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BofA Finance LLC is offering Dual Directional Buffered Notes linked to the S&P 500® Index, fully and unconditionally guaranteed by Bank of America Corporation. Each Note has a $1,000 denomination, an approximate 15‑month term, pricing on August 26, 2026, issuing on August 31, 2026, and maturing on December 1, 2027.
At maturity, if the S&P 500 ending level is at or above its starting level, investors receive 100% upside participation, capped at a Max Return of 10% (maximum redemption of $1,100 per $1,000). If the index declines but stays at or above 90% of the starting level (the Threshold Value), investors receive a positive return equal to the absolute value of the decline, also capped at 10%. Below the 90% threshold, principal is exposed 1:1 to further downside and investors can lose up to 90% of principal.
The Notes pay no interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The public offering price is $1,000 per Note, with an underwriting discount up to $21.75 and issuer proceeds as low as $978.25 per $1,000. The initial estimated value is expected between $915 and $965 per $1,000, reflecting BAC’s internal funding rate and hedging- and fee-related charges. Investment outcomes depend on both S&P 500 performance and the credit risk of BofA Finance and BAC.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,379,000 of Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500 Futures 40% Volatility Compass TCA 6% Decrement Index ER, maturing on August 1, 2031, unless called earlier.
The Notes pay quarterly contingent coupons using a memory formula based on $31.25 per $1,000 if the index is at or above 62.25% of its 1,330.85 Starting Value (Coupon Barrier 828.45). From July 29, 2027, they are auto-called at par plus coupon if the index is at or above 100% of its Starting Value.
If held to maturity and not called, principal is protected only down to the 80% Threshold Value (1,064.68). Below that level, exposure is 1:1 to further declines, with up to 80% loss of principal. The initial estimated value is $956.50 per $1,000, below the $1,000 public offering price, and the Notes are unsecured, unsubordinated obligations subject to the credit risk of BofA Finance and BAC and will not be listed on any exchange.
BofA Finance LLC is offering $3,953,000 of Auto-Callable Return Notes linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index, fully and unconditionally guaranteed by Bank of America Corporation, under a shelf registration.
The notes have an approximate 4-year term, can be automatically called starting July 30, 2027 for $1,187.50–$1,562.50 per $1,000, and pay no interest. At maturity, if not called, investors get full upside to the least performing index if all end at or above their starting levels, return of principal if the worst index stays at or above 70% of its starting level, and 1:1 downside below that threshold, with up to 100% principal at risk. Payments depend on the credit of BofA Finance and BAC, and the initial estimated value is $982.60 per $1,000, below the public offering price.
BofA Finance LLC is offering $1,827,000 of Contingent Income Buffered Issuer Callable Yield Notes linked to the Russell 2000 and S&P 500, fully and unconditionally guaranteed by Bank of America Corporation. The notes have an approximate 5‑year term, pricing on July 29, 2026 and maturing August 1, 2031, unless called early.
Investors receive a 7.00% per annum contingent coupon (0.5834% monthly, or $5.834 per $1,000) only if on each observation date both indexes are at or above 70% of their Starting Values. Starting Values are 2,906.310 for RTY and 7,316.15 for SPX, with Coupon Barriers at 2,034.417 and 5,121.31, and Threshold Values at 85% of start (2,470.364 RTY; 6,218.73 SPX).
Beginning August 3, 2027, the issuer may redeem all notes monthly at $1,000 plus any due coupon, capping future income. If not called and the Least Performing Underlying ends below its Threshold Value, principal is reduced 1:1 beyond a 15% decline, with up to 85% of principal at risk; otherwise, principal is repaid. The initial estimated value is $952.90 per $1,000, below the public offering price, and the notes will not be listed, with all payments subject to BofA Finance and BAC credit risk.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $38,000 of Contingent Income Issuer Callable Yield Notes linked to the least-performing of the EURO STOXX 50, Nasdaq-100 and Russell 2000 indices. The notes price at $1,000 per note, mature on July 5, 2028, and have an approximate 23‑month term if not called.
Investors may receive a contingent coupon of 11.00% per annum (0.9167% monthly) when, on an observation date, each index is at or above 70% of its starting level. Beginning November 3, 2026, the issuer may redeem the notes monthly at par plus any due coupon. If the notes are not called and any index ends below 70% of its starting level, principal is exposed 1:1 to the decline of the least‑performing index, with up to 100% loss of principal possible. The initial estimated value is $969.50 per $1,000, below the public offering price.
BofA Finance LLC is issuing $17,000 of Contingent Income Issuer Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of the EURO STOXX 50, Nasdaq‑100 and Russell 2000 indices. The notes price on July 29, 2026, issue on August 3, 2026 and mature on July 5, 2028, unless called earlier.
The notes pay a contingent coupon of 13.00% per annum (1.0834% per month), but only for months when each index closes at or above 70% of its Starting Value on the relevant observation date. Starting values are SX5E 6,248.84, NDX 27,192.31 and RTY 2,906.310, with coupon barriers and threshold values set at 70% of each. Beginning November 3, 2026, BofA may redeem the notes monthly at par plus any due coupon.
If the notes are not called and any index ends below its threshold, principal is exposed 1:1 to the percentage decline of the worst‑performing index, with up to 100% loss of principal. The initial estimated value is $984.10 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.
BofA Finance LLC is offering Contingent Income Buffered (with Memory Feature) Auto-Callable Yield Notes linked to the S&P 500® Futures 35% Volatility Compass TCA 6% Decrement Index ER, fully and unconditionally guaranteed by Bank of America Corporation, with an approximate three‑year term to July 31, 2029.
Each Note has a $1,000 public offering price, an underwriting discount of $32.50 and proceeds to the issuer of $967.50 per Note. Monthly contingent coupons of $8.334 per $1,000 accrue with a memory feature when the index is at or above 80% of its Starting Value, and the Notes are auto‑callable monthly from February 26, 2027 if the index is at least 100% of its Starting Value. If held to maturity and the index has fallen by more than 20%, principal is exposed 1:1 to further declines, with up to 80% of principal at risk; otherwise, investors receive full principal and any final contingent coupon. The initial estimated value is expected between $900 and $950 per $1,000, below the public offering price, and returns are subject to the credit risk of BofA Finance and BAC and to embedded index costs, including a 6.00% per annum decrement.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $250,000 of Buffered Auto-Callable Notes linked to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER, maturing on August 1, 2031, in $1,000 denominations. The Notes pay no interest and are not listed on any exchange.
From August 3, 2027, the Notes are automatically callable monthly at preset Call Amounts (starting at $1,090 per $1,000 and rising to $1,442.50) if the index level is at or above 85% of its Starting Value. If not called, and the Ending Value is at least 85% of the Starting Value, investors receive a fixed $1,450 per $1,000. If the index falls more than 15%, principal is exposed 1:1 below the 85% Redemption Barrier, with up to 85% of principal at risk.
The Underlying, launched in 2025, is a leveraged, target-volatility futures index with a 35% volatility target and a 6.00% per annum decrement cost, plus transaction costs at each intraday rebalancing. The public offering price is $1,000 per Note, including up to a $47 underwriting discount, for issuer proceeds of $953 per $1,000. The initial estimated value is $920.40 per $1,000. All payments depend on the credit of BofA Finance and BAC.
Bank of America Corporation reported higher Q2 2026 results, with total revenue of $31,558 million and net income of $9.1 billion, or $1.21 per diluted share, up from $7.2 billion and $0.90 a year earlier. Returns improved, with ROA at 1.03 percent and ROE at 12.71 percent, and the efficiency ratio improved to 59.02 percent.
Revenue growth was driven by net interest income of $15,997 million and noninterest income of $15,561 million, alongside a lower provision for credit losses of $1,366 million, partly offset by higher operating expenses. Total assets were $3.5 trillion at June 30, 2026, with total loans and leases of $1,217,619 million and deposits of $2,025,124 million. Credit quality remained solid, with annualized net charge-offs at 0.47 percent of average loans and an allowance for credit losses of $14,264 million.
All major segments contributed: Consumer Banking earned $3,281 million, GWIM $1,413 million on client balances of $4,934,396 million, Global Banking $2,046 million with investment banking fees 50 percent higher, and Global Markets $2,626 million supported by $7,098 million of sales and trading revenue. Capital remained strong, with a CET1 ratio of 11.2 percent versus a 10.0 percent minimum and an SLR of 5.5 percent. The company repurchased $6.0 billion of common stock in the quarter and increased its quarterly common dividend by 14 percent to $0.32 per share.
Bank of America’s affiliate BofA Finance LLC is issuing $1,076,000 of Digital Return Notes due November 2, 2027, fully and unconditionally guaranteed by Bank of America Corporation. The notes are linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 price return indices and have an approximate 15‑month term.
For each $1,000 note, investors receive a fixed Digital Payment of $1,115 (an 11.5% return) at maturity if the ending level of every index is at least 70% of its starting level. If any index finishes below its 70% threshold, repayment is reduced 1:1 with the loss in the least performing index, with up to 100% of principal at risk and no downside protection. The notes pay no periodic interest and will not be listed on an exchange.
The initial estimated value is $964.60 per $1,000, below the public offering price of $1,000, reflecting BAC’s internal funding rate, underwriting discounts up to $21.75 per $1,000, referral fees up to $3, and hedging-related charges. Any payment is subject to the unsecured credit risk of BofA Finance as issuer and BAC as guarantor.