STOCK TITAN

BANK OF AMERICA /DE/ (BAC) SEC Filings, Nov 25, 2025

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately $2,863,000 of Auto-Callable Enhanced Return Notes linked to the S&P 500® Index. Each Note has a $1,000 denomination and a term of about five years, maturing on November 26, 2030, unless automatically called.

The Notes provide 150.00% participation in any positive index return if held to maturity and not called, subject to product conditions. A Threshold Value of 80.00% of the Starting Value limits loss protection; if the index closes below this level at maturity, investors lose principal in line with the index decline and could lose up to 100.00% of their investment. An early call can occur on the Call Observation Date, with a disclosed Call Amount of $1,080.00 per $1,000 note on November 30, 2026 if conditions are met.

The initial estimated value is $961.40 per $1,000 note, below the public offering price, reflecting internal funding rates, underwriting discounts, referral fees and hedging costs. Payments depend on the performance of the S&P 500 Index and the credit risk of BofA Finance and BAC; investors do not receive dividends from index constituents and face complex U.S. tax treatment.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
-
Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering fixed income buffered issuer callable yield notes linked to the least-performing of the Market Guard Top 100 Index, the Nasdaq-100 Index and the S&P 500 Index.

The notes have an approximately 12‑month term and pay a fixed coupon of $5.834 per $1,000 in principal each month (0.5834% per month, 7.00% per year), as long as they have not been called. Beginning June 25, 2026, the issuer may redeem all notes on monthly call dates at $1,000 per note plus the applicable coupon.

At maturity, if the notes are not called and the least-performing index is at or above 80.00% of its starting level, holders receive $1,000 per note plus the final coupon. If it is below 80.00%, principal is reduced in line with the index loss beyond that 20% buffer, with up to 80.00% of principal at risk, though the final coupon is still paid. Payments are subject to the credit risk of BofA Finance and BAC. The initial estimated value is expected to be $948.60 to $988.60 per $1,000 note, less than the $1,000 public offering price due to internal funding and hedging costs and underwriting discount.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
-
Rhea-AI Summary

Bank of America Corporation, via BofA Finance, is offering auto-callable notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index. The notes have a term of approximately five years, subject to earlier automatic call starting December 28, 2026 if all three indices are at or above their respective call values.

The public offering price is $1,000.00 per note, with an underwriting discount of $7.50 and proceeds of $992.50 to BofA Finance. The initial estimated value on the pricing date is expected between $939.90 and $979.90 per $1,000.00, reflecting internal funding and hedging costs.

If the notes are not called, and the least performing index finishes at or above its redemption barrier (100% of its starting value), investors receive a redemption amount of $1,650.00 per $1,000.00, a 65% total return. If the least performing index ends between its redemption barrier and threshold value (70% of its starting value), principal is returned. If it closes below the threshold, repayment is reduced proportionally and up to 100% of principal can be lost. Payments depend on the credit risk of BofA Finance and BAC, and noteholders do not receive index dividends. The supplement also outlines complex U.S. tax treatment and restrictions on sales in the EEA and United Kingdom.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
Rhea-AI Summary

Bank of America Corporation (BAC), via BofA Finance, is issuing Capped Buffered Enhanced Return Notes linked to the S&P 500® Index. Each Note has a public offering price of $1,000.00 and an initial estimated value of $988.00, reflecting BAC’s internal funding rate, underwriting discount and hedging costs.

The Notes run for approximately 18 months, from a pricing date of November 21, 2025 to a maturity date of May 26, 2027. They offer 110.00% participation in any positive S&P 500 Index performance, but returns are capped at $1,199.98 per $1,000.00 of principal, a 20.00% maximum gain.

The structure includes a 10.00% downside buffer: if the index falls by up to 10%, investors receive full principal back; below that threshold, losses increase one-for-one and investors can lose up to 90.00% of their investment. All payments depend on the credit risk of BofA Finance as issuer and BAC as guarantor, and investors do not receive dividends from S&P 500 companies.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
-
Rhea-AI Summary

Bank of America’s BofA Finance is offering approximately 3-year Contingent Income Issuer Callable Yield Notes linked to the worst performing of the Nasdaq-100 Index, Russell 2000 Index and S&P 500 Index. The public offering price is $1,000 per Note, with an initial estimated value of $968.80 per $1,000, reflecting internal funding, underwriting discounts and hedging costs.

The Notes pay a monthly contingent coupon of $8.334 per $1,000 (0.8334% per month, 10.00% per year) only if, on each Observation Date, all three indices are at or above their Coupon Barriers, set at 70% of their Starting Values. The issuer may redeem the Notes early on specified Call Payment Dates at $1,000 plus any due coupon.

At maturity, if not called, holders receive $1,000 per Note plus any final coupon if the least performing index is at or above its Threshold Value (also 70% of its Starting Value). If the least performing index finishes below its Threshold, principal is reduced in line with that index’s decline and holders can lose up to 100% of principal. All payments are subject to the credit risk of BofA Finance and BAC and the complex tax, valuation and market risks described in the risk sections.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
-
Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is issuing approximately 5-year auto-callable notes linked to the worst-performing of three underlyings: the MSCI Emerging Markets Index, the TOPIX Index and the iShares Russell 2000 Value ETF. The notes are sold at $1,000 per note, with total public offering proceeds of $750,000.00 and underwriting discounts of $3,000.00, leaving $747,000.00 to BofA Finance before expenses.

The initial estimated value is $967.80 per $1,000, reflecting BAC’s internal funding rate and hedging costs, so investors pay more than the model value. Starting values are 1,333.96 for MXEF, 3,297.73 for TPX and $173.85 for IWN, with redemption barriers at 80% of those levels. The notes auto-call starting in late 2026 with step-up call amounts from $1,150 to $1,600 per $1,000 if all underlyings are at or above their call values; otherwise investors receive a maturity payout tied to the least-performing underlying and can lose up to 100% of principal. All payments depend on the credit of BofA Finance and BAC.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
Rhea-AI Summary

Bank of America’s BofA Finance unit is offering auto-callable enhanced return notes linked to the worst performer of AMD, Oracle and e.l.f. Beauty common stock. Each Note has a $1,000.00 principal amount and an initial estimated value of $961.60, reflecting internal funding and hedging costs.

The Notes run for about three years, from a November 2025 issue date to a November 2028 maturity, and may be automatically called on November 24, 2026 if each stock’s observation value is at least 75.00% of its starting value, in which case investors receive a $1,620.00 call amount per $1,000.00 Note.

If not called, at maturity investors get principal plus 300.00% of the positive return of the least performing stock if it finishes at or above its full starting value; only principal back if that stock is between 60.00% and 100.00% of its starting value; and a proportionate loss of principal if it is below 60.00%, up to a total loss. All payments depend on the credit of BofA Finance and BAC.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
-
Rhea-AI Summary

BofA Finance, fully guaranteed by Bank of America Corporation, is offering Buffered Auto-Callable Return Notes linked to the Market Guard Top 100 Index (MGX100). These unsecured senior notes have a term of approximately 2 years, with a potential automatic call on December 28, 2026 if the index closes at or above 100% of its starting level, paying a Call Amount of $1,100.00 per $1,000.00 principal on December 31, 2026.

If the notes are not called, investors are repaid at maturity based on the index level on December 20, 2027. Full principal is returned if the index ends at or above 100% of the starting value, and a 20% downside buffer protects principal as long as the index does not fall below 80% of the starting value. Below that threshold, repayment is reduced in line with index losses and investors could lose up to 80.00% of principal. The public offering price is $1,000.00 per note, with an underwriting discount of $2.50 and proceeds before expenses of $997.50 per note to BofA Finance, while the initial estimated value is expected to be between $949.50 and $989.50 per $1,000.00.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
-
Rhea-AI Summary

BofA Finance LLC, guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have a term of approximately 2.5 years and pay a contingent coupon of $7.709 per $1,000 (0.7709% per month, 9.25% per annum) for each monthly Observation Date on which all three indices are at or above 60% of their respective starting levels.

Beginning in 2026, the issuer may redeem the notes quarterly at $1,000 per note plus any applicable contingent coupon, ending all future payments. If held to maturity and the least performing index finishes at or above 60% of its starting level, investors receive $1,000 per note plus any final contingent coupon; if it finishes below 60%, repayment of principal is reduced one-for-one with the index loss and can fall to zero. The initial estimated value is expected to be between $930 and $980 per $1,000 note, reflecting BAC’s internal funding rate, hedging-related charges and underwriting discounts.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus
Rhea-AI Summary

Bank of America’s BofA Finance is offering Fixed Income Auto-Callable Yield Notes linked to the Class A common stock of Alphabet Inc. (GOOGL), guaranteed by BAC. The Notes have a term of approximately 13 months, pay a fixed coupon of $10.50 per $1,000 in principal each month (equivalent to 12.60% per annum), and may be automatically called starting June 10, 2026 if the stock is at or above 100% of its starting value on any Call Observation Date.

If the Notes are not called, investors receive at maturity the principal plus the final coupon if Alphabet’s ending value is at or above 68% of the starting value. If the ending value is below this threshold, repayment of principal is reduced in line with the stock’s decline and investors can lose up to 100% of their investment, though they still receive the final coupon. The initial estimated value is expected to be between $940 and $990 per $1,000, reflecting BAC’s internal funding rate and hedging costs.

Rhea-AI Impact
Rhea-AI Sentiment
End-of-Day
1.06%
Tags
prospectus

FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on November 25, 2025.