriting discount $28.75; proceeds to BofA Finance $971.25 per note; initial estimated value $939.00 per $1,000. Payments depend on the credit of BofA Finance (issuer) and are fully and unconditionally guaranteed by BAC (guarantor). The notes are unsecured and unsubordinated.
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Variable Income Auto-Callable Yield Notes linked to the least performing of INTC, BABA, AMD, and TSLA. The notes are issued in $1,000 denominations with a term to October 31, 2030, unless automatically called beginning October 28, 2026.
Investors receive a monthly Maximum Coupon Payment of $6.875 per $1,000 (0.6875% per month; 8.25% per annum) if the least performing stock is at or above its Coupon Barrier on the Observation Date; otherwise the Minimum Coupon Payment is $0.2084 per $1,000 (0.02084% per month; 0.25% per annum). If the least performing stock is at or above its Call Value on an Observation Date (other than the final), the notes are automatically called for principal plus the applicable coupon.
The initial estimated value is $957.40 per $1,000, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount, and hedging-related charges. Pricing economics: public offering price $1,000 per note, underwriting discount $37.50, and proceeds to BofA Finance $962.50 per note (total proceeds $1,169,437.50 on total offering $1,215,000).
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). The public offering price is $1,000 per Note, with a $37.50 underwriting discount and $962.50 in proceeds to BofA Finance per Note. The initial estimated value is expected to be between $910.00 and $960.00 per $1,000.
The Notes have a term of approximately 5 years, unless automatically called. A contingent monthly coupon of $7.292 per $1,000 is paid only if, on an Observation Date, both underlyings are at or above the 80% Coupon Barrier, with a memory feature. Beginning on November 24, 2026, the Notes are automatically called if both are at or above 100% of their Starting Values; the Early Redemption Amount is $1,000 plus the applicable coupon.
At maturity, if not called, repayment depends on the least performing underlying: at or above the 85% Threshold Value returns $1,000 plus any final coupon; below the threshold reduces principal, with up to 85% loss possible. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (via BofA Finance) filed a 424B2 for Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500. The notes target a term of approximately 3 years, from a expected pricing date of November 7, 2025 to a maturity date of November 10, 2028, unless called earlier.
Investors receive a monthly contingent coupon of $6.667 per $1,000 (8.00% per annum) if on each Observation Date all three indices are at or above their 75% Coupon Barriers. The issuer may redeem the notes on specified monthly Call Payment Dates at $1,000 plus the coupon if the barrier condition is met. At maturity, if the least performing index is at or above its 75% Threshold Value, repayment is $1,000 plus any final coupon; otherwise, repayment declines in line with the index, with exposure buffered down to 75%.
The public offering price is $1,000 per note, with an underwriting discount of $2.50 and per‑note proceeds to BofA Finance of $997.50. The initial estimated value is expected to be $940–$990 per $1,000. Payments depend on the credit of BofA Finance (issuer) and Bank of America Corporation (guarantor).
BofA Finance (guaranteed by BAC) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the S&P 500 Index (SPX).
The Notes have an approximately 18‑month term and pay a monthly contingent coupon of $9.292 per $1,000 in principal (0.9292% per month; 11.15% per annum) only if each index closes at or above its 70% Coupon Barrier on the observation date. The issuer may redeem the Notes early on monthly call dates at $1,000 per note plus the coupon if the barrier condition is met. At maturity, if the least performing index is ≥ 70% of its Starting Value, holders receive $1,000 plus the final coupon; otherwise, principal is reduced one‑for‑one with the index decline, potentially to zero.
The initial estimated value is $938.60–$978.60 per $1,000, below the public offering price, reflecting internal funding and hedging costs. Per‑note economics list a $2.50 underwriting discount and $997.50 proceeds to BofA Finance before expenses. All payments depend on the credit risk of BofA Finance and Bank of America Corporation and on index performance.
BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation, is offering Accelerated Return Notes linked to the iShares U.S. Aerospace & Defense ETF (ITA). The notes have a principal of $10 per unit, a term of approximately 14 months, and provide 3-to-1 upside exposure, subject to a capped return of 11.00% to 15.00% (Capped Value of $11.10 to $11.50 per unit). There are no periodic interest payments and all payments occur at maturity, subject to the credit risk of BofA Finance and BAC.
The initial estimated value is expected to be $9.35 to $9.81 per unit, below the $10 public offering price. Per-unit economics include an underwriting discount of $0.175 and a hedging-related charge of $0.05; proceeds to BofA Finance are $9.825 per unit before expenses. If the Ending Value is at or below the Starting Value, investors may lose some or all principal; if above, gains are multiplied by the 300% participation rate up to the cap. The notes are not listed, have limited secondary market liquidity, use a five-day maturity valuation period, and require a minimum purchase of 100 units.
BofA Finance (guaranteed by Bank of America Corporation) filed a 424B2 pricing supplement for Capped Buffered Enhanced Return Notes linked to the Russell 2000 Index. The notes are offered in $1,000 denominations with an approximately 18‑month term, pricing on November 24, 2025, valuation on May 24, 2027, and maturity on May 27, 2027.
The public offering price is $1,000 per note, the underwriting discount is $22, and proceeds before expenses to BofA Finance are $978 per note. The initial estimated value is expected to be $920–$970 per $1,000, reflecting internal funding rates and hedging‑related charges.
Key terms include a 110% upside participation rate, a maximum redemption of $1,190 per $1,000 (a 19% cap), and a 90% threshold of the starting value. If the ending value is below the threshold, repayment is reduced dollar‑for‑dollar, and losses can reach up to 90% of principal. Payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to Adobe Inc. common stock. The Notes are priced at $1,000 each with an underwriting discount of $15 and proceeds to BofA Finance of $985 per Note. The initial estimated value is expected between $930–$980 per $1,000.
The Notes have a term of approximately 13 months, pay a contingent coupon of $9.667 per $1,000 (0.9667% monthly; 11.60% per annum) on monthly Observation Dates if Adobe’s closing price is at or above the Coupon Barrier of 68% of the Starting Value. Beginning May 7, 2026, the Notes are automatically called if Adobe’s price is at or above the Starting Value, returning $1,000 plus the coupon.
If not called, at maturity investors receive $1,000 plus the final coupon if the Ending Value is at or above the Threshold Value (68% of Starting). If the Ending Value is below the Threshold, the payoff is reduced 1:1 with the stock’s decline, which can result in a total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (BAC) filed a 424B2 pricing supplement for Capped Buffered Enhanced Return Notes linked to the Vanguard Total Stock Market ETF (VTI). The Notes are issued by BofA Finance and fully and unconditionally guaranteed by BAC. The public offering price is $1,000.00 per Note, with an underwriting discount of $15.00 and proceeds to BofA Finance of $985.00 per Note; totals are $1,884,000.00, $28,260.00, and $1,855,740.00, respectively. The initial estimated value is $972.30 per $1,000.00.
The term is approximately 18 months, from an issue date of October 31, 2025 to a maturity date of May 3, 2027. The starting value is $333.71 and the threshold value is $300.34 (90.00% of the starting value). The upside participation rate is 200.00%, capped at a Max Return of $1,120.00 per $1,000.00 (12.00%). At maturity: if the ending value exceeds the starting value, investors receive 200% of the underlying’s gain up to the cap; if the ending value is between the starting value and the threshold, principal is returned; if below the threshold, repayment is reduced in line with losses, up to a 90.00% maximum loss. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC filed a 424B2 for Callable Contingent Income Securities due May 5, 2028, fully and unconditionally guaranteed by Bank of America Corporation (BAC). These senior, unsecured notes pay a contingent quarterly coupon only if, on every index business day in the period, each of the S&P 500, Nikkei 225, and EURO STOXX 50 closes at or above 60% of its initial level.
The indicative contingent coupon is at least $20.125 per $1,000 per quarter (at least 2.0125% quarterly; at least 8.05% per annum). Beginning February 5, 2026, the issuer may redeem all notes on quarterly dates for par plus any due coupon. At maturity, if not called and any index finishes below its 60% downside threshold, repayment is reduced 1‑for‑1 with the worst-performing index and can be zero; investors do not participate in index appreciation.
The price to public is $1,000 per security; per security fees include a $15 sales commission and a $5 structuring fee, for $980 proceeds to the issuer. The initial estimated value is $920–$970 per $1,000. The notes are not listed and are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), filed a 424B2 pricing supplement for a primary offering of Digital Return Plus Dual Directional Notes linked to the S&P 500 Futures Excess Return Index (SPXFP). The notes are issued in $1,000 denominations with a term of approximately 3 years. Per Note economics list a $1,000 public offering price, $10 underwriting discount, and $990 proceeds to BofA Finance before expenses.
The structure provides a fixed Digital Payment of $1,230 per $1,000 (a 23.00% return) if the ending index level is at or above the starting level. If the index declines but stays at or above 75.00% of the Starting Value (the Threshold Value), the payout increases up to a maximum based on the depreciation. Below the threshold, repayment falls one-for-one and investors could lose up to 100.00% of principal. Initial estimated value is expected between $920 and $970 per $1,000, reflecting internal funding and hedging costs. Payment is subject to the credit risk of BofA Finance and BAC.
Indicative dates: Pricing Oct 31, 2025, Issue Nov 5, 2025, Valuation Oct 31, 2028, Maturity Nov 3, 2028 (subject to change). Sales to EEA/UK retail investors are prohibited.
Bank of America Corporation (via BofA Finance) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the S&P 500 Index (SPX). The notes target monthly contingent coupons of $9.50 per $1,000 (0.95% per month; 11.40% per annum) if, on an observation date, each index closes at or above its coupon barrier. The issuer may redeem the notes on monthly call dates at $1,000 plus the applicable coupon. Term is approximately two years (pricing October 17, 2025; maturity October 21, 2027).
Coupon barriers and threshold values are set at 70.00% of the starting value for each index. If the least performing index ends below its threshold on the valuation date, principal repayment will be reduced (potentially to zero); a final coupon is paid only if the least performer is at or above its coupon barrier. Payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor). The initial estimated value is $978.60 per $1,000 versus a public offering price of $1,000, reflecting internal funding and fees. Per note economics show an underwriting discount of $2.50 and proceeds to BofA Finance of $997.50. The table indicates a total offering of $1,133,000.00 and proceeds of $1,130,167.50.
BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50, Nasdaq‑100, and S&P MidCap 400. The public offering price is $1,000.00 per note, the underwriting discount is $4.50, and proceeds to BofA Finance are $995.50 per note, before expenses. The initial estimated value is expected between $940.00 and $990.00 per $1,000.
The notes pay a contingent coupon of 0.9167% monthly (11.00% per annum) if on each observation date all three indices are at or above their Coupon Barrier of 70.00% of the starting value. They are issuer callable on monthly call dates at $1,000 plus any applicable contingent coupon when the barrier condition is met.
If not called, at maturity on October 26, 2029: you receive par if the least performing index is at or above its Threshold Value (70.00% of start), otherwise repayment is reduced one‑for‑one with the index decline and can be zero. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America’s BofA Finance is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Target Corporation common stock, with an aggregate public offering price of $1,150,000.00. The notes are priced at $1,000.00 per Note, include an underwriting discount of $23.50 per Note, and provide proceeds before expenses of $976.50 per Note ($1,122,975.00 total). The initial estimated value is $974.10 per $1,000.
The notes have a term of approximately 3 years (unless called) and pay a quarterly $27.25 contingent coupon per $1,000 if TGT’s Observation Value is at or above the Coupon Barrier of $45.04 (50% of the Starting Value $90.07), with a memory feature. Beginning April 16, 2026, the notes are automatically called if the stock is at or above the Call Value $90.07, returning $1,000 plus the applicable coupon. At maturity, if not called, holders receive $1,000 plus the final coupon if the Ending Value is at or above the Threshold Value of $45.04; otherwise, repayment is reduced and can be zero.
All payments are subject to the credit risk of BofA Finance as issuer and Bank of America Corporation as guarantor.
BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), priced Contingent Income Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500. The offering totals $1,853,000.00, with a per‑note price of $1,000.00, underwriting discount of $6.00, and proceeds to BofA Finance of $994.00 per note ($1,841,882.00 total), before expenses. The initial estimated value is $976.00 per $1,000.00.
The notes have a term of about 18 months (maturing April 21, 2027), pay a contingent monthly coupon of 0.9792% (11.75% p.a.) if each index closes at or above its 75% coupon barrier (RTY 1,850.261; SPX 4,971.80). They are issuer‑callable monthly at par plus any due coupon. A knock‑in occurs if either index falls below its 75% threshold on any trading day; if so, and the least‑performing index ends below its start, repayment is reduced, up to 100% loss of principal. Payments depend on the credit of BofA Finance and BAC.
BofA Finance filed a 424B2 pricing supplement for a primary offering of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index, and the Russell 2000 Index. The public offering price totals $442,000, with an underwriting discount of $6.50 per $1,000 note and proceeds to BofA Finance of $993.50 per $1,000 (total $439,127 before expenses).
The notes have a term of approximately two years, are issuer-callable on monthly Call Payment Dates, and pay a Contingent Coupon of $8.834 per $1,000 (0.8834% monthly; 10.60% per annum) if each underlying closes at or above its 70% Coupon Barrier on the observation date. At maturity, if not called, principal is protected only if the least performing index is at or above its 70% Threshold Value; otherwise repayment is reduced in line with that index’s decline, up to total loss.
The initial estimated value is $971.10 per $1,000 as of the pricing date, reflecting BAC’s internal funding rate and hedging-related charges. Payments are subject to the credit risk of BofA Finance (issuer) and Bank of America Corporation (guarantor).
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Russell 2000, S&P 500, and Utilities Select Sector SPDR Fund. The initial estimated value is $985.90 per $1,000 Note, below the public offering price.
The Notes pay a contingent coupon of $6.917 per $1,000 monthly (8.30% per annum) if each underlying is at or above its 60% Coupon Barrier on the observation date. They are issuer callable on scheduled monthly Call Payment Dates at $1,000 plus any applicable coupon. If not called, at maturity on April 21, 2027, investors receive $1,000 if the least performing underlying is at or above its 60% Threshold; otherwise, repayment is reduced, potentially to $0.
Key terms: term ~18 months; underlyings RTY, SPX, XLU; start levels RTY 2,467.015, SPX 6,629.07, XLU $91.89; barriers/thresholds at 60%. Total offering: $5,563,000.00; underwriting discount $13,907.50; proceeds to issuer $5,549,092.50. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
Bank of America (BAC) filed a 424B2 for BofA Finance’s contingent income (memory) auto-callable yield notes linked to the least performing of the Nasdaq-100, Russell 2000, and iShares MSCI Emerging Markets ETF. The tranche totals $1,000,000 at $1,000 per note, with an underwriting discount of $2.50 and issuer proceeds of $997.50 per note.
The notes run about 18 months, pricing on October 16, 2025 and maturing April 21, 2027, and may be called quarterly starting January 16, 2026 if each underlying is at or above its Call Value (100% of its start). Quarterly contingent coupons use a memory feature of $20.75 per $1,000 when each underlying is at or above its Coupon Barrier (70% of start). Principal is protected only if the least performing underlying finishes at or above its Threshold Value (55% of start); otherwise, repayment falls one-for-one with the decline and can be zero.
The initial estimated value is $979.10 per $1,000. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
BofA Finance, guaranteed by BAC, is offering Contingent Income (with Memory) Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000, and S&P 500. The total public offering price is $6,136,000.00, with an underwriting discount of $19,555.44 and proceeds to BofA Finance of $6,116,444.56.
The Notes are issued at $1,000 denominations, approximately 18 months in term (issue Oct 21, 2025; maturity Apr 21, 2027), and are issuer callable on monthly call dates. The initial estimated value is $988.10 per $1,000, reflecting BAC’s internal funding rate and hedging costs.
Holders receive a contingent monthly coupon with a memory feature of $8.209 per $1,000 when each index closes at or above its Coupon Barrier (70% of starting value: NDX 17,260.07; RTY 1,726.911; SPX 4,640.35). If not called and the least performing index ends ≥70% of its start, investors receive principal plus any final coupon; if it ends <70%, repayment is reduced and can be zero. Payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes totaling $3,762,000, with per‑note proceeds to the issuer of $993.50 before expenses. The notes pay a $7.875 monthly coupon per $1,000 (0.7875% per month; 9.45% per annum) only if the Nasdaq‑100, Russell 2000, and S&P 500 are each at or above their Coupon Barriers (70% of start) on the observation date.
The issuer may redeem early on scheduled monthly call dates at $1,000 plus the coupon if conditions are met. At maturity (about 21 months), principal is returned if the least performing index is at or above its Threshold Value (60% of start); if it is below 60%, repayment is reduced in line with the decline, and investors could lose up to 100% of principal. An initial estimated value of $979.80 per $1,000 is lower than the public offering price due to internal funding and hedging costs.
Payments depend on the credit of BofA Finance (issuer) and are fully and unconditionally guaranteed by BAC. Underlyings are price‑return only (no dividends).
BofA Finance (guaranteed by BAC) is offering Auto-Callable Notes linked to the least performing of Alphabet Class A (GOOGL), Meta Class A (META) and Tesla (TSLA). The Notes have a term of approximately 5 years, unless automatically called.
Pricing: Public offering price $1,000.00 per Note; underwriting discount $2.50; proceeds to BofA Finance $997.50 per Note (total proceeds before expenses $1,231,912.50). The initial estimated value is $991.70 per $1,000.00. Payments are subject to the credit risk of BofA Finance and BAC.
Key mechanics: Beginning October 23, 2026, the Notes are automatically called if each underlying’s Observation Value is at or above its Call Value (100% of Starting Value), paying the scheduled Call Amount (from $1,415.00 up to $2,971.25 per $1,000.00). If not called, at maturity: if the least performing is at or above its Redemption Barrier (100%), the Redemption Amount is $3,075.00 per $1,000.00; if below the barrier but at or above the Threshold Value (60%), return of principal; if below the threshold, principal is reduced and loss may be up to 100%.
Starting/thresholds: GOOGL $251.46 (threshold $150.88), META $712.07 (threshold $427.24), TSLA $428.75 (threshold $257.25).
Bank of America (BAC) priced a $1,000,000 primary offering of Buffered Auto-Callable Enhanced Return Notes linked to the S&P 500 Index. The notes are issued by BofA Finance and fully guaranteed by BAC. Investors pay $1,000 per note; underwriting discount is $2.50 per note, with proceeds before expenses of $997.50 per note ($997,500 total). The initial estimated value is $979.90 per $1,000.
The notes run for approximately 3 years unless automatically called. If the SPX is at or above the Call Value on the Call Observation Date, holders receive the Call Amount; for example, on October 16, 2026 the Call Amount is $1,080 per $1,000. If held to maturity (October 19, 2028), upside gains participate at 110% when the Ending Value is at or above the Redemption Barrier (100% of the Starting Value).
A 20% downside buffer applies: no loss if the Ending Value is at or above the Threshold Value (80% of the Starting Value), but below that, principal is exposed to losses, up to 80%. Key anchors include: Starting Value 6,629.07; Call Value and Redemption Barrier 6,629.07; Threshold Value 5,303.26. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by BAC, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of RBLX, SOFI and TSLA. The public offering price is $1,000.00 per note (total $2,451,000.00); underwriting discount is $10.00 per note, with proceeds to the issuer of $990.00 per note (total $2,438,244.99). The initial estimated value is $917.70 per $1,000.00.
The notes pay a $22.084 monthly contingent coupon per $1,000.00 (2.2084% per month; 26.50% per annum) if each stock is at or above its coupon barrier (60% of starting). They are auto-callable beginning October 16, 2026 if each stock is at or above its starting value; early redemption pays $1,000 plus the coupon. If held to maturity on October 19, 2028 and the least performing ends below its 50% threshold, repayment falls with the stock and can be zero. Payments depend on the credit risk of BofA Finance and BAC and may differ from the initial estimated value due to internal funding and hedging costs.
BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least-performing of GOOG, AMZN, AAPL and MSFT. The total public offering price is $922,000.00, with a per‑note price of $1,000.00, an underwriting discount of $7.00 and issuer proceeds of $993.00 per note ($915,546.00 total) before expenses. The initial estimated value is $981.70 per $1,000.
The notes have a term of approximately 3 years (pricing Oct 16, 2025; maturity Oct 19, 2028) and may be called on scheduled monthly dates at $1,000 plus any applicable coupon. A contingent coupon of $14.542 per $1,000 (1.4542% monthly; 17.45% per annum) is paid for any month in which each stock’s observation value is at or above its coupon barrier (70% of its starting value). Threshold values are set at 50% of starting values.
If the notes are not called, at maturity holders receive $1,000 if the least-performing stock is at or above its threshold; otherwise repayment is reduced in line with that stock’s decline and can be zero. Payments depend on the credit risk of BofA Finance and BAC. Key starting values include GOOG $251.88, AMZN $214.47, AAPL $247.45, and MSFT $511.61.