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BANK OF AMERICA /DE/ (BAC) SEC Filings, Nov 21-24, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC is offering $5,895,450 of senior unsecured Autocallable Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. The Notes pay a fixed 8.00% per annum Call Return if the index is at or above its Initial Value of 6,538.76 on any quarterly Observation Date, triggering an automatic call and payment of the applicable Call Price between $10.80 and $14.00 per $10 Note.

If the Notes are never called, at maturity in November 2030 holders receive $10.00 times one plus the Underlying Return, which can be as low as zero, exposing investors to the full downside of the S&P 500® from the Trade Date and potentially a 100% loss of principal. The public offering price is $10.00 per Note, with an underwriting discount of $0.25 and issuer proceeds of $9.75 per Note; the initial estimated value is $9.607 per $10 Stated Principal Amount.

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BofA Finance, guaranteed by Bank of America Corporation (BAC), is offering Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the common stock of Monolithic Power Systems, Inc. (MPWR). The Notes are issued in $1,000 denominations, with a term of about two years from a scheduled issue date of December 2, 2025 to a scheduled maturity date of December 1, 2027, unless automatically called earlier.

The public offering price is $1,000 per Note, including an underwriting discount of $18.50 and initial proceeds of $981.50 to BofA Finance. The initial estimated value on the pricing date is expected between $921.50 and $971.50 per $1,000. On each quarterly Observation Date, if MPWR’s closing price (adjusted by the Price Multiplier) is at or above 56% of the Starting Value, investors receive a Contingent Coupon Payment per $1,000, based on at least $37.50 per period with a memory feature.

Beginning with the May 26, 2026 Call Observation Date, the Notes are automatically called if MPWR’s Observation Value is at or above 100% of the Starting Value, paying $1,000 plus any due contingent coupon. If the Notes are not called and MPWR’s Ending Value is below the 56% Threshold Value at maturity, the Redemption Amount will be less than 56% of principal and could be $0, meaning investors may lose up to their entire investment. All payments depend on the credit risk of BofA Finance as Issuer and BAC as Guarantor and reflect BAC’s internal funding rate and hedging-related charges.

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BofA Finance, guaranteed by Bank of America, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 Index.

Each Note has a $1,000 public offering price, with an initial estimated value between $930 and $980 per $1,000. The Notes pay a contingent coupon of $8.542 per $1,000 (0.8542% monthly, 10.25% per annum) on scheduled monthly dates only if all three indices are at or above 75% of their starting levels.

The issuer may redeem all Notes early on specified Call Payment Dates at $1,000 plus any due coupon. If not called, and at maturity the least performing index is at or above 60% of its starting level, investors receive principal back and, if it is also at or above the coupon barrier, a final coupon. If the least performer finishes below 60%, the redemption amount falls in line with the index loss and investors can lose up to 100% of principal. All payments depend on the credit of BofA Finance and BAC and the Notes involve complex tax and market risks.

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BofA Finance, guaranteed by Bank of America Corporation, is offering auto-callable enhanced return notes linked to the Nasdaq‑100 Index. The notes have a term of approximately five years and are issued in $1,000 minimum denominations at a public offering price of $1,000 per note. The initial estimated value on the pricing date is expected to range between $935 and $985 per $1,000, reflecting internal funding and hedging costs.

The notes may be automatically called on December 21, 2026 if the index level is at or above its starting level, paying a call amount of $1,134.50 per $1,000 on December 24, 2026. If not called, at maturity investors receive 150% of any positive index return, subject to a redemption barrier and threshold: principal is fully returned if the index ending level is at or above 80% of the starting level, but losses are one‑for‑one below that level, down to a complete loss of principal.

All payments depend on the credit risk of BofA Finance and BAC, and the notes are unsecured, unsubordinated obligations with no FDIC insurance. The product excludes dividends from the index, carries significant structure‑, market‑, conflict‑ and tax‑related risks, and is not intended for retail investors in the EEA or United Kingdom.

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Rhea-AI Summary

Bank of America’s BofA Finance is offering Auto-Callable Enhanced Return Notes linked to the Nasdaq-100® Index, fully and unconditionally guaranteed by BAC. The Notes have a term of approximately 5 years and may be automatically called if the index on the Call Observation Date is at or above 100% of its starting level, paying a Call Amount of $1,102 per $1,000 note on December 24, 2026. If held to maturity and not called, investors receive 150% of any positive index return when the Ending Value is at or above the 100% Redemption Barrier. If the Ending Value falls between 80% and 100% of the Starting Value, principal is returned without gain, while a finish below 80% causes losses matching the index decline, up to a complete loss of principal. The public offering price is $1,000 per Note, with an underwriting discount of $20 and proceeds of $980 to BofA Finance, and the initial estimated value is expected to range from $915 to $965 per $1,000 note. All cash flows depend on the credit risk of BofA Finance and BAC.

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Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. The notes have an approximately 18‑month term, a per-note public offering price of $1,000, and a total offering size of $4,452,000, with proceeds of $997 per note to BofA Finance.

Investors may receive a contingent coupon of $10.834 per $1,000 (1.0834% monthly, 13.00% per annum) on each monthly observation date only if all three indexes are at or above their coupon barriers, each set at 70% of the starting value. If the notes are not called and the least performing index finishes below its 70% threshold, repayment of principal is reduced in line with that index’s loss and investors can lose up to 100% of their investment. The initial estimated value is $991.10 per $1,000, reflecting internal funding and hedging costs, and all payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance, fully guaranteed by Bank of America Corporation, is offering approximately 3-year Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Affirm Holdings Class A common stock and Amazon.com common stock.

Investors pay a public offering price of $1,000.00 per Note, while the initial estimated value is expected to be between $910.00 and $960.00 per $1,000.00. Monthly contingent coupons of $18.959 per $1,000.00 are paid only if, on an Observation Date, the Closing Market Price of each stock is at or above its Coupon Barrier, set at 60.00% of its Starting Value, with a memory feature that can “catch up” missed coupons when conditions are later met.

Beginning May 26, 2026, the Notes are automatically called if on a Call Observation Date each stock is at or above its Call Value of 100.00% of its Starting Value, paying $1,000.00 plus any due coupon. If the Notes are not called and at maturity the Ending Value of the least performing stock is below its 60.00% Threshold Value, the Redemption Amount is reduced and can fall to zero, meaning a total loss of principal. All payments are subject to the credit risk of BofA Finance and BAC.

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BofA Finance, guaranteed by Bank of America Corporation, is offering 5‑year auto-callable senior notes linked to the Nasdaq‑100, Russell 2000 and S&P 500 price return indices. Each note has a $1,000 denomination, a public offering price of $1,000, an underwriting discount of $11.25 and proceeds to the issuer of $988.75 per note. The initial estimated value on the pricing date is expected between $930 and $980 per $1,000, reflecting internal funding and hedging costs.

The notes are automatically called, beginning November 30, 2026, if all indices are at or above their starting levels, paying scheduled call amounts that rise from $1,130.00 to $1,617.50 per $1,000. If not called, at maturity investors receive $1,650.00 per $1,000 if the least-performing index is at or above its starting level, principal back if it is at or above 70% of its start, and a reduced amount if it has fallen below 70%, with up to 100% loss of principal possible. All payments depend on the credit of BofA Finance and BAC.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $200,000,000 of senior unsecured Fixed Rate Callable Notes due December 24, 2026. The notes pay a fixed interest rate of 4.05% per year, with interest paid on February 24, May 24, August 24, November 24, 2026 and at maturity, using an Actual/360 day count.

The notes are issued at 100.00% of principal with a 0.04% underwriting discount, providing $199,920,000 in proceeds (before expenses) to BofA Finance. They are callable at the issuer’s option at 100% of principal plus accrued interest on May 24, August 24 and November 24, 2026. The notes are senior, unsecured obligations, issued in minimum denominations of $1,000, held in book-entry form through DTC, and are not FDIC insured. Investors face issuer and guarantor credit risk, potential early redemption, and limited or uncertain secondary market liquidity.

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Bank of America’s BofA Finance is offering approximately 5-year senior unsecured auto-callable notes linked to the S&P 500 Futures Excess Return Index (SPXFP), fully and unconditionally guaranteed by BAC. The public offering price is $1,000 per note, with an underwriting discount of $5 and proceeds to BofA Finance of $995 per note. The initial estimated value on the pricing date is expected between $940 and $990 per $1,000, reflecting internal funding and hedging costs.

The notes may be automatically called starting on the November 23, 2026 call observation date if the index level is at or above the starting value, paying preset call amounts that rise over time from $1,116.50 to $1,524.25 per $1,000. If never called and held to maturity, investors receive $1,000 back if the index ending value is at or above 70% of the starting value, but lose principal on a 1:1 basis if it finishes below 70%, up to a total loss. All payments depend on the credit of BofA Finance and BAC, and the index excludes dividends.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on November 24, 2025.