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BANK OF AMERICA /DE/ (BAC) SEC Filings, Jan 27, 2026

BAC NYSE

Bank of America Corporation filings document material events, shareholder governance and the capital structure of a diversified banking company listed on the New York Stock Exchange. Recent Form 8-K reports identify registered securities including BAC common stock, multiple series of preferred stock represented by depositary shares, preferred hybrid income securities, income capital obligation notes and senior medium-term notes associated with BofA Finance LLC guarantees.

The company's definitive proxy statement covers annual meeting matters, shareholder voting procedures and governance topics, including board leadership references and the role of the lead independent director. Together, these filings record the formal securities, governance and material-event disclosures tied to Bank of America's banking, wealth management, investment banking and markets businesses.

Rhea-AI Summary

BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering $4,341,000 of Contingent Income Issuer Callable Yield Notes linked to the worst performer of three ETFs: XLE, KRE and IGV. The notes run to October 26, 2028, unless called early.

The notes pay an 11.00% per annum contingent coupon (2.75% quarterly) only if on each observation date every ETF is at or above 65% of its starting value. Beginning July 28, 2026, the issuer can redeem the notes quarterly at par plus any due coupon, cutting off future payments.

If the notes are not called and any ETF falls more than 40% from its starting value at maturity (below its 60% threshold), investors are exposed 1:1 to that decline, with up to 100% of principal at risk. The initial estimated value is $964.60 per $1,000 note, below the $1,000 public offering price, reflecting fees, hedging costs and the issuer’s internal funding rate.

The notes are unsecured, not listed on any exchange, and all payments depend on the credit of BofA Finance and Bank of America Corporation, as well as the sector-specific performance of the underlying energy, regional banking and software ETFs.

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Bank of America Corporation is offering fixed rate callable notes due February 13, 2046 as senior unsecured debt. The notes pay interest monthly at a fixed rate of 5.30% per annum, with interest payment dates on the 13th of each month starting March 13, 2026, in minimum denominations of $1,000.

Beginning February 13, 2029, BAC may redeem all of the notes on any monthly call date at 100% of principal plus accrued interest, and holders have no right to require repayment before maturity. The notes are not deposits, are not FDIC insured, and depend entirely on BAC’s credit.

The offering price includes a 2.50% underwriting discount, with proceeds to BAC of 97.50% of principal before expenses, and certain fee-based accounts may pay as low as $975.00 per $1,000. The notes will not be listed on an exchange, and investors face interest rate, call, credit, liquidity, conflict of interest, and tax risks described in the risk and tax sections.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes due January 7, 2028, linked to the Nasdaq-100, Russell 2000 and S&P 500 indexes. Each $1,000 note pays a contingent coupon of 8.60% per annum, credited monthly when all three indexes close at or above 70% of their starting levels on an observation date.

The notes are callable monthly at the issuer’s option from May 7, 2026 at $1,000 plus any applicable coupon. If held to maturity and the worst-performing index is at or above 60% of its starting level, investors receive full principal back (plus any final coupon). If the worst index ends below 60%, repayment is reduced 1:1 with that decline, up to a total loss of principal.

The notes are unsecured, subject to the credit risk of BofA Finance and Bank of America, will not be listed on any exchange, and have an initial public offering price of $1,000 with an initial estimated value between $930 and $980 per $1,000 note.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least performing of the EURO STOXX 50® Index, KraneShares CSI China Internet ETF and S&P 500® Index, maturing in November 2030 unless called earlier.

The Notes pay a contingent coupon of 11.25% per annum (0.9375% monthly) only if on each Observation Date every underlying is at or above 70% of its starting value. Beginning in February 2027, the Notes are automatically called if all underlyings are at or above 100% of their starting values, paying $1,000 principal plus the applicable coupon.

If the Notes are not called and any underlying finishes below 60% of its starting value, repayment of principal is reduced 1-for-1 with the decline of the worst performer, up to a total loss of invested principal. The public offering price is $1,000 per Note, with an underwriting discount of $10 and proceeds to BofA Finance of $990 per $1,000 before expenses. The initial estimated value is expected between $920 and $970 per $1,000, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and BAC, and the Notes will not be listed on any securities exchange.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Issuer Callable Yield Notes linked to the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. The notes have an approximately 2.5‑year term, expected to mature on August 3, 2028, and are issued in $1,000 minimum denominations.

Investors may receive a 10.10% per annum contingent coupon, paid monthly as $8.417 per $1,000, but only if on each Observation Date all three indices are at or above 70% of their Starting Value. Beginning February 3, 2027, the issuer can redeem the notes monthly at $1,000 plus any due coupon, which would stop future payments.

If the notes are not called and any index finishes below 70% of its Starting Value on the Valuation Date, repayment is reduced 1:1 with the loss of the worst index, up to a 100% loss of principal. The notes are unsecured obligations of BofA Finance, guaranteed by BAC, will not be listed on an exchange, and carry an initial estimated value between $938.50 and $978.50 per $1,000 note, below the public offering price of $1,000.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $4,564,000 of Contingent Income (with Memory Feature) Auto-Callable Yield Notes linked to Amazon.com, Inc. common stock, maturing January 26, 2029.

The notes pay quarterly contingent coupons of up to $26.25 per $1,000 per period, but only if Amazon’s share price on an observation date is at least 70% of the $239.16 starting value. Missed coupons can be “caught up” later if the barrier is met. Beginning July 23, 2026, the notes are automatically called if Amazon’s price is at or above 100% of the starting value, returning principal plus the applicable coupon.

If the notes are not called and Amazon falls by more than 30% from the starting value at maturity, investors are exposed to 1:1 downside and can lose up to their entire principal. The initial estimated value is $973.30 per $1,000, below the public offering price, and payments depend on the credit of BofA Finance and BAC. The notes are not listed on any exchange and may be illiquid.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Capped Buffered Enhanced Return Notes linked to the Russell 2000® Index with an approximate 12‑month term, maturing on February 5, 2027.

The notes provide 200% participation in index gains, capped at a 16.00% maximum return ($1,160 per $1,000). A 10% downside buffer applies; if the index falls more than 10%, investors lose 1% of principal for each 1% drop beyond that level, with up to 90% of principal at risk. The notes pay no periodic interest, are unsecured senior obligations of BofA Finance, guaranteed by BAC, will not be listed on any exchange, and have an initial estimated value between $940 and $990 per $1,000, below the public offering price.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering Contingent Income Auto-Callable Yield Notes linked to the least-performing of the Russell 2000 Index, the SPDR S&P Regional Banking ETF (KRE) and the Utilities Select Sector SPDR ETF (XLU), maturing in November 2030.

The notes pay a contingent coupon of 8.75% per annum (0.7292% monthly) only if, on each observation date, every underlying is at or above 70% of its starting value. From February 2027, the notes are automatically called at par plus the monthly coupon if all underlyings are at or above 100% of their starting values.

If the notes are not called, principal is fully repaid at maturity only if the least-performing underlying finishes at or above 60% of its starting value. Below that threshold, repayment falls 1:1 with the decline, up to total loss of principal. The notes are unsecured, subject to the credit risk of BofA Finance and BAC, will not be listed on an exchange, and have an initial estimated value between $920 and $970 per $1,000 face amount versus a public offering price of $1,000.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is issuing $13,198,000 of Contingent Income Issuer Callable Yield Notes linked to the least performing of the Dow Jones Industrial Average, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index. The notes run for about 2.5 years, maturing on July 27, 2028, unless called earlier.

Investors pay $1,000 per note and may receive a contingent coupon of 12.40% per year, or $10.334 per $1,000 monthly, but only when each index is at or above 70% of its starting level on the relevant observation date. Beginning April 28, 2026, BofA Finance can redeem all notes monthly at par plus any due coupon, cutting off future payments.

If the notes are not called and any index has fallen more than 30% at maturity, repayment is reduced 1:1 with the decline in the worst-performing index, with up to 100% of principal at risk. The initial estimated value is $995.60 per $1,000, below the public offering price, reflecting internal funding and hedging costs. All payments depend on the credit of BofA Finance and Bank of America.

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BofA Finance LLC, fully guaranteed by Bank of America Corporation, is offering approximately three-year Contingent Income Issuer Callable Yield Notes linked to the least performing of the Nasdaq-100 Index, the Russell 2000 Index and the Utilities Select Sector SPDR Fund.

The Notes pay a contingent coupon of 9.00% per annum (0.75% monthly), but only if on each monthly observation date every underlying is at or above 70% of its starting value

If the Notes are not called and any underlying finishes below 60% of its starting value at maturity, investors are exposed to 1:1 downside to the least performing index or ETF, with up to 100% of principal at risk. The initial estimated value is expected between $930 and $980 per $1,000, below the $1,000 public offering price, and all payments depend on the credit of BofA Finance and Bank of America.

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FAQ

How many BANK OF AMERICA /DE/ (BAC) SEC filings are available on StockTitan?

StockTitan tracks 5018 SEC filings for BANK OF AMERICA /DE/ (BAC), including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and Form 4 insider trading disclosures. Each filing includes AI-generated summaries, impact scoring, and sentiment analysis.

When was the most recent SEC filing for BANK OF AMERICA /DE/ (BAC)?

The most recent SEC filing for BANK OF AMERICA /DE/ (BAC) was filed on January 27, 2026.