Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.
The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.
Bank of America Corporation is offering senior unsecured Capped Floating Rate Notes linked to Compounded SOFR, maturing on February 11, 2036. The notes are issued at 100% of principal, in minimum denominations of $1,000 and integral multiples of $1,000.
The notes pay quarterly interest at a floating rate equal to Compounded SOFR plus 1.22% per annum, subject to a minimum rate of 0.00% and a maximum rate of 6.50%. Interest is determined in arrears each period using a rate cut-off convention.
The notes are senior unsecured obligations of BAC, are not bank deposits and are not insured by the FDIC or any government agency, so all payments depend on BAC’s creditworthiness. There is no issuer call or holder put feature and no exchange listing is expected.
Liquidity for investors will depend on any secondary market, which may be limited, with BofA Securities potentially acting as a market-maker but without any obligation to do so. The documents highlight risks including potentially low or zero interest, market value volatility, and conflicts of interest because an affiliate acts as calculation agent and may engage in hedging and trading activities. For U.S. holders, the notes are expected to be treated as variable rate debt instruments for federal income tax purposes.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffer GEARS notes linked to the iShares Expanded Tech‑Software Sector ETF (IGV) maturing on February 10, 2028. Each note has a $10 stated principal amount and no periodic interest payments.
At maturity, if the ETF has risen, investors receive principal plus 2x the ETF gain, capped at a Maximum Gain between 28.20% and 30.20%. If the ETF is flat or down but no worse than 10%, principal is repaid. If it falls more than 10%, losses match the decline beyond this 10% buffer, up to a 90% loss of principal.
The notes are senior unsecured debt of BofA Finance, fully and unconditionally guaranteed by Bank of America Corporation. Investors forgo IGV dividends, face limited or no liquidity, and the initial estimated value per $10 note is expected to be between $9.20 and $9.70, below the $10 public offering price.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering fixed income yield notes linked to the least performing of Amazon.com, Inc. common stock and the S&P 500 Index, maturing on June 9, 2028.
The notes pay a fixed coupon of 8.20% per annum, or $6.834 per $1,000 monthly, regardless of underlying performance. At maturity, investors receive full principal only if the ending level of the least performing underlying is at or above 55% of its starting value
The notes are unsecured senior obligations of BofA Finance, guaranteed by BAC, with an initial estimated value between $930 and $980 per $1,000, below the public offering price of $1,000. They will not be listed on any exchange and embed significant market, credit, liquidity and tax complexity risks.
BofA Finance LLC, guaranteed by Bank of America Corporation, is offering approximately 5-year Contingent Income Auto-Callable Yield Notes linked to the least performing of Affirm, Palantir and Tesla stock. The notes pay a contingent coupon of 8.35% per annum (0.6959% per month) when, on an Observation Date, each stock is at or above 75% of its starting value; otherwise only a 0.25% annual coupon applies.
Beginning with the February 25, 2027 Observation Date, the notes are automatically called if each stock is at or above 100% of its starting value, returning principal plus the applicable coupon. If never called, investors receive principal at maturity on February 28, 2031 plus the applicable final coupon.
The initial estimated value is expected between $910 and $960 per $1,000 note, below the $1,000 public offering price. Payments depend on issuer and guarantor credit, the performance of the three stocks, and the notes will not be listed on any securities exchange.
BofA Finance LLC is offering Contingent Income Auto-Callable Securities due February 19, 2027, linked to the Class A common stock of Meta Platforms, Inc., fully and unconditionally guaranteed by Bank of America Corporation.
The notes pay a contingent quarterly coupon of at least $27.875 per $1,000 (at least 11.15% per annum) only if Meta’s price on a determination date is at or above 70% of the initial share price. If Meta is at or above the initial share price on any of the first three determination dates, the notes are automatically redeemed early at par plus the applicable coupon and any previously unpaid coupons.
At maturity, if not called and Meta’s final price is at or above the 70% downside threshold, investors receive par plus the final and any unpaid coupons. If the final price is below the downside threshold, repayment is reduced 1-for-1 with Meta’s decline from the initial level, potentially to zero, meaning investors can lose their entire principal. The estimated value on the pricing date is between $922.50 and $972.50 per $1,000, below the $1,000 issue price, reflecting internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering contingent income issuer callable yield notes linked to the least performing of the EURO STOXX 50 Index, Global X Uranium ETF (URA) and VanEck Semiconductor ETF (SMH), maturing on February 15, 2029.
The notes pay a contingent coupon of 25.50% per annum (2.125% per month), but only for months when each underlying is at or above 70% of its starting value. Beginning August 14, 2026, the issuer may redeem the notes monthly at par plus any due coupon, which can shorten the investment to as little as six months.
If the notes are not called and any underlying finishes below 60% of its starting value on the final valuation date, principal is reduced 1-for-1 with the decline of the worst performer, up to a total loss. The initial estimated value per $1,000 note is expected between $900 and $970, below the $1,000 public offering price, reflecting dealer compensation, hedging costs and the issuer’s internal funding rate. All payments depend on the credit of BofA Finance and BAC, and the notes will not be listed on an exchange.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable return notes linked to the S&P 500 Futures Excess Return Index, with an expected term of about five years unless called early.
The notes pay no periodic interest and return depends entirely on the index. If the notes are automatically called on the call observation date, investors receive a fixed call amount and the notes terminate. If not called, and the ending index level is at or above the starting level, holders gain 100% of the index’s increase; if the index finishes below the starting level, only principal is repaid at maturity.
The public offering price is $1,000 per note, with an underwriting discount of up to $2.50 and proceeds to BofA Finance of as low as $997.50 per note. The initial estimated value is expected to be between $946.70 and $986.70 per $1,000. Payments are unsecured and subject to the credit risk of BofA Finance and BAC, the notes will not be listed on an exchange, and various structural, market, conflict and tax risks are highlighted.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable, market-linked notes tied to the S&P 500 Futures 35% Volatility Compass TCA 6% Decrement Index ER. The notes have an expected seven-year term, $1,000 denominations and no periodic interest.
The notes can be automatically called quarterly starting in March 2027 for preset call amounts if the index is at or above its starting level. If not called, investors can receive up to $2,715 per $1,000 at maturity if the index is at least 75% of its starting level, full principal back between 50% and 75%, and 1:1 downside below 50%, with up to 100% loss of principal. Initial estimated value is between $930 and $990 per $1,000, reflecting fees, hedging costs and BAC’s internal funding rate.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $9,312,000 of senior unsecured “Jump Securities” linked to the worst performing of the Russell 2000® and S&P 500® indices, maturing February 6, 2032, with full principal at risk.
The notes have a 1‑year non‑call period, then semiannual auto‑call dates starting February 10, 2027. If on a determination date both indices are at or above their initial levels (RTY 2,648.499; SPX 6,917.81), they are redeemed for $1,100–$1,550 per $1,000, corresponding to about 10% per annum, and no further payments occur.
If not called, at maturity investors receive $1,600 per $1,000 if both final index values are at least their initial levels, $1,000 if both are at or above 80% downside thresholds (RTY 2,118.799; SPX 5,534.25), and otherwise $1,000 times the worst index performance factor, which can be far below 80% and as low as zero. Investors forgo dividends and any upside beyond the fixed premiums, and all payments depend on the credit of BofA Finance and BAC. The initial estimated value is $964.40 per $1,000, below the issue price due to internal funding and hedging costs.
BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $3,500,000 of Buffered Digital Return Notes linked to the S&P 500 Index, maturing February 8, 2028.
The notes offer a fixed digital payment of $1,171.50 per $1,000 principal (a 17.15% return) if the S&P 500 ending level is at least 90% of its starting level of 6,917.81. If the index falls more than 10%, principal is exposed 1:1 to further declines, with up to 90% loss of principal.
The notes pay no periodic interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, and will not be listed on any exchange. The initial estimated value is $991.40 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. Underwriting discounts total $10,500, with gross proceeds to BofA Finance of $3,489,500 before expenses.