Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
Bank of America’s BofA Finance is offering Contingent Income Auto-Callable Yield Notes linked to Netflix, Inc. common stock. The Notes are senior unsecured debt of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation. They are issued in $1,000 minimum denominations for a term of about 13 months, unless automatically called.
Holders may receive a monthly contingent coupon of $8.959 per $1,000 (0.8959% per month, 10.75% per year) if on an Observation Date Netflix’s closing price, adjusted by the price multiplier, is at or above 70% of the starting price (the coupon barrier). Beginning May 26, 2026, the Notes are automatically called if Netflix’s observation value is at or above 100% of the starting value on a Call Observation Date, paying $1,000 plus the applicable contingent coupon.
At maturity, if not called, investors receive $1,000 plus the final contingent coupon if Netflix’s ending value is at or above the 70% threshold; if it is below, repayment of principal is reduced in line with the stock’s decline, and up to 100% of principal can be lost. The public offering price is $1,000 per Note, with a $15 underwriting discount and $985 in proceeds to BofA Finance before expenses. The initial estimated value is expected to be between $930 and $980 per $1,000, reflecting internal funding rates, fees and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income auto-callable yield notes linked to the least performing of three underlyings: the Energy Select Sector SPDR Fund (XLE), the Russell 2000 Index (RTY) and the VanEck Semiconductor ETF (SMH). The notes have a term of about five years, a minimum denomination of $1,000, and an initial estimated value of $949.20 per $1,000, below the public offering price.
Investors may receive monthly contingent coupon payments based on a formula using $7.875 per $1,000 for each observation date met, but only if all three underlyings stay at or above their coupon barriers set at 70% of starting values. Beginning in November 2026, the notes are automatically called if all underlyings are at or above 100% of their starting values, returning principal plus the applicable coupon.
If held to maturity without being called, full principal is repaid only if the least performing underlying finishes at or above its 60% threshold value. If it finishes below that level, repayment is reduced in line with the underlying’s loss, and investors could lose their entire investment.
BofA Finance, guaranteed by Bank of America Corporation, is offering approximately 2-year Fixed Income Auto-Callable Yield Notes linked to the least performing of Alphabet Class A (GOOGL), Meta Class A (META) and Microsoft (MSFT) common stock. The notes have a public offering price of $1,000 per note and an initial estimated value of $980.60 per $1,000.
Investors receive fixed monthly coupons of $8.834 per $1,000 (0.8834% per month, 10.60% per year) as long as the notes remain outstanding. Starting May 18, 2026, the notes are automatically called if each stock’s observation value is at or above its call value; in that case, holders receive $1,000 plus the applicable coupon and no further payments.
If the notes are not called, principal repayment at maturity depends on the least performing stock. If its ending value is at or above 50% of its starting value (the threshold), investors receive $1,000 plus the final coupon. If it is below 50%, the redemption amount (excluding the final coupon) falls below 50% of principal, and up to 100% of invested principal can be lost. All payments are subject to the credit risk of BofA Finance and BAC, and the economic terms reflect BAC’s internal funding rate and hedging-related costs.
BofA Finance, guaranteed by Bank of America (BAC), is issuing approximately 4-year Auto-Callable Enhanced Return Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices. The notes are sold at $1,000 per note with an initial estimated value of $982.70, reflecting BAC’s internal funding rate, underwriting discounts and hedging costs.
The notes can be automatically called starting in 2026 if all three indices are at or above their call values, paying fixed call amounts of $1,162.50, $1,325.00 or $1,487.50 per $1,000 depending on the call date. If not called, investors get 200% of the positive return of the least performing index, but principal is protected only down to 70% of its starting level; below that, losses mirror the index decline and can reach 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and do not include any index dividends.
Bank of America’s BofA Finance unit is offering $10,000,000 of Trigger Callable Contingent Yield Notes linked to the least performing of the EURO STOXX 50, Russell 2000 and S&P 500 indices, maturing November 21, 2030. The notes pay a quarterly contingent coupon at an annual rate of 8.40% only when the worst-performing index on each observation date is at or above its coupon barrier (70% of its initial level.
Beginning in February 2026, BofA Finance may, at its discretion, call the notes on any coupon date and repay the $10 principal per note plus any due coupon. If the notes are not called and, at maturity, the worst-performing index is at or above its downside threshold (50% of its initial level), holders receive full principal back plus any final coupon. If it is below that threshold, repayment is reduced in line with the index loss, up to a total loss of principal.
The notes are senior unsecured obligations of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation, and are not listed or insured. The public offering price is $10.00 per note, with an initial estimated value of $9.73, reflecting dealer discounts and hedging costs.
BofA Finance, guaranteed by Bank of America Corporation, is offering Capped Enhanced Return Notes linked to the Class A common stock of Meta Platforms, Inc. (META). The Notes have an approximate 14‑month term, with a strike date of November 18, 2025, pricing date of November 19, 2025, and maturity on January 22, 2027. The Starting Value for META is $597.69.
Each $1,000 Note offers a 300.00% Upside Participation Rate on positive META performance, but returns are capped at a Max Return of $1,402.50, a 40.25% gain. If META finishes at or below the Starting Value, investors receive the Ending Value performance dollar‑for‑dollar and can lose up to 100.00% of principal. The initial estimated value is expected between $920.00 and $970.00 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, underwriting discount, and hedging costs. All payments depend on the credit of BofA Finance and BAC and do not include META dividends.
Bank of America, through BofA Finance and a BAC guarantee, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the VanEck Semiconductor ETF. The notes run for about 5.5 years and pay a contingent coupon of $12.917 per $1,000 (1.2917% per month, 15.50% per year) on monthly observation dates when all three underlyings are at or above their coupon barriers, set at 75% of their respective starting values.
BofA Finance can redeem the notes early on scheduled call payment dates at $1,000 per note plus any due contingent coupon. If held to maturity and the least performing underlying is at or above its 60% threshold value, investors receive $1,000 per note (and a final coupon if the coupon barrier is also met); if it finishes below its threshold, repayment is reduced in line with that decline, potentially to zero. The initial estimated value is $984.50 per $1,000 note, below the public offering price, reflecting BAC’s internal funding rate, underwriting discount, referral fees and hedging costs. All payments depend on the credit of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering $41,412,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Consumer Staples Select Sector SPDR Fund (XLP), the Nasdaq-100 Index (NDX) and the Russell 2000 Index (RTY). The Notes have an approximately 18‑month term and pay a monthly contingent coupon of $8.884 per $1,000 only when all three underlyings stay at or above their respective coupon barriers. Missed coupons can be partially recovered later through a “memory” feature if conditions are later met.
The principal is protected only down to a 25% decline in the worst‑performing underlying; if that underlying finishes below its threshold value (75% of its starting level), repayment of principal is reduced in line with the loss and can fall to zero. The Notes are callable monthly at the issuer’s option at $1,000 plus any due coupon. The initial estimated value is $991.80 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the creditworthiness of BofA Finance and BAC.
Bank of America Corporation (BAC) reported insider equity transactions by an officer, the President of Merrill Wealth Management, on 11/15/2025 via a Form 4 filing. The officer exercised 1,234 restricted stock units, receiving the same number of Bank of America common shares as they vested. To cover tax withholding obligations, 524 shares were automatically withheld and disposed of back to the issuer at a price of $52.61 per share. Following these transactions, the officer directly owned 61,850 common shares, with an additional 988 shares held indirectly by a child and 988 shares held indirectly under a UTMA account. The filing also shows 1,235 restricted stock units remaining outstanding, scheduled to vest through 02/15/2026 based on a prior grant made on 02/15/2022.
Bank of America Corporation (BAC) reported an insider equity transaction by an officer. On 11/15/2025, the President of Merrill Wealth Management exercised 975 restricted stock units into common stock and then disposed of 471 common shares to Bank of America to cover tax withholding at a price of $52.61 per share. After these transactions, the reporting person directly beneficially owned 39,621 shares of Bank of America common stock and 975 restricted stock units. Each restricted stock unit represents a contingent right to receive one share of common stock, and the units were originally granted on February 15, 2022, vesting in sixteen equal quarterly installments starting May 15, 2022.