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Bank of America SEC Filings

BAC NYSE

Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.

Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.

Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.

On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.

Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5-year Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. Each Note has a public offering price of $1,000.00, with proceeds to BofA Finance of $997.50 per Note before expenses after a $2.50 underwriting discount.

The Notes provide 175.00% upside participation in any positive index performance. If the index Ending Value is at or below its Starting Value, investors receive $1,000.00 per Note at maturity, so losses in the index do not reduce principal at maturity based on the payout table. The initial estimated value of each Note on the pricing date is expected to be between $912.50 and $962.50, lower than the public offering price due to internal funding rates, hedging costs and selling fees.

The underlying index uses leverage, a volatility-targeting risk control, borrowing at the Federal Funds Rate, and charges a 0.50% per annum carry cost plus 0.01% transaction costs on exposure changes each intraday window, all of which reduce performance. Payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor, and the Notes are unsecured, unsubordinated obligations not insured by the FDIC.

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Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The total offering is $3,905,000, at a public offering price of $1,000 per Note, with net proceeds of $3,885,475 before expenses.

The Notes have a term of about 23 months, from the November 24, 2025 issue date to the October 22, 2027 maturity date, unless called earlier. Investors may receive a contingent coupon of $8.834 per $1,000 (0.8834% monthly, 10.60% per annum) on monthly Observation Dates, but only if each index closes at or above its Coupon Barrier, set at 70% of its starting level.

At maturity, if the Notes have not been called and the least performing index is at or above its Threshold Value, set at 55% of its starting level, investors receive full principal (plus any final coupon). If it is below the Threshold Value, repayment is reduced in line with the index decline, potentially to zero. The issuer may redeem all Notes early on specified Call Payment Dates at $1,000 plus any due coupon. The initial estimated value is $982.60 per $1,000, reflecting structuring and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America, is offering $4,724,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Investors pay $1,000 per Note, while the initial estimated value is $983.20, reflecting internal funding and hedging costs.

The Notes have a term of about 23 months and may pay a contingent coupon of $9.667 per $1,000 (0.9667% monthly, 11.60% per annum) for any month when all three indices stay at or above their coupon barriers, set at 70% of starting levels. Principal is protected only if the worst-performing index finishes at or above its threshold value of 60% of its start; otherwise repayment falls in line with the index loss and can drop to zero. BofA Finance can redeem all Notes early on specified monthly dates at par plus any due coupon, and all payments depend on the credit of BofA Finance and BAC.

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Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 5‑year Enhanced Return Notes linked to the S&P 500 FC TCA 0.50% Decrement Index ER. These notes provide 150% upside participation in the index: if the Ending Value is above the Starting Value, investors receive their $1,000 principal plus 150% of the index gain; if the Ending Value is at or below the Starting Value, investors receive only the $1,000 principal at maturity, with no upside and no periodic interest.

The underlying index is a risk‑controlled, excess‑return version of the S&P 500 Total Return Index that uses leverage, a cash allocation and an 11.50% volatility target, and it is reduced by borrowing, carry, 0.50% annual carry cost and 0.01% transaction cost frictions, which can significantly weigh on performance. The public offering price is $1,000 per note, including a $37.50 underwriting discount and $962.50 in proceeds to BofA Finance, while the initial estimated value is expected between $912.50 and $962.50 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit risk of BofA Finance and Bank of America, and the notes are not FDIC insured.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the Nasdaq-100® Index. Each Note has a public offering price of $1,000.00, with an underwriting discount of $22.00 and proceeds to BofA Finance of $978.00 per Note, before expenses. The initial estimated value on the pricing date is expected to be between $920.00 and $970.00 per $1,000.00 in principal amount, which is less than the public offering price.

The Notes have a term of approximately 18 months, an Upside Participation Rate of 110.00% and a maximum redemption of $1,177.50 per $1,000.00, a 17.75% cap on gains. A Threshold Value of 90.00% of the Starting Value provides limited downside protection; if the Nasdaq-100® closes below this level at maturity, investors lose 1% of principal for each 1% decline below the Threshold, and could receive as little as $100.00 per $1,000.00, a 90.00% loss. Payments depend on the credit risk of BofA Finance and BAC, and investors forgo dividends on the index components.

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BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing approximately three-year contingent income, issuer-callable yield notes linked to the least performing of the Energy Select Sector SPDR Fund (XLE), the Nasdaq-100 Index (NDX) and the Russell 2000 Index (RTY). Each $1,000 note has a public offering price of $1,000, with underwriting discounts of $28.75 and proceeds to BofA Finance of $971.25. The initial estimated value is expected to be between $910 and $960 per $1,000, reflecting internal funding and hedging costs.

Investors may receive monthly contingent coupon payments of at least $8.334 per $1,000 (at least 10.00% per annum) only when all three underlyings stay at or above a 70% coupon barrier on observation dates. BofA Finance can redeem the notes early on specified call dates at $1,000 plus any due coupon. If held to maturity and the least-performing underlying finishes below 60% of its starting value, principal is reduced in line with that loss and can fall to zero, so investors bear full downside market and issuer credit risk.

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Rhea-AI Summary

Bank of America’s BofA Finance is offering 3-year Contingent Income Issuer Callable Yield Notes fully guaranteed by BAC, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes have a $1,000 minimum denomination and pay a monthly contingent coupon of at least $6.875 per $1,000 (at least 0.6875% per month, or 8.25% per year) only if on each observation date all three indices are at or above 70% of their respective starting levels.

BofA Finance may redeem the Notes early on specified monthly call payment dates at $1,000 per Note plus any due contingent coupon. If the Notes are not called and, at maturity, the least performing index is at or above its 70% threshold, holders receive $1,000 plus any final contingent coupon. If the least performing index ends below its 70% threshold, repayment of principal is reduced in line with that index’s decline and can fall to zero, meaning a total loss of invested principal.

The public offering price is $1,000 per Note, with an underwriting discount of $28.75 and proceeds of $971.25 to BofA Finance. The initial estimated value is expected to be between $910 and $960 per $1,000, reflecting BAC’s internal funding rate, dealer compensation and hedging-related charges.

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Bank of America’s BofA Finance unit is offering 18‑month Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by BAC. The notes provide 110% upside participation in index gains, but returns are capped at a maximum payment of $1,202.50 per $1,000 principal (a 20.25% maximum gain).

If the index ends at or above 90% of its starting level, investors receive at least their principal back; below that 10% buffer, repayment is reduced in line with the index and losses can reach up to 90% of the invested amount. The initial estimated value is expected between $920 and $970 per $1,000, lower than the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes are unsecured, unsubordinated and not FDIC insured.

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BofA Finance, fully guaranteed by Bank of America, is offering approximately 3‑year Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100 Index, Russell 2000 Index and SPDR S&P Regional Banking ETF (KRE). The public offering price is $1,000 per Note, with underwriting discount of $28.75 and proceeds to BofA Finance of $971.25 per Note before expenses. The initial estimated value is expected to be between $910 and $960 per $1,000.

Investors may receive a monthly contingent coupon of at least $8.334 per $1,000 (at least 10% per year) only if on each observation date all three underlyings are at or above 70% of their starting values. The issuer can redeem the Notes monthly at $1,000 plus any due coupon. At maturity, if the Notes were not called and the worst‑performing underlying is at or above 60% of its start, investors receive full principal; below 60%, repayment falls proportionally and losses can reach 100% of principal. Payments depend on the credit of BofA Finance and BAC, the Notes are complex, and they are not intended for EEA or UK retail investors.

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Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. Each Note has a $1,000 public offering price, with an underwriting discount of $26 and initial proceeds of $974 to BofA Finance. The Notes have an approximate 2-year term, pay monthly contingent coupons of at least $6.875 per $1,000 (at least 8.25% per year) only if all three indices are at or above 70% of their starting levels, and are callable monthly at $1,000 plus any due coupon. If not called, investors receive full principal only if the least performing index finishes at or above its 70% threshold; otherwise the payoff tracks that index’s loss and can be as low as zero, meaning up to 100% of principal may be lost. All payments depend on the credit of BofA Finance and Bank of America and the initial estimated value per $1,000 is expected to be $920–$970, below the public price.

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FAQ

How many Bank of America (BAC) SEC filings are available on StockTitan?

StockTitan tracks 1872 SEC filings for Bank of America (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Bank of America (BAC)?

The most recent SEC filing for Bank of America (BAC) was filed on December 2, 2025.