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Bank of America SEC Filings

BAC NYSE

Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.

Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.

Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.

On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.

Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500 Index. Each Note has a $1,000.00 face amount, a term of approximately 4.75 years, and pays a monthly contingent coupon of at least $6.25 per $1,000.00 (at least 0.625% per month, or at least 7.50% per year) only if, on the relevant Observation Date, the index is at or above a Coupon Barrier set at 70.00% of the Starting Value.

The issuer may redeem the Notes early on specified monthly Call Payment Dates at $1,000.00 per Note plus any due contingent coupon, ending all future payments. If the Notes are not called, investors receive at maturity either full principal (and possibly the final coupon) if the S&P 500 Ending Value is at or above the 70.00% Threshold Value, or a reduced amount if it finishes below that level, with losses matching the index decline and up to a 100.00% loss of principal.

The initial estimated value of the Notes on the pricing date is expected to be between $930.00 and $980.00 per $1,000.00 face amount, reflecting BAC’s internal funding rate, underwriting discounts, referral fees and hedging-related charges, all of which make the public offering price of $1,000.00 less favorable to investors. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor.

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Rhea-AI Summary

BofA Finance LLC is issuing $819,000 of Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500. These notes have an approximately 18‑month term, pay a contingent coupon of 8.30% per year (0.6917% monthly), and only pay income when each index closes at or above 70% of its starting level on an observation date.

Beginning February 27, 2026, BofA Finance can redeem the notes monthly at par plus any due coupon, which can cut off future income. If the notes are not called and any index ends more than 30% below its starting level at maturity, principal is reduced 1:1 with the loss in the worst index, up to a total loss. The notes are unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and the initial estimated value of $962.60 per $1,000 is below the $1,000 public offering price, reflecting fees, funding and hedging costs.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,939,000 of Market Linked Securities tied to the S&P 500 Index. These auto-callable, principal-at-risk notes pay no interest and may be automatically called on annual Call Dates through November 26, 2029 if the index is at or above the Starting Value of 6,705.12.

If called, investors receive $1,000 per Security plus a fixed Call Premium ranging from 7.10% on the first Call Date up to 28.40% on the final Call Date, capping upside at these levels. If not called, principal is protected only down to a 7.50% buffer, with a Threshold Value of 6,202.236; below that, losses match further S&P 500 declines up to a maximum loss of 92.50% of principal.

The public offering price is $1,000 per Security, including an underwriting discount of $25.75 per Security, for net proceeds to BofA Finance of about $3.84 million. The initial estimated value is $957.40 per Security, and all payments depend on the credit of BofA Finance and Bank of America.

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Rhea-AI Summary

Bank of America Corporation filed an update on its leadership structure, formally designating certain managers as executive officers under U.S. securities rules. The filing confirms that Chair and Chief Executive Officer Brian T. Moynihan is an executive officer, along with other senior leaders who report directly to him.

The Board’s decision on November 20, 2025 reflects the company’s earlier move to appoint Dean C. Athanasia and James P. DeMare as Co-Presidents responsible for the lines of business. As a result, effective December 31, 2025, several current leaders, including Lindsay D. Hans, Kathleen A. Knox, Matthew M. Koder, and Eric A. Schimpf, will no longer be designated as executive officers, although they remain identified with their business roles in the disclosure.

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Rhea-AI Summary

BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering approximately 3‑year Capped Enhanced Return Notes linked to the least performing of the Dow Jones Industrial Average and the S&P 500 Index. The public offering price is $1,000.00 per Note, while the initial estimated value is $947.20 per $1,000.00, reflecting internal funding and hedging costs.

The Notes provide 125.00% upside participation on the least performing index, capped at a maximum Redemption Amount of $1,360.00 per $1,000.00 (a 36.00% maximum return). Principal is protected only if the least performing index finishes at or above its Threshold Value, set at 70.00% of its Starting Value for each index; if it closes below this level, investors lose one‑for‑one with the index and can lose up to 100.00% of their investment. Payments depend on the credit risk of BofA Finance and BAC and do not include dividends from the indices.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Callable Contingent Income Securities maturing on December 9, 2027, linked to the worst performer of the S&P 500, Russell 2000 and NASDAQ-100 indices. Each security has a $1,000 stated principal amount and may pay a contingent quarterly coupon of at least $22.625 (at least 2.2625% per quarter, 9.05% per year) if on every index business day in the observation period all three indices stay at or above 65% of their initial levels.

Beginning March 10, 2026, BofA Finance can redeem all notes on quarterly dates at par plus any due coupon. At maturity, if the notes are not called and each index is at or above its 65% downside threshold, holders receive principal plus any final coupon; otherwise, repayment is reduced 1‑for‑1 with the decline of the worst index and can fall below 65% of principal or to zero, meaning full loss of invested principal is possible. The initial estimated value is disclosed as between $920 and $970 per $1,000, reflecting internal funding and hedging costs.

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BofA Finance, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. The Notes have a term of approximately 4.75 years, from a pricing date of November 24, 2025 to a maturity date of August 29, 2030, and a public offering price of $1,000.00 per Note, for total proceeds of $868,113.50 before expenses on a $901,000.00 issuance.

Investors may receive a monthly contingent coupon of $6.042 per $1,000.00 (0.6042% per month, 7.25% per annum) only if on each Observation Date all three indices are at or above their Coupon Barriers, set at 70% of their respective starting levels. The issuer can redeem the Notes early on designated Call Payment Dates at $1,000.00 per Note plus any due contingent coupon. If held to maturity and the least performing index finishes below its Threshold Value (also 70% of its starting level), the repayment is reduced in line with that index’s decline and can be as low as zero.

The initial estimated value is $938.40 per $1,000.00, below the public offering price, reflecting BAC’s internal funding rate, hedging-related charges and underwriting discounts. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor.

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Rhea-AI Summary

Bank of America Corporation (BAC), through BofA Finance, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index. Each Note has a public offering price of $1,000.00 with an initial estimated value between $950.10 and $990.10 per $1,000.00, reflecting fees and hedging costs.

The Notes pay a contingent coupon of $7.292 per $1,000.00 (0.7292% monthly, 8.75% per annum) on monthly Observation Dates only if the S&P 500 closing level is at or above 85% of its starting level. Principal is protected at maturity only if the index stays at or above 75% of the starting level; below this Threshold Value, repayment falls in line with index losses and can result in a total loss of principal.

The issuer can redeem the Notes in full on specified quarterly Call Payment Dates at $1,000.00 per Note plus any due coupon, limiting potential income if called. All payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor, and the Notes do not provide any exposure to S&P 500 dividends.

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BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the Nasdaq‑100, Russell 2000 and S&P 500 indices. The notes have a per‑note public offering price of $1,000.00, with an underwriting discount of $26.50 and proceeds to BofA Finance of $973.50 per note, before expenses. The initial estimated value on the pricing date is expected to be between $876.90 and $926.90 per $1,000.00.

Investors may receive monthly contingent coupon payments of $6.25 per $1,000.00 (0.625% per month, 7.50% per annum) if on each observation date all three indices are at or above 70% of their respective starting values. The issuer may redeem the notes in whole on designated monthly call payment dates at $1,000.00 per note plus any applicable contingent coupon. If the notes are not called and, at maturity, the least‑performing index closes below 70% of its starting value, the redemption amount will be reduced in line with that decline and can be as low as $0, resulting in a complete loss of principal.

All payments depend on the credit risk of BofA Finance and Bank of America. The notes do not provide any participation in index gains beyond contingent coupons, pay no dividends from the underlying indices, and embed distribution, hedging and funding costs that make the initial estimated value lower than the public offering price. The filing outlines extensive risk, tax and distribution considerations, including U.S. federal income tax treatment and selling restrictions in the European Economic Area and United Kingdom.

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Rhea-AI Summary

Bank of America Corporation (BAC), through BofA Finance, is offering contingent income, issuer-callable yield notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each Note has a $1,000 denomination and a term of approximately three years, subject to early redemption.

Investors may receive a contingent coupon of $8.75 per $1,000 (0.875% per month, 10.50% per annum) on monthly observation dates if all three indices are at or above 70% of their starting values. BofA Finance may redeem the Notes on specified monthly call dates at $1,000 plus any due contingent coupon if conditions for the coupon are met.

At maturity, if the Notes are not called and the least performing index is at or above its 70% threshold, investors receive principal plus any final contingent coupon; if it is below that threshold, repayment is reduced in line with the index decline and investors can lose up to 100% of principal. The initial estimated value is expected to be $898.60–$948.60 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs.

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FAQ

How many Bank of America (BAC) SEC filings are available on StockTitan?

StockTitan tracks 1872 SEC filings for Bank of America (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for Bank of America (BAC)?

The most recent SEC filing for Bank of America (BAC) was filed on November 26, 2025.