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BANK OF AMERICA /DE/ (BAC) SEC Filings, Jan 30, 2026

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering auto-callable notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index, with an expected term of about three years ending in February 2029.

The notes may be automatically called every six months starting February 2027 if each index is at or above its call value, paying call amounts from $1,130 to $1,325 per $1,000 principal. If held to maturity and both ending index levels are at least their starting values, holders receive $1,390 per $1,000, capping upside at a 39% return.

If the least performing index ends below 75% of its starting value, repayment is reduced 1:1 with that decline, and up to 100% of principal can be lost. The notes pay no periodic interest, are not listed on any exchange, and all payments depend on the credit of BofA Finance and BAC.

The public offering price is $1,000 per note, while the initial estimated value on the pricing date is expected between $940 and $990, reflecting internal funding rates, hedging and distribution costs.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes, maturing in February 2028.

The notes pay a contingent coupon of 10.00% per year, or $8.334 monthly per $1,000, but only if each index is at least 75% of its starting level on the observation date. Beginning March 1, 2027, the issuer may redeem the notes quarterly at par plus any due coupon.

If held to maturity and any index finishes below 70% of its starting level, repayment of principal is reduced 1:1 with the decline in the worst-performing index, up to total loss of principal. The initial estimated value is expected between $917.70 and $967.70 per $1,000, below the $1,000 public offering price, reflecting funding and hedging costs. Payments depend on the credit of BofA Finance and Bank of America, and the notes will not be listed on an exchange, so liquidity may be limited.

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Bank of America’s BofA Finance unit is offering Contingent Income Issuer Callable Yield Notes linked to the worst performer of the Nasdaq‑100, Russell 2000 and S&P 500. Each Note has a $1,000 denomination, a term of about 4.75 years and is fully and unconditionally guaranteed by Bank of America Corporation.

The Notes pay a 7.00% per annum contingent coupon ($5.834 monthly per $1,000) only when all three indexes are at or above 50% of their starting levels on the observation date. From September 1, 2026, BofA Finance may redeem the Notes monthly at $1,000 plus any due coupon. If held to maturity and any index has fallen more than 50% from its start, repayment is reduced 1:1 with the decline in the worst index, up to a total loss of principal. The initial estimated value is expected to be $930–$980 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and Bank of America.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the S&P 500® Index, maturing February 6, 2031. Each Note has a $1,000 denomination and pays a 7.30% per annum contingent coupon (0.6084% monthly) when the index on an Observation Date is at or above 70% of its Starting Value.

The Notes are callable quarterly beginning May 7, 2026 at par plus any due coupon. If held to maturity and the index is at or above 70% of its Starting Value, investors receive principal plus any final coupon; if it has fallen more than 30%, repayment is reduced 1:1 with index losses, up to a complete loss of principal. The initial estimated value is between $940 and $990 per $1,000, below the $1,000 public offering price. Payments depend on the credit risk of BofA Finance and BAC, and the Notes will not be listed on any exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the S&P 500 Index, maturing on August 27, 2027. These market-linked notes provide equity exposure with both an upside cap and limited downside protection.

Holders receive 150% of any S&P 500 gain at maturity, but returns are capped at a maximum payment of $1,141.50 per $1,000 note, a 14.15% limit. Principal is protected only down to a 15% index decline; below that, losses are 1:1 and can reach up to 85% of principal. The notes pay no interest, are unsecured obligations subject to the credit risk of BofA Finance and Bank of America, and will not be listed on an exchange. The initial estimated value is expected between $933.50 and $983.50 per $1,000, below the public offering price of $1,000.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices, maturing on December 3, 2030.

The Notes pay a contingent coupon of 9.50% per year (0.7917% monthly) only if, on an observation date, each index is at or above 75% of its starting level. Beginning September 1, 2026, the issuer may redeem the Notes monthly at par plus any due coupon, which can shorten the investment term.

If the Notes are not called, principal repayment depends on the least performing index. At maturity, if that index is at or above 60% of its starting level, investors receive full principal back (plus any final coupon if all indices are at or above 75%). If it is below 60%, repayment is reduced 1:1 with the decline and up to 100% of principal can be lost.

The public offering price is $1,000 per Note, with an underwriting discount of $9 and proceeds to BofA Finance of $991 per Note. The initial estimated value is expected to be $930–$980 per $1,000, reflecting internal funding and hedging costs. The Notes are unsecured, not exchange-listed, and all payments are subject to the credit risk of BofA Finance and BAC, with extensive structure, market, liquidity and tax risks highlighted.

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BofA Finance LLC is offering $3,052,000 of EQT-linked Contingent Income (with Memory Feature) Auto-Callable Yield Notes due February 1, 2029, fully and unconditionally guaranteed by Bank of America Corporation.

The notes pay quarterly contingent coupons of $25.95 per $1,000 when EQT’s stock is at or above 60% of its $55.96 starting value, with a memory feature that can make up missed coupons later. Beginning July 28, 2026, the notes are automatically called at par plus the applicable coupon if EQT is at or above 100% of its starting value on a call observation date.

If the notes are not called and EQT falls more than 40% below its starting value at maturity, investors are exposed to 1:1 downside, up to a complete loss of principal; otherwise, they receive principal back plus any final contingent coupon. The initial estimated value is $954.20 per $1,000, below the $1,000 public offering price, reflecting internal funding and hedging costs. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, not listed on any exchange, and all payments depend on the credit of both entities.

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BofA Finance is issuing $4,850,000 of Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index, fully and unconditionally guaranteed by Bank of America Corporation.

The notes run for about 12 months, from January 30, 2026 to February 5, 2027. At maturity, investors get 200% of any index gain, but returns are capped at 16%, or $1,160 per $1,000 note, and there are no periodic interest payments.

A 10% downside buffer applies: if the index falls 10% or less from the starting level, principal is repaid; below that, losses match additional declines and up to 90% of principal can be lost. The notes are unsecured, not listed on any exchange, and priced at $1,000 per note with initial estimated value of $995.

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BofA Finance LLC is offering unsecured Digital Return Notes, guaranteed by Bank of America Corporation, linked to the least performing of the Russell 2000 Index and the S&P 500 Index with an approximate 18‑month term.

If on the valuation date each index is at least 80% of its starting level, holders receive a fixed digital payment of $1,142.50 per $1,000 of principal at maturity. If either index has fallen more than 20%, repayment tracks the percentage loss of the worst index on a 1:1 basis, up to a complete loss of principal.

The notes pay no periodic interest, will not be listed on an exchange, and all payments depend on the credit of BofA Finance and Bank of America. The initial estimated value is expected between $914.30 and $964.30 per $1,000, below the $1,000 public offering price, reflecting internal funding rates, underwriting discounts and hedging-related charges.

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BofA Finance LLC is offering $249,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes, fully and unconditionally guaranteed by Bank of America Corporation, linked to the least performing of Affirm, Lyft and SoFi common stocks and maturing in February 2029.

The notes pay monthly contingent coupons of $18.334 per $1,000 of principal when each stock is at or above 50% of its starting value, with missed coupons potentially paid later if barriers are met. Beginning January 2027, the notes are automatically called if all three stocks are at or above 100% of their starting values, returning principal plus the due coupon.

If the notes are not called and all stocks finish below their starting values and the worst stock is below 50% of its starting value, repayment is reduced 1-for-1 with that decline, up to total loss of principal. The initial estimated value is $949.60 per $1,000, below the $1,000 public price, and the notes are unsecured, unlisted, and subject to the credit risk of both BofA Finance and BAC.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on January 30, 2026.