Every 424B that Bank of America Corporation (BAC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow BAC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full BAC filings page.
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), Russell 2000 (RTY) and S&P 500 (SPX), with a total public offering price of $322,000 and denominations of $1,000 per note. The initial estimated value is $972.70 per $1,000, below the offering price; underwriting discount is $7 per note, with proceeds to BofA Finance of $993 per note (total $319,746) before expenses.
The notes run approximately 2 years (pricing date October 16, 2025; maturity October 21, 2027) and pay a contingent coupon of $9.167 per $1,000 monthly (0.9167% per month; 11.00% per annum) if each index is at or above its 70% coupon barrier. The issuer may redeem monthly at $1,000 plus any applicable coupon. If the least performing index finishes below its 70% threshold at maturity, principal repayment will be reduced—down to zero in a severe decline. All payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor).
Bank of America (BAC) filed a 424B2 for BofA Finance’s Contingent Income Auto-Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT) and the S&P 500 Index (SPX).
The filing covers $1,766,000 aggregate principal amount at a $1,000 per-note price, less a $15 underwriting discount per note, for $1,739,510 in proceeds to BofA Finance before expenses. The notes pay a $7.584 monthly contingent coupon per $1,000 (0.7584% per month; 9.10% per annum) if both indices are at or above their 80.00% Coupon Barriers. They are subject to automatic call starting on April 16, 2026 if both indices are at or above their 100% Call Values, returning $1,000 plus the applicable coupon.
If not called, the notes mature on November 19, 2026. Principal is fully protected only if the least performing index finishes at or above its 80.00% Threshold Value; otherwise repayment is reduced in line with the decline and could be 0. The initial estimated value is $964.20 per $1,000, below the public offering price. All payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor).
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the NDXT, RTY, and SPX, with a total public offering price of $504,000. The underwriting discount is $1,260, resulting in proceeds before expenses to BofA Finance of $502,740.
The notes run for approximately two years, unless called. They pay a monthly contingent coupon of $9.25 per $1,000 (0.925% per month, 11.10% per annum) if each index closes at or above its 70% barrier on the observation date. BofA Finance may redeem the notes on specified monthly call dates at $1,000 plus any coupon if the barrier condition is met. If the least performing index ends below its 70% threshold at maturity, repayment falls below 70% of principal and may be zero.
The initial estimated value is $974.40 per $1,000, lower than the purchase price due to BAC’s internal funding rate, underwriting, referral fees, and hedging-related charges. All payments are subject to the credit risk of BofA Finance and BAC. Key dates include a pricing date of October 16, 2025 and a maturity date of October 21, 2027.
Bank of America Corporation (via BofA Finance) filed a 424B2 for Contingent Income (with Memory) Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index (NDXT), Russell 2000 (RTY) and S&P 500 (SPX). The notes are priced at $1,000 each with an initial estimated value of $981.20 per $1,000. Gross proceeds total $2,585,000.00, with an underwriting discount of $12,925.00 and proceeds to BofA Finance of $2,572,075.00.
The notes have an approximately 5‑year term, are issuer callable on monthly Call Payment Dates at $1,000 plus any applicable contingent coupon, and pay a monthly contingent coupon with a memory feature of $6.334 per $1,000 when each underlying closes at or above its coupon barrier. Barriers and threshold values are set at 55.00% of the starting level for each index. If the least performing index ends below its threshold at maturity, principal is reduced in line with the index decline, up to a total loss.
Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor). The economic terms reflect BAC’s internal funding rate and hedging-related charges, which contribute to the initial estimated value being below the public offering price.
BofA Finance (guaranteed by Bank of America Corporation) is offering $1,500,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of NDXT, RTY and XLU. The public offering price is $1,000 per note, with a $5.00 underwriting discount and $995.00 per note proceeds to BofA Finance before expenses. The initial estimated value is $980.50 per $1,000.
The notes run about two years (pricing on October 16, 2025; maturity October 21, 2027) and pay a monthly contingent coupon of $7.584 per $1,000 (0.7584% per month; 9.10% per annum) only if each underlying is at or above its coupon barrier (70% of starting value). They are issuer callable on monthly call payment dates at par plus any applicable coupon.
At maturity, if not called, repayment of principal depends on the least performing underlying. If its ending value is at or above the threshold (80% of start), investors receive par (plus coupon if barriers are met). If it is below the threshold, repayment is reduced, down to $200 per $1,000 in a severe decline, meaning up to an 80% loss of principal.
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Auto‑Callable Yield Notes linked to the least performing of AMD, NVIDIA, and ServiceNow. The Notes pay a contingent coupon of $17.792 per $1,000 (1.7792% monthly; 21.35% per annum) on each monthly Observation Date when each stock is at or above its Coupon Barrier.
Key terms: approximate 2‑year term; pricing October 16, 2025; issue October 21, 2025; maturity October 21, 2027. Starting Values: AMD $234.56, NVDA $181.81, NOW $894.49. Coupon Barriers (60%): AMD $140.74, NVDA $109.09, NOW $536.69. Threshold Values (50%): AMD $117.28, NVDA $90.91, NOW $447.25. Automatic call may occur beginning January 16, 2026 if each stock is at or above its Starting Value.
The initial estimated value is $976.60 per $1,000, below the $1,000 public offering price. Total offering: $1,133,000; underwriting discount $5 per Note; proceeds to BofA Finance $995 per Note ($1,127,335 total). If the least performing stock is below its Threshold Value at maturity, repayment of principal is reduced and could be zero. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), priced Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000, and S&P 500. The offering totals $11,891,000.00 at a public offering price of $1,000.00 per note, with underwriting discounts of $65,400.50 and proceeds to BofA Finance of $11,825,599.50 before expenses.
The approximately three-year notes pay a contingent coupon of $25.00 per $1,000.00 (2.50% quarterly; 10.00% per annum) on observation dates only if each index is at or above its coupon barrier (NDX 17,260.07; RTY 1,726.911; SPX 4,640.35). The issuer may redeem the notes quarterly at $1,000.00 plus any applicable coupon. At maturity, if not called, principal is protected only if the least performing index ends at or above its threshold value (NDX 16,027.21; RTY 1,603.560; SPX 4,308.90); otherwise repayment can be less than 65.00% of principal, up to a full loss.
The initial estimated value is $979.50 per $1,000.00, reflecting internal funding and hedging costs. Credit risk of BofA Finance and BAC applies to all payments.
BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 3‑year Contingent Income (with Memory Feature) Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the Technology Select Sector SPDR Fund (XLK). Total offering size is $1,681,000, with per‑note pricing of $1,000, an underwriting discount of $2.50, and proceeds to the issuer of $997.50 per $1,000 note.
Investors may receive a $27.50 contingent coupon per $1,000 each quarter if all underlyings are at or above their coupon barriers (75% of starting values) on observation dates, with a memory feature. The issuer can redeem the notes on specified quarterly dates at $1,000 plus any applicable coupon. At maturity (Oct 19, 2028), if the least performing underlying is at or above its threshold value (65% of start), principal is repaid (and a final coupon if at/above the coupon barrier); otherwise, repayment falls in line with the decline and can be as low as zero.
The initial estimated value is $981.30 per $1,000, reflecting internal funding and hedging costs. Payments depend on the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of NDXT, SPX and IWN. The notes target a term of approximately 3 years and pay a $9.25 monthly coupon per $1,000 (0.925% per month; 11.10% per annum) if each underlying is at or above its coupon barrier on the observation date.
The initial estimated value is $972.60 per $1,000, below the public offering price. The offering totals $2,157,000, with an underwriting discount of $7.00 per note and proceeds before expenses to BofA Finance of $2,141,901. BofA Finance may redeem the notes monthly at $1,000 plus the applicable coupon if barriers are met.
Coupon barriers are set at 75% of starting values (NDXT 9,505.68; SPX 4,971.80; IWN $132.62). The threshold value is 60% (NDXT 7,604.54; SPX 3,977.44; IWN $106.10). If the least performing underlying ends below its threshold, principal repayment will be reduced and could be zero. Payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor).
BofA Finance, guaranteed by Bank of America (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index, and the S&P 500 Index. The total public offering price is $17,494,000.00 at $1,000 per note, with an underwriting discount of $2.50 per note and proceeds to BofA Finance of $997.50 per note ($17,450,265.00 before expenses).
The notes have an approximate 3‑year term (valuation date October 16, 2028; maturity October 19, 2028), pay a contingent coupon of $8.209 per $1,000 (0.8209% monthly; 9.85% p.a.) on observation dates only if each index is at or above its 70% coupon barrier, and are issuer‑callable on scheduled monthly call dates at par plus any due coupon. If the least performing index finishes below its 60% threshold at maturity, principal is reduced 1:1 with the decline, up to a total loss of principal.
The initial estimated value is $976.00 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the NDXT, RTY and SPX, totaling $6,590,000 at $1,000 per note. The initial estimated value is $983.10 per $1,000.
The notes pay a contingent coupon of $9.084 per $1,000 (0.9084% monthly; 10.90% per annum) on monthly observation dates only if each index is at or above its Coupon Barrier (70% of Starting Value). They are issuer-callable on scheduled monthly call dates at $1,000 plus any applicable coupon.
If not called, at maturity you receive $1,000 plus a final coupon if the least performing index is at or above its Threshold Value (60%); otherwise repayment is reduced and may be zero. Key levels: NDXT start 12,674.24; RTY 2,467.015; SPX 6,629.07. Proceeds to BofA Finance are $6,557,050 before expenses after a $32,950 underwriting discount. Payments depend on the credit of BofA Finance and the BAC guarantee.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of the Russell 2000 Index (RTY), SPDR S&P Regional Banking ETF (KRE), and VanEck Semiconductor ETF (SMH).
The offering totals $3,529,000.00 at $1,000.00 per note, with an underwriting discount of $41.25 per note and expected proceeds to the issuer of $958.75 per note ($3,386,957.75 in total). The initial estimated value is $926.40 per $1,000, reflecting internal funding and hedging costs.
The notes have a term of about five years (pricing Oct 16, 2025, maturity Oct 21, 2030) and may auto-call quarterly beginning Oct 16, 2026 if each underlying is at or above its starting value. Monthly contingent coupons of $7.50 per $1,000 are paid only when all underlyings are at or above their coupon barriers (70% of starting values: RTY 1,726.911; KRE $40.70; SMH $240.31) with a memory feature. Principal is at risk below the 60% threshold values (RTY 1,480.209; KRE $34.88; SMH $205.98); losses can reach 100%.
Bank of America’s BofA Finance, guaranteed by BAC, priced Contingent Income (with Memory Feature) Auto‑Callable Yield Notes linked to Alphabet’s Class A stock. The notes were offered at $1,000.00 per note, for an aggregate $4,666,000.00 public offering. Underwriting was $25.00 per note, with proceeds to BofA Finance of $975.00 per note ($4,549,350.00 total). The initial estimated value was $959.50 per $1,000, reflecting internal funding and hedging costs.
The notes run about three years, auto‑callable quarterly starting April 16, 2026 if GOOGL’s Observation Value is at or above the Call Value of $251.46 (the Starting Value). A $25.80 contingent quarterly coupon per $1,000 is paid when the Observation Value is at or above the Coupon Barrier/Threshold of $188.60 (75% of Starting Value), with a memory feature. If not called, at maturity on October 19, 2028 investors receive par only if the Ending Value is at or above the Threshold; below it, repayment falls one‑for‑one and can be zero. Payments depend on the credit of BofA Finance and BAC.
Bank of America (BofA Finance), guaranteed by BAC, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of NVIDIA (NVDA) and Tesla (TSLA). The notes target a $24.792 monthly coupon per $1,000 (2.4792% per month; 29.75% per annum) when, on an Observation Date, both stocks are at or above 60% of their starting values. The issuer may redeem the notes on scheduled monthly Call Payment Dates at $1,000 plus any applicable coupon.
The notes run approximately 2 years (Pricing Date October 16, 2025; Issue Date October 21, 2025; Valuation Date October 18, 2027; Maturity Date October 21, 2027). Starting Values: NVDA $181.81 (barrier/threshold $109.09), TSLA $428.75 (barrier/threshold $257.25).
If the least performing stock ends below its threshold at maturity, principal is reduced in line with its decline and could be lost entirely. The initial estimated value is $984.50 per $1,000 due to internal funding and hedging costs. Per the pricing table: Public Offering Price $1,361,000.00, underwriting discount $9,527.00, and proceeds to BofA Finance $1,351,473.00.
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 price return indices. The notes pay a contingent monthly coupon of $6.667 per $1,000 (8.00% per annum) only if each index closes at or above its coupon barrier on the observation date.
The initial estimated value is $961.00 per $1,000, below the public offering price, reflecting internal funding and hedging costs. The issuer may redeem the notes on specified monthly dates at $1,000 plus the applicable coupon if the barrier condition is met. If held to maturity on April 21, 2027 and the least performing index is at or above its threshold (70% of its start), investors receive $1,000 plus a final coupon if the barrier is met; if below the threshold, principal is reduced and could be lost in full.
Total offering terms include a public offering price of $1,336,000, underwriting discount of $31,730, and proceeds to BofA Finance of $1,304,270 before expenses. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
BofA Finance is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Accenture plc (ACN). The public offering price is $1,000.00 per note with an underwriting discount of $25.00, for total proceeds of $8,732,100.00 on a $8,956,000.00 total offering. The initial estimated value is $963.90 per $1,000, reflecting internal funding and hedging costs.
The notes have a term of approximately three years, maturing on October 19, 2028, and are guaranteed by BAC. A quarterly $27.50 contingent coupon (with memory) is paid if ACN’s Observation Value is at or above the Coupon Barrier of $152.11 (65.00% of the Starting Value $234.02). Beginning April 16, 2026, the notes are automatically called if ACN is at or above the Call Value of $234.02, returning $1,000 plus the applicable coupon.
If held to maturity and ACN finishes below the Threshold Value of $152.11, the redemption amount falls below 65% of principal and could be zero. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance priced a $723,000 offering of Contingent Income (with Memory) Auto-Callable Yield Notes linked to the least performing of DoorDash Class A (DASH) and Palantir Class A (PLTR), fully and unconditionally guaranteed by Bank of America Corporation (BAC).
The notes have a term of approximately 3 years, monthly observations, and pay a $17.50 contingent coupon per $1,000 only if each stock is at or above its coupon barrier. Starting values: DASH $266.67, PLTR $178.12. Coupon barriers and threshold values are 70% of starting: DASH $186.67, PLTR $124.68. The notes are auto-callable beginning April 16, 2026 if each stock is at or above its call value (100% of starting). If not called and the least performing ends below its threshold, principal repayment falls below 70% and can be zero; if at or above, principal is repaid and any final coupon may be paid.
The initial estimated value is $939.00 per $1,000, below the public offering price due to internal funding and hedging costs. Per note economics: public offering price $1,000.00, underwriting discount $40.00, proceeds to issuer $960.00. Payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is issuing approximately 4‑year auto‑callable notes linked to the least performing of the Nasdaq‑100 (NDX), Russell 2000 (RTY) and S&P 500 (SPX). The total public offering price is $1,679,000.00, with an underwriting discount of $8,395.00 and proceeds to BofA Finance of $1,670,605.00 before expenses. The per‑note price is $1,000.00 and the initial estimated value is $967.60 per $1,000.
The notes may be automatically called on scheduled dates if each index is at or above its Call Value (100% of its Starting Value), paying fixed Call Amounts such as $1,127.50 (first date) up to $1,446.25 (later date) per $1,000. If not called, the Redemption Amount per $1,000 is $1,510.00 if the least‑performing index is at or above its Redemption Barrier (100%); returns step down to $1,000 when at or above the Threshold Value (70% of Starting Value), and fall below principal if the least performer finishes below that threshold, up to a total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance filed a 424B2 for Fixed Income Auto‑Callable Yield Notes linked to the least performing of GOOG, AAPL, and TSLA. Each Note is offered at $1,000, with an underwriting discount of $27.50 and proceeds to BofA Finance of $972.50 per Note before expenses. The initial estimated value is expected to be between $900 and $950 per $1,000 Note.
The Notes pay a monthly coupon of 1.2917% (15.50% per annum) and have a term of approximately 2 years, unless automatically called. Beginning on the April 30, 2026 Call Observation Date, the Notes are automatically called if each stock’s observation value is at or above its starting value, returning $1,000 plus the applicable coupon. If not called, principal is protected only if the least performing stock ends at or above 65% of its starting value; otherwise, repayment falls below 65% and can be zero. Key dates include a pricing date of October 30, 2025, issue date of November 4, 2025, valuation date of November 1, 2027, and maturity on November 4, 2027. Payments depend on the credit of BofA Finance (issuer) and are fully and unconditionally guaranteed by BAC.
BofA Finance, fully guaranteed by Bank of America (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 (NDX), Russell 2000 (RTY) and Utilities Select Sector SPDR (XLU). The 20‑month notes pay a $8.959 contingent coupon per $1,000 (0.8959% monthly; 10.75% per annum) on any monthly Observation Date when all underlyings are at or above their 70% Coupon Barriers/Thresholds (NDX 17,260.07; RTY 1,726.911; XLU $64.32).
The issuer may redeem the notes monthly at $1,000 plus any due coupon. If not called, and the least performing underlying finishes below its Threshold on the Valuation Date, the Redemption Amount falls in line with the decline and can be as low as $0; if at or above the Threshold, holders receive $1,000 plus any final coupon. Pricing: public offering price $1,000 per note, underwriting discount $8, proceeds to issuer $992 per note (totals: $1,622,000; $7,696.39; $1,614,303.61). The initial estimated value is $973.60 per $1,000, reflecting BAC’s internal funding rate and hedging costs. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America Corporation (via BofA Finance) is offering 1,025,000 market‑linked notes at $10 per unit, for a public offering price of $10,250,000. Proceeds before expenses are $9.85 per unit ($10,096,250) after a $0.15 per‑unit underwriting discount. The notes are fully and unconditionally guaranteed by Bank of America Corporation.
The notes mature on January 26, 2027 (about 15 months). They pay a fixed digital amount of $2.26 per unit (a 22.60% return) if the Ending Value of the KraneShares CSI China Internet ETF (KWEB) is at or above 80.00% of the Starting Value on the calculation day. If KWEB ends below the 80.00% threshold, repayment is reduced 1‑for‑1 with the decline, up to a total loss of principal.
Key terms include a Starting Value of $39.53, a Threshold Value of $31.62, no periodic interest, and all payments at maturity, subject to the credit risk of BofA Finance and BAC. The initial estimated value is $9.732 per unit, reflecting internal funding and hedging costs. The notes will not be listed and may have limited secondary market liquidity.
Bank of America (BAC) filed a 424B2 pricing supplement for BofA Finance Auto-Callable Notes linked to the least performing of the Nikkei 225, Russell 2000, and S&P 500. The offering totals $3,019,000 at a public offering price of $1,000 per note, with no underwriting discount and equal proceeds to BofA Finance.
The notes have an approximately 5-year term (unless automatically called) and are fully and unconditionally guaranteed by BAC. Initial estimated value is $980.80 per $1,000. Automatic call begins on October 19, 2026 if each index is at or above its Call Value (90% of Starting Value), paying the applicable Call Amount; otherwise they continue. If not called, principal is protected only if the least performing index ends at or above its Threshold Value (60%); below that, investors can lose up to 100% of principal.
Starting Values: NKY 48,277.74; RTY 2,467.015; SPX 6,629.07. Call Amounts per $1,000 range from $1,115.500 on the first call date to $1,548.625 on the last. Payments depend on the credit risk of BofA Finance and BAC. Sales to EEA/UK retail investors are prohibited.
Bank of America (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes totaling $1,314,000.00, linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Russell 2000 Index (RTY) and the Utilities Select Sector SPDR Fund (XLU).
The notes pay a monthly contingent coupon of $5.834 per $1,000.00 (a 7.00% annual rate) if on each observation date all three underlyings are at or above their 50% coupon barriers. They are callable monthly at the issuer’s option at $1,000.00 plus any due coupon. If held to maturity (~3 years) and the least performer is at or above its 50% threshold, principal is repaid; otherwise repayment falls in proportion, potentially to zero.
Key levels set on the pricing date include NDXT 12,674.24, RTY 2,467.015, and XLU $91.89, with barriers and thresholds at 50% of those starts. The initial estimated value is $971.70 per $1,000.00, below the public price, reflecting internal funding and hedging costs. Proceeds before expenses are $1,304,915.00, net of a $9,085.00 underwriting discount. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
Bank of America (BAC) filed a 424B2 for Auto‑Callable Notes linked to the least performing of the Dow Jones Industrial Average, EURO STOXX 50, and S&P 500. The deal totals $6,416,000.00 at a public offering price of $1,000.00 per note, with a $40.00 underwriting discount and $6,159,360.00 in proceeds before expenses to BofA Finance. The initial estimated value is $949.40 per $1,000.00 note.
The notes have a term of approximately five years, are auto‑callable quarterly starting October 19, 2026 if each index is at or above its Call Value (100% of its Starting Value). Call amounts step from $1,100.00 to $1,475.00 per $1,000.00. If not called, at maturity investors receive $1,500.00 per $1,000.00 if the least‑performing index is at or above its Redemption Barrier (100%). If it’s below the barrier but at or above the Threshold Value (70%), principal is returned; below 70% results in losses up to 100%.
Starting Values: INDU 45,952.24; SX5E 5,652.01; SPX 6,629.07. Payments depend on the credit risk of BofA Finance (issuer) and BAC (guarantor), and the initial estimated value is lower than the offering price due to funding and hedging costs.
BofA Finance LLC filed a 424B2 for $21,622,000 of Callable Contingent Income Securities due April 21, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes pay a contingent coupon of $25.75 per $1,000 (2.575% per quarter; 10.30% p.a.) only if, on each observation date, the S&P 500, Russell 2000, and NASDAQ‑100 each close at or above 75% of their initial values. Payments are based on the worst performing index.
The issuer may redeem at its discretion on quarterly dates beginning January 22, 2026 for par plus any due coupon. At maturity, if any index is below its 75% downside threshold, investors are exposed 1‑for‑1 to the worst index’s decline and could receive less than $750 per $1,000, down to zero. Investors do not participate in index appreciation.
Issue price is $1,000 per security; estimated value on pricing date is $965.80. Commissions include $15.00 per note to Morgan Stanley Wealth Management and a $5.00 structuring fee; gross proceeds to BofA Finance total $21,189,560. The securities are unsecured senior debt subject to the credit risk of BofA Finance and BAC and will not be listed.
BofA Finance LLC is offering $5,151,000 of Callable Contingent Income Securities due October 21, 2027, fully and unconditionally guaranteed by Bank of America Corporation (BAC). These principal-at-risk notes pay a contingent quarterly coupon of $23.875 per $1,000 (2.3875% per quarter; 9.55% per annum) only if, on each index business day in the quarter, the S&P 500, Russell 2000, and Nikkei 225 each remain at or above 65% of their initial levels. Beginning January 22, 2026, the issuer may redeem the notes quarterly at par plus any due coupon.
At maturity, if not called and each index is at or above its 65% downside threshold, holders receive the $1,000 principal plus any due coupon; otherwise, repayment is reduced 1-to-1 with the worst-performing index and can be zero. The issue price is $1,000 per note; the estimated value on pricing is $966.60 per $1,000. Commissions include $15 sales credit and a $5 structuring fee per note, resulting in proceeds to the issuer of $5,047,980. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor. Investors do not participate in any index appreciation.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of lululemon athletica inc. (LULU) and Moderna, Inc. (MRNA). The total offering is $300,000.00 at $1,000.00 per Note, with an underwriting discount of $40.00 per Note and proceeds before expenses of $960.00 per Note ($288,000.00 total). The initial estimated value is $949.30 per $1,000.00. Terms include an approximately 3-year tenor, monthly observations, and an auto-call feature starting April 16, 2026 if both stocks are at or above their Call Values (100% of Starting Values).
Starting Values are LULU $164.62 and MRNA $27.14, with Coupon Barriers and Threshold Values at 50.00% of each (LULU $82.31; MRNA $13.57). A monthly $17.50 contingent coupon per $1,000.00 is paid only if both stocks are at or above their Coupon Barriers on the Observation Date, with a memory feature. If not called, at maturity holders receive: (i) $1,000.00 plus the applicable final contingent coupon if the least performing stock is at or above its Threshold Value; or (ii) a reduced amount if it is below, which can be as low as $0.00. Payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance, fully guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 (NDX), Russell 2000 (RTY) and Utilities Select Sector SPDR (XLU). The public offering price is $1,000 per note (total $500,000), with a $10 underwriting discount and $990 per‑note proceeds to BofA Finance. The initial estimated value is $969.10 per $1,000.
The notes run approximately 2 years (issue Oct 21, 2025; maturity Oct 21, 2027) with monthly contingent coupons of $7.917 per $1,000 (0.7917% per month; 9.50% per annum) paid only if each underlying is at or above its 70% Coupon Barrier: NDX 17,260.07, RTY 1,726.911, XLU $64.32. The issuer may redeem all notes on specified monthly call dates at $1,000 plus any applicable coupon. If not called, at maturity investors receive $1,000 plus any final coupon if the least performer is at or above its 70% Threshold Value; otherwise, principal is reduced in line with the decline and investors could lose up to 100% of their investment. All payments depend on the credit risk of BofA Finance and BAC, and the pricing reflects internal funding and hedging costs.
Bank of America Corporation is offering $140,000,000 of senior unsecured Fixed to Floating Rate Notes linked to Compounded SOFR, due November 20, 2026. The notes are priced at 100% with an underwriting discount of 0.03%, resulting in proceeds (before expenses) of $139,958,000.
Interest is paid monthly on the 20th. From the issue date to January 20, 2026, the notes bear a fixed rate of 4.25% per annum. From January 20, 2026 to maturity, the rate floats at Compounded SOFR plus 0.15%, with a 0.00% floor. The notes are senior, unsecured obligations of BAC and rank equally with its other unsecured and unsubordinated debt.
The notes are issued in $1,000 minimum denominations, will not be listed, and have no issuer call or holder put features. Book-entry delivery through DTC is expected on October 20, 2025. BofA Securities acts as selling agent under FINRA Rule 5121 and may engage in market-making but is not obligated to do so.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Shopify (SHOP), NVIDIA (NVDA) and Tesla (TSLA). The total public offering price is $1,000,000, with underwriting discounts of $4,000 and proceeds before expenses to BofA Finance of $996,000. Each Note is $1,000; the initial estimated value is $1,027.30 per $1,000.
The Notes run for approximately 3 years unless automatically called. A monthly contingent coupon of $24.792 per $1,000 is paid if each stock is at or above its Coupon Barrier (70% of starting value). Automatic call can occur beginning April 16, 2026 if each stock is at or above its Call Value (100% of starting). At maturity, if the least performing stock is at or above its Threshold Value (50% of starting), principal is returned (plus any final coupon); if below, repayment is reduced and could be zero. Payments depend on the credit of BofA Finance and the BAC guarantee.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of NVIDIA (NVDA), the Nasdaq-100 Index (NDX), and the Russell 2000 Index (RTY).
The notes pay a contingent coupon of $11.667 per $1,000 (1.1667% monthly; 14.00% per annum) on monthly observation dates only if each underlying is at or above its Coupon Barrier. They are auto-callable beginning April 16, 2026 if each underlying is at or above its Starting Value, returning $1,000 plus the coupon. If not called, at maturity on October 21, 2030, you receive par if the least performing underlying is at or above its Threshold Value (70% of start); otherwise, principal is reduced one-for-one with the underlying decline and you could lose up to 100% of principal.
Starting Values: NVDA $181.81; NDX 24,657.24; RTY 2,467.015. Barriers/Thresholds (70%): NVDA $127.27; NDX 17,260.07; RTY 1,726.911. The initial estimated value is $945.30 per $1,000, below the public price due to internal funding and hedging costs. Offering economics: $1,000 public price per note; $40 underwriting discount; $960 proceeds to the issuer per note; $550,000 total size; $528,000 total proceeds before expenses. All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance (guaranteed by BAC) is offering $600,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of Tesla (TSLA) and UnitedHealth Group (UNH). The public offering price is $1,000 per Note; the underwriting discount is $5 per Note ($3,000 total), with proceeds to BofA Finance of $597,000 before expenses. The initial estimated value is $991.50 per $1,000.
The three-year Notes pay a contingent monthly coupon of $16.25 per $1,000 (1.625% per month; 19.50% per annum) if, on each monthly Observation Date, both TSLA and UNH close at or above their Coupon Barriers/Threshold Values: TSLA $214.38 and UNH $178.34 (each 50% of Starting Value). The issuer may redeem quarterly at $1,000 plus the applicable coupon if the barrier condition is met.
At maturity, if the least performing stock is at or above its Threshold Value, holders receive $1,000 plus the final coupon if applicable. If it is below, the Redemption Amount will be less than 50% of principal and could be zero, resulting in up to 100% loss of investment. Key dates: Pricing October 16, 2025, Issue October 21, 2025, Valuation October 16, 2028, Maturity October 19, 2028.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, priced a $33,007,120 offering of Trigger Autocallable GEARS linked to an unequally weighted basket of five global equity indices, due October 18, 2030.
The notes may be automatically called on October 23, 2026 if the basket is at or above the Autocall Barrier (100% of the Initial Basket Value), paying a Call Price of $11.40 per $10 note based on a 14.00% Call Return Rate. If not called and the basket is up at maturity, returns are geared by 1.63x; if flat to down but above the 75% Downside Threshold, principal is repaid; below that threshold, losses match the basket’s decline up to 100%.
The basket weights are EURO STOXX 50 (40%), Nikkei 225 (25%), FTSE 100 (17.5%), Swiss Market Index (10%), and S&P/ASX 200 (7.5%). The offering is at $10.00 per note (minimum $1,000). Underwriting discount is $0.25 per note, with proceeds to BofA Finance of $9.75 per note. The initial estimated value is $9.586 per $10. The notes pay no coupons, are unsecured, and carry the credit risk of BofA Finance and the guarantor.
Bank of America (via BofA Finance) is offering $3,694,000 of Contingent Income Issuer Callable Yield Notes linked to XLY, XLV and KRE, guaranteed by BAC. The notes pay $25.75 per $1,000 per quarter (10.30% per annum) only if the least‑performing ETF on each observation date is at or above its 60% coupon barrier/threshold.
The term is approximately 2.5 years, with an issuer call on quarterly dates at $1,000 plus the coupon when the barriers are met. If the least‑performing ETF ends below its threshold at maturity, repayment falls below 60% and could be $0. Initial estimated value is $958.20 per $1,000, below the public price, reflecting internal funding and hedging charges.
Key terms: starting values—XLY $232.42; XLV $142.32; KRE $58.14; barriers/thresholds set at 60% (XLY $139.45; XLV $85.39; KRE $34.88). Underwriting discount is $18.50 per note; proceeds to BofA Finance total $3,625,661. All payments depend on the credit of BofA Finance and BAC.
BofA Finance (guaranteed by BAC) is offering Buffered Auto‑Callable Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq‑100 Index, and S&P 500 Futures Excess Return Index. The total public offering price is $638,000.00, less a $1,595.00 underwriting discount, for proceeds before expenses of $636,405.00. The initial estimated value is $974.80 per $1,000.
The Notes have a term of approximately five years (pricing October 16, 2025; maturity October 21, 2030) and may be automatically called quarterly if each index is at or above its Call Value (100% of Starting Value). Call Amounts per $1,000 range from $1,029.125 on January 22, 2026 up to $1,553.375 on July 19, 2030. A 10% downside buffer applies: if the least performing index ends below its Threshold Value (90% of its Starting Value), principal is reduced 1-to-1, up to a 90% loss.
Starting Values: INDU 45,952.24, NDX 24,657.24, SPXFP 543.95. Payments depend on the credit risk of BofA Finance and BAC and the performance of the underlyings.
Bank of America (BofA Finance) filed a 424B2 for Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Accenture (ACN), lululemon (LULU) and Tesla (TSLA). The notes are approximately 3 years, with pricing on October 16, 2025, issue on October 21, 2025, valuation on October 16, 2028, and maturity on October 19, 2028. The initial estimated value is $956.40 per $1,000, below the $1,000 public offering price; underwriting discount is $7.50 per note and issuer proceeds are $992.50 per note (total $500,000; proceeds $496,250).
The notes pay a monthly contingent coupon of $17.709 per $1,000 if each stock is at or above its coupon barrier (60% of starting value): ACN $140.41, LULU $98.77, TSLA $257.25. They are auto-callable beginning April 16, 2026 if each stock is at or above its call value (100% of start): ACN $234.02, LULU $164.62, TSLA $428.75, paying $1,000 plus the applicable coupon.
If held to maturity and not called, principal is protected only if the least performing stock ends at or above its threshold (50% of start): ACN $117.01, LULU $82.31, TSLA $214.38. Otherwise, investors may lose up to 100% of principal. Payments depend on the credit of BofA Finance (issuer) and BAC (guarantor).
Bank of America (BAC) filed a 424B2 for a primary offering of BofA Finance Auto-Callable Notes linked to the least performing of the Nasdaq-100, Russell 2000, and Utilities Select Sector SPDR Fund. The total offering is $1,202,000 at $1,000 per note, with an underwriting discount of $10 per note and proceeds, before expenses, to BofA Finance of $1,195,990. The initial estimated value is $963 per $1,000.
The notes have an approximately 4-year term, are automatically callable beginning October 19, 2026 if each underlying is at or above its Call Value (100% of its Starting Value). Scheduled call payments per $1,000 range from $1,157.50 to $1,551.25. At maturity, if not called and the least performing underlying ends at or above its Redemption Barrier (100%), the Redemption Amount is $1,630 per $1,000; if it is below the barrier but at or above the 70% Threshold Value, repayment is $1,000; below the 70% threshold, principal is at risk up to total loss.
Starting Values: NDX 24,657.24, RTY 2,467.015, XLU $91.89. Payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor), and the offering price exceeds the initial estimated value due to internal funding rate and fees.
Bank of America Corporation, via BofA Finance LLC, is offering 1,148,600 Market-Linked One Look Barrier Notes tied to NVIDIA common stock at $10 per unit, maturing on January 26, 2027. The notes are fully and unconditionally guaranteed by BAC and pay a fixed Digital Payment of $2.85 per unit (28.50%) if the Ending Value is at least 80.00% of the Starting Value. The initial estimated value is $9.823 per unit. Proceeds to BofA Finance before expenses are $11,313,710, reflecting a $0.15 per unit underwriting discount.
The Starting Value is $181.81 and the Threshold Value is $145.45. If the Ending Value falls below the Threshold Value, repayment is reduced 1‑for‑1 with downside in the stock, up to a total loss of principal. There are no periodic interest payments and limited secondary market liquidity, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the EURO STOXX 50 (SX5E), Financial Select Sector SPDR (XLF) and Nasdaq-100 Technology Sector Index (NDXT).
The public offering price is $1,000 per note, with an $8 underwriting discount and $992 proceeds per note before expenses. The initial estimated value is expected between $930 and $980 per $1,000. The notes have an approximately 3-year term and are callable monthly at $1,000 plus the applicable coupon.
Investors receive a $8 monthly contingent coupon per $1,000 (0.80% per month; 9.60% per annum) only if each underlying is at or above its Coupon Barrier set at 60% of its Starting Value. At maturity, if not called, principal is protected only if the least performing underlying is at or above its 60% Threshold Value; otherwise, repayment is reduced and can result in a total loss of principal. All payments are subject to the credit risk of the issuer and guarantor.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nikkei 225, Russell 2000, and S&P 500. The notes target quarterly contingent coupons of $22.00 per $1,000 (2.20% per quarter; 8.80% per annum) if each index closes at or above its Coupon Barrier (70% of its Starting Value) on the Observation Date. The issuer may redeem all notes on quarterly Call Payment Dates at $1,000 per note plus any due coupon.
The term is approximately 3 years, from an Issue Date of October 21, 2025 to a Maturity Date of October 19, 2028, unless called. Key levels: Starting Values — NKY 48,277.74; RTY 2,467.015; SPX 6,629.07. Coupon Barriers are 70% and Threshold Values are 60% of Starting Values (e.g., SPX barrier 4,640.35; threshold 3,977.44). At maturity, if the least performing index is at or above its Threshold (60%), investors receive $1,000 per note; if it is below, principal is reduced one-for-one with index loss and could be zero. The initial estimated value is $969.60 per $1,000, below the $1,000 public offering price; per-note underwriting discount is $18.50 with proceeds to BofA Finance of $981.50. Payments depend on the credit of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index (NDXT), the Real Estate Select Sector SPDR Fund (XLRE) and the SPDR S&P Regional Banking ETF (KRE).
The notes are priced at $1,000 per note with total offering of $9,344,000, an underwriting discount of $6.50 per note, and proceeds to BofA Finance of $993.50 per note. The initial estimated value is $966.40 per $1,000, reflecting internal funding and hedging costs. The term is approximately 2.5 years, with issuer call rights on monthly dates at $1,000 plus any due coupon.
Investors receive a contingent coupon of $9.334 per $1,000 (0.9334% monthly; 11.20% per annum) for any month when each underlying is at or above its coupon barrier (60% of Starting Value). At maturity, if not called, principal is repaid only if the least performing underlying is at or above its threshold value (55% of Starting Value); otherwise, repayment is reduced in line with the decline and may be zero. Payments depend on the credit risk of BofA Finance and BAC.
Bank of America (BAC) filed a 424B2 for BofA Finance Auto-Callable Enhanced Return Dual Directional Notes linked to the least performing of AMZN and AAPL. The notes are a primary offering with a public offering price of $1,000 per note and totals of $9,964,000 (underwriting discount $249,100; proceeds to BofA Finance $9,714,900). The initial estimated value is $974.70 per $1,000, reflecting internal funding and hedging costs.
The notes have a term of approximately three years (pricing Oct 16, 2025; issue Oct 21, 2025; maturity Oct 19, 2028) and may be automatically called if each stock’s observation value is at or above its call value on the call observation date. If called on Oct 19, 2026, investors receive a Call Amount of $1,251.70 per $1,000 on Oct 22, 2026. Otherwise, at maturity the payoff depends on the Least Performing stock with a 150% upside participation rate, a Redemption Barrier at 100% of starting value (AMZN $214.47; AAPL $247.45) and a Threshold Value at 70% (AMZN $150.13; AAPL $173.22). Payments are subject to the credit risk of BofA Finance (issuer) and BAC (guarantor) and the notes are not FDIC insured.
BofA Finance (guaranteed by BAC) is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the NDXT, RTY and SPX. The notes target a $6.542 monthly coupon per $1,000 (0.6542% per month; 7.85% per annum) when each index closes at or above its 70% Coupon Barrier. The issuer may redeem the notes monthly at $1,000 plus any due coupon.
The term is approximately 4.75 years (pricing October 16, 2025; maturity July 19, 2030). Initial estimated value is $937.30 per $1,000, below the public offering price due to funding and hedging costs. The fee table shows a per-note underwriting discount of $37.50 and issuer proceeds of $962.50; total offering $579,000.00 with proceeds of $557,287.50.
If the least performing index ends below its 70% Threshold Value at maturity, repayment falls in line with the index decline and can be zero; if at or above, principal is repaid and the final coupon may be paid if barriers are met. All amounts depend on the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, filed a preliminary 424B2 for principal-at-risk Jump Securities with an auto-call feature linked to the worst performing of the S&P 500 Index and Russell 2000 Index, maturing on November 5, 2031.
The notes do not pay interest and have a one-year non-call. Starting November 9, 2026, they auto-redeem quarterly if both indices are at or above their initial values, paying at least $1,086.500 per $1,000 on the first call date and rising by schedule to at least $1,497.375 by August 5, 2031. If not called, and on the final date both indices are at or above initial, holders receive at least $1,519.00 per $1,000. If either index is below initial but both stay at or above the 80% downside threshold, repayment is $1,000. If either finishes below its threshold, maturity payment reflects the worst index’s decline on a 1‑to‑1 basis and can be substantially less than 80% of principal, up to zero.
Issue price is $1,000 per security; the initial estimated value is $910.00–$950.00. Sales commission is $30.00 and a structuring fee is $5.00 per security. All payments are subject to the credit risk of BofA Finance and BAC.
Bank of America (BAC) is offering Digital Return Plus Notes issued by BofA Finance, linked to the least performing of SPDR Gold Shares (GLD) and iShares Silver Trust (SLV). The total public offering is $1,542,000 at $1,000 per note, with an underwriting discount of $33.50 per note and issuer proceeds of $966.50 per note. The initial estimated value is $901.10 per $1,000.
The notes run approximately five years (pricing October 16, 2025; maturity October 21, 2030) with an Upside Participation Rate of 138.175% and a Digital Payment of $1,950 per $1,000 (a 95.00% return) if the least performing underlying ends at or above its starting value. If the least performing ends below its starting value but at or above the threshold (80.00% of start), investors receive $1,000. If it falls below the threshold, repayment declines and investors could lose up to all principal.
Starting values: GLD $396.45 (threshold $317.16) and SLV $49.17 (threshold $39.34). Payments are subject to the credit risk of BofA Finance and BAC and reflect BAC’s internal funding rate and hedging-related charges.
BofA Finance is offering Digital Return Notes linked to the common stock of IonQ, Inc. (NYSE: IONQ), fully and unconditionally guaranteed by Bank of America Corporation. The public offering price is $1,000.00 per Note, with an underwriting discount of $23.75 and proceeds to BofA Finance of $976.25 per $1,000.00.
The Notes pay a fixed Digital Payment of $1,500.00 per $1,000.00 at maturity if the Ending Value of IONQ is greater than or equal to the Threshold Value, set at 50.00% of the Starting Value. If the Ending Value is below the Threshold, the Redemption Amount decreases in line with the stock’s decline, and investors could lose up to 100% of principal. The expected term is approximately 15 months, with a pricing date of October 27, 2025 and maturity on February 1, 2027.
The initial estimated value is expected to be between $900.00 and $960.00 per $1,000.00, reflecting BAC’s internal funding rate and hedging-related charges. BofA Securities, Inc. acts as calculation agent and selling agent (FINRA Rule 5121 applies). Sales to retail investors in the EEA and the UK are prohibited.
BofA Finance filed a 424B2 for Auto‑Callable Notes linked to the least performing of GOOGL, AMZN, AAPL and NVDA. Each Note has a public offering price of $1,000.00, an underwriting discount of $2.50, and proceeds to BofA Finance of $997.50 per Note. The initial estimated value is expected between $940.00 and $990.00 per $1,000.00.
The Notes have a term of approximately 3 years, unless called earlier. Starting on October 29, 2026, the Notes are automatically called if each stock’s Observation Value is at or above its Call Value (100% of its Starting Value) on a Call Observation Date. Listed Call Amounts per $1,000 are $1,413.00, $1,619.50, $1,826.00 and $2,032.50 on the scheduled dates. At maturity, outcomes depend on the Least Performing stock versus a Redemption Barrier of 100.00% and a Threshold Value of 50.00%; if below the Threshold, investors can lose up to 100.00% of principal.
Payments are subject to the credit risk of BofA Finance (Issuer) and Bank of America Corporation (Guarantor). The Notes are not FDIC‑insured. Sales to retail investors in the EEA/UK are prohibited.
BofA Finance LLC, fully guaranteed by Bank of America Corporation (BAC), filed a 424(b)(2) preliminary pricing supplement for market-linked, auto-callable notes tied to the lowest performing of GS, MSFT, and NFLX, maturing November 2, 2028. The notes pay no interest or dividends and are subject to issuer and guarantor credit risk. Public offering price is $1,000 per Security, with an underwriting discount of $25.75 and proceeds of $974.25 per Security. The initial estimated value is expected between $906.75 and $966.75.
An automatic call may occur on November 2, 2026 if the lowest performing stock’s closing price is at or above its Starting Price, paying principal plus a Call Premium of at least 44.75%. If not called, at maturity investors receive: principal plus 200% upside participation if the lowest performer ends above its Starting Price; principal returned if it’s down but not by more than 40% (Threshold at 60% of Starting Price); or full downside exposure if it falls below the Threshold. Denomination is $1,000; dates include Pricing on October 28, 2025, Issue on October 31, 2025, and Final Calculation Day on October 30, 2028. Notes will not be listed; BofA Securities and Wells Fargo Securities act as selling agents.
BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering auto-callable senior unsecured notes linked to the least performing of the Nasdaq-100, S&P 500, and S&P MidCap 400 price return indices. The notes are expected to price with an initial estimated value between $916.60 and $956.60 per $1,000, below the $1,000 public offering price.
Per note economics show an underwriting discount of $20 and proceeds to BofA Finance of $980. The term is approximately 5 years, unless automatically called. Beginning November 2, 2026, the notes auto-call if each index is at or above 95% of its Starting Value, paying the applicable Call Amount (e.g., $1,093.50 on Nov 5, 2026; up to $1,420.75 by May 3, 2030). If not called, at maturity investors receive: the stated Redemption Amount if the least-performing index is at or above the 95% Redemption Barrier; return of principal if it is below the barrier but at or above the 75% Threshold; or a loss of principal proportional to the decline if below the Threshold, up to a 100% loss.
All payments are subject to the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation (BAC), is offering auto-callable senior unsecured notes linked to the least performing of the Russell 2000 Index (RTY) and the S&P 500 Index (SPX). The notes have an approximately 4‑year term and may be automatically called if, on a Call Observation Date, each index is at or above its Call Value.
The public offering price is $1,000 per note, with a $20 underwriting discount and $980 in proceeds to BofA Finance per $1,000 before expenses. The initial estimated value is expected to be $919.90–$959.90 per $1,000, reflecting BAC’s internal funding rate and hedging-related charges.
Key payoff features include Call Amounts of $1,106 (Nov 2026), $1,212 (Nov 2027), and $1,318 (Nov 2028) per $1,000 if called. If not called, maturity repayment depends on the least performing index: a Redemption Barrier at 100% of its Starting Value, a Threshold at 70%, and the possibility of losing up to 100% of principal if the least performer ends below the Threshold. All payments are subject to the credit risk of BofA Finance and BAC.