Welcome to our dedicated page for Bank of America SEC filings (Ticker: BAC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Bank of America Corporation (BAC) SEC filings page provides access to the company’s official disclosures filed with the U.S. Securities and Exchange Commission. As a large financial institution with common stock and multiple series of preferred stock and related depositary shares listed on the New York Stock Exchange, Bank of America files a wide range of documents that detail its financial condition, capital structure, and material corporate events.
Among the most closely watched filings are the company’s periodic reports and earnings-related Form 8-Ks, which announce quarterly and annual results, summarize net income and other key metrics, and reference accompanying press releases, presentation materials, and supplemental financial information. These filings also describe investor conference calls and webcasts where management discusses performance and other matters related to the corporation.
Bank of America’s filings further outline its registered securities, including common stock under the BAC ticker and numerous preferred stock series and hybrid income term securities, each with its own trading symbol. Other 8-Ks address topics such as changes in accounting methods for certain equity investments, the issuance of new preferred stock series and related depositary shares, and authorizations of common stock repurchase programs and dividends.
On this page, users can review Bank of America’s SEC filings as they are made available from EDGAR. AI-powered tools can assist by summarizing lengthy documents, highlighting important sections in 10-K and 10-Q reports, and making it easier to understand disclosures about capital, preferred stock terms, and other regulatory information that shapes the BAC investment profile.
BofA Finance, guaranteed by Bank of America Corporation, is offering $41,412,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Consumer Staples Select Sector SPDR Fund (XLP), the Nasdaq-100 Index (NDX) and the Russell 2000 Index (RTY). The Notes have an approximately 18‑month term and pay a monthly contingent coupon of $8.884 per $1,000 only when all three underlyings stay at or above their respective coupon barriers. Missed coupons can be partially recovered later through a “memory” feature if conditions are later met.
The principal is protected only down to a 25% decline in the worst‑performing underlying; if that underlying finishes below its threshold value (75% of its starting level), repayment of principal is reduced in line with the loss and can fall to zero. The Notes are callable monthly at the issuer’s option at $1,000 plus any due coupon. The initial estimated value is $991.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance and BAC.
Bank of America Corporation (BAC) reported insider equity transactions by an officer, the President of Merrill Wealth Management, on 11/15/2025 via a Form 4 filing. The officer exercised 1,234 restricted stock units, receiving the same number of Bank of America common shares as they vested. To cover tax withholding obligations, 524 shares were automatically withheld and disposed of back to the issuer at a price of $52.61 per share. Following these transactions, the officer directly owned 61,850 common shares, with an additional 988 shares held indirectly by a child and 988 shares held indirectly under a UTMA account. The filing also shows 1,235 restricted stock units remaining outstanding, scheduled to vest through 02/15/2026 based on a prior grant made on 02/15/2022.
Bank of America Corporation (BAC) reported an insider equity transaction by an officer. On 11/15/2025, the President of Merrill Wealth Management exercised 975 restricted stock units into common stock and then disposed of 471 common shares to Bank of America to cover tax withholding at a price of $52.61 per share. After these transactions, the reporting person directly beneficially owned 39,621 shares of Bank of America common stock and 975 restricted stock units. Each restricted stock unit represents a contingent right to receive one share of common stock, and the units were originally granted on February 15, 2022, vesting in sixteen equal quarterly installments starting May 15, 2022.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffer GEARS notes linked to the Invesco S&P 500 Equal Weight ETF (RSP) with an approximate 2-year term to December 1, 2027. Each note has a $10 stated principal amount and provides 2x leveraged upside exposure to the ETF, capped at a maximum gain between 16.80% and 18.80%, set on the trade date. If the ETF falls by up to 10%, investors receive full principal back at maturity, but losses beyond that buffer are passed through, up to a 90% loss of principal. The notes pay no coupons or dividends, are unsecured, and all payments depend on the credit of BofA Finance and BAC. The public offering price is $10.00 per note, with a $0.20 underwriting discount and $9.80 in proceeds to BofA Finance per note, and the initial estimated value is expected between $9.20 and $9.70 per $10.
Bank of America Corporation (BAC) reported an insider equity transaction by its Chief Technology & Information Officer. On 11/15/2025, the executive exercised 2,703 restricted stock units, each convertible into one share of Bank of America common stock. As part of the same event, 1,383 shares were withheld and disposed of at $52.61 per share to satisfy tax withholding obligations, a common administrative step rather than an open-market sale. Following these transactions, the executive directly beneficially owns 4,055 shares of Bank of America common stock.
Bank of America Corporation reported an insider transaction by Chair and CEO Brian T. Moynihan. On 11/15/2025, he exercised 17,891 2025 cash-settled restricted stock units, each economically equivalent to one share of common stock, and disposed of 17,891 shares of common stock at $52.61 per share. Following these transactions, he directly beneficially owned 2,651,313 shares of common stock, plus 3,568.159 shares held through a 401(k) plan and 100,000 shares held by a trust. He also continued to hold 53,675 cash-settled restricted stock units, originally granted on February 14, 2025 and scheduled to vest in twelve equal monthly installments from March 2025 through February 2026.
BofA Finance LLC is offering senior unsecured 8.00% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year Constant Maturity Treasury (CMT) rate, due November 28, 2035, fully and unconditionally guaranteed by Bank of America Corporation.
Interest is paid quarterly and is variable: it equals a Base Rate of at least 8.00% per year multiplied by the fraction of U.S. Government Securities Business Days in each period when the CMT Rate is between 0.00% and 5.00%, inclusive. If the CMT Rate stays below 0.00% or above 5.00% for an entire period, no interest is paid. The rate for any period cannot exceed 8.00% or fall below 0.00%.
The notes are callable at the issuer’s option at 100% of principal plus accrued interest on each quarterly interest payment date from November 28, 2026 through August 28, 2035. If not called, holders receive principal at maturity plus any accrued interest. The notes are offered at $1,000 denominations, will not be listed on an exchange, and carry an initial estimated value between $920 and $970 per $1,000, reflecting internal funding and hedging costs. They are not bank deposits or FDIC insured and are subject to the credit risk of both BofA Finance and BAC.
BofA Finance LLC, guaranteed by Bank of America Corporation (BAC), is offering $50,000,000 of senior unsecured Fixed to Floating Rate Notes linked to compounded SOFR, maturing on December 18, 2026. The notes are issued at 100% of principal in minimum denominations of $1,000, with an underwriting discount of 0.05% and proceeds to BofA Finance of $49,975,000 before expenses.
From the issue date on November 18, 2025 to May 18, 2026, the notes pay a fixed interest rate of 4.05% per annum, with interest paid monthly. From May 18, 2026 to maturity, they switch to a floating rate equal to compounded SOFR plus 0.30% per annum, reset monthly, with a floor of 0.00% per annum. Interest is calculated on an ACT/360 basis using a rate cut-off convention.
The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed on a senior unsecured basis by BAC, but are not deposits, are not guaranteed by Bank of America, N.A., and are not insured by the FDIC or any government agency. They are not redeemable or putable before maturity and will not be listed on any securities exchange, so liquidity will depend on any secondary market that develops. The investment is subject to the credit risk of both BofA Finance and BAC and to interest rate fluctuations in SOFR.
Bank of America Corporation received an updated ownership report on its common stock from Warren E. Buffett, Berkshire Hathaway Inc. and a broad group of Berkshire insurance and finance subsidiaries. The group reports beneficial ownership of 568,070,012 Bank of America common shares, representing 7.8% of the outstanding class, with shared voting and dispositive power over these shares and no sole power. Major holding entities include National Indemnity Company, GEICO-related companies, Columbia Insurance Company and others within the Berkshire group. The filers certify that the shares were not acquired and are not held for the purpose of changing or influencing control of Bank of America, indicating a passive investment position under Schedule 13G/A.
BofA Finance LLC, fully and unconditionally guaranteed by Bank of America Corporation (BAC), is offering senior unsecured fixed rate callable notes due November 26, 2027. The notes pay a fixed interest rate of 4.15% per annum, with interest paid quarterly on February 26, May 26, August 26 and November 26 of each year, beginning February 26, 2026.
The issuer may redeem all of the notes at 100% of principal plus accrued interest on any interest payment date from May 26, 2026 through August 26, 2027, so investors must be willing to have the notes called early. The notes are offered at 100.00% of principal, with an underwriting discount of 0.20%, resulting in proceeds to BofA Finance of 99.80%. For certain fee-based accounts and eligible institutional investors, the price may be as low as $998.00 per $1,000.
The minimum denomination is $1,000 and integral multiples of $1,000. The notes are not insured by the FDIC, will not be listed on any exchange, and may have limited or no secondary market liquidity. Investors are exposed to the credit risk of both BofA Finance and BAC and to potential conflicts of interest arising from BAC affiliates’ underwriting, hedging, and market-making activities.