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BANK OF AMERICA /DE/ (BAC) SEC Filings, Jan 27-28, 2026

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

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Bank of America Corporation is offering $15,000,000 of Fixed Rate Callable Notes due January 29, 2046. The notes are senior, unsecured debt, issued in $1,000 minimum denominations, and will be delivered in book-entry form through The Depository Trust Company.

The notes pay a fixed interest rate of 5.50% per annum, with interest paid annually on January 29, starting January 29, 2027. BAC may redeem all of the notes at 100% of principal plus accrued interest on January 29, 2027 and on each January 29 thereafter through 2045.

The public offering price is 100% of principal, with an underwriting discount of 1.75%, resulting in proceeds to BAC of $14,737,500 before expenses. The notes are not bank deposits, are not FDIC insured, and depend on BAC’s creditworthiness. They will not be listed on any securities exchange, and secondary market liquidity may be limited.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, Russell 2000 Index and the Energy Select Sector SPDR ETF, maturing on January 11, 2028.

The notes pay a 9.50% per annum contingent coupon (about $7.917 per $1,000 monthly) whenever each underlying stays at or above 70% of its starting level. Beginning August 11, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon.

If the notes are not called and any underlying falls more than 30% below its starting level at maturity, principal is reduced 1:1 with the decline in the worst performer, up to total loss. The public offering price is $1,000 per note, with underwriting discounts up to $23.75 and initial estimated value between $920 and $960 per $1,000, subject to BofA and BAC credit risk.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100, Russell 2000 and Utilities Select Sector SPDR ETF, maturing August 11, 2027.

The notes pay an 8.75% per annum contingent coupon (about $7.292 monthly per $1,000) only if each underlying is at or above 70% of its starting value on the observation date. Beginning May 11, 2026, BofA Finance can redeem the notes monthly at $1,000 plus any due coupon.

If the notes are not called and any underlying ends below 70% of its starting value, principal is exposed 1:1 to the decline in the worst performer, with up to 100% loss of principal possible. The initial estimated value is expected between $910 and $960 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and Bank of America. The notes will not be listed on any exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Dow Jones Industrial Average, Nasdaq-100 Technology Sector Index and Russell 2000 Index, maturing February 10, 2028.

The notes pay a contingent coupon of 11.55% per year (0.9625% monthly) when, on an observation date, each index is at or above 70% of its starting level. Beginning May 11, 2026, BofA Finance may redeem the notes monthly at par plus any due coupon, capping future income.

If not called and any index ends below 70% of its starting value, principal is reduced 1-for-1 with the decline in the worst-performing index, up to a full loss. The notes are unsecured, not exchange-listed, priced at $1,000 with dealer proceeds of $993, and have an initial estimated value between $940 and $990 per $1,000.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $15,000,000 of 10.70% Issuer Callable Daily Range Accrual Notes linked to the 10‑Year CMT Rate, maturing on July 27, 2032. The notes pay variable quarterly interest based on how often the CMT Rate stays between 0.00% and 4.60%.

For each interest period, the rate equals the 10.70% base rate multiplied by the fraction of U.S. Government Securities Business Days when the CMT Rate is within that range, capped at 10.70% and floored at 0.00%. If the CMT Rate is always outside the range, no interest is paid for that period.

The notes are callable at 100% of principal plus accrued interest on quarterly interest payment dates from January 27, 2027 through April 27, 2032. They are unsecured senior obligations of BofA Finance, guaranteed by BAC, sold at $1,000 minimum denominations, and are not FDIC insured or exchange‑listed.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering 3‑Month Notes linked to the Synthetic 5Y5Y SOFR Swap Rate, maturing on April 29, 2026. Each note has a $1,000 principal amount.

Investors receive a fixed coupon of $248.865 per note at maturity regardless of rate performance. Principal repayment depends on the Synthetic 5Y5Y SOFR Swap Rate on the calculation day versus a Strike set at pricing. If the Ending Value is at or below the Strike, investors receive full principal back plus the coupon.

If the Ending Value is above the Strike, principal is reduced by 2.00% of face value for every basis point the Ending Value exceeds the Strike, with principal falling to zero if the rate is more than 50 basis points above the Strike. The notes are unsecured, not FDIC insured, not redeemable early, have no listing, and their value is subject to the credit risk of BofA Finance and BAC, complex SOFR benchmark mechanics, potential benchmark transition changes, limited liquidity, and uncertain U.S. tax treatment.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Buffered Digital Return Notes linked to the S&P 500® Index, with an approximate two-year term maturing on February 8, 2028.

Each $1,000 Note pays a fixed digital amount of $1,171.50 (a 17.15% return) at maturity if the S&P 500 ending level is at least 90% of its starting level. If the index falls more than 10%, investors are exposed 1:1 to further declines, with up to 90% of principal at risk.

The Notes pay no periodic interest, will not be listed on an exchange, and are subject to the credit risk of both BofA Finance and BAC. The public offering price is $1,000 per Note, with an initial estimated value between $945 and $995, reflecting underwriting discounts and hedging-related charges.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $2,455,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The notes run to December 29, 2027, unless called earlier.

Investors may receive an 8.50% per annum contingent coupon (0.7084% monthly) only when all three indices are at or above 70% of their starting levels on an Observation Date. Starting April 28, 2026, BofA Finance can redeem the notes monthly at par plus any due coupon. If held to maturity and any index has fallen more than 30% from its starting level, repayment is reduced 1:1 with that decline, putting up to 100% of principal at risk. The initial estimated value is $969.80 per $1,000, below the public offering price, and all payments depend on the credit of BofA Finance and Bank of America.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $310,000 of Digital Return Notes linked to the least performing of Apple, NVIDIA and Tesla stock. The notes run for about 12 months, from January 28, 2026 to January 28, 2027.

If on the valuation date each stock is at or above 60% of its starting value, holders receive a fixed $1,250 per $1,000 note, a 25% return. If any stock falls more than 40%, repayment is reduced 1:1 with that worst performer, exposing up to 100% of principal to loss.

The notes pay no periodic interest, are not exchange-listed, and all payments depend on the credit of BofA Finance and Bank of America. The initial estimated value is $986.60 per $1,000, below the public offering price, reflecting internal funding rates, underwriting discounts and hedging costs.

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BofA Finance LLC is issuing $1,700,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to the least performing of Adobe Inc. and Netflix, Inc., fully and unconditionally guaranteed by Bank of America Corporation, and scheduled to mature on January 27, 2028.

The notes have an approximate two-year term, paying quarterly contingent coupons of $42.50 per $1,000 of principal when both stocks are at or above 65% of their starting values, with missed coupons potentially paid later under the memory feature. Starting values are $301.07 for Adobe and $86.12 for Netflix, with the same levels acting as auto-call triggers from January 25, 2027 if both are at or above 100% of start. If not called, investors receive principal back only if the worst-performing stock finishes at or above 65% of its starting value; otherwise, repayment is reduced 1:1 with that stock’s decline, up to a total loss of principal. The initial estimated value is $994.70 per $1,000 note, and the notes will not be listed, with all payments subject to the credit risk of BofA Finance and BAC.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on January 28, 2026.