Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
Bank of America Corporation (BAC), via issuer BofA Finance, is offering roughly 5-year Contingent Income Buffered Issuer Callable Yield Notes linked to the worst performer of the Russell 2000® Index and the S&P 500® Index.
The Notes pay a contingent coupon of $5.625 per $1,000 (0.5625% monthly, 6.75% per year) on scheduled monthly dates, but only if on each Observation Date both indices are at or above 80% of their respective starting levels. Starting December 2026, the issuer may redeem the Notes monthly at $1,000 per Note plus any due contingent coupon when both indices are at or above their coupon barriers.
At maturity, if not called and the worst-performing index is at or above 85% of its starting level, holders receive principal plus any final coupon; if it is below 85%, repayment is reduced one-for-one with the index decline and up to 85% of principal can be lost. The public offering price is $1,000 per Note, with underwriting discount of $37.50 and proceeds to BofA Finance of $962.50. The initial estimated value is expected between $910 and $960 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500 indexes. The Notes have a term of about 2.75 years and are issued at $1,000 per Note, with an underwriting discount of $30 and proceeds of $970 per Note to BofA Finance. The initial estimated value on the pricing date is expected between $920 and $970 per $1,000.
Investors may receive a contingent coupon of $5.834 per $1,000 (0.5834% monthly, 7.00% per annum) on monthly dates if both indexes are at or above 85% of their starting levels. The issuer can redeem the Notes on specified monthly call dates at $1,000 per Note plus any due coupon if the same barrier is met.
At maturity, if not called, holders receive $1,000 plus a final coupon if the worst-performing index is at or above its 85% threshold. If it finishes below 85%, principal is reduced in line with the decline of the least performing index, with potential loss of up to 85% of principal. All payments depend on the credit risk of BofA Finance and BAC.
BofA Finance, guaranteed by Bank of America Corporation, is offering 18‑month senior unsecured Capped Return Notes linked to the least performing of the Dow Jones Industrial Average and the S&P 500 Index. The notes are issued in $1,000 denominations with a maximum redemption of $1,081.50 per $1,000, capping total return at 8.15%.
At maturity, investors receive $1,000 if the least performing index finishes at or below its starting level, and up to the capped amount if it rises. The notes do not pay dividends and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is expected to be between $940 and $990 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, so the economic value at issuance is less than the public offering price.
Bank of America’s BofA Finance is offering auto-callable notes linked to the Market Guard Top 100 Index (MGX100). These senior, unsecured notes have a term of about two years and may be automatically called on the December 28, 2026 Call Observation Date if the index is at or above its Call Value, paying a Call Amount of $1,127.50 per $1,000 of principal on December 31, 2026.
If not called, repayment at maturity in December 2027 depends on index performance: full principal is returned if the index ends at or above a 100% Redemption Barrier, principal is also returned if the index is between the 70% Threshold Value and the barrier, and losses of up to 100% of principal occur if the index finishes below the threshold. The initial estimated value is expected to be between $946.50 and $986.50 per $1,000, reflecting BAC’s internal funding rate, underwriting discount and hedging costs, and all payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $11,000,000 of senior unsecured fixed rate callable notes due January 14, 2030. The notes pay interest at 4.10% per annum, with semiannual payments on January 14 and July 14, starting January 14, 2026. After a 0.20% underwriting discount, proceeds to BofA Finance are $10,978,000 before expenses.
The issuer may redeem all of the notes at 100% of principal plus accrued interest on January 14, 2028, creating reinvestment and call risk for holders. Key risks include the credit risk of both BofA Finance and BAC, structural subordination to BAC’s subsidiaries, absence of cross-default to BAC’s other debt, potential illiquidity and price discounts in any secondary market, and conflicts of interest from affiliated market-making and hedging. For U.S. investors, the notes are treated as fixed rate debt for tax purposes, with interest taxed as ordinary income and gains or losses on disposition generally capital in nature.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering senior unsecured Fixed to Floating Rate Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing on December 12, 2045. The notes are issued in $1,000 minimum denominations at a public offering price of $1,000 per note, with an underwriting discount of $35 and proceeds to BofA Finance of $965 per $1,000 before expenses. From issuance to December 12, 2027, they pay a fixed coupon of 9.25% per annum quarterly. Thereafter, interest is floating and equals a 9.25% base rate multiplied by the fraction of U.S. Government Securities Business Days when the 10‑Year CMT Rate is within the 0.00%–5.00% accrual range, subject to a 0.00%–9.25% annual cap and floor. The issuer may redeem all notes at par plus accrued interest on any quarterly interest payment date from December 12, 2027 through September 12, 2045. Principal is repaid at maturity if the notes are not called, and all payments are subject to the credit risk of BofA Finance and BAC. The notes are not FDIC insured, not bank deposits and will not be listed on an exchange.
Bank of America Corporation (BAC), via BofA Finance LLC, is offering 1,086,367 market-linked notes at $10 per unit, for a total public offering size of $10,863,670. The notes are senior unsecured debt of BofA Finance, fully and unconditionally guaranteed by BAC, and are not FDIC insured or secured by collateral.
The notes mature in about 14 months, on January 29, 2027, and are linked to an equally weighted basket of four technology-related stocks: NVIDIA, Broadcom, Advanced Micro Devices, and Credo Technology Group. Investors get 1-to-1 upside exposure to basket gains, capped at a maximum return of 33.40% (Capped Value of $13.34 per unit). There are no periodic interest payments.
A 20% downside buffer applies: if the basket falls by 20% or less, investors receive their $10 principal back; below that, losses are 1-to-1 with the decline, with up to 80% of principal at risk. The initial estimated value is $9.53 per unit, below the $10 offering price, reflecting internal funding rates, underwriting discounts of $0.175 per unit and a $0.05 per-unit hedging-related charge. Liquidity may be limited because the notes are not listed on any exchange.
Bank of America’s BofA Finance is offering Contingent Income Buffered Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each Note has a $1,000 denomination, a term of about two years and is fully and unconditionally guaranteed by BAC.
Investors can receive a contingent coupon of $7.834 per $1,000 (0.7834% monthly, 9.40% per year) on scheduled dates if, on the related observation date, each index is at or above its coupon barrier of 70% of its starting level. BAC may redeem all Notes early on specified call dates at $1,000 per Note plus any due coupon when each index is at or above its coupon barrier.
At maturity, if not called, the redemption amount depends on the least performing index. If that index finishes at or above its threshold value of 75% of its starting level, investors receive full principal back plus any final coupon. If it finishes below the threshold, principal is reduced in line with the index loss and can fall to zero, meaning investors could lose their entire investment.
The initial estimated value is expected to be $920.60–$970.60 per $1,000, below the $1,000 public offering price, reflecting BAC’s internal funding rate, dealer underwriting discounts and hedging-related charges. All payments depend on the credit risk of BofA Finance and BAC.
Bank of America Corporation (BAC), via BofA Finance, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index with an approximately 5‑year term. The public offering price is $1,000 per Note, while the initial estimated value is $972.20 per $1,000, reflecting internal funding and hedging costs.
Investors may receive monthly contingent coupons of $5.417 per $1,000 (about 0.5417% per month, 6.50% per annum) only when the S&P 500 closing level on the observation date is at or above the coupon barrier of 60% of the starting level. The issuer can redeem the Notes on specified call dates at $1,000 plus any due coupon.
If the Notes are not called, and at maturity the index is at or above the 60% threshold, investors receive $1,000 plus any final coupon. If the index ends below that threshold, repayment of principal is reduced one‑for‑one with index losses below 60%, and investors can lose up to 100% of principal. All payments depend on the credit of BofA Finance as issuer and BAC as guarantor.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 330,200 Leveraged Market-Linked Step Up Notes linked to an international equity index basket, at $10 principal amount per unit, for total public offering proceeds of $3,302,000.
The notes mature in approximately two years, on November 26, 2027, and pay no periodic interest. At maturity, if the basket level is flat or higher than its starting value of 100, investors receive the greater of a fixed 16.00% Step Up return ($11.60 per unit) or a leveraged upside equal to 118% of the basket’s percentage gain. If the basket is below the starting value, principal is exposed 1-to-1 to losses, up to a complete loss of the $10 per unit. The basket combines six equity indices, with the EURO STOXX 50® at 40% weight, FTSE® 100 and Nikkei Stock Average at 20% each, Swiss Market Index and S&P/ASX 200 at 7.5% each, and FTSE® China 50 at 5%.
The initial estimated value of the notes on the pricing date is $9.513 per unit, below the $10 public price, reflecting BAC’s internal funding rate, a $0.20 per-unit underwriting discount and a $0.05 per-unit hedging-related charge. All payments are subject to the credit risk of BofA Finance as issuer and BAC as guarantor, and the notes will not be listed on any securities exchange, so liquidity may be limited.